Search found 706 matches

by kayanco
Tue Oct 16, 2018 7:05 pm
Forum: Investing - Theory, News & General
Topic: What was max drop in 2000 and 2008?
Replies: 8
Views: 1073

Re: What was max drop in 2000 and 2008?

MotoTrojan wrote:
Tue Oct 16, 2018 6:56 pm
Tamales wrote:
Tue Oct 16, 2018 6:39 pm
3/24/00 to 10/9/02: -49.1%
10/9/07 to 3/9/09: -56.8%

(S&P500 from the highest all-time-high before the decline to the lowest low before recovery)
Don't forget those dividends :).
I'm sorry I didn't follow, can you please explain? Thanks.
by kayanco
Tue Oct 16, 2018 7:03 pm
Forum: Investing - Theory, News & General
Topic: What was max drop in 2000 and 2008?
Replies: 8
Views: 1073

Re: What was max drop in 2000 and 2008?

Tamales wrote:
Tue Oct 16, 2018 6:39 pm
3/24/00 to 10/9/02: -49.1%
10/9/07 to 3/9/09: -56.8%

(S&P500 from the highest all-time-high before the decline to the lowest low before recovery)
Thanks. I assume VTSAX would match what you listed? What about VTIAX please?
by kayanco
Tue Oct 16, 2018 6:25 pm
Forum: Investing - Theory, News & General
Topic: What was max drop in 2000 and 2008?
Replies: 8
Views: 1073

What was max drop in 2000 and 2008?

For those who witnessed the 2000 and 2008 market crashes, what was the max drop in US (e.g VTSAX) and International (e.g. VTIAX) market?

For instance if you had $10,000 in each (at the start of the crash), what would be the balance at the lowest point in the crash?

Thanks.
by kayanco
Tue Oct 09, 2018 7:56 am
Forum: Personal Consumer Issues
Topic: Six Pillars of Self-Esteem: Nathaniel Branden
Replies: 10
Views: 1610

Re: Six Pillars of Self-Esteem: Nathaniel Branden

True story: I once knew a guy who appeared to be a very devoted father and family man. He had a wife and 4 young kids. He didn't make a lot of money, but he was making a living (not a lot of cash-in-reserve is what I'm saying...). Then he somehow got swept up in "finding himself", to the exclusion ...
by kayanco
Mon Oct 08, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Six Pillars of Self-Esteem: Nathaniel Branden
Replies: 10
Views: 1610

Re: Six Pillars of Self-Esteem: Nathaniel Branden

I read one or two of his books back in the 80s, during my own "new-age" personal fulfillment phase (trying to sort out a screwed-up childhood living among alcoholics). It was a bit helpful at the time, although something didn't feel right in my gut and gnawed at me; it was a bit TOO self-centered. ...
by kayanco
Mon Oct 08, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

So you think Fakespot is reliable? How would you analyze this: https://www.fakespot.com/product/cuzn-uc-200-under-counter-water-filter-50k-ultra-high-capacity-made-in-usa It looks to be a solid product. I had dismissed Fakespot after seeing their result. I think Fakespot and Reviewmeta are statisti...
by kayanco
Mon Oct 08, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: CuZn UC-200-85 Chloramine

So you think Fakespot is reliable? How would you analyze this: https://www.fakespot.com/product/cuzn-uc-200-under-counter-water-filter-50k-ultra-high-capacity-made-in-usa It looks to be a solid product. I had dismissed Fakespot after seeing their result. I think Fakespot and Reviewmeta are statisti...
by kayanco
Mon Oct 08, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

Wanted to share this useful post from another thread: So you think Fakespot is reliable? How would you analyze this: https://www.fakespot.com/product/cuzn-uc-200-under-counter-water-filter-50k-ultra-high-capacity-made-in-usa It looks to be a solid product. I had dismissed Fakespot after seeing their...
by kayanco
Mon Oct 08, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: Faucet filter to remove Chloramine?

Sales propaganda but also may contain some good stuff. "Chloramine can't be removed by conventional water treatment systems. Such are all sink connection appliances, refrigerator filters, and pitcher filters. They are futile for filtering through chloramines. Chloramine needs tremendous filtration ...
by kayanco
Sun Oct 07, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: CuZn UC-200-85 Chloramine

LOL! Fakespot rated the Apple iPhone X on Amazon a 'D'. Fakespot also gave "Apple" a two star rating for trustworthiness. CuZn at least received 3 stars. https://www.fakespot.com/product/apple-iphone-x-fully-unlocked-5-8-64-gb-silver Looks like Fakespot is fake. Also, Amazon only sells the UC-200 w...
by kayanco
Sun Oct 07, 2018 1:12 pm
Forum: Personal Consumer Issues
Topic: Six Pillars of Self-Esteem: Nathaniel Branden
Replies: 10
Views: 1610

Six Pillars of Self-Esteem: Nathaniel Branden

Hi,

Has anyone read this book and care to share what you thought of it please?

Thanks.
by kayanco
Sun Oct 07, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: CuZn UC-200-85 Chloramine

My Chloramine filter is from CuZn. $129 and worth every penny. It is connected on the cold water line under my sink. https://cuzn.com/product/uc-200-85-chloramine-under-counter-water-filter/ These filters are the real deal. Metal connectors. Over engineered with lots of charcoal. Each filter is han...
by kayanco
Sun Oct 07, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: CuZn UC-200-85 Chloramine

My Chloramine filter is from CuZn. $129 and worth every penny. It is connected on the cold water line under my sink. https://cuzn.com/product/uc-200-85-chloramine-under-counter-water-filter/ These filters are the real deal. Metal connectors. Over engineered with lots of charcoal. Each filter is han...
by kayanco
Sat Oct 06, 2018 10:01 pm
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

I use both. They look at diiferent metrics to determine what might or might not be a fake review. Reviewmeta was wriiten by a bodybuilder originally to analyze supplements when he saw his own review site being overrun. It was cobered on Reply All or Planet Money. In cases of difference among them, ...
by kayanco
Sat Oct 06, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

OP, I just ran the Amazon iPhone case web page mentioned in your post through Fakespot, and it gives the reviews an "A" rating :confused Came across two more examples: Fakespot: A. Reviewmeta: Fail https://www.fakespot.com/product/clearly-filtered-water-pitcher-with-lifetime-warranty-guaranteed-to-...
by kayanco
Sat Oct 06, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Re: CuZn UC-200-85 Chloramine

My Chloramine filter is from CuZn. $129 and worth every penny. It is connected on the cold water line under my sink. https://cuzn.com/product/uc-200-85-chloramine-under-counter-water-filter/ These filters are the real deal. Metal connectors. Over engineered with lots of charcoal. Each filter is han...
by kayanco
Sat Oct 06, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Faucet filter to remove Chloramine?
Replies: 22
Views: 1337

Faucet filter to remove Chloramine?

Hi,

Is there an easy-to-install and small size filter that can remove Chloramine from kitchen tap water?
Something like a faucet filter or one that can hide under the sink.

The Brita filter removes chlorine, but does not remove Chloramine.

Thanks.
by kayanco
Thu Oct 04, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 116
Views: 13489

Re: Non-fiction bucket list

Jared Diamond's Guns, Germs, and Steel , which has been repeatedly recommended, has been debunked by Nicholas Wade's A Troublesome Inheritance . I am interested in both these books but now it reminds me of the metaphor of the elephant and the blind men. A long time ago when I first came across work...
by kayanco
Thu Oct 04, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Charles Murray's and Jordan Peterson's book
Replies: 17
Views: 1322

Re: Charles Murray's and Jordan Peterson's book

Just finished Peterson's book. Good read and I recommend it to those who enjoy deep dives into interesting human behavior. Self-help? Yes, I guess, but way too superficial of a description. If I were trying to shelf this book, it would not be in the self-help section. While Peterson does describe b...
by kayanco
Thu Oct 04, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Charles Murray's and Jordan Peterson's book
Replies: 17
Views: 1322

Re: Charles Murray's and Jordan Peterson's book

Maverick3320 wrote:
Thu Oct 04, 2018 11:02 am
In before this gets locked because politics...
Hi, neither of these books is related to politics.
by kayanco
Thu Oct 04, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Charles Murray's and Jordan Peterson's book
Replies: 17
Views: 1322

Charles Murray's and Jordan Peterson's book

Hi, I'd like to request if some Bogleheads who've read these two books can share their thoughts: - Charles Murray: Curmudgeon's Guide to Getting Ahead. - Jordan Peterson: 12 Rules for Life. I believe these are self-help type books and I'm personally trying to avoid such books (have read many). But b...
by kayanco
Sun Sep 30, 2018 3:56 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2271
Views: 1439606

Re: I-Bonds?

If you have i-bonds, should that be counted as part of the bond fund in the 3-fund portfolio (for asset allocation)? kayanco: Answer: "Yes." Any safe, liquid, fixed-income investment can be counted as part of your bond allocation. I prefer total bond market index fund because, not only is it safe (...
by kayanco
Sat Sep 29, 2018 8:17 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2271
Views: 1439606

Re: The Three-Fund Portfolio

If you have i-bonds, should that be counted as part of the bond fund in the 3-fund portfolio (for asset allocation)?

Thanks.

[corrected typo]
by kayanco
Fri Sep 21, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

Are you talking about the 360 account or another C1 product? The current Fidelity debit card does not charge any foreign transaction fee for atm withdrawals. It also reimburses surcharges almost immediately in contrast to Schwab which reimburses at the end of statement period. From https://www.magn...
by kayanco
Fri Sep 21, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

My usage of it overseas a couple of months ago resulted in reimbursed ATM fees as well as no international usage fee (unlike the Fidelity Cash Management card). Are you talking about the 360 account or another C1 product? The current Fidelity debit card does not charge any foreign transaction fee f...
by kayanco
Fri Sep 21, 2018 3:33 pm
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

Another vote for Workflowy. It doesn't exactly have all the features in your list, but the flexibility makes up for it. I use it for to-do lists, projects, all kinds of lists, etc. You can rearrange and work with items at the speed of thought. I was a user of Remember The Milk for many, many years,...
by kayanco
Fri Sep 21, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

My fav is todoist. I also use workflowy and Trello but for different things and they don't do all you asked in your post (but each have unique strenghs) Can you please elaborate more on how you use Trello differently than Todoist? I thought folks preferred one or the other. Trello for the Kanban st...
by kayanco
Fri Sep 21, 2018 11:48 am
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

My usage of it overseas a couple of months ago resulted in reimbursed ATM fees as well as no international usage fee (unlike the Fidelity Cash Management card). Are you talking about the 360 account or another C1 product? The current Fidelity debit card does not charge any foreign transaction fee f...
by kayanco
Fri Sep 21, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

Cycle wrote:
Fri Sep 21, 2018 10:16 am
I'm a former todoist user.

Now I use Google keep for home and Microsoft To-Do for work. I like To-Do better than todoist.
I looked at Microsoft To-Do also, feels almost the same as Wunderlist. (Maybe because MS owns Wunderlist :))
by kayanco
Fri Sep 21, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

My fav is todoist. I also use workflowy and Trello but for different things and they don't do all you asked in your post (but each have unique strenghs) Can you please elaborate more on how you use Trello differently than Todoist? I thought folks preferred one or the other. Trello for the Kanban st...
by kayanco
Fri Sep 21, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

I use Todoist for checklists and simple tasks, like groceries or cleaning the house, and Asana for projects and long-term goals. I haven't found an app that supports short and long-term planning well. Both will integrate with voice commands Amazon Echo or Google Home through IFTT or Zapier, which I...
by kayanco
Fri Sep 21, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

www.todoist.com On the Windows side they have both an App from the store and you can dig around and find their non-store app as well. But I just just the web version, using the Chrome web shortcut tool, which makes it feel like an app. Have on my Android phone as well. I suppose if you use as a web...
by kayanco
Fri Sep 21, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Re: Recommend a To-do app please.

Clickup.com has all of the features you mentioned. I have been with it for about a year and I'm satisfied. The mobile app though is a little limited compared to the website. Thanks for the suggestion. I'll try this. It did not come up in my initial search. Maybe because it appear similar to project...
by kayanco
Fri Sep 21, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

Capital One does not refund ATM fees, but not all ATMs abroad charge fees like they do in the US. Actually some Capital One products do reimburse surcharges. 360 accounts do not reimburse , but they have surcharge free networks in USA. I was just on their website and 360 checking is the only checki...
by kayanco
Fri Sep 21, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

My usage of it overseas a couple of months ago resulted in reimbursed ATM fees as well as no international usage fee (unlike the Fidelity Cash Management card). I opened a CS account before our recent Europe trip. They gave me a $100 bonus. All ATM fees refunded and no foreign exchange fees, etc. H...
by kayanco
Fri Sep 21, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Re: Does your Capital One 360 reimburse international ATM?

... I know that Capital One 360 checking account doesn't charge ATM fees on it's end, even for using another bank's ATM. But it was my understanding that they didn't reimburse any fees charged by the other bank. But recently I read that they do reimburse ATM fees up to $15 per month. ... Where did ...
by kayanco
Fri Sep 21, 2018 12:08 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1930

Recommend a To-do app please.

Hi, I'm looking for a Todo list program that has these features: 1. Web based (in addition to phone app). 2. Possible to select multiple tasks (like Ctrl+Click folder selection in windows) and either delete or move them to a different project. 3. Sub-tasks option. 4. Keeps completed tasks (in a diff...
by kayanco
Thu Sep 20, 2018 10:56 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1323

Does your Capital One 360 reimburse international ATM?

Hi, I know that Charles Schwab and Fidelity are considered the best debit cards for international use because they reimburse any fees charged by the ATM. I know that Capital One 360 checking account doesn't charge ATM fees on it's end, even for using another bank's ATM. But it was my understanding t...
by kayanco
Tue Sep 18, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

OP, I just ran the Amazon iPhone case web page mentioned in your post through Fakespot, and it gives the reviews an "A" rating :confused Hmm, not sure what happened. I found another case. Please check this on both: https://www.amazon.com/Apple-iPhone-Leather-Case-Saddle/dp/B075KXPG9D/ref=sr_1_50?s=...
by kayanco
Mon Sep 17, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Re: Fakespot vs. Reviewmeta for Amazon?

OP, I just ran the Amazon iPhone case web page mentioned in your post through Fakespot, and it gives the reviews an "A" rating :confused Hmm, not sure what happened. I found another case. Please check this on both: https://www.amazon.com/Apple-iPhone-Leather-Case-Saddle/dp/B075KXPG9D/ref=sr_1_50?s=...
by kayanco
Mon Sep 17, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: Fakespot vs. Reviewmeta for Amazon?
Replies: 16
Views: 1623

Fakespot vs. Reviewmeta for Amazon?

Hi, I found two sites for checking the quality of Amazon reviews: Reviewmeta Fakespot But just as I used them to check Amazon reviews for phone screen protectors, they don't agree on a lot of products. Just one instance: https://www.amazon.com/Apple-iPhone-Leather-Case-Saddle/dp/B075KXPG9D/ref=sr_1_...
by kayanco
Thu Aug 02, 2018 12:08 pm
Forum: Personal Consumer Issues
Topic: Arlo camera: question about motion-detection
Replies: 2
Views: 284

Arlo camera: question about motion-detection

Hi, This is for users for Arlo Pro or Pro 2 security cameras. How sensitive is the motion-detection to continue recording once an initial motion is detected? Let's say you walk across the camera and it starts recording, but then you sit and start watching TV, will it detect the subtle body/head move...
by kayanco
Thu Jul 26, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: GPS tracker app?
Replies: 14
Views: 740

Re: GPS tracker app?

One can also turn off how accurate "Location" is determined. For instance, one can turn off GPS, but leave on tracking by cell tower. One can buy an external battery like an Anker power bank to keep a phone charged, too. They are so cheap nowadays. Of course, one has to use them and also charge the...
by kayanco
Thu Jul 26, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: GPS tracker app?
Replies: 14
Views: 740

Re: GPS tracker app?

beginner wrote:
Thu Jul 26, 2018 11:03 am
most people don't realize but Google maps is probably tracking them all the time unless you turn it off.
I agree that it's possible that the app tracks your location as long as you have it on the phone (no matter what the settings).
by kayanco
Thu Jul 26, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: GPS tracker app?
Replies: 14
Views: 740

Re: GPS tracker app?

:sharebeer I looked at some apps on Android play store, but it looks they create a family circle where each member sees the other's location. Is there an app where the parents don't need to share their own location? We use Life360 for our teen, we turned off the location sharing feature on the paren...
by kayanco
Thu Jul 26, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: GPS tracker app?
Replies: 14
Views: 740

Re: GPS tracker app?

I have android and my wife has iphone. We have recently used life 360 app but I noticed constant notifications of "updating location" and also battery drain so I uninstalled. I have used glympse with cycling but I dont think you can set it to track indefinitely. Our solution was to use google maps ...
by kayanco
Thu Jul 26, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: GPS tracker app?
Replies: 14
Views: 740

GPS tracker app?

Hi, I'm looking for a GPS tracking android app: Child taking a road trip with relatives. Parents want a GPS app on the child's phone so they have peace of mind knowing the location. I looked at some apps on Android play store, but it looks they create a family circle where each member sees the other...
by kayanco
Thu Jul 26, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Delano or FS? Quickest access to Mandalay convention
Replies: 6
Views: 460

Re: Delano or FS? Quickest access to Mandalay convention

https://insight.netapp.com/library/mandalay-bay-hotel-map-casino-and-beach.pdf Great find. It looks like the convention center is outside the Mandalya bay building (I thought it was inside). So the actual building (the tall structure) is only the hotel rooms? From the PDF it looks like it doesn't r...
by kayanco
Wed Jul 25, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Delano or FS? Quickest access to Mandalay convention
Replies: 6
Views: 460

Delano or FS? Quickest access to Mandalay convention

Hi,

Between Delano and Four Seasons, which has the quickest access to the Mandalay Bay convention center?

Would be grateful for your feedback.

Thanks.
by kayanco
Tue Jul 17, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Website to send gifts?
Replies: 2
Views: 290

Website to send gifts?

Hi, Are there some good websites to send gifts online? If you want to send something for some occasion, maybe a website which has a selection of gifts to choose. Or combine 2 or 3 items, maybe flowers, cookies, etc.? (I've used Amazon to send some gifts in the past, but am wondering if there are oth...