Search found 1890 matches

by mouses
Sat Aug 19, 2017 8:42 am
Forum: Investing - Help with Personal Investments
Topic: Cancer at 38. Going from high income to no income. Need help generating income from $5m portfolio
Replies: 39
Views: 6955

Re: Cancer at 38. Going from high income to no income. Need help generating income from $5m portfolio

I am sorry for this news, and hope your husband does well. Since you may be near Boston, that's another reason not to move, besides avoiding upheaval. There are no finer hospitals in the world than right there. I drive there from a neighboring state. This concierge stuff is nonsense. I am treated at...
by mouses
Sat Aug 19, 2017 7:38 am
Forum: Personal Finance (Not Investing)
Topic: quick estate question
Replies: 54
Views: 2174

Re: quick estate question

I haven't had time to read all the replies. But your attorney sounds like a crook. Not paying bills? Backdating stuff? Run far away from this person. I handled my late mother's estate. Although everything was technically in her revocable living trust, I did have some contact with the probate court. ...
by mouses
Fri Aug 18, 2017 10:21 am
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4023

Re: Anyone have a personal chef?

Kuznec wrote:
Thu Aug 17, 2017 10:44 am
My wife spends about 6 hours a day preparing food for me and children, and it never occurred to us to hire a cook. In my case it's in you. Mom, did not you teach me how to cook food?
You're a grown up. You can learn to cook now.
by mouses
Fri Aug 18, 2017 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 115
Views: 6463

Re: Anyone planning on never retiring?

A friend of mine retired at age 62. She told me before she retired that she was afraid of retiring because all of her retired friends became "stupid" once they retired. By that she meant that they seemed to lose their ability to think critically or remember things, and that this "stupidity" happene...
by mouses
Thu Aug 17, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: Anyone have a personal chef?
Replies: 48
Views: 4023

Re: Anyone have a personal chef?

If you want to reduce the time grocery shopping, there's Peapod and in some areas Whole Foods delivers. I don't use Peapod because every delivery leaves about 15-20 environmentally uncouth plastic bags and they, like Stop & Shop, tend not to carry sizes useful for singles, like you have to buy paper...
by mouses
Thu Aug 17, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

This would have been useful 20 years ago. Today, all of my USPS mail could go straight into the trash and I wouldn't miss anything important. What we really need is a way to opt out of bulk mail like they have in the Netherlands. We can't have that because it would kill the USPS. The Post Office wa...
by mouses
Thu Aug 17, 2017 6:01 am
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

This would have been useful 20 years ago. Today, all of my USPS mail could go straight into the trash and I wouldn't miss anything important. What we really need is a way to opt out of bulk mail like they have in the Netherlands. We can't have that because it would kill the USPS. The Post Office wa...
by mouses
Thu Aug 17, 2017 5:53 am
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

So contact the places sending you junk mail and ask that they take you off their mailing list and not sell or rent your contact information to others. How hard is that. My solution required a lot less work. I view marketing as an unasked for intrusion into my life, so I feel zero responsibility to ...
by mouses
Wed Aug 16, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

This would have been useful 20 years ago. Today, all of my USPS mail could go straight into the trash and I wouldn't miss anything important. What we really need is a way to opt out of bulk mail like they have in the Netherlands. We can't have that because it would kill the USPS. The Post Office wa...
by mouses
Wed Aug 16, 2017 1:04 am
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

Crazy website. I went to sign up and create an account. It says I already have an account. OK, great. Please send me my username. Can't do that, you have to create a new account. Ok fine. Sorry, can't create a new account, you already have one. *facepalm* :oops: I wrestled with this. The only way I...
by mouses
Tue Aug 15, 2017 7:38 pm
Forum: Personal Consumer Issues
Topic: Best Housing To Avoid Noise
Replies: 57
Views: 4421

Re: Best Housing To Avoid Noise

The people who are saying noise cancelling earphones/headphones don't work should read the thread about them. Some of them do work.
by mouses
Tue Aug 15, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: Postal Service -- "informed delivery"
Replies: 88
Views: 4774

Re: Postal Service -- "informed delivery"

The website shows me for today and the past few days "There are no reported deliveries for this day." even though I know I picked up some letters from the box yesterday. My assumption is that they scan whether you sign up or not. Yes. They scan to give the information to the government, no joke: ht...
by mouses
Tue Aug 15, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: Best Housing To Avoid Noise
Replies: 57
Views: 4421

Re: Best Housing To Avoid Noise

I lived in a nice, quiet neighborhood for years and then the house next door sold to the neighbors from hell. Just before I went insane from the noise, someone told me about Bose Quiet Comfort 25 noise cancelling earphones. I do feel badly for my cat, who is subjected to this. So you can do due dili...
by mouses
Tue Aug 15, 2017 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

Didn't mean to go on a tangent here, but my point was when you have deductible AND non-deductible in the same IRA account, in other words co-mingled contribution dollars, it can get difficult for you or your beneficiaries to determine the correct taxable amount. My personal situation is to liquidat...
by mouses
Tue Aug 15, 2017 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Planning for my Wife - Introductory Post & First Question
Replies: 23
Views: 2928

Re: Planning for my Wife - Introductory Post & First Question

I am sorry for your situation and hope things turn out better than you think they might. Your wife sounds like a smart lady, so I think she can handle the additional financial responsibilities she may have. I would have her at your side for everything financial you do starting now, and explain what ...
by mouses
Tue Aug 15, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Is $9000 too much for a sectional sofa ?
Replies: 123
Views: 6227

Re: Is $9000 too much for a sectional sofa ?

I don't think much of sectionals. Why buy a giant cumbersome piece of furniture that will dominate a room instead of several pieces. Especially if you expect it to be permanently stained from day one, don't buy it. Buy something that can be cleaned in some fashion. Some claim to be stain resistance,...
by mouses
Tue Aug 15, 2017 1:34 am
Forum: Personal Finance (Not Investing)
Topic: Should $100K for remodeling come from savings or from refinance?
Replies: 14
Views: 1736

Re: Should $100K for remodeling come from savings or from refinance?

Being a fan of old houses, I wonder if you really need to remodel, especially when you may move in the not that distance future. This sounds like a very major remodeling in terms of money and hassle. Replacing original kitchens and baths may make your house less attractive to some buyers. I always c...
by mouses
Tue Aug 15, 2017 1:26 am
Forum: Personal Finance (Not Investing)
Topic: Billing 99212 for rx refill?
Replies: 38
Views: 2745

Re: Billing 99212 for rx refill?

I thought the code was 99441 but I could be wrong since I don't bill for refills. It takes time to refill a Rx. Pull the chart, review the chart, authorizing the refill, calling or faxing the pharmacy (sometimes multiple times to push it through). A billable patient visit could be performed in this...
by mouses
Mon Aug 14, 2017 5:24 pm
Forum: Personal Consumer Issues
Topic: For those switching to Chrome from Firefox
Replies: 31
Views: 2080

Re: For those switching to Chrome from Firefox

That is appealing. I don't use an adblocker anymore because I try to support sites wherever I can. Some are just too cluttered with ads and redirects and become very cumbersome. I use Adblock Plus, but I disable it for sites I want to support, like bbc.com. Some sites are so ad heavy I don't know h...
by mouses
Mon Aug 14, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

It would probably be a good idea to keep all the Form 5498's that custodians sent you. My guess is that other records from them are superfluous. I agree with this. Where things get really complicated is when you have non-deduction contributions co-mingled with deductible contributions. In that case...
by mouses
Mon Aug 14, 2017 3:50 am
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

I've looked in IRS Pub 552, and searched BH. But I'm still unsure about throwing away records from IRAs dating back 25 years. Several transfers from one custodian to another. NO after-tax contributions, hence no 8606's. Since any distributions are now taxable, what can I lose by not keeping these a...
by mouses
Mon Aug 14, 2017 3:20 am
Forum: Personal Consumer Issues
Topic: LED bulbs for enclosed fixtures
Replies: 19
Views: 1954

Re: LED bulbs for enclosed fixtures

My bulbs in enclosed fixtures are phillips brand. I can't say that I like Phillips bulbs in general. They are the only brand whose incandescent bulbs have shattered when I remove them from fixtures. (Tip: Turn off the electricity and use a pliers on the metal part to turn the shattered bulb.) I cha...
by mouses
Sun Aug 13, 2017 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

My question was sort of based on "what could go wrong if I didn't have those statements." I haven't made any contributions for 15 years, so any question about contributions is beyond the time limit. All contributions were before taxes, so they are fully taxable when I withdraw them. While the conve...
by mouses
Sun Aug 13, 2017 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

I've looked in IRS Pub 552, and searched BH. But I'm still unsure about throwing away records from IRAs dating back 25 years. Several transfers from one custodian to another. NO after-tax contributions, hence no 8606's. Since any distributions are now taxable, what can I lose by not keeping these a...
by mouses
Sun Aug 13, 2017 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

My question was sort of based on "what could go wrong if I didn't have those statements." I haven't made any contributions for 15 years, so any question about contributions is beyond the time limit. All contributions were before taxes, so they are fully taxable when I withdraw them. While the conve...
by mouses
Sun Aug 13, 2017 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

I've looked in IRS Pub 552, and searched BH. But I'm still unsure about throwing away records from IRAs dating back 25 years. Several transfers from one custodian to another. NO after-tax contributions, hence no 8606's. Since any distributions are now taxable, what can I lose by not keeping these a...
by mouses
Sun Aug 13, 2017 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: How long to keep IRA records?
Replies: 54
Views: 3055

Re: How long to keep IRA records?

You have to keep IRA records "forever." I have a cardboard box full of unorganized probably incomplete IRA records that would be nearly impossible to sort through, since I moved accounts, combined them, etc. for decades. I have probably perfect records for my other tax stuff, but I didn't realize ye...
by mouses
Sun Aug 13, 2017 10:06 am
Forum: Personal Consumer Issues
Topic: For those switching to Chrome from Firefox
Replies: 31
Views: 2080

Re: For those switching to Chrome from Firefox

I primarily use Firefox. I only use Chrome when I want to see flash videos since for some reason I can;t get Flash to install in Firefox. I do not like Chrome. It hangs with script errors, it sinks like a stone sometimes because it lets sites run videos without asking me, often video ad screens and ...
by mouses
Sun Aug 13, 2017 7:48 am
Forum: Personal Consumer Issues
Topic: What home task(s) are worth learning to do yourself?
Replies: 45
Views: 4362

Re: What home task(s) are worth learning to do yourself?

Learn how to shut off the gas. Learn how to shut off the water. Learn how to shut off the electricity. Learn where the circuit breaker box is and how to reset them. Find out where things like the hot water heater, sump pumps, air conditioning stuff are. If you have chimneys, have them checked out. W...
by mouses
Fri Aug 11, 2017 6:09 am
Forum: Personal Consumer Issues
Topic: Warm Place for Thanksgiving family reunion
Replies: 27
Views: 1945

Re: Warm Place for Thanksgiving family reunion

chinto wrote:I think you can a mighty good time in New Orleans for $7000. It is a food town and cajun Thanksgiving would be awesome.
+1.
by mouses
Fri Aug 11, 2017 6:04 am
Forum: Personal Consumer Issues
Topic: Laptop suggestions pls
Replies: 30
Views: 2156

Re: Laptop suggestions pls

Just a note about brands. I had hp laptops for years, and the hinges connecting the guts to the displays would almost invariably break after a few years. Also customer service stinks. I was on hold for two hours once waiting for our friends in Bombay or wherever the heck they are to answer, all the ...
by mouses
Thu Aug 10, 2017 10:33 am
Forum: Personal Consumer Issues
Topic: Leather couch, dog scratches -- help?
Replies: 20
Views: 1666

Re: Leather couch, dog scratches -- help?

Try tucking the blanket under the cushions, maybe that will keep it from falling off.

In my house, the animals graciously allow the humans to use their furniture.
by mouses
Thu Aug 10, 2017 9:51 am
Forum: Personal Finance (Not Investing)
Topic: What's the deal with AMICA???
Replies: 21
Views: 1989

Re: What's the deal with AMICA???

Our Amica policy is yearly, are you sure it was 750 monthly? They're the cheapest for us, with 2 teenage drivers, one of whom is a boy who's had an at fault accident :annoyed so I don't know how, but I'm grateful, we're saving nearly $1800 a year over the next closest. My thought also. Also, people...
by mouses
Wed Aug 09, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Life at crossroads. What would you do ?
Replies: 198
Views: 16256

Re: Life at crossroads. What would you do ?

I'd take the job with 3-hr drive. Rather grab something available on the table than nothing promised ahead. Once unemployment worrisome and financial matters are taken care of, you can think about looking for job in hometown 12 months from now. I haven't had time to read all the replies, but the ab...
by mouses
Wed Aug 09, 2017 4:12 pm
Forum: Personal Consumer Issues
Topic: Do you plan to ditch your laptop in travel soon?
Replies: 54
Views: 3636

Re: Do you plan to ditch your laptop in travel soon?

If my eyes were as good as they were when I was 20, I would totally depend on the smart phone. They aren't, so I will continue to use the laptop. I use my Nook HD+. It has a feature to adjust font size. It is, of course, much smaller and lighter weight than a laptop, although bigger than a smart ph...
by mouses
Wed Aug 09, 2017 4:09 pm
Forum: Personal Consumer Issues
Topic: Time to leave our dentist??
Replies: 54
Views: 6016

Re: Time to leave our dentist??

It might be time to shop around, but I hate to break the news to you. Your dental health is a direct function of what you eat and when you eat it. I am speaking of the dental decay problem. Maybe you should start thinking about it, and look up Westin Price. I am not making any food recommendations,...
by mouses
Wed Aug 09, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell a home to a friend's daughter?
Replies: 31
Views: 2960

Re: Should we sell a home to a friend's daughter?

I would certainly try to do this. Both sides can save money by avoiding involving real estate agents, but I am sure a real estate attorney needs to be involved and all parties need to understand what as is means, and the young couple has to have the home inspected by a good inspector (there are lous...
by mouses
Wed Aug 09, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: Time to leave our dentist??
Replies: 54
Views: 6016

Re: Time to leave our dentist??

Recollects when looking for a new dentist after dentist retired, the one who said "All the dental work in your mouth needs to be replaced." Patient slowly backs out door saying "I'll think about it."
by mouses
Wed Aug 09, 2017 6:10 am
Forum: Personal Consumer Issues
Topic: Metal vs Vinyl sheds
Replies: 25
Views: 1734

Re: Metal vs Vinyl sheds

Vinyl is neither biodegradable nor recyclable.

If I were looking to buy a house, a nice wood shed that matched the house would probably be an asset. A metal or vinyl shed would be a deterrent.
by mouses
Tue Aug 08, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2064

Re: Any veterinarians that can quickly weigh in re: estimate?

Get it done promptly. Surgery for with (1) her complicated medical conditions (2) triple root (3) two teeth needs a lot of care. I am pretty sure an infection hurts like the devil.
by mouses
Tue Aug 08, 2017 5:24 pm
Forum: Investing - Help with Personal Investments
Topic: [Stashing a windfall in the safest possible place while deciding what to do next]
Replies: 45
Views: 3151

Re: Stashing a windfall in the safest possible place while deciding what to do next

NotWhoYouThink wrote: Then she needs to not tell anyone else except perhaps a pastor.
I would not tell her pastor. It is incorrect to think that they keep information confidential. And even if they did, she would be hit up for all sorts of major projects for the church.
by mouses
Mon Aug 07, 2017 6:00 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 47
Views: 3223

Re: Bose Noise Cancelling Headphones

qc35's, factory refurbished, your favorite auction site... ~260ish if you search. On our last vacation we hit an outlet store and I got a pair of QC35s over-ears for flying and use around the house, along with a pair of QC30 buds (extra 25% off!) for walking the dog. Your dog is happy with the QC30...
by mouses
Mon Aug 07, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 47
Views: 3223

Re: Bose Noise Cancelling Headphones

ResearchMed wrote: Well, those "over the ear" don't work well at all for a side sleeper :annoyed

They do if you're determined :-) and are willing to experiment with the placement of the headband, etc.
by mouses
Mon Aug 07, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 47
Views: 3223

Re: Bose Noise Cancelling Headphones

takeshi wrote:Some also find the feeling of pressure from active noise cancellation to be uncomfortable.
What is this feeling of pressure? I've never noticed that with the QC25s.
by mouses
Sun Aug 06, 2017 4:54 pm
Forum: Personal Consumer Issues
Topic: Heavy Duty Boxes for Long Term Permanent Storage
Replies: 20
Views: 1613

Re: Heavy Duty Boxes for Long Term Permanent Storage

My stuff has done fine in "book box size" boxes from moving companies such as UHaul. I do pack them fully, so perhaps that prevents on top boxes from squishing them, but I have never had a box squished. If stuff is living in boxes for years, do you really want to keep it? I have some stuff around fo...
by mouses
Sun Aug 06, 2017 4:30 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 47
Views: 3223

Re: Bose Noise Cancelling Headphones

I have the Bose Quiet Comfort 25s. They saved my sanity. A few years ago new neighbors bought the house next to mine, and played really loud music for hours every day (and night.) Thank goodness they are not year round neighbors. People a block away were complaining. Our town's noise ordinance is no...
by mouses
Sun Aug 06, 2017 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Capital One -- Again!
Replies: 20
Views: 3063

Re: Capital One -- Again!

I just changed from Capital One Platinum 1.5% cash back to 2.0 % cash back from Paypal Mastercard. I did not change due to service, but due to the .5% additional rebate. I have always appreciated the website for Capital One and hope it changes for the better for you. Dan I went looking for this and...
by mouses
Sun Aug 06, 2017 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Capital One -- Again!
Replies: 20
Views: 3063

Re: Capital One -- Again!

To me, it doesn't look all that different -- maybe a bit more "app"-ish with big buttons and larger text and a lot of white space. But yes, no more check images when you click on a deposited check. hmmm... I have checking, savings and money market accounts at Capital One 360. Just did a quick look ...
by mouses
Sat Aug 05, 2017 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One -- Again!
Replies: 20
Views: 3063

Re: Capital One -- Again!

Wow, it's horrible. I'm on the old website but I just took a tour of the new one. I think we are stuck with it, however. Website designers nowadays are incompetent. Here is what I put in feedback: This is feedback on the new website. I think it is awful. The worst thing is the type is faint. This me...