Search found 15 matches

by maximuum
Sat Sep 09, 2017 4:06 pm
Forum: Investing - Theory, News & General
Topic: SEC plans to approve Vanguard request to list actively managed ETFs
Replies: 13
Views: 1614

Re: SEC plans to approve Vanguard request to list actively managed ETFs

I wonder if this means the active mutual funds will be share classes of the etf's like Vanguard's index funds? That would make the active mutual funds with etf's much more tax efficient.
by maximuum
Wed Mar 15, 2017 8:30 pm
Forum: Investing - Theory, News & General
Topic: Motif Investing Implementation of Ultimate Buy and Hold
Replies: 29
Views: 4036

Re: Merriman Ultimate Buy and Hold RoboAdvisor

No access to DFA. Motif is really a brokerage platform that allows a basket of 30 trades for $9.95. I believe the etf trades are market orders though. Again, it does allow fractional shares though. Merriman was kind enough to load up a plethora of his recommended UB&H recommended portfolios so t...
by maximuum
Wed Mar 15, 2017 8:16 pm
Forum: Investing - Theory, News & General
Topic: Motif Investing Implementation of Ultimate Buy and Hold
Replies: 29
Views: 4036

Re: Merriman Ultimate Buy and Hold RoboAdvisor

The point of this post was to point out he picked out many target allocation portfolios utilizing his best etf picks in Motif investing (rather than Vanguard, Fidelity, etc). Motif will execute up to 30 trades (including fractional shares) for $9.95. The etf picks Merriman includes are many mentione...
by maximuum
Wed Mar 15, 2017 4:55 pm
Forum: Investing - Theory, News & General
Topic: Motif Investing Implementation of Ultimate Buy and Hold
Replies: 29
Views: 4036

Re: Merriman Ultimate Buy and Hold RoboAdvisor

I would envision using this tax efficiently. So use his UB&H motif in taxable and then available cheap bond funds in tax deferred. I agree this could be difficult to implement in tax deferred if specific funds aren't available.
by maximuum
Wed Mar 15, 2017 4:29 pm
Forum: Investing - Theory, News & General
Topic: Motif Investing Implementation of Ultimate Buy and Hold
Replies: 29
Views: 4036

Motif Investing Implementation of Ultimate Buy and Hold

Hello, I was curious what the Bogleheads thought of Paul Merriman's UB&H portfolios he set up on Motif investing. I think this could be a very good alternative to traditional robo-advisors. Perhaps the Bogleheads could even set up factor based (i.e. size value .2/.3/.4) or low dividend taxable m...
by maximuum
Sun Mar 12, 2017 3:29 pm
Forum: Investing - Theory, News & General
Topic: Getting deeper small-cap value exposure in taxable is almost free
Replies: 31
Views: 4638

Re: Getting deeper small-cap value exposure in taxable is almost free

Grabiner,

I believe you have previously stated you don't believe it is worth it to value invest in taxable accounts. Does this mean you have changed your mind and are willing to use these small value etf's in taxable?
by maximuum
Fri Feb 24, 2017 7:30 pm
Forum: Investing - Theory, News & General
Topic: Factor based investing
Replies: 3
Views: 560

Factor based investing

I was curious what everybody's thought was on this article that challenges factor based investing:

http://www.dualmomentum.net/2017/02/fac ... h.html?m=1

Interesting look at a common topic here!
by maximuum
Wed Jan 04, 2017 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab Intelligent Portfolio Tilt
Replies: 3
Views: 917

Re: Schwab Intelligent Portfolio Tilt

Does the above stated strategy sound reasonable? Use robo for taxable equities then bonds in tax deferred? Also, my wife has no interest in investing so I want a strategy that she can roll straight to an advisor I trust. The alternative would be a Vanguard PAS type portfolio I set up myself and then...
by maximuum
Sat Dec 31, 2016 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab Intelligent Portfolio Tilt
Replies: 3
Views: 917

Schwab Intelligent Portfolio Tilt

Hello, For a variety of reasons (mainly behavioral), I have been looking at Schwab Intelligent Portfolios for my taxable account. The plan would be to use their highest equity allocation with the 6% cash. I like that the fees are taken out pre-tax since no funds have to be sold to pay the expense ra...
by maximuum
Sun Mar 25, 2012 11:30 am
Forum: Personal Consumer Issues
Topic: online tax prep software that can handle backdoor Roth?
Replies: 4
Views: 1482

Re: online tax prep software that can handle backdoor Roth?

I attempted to do this in H&R block. Upon printing my return, all of part 1 (questions 1 through 15) did not populate in form 8606. On opening the software form of 8606, there is a question that states if you converted all of your traditional IRA to a Roth IRA and did not receive any additional ...
by maximuum
Thu Dec 29, 2011 9:04 pm
Forum: Investing - Theory, News & General
Topic: Payroll tax cut - "recapture" tax on wealthy
Replies: 40
Views: 3990

Re: Payroll tax cut - "recapture" tax on wealthy

So what is the best way to minimize taxes for a 1099 position? Defer taxes to a 401k the first 2 months or wait until 2 months are up and then defer to a 401?
by maximuum
Sat Oct 08, 2011 2:08 pm
Forum: Investing - Help with Personal Investments
Topic: Where to park a 6 month emergency fund near 100k?
Replies: 51
Views: 5819

One thing you might not have considered is safety against malpractice claims. In many states, your home/529/401k/403b are exempt from claims. Hence, I am paying off my mortgage, student loans, and building a large 529 for my daughter prior to building up a taxable portfolio. Something to consider.....
by maximuum
Mon Sep 20, 2010 7:47 pm
Forum: Investing - Help with Personal Investments
Topic: New Job, New 401k
Replies: 3
Views: 1062

Thanks for the reply. The expense ratio for PTTRX is in fact 0.46% even in my 401k. I guess within my 401k there aren't many great ones for either international or bond funds. My old 403b did restric rollovers to an IRA after leaving. Essentially, it has to stay in its current holding until I'm 56 y...
by maximuum
Mon Sep 20, 2010 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: New Job, New 401k
Replies: 3
Views: 1062

New Job, New 401k

Hello, I've been following this website for some time and appreciate any potential advice. I have just started a new job with a bit of a wimpy 401k plan in terms of options and was looking for some advice. The 401k plan does have models (ie growth model has 80% stocks, 20% bonds) with ER of 0.5% or ...
by maximuum
Mon Jun 16, 2008 4:07 pm
Forum: Investing - Help with Personal Investments
Topic: Need portfolio simplification and advice
Replies: 1
Views: 567

Need portfolio simplification and advice

Hello, A little about my current story. I am currently a resident physician and plan on getting engaged soon. This is a very exciting time, but it does complicate the portfolio/money situation a bit. I also think that I need rearrange some of my finances. I have read a few books prior to resideny on...