Search found 242 matches

by moneywise3
Tue Feb 21, 2017 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on promotion opportunity
Replies: 4
Views: 554

Re: Advice on promotion opportunity

It's a nice situation to be in, not a nice problem to have. At this point, you should think from company's perspective. Can they really afford another 15% raise? Its no longer you vs them. You are the company now. Either that or you take a lesser role somewhere.
by moneywise3
Thu Feb 16, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: What's the secret to happiness?
Replies: 39
Views: 2570

Re: What's the secret to happiness?

The biggest happiness in life is doing something for others. In fact that's the source of 99.99% of happiness. Doing something for yourself can only get you 0.001%. Yes it can be proven scientifically, but am not looking to convince the world.
by moneywise3
Wed Feb 08, 2017 11:24 pm
Forum: Personal Consumer Issues
Topic: Airport for Tampa Area
Replies: 9
Views: 876

Re: Airport for Tampa Area

Airlines flying to FL have a habit of giving their own names to airports- believe it or not. Bradenton, Daytona Beach, and all the names OP mentioned.
by moneywise3
Tue Jan 31, 2017 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Business opportunity questions
Replies: 5
Views: 593

Re: Business opportunity questions

Old gas stations with underground tanks can be a landmine of problems.
by moneywise3
Mon Jan 30, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Suze Orman - Let the Buyer Beware
Replies: 26
Views: 5973

Re: Suze Orman - Let the Buyer Beware

Suze Ormon is good for beginners who want an entertainment and celebrity path to get into personal finance. But once you have matured into Bogleheads philosophy, she's pretty useless.
by moneywise3
Mon Jan 30, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Please tell me if I can afford this Porsche
Replies: 81
Views: 5171

Re: Please tell me if I can afford this Porsche

If you don't mind, what professions lets you bring in $1M a year?
Happy for you.
by moneywise3
Mon Jan 30, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 49
Views: 4304

Re: Do you recommend using credit karma's tax product?

Thanks for the CK reviews and clarification on foreign taxes.
by moneywise3
Mon Jan 30, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 3712

Re: Tax Software for 2016?

Thank you
by moneywise3
Sun Jan 29, 2017 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 49
Views: 4304

Re: Credit Karma for free tax prep software with efile

Foreign credit unavailability is a big deal, if I understand it correctly. Any international mutual fund has that.
by moneywise3
Sun Jan 29, 2017 2:21 am
Forum: Investing - Theory, News & General
Topic: Try and hit it big with 25% of your portfolio?
Replies: 51
Views: 4938

Re: Try and hit it big with 25% of your portfolio?

Monkeys that can throw darts....
by moneywise3
Sun Jan 29, 2017 2:15 am
Forum: Personal Consumer Issues
Topic: where to retire?
Replies: 63
Views: 5965

Re: where to retire?

Am surprised how *any* of the places you mention fit your criteria.

Consider central FL.
by moneywise3
Sun Jan 29, 2017 2:00 am
Forum: Personal Consumer Issues
Topic: Nissan? (Cars.)
Replies: 52
Views: 3301

Re: Nissan? (Cars.)

Here are 2 Nissan secrets: bigger cars are noisier than versa/sentra. Their engineers have been trying to solve this for 5+ years. Second, the lowest end Nissan (versa @ 10K?) has same safety features as the highest end maxima (35k?).
by moneywise3
Tue Jan 24, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave a job and find a new one
Replies: 24
Views: 2194

Re: Best way to leave a job and find a new one

How did you end up in this 2-hr commute situation, other than it being your choice? No employer will ever compensate for commute time, unless they decide where you should live.
by moneywise3
Tue Jan 24, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 11239

Re: Best Places to Live in US?

Asheville, NC
Austin, TX
Allentown, PA

AAA rated :)
by moneywise3
Mon Jan 23, 2017 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 3712

Re: Tax Software for 2016?

Kicking off this discussion again... I have used TaxACT for 10+ years and never had any issues. It shows many "what if" scenarios. Used to be free, but since last year is about $15. They offer import from last year as well. Am wary of Credit Karma, since they will use your info to market t...
by moneywise3
Mon Jan 16, 2017 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Auto insurance suggestions for FL
Replies: 4
Views: 436

Auto insurance suggestions for FL

I have had GEICO for 15+ years over 3 different states. Never any claims. They keep raising the premiums 5% every 6 months. Now they are getting on my nerves. About a year ago I called them and raised hell - they lowered my premium citing "new contract". It reeked of sneaky business practi...
by moneywise3
Mon Jan 09, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 3587

Re: Teeth whitening

White is not the natural color of the teeth. The dental science does not know enough yet.
by moneywise3
Thu Jan 05, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Kansas City trip advice
Replies: 23
Views: 1486

Re: Kansas City trip advice

City Market
by moneywise3
Thu Jan 05, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Where to in March?
Replies: 21
Views: 1905

Re: Where to in March?

Asheville, NC
by moneywise3
Sun Dec 18, 2016 10:23 pm
Forum: Investing - Help with Personal Investments
Topic: Financial help for a new doc
Replies: 31
Views: 2331

Re: Financial help for a new doc

Sounds a very complicated portfolio with ten times the number of funds you need
by moneywise3
Sun Dec 18, 2016 10:20 pm
Forum: Personal Consumer Issues
Topic: Recommendations for learning yoga, meditation
Replies: 7
Views: 808

Re: Recommendations for learning yoga, meditation

Listen to Teal Swan or Louise Hay
by moneywise3
Mon Dec 12, 2016 10:47 am
Forum: Investing - Help with Personal Investments
Topic: Difficult choices among ability, willingness, and need to take risk
Replies: 28
Views: 2601

Re: Difficult choices among ability, willingness, and need to take risk

If you don't need to take risk, then don't take risk.
Your main goal should be to beat inflation.
by moneywise3
Thu Nov 03, 2016 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to retire early (in your 30s or 40s)?
Replies: 173
Views: 23159

Re: How to retire early (in your 30s or 40s)?

In reality, it is very very difficult to retire in 30s. By "retire" I mean have no new income coming in. The reason is, you can't assess your healthcare expenses, and you have no idea about inflation. I my thirties I was supporting a family of 3 for $1500 a month, not counting the healthca...
by moneywise3
Sat Oct 08, 2016 6:34 am
Forum: Personal Consumer Issues
Topic: Three Full Days in Asheville, NC - Help for First Timers
Replies: 30
Views: 2603

Re: Three Full Days in Asheville, NC - Help for First Timers

Glad you enjoyed. Its also on my list of retirement destinations.
by moneywise3
Fri Oct 07, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Laptop ideas
Replies: 41
Views: 2516

Re: Laptop ideas

Thank you all
by moneywise3
Fri Oct 07, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Laptop ideas
Replies: 41
Views: 2516

Laptop ideas

In market for a Windows laptop for home use. Typically we keep them for 4 years. Play videos, download pictures, read news, print some documents, HDMI out to TV, Skype are some of the usage for it. Want to have a traditional keyboard type device at home, so don't want to buy a big tablet in its plac...
by moneywise3
Fri Oct 07, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4396

Re: Hurricane Matthew: Evacuation advice

Update on the beautiful Friday morning: the top wind speeds are just in 40s, total rain should be single digit inches, power will stay solid I am sure. Now looking forward to tomorrow morning's flight.
by moneywise3
Fri Oct 07, 2016 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Side hustle
Replies: 57
Views: 8814

Re: Side hustle

mchriton wrote:My salary grew from 90k in 2006, to 600k this year and 700k+ projected next year. I would NEVER have been able to do this without personal projects to accelerate me past others who relied entirely on school and similar assigned projects at work.

What particular IT skill gets you 700k?
by moneywise3
Thu Oct 06, 2016 4:50 pm
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4396

Re: Hurricane Matthew: Evacuation advise

Thank you all. Appreciate the links and suggestions. I am staying put - have enough supplies, discussed with neighbors that have generators to stay with them if needed. If the flights resume on Sat morning, then I leave. Else will try getting a change for Sunday. Hope everyone stays safe and comfy.
by moneywise3
Thu Oct 06, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4396

Hurricane Matthew: Evacuation advice

I am stuck about half hour north east of Orlando. It's a little late to be asking, but does anyone have suggestions on where to go for a day? I need to be back here to catch a Sat 7 am flight. The worst rains/wind should be over by Fri 6 pm. If it doesn't cause too much damage, then hopefully things...
by moneywise3
Sun Sep 25, 2016 10:00 pm
Forum: Personal Consumer Issues
Topic: Three Full Days in Asheville, NC - Help for First Timers
Replies: 30
Views: 2603

Re: Three Full Days in Asheville, NC - Help for First Timers

My favs are Dobra Tea, Triple Falls, Mount Mitchell, Cherkee water tubing, Marble slab creamery, Chapala mexican food, berry picking while in season, bellagio greek food
by moneywise3
Sun Sep 25, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Three Full Days in Asheville, NC - Help for First Timers
Replies: 30
Views: 2603

Re: Three Full Days in Asheville, NC - Help for First Timers

Hiking the trails off of the parkway
Tons of waterfalls
Trip to Cherokee
Apple festival in Hendersonville
Arboretum
Downtown restaurants owned by locals
Micro breweries
by moneywise3
Sun Sep 25, 2016 10:47 am
Forum: Personal Consumer Issues
Topic: Protein Powders
Replies: 45
Views: 3619

Re: Protein Powders

Garden of LIfe or Sunwarrior. Stay away from Orgain - I returned it after using 3 other brands for about 3 years.
by moneywise3
Thu Sep 01, 2016 5:03 am
Forum: Personal Consumer Issues
Topic: WSJ $99 for 6 months -- worth it?
Replies: 62
Views: 5040

Re: WSJ $99 for 6 months -- worth it?

Only if you want something to kill time. Won't help your investments.
by moneywise3
Tue Aug 30, 2016 1:21 am
Forum: Personal Consumer Issues
Topic: How Does Your money Make Money?
Replies: 43
Views: 5503

Re: How Does Your money Make Money?

Do you have a special skill or knowledge in any area? You get the idea.
by moneywise3
Mon Aug 29, 2016 7:01 pm
Forum: Investing - Theory, News & General
Topic: In what order should I read these books?
Replies: 34
Views: 2909

Re: In what order should I read these books?

I haven't read any of these books fully, just partly. But I read this forum, and never felt the need to read anything else.
by moneywise3
Sun Aug 28, 2016 9:11 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Portfolio Help, please.
Replies: 6
Views: 870

Re: Retirement Portfolio Help, please.

What's your profession? Is 2 months of emergency living expenses enough?
by moneywise3
Sun Aug 28, 2016 9:07 pm
Forum: Investing - Theory, News & General
Topic: Do passive investors need active investors to survive?
Replies: 20
Views: 3001

Re: Do passive investors need active investors to survive?

Put another way, if more and more people see the advantages to passive investing will the advantages start to diminish? That will never happen. Those flashy MBAs need something to do. I am not even worried that the whole world will become a passive investor. It's like saying there will be world pea...
by moneywise3
Sun Aug 28, 2016 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Investment for Minor
Replies: 9
Views: 709

Re: Investment for Minor

There are 3 things to consider here: account type (Roth, taxable etc), investment type (balanced fund, TR fund, cash....) and custodian. Also consider what are the future plans - adding every year etc.
by moneywise3
Sun Aug 28, 2016 8:58 pm
Forum: Investing - Theory, News & General
Topic: Outlook on oil
Replies: 54
Views: 3864

Re: Outlook on oil

You already own the right proportion of these stocks, assuming you are a boglehead. Then the price of oil doesn't matter. Go back to loving your family.
by moneywise3
Sun Aug 28, 2016 8:54 pm
Forum: Investing - Theory, News & General
Topic: Rich Dad/Poor Dad Assets
Replies: 57
Views: 6740

Re: Rich Dad/Poor Dad Assets

He is sort of in the show business, not investment advisor. He sells doesn't mean his advise is good. Anytime I see such people, it feels like a dating proposal to a happily married man. I haven't found a reason to budge from Bogleheads philosophy.
by moneywise3
Sun Aug 21, 2016 8:22 pm
Forum: Personal Consumer Issues
Topic: Favorite Restaurant Stop on Road Trips
Replies: 142
Views: 11071

Re: Favorite Restaurant Stop on Road Trips

I never risk local restaurants when out of town. Eat light and predictable like Subway. Chinese tend to be very consistent too.
by moneywise3
Sun Aug 21, 2016 8:19 pm
Forum: Personal Consumer Issues
Topic: Best Crossover SUV to purchase
Replies: 146
Views: 15255

Re: Best Crossover SUV to purchase

My personal choice is Acura Mdx or Rdx.
by moneywise3
Sun Aug 21, 2016 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Are these fees / returns reasonable
Replies: 38
Views: 3065

Re: Are these fees / returns reasonable

30 funds! That's a yellow flag by boglehead standards. Did they sell you insurance? Did they charge extra for estate planning? Have you quantified the benefit of TLH thus far?
by moneywise3
Sat Aug 20, 2016 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Get a mortgage even if not needed?
Replies: 41
Views: 4045

Re: Get a mortgage even if not needed?

Home is part investment and part consumption. Have you calculated tax savings? Do you have a projected appreciation of investments if you don't pay with cash?

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