Search found 1089 matches

by minesweep
Wed Jun 28, 2017 8:19 am
Forum: Investing - Theory, News & General
Topic: "Quincy Jones Streaming Music, Media & Entertainment ETF"
Replies: 11
Views: 667

Re: "Quincy Jones Streaming Music, Media & Entertainment ETF"

This could be a music hit ETF. More then likely it will hit a sour note.
by minesweep
Sun Jun 25, 2017 12:19 pm
Forum: Investing - Theory, News & General
Topic: International Stocks - New thoughts
Replies: 73
Views: 4202

Re: International Stocks - New thoughts

I suppose I should have used the words:

In the grand scheme of investing........
by minesweep
Sun Jun 25, 2017 12:00 pm
Forum: Investing - Theory, News & General
Topic: International Stocks - New thoughts
Replies: 73
Views: 4202

Re: International Stocks - New thoughts

I have 20% of my stock portion in foreign. It’s a Goldilocks number for me. Not too hot (much) not too cold (little). It’s kind of a middle number in the debate that’s now going on. I figure in the grand scheme of things it can’t hurt me much one way or the other.
by minesweep
Tue Jun 20, 2017 2:08 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3297

Re: Not reinvesting dividends

Do you invest in individual stocks? Funds only 92 43% Serious stock position 47 22% Small stock position 76 35% Total votes: 215 This from March 29,2015. In a later thread asking the same question (2016) with a larger sampling size, I saw 67% rather than the 57% you see here , just can't locate it....
by minesweep
Mon Jun 19, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: New Box Spring?
Replies: 22
Views: 1166

Re: New Box Spring?

Note that most of what is sold today is NOT a "box spring" - it is a "Foundation". I am reminded of one road trip through SW Utah many years ago when I stayed at one of those motels that advertised rooms from $20 a night. I flopped down on the bed and was amazed that I didn't he...
by minesweep
Mon Jun 19, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: New Box Spring?
Replies: 22
Views: 1166

Re: New Box Spring?

My brother and his wife are still using the Serta mattress (the best one they made back then) when they got married nearly 55 years ago.
by minesweep
Sat Jun 17, 2017 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Are there any online checking accounts that have checks?
Replies: 40
Views: 4794

Re: Are there any online checking accounts that have checks?

I'm looking for something similar to ING checking that will allow my to pay with a hard check option as well. I would also be nice to get a little interest. I was going to say that I would like to combine my emergency account, but I thought I would get ripped for it. I know that conventional wisdom...
by minesweep
Sat Jun 17, 2017 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Are there any online checking accounts that have checks?
Replies: 40
Views: 4794

Re: Re:

ally.com. They give you free checks. Earn inters of 1.09%. You are allowed to write 6 checks/month from the account. Sorry to bump an old thread but anyone know if ally still offers free paper checks? Not mentioned on their website (that I could find). I still write about 5 paper checks per year an...
by minesweep
Tue Jun 13, 2017 7:37 am
Forum: Investing - Theory, News & General
Topic: Bogle Doubles Down on US Index Funds
Replies: 118
Views: 12079

Re: Bogle sticks with U.S. Stock (article)

Comments from an earlier posting on the subject matter:

Bogle Doubles Down on US Index Funds
by minesweep
Tue Jun 13, 2017 5:22 am
Forum: Personal Consumer Issues
Topic: Got a parking ticket - what to do?
Replies: 44
Views: 3010

Re: Got a parking ticket - what to do?

Disclaimer: This does not really address the question on what needs to be done because a) OP was not at fault b) the ticket does not have the correct licence plate information. Let me put on my Sherlock Holmes cap to deduce what might have happened. The parking attendant must have marked the car so...
by minesweep
Sun Jun 11, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: Naming boat
Replies: 62
Views: 2209

Re: Naming boat

More than a few more to add to the mix: Aquaholic Seas the Day Pier Pressure Favorite Mistake She Got the House Ship Happens Hydro Therapy Sea Esta Doctors’ Orders Feeling Nauti Moor Often Than Knot Aloan at Last Seanic Route Seacret Hide Aweigh Dock Holiday Unfathomable What’s Up Dock? Grounds for ...
by minesweep
Sat Jun 10, 2017 4:54 pm
Forum: Personal Consumer Issues
Topic: Naming boat
Replies: 62
Views: 2209

Re: Naming boat

Staying Above Water
It’s Only Money
Sea Ya
Cabin fever
Aquacadabra
Miss Behaven
Cast Away
Anchors Aweigh
Money Pit
Can’t Take it With You
Happy Ours
Sea Vu Play
Day Tripper
Keel Over
Voyager Class
Admiral Class
Accrewed Interest
by minesweep
Wed Jun 07, 2017 1:43 pm
Forum: Investing - Help with Personal Investments
Topic: When a company spins off part of itself, do you keep the new company stock?
Replies: 17
Views: 777

Re: When a company spins off part of itself, do you keep the new company stock?

Looking at my portfolio, I have a couple of surprise stocks in there. By surprise I mean companies that I have never bought. They were spinoffs from a larger company, and I now apparently own two companies instead of just one. Three examples: Conagra --> Conagra + Lamb Weston PPL --> PPL + Talen En...
by minesweep
Tue Jun 06, 2017 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Boglehead Board Game!!
Replies: 31
Views: 2245

Re: Boglehead Board Game!!

Boglehead version of the Monopoly game: You land on States (Avenue excluded) and invest 15% of your money (that you collected as salary from going Pass Go ) in the Vanguard Total Stock Index Admiral Shares. You land on Oriental (Avenue excluded) and invest 2% of your money (that you collected as sal...
by minesweep
Sun Jun 04, 2017 11:01 am
Forum: Investing - Help with Personal Investments
Topic: Adding beneficiaries to a non-retirement account
Replies: 14
Views: 975

Re: Adding beneficiaries to a non-retirement account

I’ve made a change last year to my non-retirement account as one of my beneficiaries passed away. I had no problems making the change that you have described (no warning about seeking legal advice and “continue” button). I tried it now and I see the view/edit account link that is missing for you. Cl...
by minesweep
Fri Jun 02, 2017 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: New Milestone
Replies: 39
Views: 3301

Re: New Milestone

Texanbybirth wrote:Awesome, congrats! :sharebeer

(It's nice to celebrate anonymously over the internet.)

It's like having a Fan Club.:D
by minesweep
Sun May 21, 2017 7:54 am
Forum: Investing - Help with Personal Investments
Topic: Taxes on Series EE bonds issued in 1987
Replies: 13
Views: 988

Re: Taxes on Series EE bonds issued in 1987

My late sister’s husband purchased a number of EE bonds ($500 & $1,000 denominations) back in the 1980's. The yield (according to Savings Bonds Wizard) was 5.16%. When they matured in 2015 & 2016 she paid taxes on $96,600 of interest.
by minesweep
Thu May 18, 2017 4:13 pm
Forum: Investing - Theory, News & General
Topic: For those with $500k-$1m in investments...
Replies: 138
Views: 12976

Re: For those with $500k-$1m in investments...

74% Taxable 26% Tax Advantaged (89% TIRA - 11% RIRA) TIRA portion is 100% bonds. RIRA is 100% in small cap value. Mixture of stocks and tax-exempt bonds in taxable. I took an early retirement package back in January of 2001. The company I worked for didn’t allow its employees to invest the IRA in st...
by minesweep
Wed May 17, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: Anyone use "MyPillow" pillows?
Replies: 51
Views: 6217

Re: Anyone use "MyPillow" pillows?

I never tried a My Pillow . But several years ago I purchased a memory foam pillow. I’m a side sleeper and after about one hour my ear was hurting. I returned it to Kohl’s and exchanged it for a memory fiber pillow and discovered that it was just what I needed. It was $20+ but with the 30% discount ...
by minesweep
Tue May 16, 2017 9:33 am
Forum: Investing - Theory, News & General
Topic: What Will Burst the Next Bubble?
Replies: 66
Views: 6634

Re: What Will Burst the Next Bubble?

I understand that, and I'm not asking anyone to predict when. My point is that with all the posts I read asking, "Where should I park my cash?" and "Should I wait to invest," it seems like people would have a specific, underlying issue to point to other than the fact that the ma...
by minesweep
Fri May 12, 2017 8:39 am
Forum: Investing - Theory, News & General
Topic: Did you buy SNAP?
Replies: 116
Views: 10289

Re: Did you buy SNAP?

It appears that the OP made a SNAP judgment.
by minesweep
Thu Apr 06, 2017 9:06 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 342
Views: 23850

Re: Your USER NAME...what does it mean?

I served 18 months aboard a U.S.Navy minesweeper.
by minesweep
Tue Apr 04, 2017 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2478

Re: Medigap Plan F Increases

My plan goes through Tower Watson too. So I receive a healthcare reimbursement arrangement from my former employer as well. It's a fixed amount ($487.50 a quarter). Probably not; we (me/wife) get funded on an annual basis for a total of $5k/year. - Ron I removed my comment about possibly working at...
by minesweep
Tue Apr 04, 2017 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2478

Re: Medigap Plan F Increases

Eastern PA, with AARP UHP Plan F: 2015 rate: 0.0% increase (from 2014 initial age 65 rate) 2016 rate: 7.5% increase 2017 rate: 6.3% increase It might not be the cheapest plan around (current monthly rate of $152.92) but it's fully refunded via my former company's retirement HRA. To get the reimburs...
by minesweep
Mon Apr 03, 2017 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2478

Re: Medigap Plan F Increases

For the first 9 months of 2016 I was paying $212.93/month for Medigap Plan F. In October 2016 the monthly payment increased to $227.84. For 2017 I switched my healthcare provider from Mutual of Omaha to Cigna Total Choice. My monthly payment for 2017 is $201.57 (a 13% decrease from the October incre...
by minesweep
Sun Apr 02, 2017 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: Prime Money Market Fund vs. Federal Money Market Fund
Replies: 36
Views: 5108

Re: Prime Money Market Fund vs. Federal Money Market Fund

I believe the Vanguard Treasury Money Market Fund is closed. If you have it, you can still use it, but it is not available for new accounts. Doesn't appear to be closed. Didn't see a note that it was closed on the web page. Went into my account and went through the buy screens until I got to the on...
by minesweep
Wed Mar 29, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Re: Where to buy a Vanguard hat? An Update and bad news
Replies: 72
Views: 9764

Re: Where to buy a Vanguard hat?

Nowhere can I find you your hat, but here's a mug with which you can drink the drink in which you might want to drown your sorrows: https://punchout.swervepoint.com/media/catalog/product/cache/13/image/650x/040ec09b1e35df139433887a97daa66f/c/e/ceramic_bistro_coffee_mu-01.jpg Thanks to the lower exp...
by minesweep
Mon Mar 27, 2017 12:24 pm
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 71
Views: 5439

Re: John Bogle interview: is "deep risk" growing?

Mr. Bogle, if you listen to his thoughts over many years, always expresses notes of caution, even long-term caution, so this is nothing new. I think that is a message to those who always get excited during bull markets and rush into 100% stocks in their portfolio [/b[b]](or those, often on the advi...
by minesweep
Sun Mar 26, 2017 6:34 pm
Forum: Investing - Help with Personal Investments
Topic: Keep JNJ or invest everything in index funds?
Replies: 18
Views: 1304

Re: Keep JNJ or invest everything in index funds?

Hugely risky, but you're in a good position to take risk. If you had to own one single issue, there probably wouldn't be a much safer one than JNJ. I think it's the only company with S&P AAA rating now. XOM got bumped. Maybe Microsoft is AAA, not sure. Anyway, another plus is it's excellent, ab...
by minesweep
Mon Mar 20, 2017 8:21 am
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 5930

Re: Best way to expand my vocabulary?

I did a simple Internet search on how to improve one's vocabulary and found a number of suggestions.
by minesweep
Mon Feb 27, 2017 9:02 am
Forum: Investing - Theory, News & General
Topic: Buffett interview Monday 2/27
Replies: 38
Views: 4618

Re: Buffett interview Monday 2/27

Berkshire Hathaway chairman Warren Buffett says stocks are comparatively cheap based on where interest rates are.

BUFFETT: Stocks are not in bubble territory
by minesweep
Sun Feb 26, 2017 7:05 pm
Forum: Investing - Help with Personal Investments
Topic: Should we wait before buying in?
Replies: 52
Views: 5159

Re: Should we wait before buying in?

These OP's had similar concerns. I wonder if they're still waiting for the right time to invest. May, 2013: Anyone still waiting for a market dip before investing? November, 2013: Advice: Should I invest when Stocks are at all time high May, 2014: Wait to invest since stocks are high? March, 2015: W...
by minesweep
Thu Feb 16, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 764221

Re: What Movie Have You Recently Watched?

I watched groundhog day, again, no pun intended. lol that was on tv last week, I just can't get enough of that movie. Any other fans out there? I watched the movie again too. It's one of my favorites. One of my favorite lines is the second day Phil Connors (Bill Murray) wakes up and goes downstairs...
by minesweep
Fri Feb 10, 2017 7:14 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with all this rollover money
Replies: 23
Views: 1674

Re: What to do with all this rollover money

This is your lucky day (you just don’t realize it yet). Follow the suggestions that you receive at this forum and you will likely be better off because of it (there have been testimonials to that effect over the years). Check out the Bogleheads Wiki at your leisure. But first start here.
by minesweep
Tue Feb 07, 2017 11:29 am
Forum: Investing - Help with Personal Investments
Topic: Invest with Multiple brokerages or just one
Replies: 2
Views: 269

Re: Invest with Multiple brokerages or just one

This question has been asked a number of times over the years.

Here's one from just 12 days ago: All in VANGUARD is that ok??
by minesweep
Sat Feb 04, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Fed/State tax
Replies: 3
Views: 565

Re: Help with Fed/State tax

The instructions for your state IT-540 should state what documents to include when filing your amended return. Have you done an Internet search for your state’s IT-540? I did and came up with Louisiana. Is that correct?. If so, see page 1 of instructions here These are the instructions for filing th...
by minesweep
Mon Jan 30, 2017 6:29 pm
Forum: Personal Consumer Issues
Topic: Mom wants an air fryer?
Replies: 29
Views: 3264

Re: Mom wants an air fryer?

I don't see the purpose of pretty much any counter top cooking devices aside from a toaster, toaster oven, or crock pot..... You forgot the most important... coffee maker. :D :D :D Oh yeah, I guess I don't drink coffee so it didn't cross my mind. I guess really any frequently used cooking device ca...
by minesweep
Mon Jan 30, 2017 4:22 pm
Forum: Investing - Theory, News & General
Topic: Stocks Down - My Fault
Replies: 26
Views: 4156

Re: Stocks Down - My Fault

Can't blame me. I'm just staying the course.
by minesweep
Mon Jan 16, 2017 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: 28 Yr. Old Male, Where Would I Start?
Replies: 5
Views: 639

Re: 28 Yr. Old Male, Where Would I Start?

Welcome to the Bogleheads Forum!

You can begin here at the Bogleheads Wiki:

Getting started
by minesweep
Sun Jan 15, 2017 12:47 pm
Forum: Investing - Help with Personal Investments
Topic: Dollar-Cost-Average over HOW MANY years?
Replies: 61
Views: 4507

Re: Dollar-Cost-Average over HOW MANY years?

You have said that your desired asset allocation is 80/20, but the question that you asked seems to indicate that you are not really comfortable with that allocation. Perhaps revisit your IPS. Ralph +1 I gathered from a prior post that the OP and his wife are 52/48 respectively. Apparently, a Vangu...
by minesweep
Fri Jan 13, 2017 8:16 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about leaving Ameriprise
Replies: 40
Views: 1871

Re: Thinking about leaving Ameriprise

Set up an account at Vanguard (or Fidelity...or) and start the transfer process with them. They will do the lifting and there will be no confrontation. Your advisor is a 'friend', cool, but it's just business. 2.7% is pretty terrible for last year. You can read the wiki and do much better on your o...
by minesweep
Fri Jan 13, 2017 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about leaving Ameriprise
Replies: 40
Views: 1871

Re: Thinking about leaving Ameriprise

Just for more information, he does not charge me an annual flat fee, but there is a 1% fee through Ameriprise, and I'm sure there are fees on many of the funds. Any help would really be appreciated. There continues to be a lot of focus on the consequences of today’s low-rate environment. In such an...
by minesweep
Fri Jan 13, 2017 7:33 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about leaving Ameriprise
Replies: 40
Views: 1871

Re: Thinking about leaving Ameriprise

Dottie57 wrote:FYI

I am sure you realize that doing business with friends is not a good idea. You may lose the friendship.

To me a true friend is someone who would be happy for me finding better investment options that were available to me. Money shouldn't be a foundation for friendship.
by minesweep
Tue Jan 10, 2017 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: Lump Sum Investing
Replies: 13
Views: 1375

Re: Lump Sum Investing

BH wisdom is that the BEST time to invest is when you have the money to do so. You have the money now; do so! Old Chinese proverb says: The best time to plant a tree was 20 years ago. The second best time is today. "Someone is sitting in the shade today because someone planted a tree a long ti...
by minesweep
Sat Jan 07, 2017 3:04 pm
Forum: Investing - Theory, News & General
Topic: I am timing the market. Why am I wrong?
Replies: 89
Views: 6634

Re: I am timing the market. Why am I wrong?

Q3 2015 I subscribed to the WSJ and then Barrons to start learning. In addition I started lurking and sometimes contributing in online forums. Last April, deciding that the market was in a significantly overvalued state I decided to go from nearly 100% invested to nearly 0% invested. It’s lucky for...
by minesweep
Fri Jan 06, 2017 5:20 pm
Forum: Investing - Help with Personal Investments
Topic: Step up in basis question
Replies: 5
Views: 349

Re: Step up in basis question

If you and your spouse owned one or more homes together, the tax basis of the ownership interest that belong to your spouse (usually half) is stepped up. If you and your spouse owned one or more homes or other capital gain assets as community property in one of the nine community property states (A...
by minesweep
Fri Dec 30, 2016 4:21 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- November
Replies: 8
Views: 1273

Re: BOGLEHEAD CONTEST -- November

Roverdog predicted 2238.89. S&P closed the year at 2238.83.
by minesweep
Wed Dec 28, 2016 5:26 pm
Forum: Personal Consumer Issues
Topic: TV in the bedroom?
Replies: 82
Views: 5875

Re: TV in the bedroom?

jasper wrote:TV watching in the bedroom, before bed, is bad for sleep
Look it up. Well studied

Why is it that TV viewers have trouble falling asleep in the bedroom but not the living room or den? :?

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