Search found 22 matches

by mccannr
Sat May 06, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: First 100 mile bike ride
Replies: 51
Views: 3824

Re: First 100 mile bike ride

- If you can ride 40-50 miles, you're ready. I think that is the longest I rode before going 100+. - Make sure you have some bites to eat while you're riding. Use goos and bars if you like them. Stay hydrated. - I used SaltStick tabs--who knows if helped. - Assuming you're doing this with others---d...
by mccannr
Sat Apr 29, 2017 10:42 pm
Forum: Investing - Theory, News & General
Topic: Question for quants, math geeks - reducing volatility in my costs?
Replies: 18
Views: 1498

Re: Question for quants, math geeks - reducing volatility in my costs?

Totally agree with post giving caution to this. That said, to do what you're proposing, here's how you could pursue. First consider the data you have on your 'product.' Do you have prices for every day? Can you get data going back even further in time? The more, the better. Put dates in one column a...
by mccannr
Fri Apr 28, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: Need a car for 9-12 months
Replies: 21
Views: 2063

Re: Need a car for 9-12 months

Another idea--I know of someone that somewhat permanently rented a car, like from a car rental company. I never would've thought to do this, but an interesting idea. He basically struck a deal with the rental car company to get a super low rate. No car maintenance. If he needed a different type of c...
by mccannr
Tue Apr 25, 2017 2:59 pm
Forum: Investing - Help with Personal Investments
Topic: What am I missing?
Replies: 2
Views: 403

Re: What am I missing?

I'm in the process of extricating myself from the clutches of Edward Jones--thanks to the excellent info gathered after a few months of lurking here. My advisor is giving me the hard sell to stay (as expected). He claims that last year I paid EJ .8 percent of my portfolio, total, including fees to ...
by mccannr
Thu Apr 20, 2017 10:10 pm
Forum: Investing - Help with Personal Investments
Topic: Small cap fund index question
Replies: 57
Views: 5460

Re: Small cap fund index question

[quote="JoMoney"]Jeremy Siegel points this out in "Stocks For the Long Run". Without the extreme performance that occurred during the 1975-1983 period the data since 1926 would not show any small-cap outperformance. http://i62.tinypic.com/bhj14n.png That may have been true when Siegel wrote that, bu...
by mccannr
Thu Apr 20, 2017 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Small cap fund index question
Replies: 57
Views: 5460

Re: Small cap fund index question

DW and I tilt heavy small/small-value. We're in our mid 30s. I've come to the following conclusion about such funds. In the long-term, small/small-value may outperform S&P500, but may well be equal to S&P500--could possibly have worse return. Who knows! I think the best answer to predict future perf...
by mccannr
Wed Apr 19, 2017 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Buy new house in Seattle area?
Replies: 20
Views: 2515

Re: Buy new house in Seattle area?

Grew up in Seattle and have watched it change over the years. The city's geographic constraints and tech sector make it a lot like a young SF. I've heard 1000 new people move to region per month. People aren't selling because they're worried about being able to buy a new place. Inventory is just bad...
by mccannr
Tue Apr 18, 2017 4:04 pm
Forum: Investing - Theory, News & General
Topic: Death of retail/malls to affect REITs?
Replies: 69
Views: 7680

Re: Death of retail/malls to affect REITs?

Article from yesterday related to store closures, with chart showing the number of closures and from which companies.
http://www.businessinsider.com/retail- ... my-2017-4
Wonder about the number of new stores opening in the same time...
by mccannr
Wed Apr 12, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: Prewiring house for tv and internet. Worth it?
Replies: 65
Views: 5537

Re: Prewiring house for tv and internet. Worth it?

While you're doing the extra wiring...I'd strongly recommend a careful consideration of where you'll put televisions to ensure proper wires get located behind the TVs so the end result is all wires look hidden. I also have a conduit behind a TV that is really handy. Takes wires to that location fro...
by mccannr
Tue Apr 11, 2017 2:36 pm
Forum: Personal Consumer Issues
Topic: Prewiring house for tv and internet. Worth it?
Replies: 65
Views: 5537

Re: Prewiring house for tv and internet. Worth it?

While you're doing the extra wiring...I'd strongly recommend a careful consideration of where you'll put televisions to ensure proper wires get located behind the TVs so the end result is all wires look hidden. I also have a conduit behind a TV that is really handy. Takes wires to that location from...
by mccannr
Sun Apr 09, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Cordless Vacuum Cleaners
Replies: 28
Views: 2581

Re: Cordless Vacuum Cleaners

I bought the Hoover Linx. I am not great about cleaning. When I have the cleaning lady, she uses the main Eureka vacuum and does a thorough job. For my periodic, I use the Linx. It's lightweight (5/6 pounds) and the 15-20 minute battery life is fine for me. I use it 100x more than I did with the ol...
by mccannr
Thu Apr 06, 2017 2:48 pm
Forum: Personal Consumer Issues
Topic: Are Steam Washer Dryers worth the extra $$?
Replies: 12
Views: 2214

Re: Are Steam Washer Dryers worth the extra $$?

We have LG washer and dryer with steam. We use the steam function in the washer with some regularity, maybe 5-10% of the time? We don't use steam in the dryer. Steam can be useful in the washer. Front-loaders washers are notorious for getting a little smelly inside over time. The steam can help clea...
by mccannr
Thu Apr 06, 2017 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Help selecting an international fund
Replies: 8
Views: 856

Re: Help selecting an international fund

OP here again. I've since added international exposure, but have a decision to make still based on how the different investment accounts piece together. As previously noted, DW and I are 100% equities, in our mind 30s. Portfolios are: TSP for me, Vanguard IRAs for DW. TSP will get about twice the am...
by mccannr
Sun Apr 02, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Synology and IP Camera Setup
Replies: 13
Views: 1702

Re: Synology and IP Camera Setup

Just a random, data-free, FUD question. How do you feel about the risk of unauthorized strangers being able to access your video feeds over the Internet? Are you comfortable with that, and, if so, why? Do you have an assurance other than the company's marketing material using the word "secure?" I f...
by mccannr
Sun Apr 02, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: Synology and IP Camera Setup
Replies: 13
Views: 1702

Re: Synology and IP Camera Setup

I have a Synology nas and have set up an ip cam through it before. Camera used is foscam. I use this camera as baby monitor. Because of this I just access the cam directly, no need to run through nas and record there. I thought I might use that feature on the nas but don't. You can use the nas to s...
by mccannr
Sat Apr 01, 2017 11:20 pm
Forum: Personal Consumer Issues
Topic: Synology and IP Camera Setup
Replies: 13
Views: 1702

Re: Synology and IP Camera Setup

I have a Synology nas and have set up an ip cam through it before. Camera used is foscam. I use this camera as baby monitor. Because of this I just access the cam directly, no need to run through nas and record there. I thought I might use that feature on the nas but don't. You can use the nas to se...
by mccannr
Tue Mar 28, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Picture / video / file backup
Replies: 44
Views: 2078

Re: Picture / video / file backup

I have an approach different than many of the responders so far. Some (many?) might say this set up is over-the-top… - 2-bay Synology NAS at home. No files stored directly on home computers. First NAS HD is used as centralized location to access, store, and change files from either of our home compu...
by mccannr
Wed Mar 15, 2017 10:02 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity vs. Vangard?
Replies: 57
Views: 5919

Re: Fidelity vs. Vangard?

I just decided between the two and chose Vanguard. Perceived benefits of Fidelity: - Better website. - Better customer service, available whenever you need it. - Slightly lower expense ratios for common index funds. - Brick-and-mortar branch within about 25 minutes from home. Perceived benefits of V...
by mccannr
Tue Mar 14, 2017 9:52 pm
Forum: Investing - Help with Personal Investments
Topic: Help selecting an international fund
Replies: 8
Views: 856

Re: Help selecting an international fund

Thanks for the helpful comparison of international funds. I think I'm inclined to keep things simple and go with the total international stock market; however, as I'm already tilted small/medium cap and small-cap value, will do some research first into that variety of international funds a bit furth...
by mccannr
Tue Mar 14, 2017 3:03 pm
Forum: Investing - Help with Personal Investments
Topic: Help selecting an international fund
Replies: 8
Views: 856

Help selecting an international fund

Looking for some input on which international funds are most worth adding. Current portfolio for self and DW is 100% equities. We're in mid 30s. Thrift Savings Plan (TSP) and IRAs through federal government and Vanguard respectively. Accounts hold TSM (US) with a relatively strong tilt to TSP Fund S...
by mccannr
Sun Mar 12, 2017 1:14 pm
Forum: Investing - Theory, News & General
Topic: Thinking of transferring IRA to Vanguard? How it went for us.
Replies: 17
Views: 3006

Re: Thinking of transferring IRA to Vanguard? How it went for us.

Glad to hear you had a good experience transferring your IRA from TD Ameritrade. I actually started a post a few days ago regarding this as I am looking to do the same thing. Two questions I have regarding this - did Ameritrade try reaching out to you before the transfer was complete (to ask why or...
by mccannr
Fri Mar 10, 2017 3:30 pm
Forum: Investing - Theory, News & General
Topic: Thinking of transferring IRA to Vanguard? How it went for us.
Replies: 17
Views: 3006

Thinking of transferring IRA to Vanguard? How it went for us.

I’ve been visiting this board almost daily for a while now and have found the forum to be a great investment resource. Thanks for the incredible education! There have been some negative posts regarding experiences with Vanguard. We recently switched my wife's IRAs from TD Ameritrade to Vanguard (I h...