Search found 148 matches

by jrtexas
Sat Oct 14, 2017 7:18 pm
Forum: Investing - Help with Personal Investments
Topic: parking the $ to buy a vacation condo
Replies: 10
Views: 1153

Re: parking the $ to buy a vacation condo

I'm in the same boat as you. Is your timeline 9 1/2 years or a typo? I have been doing 3 month CD's yielding 1.10 %.
by jrtexas
Sun Oct 01, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: What will happen if I refuse to pay a medical bill?
Replies: 125
Views: 7716

Re: What will happen if I refuse to pay a medical bill?

If you're not going to need financing for anything, don't worry.
by jrtexas
Wed Sep 20, 2017 9:55 pm
Forum: Investing - Theory, News & General
Topic: Any "average Joe" here actually make out well with individual stocks?
Replies: 108
Views: 12959

Re: Any "average Joe" here actually make out well with individual stocks?

Up over 10%. AAPL,T,JNJ,PG,PM. I dont invest if they don't pay a dividend.
by jrtexas
Mon Aug 28, 2017 6:09 pm
Forum: Personal Consumer Issues
Topic: Buying fish (salmon) in Northeast?
Replies: 37
Views: 2251

Re: Buying fish (salmon) in Northeast?

DaftInvestor wrote:
Mon Aug 28, 2017 10:17 am
You live in the Northeast and you want wild ALASKAN salmon verses Wild Atlantic Salmon?
Curious as to why?

Personally - I prefer farmed Salmon - don't have the problems with bones
But what are the farmed fish being fed?
by jrtexas
Tue Aug 08, 2017 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about opening an account with Merrill Edge
Replies: 30
Views: 4314

Re: Thinking about opening an account with Merrill Edge

I have all my checking and savings at BOA. I now use Merrill for the CD's they offer. Just move money from my emergency money to Merrill. Put it in 3 month CD's. I did buy ETF's with free trades along with stocks. The Mutual Fund choices are all high expense, if you want to buy with no loads. Except...
by jrtexas
Sun Jul 16, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: Las Vegas Trip
Replies: 7
Views: 1313

Re: Las Vegas Trip

Henderson is nice and clean. Has all the restaurants you needs Trader Joes, Whole Foods and a Sprouts. And of course Walmart. Green Valley Casino is a nice place to visit.
by jrtexas
Thu Jun 15, 2017 9:07 pm
Forum: Investing - Theory, News & General
Topic: Poll: Do Bogleheads own Stocks?
Replies: 77
Views: 8576

Re: Poll: Do Bogleheads own Stocks?

Lets see....JNJ,AAPL,PM,WMT,DE,TUP,VZ,O,LTC. But have my wifes IRA in 4 Fidelity Index funds. And 3 Bond funds with a Duration under 4 years.
by jrtexas
Fri Jun 09, 2017 2:47 pm
Forum: Investing - Theory, News & General
Topic: Jim Rogers predicting "crash of a lifetime" this year or next
Replies: 89
Views: 12140

Re: Jim Rogers predicting "crash of a lifetime" this year or next

He did write a good book about riding a BMW motorcycle around the world. Other than thatches' a commodities guy.
by jrtexas
Thu May 11, 2017 10:59 pm
Forum: Personal Consumer Issues
Topic: S. Korea (Seoul+DMZ tour+?), 1 week in mid-May
Replies: 13
Views: 1675

Re: S. Korea (Seoul+DMZ tour+?), 1 week in mid-May

Do you really want to go to South Korea now? I would find another place. Not with Trump's finger on the trigger. And justifiably so.
by jrtexas
Wed Apr 12, 2017 8:39 pm
Forum: Personal Consumer Issues
Topic: Week in San Diego - What to do?
Replies: 35
Views: 2677

Re: Week in San Diego - What to do?

Pei Wei Asian Diner. A few around SD. Google the locations.
by jrtexas
Sun Mar 19, 2017 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: "Millionaire Next Door" Net Worth Formula
Replies: 173
Views: 20504

Re: "Millionaire Next Door" Net Worth Formula

"So what if you didn’t start working until you completed an advanced degree, served in the military or were disabled? In such cases, you need to deduct those years from your current age when using the Wealth Equation. Again, if you haven’t reached your 50s, the Wealth Equation" In the art...
by jrtexas
Sun Mar 12, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

Logan. I'm not an X-men guy, but this was good. Also saw Hacksaw Ridge. This was the only nominated movie I had not seen. For some reason, Mel Gibson maybe, SAG did not send this out as a screener to view. This was by far the best of the nominated movies. Andrew Garfield deserved best actor. Casey A...
by jrtexas
Sun Mar 12, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

OK, not a movie but a 13-episode British TV comedy: detectorists . (Lowercase is how they put it in the opening credits.) A detectorist is someone who looks for lost treasures and/or archeological artifacts with a metal detector. The show centers around two friends (Andy and Lance) who are members ...
by jrtexas
Fri Mar 10, 2017 1:06 pm
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3879

Re: Cuttting the cable tv negotiation & the scam

I cut the cord a couple of years ago. My current lineup (via Roku) is Hulu, Netflix, SlingTV and a few local broadcast channels available by using a digital antenna. SlingTV has a movie package, I believe, but I don't subscribe to it. It took some getting used to, but I like the mix of streaming fr...
by jrtexas
Mon Mar 06, 2017 10:22 pm
Forum: Investing - Theory, News & General
Topic: "How Not to Invest"
Replies: 7
Views: 1916

Re: "How Not to Invest"

Fidelity also offers Target Date Index funds that invest in only Total Stock Market,International Index,Total Bond Market, and a small amount of a Commodity,Tips and Short term Index. Fees are much lower. But these are not found in any 401k or 457 plan.
by jrtexas
Sat Mar 04, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Bank of America vs Chase
Replies: 36
Views: 7058

Re: Bank of America vs Chase

All money in BAC. Free trades from Merrill. That does it for me. Also have money in Fido. $4.95 trades there as of last week.
by jrtexas
Tue Feb 14, 2017 10:18 pm
Forum: Personal Consumer Issues
Topic: Looking at a refurbished iPhone
Replies: 5
Views: 785

Looking at a refurbished iPhone

Wondering if anyone has went this route. Looking at a 6s plus.
by jrtexas
Sun Feb 12, 2017 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: Two-Fund Portfolio Role Call
Replies: 59
Views: 7562

Re: Two-Fund Portfolio Role Call

60% SCHB
40% BSV
by jrtexas
Sun Jan 22, 2017 3:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

One more thing, does anyone else think the Man in the High Castle just Ok? Early episodes got me hooked which surprised me. Later episodes have veered into the ridiculous IMO. John Smith, what a nasty guy! No one that nasty should have been able to avoid the grim reaper for this long.These days I n...
by jrtexas
Sun Jan 22, 2017 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: 0-5 year ST High Yield bond fund
Replies: 1
Views: 224

Re: 0-5 year ST High Yield bond fund

BSV a Vanguard ETF gives you ST treasuries and ST corporate. But I also like the one you speak of.
by jrtexas
Wed Jan 18, 2017 11:17 pm
Forum: Investing - Help with Personal Investments
Topic: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?
Replies: 65
Views: 4863

Re: So, I'm going to gamble (for fun) and buy some individual stocks. Best way?

If you want HBO,thats Time Warner. Which will soon be AT&T,which is a good stock. 4.60 Yield. 14 PE
by jrtexas
Tue Jan 17, 2017 1:26 am
Forum: Personal Consumer Issues
Topic: How much do you typically spend in a restaurant?
Replies: 171
Views: 12064

Re: How much do you typically spend in a restaurant?

We live in LA, but the SFV. We get by on 20-25 bucks, water and ice tea. Usually eat at Mom and pop Mexican and Thai. A shout out? Coconut Thai in Tarzana on Ventura Blvd. Every Saturday is Pei Wei Asian diner. No more beer. Only at home. Out here, you will pay 8-15 for a beer. Those 3 dollar Happy ...
by jrtexas
Mon Jan 16, 2017 7:19 pm
Forum: Investing - Theory, News & General
Topic: Target Date Fund - Retirement Years
Replies: 29
Views: 3450

Re: Target Date Fund - Retirement Years

I'm ER at 55. Work part time with Pension. I have my Rollover IRA in Fidelity's 2025 Target Index fund. 15% ER. If I allocated index funds the same way, it would have been more than 15% total. The only thing I would leave out is the commodity part, which is only 1.48%. I balance out this IRA with a ...
by jrtexas
Sun Jan 15, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 346
Views: 61909

Re: What are Costco's best deals?

In order of importance

Gas.
Roasted chicken
Vodka. Skyy,which is better than the Kirkland $13.99
Paper towels. Kirkland.
Wild caught salmon. Have not seen this in awhile. The fresh fillets, which I cut up and freeze.
Never tried the Kirkland brand Scotch or Bourbon. Any thoughts?
by jrtexas
Wed Jan 11, 2017 11:31 pm
Forum: Personal Consumer Issues
Topic: Where Can a Self-Supporting Retiree Move?
Replies: 32
Views: 4104

Re: Where Can a Self-Supporting Retiree Move?

livesoft wrote:Texas doesn't require you to work in retirement.


OP wants natural beauty. And the Dallas and Houston mayors are screaming bankruptcy so they don't have to pay their cops. And crime is skyrocketing as a result.
by jrtexas
Wed Jan 11, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: Where Can a Self-Supporting Retiree Move?
Replies: 32
Views: 4104

Re: Where Can a Self-Supporting Retiree Move?

Victoria said a lot but left out trying retirement right here in the good old USA in a few new places. I get not liking where you live now and wanting to move. But why out of the country completely? All the people I know who have done extensive international travel say the US is the best country on...
by jrtexas
Wed Jan 11, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

One more thing, does anyone else think the Man in the High Castle just Ok?
by jrtexas
Wed Jan 11, 2017 3:35 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

Watching "The Killing" and "OA" on Netflix. As a retired cop, and Detective,I can't get past the Homicide detectives going to crime scenes in blue jeans and hoodies. But thats Tv. A good pilot. OA is good. A little out there. Am I missing something with
The Crown"?
by jrtexas
Tue Jan 10, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Anyone else having trouble with unrequested CVS auto-refills?
Replies: 55
Views: 4499

Re: Anyone else having trouble with unrequested CVS auto-refills?

I never requested this. Yet they call the first of the month with the auto=fils. O well, I'll have a supply for the next earthquake out here.
by jrtexas
Mon Jan 09, 2017 11:27 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

I am about 3 episodes into Hinterlands on Netflix. Another favorite! It seems I have gotten myself hooked on British police procedural detective shows that take place in remote villages in barren landscapes. I don't know what that says about me. So far: ⋅ Hinterlands ⋅ Wallander...
by jrtexas
Sun Jan 08, 2017 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to the Dallas, TX Area
Replies: 32
Views: 3556

Re: Relocation to the Dallas, TX Area

I'm on the verge of accepting an offer to move to my employer's Plano, TX office. I currently work in the Southern California office. The office is in Plano and I'd like to buy a house that is fairly close to the office, as I've read that the commutes around the Dallas area can be awful. Does anyon...
by jrtexas
Sat Jan 07, 2017 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 13317

Re: Is driving for uber worth it for side money?

This job is only good for Retirees with paid off cars. I get up at 5am,catch a ride from the San Fernando Valley to Lax, then make my way to Beverly Hills/UCLA/Santa Monica. Work till 11a. Make a C note, and little gas expended. 2 or 3 times a week. I never lurk around LAX,I don't need to be picking...
by jrtexas
Sat Jan 07, 2017 1:49 am
Forum: Investing - Help with Personal Investments
Topic: Just retired-requesting portfolio reallocation advice
Replies: 53
Views: 5123

Re: Just retired-requesting portfolio reallocation advice

Thank you Peter. I appreciate your advice. It is enlightening to know that I can count fixed income as part of our bond allocation. I guess I have to sell Apple. It is the last individual stock we own. It is just hard for me as it has been a favorite stock for me. My husband doesn't care as he has ...
by jrtexas
Sat Jan 07, 2017 1:34 am
Forum: Investing - Help with Personal Investments
Topic: Rolling over 6figures. Have a question.
Replies: 7
Views: 1205

Re: Rolling over 6figures. Have a question.

This will also be invested until 2030. I think 60/40 is good.
by jrtexas
Sat Jan 07, 2017 1:25 am
Forum: Investing - Help with Personal Investments
Topic: Rolling over 6figures. Have a question.
Replies: 7
Views: 1205

Re: Rolling over 6figures. Have a question.

Would I be wise to put my 40% allotment of Bonds all in at one time and my 60 % stock allotment, dollar cost averaged? William Bernstein suggests this. I'm 55,retired,no debt,pension,wife will have full SS,mine gets cut in half. Thanks for any ideas. Also,what does anyone think of Fidelity Target I...
by jrtexas
Fri Jan 06, 2017 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: Rolling over 6figures. Have a question.
Replies: 7
Views: 1205

Rolling over 6figures. Have a question.

Would I be wise to put my 40% allotment of Bonds all in at one time and my 60 % stock allotment, dollar cost averaged? William Bernstein suggests this. I'm 55,retired,no debt,pension,wife will have full SS,mine gets cut in half. Thanks for any ideas. Also,what does anyone think of Fidelity Target In...
by jrtexas
Tue Jan 03, 2017 10:03 pm
Forum: Investing - Help with Personal Investments
Topic: Dilemma: bonds, cash or 100% stocks for now in present climate?
Replies: 55
Views: 5886

Re: Dilemma: bonds, cash or 100% stocks for now in present climate?

Thank you all for the many replies! Ok, I realize that my questions actually referred to two distinct aspects; market circumstances and the ‘wright’ proportion of equity/bonds. Concerning the first: I see now the fallacy. When I started a year ago with some ‘playfull’ investing, and despite realizi...
by jrtexas
Sun Jan 01, 2017 1:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

Suicide Squad- Entertaining. How Will Smith still works is beyond me.
Magnificent 7- Not bad. But Denzel can do no wrong.
Star Trek Beyond was OK. They do have a good cast to keep making more.

Still waiting on LaLaLand to come in my Sag Screener.
by jrtexas
Sun Dec 25, 2016 1:53 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

We are Sag Union and attend many screenings out here. Briefly: Hidden Figures- excellent. Underrated. Moonlight-Horrid. Way Overrated. Hell or High Water- May be the best. Manchester by the Sea- Tv Movie. Jackie- meh Fences- will be best pic. Viola Davis had the best performance. By far. Loving- Ove...
by jrtexas
Thu Dec 22, 2016 6:55 pm
Forum: Investing - Help with Personal Investments
Topic: Reading the John Bogle book
Replies: 4
Views: 453

Re: Reading the John Bogle book

Investing in Mutual Funds. Sorry
by jrtexas
Thu Dec 22, 2016 6:20 pm
Forum: Investing - Help with Personal Investments
Topic: Reading the John Bogle book
Replies: 4
Views: 453

Reading the John Bogle book

Even though I'm an experienced investor, I'm rolling a rather large amount 500,000 to an IRA. But I'm in Fidelity. I never used strictly Index Funds. And I see Fidelity has 2 new ones, Large Cap Growth and Large Cap Value. They are new as of 6/16,which bothers me a little. Am I better off with just ...
by jrtexas
Mon Nov 14, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

island wrote:Hacksaw Ridge. Great movie. Intense battle scenes though.


O'Reillys new book on the war in the Pacific,has a chapter about the lead character in this movie. Gets in deep about him. Really good.
by jrtexas
Mon Nov 14, 2016 8:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3055
Views: 902273

Re: What Movie Have You Recently Watched?

The Arrival,Fences,Monster Calls,Nocturnal Animals,Loving,Lion. Some not released. But when your wife is a Sag actress, you get screenings for free. Best movie this year? Hell or High Water with Jeff Bridges. Fences will likely be there with numerous nominations. Only movie we missed is Hacksaw Ridg...
by jrtexas
Fri Sep 16, 2016 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Keys to a Successful Retirement
Replies: 55
Views: 8090

Re: Keys to a Successful Retirement

Why would I need an annuity if I have a Pension? My Pension works the same as an annuity.
by jrtexas
Tue Jul 19, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 168
Views: 15516

Re: What kind of car do Bogleheads like to drive?

Toyota Rav4, second one, 2015 Honda Civic. Ray's last forever. But am interested in the BMW x1.
by jrtexas
Wed Jun 29, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Traditional Pasta?
Replies: 52
Views: 4140

Re: Alternatives to Traditional Pasta?

Trader Joes has Brown Rice,Gluten free pasta. Can't tell the difference.
by jrtexas
Wed Jun 29, 2016 11:15 am
Forum: Personal Finance (Not Investing)
Topic: New Military Blended Retirement System starting in 2018
Replies: 36
Views: 5877

Re: New Military Blended Retirement System starting in 2018

My son comes home on leave next week fro Overseas. He is enlisted and wants to stay 20+. he has been is 7 years now, but has extended when he went Overseas,so he will be in 12 years. He will be asking me my advice,since I'm retired with a police pension. I say stay in the old system. Agree? And cont...
by jrtexas
Sun Jun 12, 2016 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Newly retired Police Sergeant 457(b) plan
Replies: 25
Views: 3595

Re: Newly retired Police Sergeant 457(b) plan

Thank you for serving brother. I bit the bullet at 53 after 26 years in Dallas. I'm just leaving my 457 intact. Basically,if I rolled it over with my 401k,I would keep it in Fidelity Balanced,where it's at now. Stay safe. But have fun.