Search found 10 matches

by justinvest
Sat Jan 14, 2017 3:05 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

Here is some reference material on the 2008 crisis and the associated troubles in money market funds. This article is from the wiki at this very site, bogleheads.org, and I found it quite informative and a good refresher/backgrounder for those who may not know or remember many of the details, https:...
by justinvest
Fri Jan 13, 2017 4:12 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

VMMXX is in my opinion one of the safest places in the world to park money and preserve capital, Garland Whizzer Well, the fact remains that Vanguard *itself* does not think VMMXX is safe enough to clear their own customer's trades through it. I mentioned the realities of the MM fund regulation ref...
by justinvest
Wed Jan 11, 2017 2:30 am
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

It's not so much the format that needs explaining. I can easily read an N-MFP2 style XML file or document into (say) emacs text editor XML-mode, and see exactly what the internal structure of the file is. What I'm talking about is massaging the data and perform calculations, and make reports, from t...
by justinvest
Tue Jan 10, 2017 3:51 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

Any XML gurus/hackers on this blog? It would be really cool to be able to parse-and-slice-and-dice and tabulate various pertinent information from the XML files at Edgar (see post 1 for a sample link). I am already aware of many of the various open source XML toolkits, but it seems like a bit of a l...
by justinvest
Tue Jan 10, 2017 3:41 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

I should re-iterate that I am not interested in how secure these various instruments are in "normal times". In normal times, principal security is not a concern. One might say that this is the definition of what constitute "normal times". As I mentioned above, what I am trying to...
by justinvest
Fri Jan 06, 2017 3:16 am
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

The really short-dated commercial paper of higher credit quality issued by foreign banks and companies (which may have significant USD assets and operations) used by Vanguard money market funds are not exactly the same thing as longer-dated Yankee bonds with junk credit ratings. Sure, no disagreeme...
by justinvest
Fri Dec 30, 2016 6:42 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

Btw, if this thread is better suited for the "theory, news & general" category than the "personal" category, I will not complain if it gets moved by the admins. That would be me. :) This thread is now in the Investing - Theory, News & General forum (general question). Th...
by justinvest
Fri Dec 30, 2016 6:39 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

I do not think this is a big risk. However, I would still avoid money market funds because bank deposits can pay more interest. Redneck Bank pays me 1.25% on the money market deposit account, and unlike the money market fund they have FDIC insurance, and best of all a debit card with a picture of a...
by justinvest
Fri Dec 30, 2016 4:03 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

Re: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

Btw, if this thread is better suited for the "theory, news & general" category than the "personal" category, I will not complain if it gets moved by the admins.
by justinvest
Fri Dec 30, 2016 1:32 pm
Forum: Investing - Theory, News & General
Topic: VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign
Replies: 25
Views: 2714

VMMXX-Vanguard Prime Money Market is 55% Yankee/Foreign

The VMMXX-Vanguard Prime Money Market as of 11/30/2016 is 55% invested in Foreign/Yankee debt instruments. At the same time I have noticed that the last-7-day SEC annualized yield is 0.73%, which is significantly more than, say, a year ago. This brings up the question, how safe and liquid are these ...

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