Search found 251 matches

by meebers
Wed Mar 21, 2018 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: Car Trade-In Question
Replies: 21
Views: 2003

Re: Car Trade-In Question

Is there insurance involved?
by meebers
Tue Mar 13, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: Incorrect medical report
Replies: 31
Views: 2058

Re: Incorrect medical report

I had my left knee replaced and afterwards, they took an x-ray. Looking at the x-ray and the radiologist report, I (and only me) noticed that it was referring to my right knee. During pre-op, the surgeon drew a cut line on my left knee with magic marker, I had to sign my knee. The x-ray had a big le...
by meebers
Fri Mar 09, 2018 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: Storm damage How to proceed
Replies: 12
Views: 1131

Re: Storm damage How to proceed

I would get reputable assessments first. Is this company even one you want to work with? You're locked in with them. I have never heard of an ironclad contract for doing an inspection/estimate. To me that would disqualify them immediately. Yes I agree, but remember, this is an insurance claim where...
by meebers
Fri Mar 09, 2018 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Storm damage How to proceed
Replies: 12
Views: 1131

Re: Storm damage How to proceed

Cheers for that insurance company lady. I don't like the commitment required to get the roofers onto the roof. That just sounds unreasonable. When I had my roof replaced several years ago, there were town code requirements about the shingles in terms of wind resistance and how they were nailed. I r...
by meebers
Fri Mar 09, 2018 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Storm damage How to proceed
Replies: 12
Views: 1131

Re: Storm damage How to proceed

Its now the day after my neighbor had his roof completed. In regards to his Insurance company, the day after the roofer notified his insurance company of a claim, a representative placed a call to his house. She noted that the policy owner was 88 yrs old and was wondering if he was ok with this. To ...
by meebers
Thu Mar 08, 2018 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: BH's that are retired & mortgage free
Replies: 21
Views: 3047

Re: BH's that are retired & mortgage free

Not too exciting for us. Retired @ 55, wife @58 did odd jobs and finally retired @ 62. Used the cash from previous house to buy outright the present house about 18 years ago. We have always lived below our means so full retirement was not a shock financial wise. Retired military, SS and some investm...
by meebers
Thu Mar 08, 2018 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Storm damage How to proceed
Replies: 12
Views: 1131

Storm damage How to proceed

I live is a small Florida neighborhood, about 56 homes, that were all built in about a 1-2 year period. These homes are now 17-19 years old and we share a common problem, the roofing needs to be replaced. We had two hurricanes this past year and on my property, I noticed several pieces of shingles i...
by meebers
Thu Feb 22, 2018 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Military FIRE; 7 years to go & losing motivation--HELP!
Replies: 36
Views: 3420

Re: Military FIRE; 7 years to go & losing motivation--HELP!

Hang in there no matter what, you will continue to appreciate it afterwards. I retired in 1979, not one accompanied tour. 1st one was to Tripoli Libia for 18 months. Only thing after a shift was the club or movie theater, went every night even thought they changed pictures every 3 days. Remember thi...
by meebers
Mon Feb 05, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: Cheap cell phone plans
Replies: 60
Views: 4892

Re: Cheap cell phone plans

I am considering these folks. www.mintsim.com/plans/
by meebers
Sat Feb 03, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: Sally Mae money market: any experiences? (looking to store cash)
Replies: 6
Views: 550

Re: Sally Mae money market: any experiences? (looking to store cash)

Have been with Sally Mae MM for about 10 years now. Have several CD's with them also. No problems
by meebers
Mon Jan 29, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Home Alarm Systems
Replies: 16
Views: 1560

Re: Home Alarm Systems

"..but I think the cell phone service is overkill. " What would you use if not cell phone? (cable(voip) and telephone wires are easily cut) :happy Alarm is only a deterrent. If I was going to rob your house and new about the internet setup, I probably would know also about the cell phone setup and ...
by meebers
Sun Jan 28, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: My new car buying experience.
Replies: 40
Views: 5877

Re: My new car buying experience.

Nice review Watty. :happy
by meebers
Sun Jan 28, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Home Alarm Systems
Replies: 16
Views: 1560

Re: Home Alarm Systems

macheta wrote: ↑
Sun Jan 28, 2018 5:45 pm
"..but I think the cell phone service is overkill. "
What would you use if not cell phone? (cable(voip) and telephone wires are easily cut) :happy
by meebers
Thu Dec 28, 2017 10:21 pm
Forum: Personal Consumer Issues
Topic: TV watching with headphones
Replies: 16
Views: 1250

Re: TV watching with headphones

The wife can hear normal and so as not to "blast" her out, I connected a pair of Sennheiser wireless headphones for me. I can adjust the volume on the side of the earphones to my level. What a difference it makes to watch TV again. Sounds on the right or left and common sounds in the middle are just...
by meebers
Fri Dec 22, 2017 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone here purchased a home for cash (no mortgages)?
Replies: 39
Views: 4109

Re: Has anyone here purchased a home for cash (no mortgages)?

My new built home was ready for occupancy before I put my old house up for sale. Luckily it sold in a week and buyers wanted to close immediately. Instead of a mortgage, did a bridge loan for 3 weeks, "paid cash" for new home. I did not have a mortgage on the old home and at closing, the bridge loan...
by meebers
Wed Dec 20, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Is my package stuck in limbo?
Replies: 9
Views: 1073

Re: Is my package stuck in limbo?

I have a package now that has been stuck in the port of San Francisco since Dec 5th. :beer
by meebers
Wed Dec 20, 2017 8:45 pm
Forum: Personal Consumer Issues
Topic: Windows 10 Recent Updates
Replies: 22
Views: 3644

Re: Windows 10 Recent Updates

I constantly monitor/read www.tenforums.com. There are some really smart people there that can help/suggest what to do. Just about every thing that can happen to Windows 10 has happened to 1 or more of the people in that thread. :P
by meebers
Wed Dec 20, 2017 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: Navy Federal CU, 15mo 2.25% CD
Replies: 3
Views: 880

Re: Navy Federal CU, 15mo 2.25% CD

https://www.navyfederal.org/products-services/checking-savings/certificates-rates.php Special 15-Month Certificate (Share Only),$50 minimum, 15-month term, 2.25% APY "Limit one Special 15-Month Share Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effectiv...
by meebers
Sat Dec 09, 2017 8:56 pm
Forum: Personal Consumer Issues
Topic: What MPG App Do You Use To Track Fuel Usage ?
Replies: 61
Views: 2904

Re: What MPG App Do You Use To Track Fuel Usage ?

I made a simple spread sheet. Tabs are for present and previous cars. I take the receipt from the gas pump and enter it. Date, #gal, present mileage & cost. Graphs show average mpg since the beginning, total cost, cost per mile. Another graph shows time since last oil change in miles and days. Once ...
by meebers
Sat Dec 09, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: For those retired at least 10 years, what about the money?
Replies: 47
Views: 7479

Re: For those retired at least 10 years, what about the money?

Retired when I was 55. Only withdraw from our savings has been the RMD's. Otherwise, self sufficient as is.
by meebers
Sat Dec 09, 2017 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block Software
Replies: 131
Views: 12542

Re: H&R Block Software

...ah, it was Controlled Folder Access hanging up install. It worked after I turned that off. Now, for the updates... :wink: Maybe the problem with mine. Found a good tutorial "https://www.bleepingcomputer.com/news/microsoft/windows-10s-controlled-folder-access-anti-ransomware-feature-is-now-live/"...
by meebers
Thu Dec 07, 2017 9:22 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 19414

Re: Do people still use AAA?

I subscribe to AAA, but have never used it in 6 years. It does give me a great discount on AAA homeowners and auto insurance though.
by meebers
Thu Dec 07, 2017 9:18 pm
Forum: Personal Consumer Issues
Topic: Do you subscribe to digital newspapers?
Replies: 95
Views: 6496

Re: Do you subscribe to digital newspapers?

We subscribe to our local paper. (Orlando) They offered us Sunday & Thursday for $12 year. (Wife wants the coupons) Digital edition is included for all days. In the digital edition, there is a county edition and several surrounding counties as well.
by meebers
Tue Dec 05, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: Moto G5 Plus: Software updates?
Replies: 84
Views: 5487

Re: Moto G5 Plus: Software updates?

Had my moto G5+ now for about a week. One problem, on my previous phone, you could check how many minutes you have remaining (prepay for me) however with this new one I get an error "MMI code" not running. Manual dialing #999# or #BAL# (T-Mobil) gives same error. T-M guy said that these multiple car...
by meebers
Wed Nov 29, 2017 9:57 pm
Forum: Personal Consumer Issues
Topic: quiet natural gas generators
Replies: 38
Views: 2466

Re: quiet natural gas generators

I have NG at my house now. Having used a gasoline generator during the last few hurricanes, it is dooable but slight PITA. . From past experience, gas stations were closed due to no power and/or no fuel in the tanks. I have a neighbor that his house is an assisted living center, and the state has ma...
by meebers
Wed Nov 29, 2017 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block Software
Replies: 131
Views: 12542

Re: H&R Block Software

Seen on Amazon this afternoon @$13.99. H&R Block Tax Software Deluxe 2017 + Refund Bonus Offer [PC Download] . Installed but having issues with it. By default saves the file in your documents, error could not make or save to this folder?? Finally made a folder on C: and it now writes there just fine...
by meebers
Mon Nov 27, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: Growing Number of Electric Vehicles
Replies: 112
Views: 9292

Re: Growing Number of Electric Vehicles

There must be an easy way of charging at the appropriate time that is the most economical and without compromising the vehicle wiring etc. If it has not been made yet, plug your car into a timer box, (a simple mechanical type) that would come on at 1am and shut off at 6 am, or the time you need. Plu...
by meebers
Sun Nov 12, 2017 9:12 pm
Forum: Personal Consumer Issues
Topic: Worth changing 40 gal. to 30gal. hot water tank?
Replies: 90
Views: 5515

Re: Worth changing 40 gal. to 30gal. hot water tank?

I am just looking at my NG bill. Only device using NG is the water heater, my bill says, 33 days, "Therms Used" = 12.57, "Cost per Therm" = .77000 and the charge is = $9.68. another line below that says "Therms used" - 12.57 and "Cost per Therm" - .33500 and the charge is $4.21. Total for the month ...
by meebers
Sun Nov 12, 2017 8:54 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 4173

Re: Chromebook vs Windows 10?

There is always an option to install Chromium OS on a USB stick and run it off of the USB to test it or go ahead and permanently install it on the HDD/SSD https://9to5google.com/2016/02/17/neverware-chrome-os-pc-macs/. I used an older computer and the install was uneventful. It remains the only syst...
by meebers
Thu Nov 09, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: Comments on Kia Soul?
Replies: 36
Views: 2288

Re: Comments on Kia Soul?

I have had various manufactures cars over the years, the last being a Toyoto Highlander. Nothing wrong about it, but when it came time to trade we usually visit all the dealers in town and make a decision. This takes a week or two. Last time we got a new 2013 Kia Sorento V6, it has been a wonderful ...
by meebers
Thu Nov 09, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Worth changing 40 gal. to 30gal. hot water tank?
Replies: 90
Views: 5515

Re: Worth changing 40 gal. to 30gal. hot water tank?

I always thought that local code dictates what size of Water Heater. I have 4BR, 3 bath house, 2500 sft, calls for a 55 Gal. Luckily we have natural gas, 2 of us at the moment, Water heater and Fireplace uses NG. Our monthly bill is usually between $25-30 with half of the cost tied up in local fees/...
by meebers
Mon Oct 30, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard and restriction to unrecognized computer
Replies: 9
Views: 762

Re: Vanguard and restriction to unrecognized computer

To satisfy my own need to keep things "cleaned up", once per week I clean out my browsers, mainly cookies etc. This upsets vanguard log in as well as other financial institutions and I get the unrecognized computer notice. Sometimes it still logs in without issue but sends an email about an unrecogn...
by meebers
Thu Oct 12, 2017 6:45 pm
Forum: Personal Consumer Issues
Topic: Using recent Quicken versions standalone
Replies: 5
Views: 968

Re: Using recent Quicken versions standalone

I would do a backup of your quicken file, save it on a flash drive away from the computer. Update with quicken and if you don't like the results, delete/uninstall your current version of Quicken and reinstall Q15 again. Point to your data file that you just saved and move on. If you got the machine ...
by meebers
Tue Oct 10, 2017 7:20 pm
Forum: Personal Consumer Issues
Topic: Equifax - credit freeze is now free?
Replies: 60
Views: 8495

Re: Equifax - credit freeze is now free?

It's been almost a month since I used ChexSystems freeze. The confirmation said I would receive a pin and instructions within 3 business days. That has not happened. Anybody else not get theirs yet? A lot of people have been experiencing a delay for their ChexSystems PIN. See this thread for more i...
by meebers
Tue Oct 10, 2017 4:28 pm
Forum: Personal Consumer Issues
Topic: Equifax - credit freeze is now free?
Replies: 60
Views: 8495

Re: Equifax - credit freeze is now free?

It's been almost a month since I used ChexSystems freeze. The confirmation said I would receive a pin and instructions within 3 business days. That has not happened. Anybody else not get theirs yet?
by meebers
Fri Oct 06, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Dish network
Replies: 21
Views: 1570

Re: Dish network

I had Direct TV for a while, moved and now on cable. The differences if any are minor in picture quality in my case. I also have an antenna on a different hdmi port on the tv and switching between OTA and my cable feed (same channel) see no difference. Does not mean some cable companys dont have a p...
by meebers
Fri Oct 06, 2017 8:36 pm
Forum: Personal Consumer Issues
Topic: Garage door opener on last leg
Replies: 32
Views: 3362

Re: Garage door opener on last leg

I have 2 Chamberlain GDO's, both belt units. The single door one stripped a belt about 6 months ago and so I called Chamberlain to get a price on one. To my amazement, after I told him the model and S/N, the CS guy told me that I am one of the few who bought this model and that everything on it is g...
by meebers
Mon Sep 25, 2017 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: FYI- Security issue at PenFed
Replies: 9
Views: 1281

Re: FYI- Security issue at PenFed

I had a CD that matured and requested it to be sent to another financial institution. They would only transfer $5000.00 a day until it eventually reached zero. I have my last CD expiring in Nov 17 and plan to close the whole account.
by meebers
Thu Sep 21, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 376
Views: 40001

Re: Name something you had to have and now you regret purchasing it?

In 2009 I rode GM stock to the bottom. All along hoping that a company this big could not fail. :annoyed It did.
by meebers
Thu Sep 21, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: Costco vs sams club vs neither.
Replies: 77
Views: 5396

Re: Costco vs sams club vs neither.

At one time I had all 3, costco, sams and BJ's. The had "special" offers on the memberships. I let Sams and BJ's expire and only use Costco now. I just like it better and so does the wife. We are there at least once per week, distance about 5 miles.
by meebers
Thu Sep 07, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Do you have to paint stucco?
Replies: 31
Views: 3002

Re: Do you have to paint stucco?

YMMV. I live in Central Florida, cinder block covered with stucco. We have "extreme" heat/humidity, lots of rain etc. (Hurricane now & then :annoyed) The builder did not use any wood on the outside of the houses he built. House was built in 2001, he did the initial 2 coats of paint on the "finish co...
by meebers
Thu Sep 07, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 4773

Re: Wanting a Portable Auto GPS

iamlucky13 wrote: I sometimes wonder why so many people seem so resistant to accepting that somebody might prefer a less favored option over a more favored one, like a dedicated navigation system over a smartphone. Double Ditto on that :beer Even on my very old GPS a search for a location will ofte...
by meebers
Thu Sep 07, 2017 1:16 pm
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 4773

Re: Wanting a Portable Auto GPS

iamlucky13 wrote:
I sometimes wonder why so many people seem so resistant to accepting that somebody might prefer a less favored option over a more favored one, like a dedicated navigation system over a smartphone.


Double Ditto on that :beer
by meebers
Wed Sep 06, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 216
Views: 19104

Re: Postal Service -- "informed delivery"

Does the service require a photo ID to verify identity and address before signing up? When I signed up online for the "my usps" account which seems to be required, I was presented with four nexus (?) type questions similar to those to identify yourself to receive your credit reports online. Same ex...
by meebers
Mon Sep 04, 2017 7:17 pm
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 4773

Re: Wanting a Portable Auto GPS

Consensus so far is to use an iPhone :( I don't have one nor want one, but getting one would be 2x - 4x the cost of a new stand alone GPS + $40-60 a month. If you already have and iPhone and already in a $ "plan" then I could see using it for GPS. My "smart phone" is used for emergency only @ $10 ye...
by meebers
Mon Sep 04, 2017 5:03 pm
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 4773

Wanting a Portable Auto GPS

The GPS's that I have now are way out of date map wise. These are old so no "free" map updates. Looking for something portable so I can move from car to car or carry with me when I go to an unfamiliar airport etc. Some newer models "feature" blue tooth. I am missing something here because why would ...
by meebers
Tue Aug 29, 2017 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: When to give resignation notice
Replies: 64
Views: 7371

Re: When to give resignation notice

I told the boss one day I was going to quit immediately. She asked for 2 weeks, I agreed. On the last day of the 2 week notice (Friday), she called me in, after I had been there for 15 minutes, and told me to clock out, don't need you any more. One last little "dig", that I suspected would happen. :...
by meebers
Sun Aug 27, 2017 8:13 pm
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1947

Re: Hiring a real estate agent to buy home

When I sold one of my houses, I went to the two top brand name reality companies and asked them to send me their top salesperson. Just for the heck of it opened the phone book and pointed to a name in the yellow pages and told them I was selling my house. The "top" salespersons were all into them se...
by meebers
Sun Aug 27, 2017 7:39 pm
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 8836

Re: Lowes vs Home Depot

I usually go to Lowes first, HD for alternates. Lowes has given 10% off for military ever since I can remember. HD has been on again off again. I have ordered "stuff" from lowes on line since the majority of it has free shipping. I find HD has a lot of "stuff" that I see on line that is not at that ...