Search found 195 matches

by misterno
Wed Mar 22, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: How do I share internet with my neighbor?
Replies: 17
Views: 1331

Re: How do I share internet with my neighbor?

For extending WiFi range, a $60 "WiFi Range Extender" worked as advertised for me. Our house isn't all that big, and originally when my wife moved her desk and computer upstairs I was too lazy to try to put in a cable, she tried WiFi, and everything worked fine. Then she started to have p...
by misterno
Wed Mar 22, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: How do I share internet with my neighbor?
Replies: 17
Views: 1331

Re: How do I share internet with my neighbor?

I live in a remote area so there is a oligopoly of ISPs where I live and thus very expensive. They want $85/month for 25mb/s Luckily my brother lives across the street and the side of the house looking at my brother's house can receive his wifi signal The question is how do I distribute this to my ...
by misterno
Wed Mar 22, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: How do I share internet with my neighbor?
Replies: 17
Views: 1331

How do I share internet with my neighbor?

I live in a remote area so there is a oligopoly of ISPs where I live and thus very expensive. They want $85/month for 25mb/s Luckily my brother lives across the street and the side of the house looking at my brother's house can receive his wifi signal The question is how do I distribute this to my w...
by misterno
Wed Mar 22, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 99
Views: 4908

Re: Suspicious organic products

I hate Hawaii because I don't like to swim with sharks I love organic fruits and vegetables because at the least you are avoiding chemical sprays, pesticides and all other artificial stuff related Organic produce taste much better and not necessarily expensive. Organic brown rice is $1.50/lb, nonor...
by misterno
Tue Mar 21, 2017 2:12 pm
Forum: Personal Consumer Issues
Topic: Rechargeable AA & AAA Batteries:NiMH or Li-Ion?
Replies: 25
Views: 1177

Re: Rechargeable AA & AAA Batteries:NiMH or Li-Ion?

I'm curious what household items go through batteries so fast for you all that they warrant using rechargeable batteries? We have some tv remotes. My wife has a couple pen flashlights for work. Regular old alkalines last for YEARS in these items. We buy batteries so infrequently that buying recharg...
by misterno
Mon Mar 20, 2017 10:42 am
Forum: Personal Consumer Issues
Topic: Rechargeable AA & AAA Batteries:NiMH or Li-Ion?
Replies: 25
Views: 1177

Re: Rechargeable AA & AAA Batteries:NiMH or Li-Ion?

My new purchase is all Eneloop

But here is the problem. My old rechargeable batteries are NIMH but not eneloop. So I lost the charger that came with the old batteries and I stick these old batteries to eneloop charger and it did not charge. My eneloop charger came with the batteries from Costco
by misterno
Mon Mar 20, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 99
Views: 4908

Re: Suspicious organic products

I hate Hawaii because I don't like to swim with sharks I love organic fruits and vegetables because at the least you are avoiding chemical sprays, pesticides and all other artificial stuff related Organic produce taste much better and not necessarily expensive. Organic brown rice is $1.50/lb, nonorg...
by misterno
Thu Mar 16, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 99
Views: 4908

Re: Suspicious organic products

livesoft wrote:
misterno wrote:What would you do?

Thanks for asking. I'd re-think the whole organic thing and be glad that my cytochrome P450 levels are high.


what is cytochrome P450 ?
by misterno
Thu Mar 16, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: Google wifi is awesome
Replies: 58
Views: 8043

Re: Google wifi is awesome

Can someone please help me? My internet service provider which I hate with all my heart, does not let us use any other router than theirs. So I can not use google wifi as a router. But what I am wondering is can I use the 2 other pieces of the 3 pack as a REPEATER? I purchased 1 single unit from wal...
by misterno
Thu Mar 16, 2017 4:56 pm
Forum: Personal Consumer Issues
Topic: Suspicious organic products
Replies: 99
Views: 4908

Suspicious organic products

So I am into organic now, trying to buy everything in organic if the price is not crazy The other day I was reading an article about gluten free diet not that I am into it but I was reading. It said the heavy metal concentration in the urines of people who eats more gluten free is obvious and clear....
by misterno
Fri Mar 10, 2017 10:33 pm
Forum: Personal Consumer Issues
Topic: cost of Solar Power
Replies: 95
Views: 6188

Re: cost of Solar Power

Google has this website where it has 3D of your house if you enter your address

then tells you if it makes sense to install solar panels

https://www.google.com/get/sunroof#p=0

here is mine
http://i.hizliresim.com/vbR0l6.png

so I did not do it although I am in TX because my roof not facing south
by misterno
Fri Mar 10, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: cost of Solar Power
Replies: 95
Views: 6188

Re: cost of Solar Power

google has a nice online website for this

you enter your home address, it will show you how your house faces to sun and how much you gain from solar panels

https://www.google.com/get/sunroof#p=0
by misterno
Fri Mar 10, 2017 10:20 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Re: Use cellphone tethering instead of home internet?

Make sure that router you found works with the service provider sim card you have. As another person suggest maybe get another phone line and use that solely for home use? Is the 2.5gb limit before 3g per cell phone? Or combined? 2,5GB now it is 4GB LTE Once you reach 4GB then speed goes down to 3G...
by misterno
Fri Mar 10, 2017 6:23 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Re: Use cellphone tethering instead of home internet?

We had a problem with Verizon DSL yesterday and I switched over to tethering on my T-Mobile cell device and used it for a few hours until the Verizon problem was cleared up. I'm just switched over to T-Mobile's all inclusive plan ( https://www.t-mobile.com/cell-phone-plans ) for my wife/me and it s...
by misterno
Fri Mar 10, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Re: Use cellphone tethering instead of home internet?

I will be interested to watch this, as I have been thinking about doing this myself (with a dedicated hotspot, not a phone). My wife and I don't generally do video over the internet, though there is autoplay html5 junk cluttering up some sites we visit. The nuisance might be when you hit the big wi...
by misterno
Fri Mar 10, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Re: Use cellphone tethering instead of home internet?

I have Tmobile family plan, so we are 6 people and I am paying 23x2=$46/month (me and wife) This has unlimited internet of which only 2.5GB is LTE and then it goes down to 3G. Home internet is some local company which I hate because it charges $85/month for 25MB/s Last week, for trial purposes I sh...
by misterno
Fri Mar 10, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Re: Use cellphone tethering instead of home internet?

As long as the 3G speed satisfies the families needs I'd say give it a go. I'm actually surprised that it does. Does the speed meet the needs of the other family members? Your needs may be different than theirs. That is the problem. As soon as 2.5GB finishes then the movies keep stopping and it is ...
by misterno
Fri Mar 10, 2017 4:07 pm
Forum: Personal Consumer Issues
Topic: Use cellphone tethering instead of home internet?
Replies: 24
Views: 1493

Use cellphone tethering instead of home internet?

I have Tmobile family plan, so we are 6 people and I am paying 23x2=$46/month (me and wife) This has unlimited internet of which only 2.5GB is LTE and then it goes down to 3G. Home internet is some local company which I hate because it charges $85/month for 25MB/s Last week, for trial purposes I shu...
by misterno
Fri Mar 10, 2017 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO auto rates vs. USAA: too good to be true?
Replies: 127
Views: 9432

Re: GEICO auto rates vs. USAA: too good to be true?

I have 2009 Toyota Yaris and a 2016 Toyota RAV4 XLE Paying only liability $330 every 6 months wait a minute? is the $330 every 6 months for the two cars combined? Or is it $330/per car per 6 months... $660 in total? combined so $330 for 2 cars every 6 months but I asked them for road side assistanc...
by misterno
Fri Mar 10, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: High Cost Prescriptions For Free
Replies: 23
Views: 2088

Re: High Cost Prescriptions For Free

Question All health insurance options come with out of pocket maximum (OPM). I understand that $4K per month is very expensive but assuming your OPM is say 8K, it is impossible to spend more than OPM in a calendar year. This is the law. Unless you have a problem with OPM amount, I am not sure what ...
by misterno
Wed Mar 08, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: High Cost Prescriptions For Free
Replies: 23
Views: 2088

Re: High Cost Prescriptions For Free

Recommendation Go online and look for Canadian pharmacies. I did it before. You just need to fax your prescription to an 800 number and then pay with credit card. It is way cheaper in Canada. and you will receive the medication by fedex Question All health insurance options come with out of pocket m...
by misterno
Tue Mar 07, 2017 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO auto rates vs. USAA: too good to be true?
Replies: 127
Views: 9432

Re: GEICO auto rates vs. USAA: too good to be true?

I have been with GEICO for 11 years

I have 2009 Toyota Yaris and a 2016 Toyota RAV4 XLE

Paying only liability $330 every 6 months

Love it

Oh, I never had an accident
by misterno
Tue Mar 07, 2017 2:39 pm
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 85
Views: 6296

Re: Did you buy SNAP?

I bought SNAP at $29 with my lunch monies and now it is $25. I also bought AAPL in August 2015 and so far so very good. I know I am going against Bogleheads but I bought them with fun monies. You should buy IPOS before the IPO happens, it is called pre IPO sale Those are the only people that hits t...
by misterno
Tue Mar 07, 2017 11:43 am
Forum: Investing - Theory, News & General
Topic: What is the difference between Total Return and SP500 index?
Replies: 47
Views: 2700

Re: What is the difference between Total Return and SP500 index?

The S&P 500 index tracks the combined market value of the 500 stocks in the S&P 500 index. The S&P 500 Total Return index tracks the return of these 500 stocks with dividends reinvested: https://finance.yahoo.com/quote/%5ESP500TR The difference between the SP500 and the SP500 total retu...
by misterno
Tue Mar 07, 2017 11:24 am
Forum: Investing - Theory, News & General
Topic: What is the difference between Total Return and SP500 index?
Replies: 47
Views: 2700

Re: What is the difference between Total Return and SP500 index?

The S&P 500 index tracks the combined market value of the 500 stocks in the S&P 500 index. The S&P 500 Total Return index tracks the return of these 500 stocks with dividends reinvested: https://finance.yahoo.com/quote/%5ESP500TR The difference between the SP500 and the SP500 total retu...
by misterno
Tue Mar 07, 2017 9:53 am
Forum: Investing - Theory, News & General
Topic: What is the difference between Total Return and SP500 index?
Replies: 47
Views: 2700

Re: What is the difference between Total Return and SP500 index?

My guess: What is the difference between Total Stock Market and SP 500 index? My answer: Not much, really. Do I win, misterno? Yes that's what I meant sorry for not being clear I am invested in Vanguard SP 500 index fund in my 401k and I am getting more money to invest and so that's why I asked So ...
by misterno
Tue Mar 07, 2017 9:52 am
Forum: Investing - Theory, News & General
Topic: Be skeptical of active fund managers’ new allure
Replies: 4
Views: 766

Be skeptical of active fund managers’ new allure

http://www.marketwatch.com/story/dont-d ... 7#cxrecs_s

I read this article but I am really surprised with the ratio of funds beating SP500. I did not it was that high
by misterno
Mon Mar 06, 2017 6:13 pm
Forum: Investing - Theory, News & General
Topic: What is the difference between Total Return and SP500 index?
Replies: 47
Views: 2700

What is the difference between Total Return and SP500 index?

I searched BH but can not find definite answer
by misterno
Thu Mar 02, 2017 4:38 pm
Forum: Investing - Theory, News & General
Topic: M. Mauboussin - Interesting paper on active and passive
Replies: 3
Views: 306

Re: M. Mauboussin - Interesting paper on active and passive

 The investors leaving active managers are likely less informed than those who remain. Paul Utter nonsense I am well informed to know that 87% of funds in the universe return less than the market. I did not leave active managed funds due to my not understanding what is going on. I am not less info...
by misterno
Wed Mar 01, 2017 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Store Important Documents Online?
Replies: 51
Views: 2344

Re: Store Important Documents Online?

I stored everything in Google Drive

It is free up to 15 gb and my password for gmail is like 30 characters, there is no way they can hack that
by misterno
Tue Feb 28, 2017 11:02 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Taxes going up for some in 2017
Replies: 46
Views: 4948

Re: Social Security Taxes going up for some in 2017

guys relax

people who make more than 118,500 is less than 1% of the population anyway
by misterno
Mon Feb 27, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Car windshield wipers - go cheap or better?
Replies: 42
Views: 3938

Re: Car windshield wipers - go cheap or better?

N10sive wrote:I would suggest just getting the OEM refills. In my experience with aftermarket wipers, the OEM seems to peform the best and last the longest. Refills are also very cheap.


where do you buy refills?
by misterno
Mon Feb 27, 2017 2:13 pm
Forum: Investing - Theory, News & General
Topic: I think Buffet sees oil price go lower
Replies: 25
Views: 1828

Re: I think Buffet sees oil price go lower

He think he is saying that he, Warren Buffett, doesn't understand the retail business well enough for it to be a good investment for him . That's how I interpret the meaning of his words. But I really don't get the Buffettology thing. Buy Berkshire Hathaway stock or don't. What's the point in tryin...
by misterno
Mon Feb 27, 2017 12:35 pm
Forum: Investing - Theory, News & General
Topic: I think Buffet sees oil price go lower
Replies: 25
Views: 1828

I think Buffet sees oil price go lower

In the interview he says he is heavily invested in Airlines. Doesn't it mean he is thinking lower oil prices in the future?

http://finance.yahoo.com/news/got-head- ... 22108.html
by misterno
Mon Feb 27, 2017 10:21 am
Forum: Investing - Theory, News & General
Topic: Buffett interview Monday 2/27
Replies: 38
Views: 4110

Re: Buffett interview Monday 2/27

I heard he is heavily invested in Apple

Either he is very smart or I am really stupid
by misterno
Fri Feb 24, 2017 5:54 pm
Forum: Investing - Theory, News & General
Topic: Peer-to-peer lending as an investment?
Replies: 35
Views: 2662

Re: Peer-to-peer lending as an investment?

I put in $10k in November, then I discovered Bogleheads in December, and immediately regretted it. It's frustrating to see how many borrowers quickly defaulted. And even more have paid off their entire balance, so there's even less of a return because of no more interest from those loans. I tried s...
by misterno
Fri Feb 24, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11746

Re: The Wall Street Journal to close Google loophole entirely

interestingly I do not have this problem at home where I am married to Chrome

But at work I can not divorce IE

I hate microsoft
by misterno
Fri Feb 24, 2017 12:36 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11746

Re: The Wall Street Journal to close Google loophole entirely

So what do I put in here? It says 1 currently

Image
by misterno
Fri Feb 24, 2017 12:33 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11746

Re: The Wall Street Journal to close Google loophole entirely

triceratop wrote:There are chrome/FB extensions to block/remove CSS overlays.


so what is the solution for Internet Explorer 11?
by misterno
Fri Feb 24, 2017 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1327
Views: 166352

Re: What's Your Credit Card Rewards Strategy?

I owned all the credit cards that is possible to a human being in the US. I churned them and swallowed the points, miles cash and all Now I came to a point where none of the credit cards are approving me. Credit scores over 800, income over 175K and yet I can not get any credit cards The message say...
by misterno
Fri Feb 24, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11746

Re: The Wall Street Journal to close Google loophole entirely

When I use the facebook trick mentioned here, I am getting this blurry page.

When I click on the X at the top right, it does not take it.

I am using IE 11. Is this about script settings in IE?

I am at work so I do not have a choice in browser

Image
by misterno
Fri Feb 24, 2017 10:30 am
Forum: Investing - Theory, News & General
Topic: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?
Replies: 32
Views: 2531

Re: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?

I've owned a pretty large chunk of SPYD (SPDR S&P 500 HIGH DIVIDEND ETF) for quite a while and I like the big dividend (now 4%) and the lower volatility and I am holding it for the long term. It's expenses are reported as .12%, good enough for me. Rational? Who knows. But it has done well and t...
by misterno
Thu Feb 23, 2017 11:27 pm
Forum: Investing - Theory, News & General
Topic: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?
Replies: 32
Views: 2531

Re: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?

I checked VIG against SP500 index Guess what, it is lagging in 1-2-3-5 years behind SP 500 index I am surprised though. You would think dividend paying stocks would appreciate more but it is not I would not expect that. They are paying out cash that directly takes away from their market capitalizat...
by misterno
Thu Feb 23, 2017 6:17 pm
Forum: Investing - Theory, News & General
Topic: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?
Replies: 32
Views: 2531

Re: ProShares S&P 500 Dividend Aristocrats ETF - thoughts?

This would not be an ETF I would invest in. Here's why: 1) It only has 51 holdings. You need an ETF to be more diversified with hundreds of stocks. 2) The expense ratio is high for a passive ETF at 0.35% If you must buy a DIvidend Aristocrat "growth" ETF - I recommend VIG. VYM is also a g...
by misterno
Thu Feb 23, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer - Still relevant? Good investment?
Replies: 76
Views: 6247

Re: Desktop Computer - Still relevant? Good investment?

Earl Lemongrab wrote:
misterno wrote:I bought a Dell OptiPlex used

What was your source?


It was on Ebay

This is what I got

Dell Optiplex Small Form Factor Desktop PC Tower Computer Core 2 Duo 80GB HDD
Windows: Windows 10
Optiplex: 755
RAM: 8GB

Search ebay, you should find something similar

Quietest fastest computer I ever had
by misterno
Thu Feb 23, 2017 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 233
Views: 37923

Re: Bank of America/Merrill Edge - Preferred Rewards

Can someone clarify please? If I have IRA in Vanguard SP 500 index fund, how do I transfer this to Merrill Edge? Merill Edge does not have Vanguard so they have something equivelant? Merrill Edge is a brokerage. You can transfer almost any Vanguard fund and any ETF. As noted elsewhere, if the fund ...
by misterno
Thu Feb 23, 2017 4:12 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11746

Re: The Wall Street Journal to close Google loophole entirely

Look at this link

https://www.wsj.com/articles/only-a-mar ... 1487851203

The trick described in this thread is no longer working

I keep clickin on the x but it does not go away like yesterday
by misterno
Thu Feb 23, 2017 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 233
Views: 37923

Re: Bank of America/Merrill Edge - Preferred Rewards

Can someone clarify please? If I have IRA in Vanguard SP 500 index fund, how do I transfer this to Merrill Edge? Merill Edge does not have Vanguard so they have something equivelant? I understand their one time bonus but aren't their fees higher so in the long run it is worse off to transfer to Meri...
by misterno
Tue Feb 21, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer - Still relevant? Good investment?
Replies: 76
Views: 6247

Re: Desktop Computer - Still relevant? Good investment?

I bought a Dell OptiPlex used

It has intel not the Celeron but the better one

It has 8GB RAM and Windows 10

works perfectly

Comes with mouse and keyboard

$75 delivered to your door

Fastest most responsive pc I have ever used

I will never buy brand new again
by misterno
Tue Feb 21, 2017 10:57 am
Forum: Personal Consumer Issues
Topic: Terrible negotiator - need help with words to use [Buying a car]
Replies: 94
Views: 6453

Re: Terrible negotiator - need help with words to use [Buying a car]

This is what I do Find out the true value of the car TMV from Edmunds website X = TMV minus (say $200) Find all dealers in your area within a certain perimeter Email them and tell them you found XYZ car at X price. Price is OUT THE DOOR price Some will say they are okay with the price some don't The...

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