Search found 176 matches

by meebers
Wed May 17, 2017 7:20 pm
Forum: Personal Consumer Issues
Topic: State Farm Drive Safe & Save Program
Replies: 14
Views: 3163

Re: State Farm Drive Safe & Save Program

My son got a call from his SF agent about 6 months after he bought a new truck. They said the "prediction" was that he would exceed the total mileage he had stated on the policy. He got a rate increase. How they got the info remains a mystery.
by meebers
Wed May 17, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance & New Roofs
Replies: 44
Views: 3090

Re: Homeowner's Insurance & New Roofs

Long story short, my daughter had a storm, several rooms leaking, drywall damaged etc. Insurance agent came to visit, denied the claim as normal wear and tear. Daughter hired a contractor/lawyer, in the end same result. Now the replacement roof is out of pocket. They will be shopping for new insuran...
by meebers
Wed May 17, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: Home cordless phone recommendation, which takes AA or AAA batteries
Replies: 30
Views: 1277

Re: Home cordless phone recommendation, which takes AA or AAA batteries

Tried quite a few over the years, Panasonic KX-TGF353n for me. 5 handsets (KX-TGFA30) in use, the call blocker function is very easy and works great. AAA NI-MH batteries, good Volume and range.
by meebers
Wed Mar 08, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Dispute with neighborhood association
Replies: 37
Views: 4468

Re: Dispute with neighborhood association

Served as President and Treasurer of our HOA for 13 years. About 85% of people have no problems year after year, pay on time etc. The other 15% always seems to have problems with not getting the invoice, loosing the check, sending it in late with a date about a month ago on the check. You name it, t...
by meebers
Thu Mar 02, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: Replace gas water heater with electric?
Replies: 40
Views: 3051

Re: Replace gas water heater with electric?

I live in a "warm" climate, 2400Sq ft house, 3 bath. I have 55 gal NG WH and a NG fireplace. With the exception of a month or so in the winter, my gas bill is about $30. Of that $30, $15 is for fee's/taxes etc. I do not have a chimney per se, but a 4" metal vent thru the roof. It is n...
by meebers
Mon Feb 27, 2017 9:02 pm
Forum: Personal Consumer Issues
Topic: Tire Warranties
Replies: 55
Views: 6349

Re: Tire Warranties

I have had good luck with Discount Tire. They have met or beat even Costco to get the sale. Replaced tires on my 2007 truck, however when the wife got a nail in her tire, went there and they repaired it free because I have bought from them before. Costco is a great place, when I went shopping for my...
by meebers
Mon Feb 27, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: Non disclosure disagreement
Replies: 1
Views: 345

Non disclosure disagreement

Relative of mine, bought a home in which he intends to use as a short term rental. He used a real estate agent from a major firm. She had mentioned that the home had just been converted from well water/septic system to city water and sewer. Nothing else about it. Two months after closing, he got a b...
by meebers
Mon Feb 06, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Long term or short term
Replies: 6
Views: 414

Re: Long term or short term

So the 1099-B does not mention dividends at all. It probably says "Purchase date" for those lots and the number of shares. A 1099-DIV shows dividend amounts, but does not mention shares. As others have replied, since those shares were purchased less than 366 days before the sale, they are...
by meebers
Mon Feb 06, 2017 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Long term or short term
Replies: 6
Views: 414

Re: Long term or short term

livesoft wrote:Dividends are paid in cash and don't have a "term."


The 1099-B has Quantity sold (Cost+Div) and split them into separate entries as LT and ST. I selected to have the dividends reinvested in shares.
by meebers
Mon Feb 06, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Long term or short term
Replies: 6
Views: 414

Long term or short term

Hope this the correct place to enter this question? I am checking a 1099-B from VG. I have questions on what is long term and what is short term. This concerns 1 MF Details below: 1 Buy 2/7/15 2 Div 3/24/15 3 Div 9/22/15 4 Div 12/22/15 5 Div 3/14/16 Sell 5/5/16 VG reports only 1-2 are long term and ...
by meebers
Wed Feb 01, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: Treasury Direct Account Locked
Replies: 35
Views: 3221

Re: Treasury Direct Account Locked

I have had an account with TD for many years. It is a difficult site to navigate. Too many links/pages to see what you got. Was thinking about calling them, just looked at the site and I do not see a # to call. I think I fall into the EE or I bonds category and it says I have to email or write. Ther...
by meebers
Wed Jan 25, 2017 5:41 pm
Forum: Personal Consumer Issues
Topic: Anyone have experience with plumbing issues or any Plumbers here?
Replies: 30
Views: 2439

Re: Anyone have experience with plumbing issues or any Plumbers here?

Disaster on my part. I was remodeling my kitchen and it came down to moving hot/cold/drain pipe about 18" so that they would align with the new sink cabinet. Original builder plumber just beat a hole in the adjacent cabinet and the sink cabinet to get the pipes thru. Mine was copper pipe, about...
by meebers
Wed Jan 25, 2017 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Saving on tax software
Replies: 15
Views: 1879

Re: Saving on tax software

Easy Rhino wrote:Taxact online is inexpensive if you're e filing Fed and state. Each year after filing I get to "reserve" the next year at a very low price


I did the reserve for many years @ $9.99. They always sent me an email as a reminder. Nothing this year, signed in and now it is $40.00
by meebers
Wed Dec 28, 2016 3:31 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 15249

Re: How old is your vehicle?

I have a 1965 Pontiac (original owner) that is in my garage. Still Licensed and insured but took some things apart about ~15 years ago, need to get busy and put it back together. It is one of those circumstances that as long as you got this much apart, might as well fix/clean/rehab/replace/update ot...
by meebers
Wed Dec 28, 2016 3:18 pm
Forum: Personal Consumer Issues
Topic: Residential energy property costs
Replies: 2
Views: 226

Residential energy property costs

Had a new high efficient 18 seer heap pump installed in March 2016. I am told that this will qualify for a tax credit on IRS form 5695, but for the life of me cannot see a place to enter this data. Appreciate an insight here. :happy The only listing there is for a geothermal heat pump, mine is a nor...
by meebers
Wed Dec 14, 2016 9:39 pm
Forum: Personal Consumer Issues
Topic: Fridge Water Filter Cartridges...A Scam?
Replies: 26
Views: 2879

Re: Fridge Water Filter Cartridges...A Scam?

Even a bigger rip off is my filter has a RFID tag with it, software in fridge checks it and will shut off the water/ice if it is not changed (new ID) or faked out. :confused
by meebers
Fri Dec 09, 2016 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Personal Advisor Services
Replies: 3
Views: 655

Vanguard Personal Advisor Services

Got a snail mail today from VG inquiring as to weather I might be interested in their Personal Advisor Services. "Cost is 1/3rd industry average" (1/3 of 1%??) I have been with VG for several years and self managing my own accounts. Any body have experience with them, good, bad or ugly :sh...
by meebers
Tue Dec 06, 2016 8:57 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: best brands and where to get them?
Replies: 35
Views: 3601

Re: Hearing aids: best brands and where to get them?

I was able to go to the VA for my hearing aids. They issued me a set of Phonak's after several tests. I started talking to another individual there that was also waiting for his fitting. We seemed to exit about the same time and noticed that they issued him a different brand. Why that was I do not k...
by meebers
Wed Nov 09, 2016 8:29 pm
Forum: Personal Consumer Issues
Topic: Insurance company watching your mileage?
Replies: 28
Views: 2469

Re: Insurance company watching your mileage?

Perhaps they send that to everyone with low mileage discounts. I know I get them. In my case, they have no clue what my mileage is unless I tell them. However.....they do have access to mileage from my state inspection. The letter projected 11,000 this year with the recent driving record. When foot...
by meebers
Wed Nov 09, 2016 8:26 pm
Forum: Personal Consumer Issues
Topic: Cheap, Non-Traditional Cell Phone Plans
Replies: 52
Views: 5186

Re: Cheap, Non-Traditional Cell Phone Plans

I was all set to try puretalkusa.com/cell-plans.php when they doubled their monthly from $5 to $10.
by meebers
Wed Nov 09, 2016 8:11 pm
Forum: Personal Consumer Issues
Topic: Insurance company watching your mileage?
Replies: 28
Views: 2469

Insurance company watching your mileage?

My son has a 2016 chevy truck, insurance set up was for 7500 miles or less per year (typically uses less). Got a letter from the insurance company notifying him of increase rates and change of annual mileage statement. He has went to a couple of his sons college football games this year, all in stat...
by meebers
Mon Oct 24, 2016 2:53 pm
Forum: Personal Consumer Issues
Topic: Need help on vehicle purchase
Replies: 4
Views: 577

Re: Need help on vehicle purchase

My suggestion is to go to a dealer of your choice and try them out for sitting, visibility, seat adjustment etc.
by meebers
Tue Oct 18, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Anyone ordered a tuff shed from Home Depot?
Replies: 4
Views: 844

Re: Anyone ordered a tuff shed from Home Depot?

I ordered a shed from a local guy. Told them that there was no access to the back yard besides a 42" gate. He said no problem, 2 guys showed up and within a day had it built, including real shingles that matched the house shingles. It has been sitting there for 5 years now. It has survived 2 bi...
by meebers
Tue Oct 11, 2016 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Identity theft -- again
Replies: 17
Views: 1946

Re: Identity theft -- again

I went on vacation in another state and had my home phone forwarded to my cell phone. Stopped at a gas station and tried to use my card and it did not work, tried one more time which also failed. Just then my cell phone rang and it was my CC company calling me to tell me that someone in another stat...
by meebers
Wed Aug 17, 2016 8:23 pm
Forum: Investing - Theory, News & General
Topic: VG Prime MM Act vs. Quicken
Replies: 6
Views: 697

Re: VG Prime MM Act vs. Quicken

Doc wrote:Reinvested dividends downloaded from Vanguard don't post correctly on Quicken. You need to change the action from "Div" to "ReinvDiv".



As noted in my first post, VG does d/l them as "ReinvDiv", but the Transaction log on site keeps them as "DIV"
by meebers
Wed Aug 17, 2016 3:43 pm
Forum: Investing - Theory, News & General
Topic: VG Prime MM Act vs. Quicken
Replies: 6
Views: 697

VG Prime MM Act vs. Quicken

Trying to figure out how the VG Prime money market fund works when funds pay dividends. A simple example, if I have a fund that pays $1.00 dividend/month with a cash balance of $1000, the dividend gets added to the cash balance and equals $1001. At the end of 12 months the balance is $1012. If I loo...
by meebers
Tue Aug 16, 2016 7:07 pm
Forum: Personal Finance (Not Investing)
Topic: HOA Ruling
Replies: 34
Views: 4192

Re: HOA Ruling

Our HOA covenants are constantly being thrown into the wind by changes in our state statutes. Our HOA lawyers follow the state statutes and "dismiss" for the most part, the HOA documents. Of course we could update our Covenants etc. for $$$ but that would be short lived. :confused
by meebers
Thu Aug 11, 2016 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Heat Pump
Replies: 12
Views: 1031

Re: Heat Pump

You might ask your question over here http://hvac-talk.com/vbb/forumdisplay.p ... ntial-HVAC
by meebers
Thu Aug 11, 2016 2:32 pm
Forum: Personal Consumer Issues
Topic: air conditioning filters
Replies: 36
Views: 3107

Re: air conditioning filters

by meebers
Tue Aug 09, 2016 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Time to worry about Treasury Direct???
Replies: 31
Views: 4207

Re: Time to worry about Treasury Direct???

I remember the "secret" decoder card used for sign in. :D
by meebers
Sun Jul 31, 2016 12:15 pm
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 3
Views: 467

Re: Aprilaire Humidifier

I suggest that you ask this same question to this group. http://hvac-talk.com/vbb/forumdisplay.p ... ntial-HVAC
by meebers
Sun Jul 31, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: Anyone else sick of AT&T internet? Suggestion needed please!
Replies: 7
Views: 679

Re: Anyone else sick of AT&T internet? Suggestion needed please!

No help on this specifically, but I have rid myself of all companies that require a contract. My cable company has no contract and we are on non contract cell phones. I had a "contract" once with ATT for cell phones with a very good rate, they asked me to upgrade because our phones no long...
by meebers
Sun Jul 31, 2016 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Which financial program to get? Quickbooks vs YNAB vs others
Replies: 47
Views: 4356

Re: Which financial program to get? Quickbooks vs YNAB vs others

I used Quickbooks for about 10 years in a business environment. IMHO it is overkill for personnel finance management. I have used Quicken and Quicken for business for 10+ years and I benefit from a rich history of mostly everything I have done. If you specifically categorize your entries, you can ge...
by meebers
Sun Jul 31, 2016 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 204
Views: 37275

Re: Liking the new Citi CC at Costco

The transition has gone basically smooth for me. Had my first auto pay process with success but there was always conflicting info on the web site to what I was actually doing/seeing. I hope this resolves during this next period. The only negative is comparing my quicken downloads from AE and looking...
by meebers
Tue Jul 19, 2016 7:40 pm
Forum: Personal Consumer Issues
Topic: Garage Door Wireless Keypad
Replies: 3
Views: 806

Re: Garage Door Wireless Keypad

Have you tried your GD mfg's website, ensures compatibility
by meebers
Mon Jul 18, 2016 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirees, at what age did you "retire"? Is it working out?
Replies: 63
Views: 10492

Re: Early retirees, at what age did you "retire"? Is it working out?

I retired when I was 55, but did a "practice" retire several years before just to give me some time to work out the kinks. That was 20 years ago, no kinks yet :mrgreen:
by meebers
Sun Jul 03, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: My Excel is 9 yrs old(2007). Update??
Replies: 28
Views: 2356

Re: My Excel is 9 yrs old(2007). Update??

I graduated from College many years ago but am still authorized to retain an .edu email address. They use Outlook, and was pleasantly surprised that one click there will down load Office 2016 without issue. In addition, I get 1TB on one drive for my homework. :D I use to get Office with the HUP prog...
by meebers
Thu Jun 16, 2016 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 69
Views: 20188

Re: Costco and AMEX

Blue cash everyday card. What is the best approach

1. Apply on line @ AE
2. Apply on line @ AE and use the RSVP code from snail mail.
3. Sign into AE and accept the offer

If the card is authorized,
1. do they do a "hard" pull? on credit
2. retain past history of the costco/amex card
by meebers
Mon Jun 13, 2016 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Got a credit card in the mail today I didn't apply for
Replies: 16
Views: 6691

Re: Got a credit card in the mail today I didn't apply for

Similar situation but different twist. I open a Merrile Edge account and as part of the process, you have to have a checking account with the bank. (I refused any physical checks) As a result they sent me a debit card. I also received a Visa card against the brokerage account. Did not want either. H...
by meebers
Tue May 31, 2016 7:21 pm
Forum: Personal Consumer Issues
Topic: Are all cable companies horrible from a customer service standpoint?
Replies: 42
Views: 2746

Re: Are all cable companies horrible from a customer service standpoint?

Bright House has outstanding customer service. They answer the phone and my questions. They're able to fix most things remotely while I'm on the phone with them. Their service people show up on time. Once, they messed up; when I called, they came back the same day to fix it. No charge for either vi...
by meebers
Tue May 31, 2016 7:15 pm
Forum: Personal Consumer Issues
Topic: Are all cable companies horrible from a customer service standpoint?
Replies: 42
Views: 2746

Re: Are all cable companies horrible from a customer service standpoint?

DetroitRick wrote:My experience, 3 different companies over time, yes they are. I've long since cut the cord and only have the high speed internet connection now. Life got better and cheaper.


So who is your "high speed internet connection" with now since you cut the cord :D
by meebers
Wed May 25, 2016 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Geico or State Farm - auto insurance
Replies: 19
Views: 2175

Re: Geico or State Farm - auto insurance

I have always comparison shopped for Home/Auto every couple of years. Stayed with SF 40+ years until 2010 when I just could not take a $1K premium raise on the home here in Florida. Comparison shopped for a while with out any significant differences in premiums as most insurers would not write "...
by meebers
Sat May 21, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: windows 10
Replies: 4
Views: 693

Re: windows 10

Speedtest site I use is speedtest.bhn.net
by meebers
Mon May 09, 2016 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: Alternatives to Quicken 2016?
Replies: 58
Views: 12337

Re: Alternatives to Quicken 2016?

Have been with Q for a very long while, no problems except the ones I introduce myself. I have the 2016 H&B version which by a programming error, was supposed to be $10 off, but it was $10 total. Check slickdeals.net for conformation. The error lasted over the weekend and then was shut down. :D ...
by meebers
Fri Apr 29, 2016 8:09 pm
Forum: Personal Consumer Issues
Topic: How do you stop robo-calls/unwanted calls?
Replies: 60
Views: 5750

Re: How do you stop robo-calls/unwanted calls?

I recorded a "busy signal" on my answering machine, friends know about it. :D
by meebers
Wed Apr 27, 2016 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Watch Out for Cancellation of Autopay on old Amex Costco Cards
Replies: 9
Views: 1317

Re: Watch Out for Cancellation of Autopay on old Amex Costco Cards

When my credit card was compromised, they immediately gave me a new card. They however did not transfer my autopay to the new card.
by meebers
Wed Apr 13, 2016 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Help please - Vanguard money market causes Quicken to be incorrect
Replies: 15
Views: 2479

Re: Help please - Vanguard money market causes Quicken to be incorrect

I have been 6 cents off for a year or more. Can't find it. :oops:
by meebers
Wed Apr 13, 2016 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Home & Auto Insurance in Florida?
Replies: 1
Views: 345

Re: Home & Auto Insurance in Florida?

I have had good luck with AAA.

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