Search found 257 matches

by moneywise3
Tue Mar 21, 2017 12:34 am
Forum: Personal Finance (Not Investing)
Topic: 2.25% High Yield Checking - FSCU
Replies: 11
Views: 1691

Re: 2.25% High Yield Checking - FSCU

Put your 20k in a long term CD, and spend more time with the kids.
by moneywise3
Tue Mar 21, 2017 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Corrected W2 - Fed Filed, State not mailed yet
Replies: 1
Views: 146

Re: Corrected W2 - Fed Filed, State not mailed yet

Redo the state with the amended Federal return.
by moneywise3
Tue Mar 21, 2017 12:28 am
Forum: Personal Finance (Not Investing)
Topic: Salary / employment verification
Replies: 25
Views: 1865

Re: Salary / employment verification

Remember that the desk staff is generally not very sharp, and may just reject your application because of missing info.
by moneywise3
Tue Mar 21, 2017 12:25 am
Forum: Personal Finance (Not Investing)
Topic: My son wants to move to Hong Kong
Replies: 35
Views: 4488

Re: My son wants to move to Hong Kong

Contrary to popular belief, HK is fallible to political instability. With China economy tanking, its likely going to end up in political isolation by the world. Who knows what they might decide for the foreign nationals living there.
by moneywise3
Tue Mar 21, 2017 12:19 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

Housing price range is 275-350k. Will send a PM when I have questions, TIA.

Just saw a video how WI is worst 10 with taxes in every category: sales tax, income and real estate :?
The job offer is still not dead though.
by moneywise3
Mon Mar 20, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 75
Views: 10859

Re: Paying $20 to E-File State Return

I paid $27 over several free ones. Worth every dollar.
by moneywise3
Mon Mar 20, 2017 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: How can my parents in India invest in U.S
Replies: 12
Views: 924

Re: How can my parents in India invest in U.S

Probably not a good idea. It's the whole package deal: you invest where you live, where you get mortgage, where you pay income taxes, where your local currency is etc. All the rates and returns are linked. Amaravati real estate may still be the best bet for them.
by moneywise3
Mon Mar 20, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

Unfortunately this forum does not have a "like" button for posts, so all of you treat this as my like for your replies!
by moneywise3
Mon Mar 20, 2017 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

Phineas Gage wrote:The future growth in central Florida might also impact your future job situation/opportunities in addition to climate and no state income tax.
You mean to say the growth prospects in C FL are good?
by moneywise3
Mon Mar 20, 2017 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

timmy wrote:What part or area of Mil. are you looking?

Brookfield, Elmbrook area for housing
by moneywise3
Thu Mar 16, 2017 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

Thank you all. Cheers :sharebeer
by moneywise3
Wed Mar 15, 2017 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Re: Relocation to Milwaukee

Thanks all. Currently in Orlando suburbs. Top school ranking and newer houses are top on our list. We just can't imagine living without these.
by moneywise3
Wed Mar 15, 2017 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2669

Relocation to Milwaukee

I have a potential job offer in Milwaukee area. While researching, I found the state income taxes are high. Housing is pretty expensive too - about $200/sqft for newer construction. Am currently in a no income tax state. I can expect a 10% raise in base pay. Long term opportunities seem better at th...
by moneywise3
Wed Mar 08, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 22590

Re: How to Die

You never die
by moneywise3
Wed Mar 01, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Is CreditKarma legit?
Replies: 16
Views: 2412

Re: Is CreditKarma legit?

Looks like CK can not handle foreign tax credit. Anyone that has an international fund would have this. So, its a no go for me, unless someone can suggest how to get around that.
by moneywise3
Tue Feb 21, 2017 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on promotion opportunity
Replies: 5
Views: 794

Re: Advice on promotion opportunity

It's a nice situation to be in, not a nice problem to have. At this point, you should think from company's perspective. Can they really afford another 15% raise? Its no longer you vs them. You are the company now. Either that or you take a lesser role somewhere.
by moneywise3
Thu Feb 16, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: What's the secret to happiness?
Replies: 39
Views: 2681

Re: What's the secret to happiness?

The biggest happiness in life is doing something for others. In fact that's the source of 99.99% of happiness. Doing something for yourself can only get you 0.001%. Yes it can be proven scientifically, but am not looking to convince the world.
by moneywise3
Wed Feb 08, 2017 11:24 pm
Forum: Personal Consumer Issues
Topic: Airport for Tampa Area
Replies: 9
Views: 953

Re: Airport for Tampa Area

Airlines flying to FL have a habit of giving their own names to airports- believe it or not. Bradenton, Daytona Beach, and all the names OP mentioned.
by moneywise3
Tue Jan 31, 2017 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Business opportunity questions
Replies: 5
Views: 600

Re: Business opportunity questions

Old gas stations with underground tanks can be a landmine of problems.
by moneywise3
Mon Jan 30, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Suze Orman - Let the Buyer Beware
Replies: 26
Views: 6017

Re: Suze Orman - Let the Buyer Beware

Suze Ormon is good for beginners who want an entertainment and celebrity path to get into personal finance. But once you have matured into Bogleheads philosophy, she's pretty useless.
by moneywise3
Mon Jan 30, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Please tell me if I can afford this Porsche
Replies: 81
Views: 5312

Re: Please tell me if I can afford this Porsche

If you don't mind, what professions lets you bring in $1M a year?
Happy for you.
by moneywise3
Mon Jan 30, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 5378

Re: Do you recommend using credit karma's tax product?

Thanks for the CK reviews and clarification on foreign taxes.
by moneywise3
Mon Jan 30, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 3956

Re: Tax Software for 2016?

Thank you
by moneywise3
Sun Jan 29, 2017 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 5378

Re: Credit Karma for free tax prep software with efile

Foreign credit unavailability is a big deal, if I understand it correctly. Any international mutual fund has that.
by moneywise3
Sun Jan 29, 2017 2:21 am
Forum: Investing - Theory, News & General
Topic: Try and hit it big with 25% of your portfolio?
Replies: 51
Views: 5026

Re: Try and hit it big with 25% of your portfolio?

Monkeys that can throw darts....
by moneywise3
Sun Jan 29, 2017 2:15 am
Forum: Personal Consumer Issues
Topic: where to retire?
Replies: 63
Views: 6123

Re: where to retire?

Am surprised how *any* of the places you mention fit your criteria.

Consider central FL.
by moneywise3
Sun Jan 29, 2017 2:00 am
Forum: Personal Consumer Issues
Topic: Nissan? (Cars.)
Replies: 52
Views: 3379

Re: Nissan? (Cars.)

Here are 2 Nissan secrets: bigger cars are noisier than versa/sentra. Their engineers have been trying to solve this for 5+ years. Second, the lowest end Nissan (versa @ 10K?) has same safety features as the highest end maxima (35k?).
by moneywise3
Tue Jan 24, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave a job and find a new one
Replies: 24
Views: 2246

Re: Best way to leave a job and find a new one

How did you end up in this 2-hr commute situation, other than it being your choice? No employer will ever compensate for commute time, unless they decide where you should live.
by moneywise3
Tue Jan 24, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 11520

Re: Best Places to Live in US?

Asheville, NC
Austin, TX
Allentown, PA

AAA rated :)
by moneywise3
Mon Jan 23, 2017 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 3956

Re: Tax Software for 2016?

Kicking off this discussion again... I have used TaxACT for 10+ years and never had any issues. It shows many "what if" scenarios. Used to be free, but since last year is about $15. They offer import from last year as well. Am wary of Credit Karma, since they will use your info to market t...
by moneywise3
Mon Jan 16, 2017 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Auto insurance suggestions for FL
Replies: 4
Views: 465

Auto insurance suggestions for FL

I have had GEICO for 15+ years over 3 different states. Never any claims. They keep raising the premiums 5% every 6 months. Now they are getting on my nerves. About a year ago I called them and raised hell - they lowered my premium citing "new contract". It reeked of sneaky business practi...
by moneywise3
Mon Jan 09, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 3665

Re: Teeth whitening

White is not the natural color of the teeth. The dental science does not know enough yet.
by moneywise3
Thu Jan 05, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Kansas City trip advice
Replies: 23
Views: 1545

Re: Kansas City trip advice

City Market
by moneywise3
Thu Jan 05, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Where to in March?
Replies: 21
Views: 1934

Re: Where to in March?

Asheville, NC
by moneywise3
Sun Dec 18, 2016 10:23 pm
Forum: Investing - Help with Personal Investments
Topic: Financial help for a new doc
Replies: 31
Views: 2382

Re: Financial help for a new doc

Sounds a very complicated portfolio with ten times the number of funds you need
by moneywise3
Sun Dec 18, 2016 10:20 pm
Forum: Personal Consumer Issues
Topic: Recommendations for learning yoga, meditation
Replies: 7
Views: 846

Re: Recommendations for learning yoga, meditation

Listen to Teal Swan or Louise Hay
by moneywise3
Mon Dec 12, 2016 10:47 am
Forum: Investing - Help with Personal Investments
Topic: Difficult choices among ability, willingness, and need to take risk
Replies: 28
Views: 2676

Re: Difficult choices among ability, willingness, and need to take risk

If you don't need to take risk, then don't take risk.
Your main goal should be to beat inflation.
by moneywise3
Thu Nov 03, 2016 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to retire early (in your 30s or 40s)?
Replies: 173
Views: 23678

Re: How to retire early (in your 30s or 40s)?

In reality, it is very very difficult to retire in 30s. By "retire" I mean have no new income coming in. The reason is, you can't assess your healthcare expenses, and you have no idea about inflation. I my thirties I was supporting a family of 3 for $1500 a month, not counting the healthca...
by moneywise3
Sat Oct 08, 2016 6:34 am
Forum: Personal Consumer Issues
Topic: Three Full Days in Asheville, NC - Help for First Timers
Replies: 30
Views: 2711

Re: Three Full Days in Asheville, NC - Help for First Timers

Glad you enjoyed. Its also on my list of retirement destinations.
by moneywise3
Fri Oct 07, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Laptop ideas
Replies: 41
Views: 2645

Re: Laptop ideas

Thank you all
by moneywise3
Fri Oct 07, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Laptop ideas
Replies: 41
Views: 2645

Laptop ideas

In market for a Windows laptop for home use. Typically we keep them for 4 years. Play videos, download pictures, read news, print some documents, HDMI out to TV, Skype are some of the usage for it. Want to have a traditional keyboard type device at home, so don't want to buy a big tablet in its plac...
by moneywise3
Fri Oct 07, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4533

Re: Hurricane Matthew: Evacuation advice

Update on the beautiful Friday morning: the top wind speeds are just in 40s, total rain should be single digit inches, power will stay solid I am sure. Now looking forward to tomorrow morning's flight.
by moneywise3
Fri Oct 07, 2016 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Side hustle
Replies: 57
Views: 8909

Re: Side hustle

mchriton wrote:My salary grew from 90k in 2006, to 600k this year and 700k+ projected next year. I would NEVER have been able to do this without personal projects to accelerate me past others who relied entirely on school and similar assigned projects at work.

What particular IT skill gets you 700k?
by moneywise3
Thu Oct 06, 2016 4:50 pm
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4533

Re: Hurricane Matthew: Evacuation advise

Thank you all. Appreciate the links and suggestions. I am staying put - have enough supplies, discussed with neighbors that have generators to stay with them if needed. If the flights resume on Sat morning, then I leave. Else will try getting a change for Sunday. Hope everyone stays safe and comfy.
by moneywise3
Thu Oct 06, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 4533

Hurricane Matthew: Evacuation advice

I am stuck about half hour north east of Orlando. It's a little late to be asking, but does anyone have suggestions on where to go for a day? I need to be back here to catch a Sat 7 am flight. The worst rains/wind should be over by Fri 6 pm. If it doesn't cause too much damage, then hopefully things...

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