Search found 264 matches

by moneywise3
Thu May 18, 2017 12:37 pm
Forum: Investing - Help with Personal Investments
Topic: Forced Retirement
Replies: 28
Views: 2748

Re: Forced Retirement

vetdoc wrote:
moneywise3 wrote:Your wife has 75k annual income?


Yes

In that case meeting 110k is no-brainer
by moneywise3
Thu May 18, 2017 12:17 pm
Forum: Investing - Help with Personal Investments
Topic: Forced Retirement
Replies: 28
Views: 2748

Re: Forced Retirement

Your wife has 75k annual income?
by moneywise3
Fri May 12, 2017 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Experiences/vacations - how much do people do
Replies: 24
Views: 2101

Re: Experiences/vacations - how much do people do

Atleast 1 major vacation a year (Disney, international, elsewhere in US), and 2-6 shorter vacations (2-4 days). Essential.
by moneywise3
Mon May 01, 2017 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Side gig, 1099 strategy
Replies: 15
Views: 1247

Side gig, 1099 strategy

I am considering starting a side gig for a few hours a week. This is in addition to my regular job that pays through W-2. This side gig will pay through 1099. Looking for ways to minimize taxes and keep it simple . Looking for advise on what option would be the best. Some options that come to mind a...
by moneywise3
Wed Apr 05, 2017 12:36 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle's 6 best money and career tips for young people
Replies: 9
Views: 1707

Re: Jack Bogle's 6 best money and career tips for young people

The best one is "work hard as hell. it doesn't hurt"
by moneywise3
Tue Mar 21, 2017 12:34 am
Forum: Personal Finance (Not Investing)
Topic: 2.25% High Yield Checking - FSCU
Replies: 11
Views: 1808

Re: 2.25% High Yield Checking - FSCU

Put your 20k in a long term CD, and spend more time with the kids.
by moneywise3
Tue Mar 21, 2017 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Corrected W2 - Fed Filed, State not mailed yet
Replies: 1
Views: 168

Re: Corrected W2 - Fed Filed, State not mailed yet

Redo the state with the amended Federal return.
by moneywise3
Tue Mar 21, 2017 12:28 am
Forum: Personal Finance (Not Investing)
Topic: Salary / employment verification
Replies: 27
Views: 2329

Re: Salary / employment verification

Remember that the desk staff is generally not very sharp, and may just reject your application because of missing info.
by moneywise3
Tue Mar 21, 2017 12:25 am
Forum: Personal Finance (Not Investing)
Topic: My son wants to move to Hong Kong
Replies: 35
Views: 4773

Re: My son wants to move to Hong Kong

Contrary to popular belief, HK is fallible to political instability. With China economy tanking, its likely going to end up in political isolation by the world. Who knows what they might decide for the foreign nationals living there.
by moneywise3
Tue Mar 21, 2017 12:19 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

Housing price range is 275-350k. Will send a PM when I have questions, TIA.

Just saw a video how WI is worst 10 with taxes in every category: sales tax, income and real estate :?
The job offer is still not dead though.
by moneywise3
Mon Mar 20, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 75
Views: 12953

Re: Paying $20 to E-File State Return

I paid $27 over several free ones. Worth every dollar.
by moneywise3
Mon Mar 20, 2017 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: How can my parents in India invest in U.S
Replies: 12
Views: 1031

Re: How can my parents in India invest in U.S

Probably not a good idea. It's the whole package deal: you invest where you live, where you get mortgage, where you pay income taxes, where your local currency is etc. All the rates and returns are linked. Amaravati real estate may still be the best bet for them.
by moneywise3
Mon Mar 20, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

Unfortunately this forum does not have a "like" button for posts, so all of you treat this as my like for your replies!
by moneywise3
Mon Mar 20, 2017 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

Phineas Gage wrote:The future growth in central Florida might also impact your future job situation/opportunities in addition to climate and no state income tax.
You mean to say the growth prospects in C FL are good?
by moneywise3
Mon Mar 20, 2017 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

timmy wrote:What part or area of Mil. are you looking?

Brookfield, Elmbrook area for housing
by moneywise3
Thu Mar 16, 2017 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

Thank you all. Cheers :sharebeer
by moneywise3
Wed Mar 15, 2017 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Re: Relocation to Milwaukee

Thanks all. Currently in Orlando suburbs. Top school ranking and newer houses are top on our list. We just can't imagine living without these.
by moneywise3
Wed Mar 15, 2017 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to Milwaukee
Replies: 38
Views: 2893

Relocation to Milwaukee

I have a potential job offer in Milwaukee area. While researching, I found the state income taxes are high. Housing is pretty expensive too - about $200/sqft for newer construction. Am currently in a no income tax state. I can expect a 10% raise in base pay. Long term opportunities seem better at th...
by moneywise3
Wed Mar 08, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 23723

Re: How to Die

You never die
by moneywise3
Wed Mar 01, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Is CreditKarma legit?
Replies: 16
Views: 2555

Re: Is CreditKarma legit?

Looks like CK can not handle foreign tax credit. Anyone that has an international fund would have this. So, its a no go for me, unless someone can suggest how to get around that.
by moneywise3
Tue Feb 21, 2017 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on promotion opportunity
Replies: 5
Views: 837

Re: Advice on promotion opportunity

It's a nice situation to be in, not a nice problem to have. At this point, you should think from company's perspective. Can they really afford another 15% raise? Its no longer you vs them. You are the company now. Either that or you take a lesser role somewhere.
by moneywise3
Thu Feb 16, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: What's the secret to happiness?
Replies: 39
Views: 2920

Re: What's the secret to happiness?

The biggest happiness in life is doing something for others. In fact that's the source of 99.99% of happiness. Doing something for yourself can only get you 0.001%. Yes it can be proven scientifically, but am not looking to convince the world.
by moneywise3
Wed Feb 08, 2017 11:24 pm
Forum: Personal Consumer Issues
Topic: Airport for Tampa Area
Replies: 9
Views: 1013

Re: Airport for Tampa Area

Airlines flying to FL have a habit of giving their own names to airports- believe it or not. Bradenton, Daytona Beach, and all the names OP mentioned.
by moneywise3
Tue Jan 31, 2017 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Business opportunity questions
Replies: 5
Views: 631

Re: Business opportunity questions

Old gas stations with underground tanks can be a landmine of problems.
by moneywise3
Mon Jan 30, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Suze Orman - Let the Buyer Beware
Replies: 26
Views: 6139

Re: Suze Orman - Let the Buyer Beware

Suze Ormon is good for beginners who want an entertainment and celebrity path to get into personal finance. But once you have matured into Bogleheads philosophy, she's pretty useless.
by moneywise3
Mon Jan 30, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Please tell me if I can afford this Porsche
Replies: 81
Views: 5729

Re: Please tell me if I can afford this Porsche

If you don't mind, what professions lets you bring in $1M a year?
Happy for you.
by moneywise3
Mon Jan 30, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 6068

Re: Do you recommend using credit karma's tax product?

Thanks for the CK reviews and clarification on foreign taxes.
by moneywise3
Mon Jan 30, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 4134

Re: Tax Software for 2016?

Thank you
by moneywise3
Sun Jan 29, 2017 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 6068

Re: Credit Karma for free tax prep software with efile

Foreign credit unavailability is a big deal, if I understand it correctly. Any international mutual fund has that.
by moneywise3
Sun Jan 29, 2017 2:21 am
Forum: Investing - Theory, News & General
Topic: Try and hit it big with 25% of your portfolio?
Replies: 51
Views: 5218

Re: Try and hit it big with 25% of your portfolio?

Monkeys that can throw darts....
by moneywise3
Sun Jan 29, 2017 2:15 am
Forum: Personal Consumer Issues
Topic: where to retire?
Replies: 63
Views: 6469

Re: where to retire?

Am surprised how *any* of the places you mention fit your criteria.

Consider central FL.
by moneywise3
Sun Jan 29, 2017 2:00 am
Forum: Personal Consumer Issues
Topic: Nissan? (Cars.)
Replies: 52
Views: 3646

Re: Nissan? (Cars.)

Here are 2 Nissan secrets: bigger cars are noisier than versa/sentra. Their engineers have been trying to solve this for 5+ years. Second, the lowest end Nissan (versa @ 10K?) has same safety features as the highest end maxima (35k?).
by moneywise3
Tue Jan 24, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave a job and find a new one
Replies: 24
Views: 2464

Re: Best way to leave a job and find a new one

How did you end up in this 2-hr commute situation, other than it being your choice? No employer will ever compensate for commute time, unless they decide where you should live.
by moneywise3
Tue Jan 24, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 11794

Re: Best Places to Live in US?

Asheville, NC
Austin, TX
Allentown, PA

AAA rated :)
by moneywise3
Mon Jan 23, 2017 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software for 2016?
Replies: 24
Views: 4134

Re: Tax Software for 2016?

Kicking off this discussion again... I have used TaxACT for 10+ years and never had any issues. It shows many "what if" scenarios. Used to be free, but since last year is about $15. They offer import from last year as well. Am wary of Credit Karma, since they will use your info to market t...
by moneywise3
Mon Jan 16, 2017 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Auto insurance suggestions for FL
Replies: 4
Views: 487

Auto insurance suggestions for FL

I have had GEICO for 15+ years over 3 different states. Never any claims. They keep raising the premiums 5% every 6 months. Now they are getting on my nerves. About a year ago I called them and raised hell - they lowered my premium citing "new contract". It reeked of sneaky business practi...
by moneywise3
Mon Jan 09, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 3831

Re: Teeth whitening

White is not the natural color of the teeth. The dental science does not know enough yet.
by moneywise3
Thu Jan 05, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Kansas City trip advice
Replies: 23
Views: 1674

Re: Kansas City trip advice

City Market
by moneywise3
Thu Jan 05, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Where to in March?
Replies: 21
Views: 2028

Re: Where to in March?

Asheville, NC
by moneywise3
Sun Dec 18, 2016 10:23 pm
Forum: Investing - Help with Personal Investments
Topic: Financial help for a new doc
Replies: 31
Views: 2500

Re: Financial help for a new doc

Sounds a very complicated portfolio with ten times the number of funds you need
by moneywise3
Sun Dec 18, 2016 10:20 pm
Forum: Personal Consumer Issues
Topic: Recommendations for learning yoga, meditation
Replies: 7
Views: 924

Re: Recommendations for learning yoga, meditation

Listen to Teal Swan or Louise Hay
by moneywise3
Mon Dec 12, 2016 10:47 am
Forum: Investing - Help with Personal Investments
Topic: Difficult choices among ability, willingness, and need to take risk
Replies: 28
Views: 2824

Re: Difficult choices among ability, willingness, and need to take risk

If you don't need to take risk, then don't take risk.
Your main goal should be to beat inflation.
by moneywise3
Thu Nov 03, 2016 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to retire early (in your 30s or 40s)?
Replies: 173
Views: 24510

Re: How to retire early (in your 30s or 40s)?

In reality, it is very very difficult to retire in 30s. By "retire" I mean have no new income coming in. The reason is, you can't assess your healthcare expenses, and you have no idea about inflation. I my thirties I was supporting a family of 3 for $1500 a month, not counting the healthca...

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