Search found 423 matches

by mcblum
Mon Feb 08, 2016 4:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2740
Views: 544389

Re: U.S. stocks in freefall

well, try a little dab on a triscuit or ritz cracker. It worked well at my last cocktail party...
by mcblum
Mon Feb 01, 2016 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: FSA sucessor
Replies: 0
Views: 120

FSA sucessor

My wife will be retiring in October of 2017. She has been contributing to a FSA plan through her private company. With her retirement, the FSA plan
ceases. What would be a good successor to this plan?
thanks, marty
by mcblum
Thu Jan 07, 2016 11:18 am
Forum: Investing - Theory, News & General
Topic: This market looks so bad...
Replies: 9
Views: 2186

Re: This market looks so bad...

This reminds me of something I heard in 1959 called "Merry Minuet" by the Kingston Trio.
Marty
by mcblum
Sun Nov 08, 2015 8:58 am
Forum: Personal Consumer Issues
Topic: Thriller Novels
Replies: 27
Views: 2411

Re: Thriller Novels

How about Alan Furst? The Night Soldiers Series.
Marty
by mcblum
Sat Nov 07, 2015 1:23 pm
Forum: Personal Consumer Issues
Topic: Thriller Novels
Replies: 27
Views: 2411

Re: Thriller Novels

James Lee Burke...
by mcblum
Thu Oct 29, 2015 9:27 am
Forum: Personal Finance (Not Investing)
Topic: withdrawal order
Replies: 16
Views: 1512

withdrawal order

According to the B/H Wiki, the suggested W/D order is: 1st, MRD from Traditional IRA or 401K. then 2nd, Taxable, followed by, 3rd. Roth IRA. I was thinking that, since my Roth is 100% VBILX (Intermediate Bond) which throws off a good amount of interest every year, that I could take that interest, in...
by mcblum
Tue Oct 20, 2015 3:47 pm
Forum: Investing - Theory, News & General
Topic: 401k - how often do you check it?
Replies: 53
Views: 3731

Re: 401k - how often do you check it?

my 401k is run by Merrill-Lynch which is a part of Bank of America. The current figures show up daily on my on-line bank site. I check figures every day
Marty
by mcblum
Wed Sep 23, 2015 9:07 am
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2146

Re: DIY Alarm System for Home

terrier...
by mcblum
Mon Sep 07, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: Best Small Purchases (Around the house)
Replies: 133
Views: 14189

Re: Best Small Purchases (Around the house)

SR II wrote earlier about ceiling fans. Put two in upstairs bedrooms 25 years ago. Best small purchase ever.Marty
by mcblum
Sat Aug 29, 2015 2:34 pm
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 456
Views: 40169

Re: Will you buy an Apple Watch?

For keeping time, it could not take the place of my beautiful everyday watch, an Omega SeaMaster. For anything else, my iMac, MacBook Air and IPhone will do. Marty
by mcblum
Sun Jul 26, 2015 12:11 pm
Forum: Investing - Theory, News & General
Topic: Edelman -- best days, worst days
Replies: 26
Views: 2161

Re: Edleman -- best days, worst days

13%!, 13%!. I would be OVERJOYEd with 13%, so I stay in and weather the downturns.
Marty
by mcblum
Wed Jul 01, 2015 5:51 am
Forum: Personal Consumer Issues
Topic: French Presses: Glass Carafes vs. Stainless Steel Presses
Replies: 16
Views: 3266

Re: French Presses: Glass Carafes vs. Stainless Steel Presses

Drop a magnet in your coffee to see if you are picking up anything
by mcblum
Sun Jun 28, 2015 2:09 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 30042

Re: What ratio are you stocks/bonds and how old are you?

I'm 71.5, still working and am at 50/50 . My stock % has drifted a little lower in the past 6 months but not enough to trigger rebalancing.
Marty
by mcblum
Sun Jun 28, 2015 2:01 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 48
Views: 6113

Re: can you recommend comfortable walking shoes?

I guess my biggest problem with athletic shoes, in general, is the lack of widths in most brands. I have, therefore, been a New Balance customer and, also, LL Bean for the last few years.
Marty
by mcblum
Sun May 03, 2015 8:05 am
Forum: Personal Consumer Issues
Topic: ala carte Cable
Replies: 4
Views: 537

ala carte Cable

In the past few weeks, I have begun seeing ads and news about a la carte cable where a person/household can choose their channels and pay for only ones they choose. I, like others, have often complained about having to pay for channels I don't want. Is this a coming trend and do other 'Heads have an...
by mcblum
Sat May 02, 2015 6:48 am
Forum: Forum Issues and Administration
Topic: Oh yuck, what just happened to the font?
Replies: 65
Views: 7442

Re: Oh yuck, what just happened to the font?

mine was in Sanscrit.
Whwn you need a Sanscrit/English, Dictionary you can never find one...Marty
by mcblum
Sat Jan 24, 2015 9:07 pm
Forum: Investing - Help with Personal Investments
Topic: rebalancing after an inheritance
Replies: 7
Views: 843

Re: rebalancing after an inheritance

my 401k is 50/50 with the bond component being "SSGA US Bond Index" I could sell some of the other side, a Russell 3000 Stock clone and buy more bonds to balance the whole portfolio.
thanks, Marty
by mcblum
Sat Jan 24, 2015 8:10 pm
Forum: Investing - Help with Personal Investments
Topic: rebalancing after an inheritance
Replies: 7
Views: 843

rebalancing after an inheritance

Hello Everybody; I will, shortly, receive the first part of a modest inheritance which I would like to invest in my portfolio. I'm 71 and will retire in 2.5 years. We are currently in the 25% tax bracket. My 401k and Roth IRA are filled, so the money must go into my taxable which is all in VOO, SP50...
by mcblum
Wed Dec 31, 2014 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: What are your Financial New Year's Resolutions?
Replies: 44
Views: 3740

Re: What are your Financial New Year's Resolutions?

Better DCAing for Roth IRA and Taxable
marty
by mcblum
Sun Dec 28, 2014 2:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1438
Views: 275589

Re: What Movie Have You Recently Watched?

An oldie but goodie Ill Met By Moonlight with Dirk Bogard. This is the story of two British commandos capture of a German general on Crete during WW2
Great!
Marty
by mcblum
Sat Dec 20, 2014 4:25 pm
Forum: Personal Consumer Issues
Topic: Disappointed with sale items
Replies: 22
Views: 2918

Re: Disappointed with sale items

anyone purchase the victorionox INOX watch? What do you think?
Marty
by mcblum
Sun Dec 14, 2014 9:02 am
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 119
Views: 12027

Re: What is the best meal you've had at a restaurant?

Well, historically speaking, Lassiter's Crab House in Chesapeake Beach, Maryland in the summer of 1961 and the four years afterward. Had my first Blue crabs and first pitcher of beer. It was heaven. Then, a steak dinner at Morton's in Dallas,Texas about five years ago. It was fantastic and much bett...
by mcblum
Thu Nov 27, 2014 10:57 am
Forum: Investing - Help with Personal Investments
Topic: How To Invest Your Emergency Fund?
Replies: 97
Views: 18829

Re: How To Invest Your Emergency Fund?

what is an emergency? Everyone has a different idea of "thine ice"
in this order.
credit cards,cash, savings,Sp 500
marty
by mcblum
Thu Nov 20, 2014 5:07 am
Forum: Personal Consumer Issues
Topic: Any Bird Experts?
Replies: 23
Views: 2262

Re: Any Bird Experts?

I got good results by hanging old compact discs by the picture window . It really keeps the bird away. works great in garden,also.
marty
by mcblum
Wed Nov 19, 2014 7:16 am
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 16824

Re: Vanguard launches new offering ... [Vanguard merchandise

The last thing i want is for every body in the world to know where i stash my dough.
marty
by mcblum
Mon Nov 17, 2014 9:23 am
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 65
Views: 9179

Re: Winter Coat

a couple of years ago, i bought a Navy Pea coat at my local surplus store (Bethesda,Md). It was about $75. Warmest thing there is! Only minus: no inside pocket. Can't beat it!
Marty
by mcblum
Fri Nov 14, 2014 6:03 am
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 6132

Re: Your favorite classic toys for kids

Lincoln logs and erector set. if they are still around...
marty
by mcblum
Sun Oct 19, 2014 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: 50/50
Replies: 7
Views: 1269

50/50

Does anyone know of a mutual fund which is carrying 50% Total Stock and 50% Total Bond? I have this AA with Vanguard but would like to have something to check it against.
thanks, marty
by mcblum
Sat Oct 18, 2014 3:04 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1353
Views: 279355

Re: What Book Are You Currently Reading? Part VI

Declare by Tim Power
by mcblum
Tue Oct 14, 2014 3:05 pm
Forum: Investing - Help with Personal Investments
Topic: Relatively new here. What did you do in 2008/09
Replies: 130
Views: 11459

Re: Relatively new here. What did you do in 2008/09

portfolio down 26% from 2008 to 2009
up 38% from 2009 to 2010
I made no changes. Just hung onto the rail and closed my eyes.
Marty
by mcblum
Fri Oct 10, 2014 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: inheritance
Replies: 5
Views: 1026

Re: inheritance

thanks for your help. I' ll adjust the 401K. In regards to my choice of the 500 over the total market, Just my ignorance...
marty
by mcblum
Fri Oct 10, 2014 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: inheritance
Replies: 5
Views: 1026

inheritance

I will shortly receive a fairly large sum of money which I would like to put in the taxable portion of my portfolio , all in VOO ,The S&P 500. My current AA is almost exactly 50/50. The sudden influx will greatly change my AA. The only way to alleviate this problem would be to sell stock in my 4...
by mcblum
Sat Oct 04, 2014 12:12 pm
Forum: Investing - Theory, News & General
Topic: does anybody out there own a two fund portfolio?
Replies: 14
Views: 2616

Re: does anybody out there own a two fund portfolio?

well, Roth IRA is total bond, total stock
401k is total bond,total stock
emergency fund is S&P 500 ETF
Marty
by mcblum
Thu Sep 25, 2014 3:16 pm
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 167
Views: 16579

Re: AliBaba

So I guess this means that Ali will show up in the S&P 500 and the Russell 3000 i.e. VOO and Total Stock. Right?
by mcblum
Sun Sep 07, 2014 2:41 pm
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 14203

Re: A 'really good book' you did NOT enjoy

anything by Sir Walter Scott: Ivanhoe, etc. Most be the quill pen instead of the keyboard.... long winded!!
Marty
by mcblum
Wed Sep 03, 2014 3:00 pm
Forum: Investing - Theory, News & General
Topic: When to invest in China?
Replies: 51
Views: 4756

Re: When to invest in China?

I prefer Chinette instead. China to brittle....
Marty
by mcblum
Wed Aug 27, 2014 4:10 pm
Forum: Investing - Theory, News & General
Topic: Motif Investing - own the S&P500 for less
Replies: 93
Views: 9645

Re: Motif Investing - own the S&P500 for less

I am to lazy for this. To much work!
Marty
by mcblum
Wed Aug 27, 2014 5:38 am
Forum: Investing - Help with Personal Investments
Topic: MRDs and taxes
Replies: 4
Views: 437

MRDs and taxes

what do you do when your MRDs push you into a higher tax bracket?
marty
by mcblum
Tue Aug 19, 2014 8:58 am
Forum: Investing - Theory, News & General
Topic: Is a big war coming ???
Replies: 37
Views: 4307

Re: Is a big war coming ???

I always wondered if 'The Big One' blew in Europe and we did *not* go nuclear (both low probability events) then what would the world look like by Christmas. Assume the USSR struck on 1st August in a surprise attack. Assume the greatest tank battle in history (military historian Gwyn Dyer 'I am sta...
by mcblum
Sat Aug 16, 2014 12:11 pm
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 227
Views: 17681

Re: The Funniest Movie Ever

Some like it Hot and Raising Arizona
Marty
by mcblum
Wed Aug 13, 2014 3:42 pm
Forum: Investing - Theory, News & General
Topic: Beat The Street's Permanent Portfolio
Replies: 36
Views: 3726

Re: Beat The Street's Permanent Portfolio

stunningly complicated. I just want to fire and forget. This looks like something that you have to steer constantly. Give me T/S,T/B and I will sleep better. Marty
by mcblum
Mon Aug 11, 2014 9:49 am
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 11841

Re: Where do you buy clothes?

shoes and jeans at Bean. shorts ar Sears. Tee shirts at Modells. Stuff really last forever these days.
Marty
by mcblum
Wed Aug 06, 2014 5:29 pm
Forum: Personal Consumer Issues
Topic: What is your most memorable 1 week vacation?
Replies: 91
Views: 8954

Re: What is your most memorable 1 week vacation?

Is's a toss up between Yellowstone and the Alberta provincial Parks.
Marty
by mcblum
Tue Aug 05, 2014 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Do you consider your Roth as part of your EF?
Replies: 30
Views: 2112

Re: Do you consider your Roth as part of your EF?

Not at all. I have three tiers:
I 401k (Total Stock/Total Bond)
II Roth IRA (Total Stock/Total Bond)
III Taxable E/F which I have in the SP 500. It has grown so big in the last three years that it effects my AA. I, therefore, rebalance using my Roth IRA
AA = 50%S/50%B
Marty
by mcblum
Sat Aug 02, 2014 8:22 am
Forum: Investing - Help with Personal Investments
Topic: RBD here yet? (DOW -300points drop) [Really Bad Day]
Replies: 49
Views: 5544

Re: RBD here yet? (DOW -300points drop) [Really Bad Day]

I really don't think so. War in the Middle East; Ebola Outbreak, Missile downed plane,drought in California, Earthquakes. I don;t think is economic news, not like a scandal in the loan market ore stock/Ponzi schemes. I really won't be visible on the line in two years.
Marty
by mcblum
Thu Jul 24, 2014 10:14 am
Forum: Personal Consumer Issues
Topic: Best Coffee Maker? What do you have?
Replies: 75
Views: 7561

Re: Best Coffee Maker? What do you have?

It's is sort of interesting, but my favorite discussions on this blog, after financial, are ones about coffee and coffee tech. marty
by mcblum
Mon Jul 07, 2014 8:28 am
Forum: Investing - Help with Personal Investments
Topic: rmds [Required Minimum Distributions]
Replies: 10
Views: 1246

Re: rmds [Required Minimum Distributions]

i will turn 74 on nov.17 of 2017. I have been delaying RMDs by working full time and squirreling away as much as possible in the 401k. I have a fed pension from a previous job that I have been living on. In 2017, therefore, I will pay taxes on the following: Fed pension contract earnings-401k contri...
by mcblum
Sun Jul 06, 2014 3:12 pm
Forum: Investing - Help with Personal Investments
Topic: rmds [Required Minimum Distributions]
Replies: 10
Views: 1246

rmds [Required Minimum Distributions]

I plan on completely retiring on October 1st 2017. Does anyone know how long it will take to move my 401k from Chase to a tIRA with Vanguard? I would then like to take my 1st required withdrawal from the tIRA in December at about 4% of my total portfolio to cover expenses for the coming year (2018)....
by mcblum
Tue May 20, 2014 10:10 am
Forum: Personal Finance (Not Investing)
Topic: Emergency Fund Revisited
Replies: 24
Views: 2062

Re: Emergency Fund Revisited

I needed two different things:
An emergency fund.
place to park extra investment money after sheltered portfolios were filled.

Using Vanguard ETF, VOO The S&P 500 and started gradually investing. That was several years ago.
Works for both. I'll sell shares if needed.
Marty
by mcblum
Sun Apr 13, 2014 8:35 am
Forum: Investing - Theory, News & General
Topic: Stock markets in free fall?
Replies: 92
Views: 7528

Re: Stock markets in free fall?

I was a little heavy in stocks(53%-47%)- but not enough to re-balance, even with new money. The market did it for me.
Marty

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