Search found 1742 matches

by mouses
Thu Jun 22, 2017 6:01 pm
Forum: Personal Consumer Issues
Topic: Please explain how Medicare Billing works?
Replies: 62
Views: 3749

Re: Please explain how Medicare Billing works?

7. I haven't been for a bone density test for a while so the doctor referred me. The results showed my bones aren't so strong so I was sent to the hospital for an bi-annual injection. I was asked by the nurse practitioner if I was on a walker. I laughed and told her that I hauled 40 bags of soil a ...
by mouses
Wed Jun 21, 2017 8:55 am
Forum: Personal Consumer Issues
Topic: Attention Win XP users
Replies: 19
Views: 1970

Re: Attention Win XP users

I have both WinXP and Win10. I don't let either touch the Internet. If you don't let your Win10 touch the internet, how are you keeping up with security (and other) updates? If you stay off the internet and don't do things like install new software, plug in strange thumb drives, you don't need to c...
by mouses
Wed Jun 21, 2017 6:29 am
Forum: Personal Consumer Issues
Topic: Poaching chicken
Replies: 49
Views: 3462

Re: Poaching chicken

I would have said, sorry, I'll make something vegetarian.
by mouses
Tue Jun 20, 2017 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Liability with dogs, hypothetical
Replies: 65
Views: 2517

Re: Liability with dogs, hypothetical

I was walking my dog down the sidewalk. There were two dogs in a front yard, so I crossed the street. The dogs' owner came out, said not to worry, she has an electric fence. One of the dogs charged through the fence, made it across the street heading for my dog, then decided to go back home as it w...
by mouses
Tue Jun 20, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Widowed mother - siblings try to make a plan
Replies: 30
Views: 2279

Re: Widowed mother - siblings try to make a plan

I think the OP and his mother should thank his lucky stars for his brother and his brother's family. This sounds like a fine arrangement to me, provided the Medicaid situation is understood.
by mouses
Tue Jun 20, 2017 1:26 am
Forum: Personal Consumer Issues
Topic: Want to downsize, see "to do" list. What to tackle first?
Replies: 37
Views: 3363

Re: Want to downsize, see "to do" list. What to tackle first?

I would declutter, clean, paint, and make the yard look very inviting. That's it. It seems to me that major upgrading is expensive, time consuming and you have no way of knowing if it will appeal to a buyer's taste. For your new downsized house, since you're older, make sure it has accessibility fea...
by mouses
Tue Jun 20, 2017 1:13 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon
Replies: 76
Views: 4878

Re: Alternatives to Amazon

I have been buying stuff from Jet. They ship very quickly, delivery has been within 2-3 days. Amazon takes 3-4 weeks to deliver stuff to me, presumably because I am not a prime customer. Jet doesn't have everything, but they do have a lot. Also their customer service has native English speakers. I b...
by mouses
Mon Jun 19, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon, Freebooksy, Bookbub, etc.
Replies: 15
Views: 1272

Re: Alternatives to Amazon, Freebooksy, Bookbub, etc.

If I had to guess, I currently have around 300 to 400 books in my to-be-read pile which is actually an entire wall of built in bookcases downstairs. When I look at it and see all those unread books, I always feel unmeasurably wealthy. Consider ebooks. I have about 1000 books in an item about 6"...
by mouses
Mon Jun 19, 2017 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: 19 y/o Windfall Questions
Replies: 25
Views: 2870

Re: 19 y/o Windfall Questions

micarpenter09 wrote:I would love to do this, however being a 19 year old girl, it would not maintain more than 30 seconds of her attention at a time.


Perhaps this is true of her, but perhaps it is an unwarranted assumption about 19 year olds and "girls."
by mouses
Mon Jun 19, 2017 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Scratched Bumper with Police on the Scene
Replies: 26
Views: 2330

Re: Scratched Bumper with Police on the Scene

The other driver appears to be somewhat senile and should not be driving. Also he is uncooperative. So I would not leave any of this in his hands. If you had insurance, I would tell them what happened. I always call my insurance company if anything happens. Then they handle it regardless of who is a...
by mouses
Mon Jun 19, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon, Freebooksy, Bookbub, etc.
Replies: 15
Views: 1272

Re: Alternatives to Amazon, Freebooksy, Bookbub, etc.

Another vote for the local library. One thing to look at is if you can also get borrowing privileges from another library. My town's library has a partnership with the neighboring city's library system. They are a bigger library and offer a wider selection. Between the two I can get many of the cur...
by mouses
Mon Jun 19, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Cancelled Cable TV Service Today... [Downsized cable service
Replies: 26
Views: 2712

Re: Cancelled Cable TV Service Today... [Downsized cable service

Cox costs me about $55 a month for Internet. This is the lowest cost package I can get. There may be something else in the package, but Internet access is all I use. I got rid of cable tv several years ago. If there were decent reception here with an antenna, I would probably have that installed, bu...
by mouses
Sun Jun 18, 2017 9:52 am
Forum: Personal Consumer Issues
Topic: Dehumidifier woes
Replies: 66
Views: 4305

Re: Dehumidifier woes

Where are you people living that you need these?
by mouses
Sun Jun 18, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon, Freebooksy, Bookbub, etc.
Replies: 15
Views: 1272

Re: Alternatives to Amazon, Freebooksy, Bookbub, etc.

I use my local library quite a bit for digital books. A program/app called Overdrive lets you search your library’s selection (or any library you have access to), then borrow and download in either e-book or Kindle format, as well as audio books if your library has them available. Also, look at Pro...
by mouses
Sun Jun 18, 2017 6:21 am
Forum: Personal Finance (Not Investing)
Topic: So sick of it! [Paying off student loans]
Replies: 42
Views: 6120

Re: So sick of it!

Do the loans total $100k? I am not sure from your post. If so, with your responsibilities, I would pay the extra $35k towards them when you have it in October, or just pay more each month as your savings increase above $100k. That would let you pay them off sooner. You can keep doing whichever of th...
by mouses
Sat Jun 17, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 15900

Re: Siblings in disagreement over mom's house.

I would like to point out a thing here. The people who are saying to go to the mat to get $50,000 (right it will be less than $50,000 and might even be negative if there is an accident) have, I suspect, never been in a situation like the OP's. Those of us who have are saying the enormous stress is n...
by mouses
Sat Jun 17, 2017 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 15900

Re: Siblings in disagreement over mom's house.

How about gifting your shares? You and your siblings that don't want it can gift shares to the others that want it. I don't see why you would fight over approx. 50k. Really? That is 2 years of college for one of my kids. Yep, that's just crazy talk. Not many of us that would give away $50K just to ...
by mouses
Sat Jun 17, 2017 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 15900

Re: Siblings in disagreement over mom's house.

I haven't had time to read the other replies. This is a mess like one I was in with my Mom's estate. In hindsight, the lower stress option that preserves family feeling is best, unless the $50,000 is a stumbling block. $50,000 is a lot of money, but you did not have it before this inheritance. Plus,...
by mouses
Fri Jun 16, 2017 6:59 am
Forum: Personal Finance (Not Investing)
Topic: inherited IRA in community property state requires spousal consent for non-spousal beneficiary
Replies: 32
Views: 1849

Re: inherited IRA in community property state requires spousal consent for non-spousal beneficiary

In some (but not all) community property states, the income from separate property is community property. Wow, that seems bizarre and illogical. Remind me never to get married :-) it seems like one thing after another. At least it's not like when a woman's property automatically became her husband'...
by mouses
Thu Jun 15, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: GE dishwasher rack coating
Replies: 18
Views: 833

Re: GE dishwasher rack coating

I expected this to be a simple, replace the upper and lower racks thing, but that turns out to cost almost $200 a rack. On GE Appliance Parts site they are listed new for $185 and $85 respectively, not $200/each. If you search by part numbers of the racks themselves, WD28X10164 WD28X10165 there are...
by mouses
Thu Jun 15, 2017 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: House closing in 2 weeks. RE Attorney made a mistake and won't fess up. What to do???
Replies: 8
Views: 1125

Re: House closing in 2 weeks. RE Attorney made a mistake and won't fess up. What to do???

I'm worried about the fact that he's a liar. I wonder what else he is lying about. I would review all your current and future documents carefully. In my area of the country, $1500 is reasonable for a survey. I am not sure what the different flavors of survey mean. If I were buying a property, I woul...
by mouses
Thu Jun 15, 2017 8:01 am
Forum: Personal Consumer Issues
Topic: GE dishwasher rack coating
Replies: 18
Views: 833

Re: GE dishwasher rack coating

Isn't this why people have an EF? Assuming this is an issue with the product itself and not something that your water quality is causing, throw the money at the problem, and the problem goes away. If you can't find replacement racks at a reasonable price, get a new dishwasher and move on... I have ...
by mouses
Thu Jun 15, 2017 8:00 am
Forum: Personal Consumer Issues
Topic: GE dishwasher rack coating
Replies: 18
Views: 833

Re: GE dishwasher rack coating

Cigarman wrote:Can you post the model dishwasher, I would think those of us in the market for a new one would want to steer clear of something like this going forward.


GLD5900N00CC
by mouses
Thu Jun 15, 2017 6:29 am
Forum: Personal Consumer Issues
Topic: GE dishwasher rack coating
Replies: 18
Views: 833

Re: GE dishwasher rack coating

Well, I did a bit more looking and it seems there are caps that glue on the rusted things and they are a better way to go than just the coating I referenced in my original post. https://smile.amazon.com/Uber-Goop-WHITE-Dishwasher-Paint/dp/B000HXH8JQ/ref=sr_1_1?ie=UTF8&qid=1497525969&sr=8-1&a...
by mouses
Thu Jun 15, 2017 6:18 am
Forum: Personal Consumer Issues
Topic: GE dishwasher rack coating
Replies: 18
Views: 833

GE dishwasher rack coating

I have a GE dishwasher, several years old. The "rubberized" coating has started coming off the racks, more and more rapidly, exposing metal which is rusting. I expected this to be a simple, replace the upper and lower racks thing, but that turns out to cost almost $200 a rack. Forget that....
by mouses
Thu Jun 15, 2017 6:12 am
Forum: Personal Consumer Issues
Topic: Contractor took deposit but never did any work. What next?
Replies: 25
Views: 3051

Re: Contractor took deposit but never did any work. What next?

I would not let this person work on your house. I think he would wreck it. In the interests of not spending a large amount of further money on this, if avoidable, I would first call your state licensing board. I would eventually also complain to the BBB. The BBB tried but failed to get my money back...
by mouses
Thu Jun 15, 2017 1:26 am
Forum: Personal Finance (Not Investing)
Topic: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?
Replies: 67
Views: 5620

Re: Was it unprofessional for the HR manager to ask for my salary history in front of a peer at a job interview?

RoadHouseFan wrote:Document the incident and submit an ethics violation against the HR department. HR needs to be put in their place.


Sure, if the OP doesn't want the job.

I would be wary of one of these promotion depends on your relatives companies. The potential for this not ending well is high, imho.
by mouses
Wed Jun 14, 2017 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Help My Mother "Survive"?
Replies: 67
Views: 4531

Re: Help My Mother "Survive"?

Note that many, many seniors live on Social Security alone. I wish people wouldn't keep saying this. I worked for decades, and I pull in about $1500 a month in SS. That's barely enough for a small apartment in my rural/town area so I'd have to starve and do without medical care to live on SS alone....
by mouses
Wed Jun 14, 2017 6:38 pm
Forum: Personal Consumer Issues
Topic: Cooktop died, not repairable, need recommendations
Replies: 36
Views: 1815

Re: Cooktop died, not repairable, need recommendations

I had a burner igniter or something fail on my old cooktop. Not dangerous, just a nuisance and replacement parts are not available. I got into a big snarl trying to find a cooktop to fit the existing hole, and got confused by heat options. Also I really dislike the craze for black appliances. Note: ...
by mouses
Wed Jun 14, 2017 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Would you take a 25% pay cut for more professional satisfaction?
Replies: 57
Views: 3391

Re: Would you take a 25% pay cut for more professional satisfaction?

If you can afford it, do it. I've never regretted putting a better job above a higher paying one. The one time I chose in the other direction, it was a Mistake.
by mouses
Wed Jun 14, 2017 12:22 am
Forum: Personal Finance (Not Investing)
Topic: Help My Mother "Survive"?
Replies: 67
Views: 4531

Re: Help My Mother "Survive"?

My guess is she needs the car to go grocery shopping and to get to the doctor's, etc. If she is near decent mass transit or her town has one of those senior center once or twice a week bus grocery shopping expeditions or rides to appointments, she may be able to do without the car. Also having a bic...
by mouses
Mon Jun 12, 2017 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Attorneys: Can family be held liable if moving elder into independent living apartment?
Replies: 17
Views: 1874

Re: Attorneys: Can family be held liable if moving elder into independent living apartment?

As sad as this is, I imagine that this situation occurs frequently and so the elder care attorneys, provided you find a good one and not a crook, will be up to speed on what to do.
by mouses
Sun Jun 11, 2017 6:03 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 70
Views: 6384

Re: Thanks, everybody!

PS: remember the sound a modem made when it dialed up and went through that long noisy hand-shake protocol? Remember how cool and futuristic and advanced and plugged-in you felt? Wow, Star Trek right there in your own house! I heard that there were people who could whistle to talk to a modem. Yes, ...
by mouses
Sun Jun 11, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 70
Views: 6384

Re: Does anybody else out there still pay for an email address?

I used to use the email address from my ISP, Cox. However, Cox has been undergoing an email upheaval for weeks that has been causing them to intermittently lose some email, features are broken, etc. It is not clear when or if this will get fixed, so I got a gmail address as my main address. As a ret...
by mouses
Sun Jun 11, 2017 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Tax question - Non-US citizen parent wants to gift wealth
Replies: 21
Views: 1739

Re: Tax question - Non-US citizen parent wants to gift wealth

As a side comment, be sure finances are set up so that if you die before your father, he isn't left penniless.
by mouses
Sun Jun 11, 2017 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford a 800k house in HCOL area (Boston area) ?
Replies: 42
Views: 4120

Re: Can we afford a 800k house in HCOL area (Boston area) ?

Jags4186 wrote:Biggest thing to take into consideration is will mom stay home and stop working or will you shell out $1-2k a month for daycare.


Or Dad.
by mouses
Sun Jun 11, 2017 4:48 pm
Forum: Personal Consumer Issues
Topic: [Laser] diffusers - illegal? Too good to be true
Replies: 15
Views: 1268

Re: Radar diffusers - illegal? Too good to be true

afan wrote:Or you could save $3495 and drive legally. Plus save on insurance, traffic tickets, better gas mileage, less wear and tear on the engine, transmission and tires...


Plus your life, your passengers' lives, or somebody else's.
by mouses
Sun Jun 11, 2017 12:10 pm
Forum: Personal Consumer Issues
Topic: learning Arabic
Replies: 19
Views: 1582

Re: learning Arabic

It's been quite a few years since I did this, but I dabbled in learning Arabic for awhile. There were lots of places to buy tapes of both Modern Standard Arabic and the various dialects, as well as books. I don't know why she would need a teacher if she has both books and tapes (or I assume DVDs or ...
by mouses
Sun Jun 11, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Fence Dilemma
Replies: 31
Views: 2567

Re: Fence Dilemma

I would definitely talk to your neighbor in advance. That's just polite, plus it avoids the territorial reaction that anyone would have. I'd say, we noticed the fence is in poor shape, would it be okay with you if we replaced it at our expense? Here are some fence designs we've been looking at, what...
by mouses
Sun Jun 11, 2017 6:47 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 225
Views: 33854

Re: Regret early retirement/downsizing

kathyauburn wrote:
It's remarkable, as I proceed into the latter part of my 50s, how many people I have known and loved have already died.


Wait until you get to your seventies, you'll start hoping there's an afterlife, because most people are on the other side whatever it is.
by mouses
Sun Jun 11, 2017 6:40 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 225
Views: 33854

Re: Regret early retirement/downsizing

There are many posts on this forum regarding early retirement or downsizing. Does anyone regret retiring early or downsizing? Yes, but I really didn't have a choice. My company in Silicon Valley got bought out, the new owners let go the top of the age pyramid, and jobs for fifty year old women in s...
by mouses
Sat Jun 10, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: AAA Cost
Replies: 75
Views: 4925

Re: AAA Cost

$52 basic. Even when I was younger, I did not want to mess with changing tires. Plus in my state the DMV is terrible, giant lines, and AAA members can do most DMV things quickly at AAA offices. Like a poster above, I have used them mostly for towing for various breakdowns with my older cars.
by mouses
Fri Jun 09, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Looking for a pan 14x20 inches maybe an inch deep at a low cost
Replies: 14
Views: 1017

Re: Looking for a pan 14x20 inches maybe an inch deep at a low cost

If you want something that's rigid, try a jelly roll pan (a cookie sheet with four vertical sides.)

Actually, if flexible is okay, you could make one out of wide aluminum foil, crimp together the corners.
by mouses
Thu Jun 08, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: Please explain how Medicare Billing works?
Replies: 62
Views: 3749

Re: Please explain how Medicare Billing works?

Amount Provider Charged: $300 Medicare-Approved Amount: $100 Amount Medicare Paid: $80 MAXIMUM YOU MAY BE BILLED: $20. But I do not get billed. Medicare bills my Medigap insurance company the $20 automatically. They pay. In due course I get another notice from my Medigap insurance company saying so...
by mouses
Thu Jun 08, 2017 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you redeem your credit card cash rewards?
Replies: 54
Views: 2947

Re: How often do you redeem your credit card cash rewards?

Some people seem to be talking about cards that pay x% on spending and x% on payments. Mine pays 1.5% on spending.
by mouses
Thu Jun 08, 2017 8:13 am
Forum: Personal Finance (Not Investing)
Topic: How often do you redeem your credit card cash rewards?
Replies: 54
Views: 2947

Re: How often do you redeem your credit card cash rewards?

I charge almost everything, and on one card, as it gives me a good handle on what I am spending monthly. So I keep an eye on the transactions, probably a little too often :-) My card posts the cash rewards in real time, so if I see a non-zero in there, I do a few clicks to apply it to the balance. T...
by mouses
Thu Jun 08, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Medicare Bills
Replies: 2
Views: 283

Re: Medicare Bills

You can create an account on https://www.mymedicare.gov/ and look in there for info about payments made/scheduled. Also https://www.ssa.gov/ will show you what deductions, like for Medicare, are in place.
by mouses
Wed Jun 07, 2017 7:23 am
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 6862

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

Kosmo wrote:A vasectomy.


:D :D :D I was going to say birth control pills, overdue, but I figured the mods would ban me.
by mouses
Tue Jun 06, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: Tupperware Set / Systems
Replies: 13
Views: 804

Re: Tupperware Set / Systems

I buy old glass containers with glass lids on ebay. I don't like adding more plastic to the world, esp. after seeing those articles about plastic garbage patches in the oceans and sea life having their systems clogged with shreds or nano pieces of broken down plastic.
by mouses
Tue Jun 06, 2017 4:38 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 39
Views: 3745

Re: Mouse In Apartment

SurfCityBill wrote:As unpleasant as a snap trap is, I'd strongly recommend you do not use poison. They eat it then climb into a wall and die leaving you with a bad smell for several weeks.


There is also secondary poisoning. You could kill off neighborhood cats, hawks, owls, etc.

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