Search found 930 matches

by mrc
Tue Sep 19, 2017 2:05 pm
Forum: Personal Consumer Issues
Topic: blood pressure monitor recommendations?
Replies: 38
Views: 2203

Re: blood pressure monitor recommendations?

Earl Lemongrab wrote:
Tue Sep 19, 2017 2:00 pm
I would caution against discussing medical aspects as it is against the forum rules and could get this locked. I'd stick to features of the devices.
Agreed and I edited the above post.

To the OP: Any recent Omron arm cuff model is good. The wrist models are not reliable IMHO.
by mrc
Tue Sep 19, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: blood pressure monitor recommendations?
Replies: 38
Views: 2203

Re: blood pressure monitor recommendations?

+1 on the Heisenberg mention above.

My Omron can measure three times in a row, with 15 or 30 seconds between readings. Then it averages the results.


Edited: Removed text for getting too close to medical discussion
by mrc
Mon Sep 18, 2017 4:43 am
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 34
Views: 3819

Re: Wiki article - Credit freeze

Well done, and a great addition to an already great wiki!
by mrc
Sun Sep 17, 2017 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 34
Views: 3819

Re: Wiki article - Credit freeze

... In light of this finding (a truckload of smaller credit reporting companies!), I have to wonder if the content of the 'short list' table is quite right. => I do not see the case for listing ARS (from the description and from the Dr Credit link provided, the case seems weak - in other words, if ...
by mrc
Sun Sep 17, 2017 5:21 am
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2017!
Replies: 214
Views: 28039

Re: Roll Call for the Retirement Class of 2017!

MichaelRpdx wrote:
Sat Sep 16, 2017 7:25 pm
Today is the first full day of retirement.
Glad to join all of you.
Welcome aboard!
by mrc
Sat Sep 16, 2017 4:39 am
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 34
Views: 3819

Re: Wiki article - Credit freeze

I have a question about the external link in Note 1 in the "Credit Reporting Agencies" table. What happens if/when that doctorofcredit link goes dead? I understand respecting website copyright. Would it be prudent to stash a copy of the contact address (and perhaps template letter)? Five minutes on ...
by mrc
Fri Sep 15, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Another battery question
Replies: 25
Views: 2127

Re: Another battery question

I'd have gone the (https://www.amazon.com/Battery-Tender-021-0123-Junior-Charger/dp/B000CITK8S) route and bypassed all the grief. Leave a pigtail hanging out the grill and it's truly plug n play. I purchased a larger version of this and keep it on my F-350 diesel (two batteries), pausing only to ch...
by mrc
Fri Sep 15, 2017 5:34 am
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 34
Views: 3819

Re: Wiki article - Credit freeze

Thanks LadyGeek. The draft page is great.

Could we add info on freezing [ur=https://www.innovis.com/personal/securityFreezel]Innovis[/url] as well?

Code: Select all

https://www.innovis.com/personal/securityFreeze
The page lists available methods (phone, mail, online form, and walk in address :shock:)
by mrc
Thu Sep 14, 2017 5:13 am
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 382
Views: 192108

Re: Suggestions for the Wiki

I checked the wiki and found a short explanation of credit reports and a page for credit scores. Would a section/page on freezing credit (with an enumeration of all the reporting agencies) be helpful? I just found out about SageStream from another post.
by mrc
Thu Sep 14, 2017 5:08 am
Forum: Personal Consumer Issues
Topic: Are Cotton Blankets Good For Winter?
Replies: 21
Views: 1450

Re: Are Cotton Blankets Good For Winter?

We have all cotton blankets, finding wool scratchy and polyester a static electricity & dog hair nightmare. Plenty warm. Some are quite thick, but not heavy.
by mrc
Thu Sep 14, 2017 4:38 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 620
Views: 35056

Re: Equifax customer information leak

Is nobody freezing sagestream? So how many of these dastardly credit reporting agencies are there???? StageStream is new to me. Their online freeze screen explains how to perform a security freeze by phone, or by mail. No online method. I hate being on the phone, then dragging the spouse to the lin...
by mrc
Wed Sep 13, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Hearing aid 101
Replies: 95
Views: 8842

Re: Hearing aid 101

Be careful putting off getting hearing aids for too long, or leaving them in a drawer once you get them, or letting them get dirty so they are not working well. I'm told the neural pathways associated with hearing/speech recognition deteriorate without use, and the loss is mostly permanent. A family...
by mrc
Tue Sep 12, 2017 4:28 pm
Forum: Investing - Theory, News & General
Topic: Golden Ratio (also in Bogleheads logo) Fibonacci
Replies: 27
Views: 2342

Re: Golden Ratio (also in Bogleheads logo) Fibonacci

The reason it happens in nature regularly is best explained (in my opinion) by Fibonacci's original rabbit observation: https://www.livescience.com/37470-fibonacci-sequence.htmlhttps://www.livescience.com/37470-fibonacci-sequence.html Looks like a double URL in the link, try this https://www.livesc...
by mrc
Tue Sep 12, 2017 3:23 pm
Forum: Investing - Theory, News & General
Topic: Golden Ratio (also in Bogleheads logo) Fibonacci
Replies: 27
Views: 2342

Re: Golden Ratio (also in Bogleheads logo) Fibonacci

All AAs are really irrational despite our reasons for choosing them, no?
by mrc
Tue Sep 12, 2017 5:42 am
Forum: Personal Consumer Issues
Topic: Underlayment for hardwood floors
Replies: 31
Views: 2352

Re: Underlayment for hardwood floors

... Why would it be unsatisfactory to glue a 5inch wide plank that's 3/4 inch thick? I would have thought thicker planks were pretty easy to glue down. Much of the 3/4" hardwood I've installed is not perfectly straight and true (as engineered would be). Warps, cups, twists, bows, even wanes on some...
by mrc
Mon Sep 11, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Underlayment for hardwood floors
Replies: 31
Views: 2352

Re: Underlayment for hardwood floors

I have installed over a dozen 3/4" hardwood strip floors in various rooms. I used 30# felt over the plywood sub floor, and nails. No glue. People that glue floors to wood sub floors will live in the room in hell next to those that paint brick. I didn't know about isostep, but if I were to install a...
by mrc
Mon Sep 11, 2017 11:28 am
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 427
Views: 58497

Re: Forum software upgrade bug reports and change requests

If you notice, none of the posts in that thread have them. All of them are from Aug 10 or earlier. I suspect the new feature only applies to replies created after the upgrade. Also, if you edit out the post_id field in the quote tag: [quote="Earl Lemongrab" post_id=3527764 time=1505147045 user_id=5...
by mrc
Mon Sep 11, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Underlayment for hardwood floors
Replies: 31
Views: 2352

Re: Underlayment for hardwood floors

I have installed over a dozen 3/4" hardwood strip floors in various rooms. I used 30# felt over the plywood sub floor, and nails. No glue. People that glue floors to wood sub floors will live in the room in hell next to those that paint brick. I didn't know about isostep, but if I were to install a...
by mrc
Mon Sep 11, 2017 6:27 am
Forum: Personal Consumer Issues
Topic: Underlayment for hardwood floors
Replies: 31
Views: 2352

Re: Underlayment for hardwood floors

... He then recommend with go with 10mm isostep underlay, which is made from recycled rubber. Is this the best product to use to avoid sound traveling between floors? I have installed over a dozen 3/4" hardwood strip floors in various rooms. I used 30# felt over the plywood sub floor, and nails. No...
by mrc
Sun Sep 10, 2017 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 56
Views: 23391

Re: Can't freeze credit at Experian?

I just checked my cc and have multiple charges for my failed attempts also. We will see if they fall off. Me too, with TransUnion. I hate CRAs for so many reasons. It's maddening to receive an email from the credit card folks that a card not present transaction just took place, followed by TransUni...
by mrc
Sat Sep 09, 2017 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 620
Views: 35056

Re: Equifax customer information leak

... Actually, I'm already subscribed to Experian's Protect My ID service. Why? From the 2015 Office of Personnel Management security breach. I have free monitoring for a few years. So far, all OK. That's interesting. Our OPM monitoring service is via myidcare . We froze our reports with the big 4 +...
by mrc
Fri Sep 08, 2017 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 620
Views: 35056

Re: Equifax says info stolen. What's my best course of action?

When OPM was hacked, we looked into subscribing to the "free monitoring." But all that does is tell you that the horse is out of the barn. Maybe not even that. If you freeze your reports, they can't monitor completely. We have a basic service that tells us a sex offender moved into our area, but not...
by mrc
Thu Sep 07, 2017 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Wife believes 7+% returns from stock market are guaranteed
Replies: 64
Views: 5558

Re: Wife believes 7+% returns from stock market are guaranteed

Isn't the long term adjusted-for-inflation return on the S&P 500 around 7%?

A comic asked a clerk locking up a 24 Hour QuickMart, "Aren't you open 24 hours?" Answer: Not in a row!
by mrc
Wed Sep 06, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 257
Views: 21136

Re: Name something you had to have and now you regret purchasing it?

Amazon Echo I thought I would regret buying my Echo, but it turns out I use it much more than I thought I would and really get a ton of utility from it . Such as? I've always wondered what the utility of those products is. Seemed to me to be in the same category as smart watches, a cool new gadget ...
by mrc
Tue Sep 05, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Did Charmin UltraSoft TP become "UltraThin"?
Replies: 61
Views: 3654

Re: Did Charmin UltraSoft TP become "UltraThin"?

Anyone on the fence over the BH getting less interesting thread can now choose a side :wink:

My mom uses A LOT of TP. Prefers Scots 1000 sheet 1-ply (pretty thin) to anything else to prevent clogs. Says she can double up when necessary, but can't split the thicker stuff apart.
by mrc
Sun Sep 03, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Hardwood floors warping?
Replies: 19
Views: 1728

Re: Hardwood floors warping?

The top layer is hickory. It supposedly is more moisture resistant than uniform wood planks. http://www.bellacerafloors.com/buy-Bella-Cera-hardwoods/Engineered-Hardwood-Flooring.aspx The same website's care page says damp moping OK with non oil-base cleaners, don't spray cleaner directly on the flo...
by mrc
Sun Sep 03, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Hardwood floors warping?
Replies: 19
Views: 1728

Re: Hardwood floors warping?

Related but not entirely on topic. We just had engineered wood installed. How do you best clean them? Seems like recommendations are all over the map on the web. Maid has been here once and given it was dirty and dusty used a mop and diluted pinesol. I think she squeezed out most of the water befor...
by mrc
Sat Sep 02, 2017 8:57 am
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2017!
Replies: 214
Views: 28039

Re: Roll Call for the Retirement Class of 2017!

SimplicityNow wrote:
Sat Sep 02, 2017 8:03 am
...
I don't know if it was providence or coincidence but I will be celebrating my first day of retirement at this year's Boglehead Conference.
Now that's a great story! Congratulations!
by mrc
Sat Sep 02, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: Hardwood floors warping?
Replies: 19
Views: 1728

Re: Hardwood floors warping?

We had a hot water line break at the turnoff valve (upstream side of the valve of course). Two floors soaked with hot steamy water: 2-1/4" Brazilian rosewood and 3" birch (similar to maple). The rosewood never moved. The birch cupped such that the edges of the boards were high. I ran a dehumidifier ...
by mrc
Fri Sep 01, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 45
Views: 2995

Re: Are Roomba's effective?

Thanks for the reviews. Great info. Actually more mixed than I expected. Are they safe on wood floors? Do they have a "beater bar" which is supposedly bad for wood floors? There is a little spinning spider brush that sweeps from the edge to the center, and bristle brush head. It's not a powerful ac...
by mrc
Fri Sep 01, 2017 8:39 am
Forum: Investing - Help with Personal Investments
Topic: Start TSP disbursements and delay social security -- or the other way around?
Replies: 39
Views: 2435

Re: Start TSP disbursements and delay social security -- or the other way around?

Where else will you get a guaranteed 8% return, on COLAed income? Not enough information here to be certain (TSP balances, expenses, other savings) but it almost always pays to delay SS. Tapping TSP earlier will reduce RMDs as well. Do you want $1500/month each now, or $2000/month each in 4 years?
by mrc
Fri Sep 01, 2017 5:00 am
Forum: Personal Finance (Not Investing)
Topic: IRS tax letter triggered by Turbotax's 8606
Replies: 50
Views: 6456

Re: IRS tax letter triggered by Turbotax's 8606

Walking through the TT screens, my 8606 forms were not correct. It wasn't until I used TFB article, cleared all the IRA info from the return, and completed the forms in the particular order and method suggested (which I will admit is not 100% intuitive) that TT completed the 8606 correctly. I don't ...
by mrc
Fri Sep 01, 2017 4:46 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 45
Views: 2995

Re: Are Roomba's effective?

Our experience is that they are more trouble then they are worth. They take quite a bit of cleaning all wheels and brushes to keep them working correctly. And while it is implied that they are a "smart" device they are essentially completely blind bumper cars that randomly move in a direction until...
by mrc
Thu Aug 31, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: Evaluating risk of flooding in the "new normal"
Replies: 45
Views: 2344

Re: Evaluating risk of flooding in the "new normal"

If you are near a flood area, it is prudent to re-evaluate. As exurbs create more paved areas miles from your location, your area may be pushed into a higher flood risk that's not on any of the FEMA maps. ‘Storm of the Century?’ Try ‘Storm of the Decade’ With climate change, today’s ‘100-year floods...
by mrc
Thu Aug 31, 2017 12:34 pm
Forum: Personal Consumer Issues
Topic: Evaluating risk of flooding in the "new normal"
Replies: 45
Views: 2344

Re: Evaluating risk of flooding in the "new normal"

Spirit Rider wrote:
Thu Aug 31, 2017 12:27 pm
Not withstanding the media hype when these events occur, the undisputed facts are that there have been increasingly less extreme weather and related events (hurricanes, tornadoes, droughts, wildfires, etc...)
Past performance does not guarantee future results.
by mrc
Wed Aug 30, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: How to deal with Amazon purchases with Mint.com??
Replies: 31
Views: 2022

Re: How to deal with Amazon purchases with Mint.com??

I order a lot from Amazon. In the budget "Amazon" isn't a useful item, because one can purchase so many things there. So every now and then I download several months of order history: Your Account > Your Orders > Order History Reports These go into the credit card purchase detail, and I can tag them...
by mrc
Wed Aug 30, 2017 1:08 pm
Forum: Personal Consumer Issues
Topic: ICE, hybrid, Phev, electric for short trips
Replies: 36
Views: 1803

Re: ICE, hybrid, Phev, electric for short trips

We had a Ford C-Max for 2 years. My wife really enjoyed the car for short trips. It is a good all around car and if you stay within the ~22 mile all electric range, it is pretty fun. Very smooth ride, with the ICE you had a normal car range with a small electric car built in. It got up to 125k mile...
by mrc
Wed Aug 30, 2017 5:03 am
Forum: Personal Consumer Issues
Topic: ICE, hybrid, Phev, electric for short trips
Replies: 36
Views: 1803

Re: ICE, hybrid, Phev, electric for short trips

For short trips, the electric only would be the clear winner. Less weight. Not hauling around an ICE engine. The ICE and similar are all to extend the range to be similar to non electric or hybrid cars. There are other aspects. Ride, comfort, handling in different types of weather. I couldn't get o...
by mrc
Tue Aug 29, 2017 5:53 pm
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 89
Views: 9501

Re: Best place to get eyeglasses / no vision insurance

Zenni rep just told me that Zenni can't make a pair of glasses with a transition lens for the left eye, and a blank (no prescription) for the right. I'll need to shop for another optical shop. Sigh. Yet they sell non-prescription (fashion) glasses! This suggests a process design error wherein the f...
by mrc
Tue Aug 29, 2017 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Relative angry I will not co-sign
Replies: 90
Views: 7989

Re: Relative angry I will not co-sign

Tell him/her: You not talking to me any more will sure make future Thanksgiving dinners awkward! You not paying me back, and likely loosing the house anyway would make the dinners impossible. So, no.
by mrc
Tue Aug 29, 2017 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Check serial number caused an issue
Replies: 26
Views: 2211

Re: Check serial number caused an issue

The manager is ignorant of the different between a starter check and a check with a low number — and is probably following (and perhaps misinterpreting) a company policy. Reminds me of the time a buddy presented a fast food cashier with several $2 bills, which the cashier would not accept claiming t...
by mrc
Mon Aug 28, 2017 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 8648

Re: Should we let MIL pay off our mortgage?

and wishes to re-invest the $400k in real estate.
Great reason to find a nice low-cost REIT.

They say you shouldn't invest in instruments you don't understand. The terms of this arrangement are not crystal clear, subject to change without notice, and hard to liquidate.
by mrc
Mon Aug 28, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2160

Re: Comcast got me over a barrel-Help

If you plan to change your service, even to a new account with Comcast under your wife's name, will your comcast.net email account go away? I ask because, although I don't plan to change from Comcast since my $33 including all fees internet rate is fixed at about half the retail rate, I've consider...
by mrc
Mon Aug 28, 2017 4:42 am
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 89
Views: 9501

Re: Best place to get eyeglasses / no vision insurance

Zenni rep just told me that Zenni can't make a pair of glasses with a transition lens for the left eye, and a blank (no prescription) for the right. I'll need to shop for another optical shop. Sigh. Yet they sell non-prescription (fashion) glasses! This suggests a process design error wherein the f...
by mrc
Sun Aug 27, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Crashplan for Home ending service late 2018
Replies: 92
Views: 6769

Re: Crashplan for Home ending service late 2018

Whatever backup method you choose, please schedule a restore at least every six months, of at least some of your data. Why? Pretty much for the same reason my whole-house generator runs a test every week. You don't want to find that there's a system failure when you need it the most. This thread (a...
by mrc
Sat Aug 26, 2017 6:05 am
Forum: Personal Finance (Not Investing)
Topic: IRS Audit - Backdoor Roth
Replies: 59
Views: 14828

Re: IRS Audit - Backdoor Roth

A couple of law professors (Manns and Todd) recently published an article suggesting that the 6th Circuit's recent decision in Summa Holdings supports the backdoor roth. I can't republish the article here but perhaps someone else can dig it up via google or SSRN. The 6th Cir. Court of Appeals opini...
by mrc
Fri Aug 25, 2017 10:09 am
Forum: Personal Consumer Issues
Topic: I've fallen and I can't get up -- recommendations?
Replies: 42
Views: 5752

Re: I've fallen and I can't get up -- recommendations?

Great thread. I had to give up. My 91 year-old mom can't/won't learn how to use a smart phone. Her apartment comes with a service to dial 911. She won't wear the pendant — says she'll fetch it out of the drawer or off a door knob if she needs it. She says she's afraid she'll press the button by acci...
by mrc
Fri Aug 25, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Buying vegetable seeds for my backyard
Replies: 15
Views: 975

Re: Buying vegetable seeds for my backyard

Perhaps what OP means by organic seed, is seed obtained from certified organically grown crops?

kitchengardenseeds.com is a good source among the others already listed.
by mrc
Thu Aug 24, 2017 4:26 pm
Forum: Personal Consumer Issues
Topic: Exhaust Fan for the bathroom
Replies: 59
Views: 4289

Re: Exhaust Fan for the bathroom

mrc & Rupert <snip>Our downstairs powder room vent fan seems to go nowhere and I have not bothered to remedy that situation for the time being. Same here! Another one of those builder's screws. Like the chimney that vented into the attic of several townhouses nearby. That was quite a fire. It's onl...
by mrc
Thu Aug 24, 2017 3:42 pm
Forum: Personal Consumer Issues
Topic: Exhaust Fan for the bathroom
Replies: 59
Views: 4289

Re: Exhaust Fan for the bathroom

When it comes time for replacement, do building codes come into play? Local codes could have changed since the original installation and I think new codes, if any, would have to be followed. Anyone familiar with such requirement? Surely an electrician installing a new fan would be. That's a good po...