Search found 15 matches

by new000
Thu Jun 22, 2017 12:33 pm
Forum: Investing - Help with Personal Investments
Topic: help with stock reallocation
Replies: 3
Views: 190

Re: help with stock reallocation

I own some BAC stocks in my rollover 401k with fidelity which i am thinking to sell off. My rollver 401k current allocation is ( Domestic Stock- 52%, Foreign Stock-23%, Bonds-20% , Short Term 2%) into below BAC (BANK OF AMERICA CORP) FCPEX (FIDELITY SMALL CAP ENHANCED INDEX FUND) FSITX (FIDELITY U....
by new000
Thu Jun 22, 2017 10:07 am
Forum: Investing - Help with Personal Investments
Topic: help with stock reallocation
Replies: 3
Views: 190

help with stock reallocation

I own some BAC stocks in my rollover 401k with fidelity which i am thinking to sell off. My rollver 401k current allocation is ( Domestic Stock- 52%, Foreign Stock-23%, Bonds-20% , Short Term 2%) into below BAC (BANK OF AMERICA CORP) FCPEX (FIDELITY SMALL CAP ENHANCED INDEX FUND) FSITX (FIDELITY U.S...
by new000
Mon Jun 19, 2017 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: Tips on Bond investment in fidelity
Replies: 8
Views: 556

Re: Tips on Bond investment in fidelity

Thank you all for feedback
by new000
Mon Jun 19, 2017 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Tips on Bond investment in fidelity
Replies: 8
Views: 556

Tips on Bond investment in fidelity

Any ticker recommendation on bond fund for taxable account at fidelity?
by new000
Mon May 22, 2017 6:01 pm
Forum: Investing - Help with Personal Investments
Topic: should i use existing Roll over IRA account?
Replies: 7
Views: 326

Re: should i use existing Roll over IRA account?

BL wrote:I would keep it separate just in case. If you are already retired it probably doesn't make any difference. Check if there is more legal protection in your state for a Rollover than a regular IRA.

I am 40 and live in NJ
by new000
Mon May 22, 2017 6:00 pm
Forum: Investing - Help with Personal Investments
Topic: should i use existing Roll over IRA account?
Replies: 7
Views: 326

Re: should i use existing Roll over IRA account?

I see no problem with making your regular IRA contribution into a rollover IRA. I would double-check on two things: 1. Are all funds in the rollover IRA pre-tax? (I'm guessing YES, else the after-tax portion would have rolled over into a separate Roth IRA.) Yes 2. Do you ever plan to rollover this ...
by new000
Mon May 22, 2017 2:42 pm
Forum: Investing - Help with Personal Investments
Topic: should i use existing Roll over IRA account?
Replies: 7
Views: 326

Re: should i use existing Roll over IRA account?

mhalley wrote:If you have no intentions of withdrawing the money until retirement then I would just have the one.

No i dont. thanks for the input
by new000
Mon May 22, 2017 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: should i use existing Roll over IRA account?
Replies: 7
Views: 326

should i use existing Roll over IRA account?

I have roll over IRA account with fidelity consisting proceeds from 401k plans of two former employers ( record kept at ML & wells fargo) . I also have Roth IRA which i had rolled over from ML to fidelity. My question is, should i use my roll over IRA account to fund 5500 for year 2017 (and for ...
by new000
Fri May 19, 2017 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: CD options
Replies: 13
Views: 853

Re: CD options

Thanks for the link. I saw Ishare IBond options in fidelity and thought its the same . pardon my ignorance.
by new000
Fri May 19, 2017 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 6
Views: 341

Re: Help with investing

I have about 50k in Santander MMA which i do not intend to use in next 5 years The needed information is, when do you need the 50k? Certainly you don't want money you need in 5 years in the market. Beyond that depends on time to needing the money. Paul I do not intend to use the money atleast in ne...
by new000
Fri May 19, 2017 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 6
Views: 341

Re: Help with investing

Hi new000, Welcome to Bogleheads. I am going to disagree with TomP10. I don't think you need to follow the "asking portfolio questions" format, because it doesn't seem like this $50,000 is for your retirement. It would be helpful if you can tell us what the money is for, and when it will b...
by new000
Fri May 19, 2017 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: CD options
Replies: 13
Views: 853

Re: CD options

Did you read this: https://www.bogleheads.org/wiki/Emergency_fund Some of us use iBonds (can't cash out first year - but thereafter they can be a second-tier emergency fund and if NOT used they are tax-deferred inflation protected retirement fund (many don't like the current rates but at least they...
by new000
Fri May 19, 2017 1:17 pm
Forum: Investing - Help with Personal Investments
Topic: CD options
Replies: 13
Views: 853

Re: CD options

I can tell you what I did. I stopped thinking in terms of buckets. I have equity index etfs in taxable and bonds and a stable value fund in my 401k. If I need to raise cash for current spending I trade to get the cash and to restore my desired asset allocation. The reasons I do it that way are grea...
by new000
Fri May 19, 2017 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Help with investing
Replies: 6
Views: 341

Help with investing

Hello
I have about 50k in Santander MMA which i do not intend to use in next 5 years and looking for tips on investing.I have my brokerage, roll over IRA and IRA account with Fidelity.
Any suggestions?

Thanks in advance for your assistance.
by new000
Fri May 19, 2017 8:14 am
Forum: Investing - Help with Personal Investments
Topic: CD options
Replies: 13
Views: 853

CD options

I am new to this community and wanted to know CD options . Should CD ladder worth considering or go with traditional one based on current market condition?
is there any better option over CD to park emergency funds ( unlikely to be used in next 4-5 years)

Thanks

Go to advanced search