Search found 2302 matches

by lthenderson
Fri Oct 20, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: Turn fridge off when gone or leave it running?
Replies: 40
Views: 48063

Re: Turn fridge off when gone or leave it running?

At our cabin that gets used for about 1 month a year, we turn the main breaker off and leave the door of the refrigerator open. We've been doing that way for 25 years without problems.
by lthenderson
Wed Oct 18, 2017 3:21 pm
Forum: Personal Consumer Issues
Topic: Stains coming through white painted wood stair risers
Replies: 12
Views: 689

Re: Stains coming through white painted wood stair risers

I've now twice primed over the stains with Killz premium primer and then top coated. Killz is a cheap primer sold at Walmart and big box hardware stores. I would upgrade to a decent primer and try again. I personally use Sherwin Williams Premium Wall and Wood Primer for that type of application. It...
by lthenderson
Wed Oct 18, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: Brick Chimney Issues
Replies: 24
Views: 1425

Re: Brick Chimney Issues

It is definitely solid brick. I went up there are felt it. Brick veneer is also solid brick only thin. You wouldn't be able to tell just by touch. They also make corner brick veneers so that it looks like a real brick wrapping around the corner. About the only way one could tell would to look at th...
by lthenderson
Wed Oct 18, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: gas furnace
Replies: 6
Views: 367

Re: gas furnace

I would check with local repairman to see which brands are serviced in your area and which brands they see as reliable since they work on them day after day for a living. No sense buying something that you will have to wait a week for someone a hundred miles away to come and service. Are you buildin...
by lthenderson
Wed Oct 18, 2017 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Multi-currency accounts for US citizen
Replies: 37
Views: 1563

Re: Multi-currency accounts for US citizen

I've never used them but I believe the MCA (multi-currency account) through Wells Fargo requires a minimum balance to avoid annual fees.
by lthenderson
Wed Oct 18, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: Brick Chimney Issues
Replies: 24
Views: 1425

Re: Brick Chimney Issues

Like others above, I would highly doubt that it is solid brick. It is most likely a wood structure with brick veneer attached to it and probably not a danger unless the reason it is wobbling is because there is a leak causing rot to the wood structure or decking that it is attached too.
by lthenderson
Wed Oct 18, 2017 8:22 am
Forum: Personal Consumer Issues
Topic: Why so many "reversed" pictures?
Replies: 14
Views: 2325

Re: Why so many "reversed" pictures?

My guess is that with the logo added to the picture, they had to reverse the picture of the house to get the balance of the picture right so that the logo stands out. Had someone paid more attention, they might have just photo-shopped out the house number.
by lthenderson
Wed Oct 18, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Recommendations on truck/suv/crossover/wagon with comfortable seating
Replies: 11
Views: 748

Re: Recommendations on truck/suv/crossover/wagon with comfortable seating

- Can easily toss a bike or 2 inside without needing to take off the freakin wheels every time and fold or contort them just to fit in the vehicle Trucks have much rougher suspension systems than many small SUV's and cars and ride a heck of a lot rougher. If I wanted something easy on the spine, I ...
by lthenderson
Wed Oct 18, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Best smartphone
Replies: 37
Views: 2545

Re: Best smartphone

I started off with a flip phone and moved to an iPhone. I've been with the iPhone ever since even though it is the only Apple product I have ever owned to this day. I'm not an Apple fan but I have to give them credit where credit is due, they make a darn good "phone".
by lthenderson
Tue Oct 17, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Anyone who started a business what made you comfortable enough to take the chance?
Replies: 25
Views: 1952

Re: Anyone who started a business what made you comfortable enough to take the chance?

Both businesses I have started began as a hobby until I realized there was money to be made in it if expanded.
by lthenderson
Tue Oct 17, 2017 7:53 pm
Forum: Personal Consumer Issues
Topic: Converting to Safety Razors
Replies: 88
Views: 9151

Re: Converting to Safety Razors

I just grew a beard. I've been using the same beard trimmer for over a decade.
by lthenderson
Tue Oct 17, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: How did you rise into the Executive Ranks?
Replies: 18
Views: 3451

Re: How did you rise into the Executive Ranks?

For me, the biggest jumps in rank were when I switched jobs. A lot also depended on being in the right position at the right time. Sometimes that could be accomplished by skilled planning and other times just plain luck.
by lthenderson
Tue Oct 17, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: Help with PR emergency prep: Water filter, Propane stove, etc.
Replies: 46
Views: 2689

Re: Help with PR emergency prep: Water filter, Propane stove, etc.

If the other students have already started back to school, and your nephew won't be starting for a couple of more weeks, then surely basics like food and potable water will be available. He should confirm with the school whether or not he actually needs the type of stuff you are asking about for da...
by lthenderson
Tue Oct 17, 2017 7:34 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 54
Views: 4239

Re: Amazon Prime - Decline in Delivery Service?

Living out here in the very rural midwest, I have found the guaranteed to arrive by dates to be extremely accurate. I have also found more and more things listed as "Prime" that list the guaranteed to arrive by date further out than two days. I always double check that before clicking that submit or...
by lthenderson
Tue Oct 17, 2017 8:55 am
Forum: Personal Consumer Issues
Topic: How do you outfit your feet?
Replies: 27
Views: 2402

Re: How do you outfit your feet?

I am retired. This week's focus item is shoes. I have them all over the place. Many pairs not worn in ages. So I started an inventory reduction program. First step was to ID what I needed. Here's my list. One pair of each all good quality. I workout on a treadmill and am a sailor and hiker so need ...
by lthenderson
Tue Oct 17, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5466

Re: What do you buy in Asian food stores?

I'm not sure I could list all the things we buy from an Asian grocery store but since my spouse is asian, it shouldn't be surprising. To get an idea of what to buy, my suggestion would be to watch cooking shows or Youtube videos on cooking various asian dishes and learning what ingredients are neede...
by lthenderson
Tue Oct 17, 2017 8:39 am
Forum: Personal Consumer Issues
Topic: Roofer stopped showing up - what are my options?
Replies: 18
Views: 2579

Re: Roofer stopped showing up - what are my options?

I would inform the roofer that unless work is completed by specified date, you would hire someone else to finish the job. At that point you would expect a refund from him or that you would take him to court. I would then follow through.
by lthenderson
Mon Oct 16, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 52
Views: 3215

Re: Negotiating for a new car purchase

OP, whatever you're doing, you're doing it wrong. I suspect you're actually driving to a dealer and talking to people, or calling the "Front desk" and talking to people. That's not necessary. The "fax/email" method or "talking to the internet manager" likely won't work either. Just do this: 1. Figu...
by lthenderson
Mon Oct 16, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Opinions on bicycle disc brakes?
Replies: 26
Views: 1535

Re: Opinions on bicycle disc brakes?

I bought my mountain bike with disc brakes around 16 years ago. I am a causal rider as well and only put on maybe 40 to 50 miles a year. I have never performed any sort of maintenance on the brakes other than to clean mud and grime off them occasionally. I haven't changed the pads and definitely hav...
by lthenderson
Fri Oct 13, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: How many miles/years do you keep your car?
Replies: 108
Views: 7001

Re: How many miles/years do you keep your car?

If you buy used how old/miles do you generally buy and what age/miles do you sell it on average? I generally start looking for used Hondas, Toyotas, Subarus at around 100,000 to 120,000 miles. Generally I get rid of them when they have 200,000 to 240,000 miles on them. Back 'then', they rusted out ...
by lthenderson
Fri Oct 13, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: Car Buying, Time to grow up.
Replies: 59
Views: 4888

Re: Car Buying, Time to grow up.

Just a bit info to start...26 years old, about 40k in the bank, looking to purchase my first car. With no information on your financial situation other than this, I would stick to looking at good used cars for awhile. I bought used until the point where I could pay all cash and the new vehicle was ...
by lthenderson
Fri Oct 13, 2017 8:56 am
Forum: Personal Consumer Issues
Topic: Building additional garage - recommendations?
Replies: 26
Views: 1229

Re: Building additional garage - recommendations?

When I built my current house back in 1999, I had a 220V outlet put in the garage for my 1980's Sears 12 inch planer. As time went by, I bought a 12.5 inch wide Dewalt planer, which only needs 110V. So the old 220V Sears planer sets unused in the garage taking up floor space (I use it once a year m...
by lthenderson
Fri Oct 13, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: Pro and cons of the Prime offer by Amazon.......
Replies: 39
Views: 3695

Re: Pro and cons of the Prime offer by Amazon.......

It probably only takes me a few weeks to save enough with Prime to payback the annual fee. I get probably four or five packages a week delivered, plus use their video, music and photo services. This year on Amazon Prime day, I bought two pairs of my favorite shoes plus a few other things which saved...
by lthenderson
Fri Oct 13, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 37
Views: 3179

Re: Outback Vs Forester Vs CR-V ??

We used to have a CR-V that we really loved but traded it a couple years ago for a RAV4 which we like even better. We use it with five people on occasion but for four it is plenty roomy and I'm 6'2" tall. It also has a sunroof though I don't know if it is considered large or not. I figured all sunro...
by lthenderson
Fri Oct 13, 2017 8:25 am
Forum: Personal Consumer Issues
Topic: Building additional garage - recommendations?
Replies: 26
Views: 1229

Re: Building additional garage - recommendations?

I'm not against building a garage addition but I will say that about 95% of the garages I have seen are severely under utilized. I have a two and a half car garage and besides two full sized cars, I have a gardening center for my wife, wheel barrow, three ladders, about 10 bags of soils, mulches and...
by lthenderson
Thu Oct 12, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 51
Views: 3232

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

We stayed at the Grand Hyatt on Kauai earlier this year and had a wonderful time. We debated paying extra for the Grand Club option and in the end didn't. We didn't regret that. There are plenty of things to do and I never once found myself bored the entire week I was there and I didn't snorkel or s...
by lthenderson
Thu Oct 12, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3199

Re: SUV options with 3 little kids

I'm looking for a 2-row or 3-row midsize/large AWD SUV that allows me to install 3 carseats (I plan to use the narrowest carseats like the Diono Radian and Clek Fllo/Foonf) in the 2nd row with relative ease - this requires the right combination of width/hip room, 2nd row seats (bench instead of buc...
by lthenderson
Wed Oct 11, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: Do you want your receipt?
Replies: 99
Views: 7497

Re: Do you want your receipt?

I keep my receipts for items that may be returned and if I leave a tip. All other receipts I don't keep and tell cashier no if asked. I used to track each receipt to the monthly statement for many many years but never found one instance of fraud where I was charged something differently after I left...
by lthenderson
Wed Oct 11, 2017 8:43 am
Forum: Personal Finance (Not Investing)
Topic: 2 Comma Club and Other Goals Reached!
Replies: 8
Views: 1758

Re: 2 Comma Club and Other Goals Reached!

Congratulations! I'm guessing the number in front of the first comma will go from a 1 to a 2 before you know it.
by lthenderson
Wed Oct 11, 2017 8:38 am
Forum: Personal Consumer Issues
Topic: Wifi Thermostat
Replies: 55
Views: 3692

Re: Wifi Thermostat

I have a first generation Nest thermostat and it was easy to install with provided instructions. I absolutely hated the Nest in the beginning because it was full of bugs (I had to completely reprogram it three times) and kept losing connection rendering the wifi part a moot point. Eventually after a...
by lthenderson
Wed Oct 11, 2017 8:33 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord
Replies: 54
Views: 5367

Re: 2018 Honda Accord

In general, it's hard to find cars under $40K with really good seats... I have never owned a car that cost more than $40k and have never had a complaint about seat comfort-ability. Maybe I should sit in an expensive car and find out what I'm missing. Then again, perhaps it is better (and cheaper) t...
by lthenderson
Tue Oct 10, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2021

Re: Moving Stroke Victim Out of State

Do you have gas service to your house? Gas heat? I wouldn't shut off the heat while gone but would reduce the temperature. Letting houses achieve ambient outside temperature is very hard them and finished surface integrity. It is also virtually impossible to completely winterize all your water lines...
by lthenderson
Mon Oct 09, 2017 10:41 am
Forum: Personal Consumer Issues
Topic: How Often Should I Have Chimney Cleaned (New England)?
Replies: 17
Views: 1662

Re: How Often Should I Have Chimney Cleaned (New England)?

I would inspect it yearly. How often you clean it depends on the height, insulation, type of wood, frequency of use, etc. I grew up in an old two and a half story farmhouse. We had to clean the chimney on that twice a year. The house I currently live in I have never cleaned the chimney for the five ...
by lthenderson
Mon Oct 09, 2017 10:31 am
Forum: Personal Consumer Issues
Topic: What to do with unused paint?
Replies: 38
Views: 2336

Re: What to do with unused paint?

I'm surprised I haven't seen anyone mention this but I just keep it, combine similar types and for small projects, take it to the store to have them retint them. It isn't precise since they don't have a code that goes from say orange to red, but they generally can get pretty close. To know which typ...
by lthenderson
Mon Oct 09, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: Google Chrome Fonts Appear Fuzzy
Replies: 7
Views: 615

Re: Google Chrome Fonts Appear Fuzzy

Have you been over riding the fonts with custom ones? I've seen lots of issues when others try to customize the fonts a website displays instead of just using the native fonts. In your chrome brower, click on the three dots in the upper right corner, go to settings and then customize fonts and see w...
by lthenderson
Mon Oct 09, 2017 10:18 am
Forum: Personal Consumer Issues
Topic: Is there boglehead consensus on buying a car?
Replies: 73
Views: 4839

Re: Is there boglehead consensus on buying a car?

Back when I first started buying cars, I bought mostly used cars. But back then, cars weren't built as well so they depreciated much quicker. It was easy to buy a car three years old that was significantly cheaper than a new car. As the years have passed, cars have been built much better. Now instea...
by lthenderson
Sun Oct 08, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Most expensive gel car battery or cheapest? How often?
Replies: 32
Views: 1979

Re: Most expensive gel car battery oe cheapest? How often?

I replace mine after failure. However, I have three vehicles and only two drivers so it is just a matter of getting in the remaining vehicle and driving a couple miles to pick up a replacement. I write down the date and mileage (unfortunately never the brand of battery) whenever I service my car and...
by lthenderson
Fri Oct 06, 2017 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: ALL account on Quicken?
Replies: 11
Views: 946

Re: ALL account on Quicken?

I too let them sit dormant on Quicken. It is easy to see if the balance isn't zero as I expect it to be.
by lthenderson
Fri Oct 06, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: Sent to collections by a hospital we've never been to?
Replies: 40
Views: 3355

Re: Sent to collections by a hospital we've never been to?

Had this thing happen to me many years ago. I just called up the collection agency, had a short talk with them to establish I wasn't who they wanted and that was the end of it.
by lthenderson
Fri Oct 06, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: Appliance sale ends next week, kitchen reno scheduled for Oct/Nov
Replies: 7
Views: 693

Re: Appliance sale ends next week, kitchen reno scheduled for Oct/Nov

Too late now but in situations like this, I often take the published sale price to a independent appliance dealer (not big box store) and buy it from them at the same price. They will work with me on storing things until needed in the remodel.
by lthenderson
Fri Oct 06, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: Password Protection
Replies: 53
Views: 3313

Re: Password Protection

There are many many threads on this subject if you do a search. I use LastPass which allows me to do exactly what you want. Others use KeyPass and there are two or three others frequently mentioned in those past threads.
by lthenderson
Fri Oct 06, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Musty smell in a bedroom
Replies: 6
Views: 1178

Re: Musty smell in a bedroom

You never mentioned if the improperly sealed window was properly sealed so that it wasn't leaking anymore but I'll assume that is the case. You can get that musty smell absorbed into drywall. In my current house I discovered as we were moving in that the kitchen sink was leaking and dripping into th...
by lthenderson
Fri Oct 06, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: Garage door opener on last leg
Replies: 32
Views: 2760

Re: Garage door opener on last leg

Lots of good advice above and I really don't have any additional advice to add on garage door openers. However, while you are working on installing the garage door opener, one thing I have done that I really love was install a pair of parking lasers that tie into my garage door opener. Instead of th...
by lthenderson
Fri Oct 06, 2017 8:46 am
Forum: Personal Consumer Issues
Topic: Too much house? (nervous 1st time buyer)
Replies: 57
Views: 4025

Re: Too much house? (nervous 1st time buyer)

Like most of the others, I would rent. Here is why I think that: 1. If you have to ask if you are buying too much house, the answer is always yes. You have doubts and when making a large purchase such as a house which will most likely be the biggest purchase you ever make, you shouldn't have a singl...
by lthenderson
Thu Oct 05, 2017 11:03 am
Forum: Personal Consumer Issues
Topic: How do you value your time?
Replies: 97
Views: 3899

Re: How do you value your time?

When I'm by myself, I do as I please. When my wife is with me, I do as she pleases, unless it is something that means a great deal to me and then we have a long discussion followed by a compromise. Whether or not I save $20 in parking fees is not a great deal to me so I would do it if my wife reques...
by lthenderson
Thu Oct 05, 2017 10:49 am
Forum: Personal Finance (Not Investing)
Topic: How much worth house should one buy?
Replies: 73
Views: 4156

Re: How much worth house should one buy?

My rule of thumb is to calculate: A) How much could I conservatively afford to pay each month for a house on one salary. B) How much the bank will loan me divided in half. I then take the lesser of those two numbers and that is how much I spend on a house... or as little as possible to meet my needs...
by lthenderson
Thu Oct 05, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: Fender bender -- other driver at fault -- what to do?
Replies: 28
Views: 1663

Re: Fender bender -- other driver at fault -- what to do?

I had a voice mail from the at fault driver's insurance company, USAA, referencing a USAA claim number and asking me to call them back so they can get my vehicle info and my "recorded statement of how the accident occurred." Like others said, you will have to call them and have a recorded conversat...
by lthenderson
Thu Oct 05, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: Dish network
Replies: 21
Views: 1234

Re: Dish network

Like others, I only briefly lost reception during intense rain or after a wet snow. The later was easily fixed with a quick brooming off of the snow but with the rain, you had to wait and watch recorded shows until reception returned. (On Demand can't be used while reception if off as well.) If you ...
by lthenderson
Thu Oct 05, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Steep Uneven Floor in an Old House
Replies: 26
Views: 1667

Re: Steep Uneven Floor in an Old House

So my question is: At what point do steeply uneven floors become a risk of the house falling over or the floor suddenly falling through? How far can the house bend before it breaks? You don't have to worry about a stick built house collapsing. They are much different than brick or concrete structur...
by lthenderson
Wed Oct 04, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 50
Views: 6296

Re: MoviePass-Too good to be true, but it's legit.

The downside for me is having to go stand in line, pay for over priced food and beverages for the privilege of sitting in a uncomfortable seat where my feet stick to the floor to watch a movie with a dozen people in front of me more interested in talking and looking at their smart phones than the mo...