Search found 966 matches

by minesweep
Thu Feb 11, 2016 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Confusion About Preventing Theft of IRS Tax Data
Replies: 10
Views: 675

Re: Confusion About Preventing Theft of IRS Tax Data

FelixTheCat wrote:I remember reading an article a few years back that there is a lot of identity theft around tax time. People filing false tax returns to get money from the government.

This is one more reason I don't like waiting to get my money back from the IRS. I'd rather owe them money.
by minesweep
Tue Feb 09, 2016 2:23 pm
Forum: Investing - Theory, News & General
Topic: Staying the course?
Replies: 16
Views: 1062

Re: Staying the course?

I hope the Bee Gees don't mind this parody: Whether you're a brother or whether you're a mother You're stayin' the course, stayin' the course Feel the city breakin' and everybody shakin' And we're stayin' the course, stayin' the course Ah, ha, ha, ha, stayin' the course, stayin' the course Ah, ha, h...
by minesweep
Sat Feb 06, 2016 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: How to behave on a RGD (Really Good Day)?
Replies: 17
Views: 1775

Re: How to behave on a RGD (Really Good Day)?

YttriumNitrate wrote:Really good days and really bad days tend to come in groups. I just ignore them both.

+1
by minesweep
Wed Feb 03, 2016 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 6428

Re: What age did you retire

55 years, 10 months (January, 2001). My company made me an offer (early retirement package) that I couldn't refuse.
by minesweep
Thu Jan 28, 2016 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Retired & Estimated tax payments ???
Replies: 27
Views: 1107

Re: Retired & Estimated tax payments ???

I used to make estimated quarterly tax payments for federal but in 2015 (the year I turned 70) I stopped doing it and now take my entire federal tax payment out of my RMD in December. I do however still make estimated quarterly payments to the state. I have a pension but I have never had any tax wit...
by minesweep
Wed Jan 27, 2016 11:11 am
Forum: Investing - Help with Personal Investments
Topic: Inheritance and portfolio
Replies: 7
Views: 761

Re: Inheritance and portfolio

Gnirk, Most Bogleheads who are inclined to tilt do so to value and small, not mid cap. The Total Stock Market Index Fund holds 19% mid cap. I did an instant X-Ray at Morningstar using the following symbols: Ally Bank Savings $115,000.00 7.70% - CASH$ PenFed CD ladder $210,000.00 14.06% - CASH$ EE Bo...
by minesweep
Tue Jan 26, 2016 8:35 pm
Forum: Investing - Help with Personal Investments
Topic: Inheritance and portfolio
Replies: 7
Views: 761

Re: Inheritance and portfolio

Duplicate post.

I’m not the first one to do a duplicate post, but I could the first one who did it twice in the same posting. Doh!

Mike
by minesweep
Tue Jan 26, 2016 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Inheritance and portfolio
Replies: 7
Views: 761

Re: Inheritance and portfolio

Duplicate post.
by minesweep
Tue Jan 26, 2016 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: Inheritance and portfolio
Replies: 7
Views: 761

Re: Inheritance and portfolio

The first thing I would do is a Morningstar Instant X-Ray so that you can find out the composition of your current portfolio's asset allocation (enter cash in instant X-Ray as CASH$). Then I would make adjustments to simplify your portfolio to achieve your desired asset allocation. Exchanging the He...
by minesweep
Sat Jan 23, 2016 10:29 am
Forum: Personal Finance (Not Investing)
Topic: What was your % pay raise?
Replies: 100
Views: 6962

Re: What was your % pay raise?

ddunca1944 wrote:
CABob wrote:Social Security benefit was 0.0%. :annoyed



+1
As was my non-cola pension. :(

Ditto!
by minesweep
Tue Jan 19, 2016 3:10 pm
Forum: Investing - Theory, News & General
Topic: Tomorrows Market Open?
Replies: 37
Views: 4807

Re: Tomorrows Market Open?

scsiguru wrote:Well there's always tomorrow folks. :)

The sun will come out tomorrow
So you gotta hang on
'til tomorrow, come what may!
Tomorrow, tomorrow, I love ya, tomorrow
You're always a day away!

Tomorrow
by minesweep
Sun Jan 03, 2016 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: How many streams of income do you have?
Replies: 60
Views: 5870

Re: How many streams of income do you have?

Toons wrote:Pensions
SS
Capital Gains,Dividends,Interest from investments :happy

+1
by minesweep
Sat Jan 02, 2016 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: A dead year, never get it back
Replies: 84
Views: 7269

Re: A dead year, never get it back

2015 has ended. A dead year for most investors and for index investors. It would been better, and maybe prudent, to have scooped all your money out on a day of the higher jumps in the market volatility and sat on it. anytime your index fund is above that figure (2.713%) during the year, you may as ...
by minesweep
Sat Jan 02, 2016 11:57 am
Forum: Personal Finance (Not Investing)
Topic: A dead year, never get it back
Replies: 84
Views: 7269

Re: A dead year, never get it back

If a one year time frame is what one needed money for then one should have been in cash type investments anyway (not stocks).

Mike
by minesweep
Sat Jan 02, 2016 10:18 am
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 646
Views: 14597

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

Staying the course with 2270.97. Maybe those the numbers in my head last year were correct (it was just the year wrong). :)

Mike
by minesweep
Tue Dec 29, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax Premier 2015 (PC Download) 39% Off
Replies: 39
Views: 4053

Re: Turbo Tax Premier 2015 (PC Download) 39% Off

I can't believe people are rushing back into Intuit's arms after the stunt they pulled last year with Deluxe. There are plenty of better options. Fool me once, shame on me...I won't get fooled again Intuit! +1 +2 I just switched to TaxAct Plus Download for 2015. Five federal e-files and one state w...
by minesweep
Thu Dec 17, 2015 7:29 pm
Forum: Investing - Theory, News & General
Topic: Market timing success?
Replies: 13
Views: 747

Re: Market timing success?

Jack Bogle: "After nearly 50 years in this business, I do not know of anybody who has done market timing successfully and consistently. I don't even know anybody who knows anybody who has done it successfully and consistently."
by minesweep
Sun Dec 06, 2015 12:50 pm
Forum: Investing - Theory, News & General
Topic: Investing and Coworkers
Replies: 57
Views: 6003

Re: Investing and Coworkers

How often do you run into people at your job that do not invest or knows nothing about investing? I work as a nurse and I see so many coworkers not contributing to their employee-sponsored plans, Roth IRA, etc. I worked with a guy several years ago who refused to invest in our company's 401(k) plan...
by minesweep
Fri Nov 20, 2015 10:12 am
Forum: Investing - Theory, News & General
Topic: Wouldn't it be a great idea to buy Norfolk Southern now??!!
Replies: 16
Views: 2034

Re: Wouldn't it be a great idea to buy Norfolk Southern now??!!

Don’t get railroaded.

On the other hand it might be just the ticket and be ready for the fast track. If so, then it’s All Aboard.
by minesweep
Sat Nov 14, 2015 11:12 am
Forum: Investing - Theory, News & General
Topic: My friend is hoarding cash. What do you say?
Replies: 78
Views: 8747

Re: My friend is hoarding cash. What do you say?

This thread reminds me of the book written in '80's entitled, "How to Prosper During the Coming Bad Years?" A multi prong approach hoarding food,clothing, guns, ammo, cash, gold etc if I remember correctly. Can't remember the authors name. I had to laugh at the one customer review comment...
by minesweep
Sat Nov 14, 2015 9:53 am
Forum: Investing - Theory, News & General
Topic: Vanguard Group On Pace For Record Inflow
Replies: 31
Views: 3821

Vanguard Group On Pace For Record Inflow

[Thread merged into here, see below. --admin LadyGeek] Vanguard Group is on pace to pull in more money this year than any asset manager in history. Barrons article The no. 2 Blackrock figure (17.2 billion) quoted in Barron's article is obviously incorrect. BlackRock Has Inflow of Money Amid Market ...
by minesweep
Fri Nov 13, 2015 6:30 pm
Forum: Investing - Theory, News & General
Topic: My friend is hoarding cash. What do you say?
Replies: 78
Views: 8747

Re: My friend is hoarding cash. What do you say?

Hi all and thanks in advance. A life-long friend relocated to Australia recently visited. We had a blast drinking beer and spending time in Boston. :beer Over one of our many talks, he stated that he is taking money out and stashing cash in his house. He believes that the whole house of cards is go...
by minesweep
Wed Nov 11, 2015 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Retirement: How to Live Well
Replies: 11
Views: 3360

Re: Retirement: How to Live Well

Swampy wrote:Your link doesn't work without a subscription.

Sorry about that. The link worked the day I posted it (I'm' not a subscriber).
by minesweep
Sat Nov 07, 2015 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Retirement: How to Live Well
Replies: 11
Views: 3360

Retirement: How to Live Well

It may be the most dreaded family talk after the one about the birds and the bees. It certainly gets scant mention in the retirement ads featuring a happy couple strolling along a beach. But long-term care is the elephant in the room that can upend an otherwise meticulously crafted retirement plan....
by minesweep
Tue Oct 27, 2015 8:06 am
Forum: Investing - Theory, News & General
Topic: Peanut returns [why not try stock picking?]
Replies: 61
Views: 6066

Re: Peanut returns [why not try stock picking?]

I think it's a nutty idea. :happy
by minesweep
Tue Oct 20, 2015 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Is there an ideal age to retire?
Replies: 137
Views: 11387

Re: Is there an ideal age to retire?

It depends on the individual.

For me it was 55 years,10 months (an early retirement package made the decision easy).
by minesweep
Sat Oct 17, 2015 9:33 am
Forum: Investing - Theory, News & General
Topic: Selling all equities, discuss why I'm wrong. :)
Replies: 183
Views: 18874

Re: Selling all equities, discuss why I'm wrong. :)

Wellington noted that the S&P 500 had declined 10 percent or more on 28 occasions between January 1926 and June 2015. Of course, every plunge of an even greater magnitude began with a 10 percent market decline. And that tempts many investors to believe that avoiding large losses can easily be a...
by minesweep
Mon Oct 05, 2015 2:56 pm
Forum: Investing - Theory, News & General
Topic: Protect bank account number from utilities?
Replies: 10
Views: 1200

Re: Protect bank account number from utilities?

I‘ve had electronic fund transfers taken by my electric and gas companies from my bank account for the past few decades. I never had a problem because of it. The water utility doesn’t have an automatic payment system (that I know of) so I make an electronic payment from my bank on a quarterly basis.
by minesweep
Thu Sep 24, 2015 12:01 pm
Forum: Investing - Theory, News & General
Topic: VW stock goes from 170 to almost 100 and falling, good time to buy?
Replies: 169
Views: 15617

Re: VW stock goes from 170 to almost 100 and falling, good time to buy?

VW stocks are crashing... I think itll crash a lot more before it stabilizes. My question is ... think it maybe a good idea to buy when it bottoms out? Risk wise, is it possible itll bankrupt after all the penalties, fines, recalls and reputation damage? If not, then it seems like it would be a goo...
by minesweep
Mon Sep 21, 2015 7:44 am
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 167
Views: 16581

Re: AliBaba

Whos's buying, at what price, and how many shares??? Write it in stone: BABA will outperform VTI over next decade. :moneybag Alibaba‘s very first trade was at $92.70. On it's one year anniversary it's at $64.35. So which conclusion is the more correct one: - IPO price was too high, - BABA is a scam...
by minesweep
Fri Sep 04, 2015 10:25 am
Forum: Investing - Help with Personal Investments
Topic: WASH Sale - Just to be clear
Replies: 4
Views: 242

Re: WASH Sale - Just to be clear

A wash sale occurs when you sell or trade stock or securities at a loss and within 30 days before or after the sale you: 1. Buy substantially identical stock or securities, 2. Acquire substantially identical stock or securities in a fully taxable trade, 3. Acquire a contract or option to buy substa...
by minesweep
Tue Sep 01, 2015 8:20 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2754
Views: 546881

Re: U.S. stocks in freefall

Déjà vu all over again?

Mike
by minesweep
Mon Aug 24, 2015 7:31 am
Forum: Investing - Theory, News & General
Topic: dont forget to tax loss harvest
Replies: 28
Views: 3125

Re: dont forget to tax loss harvest

Making some sweet lemonade out of this sour stock market. I'm planning on taking my first TLH for the year today (Developed Markets and EM to Total Int'l). Then wait 31 days and reverse the process (unless a major move to the upside occurs :o ).

Mike
by minesweep
Mon Aug 24, 2015 6:02 am
Forum: Investing - Theory, News & General
Topic: dont forget to tax loss harvest
Replies: 28
Views: 3125

Re: dont forget to tax loss harvest

Another RBD in the making:

Pre-Market Trading
by minesweep
Sun Aug 23, 2015 7:52 pm
Forum: Investing - Theory, News & General
Topic: dont forget to tax loss harvest
Replies: 28
Views: 3125

Re: dont forget to tax loss harvest

would it make sense to take cap losses and offset income from rolling over funds from IRA to a Roth? In your question, are you attempting to offset capital losses at the same ordinary tax rate as the Roth conversion? If so, then you would first have to determine whether you had any other capital ga...
by minesweep
Fri Aug 21, 2015 12:26 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2754
Views: 546881

Re: U.S. stocks in freefall

investingdad wrote:I love this thread...it's like Groundhog Day.

Global woes are casting a shadow over the stock market.
by minesweep
Fri Aug 14, 2015 7:57 am
Forum: Investing - Theory, News & General
Topic: Emerging Markets Equity % of AA
Replies: 24
Views: 2213

Re: Emerging Markets Equity % of AA

Current EM:
23.7% of International

Mike
by minesweep
Thu Aug 06, 2015 9:34 am
Forum: Investing - Help with Personal Investments
Topic: stock shares in estate
Replies: 6
Views: 416

Re: stock shares in estate

You can determine the fair market value of Boeing's stock due to the stepped cost basis here. The holding period for stock received from a decedent is automatically considered long-term.

Mike
by minesweep
Wed Jul 15, 2015 7:51 am
Forum: Investing - Help with Personal Investments
Topic: Investing at this time in the market
Replies: 12
Views: 1597

Re: Investing at this time in the market

Nahum17, Welcome to the Bogleheads Forum! 70% in stocks is pretty aggressive for your age. Especially given that it caused you to go to 100% cash (with that 450k). Whether it be stocks or bonds what you are asking is a market timing question which most everyone here opposes. I believe you need to re...
by minesweep
Sun Jul 12, 2015 10:41 am
Forum: Investing - Help with Personal Investments
Topic: 21 year old making first investment
Replies: 10
Views: 520

Re: 21 year old making first investment

Welcome to the Bogleheads Forum.

Also, peruse the Bogleheads Wiki: Getting Started

MIke

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