Search found 5 matches

by medvfx
Mon Jul 17, 2017 8:44 am
Forum: Investing - Help with Personal Investments
Topic: retiring soon need fixed income suggestions and portfolio critique
Replies: 10
Views: 1427

Re: retiring soon need fixed income suggestions and portfolio critique

GMT-8, as a fellow TIAA holder, if given the choice of holding or selling and moving into Vanguard with TIAA positions, would you stick with TIAA? Our TIAA holdings are not annuitized and can be moved. I have basically been looking at my positions there as a fixed income option. If it stays there t...
by medvfx
Sun Jul 16, 2017 10:45 pm
Forum: Investing - Help with Personal Investments
Topic: retiring soon need fixed income suggestions and portfolio critique
Replies: 10
Views: 1427

Re: retiring soon need fixed income suggestions and portfolio critique

Current total portfolio is low 7 figures.... Wit reasonable growth assumption you will be in the income range where estate taxes are an issue if the money is left invested for a couple of decades. You should get professional estate planning to minimize that. Good point Watty. We have some basic pla...
by medvfx
Sun Jul 16, 2017 6:36 pm
Forum: Investing - Help with Personal Investments
Topic: retiring soon need fixed income suggestions and portfolio critique
Replies: 10
Views: 1427

Re: retiring soon need fixed income suggestions and portfolio critique

Thanks Tyler Aspect. I like your simplification strategy and especially your options to simplify fixed income. I can definitely see consolidating some IRA's now and moving them to less tax efficient total bond holdings. Looks like a no-brainer to roll my Fidelity and maybe my TIAA traditional IRA in...
by medvfx
Sun Jul 16, 2017 2:53 pm
Forum: Investing - Help with Personal Investments
Topic: retiring soon need fixed income suggestions and portfolio critique
Replies: 10
Views: 1427

Re: retiring soon need fixed income suggestions and portfolio critique

Thank you immensely for your comments dwickenh, GMT-8 and Kennyt7. I certainly agree with all your criticism of the managed portfolio but as it is tied up in a complicated family dynamic I expect it will continue as is for a few more years at least. I hope my DIY investing at Vanguard and Fidelity w...
by medvfx
Sat Jul 15, 2017 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: retiring soon need fixed income suggestions and portfolio critique
Replies: 10
Views: 1427

retiring soon need fixed income suggestions and portfolio critique

My wife and I are nearing full retirement in about 6 months (depending on when she decides as I am semi to nearly fully retired). She is fortunate enough to have a pension that will essentially cover our essential expenses. We do very little if any discretionary spending. If I choose to access Socia...