Search found 5 matches

by mstone3
Sun Mar 26, 2017 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Massive Student Loan Debt - Girlfriend
Replies: 86
Views: 7231

Re: Massive Student Loan Debt - Girlfriend

Thanks all for the responses - just to add some more details... She is about 7 years away from meeting the 10 year service obligation, so a long way to go. Aside from the debt, she is extremely responsible financially - very frugal, very careful budgeting, not reckless in any way. A good article reg...
by mstone3
Sun Mar 26, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Massive Student Loan Debt - Girlfriend
Replies: 86
Views: 7231

Massive Student Loan Debt - Girlfriend

I've been dating a wonderful speech-language pathologist for about 8 months. I recently learned that she took out a massive amount of student loan debt (175k+) to pay for her graduate program. Her salary in a public school system is around 55k per year. I was a bit shocked to learn how much she took...
by mstone3
Mon Mar 20, 2017 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Back to School
Replies: 7
Views: 531

Back to School

Hello, I am contemplating going back to school to pursue a PhD as an extension of my masters degree in the area of program evaluation and statistics. The purpose is for career advancement to serve in expert/leadership roles and potentially to teach part-time at a college/university. I have set some ...
by mstone3
Thu Feb 09, 2017 7:39 pm
Forum: Investing - Help with Personal Investments
Topic: Fund Lineup for 50/50 Taxable Account
Replies: 6
Views: 497

Fund Lineup for 50/50 Taxable Account

Hello - would appreciate the Boglehead wisdom: Thoughts/initial impressions on the fund lineup below for a 50/50 non-retirement account (25% tax-bracket). I realize off the bat that the Health Care and REIT are tax-inefficient, but I'm interested in having added exposure to those areas beyond the to...
by mstone3
Thu Sep 22, 2016 7:19 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio 'hit' when rates rise...
Replies: 5
Views: 802

Portfolio 'hit' when rates rise...

Hello, Long time lurker, first time poster. My portfolio contains 10% in the Vanguard REIT sector fund, 30% in the Vanguard Total Bond Market index fund, and 20% in the Vanguard Short-Term Investment Grade Bond fund. Once the Fed finally raises interest rates, are there any ways to get an idea of ho...

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