Search found 222 matches

by jwblue
Sat Dec 09, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 32
Views: 2320

Re: Paying contractors for incomplete work

Not sure you provided enough information - can you explain how the job wasn't completed? Why did you pay if he didn't do the job? Was the problem un-fixable / Out-of-his-control? If he showed up and you had some old toilet that couldn't be repaired for some reason and you didn't want him to replace...
by jwblue
Sat Dec 09, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 32
Views: 2320

Paying contractors for incomplete work

I did a Google search for this topic and saw a lot of different opinions. A plumber came to our home to fix a toilet and do an inspection. The toilet was not fixed properly. Should we have paid the plumber? A lot of people say a contractor is paid for their time and not for successfully completing a...
by jwblue
Thu Dec 07, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: Mold removal from wood
Replies: 9
Views: 819

Mold removal from wood

We had a sprinkler outside our home cause damage to the interior wood of our home.

What is the best way to address this? Has anyone used Concrobium mold spray?

After an inspector came he put the carpet back. What is the easiest way to loosen a carpet edge? Pliers?
by jwblue
Mon Nov 27, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Insulated shopping bags
Replies: 14
Views: 785

Re: Insulated shopping bags

I estimate we would sometimes use the bag for an hour or maybe two. Can ice cream or frozen raw fish last that long without defrosting?

I read some people are using ice in these bags but don't know if it is necessary.
by jwblue
Mon Nov 27, 2017 10:01 pm
Forum: Personal Consumer Issues
Topic: Insulated shopping bags
Replies: 14
Views: 785

Insulated shopping bags

I did a Google search for this topic and didn't really find good information. I am referring to the cloth bags like this. http://www.yaytrend.com/images/570x363/whole-foods-market-large-insulated-tote-bag-red-whole-foods-1103582.jpg Can the bag work without ice or does ice need to be used? If ice ne...
by jwblue
Fri Nov 24, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Do we have a groundwater leak?
Replies: 3
Views: 347

Re: Do we have groundwater damage?

It's odd that something from the ground would get up the curtain in that type of pattern, rather than starting at the bottom and creeping up. It would almost have to be "spurting" up, and that doesn't seem likely. Any chance something is leaking from above? (Or, that someone spilled a cup of coffee...
by jwblue
Fri Nov 24, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Do we have a groundwater leak?
Replies: 3
Views: 347

Do we have a groundwater leak?

In a corner of our home we are getting brown stains on the carpet and curtains. I do not believe it is a plumbing issue since our pipes were removed from the slab to the attic two years ago. The carpet does seem to have a dried out feel but we do not feel any dampness. Will a flood damage company di...
by jwblue
Sat Nov 11, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Liquid egg whites in a carton - shelf life
Replies: 2
Views: 400

Liquid egg whites in a carton - shelf life

What is the shelf life of pasteurized liquid egg whites from a carton after opening?

It takes about 14 days for me to finish a carton. The container says to use after 7 days but those estimates are usually really conservative.

What are people's experiences?
by jwblue
Sun Nov 05, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Which heart rate monitor is the most accurate?
Replies: 21
Views: 1388

Re: Which heart rate monitor is the most accurate?

Hayden wrote:
Sun Nov 05, 2017 3:55 pm
I only know my personal experience. Fitbit didn't work for me; Samsung didn't work for me; Garmin works great. Maybe it's me...
Which Garmin?
by jwblue
Sun Nov 05, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: Which heart rate monitor is the most accurate?
Replies: 21
Views: 1388

Which heart rate monitor is the most accurate?

The only thing important is the heart rate monitor.

I do not care how accurate any of the other functions are.

The Fitbit Alta HR has good reviews.
by jwblue
Thu Sep 21, 2017 12:24 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1614

Re: Chest freezers

I wonder when defrosting if food can be temporarily be put in the refrigerator for a few hours without it defrosting too much.
by jwblue
Wed Sep 20, 2017 8:47 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1614

Re: Chest freezers

Is Kenmore a good brand. There is a 5.1 cubic foot on the Sears site with good reviews.
by jwblue
Wed Sep 20, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1614

Chest freezers

Are there any 5 cubic feet chest freezers that are frost free or auto defrost?

If not how often do they need to be manually defrosted?
by jwblue
Sat Aug 26, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1840

Re: Hiring a real estate agent to buy home

Fortunately the broker I was considering has a Linkedin profile so I found her resume there so I don't have go through the uncomfortable process of asking for her resume. The bottom line question is can a good broker really be the difference between getting a propetly I like at a good price? What sh...
by jwblue
Sat Aug 26, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1840

Re: Hiring a real estate agent to buy home

Would it be weird to ask for a resume? I would like to know an agent's background before hiring. Does it really matter who I hire? Ask for whatever you want. Realtors are a dime-a-dozen. You should "interview" them - it really pisses them off. Be forewarned that you read very carefully the contract...
by jwblue
Sat Aug 26, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1840

Hiring a real estate agent to buy home

Would it be weird to ask for a resume? I would like to know an agent's background before hiring.

Does it really matter who I hire?
by jwblue
Wed Jun 07, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Tired of dealing with incompetent repairmen
Replies: 6
Views: 1290

Tired of dealing with incompetent repairmen

I am at my wits end with dealing with repairmen.

Incompetent, can't communicate, dishonest, unprofessional.

I even search Yelp to find the supposedly good ones.

Am I the only one?
by jwblue
Fri Jun 02, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Television technical support needed
Replies: 3
Views: 580

Television technical support needed

We used to subscribe to Amazon Prime Video. We used the Amazon Instant Video app that was loaded onto our Sony television when we bought it. It worked with the service. We cancelled Amazon Prime Video about 2 months ago. We started subscribing again yesterday. The app on our television no long works...
by jwblue
Thu May 25, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue
Replies: 6
Views: 1240

Plumbing issue

Frequently when the kitchen faucet or either of our bathroom basin faucet cold water valves is turned on or off I hear what sounds like a click from a pipe behind the wall in one of the bathrooms. The sound also occurs when one of the toilets is flushed but not the other. If a faucet valve is turned...
by jwblue
Tue May 09, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 6680

Re: What newspaper or magazine do you pay for?

USA Today delivered to our home during the week. Articles are very concise and well written. On weekends there is an online edition.

Los Angeles Times on the weekend.
by jwblue
Fri May 05, 2017 12:43 am
Forum: Investing - Theory, News & General
Topic: Dividend yields :ADR vs standard stock
Replies: 2
Views: 317

Dividend yields :ADR vs standard stock

Why would a dividend yield be different for an ADR versus the stock on a home exchange?

For SMFG bank, the ADR yield is 7.39. For the stock on the Tokyo exchange it is 3.61%.

Why would the return also differ significantly over a 5 year period. Is this due to currency exchange?
by jwblue
Sun Feb 19, 2017 9:54 am
Forum: Personal Finance (Not Investing)
Topic: California estate law - Living trust
Replies: 0
Views: 306

California estate law - Living trust

My mother used to live in Virginia. She had a living trust drawn there. She moved to California. Decided to revise it. She used the same attorney in Virginia since she thought that would be easier. I do not care for him. Are witnesses required for the revised trust? I know a Google search says witne...
by jwblue
Tue Feb 14, 2017 1:46 am
Forum: Investing - Theory, News & General
Topic: Annuity insurance in California
Replies: 5
Views: 793

Re: Annuity insurance in California

I don't think any of them are prefunded. Your description is my understanding of how they work. An insurance company's guarantee is probably only as good as the insurance company. But you might get lucky and get something from the state guaranty corp (which is not backed by the state.) To clarify, ...
by jwblue
Mon Feb 13, 2017 10:58 pm
Forum: Investing - Theory, News & General
Topic: Annuity insurance in California
Replies: 5
Views: 793

Annuity insurance in California

We have quite a bit of money in an annuity with Lincoln Financial. We bought this annuity a long time ago in the 1990s and are earning an insane 6% interest. According to the California Insurance website the annuity is insured up to the following amount: Present value of annuity benefits including n...
by jwblue
Mon Nov 21, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: Televisions: Is there any reason not to update software?
Replies: 7
Views: 1017

Televisions: Is there any reason not to update software?

I own a Sony XBR-43X830C. We are receiving a message on the screen that a software update is available. I have read that updating software on an electronic device can sometimes create issues. Sometimes it is not possible to revert to a previous version of a software. Could this an issue with this te...
by jwblue
Sun Nov 06, 2016 7:46 pm
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1709

Re: Garage door opener issue

Upon further investigation I am almost certain the issue is not the garage door opener itself. The noise is coming from the roller at the bottom of the garage door. The noise occurs where the track curves at the top. The wheels are plastic/synthetic and do not contain any all ball bearings. From wha...
by jwblue
Sun Nov 06, 2016 12:12 pm
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1709

Re: Garage door opener issue

Do you have a copy of the owner's manual? Mine says: "Once a Year • Oil door rollers, bearings and hinges. The opener does not require additional lubrication. Do not grease the door tracks." The garage door guy also recommended silicon lubricating spray because WD-40 tends to attract dirt...
by jwblue
Sun Nov 06, 2016 10:02 am
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1709

Garage door opener issue

When opening the garage door just before the door finishes opening there is a noticeable squeak. It happens at the same point every time. I am wondering since it only squeaks one time if this is an issue besides it needing to be greased. If it was an issue with the track needing to be greased wouldn...
by jwblue
Fri Oct 21, 2016 9:12 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 19380

Re: Does it matter what type of college one goes to?

I would think it is all about the interview. Would a supervisor who went to Yale hire an applicant that went Yale solely based on that fact? What if he liked the personality more of the applicant that went to a middle of the road state school? I would say he would hire the person that went to the mi...
by jwblue
Fri Oct 21, 2016 2:09 pm
Forum: Personal Consumer Issues
Topic: Internet going down
Replies: 32
Views: 3648

Internet going down

Twitter, PayPal, CNN among many other sites having issues.
by jwblue
Thu Oct 20, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: Looking for a bright floor lamp
Replies: 10
Views: 1226

Looking for a bright floor lamp

Need to light up a living room 17' x 10'. Maybe a little smaller.

Prefer 3 bulb but does not have to be.

Must be compatible with incandescent bulbs.

Up to $300.
by jwblue
Mon Jul 18, 2016 6:01 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6508

Re: Mother was victim of online virus scam - How can she recover the money she paid?

It seems I could present this to my bank as for grounds for a refund. The California Comprehensive Computer Data Access and Fraud Act is in §502 of the California Penal Code. According to the State Administrative Manual of California, the purposes is as follows: "The Comprehensive Computer Dat...
by jwblue
Sat Jul 16, 2016 8:34 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6508

Re: Mother was victim of online virus scam - How can she recover the money she paid?

Unfortunately I was not around when this occurred.

I am somewhat computer savvy. What would have been the solution to this issue? She said that the computer was turned off, and back on and the message was still there.
by jwblue
Sat Jul 16, 2016 5:32 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6508

Re: Mother was victim of online virus scam - How can she recover the money she paid?

It seems I could present this to my bank as for grounds for a refund. The California Comprehensive Computer Data Access and Fraud Act is in §502 of the California Penal Code. According to the State Administrative Manual of California, the purposes is as follows: "The Comprehensive Computer Data...
by jwblue
Sat Jul 16, 2016 12:04 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6508

Re: Mother was victim of online virus scam - How can she recover the money she paid?

Appreciate the advice.

If there is an issue with having the money refunded, I want to have as strong a case as possible.

What exact law did the company break with this scam?
by jwblue
Sat Jul 16, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6508

Mother was victim of online virus scam - How can she recover the money she paid?

My 86 yeard old mother was on her computer when her computer froze and a message appeared stating her computer was infected by a virus. There was a phone number to call to have the virus removed. She called that phone number and gave her credit card information. The credit card did not work so she g...
by jwblue
Sat Apr 16, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: Is it possible to repair rotted wood on a structure?
Replies: 16
Views: 2624

Is it possible to repair rotted wood on a structure?

We have a wood structure outside our home. The wood is rotted. Is there any way to repair it using some type of polyester resin or another way? We would rather not replace it. What type of contractor might do this type of work? https://lh3.googleusercontent.com/-eb7eNRxUdWU/VxK5qA4b43I/AAAAAAAABvk/r...
by jwblue
Sun Mar 20, 2016 9:40 am
Forum: Personal Consumer Issues
Topic: Home : Termites and spot treatment
Replies: 7
Views: 1499

Re: Home : Termites and spot treatment

I read somewhere that wood is treated with Bora-Care it prevents it from being damaged by termites. This seems too good to be true. Does anyone know about this?
by jwblue
Thu Mar 10, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Home : Termites and spot treatment
Replies: 7
Views: 1499

Home : Termites and spot treatment

How long is spot treatment of termites effective for getting rid of termites? We really do not want to have the tent treatment. In my area they charge about $1,200 to spot treat a 1,300 square foot home. I read through some of the treads in this forum about this topic. Some companies have a treatmen...
by jwblue
Tue Mar 08, 2016 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 2065

Re: Turbo Tax - Deluxe or Premier?

I left out something important.

It is the online versions I am considering. Not desktop.

Will the online versions support what I want?
by jwblue
Mon Mar 07, 2016 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 2065

Re: Turbo Tax - Deluxe or Premier?

Can I still download all my transactions from my broker websites using Deluxe?

Is there still support from Turbo Tax if I need it?
by jwblue
Mon Mar 07, 2016 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 2065

Turbo Tax - Deluxe or Premier?

Does Deluxe support stock trades? I almost certain I used Deluxe last year with stock trades but the TurboTax website says I need Premier.

I am asking about the online edition.
by jwblue
Thu Jun 11, 2015 12:05 pm
Forum: Personal Consumer Issues
Topic: Is artificial grass safe?
Replies: 7
Views: 1323

Is artificial grass safe?

I was hoping someone who already has done extensive research could answer this question. I have done a search on Google and found out that artificial grass can contain lead and other toxin. Is ag really maintenance free? I have read it isn not. We are weighing having ag and concrete installed in two...
by jwblue
Tue Apr 14, 2015 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in stocks of companies in the same industry
Replies: 2
Views: 339

Investing in stocks of companies in the same industry

Is is not a good practice to purchase shares of companies in the same industry (e.g. Coca-Cola and Pepsi)?
by jwblue
Mon May 19, 2014 6:49 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 24948

Re: HIPAA law and release of test results over phone by doct

I am a PA that works in orthopedic surgery and PAs can provide results over the phone. You may have been talking to an OPA which is orthopedic physician assistant , but they are more like Ortho tech and not licensed to practice like PAs and nurse practitioners. It is a confusing name .That is proba...
by jwblue
Mon May 19, 2014 4:30 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 24948

Re: HIPAA law and release of test results over phone by doct

Was it a medical assistant or a Physician Assistant? PAs or NPs can give results over the phone to whomever is listed on your HIPAA paperwork. Medical Assistants cannot (at least we don't allow them to at our practice). Most of the time if I leave a message I tell the patient to call me back. I don...
by jwblue
Mon May 19, 2014 4:13 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 24948

HIPAA law and release of test results over phone by doctor

This is a question that maybe only a physician can answer. I called my doctor's office in order to receive my blood test results. I spoke to the orthopedist's ortho assistant. He said he could not give my blood test results over the phone and that only the doctor could do this. He said I should sche...
by jwblue
Mon May 19, 2014 12:33 pm
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 45515

Re: What is the best brand of 3 ton air conditioner & furnac

2. If possible choose the high efficiency furnace with variable speed fan motor. This will make inside temperature more stable, resulting in a noticeable improvement on comfortability. Another benefit is that a mid/lower end AC working with variable speed blower could increase its efficiency. For e...
by jwblue
Mon May 19, 2014 11:54 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 14175

Re: Should we have new ducts installed with our new a/c?

This is the reply I received on another forum. If you have existing metal round ducts then I would keep them and reseal and re-insulate them if needed. They are far superior to flex ducts for air flow, longevity, and leakage. As far as damage goes unless you have to tear out walls there shouldn't be...
by jwblue
Mon May 19, 2014 11:51 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 14175

Re: Should we have new ducts installed with our new a/c?

As a new homeowner with a house built in the 70's I'd be curious to hear the answer to this question. I've never heard of ducts needing to get replaced. It is also my understanding that flex duct is less efficient than rigid duct. Is there something prompting you to consider this? The HVAC installe...