Search found 408 matches

by legio XX
Fri Dec 08, 2017 8:50 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10367

Re: Price of haircut?

I disagree. I used to be a hair stylist and my wife still is. 30 years ago I was an apprentice in several of the top hair salons in New York City and worked in New York (upper west side) for several years after that. You can find an amazing hair cutter/stylist for $20. IMHO charging $140 for a man'...
by legio XX
Fri Dec 08, 2017 8:28 am
Forum: Personal Consumer Issues
Topic: router - can I set it up myself?
Replies: 15
Views: 1090

router - can I set it up myself?

My techno-competent neighbor who usually "helps" with computer issues is not here right now. I need to buy and set up a new router. Right now running on IS- provided modem and need to add router. I don't want a combo - that's what stopped working a little while back. I've been busy/travelling and co...
by legio XX
Sun Dec 03, 2017 3:16 pm
Forum: Personal Consumer Issues
Topic: How Do You Stay Current With Music?
Replies: 111
Views: 5170

Re: How Do You Stay Current With Popular Music?

+1 on YouTube, not new but useful. Haven't been big on popular music for a loooong time - can't name anything the current megastars put out - and sorry, but I can't call that singing. If you want to explore, YouTube is a rabbit hole in the good sense. A few years ago, I looked for a recommended Greg...
by legio XX
Sun Dec 03, 2017 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an index
Replies: 10
Views: 996

Re: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an inde

Grabiner,
Thanks! This gives me a clearer picture and -yeh- I did forget about the taxable portion of SS, which is always a PITA; thanks for the reminder! I do my taxes on paper, but maybe it's time to at least get some software to work it all out.

Vic
by legio XX
Sun Dec 03, 2017 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Thinking of going "back" to school nearing 40?
Replies: 22
Views: 2366

Re: Thinking of going "back" to school nearing 40?

Not the same situation, but - I started grad school at about your age and defended a dissertation in mid-50s. Still earn a few bucks teaching undergrads part-time. I'm typing this from deep in the EU having just attended the inaugural meeting of a learned society and been elected to its board of dir...
by legio XX
Sun Dec 03, 2017 5:14 am
Forum: Personal Finance (Not Investing)
Topic: How do I convince my employees to invest more?
Replies: 92
Views: 5161

Re: How do I convince my employees to invest more?

You've gotten a lot of advice already, so I won't repeat the praises of opt-out. I do know of one situation where the employer switched to that option. A friend who works there told me about it because a number of co-workers asked for her advice. The not-large Co. sent out some standard meet-the-leg...
by legio XX
Sun Dec 03, 2017 4:12 am
Forum: Personal Finance (Not Investing)
Topic: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an index
Replies: 10
Views: 996

Re: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an inde

Not an ACA comment, but for taxes in general. I looked this up because I wanted to move a bit from taxable stock index to cash this year rather than next and was wondering about consequences. As a set-it-and-forget-it investor I have a lot of long-term capital gains! If I read correctly (not always ...
by legio XX
Sun Dec 03, 2017 3:48 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10367

Re: Price of haircut?

I don't believe that for once I'm on the high end of a Boglehead thread! OK, New York is expensive, but I could find cheaper haircuts. I did, and I decided they weren't worth it. I pay $140 (!!! not a mistake) plus a tip to the student/assistant who does the shampoo. Same price for everyone who sits...
by legio XX
Fri Oct 13, 2017 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Help me understand what happens with the new law and ACA subsidies
Replies: 80
Views: 6202

Re: Help me understand what happen with the new law and ACA subsidies

Unless one is ill, I think many under 65 will be able to find some type of job with medical coverage. I think employer funded health care is far superior to Medicare. This does not coincide with my experience on both points. For those still in the "market," I can only suggest dogged determination t...
by legio XX
Sat Sep 02, 2017 6:57 am
Forum: Personal Consumer Issues
Topic: Driving a car [in] Italy, any suggestion?
Replies: 47
Views: 3471

Re: Driving a car Italy, any suggestion?

I've rented in Italy 10-20 times over past several years with a US drivers license, multiple agencies (US-based brands, Sixt, others). Nobody ever asked for IDP for what it's worth, notwithstanding stated policies. I've never had issues with unexpected charges, spurious claims of damage, etc. It he...
by legio XX
Fri Jul 28, 2017 8:16 am
Forum: Personal Consumer Issues
Topic: Free Reading
Replies: 67
Views: 7212

Re: Free Reading

rgs92 wrote:Do brick-and-mortar libraries have a useful purpose anymore? Are they worth the public funds they cost? Just asking.
Yes, and yes.
by legio XX
Sun Jul 09, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 37
Views: 3476

Re: Luggage recommendation

Another + for Eagle Creek. I have a soft-sided bag with only two wheels and a zip-off day pack. It has to be 20+ years old, and I've been "going to get a new one" for at least the past seven years. That's when I had to replace the wheels - which they supplied without cost, a genuine freebie. It look...
by legio XX
Thu Jun 22, 2017 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard restricts my account due to mail?
Replies: 41
Views: 3503

Re: Vanguard restricts my account due to mail?

Yeh, I've had this happen twice in the past year or so. Address has been the same since I first invested with VG over 25 years ago. I had to call them and go through a song and dance, but assumed this fixed the problem. The mail started coming again, etc. BUT, bright young thing didn't tell me that ...
by legio XX
Wed Jun 14, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Worth it to buy expensive clothes?
Replies: 91
Views: 10718

Re: Worth it to buy expensive clothes?

I'm on the low end of the income scale among Bogleheads. My usual uniform is $20 cargo pants from Modell's or thrift shop Levis. But, when I do splurge I seldom regret it. Fratelli Rossetti shoes (only when on sale), some Ralph Lauren shirts (actually turned the collar and kept wearing it until the ...
by legio XX
Wed Jun 14, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: Best windows based laptop
Replies: 24
Views: 1624

Re: Best windows based laptop

Don't know if it's still available, but I finally decided on Lenovo Yoga 700 from Costco. Cost came in at ~ $600 with extended warranty (yeh, I know, but on the advice of a more techno-savvy friend . . . ). Wanted small and light to haul around. It has 8 gig ram and 256 SSD, Intel CORE m5. Still lea...
by legio XX
Mon Jun 12, 2017 6:01 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 259
Views: 32410

Re: Good Modern Science Fiction

Just finished Martha Wells' novella All Systems Red . Just cracked up as the humans try to get a Murderbot to talk about its feelings. Wells' Raksura books are also well worth the read. BTW, liked Old Man's War . Reminded me of Heinlein's Starship Trooper where the recruits were laughing as some old...
by legio XX
Sat Apr 22, 2017 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance Plans
Replies: 43
Views: 3720

Re: Medigap Insurance Plans

Spirit Rider, Thanks. I'll start looking at hi-deductibles again. $2200 is not so bad when offset by lower premiums in "good" years. Went on full M'care about six years ago when my employer's plan went through the roof. Used not-routine services twice, so - given the discipline to stash the premium ...
by legio XX
Sat Apr 22, 2017 2:38 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 143
Views: 21351

Re: Why not add a "like" button to Boglehead posts?

Mel Lindauer wrote:
LadyGeek wrote:
The answer is still no.
And it will be "NO" tomm. and next year and the year after that for all eternity. It ain't gonna happen. Period.
Good. :beer

Vic
by legio XX
Sat Apr 22, 2017 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance Plans
Replies: 43
Views: 3720

Re: Medigap Insurance Plans

I don't know where you received this information. Hi-deductible plan F is not going away. Only plans that pay coverage before a deductible or co-pay (Plans C & F). In fact the law does not mention plans by name, only disallows new enrollment starting in 2020 in plans with first dollar coverage. Oh ...
by legio XX
Mon Apr 17, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4698

Re: Win 10 issues [Windows 10]

sandramjet wrote:just open the windows explorer widget (looks like a file folder on the taskbar). Enter your search term in upper right corner field that has a magnifying glass icon. works just like in win7, etc.
Got it! . . . kept walking right past it . . .

Thanks a lot :beer ,

Vic
by legio XX
Mon Apr 17, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4698

Re: Win 10 issues [Windows 10]

Thanks, but Cortana is just what I don't want.

Vic
by legio XX
Mon Apr 17, 2017 4:56 pm
Forum: Personal Consumer Issues
Topic: Win 10 issues [Windows 10]
Replies: 35
Views: 4698

Re: Win 10 issues [Windows 10]

I see other Bogleheads have some of the problems I've been having since I got a new laptop running Win 10. My knowledgeable neighbor has a lot on his plate right now but will help me out if I do the spadework . . . What I really need - and this is a real problem - is how to search for a string withi...
by legio XX
Mon Apr 03, 2017 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan F Increases
Replies: 37
Views: 3198

Re: Medigap Plan F Increases

I'm up 11% since 2013, but the rates are higher here in New York. Paying $279 right now.

Vic
by legio XX
Sun Apr 02, 2017 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Dizzying Medicare options [in Massachusetts]
Replies: 64
Views: 4575

Re: Dizzying Medicare options [in Massachusetts]

I can only tell you what I decided, not how to bushwack the insurance thicket. The decison was based on what I know about myself and an awareness that shit can happen at any time. Part D was easy. I luckily take almost no meds (right now, 1 generic) so got the cheapest with $300+ deductible - which ...
by legio XX
Sun Apr 02, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 32
Views: 2512

Re: What to see in Philly?

Get a cheese steak while you are in the Italian Market. http://articles.latimes.com/2011/jul/25/news/la-trb-philadelphia-cheesesteak-pats-genos-07201125 OK, I left Philly well before the Rocky movies were made, but in the day I pulled my bike up at 9th and Passyunk regularly. There was no cheese wh...
by legio XX
Tue Feb 21, 2017 6:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 22232

Re: Sad News About a Respected Forum Member

Sad news indeed. Lux aeterna!

Vic
by legio XX
Sun Feb 19, 2017 7:11 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM
Replies: 66
Views: 5566

Re: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM

Vobis gratias ago! :sharebeer

Vic
by legio XX
Sun Feb 19, 2017 6:39 am
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 259
Views: 32410

Re: Good Modern Science Fiction

This has got to stop. I am at an advanced age and already have tons of books bought through the years that I have yet to read (many are sci-fi, both novels and short stories). My book bucket also includes my fifth attempt to finish James Joyce's Ulysses. From this thread I have added enough to keep...
by legio XX
Sat Feb 18, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: Foreign bank transfer, small
Replies: 9
Views: 918

Foreign bank transfer, small

Before starting a new topic, I searched the board and read some older threads. I need to pay for a book purchase direct from an Italian publisher by bank transfer. Total amount is 75€. Ordinarily I would use PayPal or a credit card, but they sent bank transfer info. My CU wants $45 for this meaning ...
by legio XX
Sat Feb 11, 2017 9:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 34008

Re: Your USER NAME...what does it mean?

I'm a historian so I usually use historical avatars. Especially like this one because it coincides with my name and interest in premodern military history. The 20th legion is Valeria Victrix and was the last Roman legion to leave Britain. After that you're in Arthurian legendary time, or Late Antiqu...
by legio XX
Sun Jan 15, 2017 8:47 am
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 4301

Re: Teeth whitening

I did have my teeth whitened, by a dentist, with the trays and a gel to desensitize the gums and the lights in the office, etc. What started this was a video of me giving a presentation. I thought my teeth looked yellow and Old. We decided in advance on how white to go - all I wanted was ordinary te...
by legio XX
Sun Jan 15, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 346
Views: 62527

Re: What are Costco's best deals?

Until a few weeks ago, I'd have thought "none" since the only Costco anywhere near is a subway-and-bus away. I usually buy for one and can't carry much home on the train anyway. Not to mention the time it would take! For friends with kids it's actually worth cab fare though. Just got a new...
by legio XX
Sat Oct 29, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: wanting an mp3 player
Replies: 12
Views: 1478

Re: wanting an mp3 player

iPod nano 6th gen. Best form factor they ever made in that line. Yeh, but aren't these a problem if you use more than one computer? A friend gave me his kid's old iPod. This was good because it got me going to convert old cassettes and so on. <and thanks to whoever posted the info about Audacity an...
by legio XX
Sat Sep 03, 2016 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Employer mistakes 100% for 0% contribution to TIAA-CREF
Replies: 24
Views: 2659

Re: Employer mistakes 100% for 0% contribution to TIAA-CREF

Soupboy wrote:Update: . . . Frustrated, I went online and found an IRS webpage on "Fixing Mistakes in Employer Contributions" in 401(k) accounts. Highlighting the sentence that says employers are REQUIRED to fix errors, I sent it to VP of Finance. This seems to have worked . . .


Good for you! :beer
by legio XX
Sat Sep 03, 2016 6:58 am
Forum: Personal Finance (Not Investing)
Topic: Employer mistakes 100% for 0% contribution to TIAA-CREF
Replies: 24
Views: 2659

Re: Employer mistakes 100% for 0% contribution to TIAA-CREF

I'm surprised that 100% is even allowed in the first place. 100% probably breaks the software and gives convulsions to the HR people . . . . This is probably the issue. Apparently even the new and improved computer/program has trouble with zeroes. Just had this problem when our department chair ent...
by legio XX
Sat Sep 03, 2016 6:32 am
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9945

Re: Frustrated Losing Weight!

Unfortunately muscle doesn't actually burn that many calories. There is a myth that has been around forever that 1lb of muscle burns ~50 calories/day. Unfortunately the real number is like 6 (fat is 2). So if you replace 20lbs of fat with muscle, you burn a grand total of 40 more calories/day. Now ...
by legio XX
Fri Sep 02, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920951

Re: What Movie Have You Recently Watched?

Just watched this classic sci-fi by Ursula Le Guin, The Lathe of Heaven. You could find it on youtube, VHS quality. m I looked at it from a Taoist view but I'm sure many interpretation applies. In one of my courses, I assign Le Guin's translation of the Dao de Jing. I always liked Left Hand of Dark...
by legio XX
Fri Sep 02, 2016 8:08 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9945

Re: Frustrated Losing Weight!

Personally I find not eating before bed screws me up as I have problems sleeping, wake up super hungry and find it difficult to get the hour run in before breakfast. OK, this resonates. An hour before breakfast is my nightmare, but going to sleep hungry is a disaster. Toss and turn and drag all the...
by legio XX
Fri Sep 02, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9945

Re: Frustrated Losing Weight!

I think it works out to 1.5 cups of oatmeal. Is that cooked oatmeal or is that dry pre-cooked oatmeal? Must be cooked oatmeal, so mostly water? Definitely cooked. It's a big meal for me with fruit/nuts/a smidge of maple sugar if the scale is cooperating/milk/etc. but I guess for someone bigger this...
by legio XX
Fri Sep 02, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9945

Re: Frustrated Losing Weight!

From another 70-something who weighs less than in high school, my tuppence: Book: (cheap!) Losing Weight for Good by Lawrence J. Cheskin, M.D. Johns Hopkins, portion-control diet. Calculate what you need to maintain the weight you want and follow the diet outline for that many calories. It works, pl...
by legio XX
Mon Aug 22, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Best way to sell comic books?
Replies: 8
Views: 1218

Re: Best way to sell comic books?

I sold all my comics on eBay 12 or 13 years ago, about 500 mostly 70s and 80s books. Not a collection as they weren't protected, just sat around in holders on open shelves. Some were damaged beyond the shelfwear. I did what you did except for picking out valuable singles - too lazy and assumed I did...
by legio XX
Sat Aug 20, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 4137

Re: Airbnb rental review

We have used Airbnb extensively and successfully, specially in Europe and NYC (now illegal for less than 1 m, boo!). Hoooorraaayyy!!! Sorry, but NYC is a rent-regulated city, and landlords jumped on Airbnb as a way to scam the system and take badly-needed apartments off the market. Sorry, but there...
by legio XX
Sat Aug 20, 2016 6:03 am
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 99
Views: 10812

Re: Improving the Bogleheads forum

If an interview a few years ago had gone better, one of the first things I'd have done - as soon as my feet got back on the ground - was to ask the Bogleheads for advice on buying a car, then probably on maintaining it. Unfortunately, I will still be scrolling past auto (and gun and boat and expensi...
by legio XX
Fri Aug 19, 2016 10:46 am
Forum: Personal Consumer Issues
Topic: Long wait on Vanguard Phone Lines-What's going on?
Replies: 56
Views: 7965

Re: Long wait on Vanguard Phone Lines-What's going on?

Same here. I got an email offering condolences on my recent loss and reminding about RMDs on inherited accounts. Since this death occurred more than ten years ago, and I've been taking the required RMD since then, I got suspicious. Called Vanguard, waited most of an hour and got blown off by a guy w...
by legio XX
Sun Aug 14, 2016 8:20 am
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 11978

Re: Are you on Facebook?

Yeh. A couple of years ago I was organizing a project and colleagues convinced me that FB was necessary. Meh. Probably generational, but I just don't get it. I have a number of interests, and there's probably some way to tag material to go only to specific "friends" but until I find out ho...
by legio XX
Tue Jul 26, 2016 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Any retirees here who have been life-long renters?
Replies: 140
Views: 12705

Re: Any retirees here who have been life-long renters?

Can't say I retired early since I am over 70 and still working part-time, but if I won the lottery or the NY real-estate market returned to rational (about the same odds on either happening) I don't think buying a home would be my first thought. My friends the owners seem to have a second job being ...
by legio XX
Mon Jul 04, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Roku TV without carrier?
Replies: 27
Views: 2749

Re: Roku TV without carrier?

rob65 wrote:Here's a netflix link that discusses speed requirements and data usage:

https://help.netflix.com/en/node/306


Thanks, took care of what I was going to ask.

Vic
by legio XX
Mon Jul 04, 2016 9:46 am
Forum: Personal Finance (Not Investing)
Topic: What is your credit card APR?
Replies: 40
Views: 2496

Re: What is your credit card APR?

8.9 and 11.25 - don't run a balance, but it's fun to quote these when Salesperson tries to push a store credit card: Sales- Do you have a ____ credit card. blah, blah, sales, discounts, blah____? Me- What's the APR? Sales- 25 point nine-nine - and specials, discounts, blah . . . Me- (handing over my...
by legio XX
Sat Jun 25, 2016 6:55 am
Forum: Investing - Theory, News & General
Topic: Plunge and Panic-Do You Get It Now?
Replies: 108
Views: 14367

Re: Do You See it Now?

The British Pound is down to 1.37. It may be a good time to visit my jolly ole friends in London. Leave it to me - this is the year I decided not to go to a major UK conference and add a bit of professional development afterward and this is the year the L drops. Just think how much I could have sav...
by legio XX
Sat Jun 25, 2016 5:57 am
Forum: Personal Finance (Not Investing)
Topic: Retirees >65 y/o: How much do you spend on health insurance?
Replies: 17
Views: 2807

Re: Retirees >65 y/o: How much do you spend on health insurance?

The package - including M'care B, M'gap F, M'care D and dental is $432/mo. I went with the high-end M'gap plan because I didn't want to be tempted to skip routine maintenance to save the costs if I took the high deductible to save on the premium. Fortunately, I take almost no meds because that's wha...