Search found 642 matches

by looking
Wed Sep 12, 2018 12:05 am
Forum: Investing - Theory, News & General
Topic: russell2000,1000 and S&P 500
Replies: 4
Views: 536

russell2000,1000 and S&P 500

Hi BH How it tracks the market and what is included in the index. --The Russell 2000 and 1000, and S&P 500 What is the difference between the benchmark the S&p 500 and --the Russell 2000, and Russell 1000.-- how it tracks the market. and according to report the Russell ( 8.30%) is better performing ...
by looking
Sat Sep 08, 2018 7:53 am
Forum: Investing - Help with Personal Investments
Topic: Millions to Invest at 30 - VTSAX, VTIAX, and VWIUX Lump Sum?
Replies: 9
Views: 2981

Re: Millions to Invest at 30 - VTSAX, VTIAX, and VWIUX Lump Sum?

your powerful weapon is your investment time horizon for 30 years(30 years old)
2 million to be invested;

VG, 500 indexes 70%
VG total international stock 20%
VG muni index 10%

and go fishing and take nap on the beach in sunny day
by looking
Wed Sep 05, 2018 7:35 am
Forum: Investing - Theory, News & General
Topic: Wash sale question
Replies: 11
Views: 563

Re: Wash sale question

If the shares you sell in taxable are at a loss you will have a wash sales. The loss is disallowed and the cost basis of the replacement shares should be adjusted accordingly. However since the buy and sell are in separate accounts the broker is relived from making/reporting the adjustment. That la...
by looking
Sun Sep 02, 2018 11:23 pm
Forum: Investing - Help with Personal Investments
Topic: where to invest new money in this market
Replies: 15
Views: 2897

Re: where to invest new money in this market

thank you for all of you giving me good inputs, I appreciate you very much.

may me some CD, fixed income, treasury, . and maybe 500 index and municipal, short-term investment grade,
by looking
Sat Sep 01, 2018 8:19 am
Forum: Investing - Help with Personal Investments
Topic: Don't Look and Have A Doctor Waiting When You DO
Replies: 35
Views: 5705

Re: Don't Look and Have A Doctor Waiting When You DO

Jack Bogle has been quoted as saying, "Don't Look at your funds and Have A Doctor Waiting When You DO, referring to indexing and the favorable fortune you can find over 30 years by just trusting in the market. But with the need to rebalance annually (or to rebalance in big market swings) and deal w...
by looking
Fri Aug 31, 2018 1:45 am
Forum: Investing - Help with Personal Investments
Topic: where to invest new money in this market
Replies: 15
Views: 2897

Re: where to invest new money in this market

Lump sum into BRKA/B. No dividend so pay no tax until you sell. Assuming you can live on your SS and pension. If not, buying dividend fund or stock such as T, XOM, PFE, MSFT. APPL, WMT and live on dividend. Lump sum into BRKA/B. No dividend so pay no tax until you sell. Assuming you can live on you...
by looking
Thu Aug 30, 2018 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: where to invest new money in this market
Replies: 15
Views: 2897

where to invest new money in this market

Hello BH I have two questions; Where to put new money in this market; already high valuation I Am 76 years, retired, wife and husband, social security only. All taxable. I sold home in California, close to 7 figure. I need to know where to park the money temporarily, hoping to get some good returns,...
by looking
Mon Aug 27, 2018 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: How to Begin with 1M
Replies: 117
Views: 14584

Re: How to Begin with 1M

Hello, I tried to post a group thank you this morning when I was on the run and saw everyone's replies: "It is very moving to be alone with a problem and see these thoughtful, knowledgeable, and kind responses. Let me take a day or two to really digest these suggestions--I know I'll have more quest...
by looking
Mon Aug 27, 2018 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Wills and children
Replies: 25
Views: 2868

Re: Wills and children

My recommendation is to set up a Trust and have the money managed out of the Trust by someone your trust. We have our will structured so our guardian is NOT the same person in charge of the family trust ("Special Trustee") and NEITHER is one of our children. No money passes to any children - gets h...
by looking
Mon Aug 27, 2018 10:12 pm
Forum: Personal Consumer Issues
Topic: find Hvac contractor
Replies: 14
Views: 1140

Re: find Hvac contractor

First, take advantage of all utility related free weatherization rebates if you haven't already to reduce the heating and cooling requirements as much as possible. Then consider 1 or 2 ductless minisplit heat pump units. 2 units completely heat and cool my 2000 square foot colonial in New England w...
by looking
Mon Aug 27, 2018 9:55 am
Forum: Personal Finance (Not Investing)
Topic: shopping laptop
Replies: 5
Views: 720

shopping laptop

Hi there BH I’m shopping for a computer, laptop for home, business, and stock trading, ( little bit play money for fun.) I love Chromebook I have two, but I can’t use for stock trading it doesn't work on real-time stock streaming for no java program runs in the chromebook.-- I asked Schwab,etrade-- ...
by looking
Sun Aug 26, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Need Help Evaluating HVAC Needs and Quotes
Replies: 22
Views: 2312

Re: Need Help Evaluating HVAC Needs and Quotes

so confused as to how to go by the hvac to install my heat and ductwork
by looking
Sun Aug 26, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: find Hvac contractor
Replies: 14
Views: 1140

Re: find Hvac contractor

First, take advantage of all utility related free weatherization rebates if you haven't already to reduce the heating and cooling requirements as much as possible. wellfleet wrote---- Then consider 1 or 2 ductless minisplit heat pump units. 2 units completely heat and cool my 2000 square foot colon...
by looking
Sun Aug 26, 2018 3:39 pm
Forum: Personal Consumer Issues
Topic: Decided on Chromebook, now need spec help
Replies: 59
Views: 4296

Re: Decided on Chromebook, now need spec help

where or does the Chromebook run java so I can see the real-time stock streaming .i have heard pretty soon chrome book run windows 10 dual running is it true or
by looking
Sun Aug 26, 2018 7:31 am
Forum: Investing - Help with Personal Investments
Topic: dividend pay out
Replies: 3
Views: 505

dividend pay out

Hello BH Let me ask stupid questions .you have to pay tax on dividend, fed and state whether or not you spend dividend (deposit to money market) or reinvest. Another question is you have to claim ex-dividend date otherwise you lose the dividend because I have all ETFs in my portfolio and sometimes I...
by looking
Sat Aug 25, 2018 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard as trustee
Replies: 64
Views: 9134

Re: Vanguard as trustee

no matter what, you need to talk to licensed attorney
by looking
Sat Aug 25, 2018 1:51 pm
Forum: Investing - Help with Personal Investments
Topic: How to Begin with 1M
Replies: 117
Views: 14584

Re: How to Begin with 1M

i dont understand why you worry, just put all the money into im from schwa into all three funds vg
by looking
Thu Aug 23, 2018 11:18 pm
Forum: Personal Consumer Issues
Topic: find Hvac contractor
Replies: 14
Views: 1140

find Hvac contractor

Hello BH I try to install heating system --with new ductwork and new furnace. I have only wall heater now with 2000 sq ft home, need 10 registers, and I live in San Jose area. Where and how to find a reliable and reasonable good licensed HVAC contractor.and what kind of things i have to pay attentio...
by looking
Thu Aug 23, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Decided on Chromebook, now need spec help
Replies: 59
Views: 4296

Re: Decided on Chromebook, now need spec help

Based on your use case and your prior computer, I'm not sure you need an i5 or 8gb but those are nice to haves. Depends on your budget. Look at wirecutter or https://chromeunboxed.com/ or https://www.aboutchromebooks.com/ If you have $750, go ahead and get the Google Pixelbook which is on sale for ...
by looking
Tue Aug 21, 2018 8:42 am
Forum: Investing - Theory, News & General
Topic: You Invest from JP Morgan [free trades offer]
Replies: 69
Views: 4674

Re: You Invest from JP Morgan

https://www.cnbc.com/2018/08/21/jp-morgan-to-unveil-new-investing-app-with-an-eye-catching-disruptive-price-free.html Free 100 trades 1st year. Free 100 trades forever if you have more than 10k in accounts with them. Free unlimited trades if you are private client (have more than 100k with them). I...
by looking
Thu Aug 16, 2018 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Investment Policy Statement
Replies: 61
Views: 3333

Re: Trust Investment Policy Statement

i never have IPS, but everything looks ok so far
by looking
Thu Aug 16, 2018 12:31 pm
Forum: Investing - Help with Personal Investments
Topic: Advantages of I-Bonds vs CD ?
Replies: 34
Views: 4615

Re: Advantages of I-Bonds vs CD ?

I think CD is better
by looking
Wed Aug 15, 2018 11:42 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio experiment
Replies: 19
Views: 2468

Re: Schwab Intelligent Portfolio experiment

this a very good information
by looking
Mon Aug 13, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Decided on Chromebook, now need spec help
Replies: 59
Views: 4296

Re: Decided on Chromebook, now need spec help

where i can right now, Pixelbook is the best money can buy. Spin 13 will be nice but not as good as the Pixelbook (but definitely cheaper so may be better value). Pixelbook 2 will be the most expensive when it comes out but no one knows what the upgrades will be compared to last year so it's hard t...
by looking
Mon Aug 13, 2018 9:44 am
Forum: Investing - Help with Personal Investments
Topic: much better ytd return than the vg s&p 500
Replies: 7
Views: 884

much better ytd return than the vg s&p 500

Hello BH hope you are doing well Just wondering what is your thought as for the YTD return. Looks like bellow YTD return is much better ( 70% more ) than the benchmark VG S&P500 ( YTD 6.7% ) stock, so why not try out them even if the ER a bit higher( i don't know how to calculate impacting actual re...
by looking
Mon Aug 13, 2018 3:17 am
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1617

Re: Understanding Medicare Options?

I am eligible for Medicare next year. I keep seeing/hearing about Medicare Supplements, Medicare Advantage, and gap insurance. Can someone direct me to where I can get a better understanding of all these terms and their implications? Is there a site or book someone can recommend? Thanks in advance....
by looking
Mon Aug 13, 2018 3:06 am
Forum: Investing - Help with Personal Investments
Topic: Moving from Vanguard to Fidelity
Replies: 55
Views: 7503

Re: Moving from Vanguard to Fidelity

maybe i change to Fd
by looking
Sun Aug 12, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: ow much money I can give my son as a tax freegift
Replies: 7
Views: 1096

Re: ow much money I can give my son as a tax freegift

aloha wrote-- My second advice, if he can't figure it out on his own, is to call the ATO at 13 28 61 and ask them. by the way, what is ATO at 132861 ask ??? They are friendly and helpful. And I'm concerned if the Austrian government tax my son as an income when I send him money to buy home. thank y...
by looking
Sun Aug 12, 2018 12:47 am
Forum: Investing - Help with Personal Investments
Topic: Preparing for a bear market
Replies: 43
Views: 5260

Re: Preparing for a bear market

My wife and I retired nine years ago and are now 65. Our financial investments are all in a diversified portfolio of Vanguard index funds. In addition, we have income from an inflation indexed pension and social security plus about $800,000 equity in our house. Until recently we were firm believers...
by looking
Sun Aug 12, 2018 12:39 am
Forum: Personal Consumer Issues
Topic: reliable online public forum
Replies: 24
Views: 2169

reliable online public forum

hello BH

Which one is the most reliable, trustworthy, reputable online public forum on a general wide variety of issues, such as, health, retirement, living, business, medical, divorce, and family so on?

best wishes
by looking
Sun Aug 12, 2018 12:11 am
Forum: Personal Finance (Not Investing)
Topic: ow much money I can give my son as a tax freegift
Replies: 7
Views: 1096

ow much money I can give my son as a tax freegift

hello BH hope you are doing well nowadays. I live in California and try to give my son money to buy home -up to how much money ( some limit ) I can give my son as a tax-free gift both my son and me. my sone lives Australia as a permanent resident but he is a US citizen, And I'm concerned if the Aust...
by looking
Sat Aug 11, 2018 11:51 pm
Forum: Personal Consumer Issues
Topic: Liability only car insurance and my car destroyed
Replies: 15
Views: 2750

Liability only car insurance and my car destroyed

Liability only car insurance and my car destroyed

How it works and my insurance company doesn't pay anything to me
by looking
Sat Aug 11, 2018 11:38 pm
Forum: Investing - Help with Personal Investments
Topic: Bond portfolio YTM> 3%
Replies: 25
Views: 2587

Re: Bond portfolio YTM> 3%

just spread out, all different bonds-- total, intermediate, high yield -not just one or two bonds
by looking
Thu Aug 09, 2018 11:55 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 238
Views: 22494

Re: Vanguard to offer non-Vanguard ETFs commission-free

walletless wrote:
Mon Jul 02, 2018 4:43 pm
This should also accelerate the rate of migration from mutual fund accounts to their new brokerage account. Many have resisted in the past due to so little benefits (and more pains), but this changes the requisition for some.
when is gonna appear announcing
by looking
Wed Aug 08, 2018 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: Take the capital gains hit in order to go index?
Replies: 9
Views: 1286

Re: Take the capital gains hit in order to go index?

Looking for advice. Married, age 69, still working full time, planning to retire at 70. No pension. Good health. Two adult kids. Half of financial assets are pretax retirement, all in equity index funds. RMDs from those will provide more than enough for retirement living epenses. Other half are tax...
by looking
Tue Aug 07, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: When are the taxes due on rental property sale
Replies: 14
Views: 976

Re: When are the taxes due on rental property sale

Board indexPersonal Finance (Not Investing)
When are the taxes due on rental property sale
si I sold a rental home this year but I'm retired so 75 years so i don't need withholding am I right
by looking
Fri May 11, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: AT&T tv and internet bondle
Replies: 8
Views: 871

AT&T tv and internet bondle

anyone has experience subscribing the AT&T bundle tv and internet. I m trying to buy the bundle to save money. but you need 2 years contract and second years goes up 100% more to charge. maybe it is bait and switch,. i don't know
by looking
Fri May 11, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: buying new laptops
Replies: 19
Views: 2279

buying new laptops

hello there I'm shopping for a laptop computer for home and business. I would like to know do we have any new with innovated and popular recent products in the market I would like to buy. And where are the best places to go shopping, like outlets, online, Costco, Amazon, Walmart, best buy for bargai...
by looking
Wed May 09, 2018 11:13 am
Forum: Investing - Help with Personal Investments
Topic: [Vanguard Personal Advisor]
Replies: 2
Views: 421

[Vanguard Personal Advisor]

anyone has experience asking the vanguard personnel advisor regarding creating a portfolio for retirement.
by looking
Wed May 09, 2018 11:07 am
Forum: Investing - Theory, News & General
Topic: [Does the] S&P include QQQ 100 and dow 30 stock
Replies: 12
Views: 1338

[Does the] S&P include QQQ 100 and dow 30 stock

Does S&P include the QQQ 100 stock 30 dow stock ??
by looking
Sat Dec 23, 2017 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: NOL( net operating loss ) ok still 2018 ???
Replies: 0
Views: 232

NOL( net operating loss ) ok still 2018 ???

Does Anyone know the NOL ( net operating loss carryover ) is still available in 2018? As current tax law 2017,in general, you can deduct income from sale of stock, renal home and bonds so on, of course, depending on your situation. I try to sell my rental home and my tax person said i can deduct the...
by looking
Fri Oct 20, 2017 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: does S&P 500 included
Replies: 1
Views: 352

does S&P 500 included

Hello, boglehead hope you all well with you. I know total stock vti included most of the stocks .Does S&P 500 contain all the dow jones industrial 30 stocks and Nasdaq 100 stocks technology QQQQ ???. I have S&P 500 and if it does not include then if I want to, I have to buy separate S&P500 and Nasda...
by looking
Fri Oct 20, 2017 10:34 am
Forum: Investing - Theory, News & General
Topic: Is a crash coming soon?
Replies: 64
Views: 7156

Re: Is a crash coming soon?

Hi everyone! Rather new to the forum here. If im not wrong, bogleheads believe that: 1. There's no way to predict what will happen to the market in the short term 2. Past history is not an absolute indicator for future performance/what will happen But just by looking at this very "unscientifically"...
by looking
Thu Oct 19, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: building contractor has no license
Replies: 15
Views: 1656

Re: illegally working buiding contractor

Do you have a contract or agreement with license, bonding, etc. provisions? Have there been regular inspections? Do you have a valid building permit? I would get answers to this and then (assuming yes, yes, yes,) meet with contractor immediately and present facts and then seek remedy. If the answer...
by looking
Thu Oct 19, 2017 2:41 pm
Forum: Personal Consumer Issues
Topic: building contractor has no license
Replies: 15
Views: 1656

Re: illegally working buiding contractor

Do you have a contract or agreement with license, bonding, etc. provisions? Have there been regular inspections? Do you have a valid building permit? I would get answers to this and then (assuming yes, yes, yes,) meet with contractor immediately and present facts and then seek remedy. If the answer...
by looking
Thu Oct 19, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: building contractor has no license
Replies: 15
Views: 1656

Re: illegally working buiding contractor

Re: illegally working buiding contractor
Report this post Quote
Post by WhyNotUs »

no contract made and no need permit ..window and door and patio cover
by looking
Thu Oct 19, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: building contractor has no license
Replies: 15
Views: 1656

illegally working buiding contractor

[Thread merged into here, see below. --admin LadyGeek] I just wondering anyone has this kind of experiences; i trusted this guy whatever he said. My contractor is working patio cover and garage door and window and door replacement and something is not right so i was suspicious and found out he lied...
by looking
Wed Oct 18, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: building contractor has no license
Replies: 15
Views: 1656

building contractor has no license

I hired a contractor for home repairs but later found he does not have license he lied I paid $ 1700 for repair home but it breaks down. so i tried to send a demand letter first and later file lawsuit but could not find his address, how can i find his legal address so i can send a demand letter and ...