Search found 1575 matches

by mouses
Sun Apr 23, 2017 6:56 pm
Forum: Personal Consumer Issues
Topic: Time savers - life on automation
Replies: 39
Views: 3798

Re: Time savers - life on automation

Jimmie wrote:
rebellovw wrote:Funny - I have the Neato D5 Connected robot vacuum - love it. Everyday it is full even when the house appears clean.

The reason the house appears clean is because the robot vacuum is full. :oops:


:D :D :D :D
by mouses
Sun Apr 23, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: Time savers - life on automation
Replies: 39
Views: 3798

Re: Time savers - life on automation

Bright garage lights for unloading car. Wired garage door opener into garage lights (Radio Shack relay acts as a parallel wall switch). It's nice to come home to a brightly lit garage. And since the garage has multiple bright lights, whereas the garage door opener had only one relatively dim light,...
by mouses
Sun Apr 23, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: Terminal Cancer Diagnosis for 5 year old: What would you do?
Replies: 30
Views: 4704

Re: Terminal Cancer Diagnosis for 5 year old: What would you do?

+1 to the second opinion at advanced medical places and possible research studies. I realize this is low on their priority scale, but consider how this will affect their jobs. Some places are excellent in this situation, some you will find the parents being unemployed due to the impact on their work...
by mouses
Fri Apr 21, 2017 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 127
Views: 11145

Re: Do you have an umbrella policy?

$5 mil. I'm retired, so a substantial loss would be a disaster. $1 mil doesn't go very far these days if someone has major medical bills. Even $5 million is not enough if someone needs major medical care for the rest of their lives, but there is some reasonable compromise.
by mouses
Fri Apr 21, 2017 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Unemployment severance. Weekly or lump sum?
Replies: 12
Views: 801

Re: Unemployment severance. Weekly or lump sum?

chicago_meatball wrote:
Here is the catch, taking a lumpsum while continuing to work with the company will reset her continuous service with respect to unemployment.


I don't know what that means.
by mouses
Fri Apr 21, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: My Doctor says I am "unusual" (declining some blood tests)
Replies: 44
Views: 4681

Re: My Doctor says I am "unusual" (declining some blood tests)

Even with the advent of and requirement for physicians to use emr (electronic medical records) duplication of services remains a huge problem. Good for you for noticing this and decreasing the nations healthcare costs! :sharebeer Thanks for posting my exact thoughts. With EMR, how is this even poss...
by mouses
Fri Apr 21, 2017 4:09 pm
Forum: Personal Consumer Issues
Topic: Removing a tree - expensive!!!
Replies: 60
Views: 4184

Re: Removing a tree - expensive!!!

Then a few years later there was this guy was offering me to cut down supposedly dying tree for free so long as he can take the wood. It turned out that it was American Cherry tree and worth a lot :-). I obviously didn't fall for that. Every year an idiot showed up at my previous house offering to ...
by mouses
Thu Apr 20, 2017 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Why never speak badly about boss? [Need Bogleheads' wisdom]
Replies: 98
Views: 8519

Re: Why never speak badly about boss? [Need Bogleheads' wisdom]

OP, 1) In order to be extremely useful to you, how about you post something about what you might say about your boss and we can offer the rebuttal on how it may come back to haunt you. 2) You have a job. You are hired to do your job. How your boss does his/her job is none of your business. It is hi...
by mouses
Sun Apr 16, 2017 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: How to Avoid Tax Refund Being Seized
Replies: 37
Views: 4226

Re: How to Avoid Tax Refund Being Seized

Here's an idea, have her pay her bills. Novel, I know. Inappropriate and unnecessary comment for this forum. This isn't Facebook. I think it's a reasonable comment. The FIL obviously can't afford to pay the debts. The OP and his wife are grownups; they should pay their own debts. They are probably ...
by mouses
Sat Apr 15, 2017 2:56 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 43
Views: 3413

Re: Gardening 2017

You make me sad. My dad was a big gardener until it became too hard. I miss tomatoes especially along with fresh raspberries. I live in a condo, facing north. No plantings for me. Do you have a balcony? If so, go for it. Try Stupice, a very prolific early tomato with fruits the size of about three ...
by mouses
Sat Apr 15, 2017 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: How to avoid heath care surprises?
Replies: 26
Views: 1527

Re: How to avoid heath care surprises?

randomguy wrote:I had a 20k surgery 15 years ago that resulted in a 40 dollar bill (1 primary care visit and 2 specialists). I don't think anyone has insurance like that anymore:)


Medicare + a Medigap plan with no copays and no deductible.
by mouses
Thu Apr 13, 2017 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Planning for family's future without me
Replies: 12
Views: 1869

Re: Planning for family's future without me

A colleague lost his mother who had a substantial retirement fund and investments of about $1 million. She did not have a will. Her new husband inherited all of her assets. He died within months of her death and his adult children then inherited all of the assets. OP, I'm sorry about your situation...
by mouses
Thu Apr 13, 2017 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: million dollar condo?
Replies: 32
Views: 3318

Re: million dollar condo?

many things amaze and puzzle me. One is the desire for very large (compared to homes built in the 30's, 40's, 50's and 60's) taking up every square inch of the lot and to the maximum height. These are not, usually, occupied by large families. One, two doors down, just built and sold for well over $...
by mouses
Thu Apr 13, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: Windows 10 upgrade, now legacy software doesn't work
Replies: 34
Views: 2266

Re: Windows 10 upgrade, now legacy software doesn't work

This is why I'm on XP. Hundreds of dollars of highly useful peripherals with no comparable replacements that I can find will not work on later versions. I have automatic updating turned off. Is it a security risk? Yes, but it is what it is. I run AntiMalware a lot and don't connect to the Internet u...
by mouses
Thu Apr 13, 2017 2:13 am
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 2708

Re: How do I know if I am filing my taxes correctly?

I am new to filing tax, and I have this question. It's just a form, why do most people use the paid software to fill out the form? It is such a pain to fill it on our own? I'm still in the process of filing. Beats me. No it is not a pain if one keeps organized records. For example, a list of all fi...
by mouses
Wed Apr 12, 2017 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Married filing separately and tax fraud
Replies: 18
Views: 1409

Re: Married filing separately and tax fraud

But I think the relative really does have to worry that any joint assets might be seized. The relative probably needs to protect his/her interests. Also, should have done this some time ago when it presumably became apparent spouse A was crooked. I think it is probably hard to hide that kind of thi...
by mouses
Wed Apr 12, 2017 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: Legality of renters posting reviews of a condominium complex?
Replies: 82
Views: 3363

Re: Legality of renters posting reviews of a condominium complex?

I find the OP post and the effort devoted to this thread to be strange.

The place is clearly a dump. The OP wants to silence the people reporting that. Either get the problems fixed or live with the reputation.
by mouses
Tue Apr 11, 2017 5:47 pm
Forum: Personal Consumer Issues
Topic: That second Visa card
Replies: 25
Views: 1852

Re: One card

Church Lady: I have only one credit card. It is issued by my bank. Never had a problem and I enjoy the simplicity of one card, one statement, one payment and only one chance for errors. Best wishes. Taylor Taylor, Your method does have the benefit of simplicity. However, if there is ever a dispute ...
by mouses
Tue Apr 11, 2017 5:45 pm
Forum: Personal Consumer Issues
Topic: That second Visa card
Replies: 25
Views: 1852

Re: That second Visa card

I have two Visa cards, in order to have a backup in case one is shutdown for fraud or I lose it. I recently added a third card, a 2% cash back Citi card, solely because of the 2%. The best the other two cards do is one is 1.5%. I don't want to spend my time optimizing "rewards" for cards w...
by mouses
Tue Apr 11, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 11813

Re: You can never go "home" - retirement

I did not leave my hometown. But the funny thing is I have only ran into 5 people from my past in 35 years. I have found out that even if you don't move the area still changes. It reminds me of a lady that I know who moved away from a big city. 30 years later she went back to the city and told peop...
by mouses
Tue Apr 11, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 11813

Re: You can never go "home" - retirement

I did go home to one of two choices. The area is still beautiful, although some idiots have built in a natural area. However, almost all the people I knew are gone. In retrospect, I am not sure if I would do it again. I looked at the other place. My childhood home was actually for sale. But the neig...
by mouses
Sun Apr 09, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: Online high school
Replies: 38
Views: 2304

Re: Online high school

What does this do to her chances of getting into college if she is on that path? How does an online high school look to a college admissions office?
by mouses
Fri Apr 07, 2017 7:23 pm
Forum: Personal Consumer Issues
Topic: Returning to the workforce after an extended break - how did you do it?
Replies: 10
Views: 1203

Re: Returning to the workforce after an extended break - how did you do it?

Is there a community college where you could teach an evening course? I think instructors get paid dirt, but it is something to add to your resume.
by mouses
Fri Apr 07, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: way to carry a cell phone
Replies: 6
Views: 696

way to carry a cell phone

I yearn for something like a Dick Tracy wristwatch phone. I would like to have my cell phone easily at hand even when I'm gardening, going from one floor of the house to another, etc. without having to think about taking it with me. I don't want something that I think would be awkward, like a lanyar...
by mouses
Wed Apr 05, 2017 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Spending beyond my means, I think..is my budget out of whack?
Replies: 81
Views: 8173

Re: Spending beyond my means, I think..is my budget out of whack?

My wife does all that after her job while even picking up our youngest at the end of the day, and when I get home she somehow gets dinner ready. How about you make dinner half the time? I am not sure why the younger kid goes to preschool. It sounds like what he needs in baby sitting, due to the dem...
by mouses
Mon Apr 03, 2017 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Switching Jobs for less...Has anyone done this....
Replies: 46
Views: 3573

Re: Switching Jobs for less...Has anyone done this....

A job that eats up for life and probably ruins your health is not worth it. I have left two jobs like that, although the health insurance remained comparable.
by mouses
Sun Mar 19, 2017 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 75
Views: 12673

Re: Paying $20 to E-File State Return

Since I am retired and no longer itemize (house is paid off) our tax returns are the same every year and I do it on paper. Even when doing with Turbotax I always did it on paper too as comparison. NY state did not let me Efile. So I sent tax returns to IRS and NY via Certified mail. To NY it took 2...
by mouses
Sun Mar 19, 2017 6:15 am
Forum: Personal Finance (Not Investing)
Topic: Collection Agency - Are you kidding?
Replies: 33
Views: 4415

Re: Collection Agency - Are you kidding?

I had a similar ridiculous call from a hospital. Seems they had failed to get the contractually required pre-authorization and my insurance didn't pay. I called my insurance company and they explained the problem so I ignored it. Next call was from a collection agency - in fact if I tried to call t...
by mouses
Sat Mar 18, 2017 11:12 pm
Forum: Personal Finance (Not Investing)
Topic: Incorrect taxed medicare earnings on social security statement
Replies: 10
Views: 653

Re: Incorrect taxed medicare earnings on social security statement

Just curious--you are seriously going to call and try to explain to someone that the government didn't take enough of your money and you would like to fix it???? and its been 3 years! I guess there is no way I would be wasting my time trying to fix other peoples mistakes that is going to cost me mo...
by mouses
Fri Mar 17, 2017 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Collection Agency - Are you kidding?
Replies: 33
Views: 4415

Re: Collection Agency - Are you kidding?

Collection agencies are notorious for going after people for debts they don't owe. I'm a little hazy about this, but I think if you mail them a letter saying you don't owe the bill and to stop contacting you, they have to leave you alone. If they ding your credit report, isn't there some feature whe...
by mouses
Fri Mar 17, 2017 3:19 pm
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 101
Views: 5665

Re: Suspicious organic products

My opinions are similar to Raybo's with two additions: 1. I avoid carbohydrate-rich food and thus don't buy either wheat or rice. 2. Much of my organic food (produce, chicken, eggs) comes from Costco and Whole Foods, and I am assuming that Costco and Whole Foods are selecting their suppliers better...
by mouses
Fri Mar 17, 2017 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Car/home insurer....cut the cord?
Replies: 8
Views: 910

Re: Car/home insurer....cut the cord?

I go with AMICA for everything possible, (They do not write homeowners insurance in my area.) They are decent folks who have always been great. I have homeowners through an independent agent. I used to be a State Farm customer, but they were terrible after a flood, and the state finally sued them. I...
by mouses
Fri Mar 17, 2017 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Endless Job Interviews (with same company)
Replies: 61
Views: 6231

Re: Endless Job Interviews (with same company)

Only once have I been on the endless cycle of interviews with a company cycle and they eventually just faded away. I have no idea what was going on, my guess is some internal mess. I would tactfully explain to your primary contact that it is getting difficult for you to take this many days from work...
by mouses
Fri Mar 17, 2017 9:09 am
Forum: Personal Consumer Issues
Topic: Gutter Replacement
Replies: 17
Views: 1656

Re: Gutter Replacement

Be careful about what they may do to the architectural features of the house when installing larger gutters. I came home to find all the protruding rafter ends sawn off.
by mouses
Thu Mar 16, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 101
Views: 5665

Re: Suspicious organic products

There's been fraud in the world organic olive oil market, so I don't see any reason why rice wouldn't be susceptible to this practice. I'll continue to buy as much organic, price dependant, as I can, but I generally trust US/CAN brands more. I also trust the local farmers market farmers who say the...
by mouses
Thu Mar 16, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: Cost of Dental Implant
Replies: 63
Views: 5020

Re: Cost of Dental Implant

Medical insurance very rarely pays anything for teeth. The biggest problem is finding a dentist to work on "contingency" to do the work and hope insurance pays....most (rightfully so) will require you to pay up front and it's the patient's fight to get reimbursed from THEIR insurance. I t...
by mouses
Wed Mar 15, 2017 5:14 pm
Forum: Personal Consumer Issues
Topic: What to do with $100???
Replies: 78
Views: 5345

Re: What to do with $100???

Donate it to an animal shelter or an environmental organization.
by mouses
Wed Mar 15, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: Cost of Dental Implant
Replies: 63
Views: 5020

Re: Cost of Dental Implant

My dentist told me that I would need a dental implant in the future. I said : is too expensive. I wonder why people do not do Jacket crowns. When 15 years old I once broke off a front tooth at the gum line. The dentist left the remaining tooth and roots in place and put a gold 'pin' in it, then pla...
by mouses
Wed Mar 15, 2017 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: IRA RMDS
Replies: 8
Views: 572

Re: IRA RMDS

I was not thinking of inherited IRAs. I have none of those, so I am not familiar with those rules.
by mouses
Wed Mar 15, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: IRA RMDS
Replies: 8
Views: 572

Re: IRA RMDS

What is the rule for people with multiple IRA accounts older than age 70 1/2. Must they take a RMD from EACH account, or is there a way to make the calculation, recognizing the total amount in all of the accounts, but just taking the required amount from one of the accounts? As long as the total is...
by mouses
Wed Mar 15, 2017 7:01 am
Forum: Personal Consumer Issues
Topic: Cost of Dental Implant
Replies: 63
Views: 5020

Re: Cost of Dental Implant

Hi, Without dental insurance, how much should I expect to pay from start to finish for All-on-4/6/8 dental implant? All teeth have been removed. I saw some reviews on Yelp mentioning $50K. Is that on the high side? Average? The dentists I have called are not willing to give me a price range unless ...
by mouses
Tue Mar 14, 2017 10:13 pm
Forum: Personal Consumer Issues
Topic: CCRC [Continuing Care Retirement Community]
Replies: 10
Views: 1179

Re: CCRC [Continuing Care Retirement Community]

My aunt lives in one of these. She likes it very much. I would go crazy if I lived there, as the frequent noisy recreational activities treat people like idiots.
by mouses
Tue Mar 14, 2017 10:11 pm
Forum: Personal Consumer Issues
Topic: Temporarily registering new car at friend's address -- anything wrong?
Replies: 39
Views: 2246

Re: Temporarily registering new car at friend's address -- anything wrong?

I assume this would also cause trouble with your insurance.

Walk away from this. Go to another dealer.
by mouses
Tue Mar 14, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: (Updated Again- Happy Ending) Issue With Contractor. What to do?
Replies: 56
Views: 5437

Re: Issue With Contractor. What to do?

He might have had some moron working for him who never told him about the ducts and perhaps did not even realize the implications. Seriously. I would politely give him time to respond. Also, if you are in the area of the country that's having a blizzard, allow another day or two as most places are c...
by mouses
Tue Mar 14, 2017 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Didn't file 1099DIV, now what?
Replies: 7
Views: 818

Re: Didn't file 1099DIV, now what?

What I would first do is find out the situation with the FIL's estate in general. Is other stuff mixed up? Once that is straightened out, the tax situation should be clearer. She may have to file amended returns. If there is no additional tax liability I would instead write an explanatory letter to ...
by mouses
Tue Mar 14, 2017 7:55 am
Forum: Personal Consumer Issues
Topic: web access in a power failure
Replies: 21
Views: 1672

Re: web access in a power failure

Since you can still be up to 40 miles away from a cell tower and still get service, I've never had a problem with accessing the web during a power outage. We've never had an outage that spanned that big of an area. I just use my smart phone if needed however I do know others who can't live without ...
by mouses
Tue Mar 14, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 218
Views: 18248

Re: gratuitous homeownership items

I'm surprised by how many people think alarm systems are gratuitous. We use ours every night, and my wife loves the peace of mind especially when I'm out of town. Plus we get a cheaper rate on homeowner's insurance as a little additional bonus. I've house sat or pet sat for friends with these syste...
by mouses
Mon Mar 13, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: cost of Solar Power
Replies: 95
Views: 6557

Re: cost of Solar Power

I was reading recently that there have been efforts underway in various states to do away with the government subsidies for solar and wind (not for gas and oil, however!) So if you are planning on doing something with the former, I would keep an eye on such things so you don't miss the boat. Intere...
by mouses
Mon Mar 13, 2017 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: How to tackle fiancee's student loan debt
Replies: 33
Views: 2705

Re: How to tackle fiancee's student loan debt

I agree with the post above about not paying any expenses of your fiancé until you guys are married. I worked with a guy that supported his fiancé all the way through pharmacy school only for her to move on to someone else after she graduated. Couldn't the same thing have happened if they were marr...
by mouses
Mon Mar 13, 2017 7:41 am
Forum: Personal Consumer Issues
Topic: cost of Solar Power
Replies: 95
Views: 6557

Re: cost of Solar Power

I was reading recently that there have been efforts underway in various states to do away with the government subsidies for solar and wind (not for gas and oil, however!) So if you are planning on doing something with the former, I would keep an eye on such things so you don't miss the boat.

Go to advanced search