Search found 2821 matches

by mouses
Fri Feb 23, 2018 6:39 am
Forum: Investing - Help with Personal Investments
Topic: Need $100,000 in 20 years. Help!
Replies: 38
Views: 2728

Re: Need $100,000 in 20 years. Help!

I haven't read all the replies, so just two comments. I have seen in the news lately that some people who thought they were working for places that qualified for eventual loan forgiveness, found out they were not. There was even some misdirection from the feds about this. I don't know the current ru...
by mouses
Fri Feb 23, 2018 5:13 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 25
Views: 2333

Re: How Secure Is Your Apartment

One idea I am considering: blacking out all ID numbers on docs, then scanning, storing in cloud and on a flash drive, and shredding original docs. Flash drive stays in safety deposit box. If you are going to black out before scanning it is best to scan in black and white or scan and then optical ch...
by mouses
Thu Feb 22, 2018 6:24 pm
Forum: Investing - Help with Personal Investments
Topic: <gulp> Expensive mistake
Replies: 49
Views: 7320

Re: <gulp> Expensive mistake

TSP = teaspoon.
by mouses
Thu Feb 22, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Time for twins to go to daycare
Replies: 32
Views: 1950

Re: Time for twins to go to daycare

There seems to be a lot of pressure in this thread for the OP and DW to merge their finances. I fail to see why that is necessary.

Also, this thread makes me think I ought to go into the daycare business, as those folks seem to be making a mint.
by mouses
Thu Feb 22, 2018 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Time for twins to go to daycare
Replies: 32
Views: 1950

Re: Time for twins to go to daycare

Why are you taking this out of savings instead of tightening up on the spending?
by mouses
Thu Feb 22, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Boglehead Flashlight?
Replies: 43
Views: 2407

Re: Boglehead Flashlight?

I love Maglites. I have them scattered around the house in case of power failures. Hint, have one in the bathroom. I also have a small one in my pocketbook. If you stand one of the big ones on end, it illuminates quite an area. By the way, I am amazed at how much light my Nook HD+ produces. I found ...
by mouses
Thu Feb 22, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 25
Views: 2333

Re: How Secure Is Your Apartment

Here’s something to think over (I haven’t because I’m not very concerned about security). If I were a worker, super or anyone entering someone’s home these days, I’d very careful if I had intentions on their stuff because of the possibility of hidden cams. Would I want to lose my job trying to lift...
by mouses
Thu Feb 22, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Any Creative Ways to Cut the Cable?
Replies: 49
Views: 4037

Re: Any Creative Ways to Cut the Cable?

Here's a radical idea: cancel cable but don't replace it with Netflix, Hulu, or whatever. By cutting out all passive entertainment, which is really all the same stories and situations again and again, you'll have so much extra time you can do something really incredible. I haven't had any form of t...
by mouses
Thu Feb 22, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 25
Views: 2333

Re: How Secure Is Your Apartment

I never had any problem but the only problem I had with apartment in general is the light outside of my bedroom window. Not total darkness like I would have liked. And people coming and out at different time, noise in the parking area. But I’ve always lived in a very safe area, maybe that’s why. Do...
by mouses
Thu Feb 22, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 25
Views: 2333

Re: How Secure Is Your Apartment

One thing I disliked about living in an apartment is that the building personnel felt they had the right to enter the apartment at any time. I once came out of the bathroom after a shower, wearing a towel, to find the supervisor in the living room. He said he'd knocked and there was no answer, very ...
by mouses
Wed Feb 21, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: frustrated with patek philippe poor service
Replies: 29
Views: 2383

Re: frustrated with patek philippe poor service

If I were rolling in money, I'd have it repaired. Otherwise, I'd just ask for it back and keep it as a keepsake.

(If you're going to fork out major bucks anyway, I'd have the bracelet enlarged. It can't be comfortable wearing it with one that is too small.)
by mouses
Wed Feb 21, 2018 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: <gulp> Expensive mistake
Replies: 49
Views: 7320

Re: <gulp> Expensive mistake

I also had no idea what funds the OP was talking about. Am I correct in thinking that the OP missed the stock market run up this year, but did not actually lose money, except perhaps with regard to inflation? While I agree with the premise that non-intuitive acronyms are annoying, it takes about 5 ...
by mouses
Wed Feb 21, 2018 10:56 am
Forum: Investing - Help with Personal Investments
Topic: <gulp> Expensive mistake
Replies: 49
Views: 7320

Re: <gulp> Expensive mistake

I also had no idea what funds the OP was talking about. Am I correct in thinking that the OP missed the stock market run up this year, but did not actually lose money, except perhaps with regard to inflation? If it makes you feel any better, OP, I made an idiot mistake myself a few weeks ago. Detail...
by mouses
Wed Feb 21, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Horrible Experience with Ally New Account Opening Process
Replies: 21
Views: 1760

Re: Horrible Experience with Ally New Account Opening Process

I tried to open a checking account at an online bank about ten years ago and it was denied. They couldn't give me any information about why over the phone. This reminds me of when I tried to get a credit card from a local credit union. They maxed the credit at $3000. $3000, I spend that in a month ...
by mouses
Wed Feb 21, 2018 2:07 am
Forum: Investing - Theory, News & General
Topic: Staying Motivated: How do you ward off hopelessness?
Replies: 52
Views: 5795

Re: Staying Motivated: How do you ward off hopelessness?

I try to make my life just a little bit better one small step at a time. An example of this is to declutter my life, fix something around the house. I will try something new, visit a new place even just in within my city or town, some new food, investigate some new subject. This is what I do also. ...
by mouses
Mon Feb 19, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: Do you have a Japanese bath in your house?
Replies: 27
Views: 3903

Re: Do you have a Japanese bath in your house?

If I were going to soak, I would want to stretch out, not squinch up like it looks like you have to do with these tubs. Where I lived before I could do that with my regular bathtub. I assumed I could do that in my present house since it has a full tub, but both ends are against tile, so there is not...
by mouses
Mon Feb 19, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 2659

Re: Transition from house to apartment

gretah wrote:
Mon Feb 19, 2018 1:51 pm

For photos and sentimental objects, I asked myself if needed more than a few pics / items of/from someone to remind me of her/him.
Scan in most of the photos. Then you can print them later if you want to, and anyway you have them to look at in digital form.
by mouses
Mon Feb 19, 2018 4:27 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 2659

Re: Transition from house to apartment

To get $4k a month out of a $580,000 investment would require about 8.5% before taxes. That is a tall order to ask. A 4% return would get you about half of your desired funds. I'm assuming they will be eating into principle. Even so, it would be tight. I am not sure why the house profit has to supp...
by mouses
Mon Feb 19, 2018 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: condo rental and emotional support animals issues
Replies: 24
Views: 2994

Re: condo rental and emotional support animals issues

A hotel where I go to ride out hurricanes permits pets, but charges $100 a day more for them. I would imagine that means it is legal to have an increased rent for a pet. I would also guess that you could require a larger cleaning deposit as long as it is for any pet not just esa animals. The cleanin...
by mouses
Mon Feb 19, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 9319

Re: Single People and Retirement Question

Yes men are going to be sexually assulted a lot less (no different than in US) but as I recall those issues in Egypt happened to locals participating in protests. I am in no way defending what happened but i am not sure those events represent the risk a western female tourist would face. You're mis...
by mouses
Mon Feb 19, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 9319

Re: Single People and Retirement Question

Also, single older men can do things single older women can't, like travel to areas where the latter are not safe. I would think there are only a very few places that would be safe for an older man but not an older woman. Many places in the Middle East. I am curious which countries in particular? O...
by mouses
Mon Feb 19, 2018 2:36 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 9319

Re: Single People and Retirement Question

tibbitts wrote:
Sun Feb 18, 2018 3:51 pm
mouses wrote:
Sun Feb 18, 2018 3:46 pm
Also, single older men can do things single older women can't, like travel to areas where the latter are not safe.
I would think there are only a very few places that would be safe for an older man but not an older woman.
Many places in the Middle East.
by mouses
Mon Feb 19, 2018 2:34 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 405
Views: 39206

Re: Your USER NAME...what does it mean?

My family history in the past century is fleeing oppression. My grandparents fled Russia in 1917 during the revolution and ended up in China. My parents fled China during the Chinese revolution in 1949 and eventually ended up in Canada. We left Quebec when the separatists came to power in 1976 and ...
by mouses
Sun Feb 18, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Good store for roller shades?
Replies: 12
Views: 891

Re: Good store for roller shades?

If you are remembering the roller shade product your grandparents might have had in their home (like mine did) -- I don't think it exists any more. Wrong, fortunately. http://www.thehandwerkshop.com/ Also. http://www.annwallace.com/roller-shades/ I see Ann's redone her website, so you have to rumma...
by mouses
Sun Feb 18, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 9092

Re: Do you wear a wedding band?

Flobes wrote:
Sun Feb 18, 2018 5:41 pm
I am an unmarried woman.

I often wear a wedding ring when I travel.
Brilliant. That never occurred to me.
by mouses
Sun Feb 18, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 9092

Re: Do you wear a wedding band?

In my experience married men who don't wear wedding rings don't want women to know they're married.
by mouses
Sun Feb 18, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: How to turn off Vanguard texting security feature
Replies: 21
Views: 5969

Re: How to turn off Vanguard texting security feature

Another vote for email. I dislike the phone ringing in the middle of the night.
by mouses
Sun Feb 18, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 9319

Re: Single People and Retirement Question

Also, single older men can do things single older women can't, like travel to areas where the latter are not safe.
by mouses
Sun Feb 18, 2018 3:40 pm
Forum: Personal Consumer Issues
Topic: $12,000 Refrigerator? [Looking in $7k price range]
Replies: 62
Views: 6244

Re: $12,000 Refrigerator?

One of the main issues I had in outfitting our kitchen was the range. I wanted 6 burners, minimum. The interesting thing is that going from 30" to 36" is an eye opener. That 20% increase in size is generally a minimum of 300% increase in price (high end 30" can be had for $1,200, whereas the entry ...
by mouses
Sun Feb 18, 2018 12:54 pm
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

Re: used Prius (or Chevy Volt?)

I just read up on the federal tax credits. https://www.edmunds.com/fuel-economy/the-ins-and-outs-of-electric-vehicle-tax-credits.html They really don't matter to me, because I only owe about $1000 in federal taxes a year, so that's the max I could get. (Sched. A dwarfs my taxable income.) I do want ...
by mouses
Sun Feb 18, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 9319

Re: Single People and Retirement Question

I've spent many years coming to Sun City, AZ as a snowbird and have seriously looked into full-time living here. But, I've found senior retirement communities like this to be enormously vacuous for someone like me. Most of the population seems to be attracted to the American lifestyle of material, ...
by mouses
Sun Feb 18, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Good brands for Kitchenware?
Replies: 38
Views: 2682

Re: Good brands for Kitchenware?

Revere Ware. We were given a 5 pc set 27 years ago as a wedding gift & I swear by them. I've since bought (eBay & thrift store) 2 more of the 8 qt pots so I have 3 of those now. I will only get the copper bottom that are made in the USA! I have read/heard others say the newer Revere Ware is cheap m...
by mouses
Sun Feb 18, 2018 1:40 am
Forum: Investing - Help with Personal Investments
Topic: To buy or not to buy in Boston for Investment
Replies: 18
Views: 1519

Re: To buy or not to buy in Boston for Investment

Did part of your post get omitted? You have half of a sentence in there.

I can't speak to Boston real estate, since it has been many years since I lived there, now I only visit, but the universities, the major excellent hospitals, the arts, you couldn't find a better place to live in that regard.
by mouses
Sat Feb 17, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4886

Re: Best plants to grow to save money for food costs

bumblebh wrote:
Sat Feb 17, 2018 1:24 pm
I had more green tomatoes at the end of the season that I harvested.
Good for relish type things.
by mouses
Sat Feb 17, 2018 3:40 pm
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4886

Re: Best plants to grow to save money for food costs

I've usually gone to farmers market for summer vegetables. This year I plan to purchase vegetables through a local CSA (1/2share) I will get what is in season and try eating this way. I plan on a herb garden at my mom's - 2 miles away. I've looked at CSAs, but for a single person they are unbelieva...
by mouses
Sat Feb 17, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

Re: used Prius (or Chevy Volt?)

bottlecap wrote:
Sat Feb 17, 2018 12:16 pm
My sister loves her Prius. Don’t lose the key.
Don't lose the key? I think I heard somewhere that modern car keys cost $$$? (Do they give you a spare key(s) when you buy the car?)
by mouses
Sat Feb 17, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4886

Re: Best plants to grow to save money for food costs

I've usually gone to farmers market for summer vegetables. This year I plan to purchase vegetables through a local CSA (1/2share) I will get what is in season and try eating this way. I plan on a herb garden at my mom's - 2 miles away. I've looked at CSAs, but for a single person they are unbelieva...
by mouses
Sat Feb 17, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Is there a way to send text messages on my computer?
Replies: 29
Views: 2961

Re: Is there a way to send text messages on my computer?

I believe this article is out of date, since teleflip is apparently something that no longer exists, but the list down the bottom of via ISPs is, my guess, correct. I have the dim recollection of getting an email on my laptop from my brother that was from something like his phone number at his phone...
by mouses
Sat Feb 17, 2018 11:48 am
Forum: Personal Consumer Issues
Topic: Recurring charges after compromised card
Replies: 8
Views: 501

Re: Recurring charges after compromised card

When this happens I update everything. Occasionally I miss something and the charger sends me an email saying a charge failed. I don't think an automatic charge to the old number has ever been honored. However, the post above has reminded me that the last time this happened, a refund to the old numb...
by mouses
Sat Feb 17, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4886

Re: Best plants to grow to save money for food costs

Two years ago when I bought tomato plants they only had six-packs. My well-amended front garden with the fence and netting really only holds four plants. The other two I just stuck in the backyard at the sunniest places I could find. They grew much smaller than their favored siblings, produced few ...
by mouses
Sat Feb 17, 2018 7:37 am
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

Re: used Prius (or Chevy Volt?)

onourway wrote:
Sat Feb 17, 2018 7:27 am
What kind of price range are you looking in?
Trying for under $12,000. Realize I may not be able to make it.
by mouses
Sat Feb 17, 2018 7:35 am
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 4886

Re: Best plants to grow to save money for food costs

If you pay attention to what you are spending, you can minimize costs. For example, I have been growing vegetables for many years and have never done a soil test. I have a compost pile (leaves, kitchen waste), so no need to buy additional fertilizer. Potatoes love growing in the compost pile, so sta...
by mouses
Sat Feb 17, 2018 6:54 am
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

Re: used Prius

TallBoy29er wrote:
Fri Feb 16, 2018 10:10 pm
Most times I get behind a Prius on the interstate my commute extends by 5 minutes. Get one that moves faster.
Five minutes. Oh, the humanity.
by mouses
Sat Feb 17, 2018 6:45 am
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

Re: used Prius

Thanks a lot, folks.

I had to look up ESC. What happens if you are skidding on ice? I do not brake in those circumstances, just take my foot off the accelerator and hope :-) but it sounds like the ESC stuff would do some braking? Does that not make things worse?
by mouses
Fri Feb 16, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 29
Views: 1795

used Prius (or Chevy Volt?)

I'm thinking of finally getting a "new" car, that is one newer than my 25 year old one. I am thinking of a Prius, as several people in my family have them and like them, environmental concerns, etc. I'm wondering if there is anything drastic that has happened in the design over the years that would ...
by mouses
Fri Feb 16, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: Medical records - saved me money, time, trouble and XRay exposure :)
Replies: 12
Views: 1239

Re: Medical records - saved me money, time, trouble and XRay exposure :)

I scan in copies of all test reports and get images if I can.
by mouses
Fri Feb 16, 2018 9:51 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 2659

Re: Transition from house to apartment

The economics of it. I figure the rent we will pay - about 4K for a 3 bedroom apartment - will be equal to what we pay for what I call maintaining a house which is fully paid for: property tax, insurance; utilities including water, septic tank; lawn, yard, and snow service; cleaning; maintenance an...
by mouses
Fri Feb 16, 2018 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Letter Received today
Replies: 15
Views: 3407

Re: State Farm - Letter Received today

Like most policy holders, I too was curious as to why the need for the "new" policy. I just received an "Important Notice Regarding Your New Homeowners Policy" and, given the number of changes cited in this book of a disclosure, it's evident that there was a need to rewrite the whole policy. Here's...
by mouses
Fri Feb 16, 2018 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Rant about relocation mortgage assistance, and a question
Replies: 54
Views: 3005

Re: Rant about relocation mortgage assistance, and a question

p.s. Any house where you can have chickens is a good house :-) Be sure you have them well protected against predators. If you don't know already, read up on how vulnerable they can be to determined wildlife.
by mouses
Fri Feb 16, 2018 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Rant about relocation mortgage assistance, and a question
Replies: 54
Views: 3005

Re: Rant about relocation mortgage assistance, and a question

Re the mortgage. The mortgage companies are just crazy funny about requiring steady monthly income STREAMS. They just do not care if you have the cash in the bank. This was my experience also some years ago when I retired. I could have owned both houses at once, but only by taking money out of IRAs...