Search found 212 matches

by jwblue
Thu Sep 21, 2017 12:24 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1475

Re: Chest freezers

I wonder when defrosting if food can be temporarily be put in the refrigerator for a few hours without it defrosting too much.
by jwblue
Wed Sep 20, 2017 8:47 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1475

Re: Chest freezers

Is Kenmore a good brand. There is a 5.1 cubic foot on the Sears site with good reviews.
by jwblue
Wed Sep 20, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Chest freezers
Replies: 15
Views: 1475

Chest freezers

Are there any 5 cubic feet chest freezers that are frost free or auto defrost?

If not how often do they need to be manually defrosted?
by jwblue
Sat Aug 26, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1731

Re: Hiring a real estate agent to buy home

Fortunately the broker I was considering has a Linkedin profile so I found her resume there so I don't have go through the uncomfortable process of asking for her resume. The bottom line question is can a good broker really be the difference between getting a propetly I like at a good price? What sh...
by jwblue
Sat Aug 26, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1731

Re: Hiring a real estate agent to buy home

Would it be weird to ask for a resume? I would like to know an agent's background before hiring. Does it really matter who I hire? Ask for whatever you want. Realtors are a dime-a-dozen. You should "interview" them - it really pisses them off. Be forewarned that you read very carefully the contract...
by jwblue
Sat Aug 26, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1731

Hiring a real estate agent to buy home

Would it be weird to ask for a resume? I would like to know an agent's background before hiring.

Does it really matter who I hire?
by jwblue
Wed Jun 07, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Tired of dealing with incompetent repairmen
Replies: 6
Views: 1220

Tired of dealing with incompetent repairmen

I am at my wits end with dealing with repairmen.

Incompetent, can't communicate, dishonest, unprofessional.

I even search Yelp to find the supposedly good ones.

Am I the only one?
by jwblue
Fri Jun 02, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Television technical support needed
Replies: 3
Views: 530

Television technical support needed

We used to subscribe to Amazon Prime Video. We used the Amazon Instant Video app that was loaded onto our Sony television when we bought it. It worked with the service. We cancelled Amazon Prime Video about 2 months ago. We started subscribing again yesterday. The app on our television no long works...
by jwblue
Thu May 25, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Plumbing issue
Replies: 6
Views: 1182

Plumbing issue

Frequently when the kitchen faucet or either of our bathroom basin faucet cold water valves is turned on or off I hear what sounds like a click from a pipe behind the wall in one of the bathrooms. The sound also occurs when one of the toilets is flushed but not the other. If a faucet valve is turned...
by jwblue
Tue May 09, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 6290

Re: What newspaper or magazine do you pay for?

USA Today delivered to our home during the week. Articles are very concise and well written. On weekends there is an online edition.

Los Angeles Times on the weekend.
by jwblue
Fri May 05, 2017 12:43 am
Forum: Investing - Theory, News & General
Topic: Dividend yields :ADR vs standard stock
Replies: 2
Views: 300

Dividend yields :ADR vs standard stock

Why would a dividend yield be different for an ADR versus the stock on a home exchange?

For SMFG bank, the ADR yield is 7.39. For the stock on the Tokyo exchange it is 3.61%.

Why would the return also differ significantly over a 5 year period. Is this due to currency exchange?
by jwblue
Sun Feb 19, 2017 9:54 am
Forum: Personal Finance (Not Investing)
Topic: California estate law - Living trust
Replies: 0
Views: 295

California estate law - Living trust

My mother used to live in Virginia. She had a living trust drawn there. She moved to California. Decided to revise it. She used the same attorney in Virginia since she thought that would be easier. I do not care for him. Are witnesses required for the revised trust? I know a Google search says witne...
by jwblue
Tue Feb 14, 2017 1:46 am
Forum: Investing - Theory, News & General
Topic: Annuity insurance in California
Replies: 5
Views: 766

Re: Annuity insurance in California

I don't think any of them are prefunded. Your description is my understanding of how they work. An insurance company's guarantee is probably only as good as the insurance company. But you might get lucky and get something from the state guaranty corp (which is not backed by the state.) To clarify, ...
by jwblue
Mon Feb 13, 2017 10:58 pm
Forum: Investing - Theory, News & General
Topic: Annuity insurance in California
Replies: 5
Views: 766

Annuity insurance in California

We have quite a bit of money in an annuity with Lincoln Financial. We bought this annuity a long time ago in the 1990s and are earning an insane 6% interest. According to the California Insurance website the annuity is insured up to the following amount: Present value of annuity benefits including n...
by jwblue
Mon Nov 21, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: Televisions: Is there any reason not to update software?
Replies: 7
Views: 987

Televisions: Is there any reason not to update software?

I own a Sony XBR-43X830C. We are receiving a message on the screen that a software update is available. I have read that updating software on an electronic device can sometimes create issues. Sometimes it is not possible to revert to a previous version of a software. Could this an issue with this te...
by jwblue
Sun Nov 06, 2016 7:46 pm
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1682

Re: Garage door opener issue

Upon further investigation I am almost certain the issue is not the garage door opener itself. The noise is coming from the roller at the bottom of the garage door. The noise occurs where the track curves at the top. The wheels are plastic/synthetic and do not contain any all ball bearings. From wha...
by jwblue
Sun Nov 06, 2016 12:12 pm
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1682

Re: Garage door opener issue

Do you have a copy of the owner's manual? Mine says: "Once a Year • Oil door rollers, bearings and hinges. The opener does not require additional lubrication. Do not grease the door tracks." The garage door guy also recommended silicon lubricating spray because WD-40 tends to attract dirt...
by jwblue
Sun Nov 06, 2016 10:02 am
Forum: Personal Consumer Issues
Topic: Garage door opener issue
Replies: 19
Views: 1682

Garage door opener issue

When opening the garage door just before the door finishes opening there is a noticeable squeak. It happens at the same point every time. I am wondering since it only squeaks one time if this is an issue besides it needing to be greased. If it was an issue with the track needing to be greased wouldn...
by jwblue
Fri Oct 21, 2016 9:12 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 18969

Re: Does it matter what type of college one goes to?

I would think it is all about the interview. Would a supervisor who went to Yale hire an applicant that went Yale solely based on that fact? What if he liked the personality more of the applicant that went to a middle of the road state school? I would say he would hire the person that went to the mi...
by jwblue
Fri Oct 21, 2016 2:09 pm
Forum: Personal Consumer Issues
Topic: Internet going down
Replies: 32
Views: 3597

Internet going down

Twitter, PayPal, CNN among many other sites having issues.
by jwblue
Thu Oct 20, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: Looking for a bright floor lamp
Replies: 10
Views: 1199

Looking for a bright floor lamp

Need to light up a living room 17' x 10'. Maybe a little smaller.

Prefer 3 bulb but does not have to be.

Must be compatible with incandescent bulbs.

Up to $300.
by jwblue
Mon Jul 18, 2016 6:01 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6362

Re: Mother was victim of online virus scam - How can she recover the money she paid?

It seems I could present this to my bank as for grounds for a refund. The California Comprehensive Computer Data Access and Fraud Act is in §502 of the California Penal Code. According to the State Administrative Manual of California, the purposes is as follows: "The Comprehensive Computer Dat...
by jwblue
Sat Jul 16, 2016 8:34 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6362

Re: Mother was victim of online virus scam - How can she recover the money she paid?

Unfortunately I was not around when this occurred.

I am somewhat computer savvy. What would have been the solution to this issue? She said that the computer was turned off, and back on and the message was still there.
by jwblue
Sat Jul 16, 2016 5:32 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6362

Re: Mother was victim of online virus scam - How can she recover the money she paid?

It seems I could present this to my bank as for grounds for a refund. The California Comprehensive Computer Data Access and Fraud Act is in §502 of the California Penal Code. According to the State Administrative Manual of California, the purposes is as follows: "The Comprehensive Computer Data...
by jwblue
Sat Jul 16, 2016 12:04 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6362

Re: Mother was victim of online virus scam - How can she recover the money she paid?

Appreciate the advice.

If there is an issue with having the money refunded, I want to have as strong a case as possible.

What exact law did the company break with this scam?
by jwblue
Sat Jul 16, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 6362

Mother was victim of online virus scam - How can she recover the money she paid?

My 86 yeard old mother was on her computer when her computer froze and a message appeared stating her computer was infected by a virus. There was a phone number to call to have the virus removed. She called that phone number and gave her credit card information. The credit card did not work so she g...
by jwblue
Sat Apr 16, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: Is it possible to repair rotted wood on a structure?
Replies: 16
Views: 2554

Is it possible to repair rotted wood on a structure?

We have a wood structure outside our home. The wood is rotted. Is there any way to repair it using some type of polyester resin or another way? We would rather not replace it. What type of contractor might do this type of work? https://lh3.googleusercontent.com/-eb7eNRxUdWU/VxK5qA4b43I/AAAAAAAABvk/r...
by jwblue
Sun Mar 20, 2016 9:40 am
Forum: Personal Consumer Issues
Topic: Home : Termites and spot treatment
Replies: 7
Views: 1491

Re: Home : Termites and spot treatment

I read somewhere that wood is treated with Bora-Care it prevents it from being damaged by termites. This seems too good to be true. Does anyone know about this?
by jwblue
Thu Mar 10, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Home : Termites and spot treatment
Replies: 7
Views: 1491

Home : Termites and spot treatment

How long is spot treatment of termites effective for getting rid of termites? We really do not want to have the tent treatment. In my area they charge about $1,200 to spot treat a 1,300 square foot home. I read through some of the treads in this forum about this topic. Some companies have a treatmen...
by jwblue
Tue Mar 08, 2016 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 1974

Re: Turbo Tax - Deluxe or Premier?

I left out something important.

It is the online versions I am considering. Not desktop.

Will the online versions support what I want?
by jwblue
Mon Mar 07, 2016 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 1974

Re: Turbo Tax - Deluxe or Premier?

Can I still download all my transactions from my broker websites using Deluxe?

Is there still support from Turbo Tax if I need it?
by jwblue
Mon Mar 07, 2016 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax - Deluxe or Premier?
Replies: 20
Views: 1974

Turbo Tax - Deluxe or Premier?

Does Deluxe support stock trades? I almost certain I used Deluxe last year with stock trades but the TurboTax website says I need Premier.

I am asking about the online edition.
by jwblue
Thu Jun 11, 2015 12:05 pm
Forum: Personal Consumer Issues
Topic: Is artificial grass safe?
Replies: 7
Views: 1320

Is artificial grass safe?

I was hoping someone who already has done extensive research could answer this question. I have done a search on Google and found out that artificial grass can contain lead and other toxin. Is ag really maintenance free? I have read it isn not. We are weighing having ag and concrete installed in two...
by jwblue
Tue Apr 14, 2015 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in stocks of companies in the same industry
Replies: 2
Views: 334

Investing in stocks of companies in the same industry

Is is not a good practice to purchase shares of companies in the same industry (e.g. Coca-Cola and Pepsi)?
by jwblue
Mon May 19, 2014 6:49 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 23027

Re: HIPAA law and release of test results over phone by doct

I am a PA that works in orthopedic surgery and PAs can provide results over the phone. You may have been talking to an OPA which is orthopedic physician assistant , but they are more like Ortho tech and not licensed to practice like PAs and nurse practitioners. It is a confusing name .That is proba...
by jwblue
Mon May 19, 2014 4:30 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 23027

Re: HIPAA law and release of test results over phone by doct

Was it a medical assistant or a Physician Assistant? PAs or NPs can give results over the phone to whomever is listed on your HIPAA paperwork. Medical Assistants cannot (at least we don't allow them to at our practice). Most of the time if I leave a message I tell the patient to call me back. I don...
by jwblue
Mon May 19, 2014 4:13 pm
Forum: Personal Consumer Issues
Topic: HIPAA law and release of test results over phone by doctor
Replies: 14
Views: 23027

HIPAA law and release of test results over phone by doctor

This is a question that maybe only a physician can answer. I called my doctor's office in order to receive my blood test results. I spoke to the orthopedist's ortho assistant. He said he could not give my blood test results over the phone and that only the doctor could do this. He said I should sche...
by jwblue
Mon May 19, 2014 12:33 pm
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 44719

Re: What is the best brand of 3 ton air conditioner & furnac

2. If possible choose the high efficiency furnace with variable speed fan motor. This will make inside temperature more stable, resulting in a noticeable improvement on comfortability. Another benefit is that a mid/lower end AC working with variable speed blower could increase its efficiency. For e...
by jwblue
Mon May 19, 2014 11:54 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 13274

Re: Should we have new ducts installed with our new a/c?

This is the reply I received on another forum. If you have existing metal round ducts then I would keep them and reseal and re-insulate them if needed. They are far superior to flex ducts for air flow, longevity, and leakage. As far as damage goes unless you have to tear out walls there shouldn't be...
by jwblue
Mon May 19, 2014 11:51 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 13274

Re: Should we have new ducts installed with our new a/c?

As a new homeowner with a house built in the 70's I'd be curious to hear the answer to this question. I've never heard of ducts needing to get replaced. It is also my understanding that flex duct is less efficient than rigid duct. Is there something prompting you to consider this? The HVAC installe...
by jwblue
Mon May 19, 2014 11:43 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 13274

Should we have new ducts installed with our new a/c?

Our home was built in 1982. We are purchasing a new air conditioning unit.

Should we install new ducts? They will be R6 flexible ducts.

Will there need to be any damage done to our home to replace the old ducts?

Would there be any money saved by installing new ducts?
by jwblue
Mon May 19, 2014 11:36 am
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 44719

Re: What is the best brand of 3 ton air conditioner & furnac

Is it worth the money to install a high efficiency unit?

We live in the San Diego area. We would use the air conditioner about 5 months out of the year.
by jwblue
Fri May 16, 2014 4:41 pm
Forum: Investing - Theory, News & General
Topic: Is heavy insider buying always a positive sign for a stock?
Replies: 19
Views: 1545

Re: Is heavy insider buying always a positive sign for a sto

As a cautionary tale, my only personal experience did not end well. I was an “insider” at Tyco, Int. back in the late 90’s. The company was the darling of Wall Street, and employees from the factory floor to the CEO were buying stock as fast as they could get it. Including me. I could buy a certain...
by jwblue
Fri May 16, 2014 9:59 am
Forum: Investing - Theory, News & General
Topic: Is heavy insider buying always a positive sign for a stock?
Replies: 19
Views: 1545

Is heavy insider buying always a positive sign for a stock?

I am considering investing in stock. Over the past two weeks there has been heavy insider buying. Is this always a good sign? Logic tells me it is but it is a high risk technology stock so I do not know if there could be some sort of manipulation. The stock was under $1.00 a few months ago. Filing D...
by jwblue
Thu May 15, 2014 11:12 pm
Forum: Personal Consumer Issues
Topic: Running a washing machine without water
Replies: 1
Views: 2736

Running a washing machine without water

By mistake I turned on the washing machine without turning on the water valves. It ran for about 10 minutes. Maybe longer. I do not recall what cycle it reached.

Is there likely damage? Should I call a technician before running it again?
by jwblue
Thu May 15, 2014 9:59 pm
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 44719

Re: What is the best brand of 3 ton air conditioner & furnac

I have read good things about Trane.

Has anyone hear had experience with them?
by jwblue
Thu May 15, 2014 9:42 pm
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 44719

Re: What is the best brand of 3 ton air conditioner & furnac

Is it me or does that seem like a lot of cooling capacity for a really small home?! Did the contractor perform a manual J computation (measured all rooms, doors and windows etc.) to calculate the cooling/heating load for the home? If he just performed a "rule of thumb" calculation based o...
by jwblue
Thu May 15, 2014 6:53 pm
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 44719

What is the best brand of 3 ton air conditioner & furnace?

We received an estimate from a contractor to install a new air conditioner unit and furnace. He talked up Amanas as if they were clearly the best. He was convincing. It was the only brand he installs. I went online and read reviews for the Amana air conditioners and they were poor. Which is the most...
by jwblue
Thu Apr 17, 2014 2:50 pm
Forum: Investing - Theory, News & General
Topic: Significant error in investment account
Replies: 3
Views: 926

Significant error in investment account

I am trying to reconcile $5K in my investment account. It seems it is an error.

However, I am a firm believer that these type of mistakes rarely occur.

Has anyone ever found this type of error in their investment account?

I am going to contact my brokerage.