Search found 398 matches

by legio XX
Fri Jul 28, 2017 8:16 am
Forum: Personal Consumer Issues
Topic: Free Reading
Replies: 66
Views: 6063

Re: Free Reading

rgs92 wrote:Do brick-and-mortar libraries have a useful purpose anymore? Are they worth the public funds they cost? Just asking.


Yes, and yes.
by legio XX
Sun Jul 09, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 37
Views: 3037

Re: Luggage recommendation

Another + for Eagle Creek. I have a soft-sided bag with only two wheels and a zip-off day pack. It has to be 20+ years old, and I've been "going to get a new one" for at least the past seven years. That's when I had to replace the wheels - which they supplied without cost, a genuine freebi...
by legio XX
Thu Jun 22, 2017 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard restricts my account due to mail?
Replies: 41
Views: 3083

Re: Vanguard restricts my account due to mail?

Yeh, I've had this happen twice in the past year or so. Address has been the same since I first invested with VG over 25 years ago. I had to call them and go through a song and dance, but assumed this fixed the problem. The mail started coming again, etc. BUT, bright young thing didn't tell me that ...
by legio XX
Wed Jun 14, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Worth it to buy expensive clothes?
Replies: 92
Views: 9310

Re: Worth it to buy expensive clothes?

I'm on the low end of the income scale among Bogleheads. My usual uniform is $20 cargo pants from Modell's or thrift shop Levis. But, when I do splurge I seldom regret it. Fratelli Rossetti shoes (only when on sale), some Ralph Lauren shirts (actually turned the collar and kept wearing it until the ...
by legio XX
Wed Jun 14, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: Best windows based laptop
Replies: 24
Views: 1319

Re: Best windows based laptop

Don't know if it's still available, but I finally decided on Lenovo Yoga 700 from Costco. Cost came in at ~ $600 with extended warranty (yeh, I know, but on the advice of a more techno-savvy friend . . . ). Wanted small and light to haul around. It has 8 gig ram and 256 SSD, Intel CORE m5. Still lea...
by legio XX
Mon Jun 12, 2017 6:01 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 245
Views: 29310

Re: Good Modern Science Fiction

Just finished Martha Wells' novella All Systems Red . Just cracked up as the humans try to get a Murderbot to talk about its feelings. Wells' Raksura books are also well worth the read. BTW, liked Old Man's War . Reminded me of Heinlein's Starship Trooper where the recruits were laughing as some old...
by legio XX
Sat Apr 22, 2017 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance Plans
Replies: 43
Views: 3330

Re: Medigap Insurance Plans

Spirit Rider, Thanks. I'll start looking at hi-deductibles again. $2200 is not so bad when offset by lower premiums in "good" years. Went on full M'care about six years ago when my employer's plan went through the roof. Used not-routine services twice, so - given the discipline to stash th...
by legio XX
Sat Apr 22, 2017 2:38 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 143
Views: 20283

Re: Why not add a "like" button to Boglehead posts?

Mel Lindauer wrote:
LadyGeek wrote:
The answer is still no.


And it will be "NO" tomm. and next year and the year after that for all eternity. It ain't gonna happen. Period.


Good. :beer

Vic
by legio XX
Sat Apr 22, 2017 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance Plans
Replies: 43
Views: 3330

Re: Medigap Insurance Plans

I don't know where you received this information. Hi-deductible plan F is not going away. Only plans that pay coverage before a deductible or co-pay (Plans C & F). In fact the law does not mention plans by name, only disallows new enrollment starting in 2020 in plans with first dollar coverage....
by legio XX
Mon Apr 17, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4499

Re: Win 10 issues [Windows 10]

sandramjet wrote:just open the windows explorer widget (looks like a file folder on the taskbar). Enter your search term in upper right corner field that has a magnifying glass icon. works just like in win7, etc.


Got it! . . . kept walking right past it . . .

Thanks a lot :beer ,

Vic
by legio XX
Mon Apr 17, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4499

Re: Win 10 issues [Windows 10]

JustinTime wrote:http://m.windowscentral.com/how-search-files-windows-10-cortana


Thanks, but Cortana is just what I don't want.

Vic
by legio XX
Mon Apr 17, 2017 4:56 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4499

Re: Win 10 issues [Windows 10]

I see other Bogleheads have some of the problems I've been having since I got a new laptop running Win 10. My knowledgeable neighbor has a lot on his plate right now but will help me out if I do the spadework . . . What I really need - and this is a real problem - is how to search for a string withi...
by legio XX
Mon Apr 03, 2017 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 2701

Re: Medigap Plan F Increases

I'm up 11% since 2013, but the rates are higher here in New York. Paying $279 right now.

Vic
by legio XX
Sun Apr 02, 2017 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Dizzying Medicare options [in Massachusetts]
Replies: 64
Views: 4260

Re: Dizzying Medicare options [in Massachusetts]

I can only tell you what I decided, not how to bushwack the insurance thicket. The decison was based on what I know about myself and an awareness that shit can happen at any time. Part D was easy. I luckily take almost no meds (right now, 1 generic) so got the cheapest with $300+ deductible - which ...
by legio XX
Sun Apr 02, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 32
Views: 2271

Re: What to see in Philly?

onthecusp wrote:Get a cheese steak while you are in the Italian Market.
http://articles.latimes.com/2011/jul/25 ... s-07201125


OK, I left Philly well before the Rocky movies were made, but in the day I pulled my bike up at 9th and Passyunk regularly. There was no cheese whiz on the steaks in those days, so go to Geno's!

Vic
by legio XX
Tue Feb 21, 2017 6:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 21211

Re: Sad News About a Respected Forum Member

Sad news indeed. Lux aeterna!

Vic
by legio XX
Sun Feb 19, 2017 7:11 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM
Replies: 66
Views: 4813

Re: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM

Vobis gratias ago! :sharebeer

Vic
by legio XX
Sun Feb 19, 2017 6:39 am
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 245
Views: 29310

Re: Good Modern Science Fiction

This has got to stop. I am at an advanced age and already have tons of books bought through the years that I have yet to read (many are sci-fi, both novels and short stories). My book bucket also includes my fifth attempt to finish James Joyce's Ulysses. From this thread I have added enough to keep...
by legio XX
Sat Feb 18, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: Foreign bank transfer, small
Replies: 9
Views: 769

Foreign bank transfer, small

Before starting a new topic, I searched the board and read some older threads. I need to pay for a book purchase direct from an Italian publisher by bank transfer. Total amount is 75€. Ordinarily I would use PayPal or a credit card, but they sent bank transfer info. My CU wants $45 for this meaning ...
by legio XX
Sat Feb 11, 2017 9:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 29008

Re: Your USER NAME...what does it mean?

I'm a historian so I usually use historical avatars. Especially like this one because it coincides with my name and interest in premodern military history. The 20th legion is Valeria Victrix and was the last Roman legion to leave Britain. After that you're in Arthurian legendary time, or Late Antiqu...
by legio XX
Sun Jan 15, 2017 8:47 am
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 4045

Re: Teeth whitening

I did have my teeth whitened, by a dentist, with the trays and a gel to desensitize the gums and the lights in the office, etc. What started this was a video of me giving a presentation. I thought my teeth looked yellow and Old. We decided in advance on how white to go - all I wanted was ordinary te...
by legio XX
Sun Jan 15, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 346
Views: 60221

Re: What are Costco's best deals?

Until a few weeks ago, I'd have thought "none" since the only Costco anywhere near is a subway-and-bus away. I usually buy for one and can't carry much home on the train anyway. Not to mention the time it would take! For friends with kids it's actually worth cab fare though. Just got a new...
by legio XX
Sat Oct 29, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: wanting an mp3 player
Replies: 12
Views: 1396

Re: wanting an mp3 player

iPod nano 6th gen. Best form factor they ever made in that line. Yeh, but aren't these a problem if you use more than one computer? A friend gave me his kid's old iPod. This was good because it got me going to convert old cassettes and so on. <and thanks to whoever posted the info about Audacity an...
by legio XX
Sat Sep 03, 2016 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Employer mistakes 100% for 0% contribution to TIAA-CREF
Replies: 24
Views: 2541

Re: Employer mistakes 100% for 0% contribution to TIAA-CREF

Soupboy wrote:Update: . . . Frustrated, I went online and found an IRS webpage on "Fixing Mistakes in Employer Contributions" in 401(k) accounts. Highlighting the sentence that says employers are REQUIRED to fix errors, I sent it to VP of Finance. This seems to have worked . . .


Good for you! :beer
by legio XX
Sat Sep 03, 2016 6:58 am
Forum: Personal Finance (Not Investing)
Topic: Employer mistakes 100% for 0% contribution to TIAA-CREF
Replies: 24
Views: 2541

Re: Employer mistakes 100% for 0% contribution to TIAA-CREF

I'm surprised that 100% is even allowed in the first place. 100% probably breaks the software and gives convulsions to the HR people . . . . This is probably the issue. Apparently even the new and improved computer/program has trouble with zeroes. Just had this problem when our department chair ent...
by legio XX
Sat Sep 03, 2016 6:32 am
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9329

Re: Frustrated Losing Weight!

Unfortunately muscle doesn't actually burn that many calories. There is a myth that has been around forever that 1lb of muscle burns ~50 calories/day. Unfortunately the real number is like 6 (fat is 2). So if you replace 20lbs of fat with muscle, you burn a grand total of 40 more calories/day. Now ...
by legio XX
Fri Sep 02, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2876
Views: 844413

Re: What Movie Have You Recently Watched?

Just watched this classic sci-fi by Ursula Le Guin, The Lathe of Heaven. You could find it on youtube, VHS quality. m I looked at it from a Taoist view but I'm sure many interpretation applies. In one of my courses, I assign Le Guin's translation of the Dao de Jing. I always liked Left Hand of Dark...
by legio XX
Fri Sep 02, 2016 8:08 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9329

Re: Frustrated Losing Weight!

Personally I find not eating before bed screws me up as I have problems sleeping, wake up super hungry and find it difficult to get the hour run in before breakfast. OK, this resonates. An hour before breakfast is my nightmare, but going to sleep hungry is a disaster. Toss and turn and drag all the...
by legio XX
Fri Sep 02, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9329

Re: Frustrated Losing Weight!

I think it works out to 1.5 cups of oatmeal. Is that cooked oatmeal or is that dry pre-cooked oatmeal? Must be cooked oatmeal, so mostly water? Definitely cooked. It's a big meal for me with fruit/nuts/a smidge of maple sugar if the scale is cooperating/milk/etc. but I guess for someone bigger this...
by legio XX
Fri Sep 02, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9329

Re: Frustrated Losing Weight!

From another 70-something who weighs less than in high school, my tuppence: Book: (cheap!) Losing Weight for Good by Lawrence J. Cheskin, M.D. Johns Hopkins, portion-control diet. Calculate what you need to maintain the weight you want and follow the diet outline for that many calories. It works, pl...
by legio XX
Mon Aug 22, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Best way to sell comic books?
Replies: 8
Views: 1082

Re: Best way to sell comic books?

I sold all my comics on eBay 12 or 13 years ago, about 500 mostly 70s and 80s books. Not a collection as they weren't protected, just sat around in holders on open shelves. Some were damaged beyond the shelfwear. I did what you did except for picking out valuable singles - too lazy and assumed I did...
by legio XX
Sat Aug 20, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 4010

Re: Airbnb rental review

We have used Airbnb extensively and successfully, specially in Europe and NYC (now illegal for less than 1 m, boo!). Hoooorraaayyy!!! Sorry, but NYC is a rent-regulated city, and landlords jumped on Airbnb as a way to scam the system and take badly-needed apartments off the market. Sorry, but there...
by legio XX
Sat Aug 20, 2016 6:03 am
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 99
Views: 10323

Re: Improving the Bogleheads forum

If an interview a few years ago had gone better, one of the first things I'd have done - as soon as my feet got back on the ground - was to ask the Bogleheads for advice on buying a car, then probably on maintaining it. Unfortunately, I will still be scrolling past auto (and gun and boat and expensi...
by legio XX
Fri Aug 19, 2016 10:46 am
Forum: Personal Consumer Issues
Topic: Long wait on Vanguard Phone Lines-What's going on?
Replies: 56
Views: 7673

Re: Long wait on Vanguard Phone Lines-What's going on?

Same here. I got an email offering condolences on my recent loss and reminding about RMDs on inherited accounts. Since this death occurred more than ten years ago, and I've been taking the required RMD since then, I got suspicious. Called Vanguard, waited most of an hour and got blown off by a guy w...
by legio XX
Sun Aug 14, 2016 8:20 am
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 11455

Re: Are you on Facebook?

Yeh. A couple of years ago I was organizing a project and colleagues convinced me that FB was necessary. Meh. Probably generational, but I just don't get it. I have a number of interests, and there's probably some way to tag material to go only to specific "friends" but until I find out ho...
by legio XX
Tue Jul 26, 2016 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Any retirees here who have been life-long renters?
Replies: 140
Views: 12103

Re: Any retirees here who have been life-long renters?

Can't say I retired early since I am over 70 and still working part-time, but if I won the lottery or the NY real-estate market returned to rational (about the same odds on either happening) I don't think buying a home would be my first thought. My friends the owners seem to have a second job being ...
by legio XX
Mon Jul 04, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Roku TV without carrier?
Replies: 27
Views: 2626

Re: Roku TV without carrier?

rob65 wrote:Here's a netflix link that discusses speed requirements and data usage:

https://help.netflix.com/en/node/306


Thanks, took care of what I was going to ask.

Vic
by legio XX
Mon Jul 04, 2016 9:46 am
Forum: Personal Finance (Not Investing)
Topic: What is your credit card APR?
Replies: 40
Views: 2369

Re: What is your credit card APR?

8.9 and 11.25 - don't run a balance, but it's fun to quote these when Salesperson tries to push a store credit card: Sales- Do you have a ____ credit card. blah, blah, sales, discounts, blah____? Me- What's the APR? Sales- 25 point nine-nine - and specials, discounts, blah . . . Me- (handing over my...
by legio XX
Sat Jun 25, 2016 6:55 am
Forum: Investing - Theory, News & General
Topic: Plunge and Panic-Do You Get It Now?
Replies: 108
Views: 13958

Re: Do You See it Now?

The British Pound is down to 1.37. It may be a good time to visit my jolly ole friends in London. Leave it to me - this is the year I decided not to go to a major UK conference and add a bit of professional development afterward and this is the year the L drops. Just think how much I could have sav...
by legio XX
Sat Jun 25, 2016 5:57 am
Forum: Personal Finance (Not Investing)
Topic: Retirees >65 y/o: How much do you spend on health insurance?
Replies: 17
Views: 2700

Re: Retirees >65 y/o: How much do you spend on health insurance?

The package - including M'care B, M'gap F, M'care D and dental is $432/mo. I went with the high-end M'gap plan because I didn't want to be tempted to skip routine maintenance to save the costs if I took the high deductible to save on the premium. Fortunately, I take almost no meds because that's wha...
by legio XX
Mon Jun 20, 2016 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Could John Bogle Be Right About International Stock?
Replies: 222
Views: 30602

Re: Could John Bogle Be Right About International Stock?

OK, with two threads running I decided to look at my foreign holdings - all in VG ex-US index - and see if I can justify having them. First, it's a pretty small part of stocks, ~8%. I can afford to risk that much. In the past four years the gain has been ~9%. Roller coaster, up/down. Saw the same pa...
by legio XX
Sun Jun 19, 2016 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Former company controlling an 401K??
Replies: 5
Views: 1015

Re: Former company controlling an 401K??

OK, this is dredging up some info from 25 years back, but I think he has 60 days to get it into another qualified plan - whether his new 401k or an IRA - to avoid the penalties and the taxes. It will count as a rollover. If he doesn't have an IRA he can open one pretty quick. Just rolling it from on...
by legio XX
Sun Jun 19, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Recommendation for Refrigerator
Replies: 39
Views: 3436

Re: Recommendation for Refrigerator

I was surprised to see Samsung recommended. For those that are happy with them, what model do you have? We have a Samsung that we bought about 6 years ago, and it's been a real pain. We've had to defrost it every 5-6 months because of a design flaw that causes frequent moisture and ice build-up tha...
by legio XX
Sun Jun 19, 2016 8:15 am
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 12082

Re: Would you pay 6x face value to see Hamilton on Broadway?

Well, we used to camp out for two days for the privilege of buying standing room tickets for the Royal Ballet so I guess I've done something as weird as paying <how much?????!!!! are you nuts!!!!????> to see a show. Can't remember the last time I reluctantly paid the fees for online ticket-buying at...
by legio XX
Mon May 30, 2016 9:04 pm
Forum: Investing - Theory, News & General
Topic: What was your first investment?
Replies: 117
Views: 7015

Re: What was your first investment?

10 bucks in a Savings Account IRA at Barclay's. When I got it up to the stunning sum of $500 I got a CD IRA which was paying something ridiculous like 8% at the time. Took a few more years to get into money market mutual funds and a few more to dip a toe into stock funds.

Vic
by legio XX
Mon May 30, 2016 4:00 pm
Forum: Personal Consumer Issues
Topic: Yoga or Pilates or Something Else?
Replies: 43
Views: 3500

Re: Yoga or Pilates or Something Else?

Pilates. Personal preference. Also prefer a scheduled class workout; not very good at working out on my own - except for PT homework Women aren't competitive in working out - you're kidding, right? Seriously, the attitude of a class is a reflection on the instructor. You should probably check out th...
by legio XX
Mon May 30, 2016 3:07 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2876
Views: 844413

Re: What Movie Have You Recently Watched?

Fritz Lang's Destiny (1921) - I have a soft spot for silents.

And the no-longer-new Star Wars just before it vanished from the theatres.

Hey, that's two movies since the semester ended . . . more moviegoing than most of last year.

Vic
by legio XX
Sun May 15, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: pdf editor
Replies: 11
Views: 1254

Re: pdf editor

Thanks, but my Word is 2007 and I have a PC not a Mac. I need to upgrade, but for now it's the old stuff - XP and 2007.

Vic
by legio XX
Sun May 15, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: pdf editor
Replies: 11
Views: 1254

Re: pdf editor

It is a also VERY expensive. Far beyond my means and a lot more than I need. Sould have specified "free dowload."
by legio XX
Sun May 15, 2016 7:23 am
Forum: Personal Consumer Issues
Topic: Friend owed money by now deceased person
Replies: 14
Views: 2723

Re: Friend owed money by now deceased person

Assuming that the lender also knew the borrower's wife - friends good enough to lend money to each other usually socialize a bit - why not simply a polite short letter with photocopy of note. "Sorry to bother you . . . here's all you have to do . . . not a big court/probate deal . . . thanks.&q...