Search found 9 matches

by mjb49
Tue Mar 21, 2017 3:28 pm
Forum: Investing - Help with Personal Investments
Topic: I would appreciate comments on my asset allocation.
Replies: 18
Views: 1299

Re: I would appreciate comments on my asset allocation.

Retirement Assets: His IRA - Value low seven-figures: 7.5% Vanguard 500 Index (VFIAX) 7.5% Vanguard Value Index (VVIAX) 7.5% Vanguard Small-Cap Index (VSMAX) 7.5% Vanguard Small-Cap Value Index (VSIAX) 5% Vanguard REIT Index Fund (VGSLX) 2.5% Vanguard Developed Markets Index (VTMGX) 5% iShares MSCI...
by mjb49
Tue Mar 21, 2017 12:00 pm
Forum: Investing - Help with Personal Investments
Topic: I would appreciate comments on my asset allocation.
Replies: 18
Views: 1299

Re: I would appreciate comments on my asset allocation.

Hi, After researching asset allocations from Lazy Portfolios, Bogleheads contributors, Rick Ferri, Burton Malkiel, William Bernstein and Larry Swedroe I decided on the following portfolio. Understanding the limitations of back testing I used it as a major part of my decision making. Emergency funds...
by mjb49
Tue Mar 21, 2017 11:38 am
Forum: Investing - Help with Personal Investments
Topic: I would appreciate comments on my asset allocation.
Replies: 18
Views: 1299

Re: I would appreciate comments on my asset allocation.

Do you want comments on your AA or the funds you hold? Your AA of 50/50 seems perfectly fine to me. Your portfolio holds too many funds and too many small pieces (2.5%'ers) for my liking. But, if it works for you, that's what matters. Congrats to you... sounds like you guys won the game! :sharebeer...
by mjb49
Mon Mar 20, 2017 11:10 am
Forum: Investing - Help with Personal Investments
Topic: I would appreciate comments on my asset allocation.
Replies: 18
Views: 1299

I would appreciate comments on my asset allocation.

Hi, After researching asset allocations from Lazy Portfolios, Bogleheads contributors, Rick Ferri, Burton Malkiel, William Bernstein and Larry Swedroe I decided on the following portfolio. Understanding the limitations of back testing I used it as a major part of my decision making. Emergency funds:...
by mjb49
Thu Jan 26, 2017 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Retired - Continue to reinvest dividends and capital gains?
Replies: 5
Views: 895

Retired - Continue to reinvest dividends and capital gains?

Hi,
I retired and started withdrawing from my IRA. To generate cash is it best to continue reinvesting my dividends and capital gains or get income when I rebalance. Either way I will need to get some cash during the rebalance.
Thank you!
by mjb49
Tue Jan 24, 2017 10:15 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question: Managing My Retirement Assets
Replies: 4
Views: 508

Re: Portfolio Question: Managing My Retirement Assets

You'd benefit by reading the Boglehead wiki on lazy portfolios, to give you ideas on how to simplify yoir portfolio and specific Vanguard funds to use. https://www.bogleheads.org/wiki/Lazy_portfolios You have a pretty typical portfolio set up by an advisor -- way more for funds than are needed. Van...
by mjb49
Tue Jan 24, 2017 9:50 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question: Managing My Retirement Assets
Replies: 4
Views: 508

Re: Portfolio Question: Managing My Retirement Assets

Do you have a taxable account ? You are in a zero cap gains tax bracket and those could be realized at zero tax. These are important funds IMO, VBTLX - Total Stock Market Index VTMGX - Developed Intl Stock ex-USA Index VEMAX - Emerging Markets Stock Index VFSUX - ST Investment Grade Bonds VFIDX - I...
by mjb49
Mon Jan 23, 2017 3:37 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question: Managing My Retirement Assets
Replies: 4
Views: 508

Portfolio Question: Managing My Retirement Assets

Hi, We are with a fee based money manager and I am considering managing our IRAs myself. My wife will not want to manage it so I will have a plan B for her if necessary. I appreciate your help. Thank you in advance. Emergency funds: 10 months living expenses in IRA money market Debt: 30-year Mortgag...

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