Search found 4234 matches

by joe8d
Sat Feb 10, 2018 11:09 pm
Forum: Investing - Help with Personal Investments
Topic: Retired at 50. Staying 100% in stock Index Funds. Anyone else?
Replies: 153
Views: 13676

Re: Retired at 50. Staying 100% in stock Index Funds. Anyone else?

I've been investing since 1984. Current age is 53. I have a State Government Pension that covers all of my living expenses +. I'm used to volatility and I've ridden out several nasty market corrections and recessions and it always seems like I've come out ahead compared to a mixed stock / bond port...
by joe8d
Sat Feb 10, 2018 11:09 pm
Forum: Investing - Help with Personal Investments
Topic: Retired at 50. Staying 100% in stock Index Funds. Anyone else?
Replies: 153
Views: 13676

Re: Retired at 50. Staying 100% in stock Index Funds. Anyone else?

I've been investing since 1984. Current age is 53. I have a State Government Pension that covers all of my living expenses +. I'm used to volatility and I've ridden out several nasty market corrections and recessions and it always seems like I've come out ahead compared to a mixed stock / bond port...
by joe8d
Sun Feb 04, 2018 11:42 pm
Forum: Investing - Help with Personal Investments
Topic: I've never rebalanced - Can I do ok without it?
Replies: 35
Views: 4227

Re: I've never rebalanced - Can I do ok without it?

Never rebalanced. Done very well without it.
by joe8d
Sun Jan 28, 2018 11:27 pm
Forum: Personal Consumer Issues
Topic: Career "advice" for someone without college
Replies: 39
Views: 1951

Re: Career "advice" for someone without college

PoppyA wrote:
Sun Jan 28, 2018 9:43 pm
I’ve heard there is great demand for welders.
Yeah, but who the hell wants to do that work.

Fast food store manager is not that bad in this current job environment.
by joe8d
Thu Jan 25, 2018 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: Is it wise
Replies: 10
Views: 1107

Re: Is it wise

Joejoe00 wrote:
Thu Jan 25, 2018 7:32 pm
Ok was just curious...right now i have 100% into lifestrategy growth.
Stay where you are.
by joe8d
Tue Jan 16, 2018 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax Forms Now Online
Replies: 39
Views: 2810

Re: Vanguard Tax Forms Now Online

flamesabers wrote:
Tue Jan 16, 2018 4:05 pm
John151 wrote:
Tue Jan 16, 2018 4:04 pm
That’s why I won’t “upgrade” unless I’m forced to.
+1.

Brokerage investors will likely have to wait another month before getting their tax statements.
+2
by joe8d
Sun Jan 14, 2018 11:03 pm
Forum: Personal Consumer Issues
Topic: Are land line phones still being supported?
Replies: 60
Views: 3816

Re: Are land line phones still being supported?

Kenkat wrote:
Sun Jan 14, 2018 9:08 pm
I still have one.
Me too.
by joe8d
Wed Dec 20, 2017 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 51137

Re: Tax Bill Omnibus Thread

Does anyone know if this tax plan continues the exemption for being over 65?
by joe8d
Fri Dec 15, 2017 9:52 pm
Forum: Investing - Theory, News & General
Topic: 2nd million is easier!
Replies: 123
Views: 23931

Re: 2nd million is easier!

Yes,it was.
by joe8d
Wed Dec 13, 2017 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21249

Re: TurboTax Prices

H&R Block is offering a free Fed( 1040 included ) /State online according to their Website.
by joe8d
Sat Dec 09, 2017 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: Pay taxes on free food?
Replies: 30
Views: 3343

Re: Pay taxes on free food?

I have never received a 1099 from any of the pharmaceutical companies. I would guess 8-10 different companies have provided lunches for our department at about $10-$15 per lunch, and I have gone to a few dinners as well at around $80-$100 each. The gifts are only food and beverage. When I look at m...
by joe8d
Sat Dec 09, 2017 11:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 963772

Re: What Movie Have You Recently Watched?

joe8d wrote:
Fri Dec 01, 2017 7:41 pm
Capsu78 wrote:
Fri Dec 01, 2017 3:05 pm
"Wind River" which was suggested by an earlier poster was the best movie I have seen this year, from 2017 anyway.
Got it from the library today to watch tomorrow.Also recommend " The Glass Castle "
It was VERY good.
by joe8d
Fri Dec 01, 2017 7:45 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 11317

Re: Price of haircut?

$13+$2 tip.Barber owns shop.
by joe8d
Fri Dec 01, 2017 7:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 963772

Re: What Movie Have You Recently Watched?

Capsu78 wrote:
Fri Dec 01, 2017 3:05 pm
"Wind River" which was suggested by an earlier poster was the best movie I have seen this year, from 2017 anyway.
Got it from the library today to watch tomorrow.Also recommend " The Glass Castle "
by joe8d
Sat Nov 25, 2017 10:52 pm
Forum: Personal Consumer Issues
Topic: Any BLACK FRIDAY deals for Bogleheads?
Replies: 51
Views: 7213

Re: Any BLACK FRIDAY deals for Bogleheads?

The Dollar Tree was selling everything for a $1 on Black Friday.
by joe8d
Tue Nov 21, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct and alternatives
Replies: 109
Views: 9024

Re: TaxAct and alternatives

Soaker wrote:
Mon Nov 20, 2017 9:59 pm
I got this e-mail offer on Sunday of Thanksgiving weekend last year and it worked out pretty well; we'll see if anything shows up in my mailbox this coming Sunday.



Image
Got the same. took it and worked out great. Looking for this year too.
by joe8d
Sun Nov 19, 2017 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Returns - How Long Do you Keep?
Replies: 56
Views: 5456

Re: Tax Returns - How Long Do you Keep?

Three Years "Required" by IRS, That's all you have to do.
by joe8d
Fri Nov 10, 2017 9:13 pm
Forum: Investing - Help with Personal Investments
Topic: Any red flags all stocks no bonds...
Replies: 64
Views: 3568

Re: Any red flags all stocks no bonds...

For RETIREMENT account, all stocks is the way to go.
by joe8d
Tue Nov 07, 2017 8:53 pm
Forum: Investing - Theory, News & General
Topic: "I took all my money out of the stock market and it feels amazing"
Replies: 69
Views: 9502

Re: "I took all my money out of the stock market and it feels amazing"

CULater wrote:
Tue Nov 07, 2017 5:06 pm
It is very hard to quit playing the game, or to believe that anybody else would do it. What are you going to do to fill all those empty days in retirement?
Right. 75 and still play the game.
by joe8d
Mon Nov 06, 2017 8:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 963772

Re: What Movie Have You Recently Watched?

" Book of Henry " A very unique story.
by joe8d
Sat Nov 04, 2017 10:46 pm
Forum: Investing - Help with Personal Investments
Topic: I came up with a Bond plan.....Good or Bad...you decide
Replies: 19
Views: 1964

Re: I came up with a Bond plan.....Good or Bad...you decide

VFSUX (Vanguard Short-Term Investment-Grade Fund Admiral Shares) is my favorite
by joe8d
Thu Nov 02, 2017 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Does Retirement Make You Lazier?
Replies: 87
Views: 8274

Re: Does Retirement Make You Lazier?

1210sda wrote:
Thu Nov 02, 2017 6:59 pm
If,...... If there is any greater laziness in me it's because I'm older, not because I'm retired. :happy

1210
Yes,That's the reason.
by joe8d
Mon Oct 30, 2017 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: Best to harvest Dividends to meet living expenses
Replies: 23
Views: 2388

Re: Best to harvest Dividends to meet living expenses

Will you need those dividends?If not, reinvest till needed.
by joe8d
Sat Oct 28, 2017 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 16750

Re: What was the main reason you retired?

Company Closed.
by joe8d
Sat Oct 28, 2017 9:40 pm
Forum: Investing - Help with Personal Investments
Topic: RMD distribution timing
Replies: 32
Views: 2853

Re: RMD distribution timing

The Wizard wrote:
Fri Oct 27, 2017 9:20 pm
joe8d wrote:
Fri Oct 27, 2017 8:29 pm
First Q reinvest date for TSM.TSM from IRA goes into Taxable TSM.
This isn't really helping to clarify the RMD question...
I'm sorry, but I think I answered the OP's question.
by joe8d
Fri Oct 27, 2017 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: RMD distribution timing
Replies: 32
Views: 2853

Re: RMD distribution timing

First Q reinvest date for TSM.TSM from IRA goes into Taxable TSM.
by joe8d
Tue Oct 24, 2017 7:55 pm
Forum: Investing - Theory, News & General
Topic: Why do I need bonds? (I'm 30)
Replies: 70
Views: 7324

Re: Why do I need bonds? (I'm 30)

You Don't.
by joe8d
Sat Oct 21, 2017 9:39 pm
Forum: Investing - Theory, News & General
Topic: When one reaches the 1 million mark what to do with all the money?
Replies: 33
Views: 6790

Re: When one reaches the 1 million mark what to do with all the money?

Say an investor reaches the 1 million mark and keeps saving until he hits 2 million etc.
I do nothing.
by joe8d
Wed Oct 11, 2017 8:20 pm
Forum: Investing - Help with Personal Investments
Topic: Please define "cash"
Replies: 31
Views: 2372

Re: Please define "cash"

Cash is the money in your wallet.Anything that pays interest is a "Debt Instrument".
by joe8d
Sat Oct 07, 2017 10:03 pm
Forum: Investing - Help with Personal Investments
Topic: Third time in my 32 year career I have been laid off
Replies: 87
Views: 11031

Re: Third time in my 32 year career I have been laid off

My employer mentioned he wants to soften the transition by offering me a part-time consultant position and we'll talk soon.
Sounds like they still need you, but can get you on the cheap that way.
by joe8d
Thu Oct 05, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Millionaire Next Door (Thank you Bogleheads)
Replies: 81
Views: 12285

Re: Millionaire Next Door (Thank you Bogleheads)

dratkinson wrote:
Thu Oct 05, 2017 4:36 pm
Congratulations. The first million is the hardest... or so I've been told. One day.
Yes, the 2nd sneaks up on you.
by joe8d
Wed Oct 04, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3358
Views: 963772

Re: What Movie Have You Recently Watched?

LadyGeek wrote:
Wed Oct 04, 2017 7:27 pm
Lost City of Z, on Amazon prime. A British explorer searches for a hidden ancient city in South America. Not bad.
Yes, and was based on a true story.
by joe8d
Wed Sep 27, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: $700 to install a dishwasher seem by a plumber?!
Replies: 65
Views: 5035

Re: $700 to install a dishwasher seem by a plumber?!

Seems expensive to me but then again it is Chicago. We recently purchased a Bosch from Lowes. The took out the old one ,installed the new one in about half an hour. I believe the installation was 99.00. 700 is off the charts. Check out lowes in your area. :happy Same experience.Whirlpool DW from Lo...
by joe8d
Sat Sep 23, 2017 10:44 pm
Forum: Investing - Theory, News & General
Topic: "My Favorite Mutual Fund"
Replies: 14
Views: 2272

Re: "My Favorite Mutual Fund"

Bogleheads: If I could own only one mutual fund or ETF it would be a low-cost Total U.S. Market Index Fund (Balanced and fund-of -funds excluded). Jim Dahle, The White Coat Investor, feels the same. In this article, Dr. Dahle explains eight important reasons: MY FAVORITE MUTUAL FUND Best wishes. Ta...
by joe8d
Fri Sep 15, 2017 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Stupid question re: admiral funds
Replies: 6
Views: 980

Re: Stupid question re: admiral funds

Admiral funds have a slightly higher Dividend Yield( lower fee) than Investor class. That's it.
by joe8d
Fri Sep 15, 2017 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: How can I be more savy about taxes?
Replies: 15
Views: 1926

Re: How can I be more savy about taxes?

One thing that is good to do is to get the paper tax forms and booklets and to do your taxes on paper. You could do last years tax returns and when you are done compare them to the tax return the accountant prepared. You will learn a lot about just how the tax calculations work by doing this. :thum...
by joe8d
Tue Sep 12, 2017 8:45 pm
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 8601

Re: Best Lower Cost USA Cities to Live

I Always equate lower cost of living with lower quality of living.
by joe8d
Tue Sep 12, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 20867

Re: Is it really Worth it to brown bag your lunch at work?

Brown Bagged all my life, school and work.
by joe8d
Sat Sep 09, 2017 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else freeze their credit score?
Replies: 126
Views: 12723

Re: Anyone else freeze their credit score?

Don't have a Credit Card.
by joe8d
Tue Sep 05, 2017 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: 87-year old dad is interested in reverse mortgage
Replies: 13
Views: 2245

Re: 87-year old dad is interested in reverse mortgage

Slem wrote:
Tue Sep 05, 2017 2:56 pm
Thanks to all for the replies. I've explained the shortcomings to my dad and he's not going to do it.
Good.
by joe8d
Tue Sep 05, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: repairman broke washing machine, what would you do?
Replies: 42
Views: 4543

Re: repairman broke washing machine, what would you do?

Wildebeest wrote:
Mon Sep 04, 2017 8:28 pm
Buy a new washing machine.
+2
by joe8d
Tue Sep 05, 2017 8:03 pm
Forum: Investing - Theory, News & General
Topic: Do retiree BHs actually run down their portfolios?
Replies: 73
Views: 9151

Re: Do retiree BHs actually run down their portfolios?

flyingaway wrote:
Tue Sep 05, 2017 10:18 am
I will be happy to see my account balance run up year by year after I retire.
That is my situation.
by joe8d
Sat Sep 02, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: repairman broke washing machine, what would you do?
Replies: 42
Views: 4543

Re: repairman broke washing machine, what would you do?

Appliances supposedly only work a few years nowadays when used daily. We have a basic GE washer which is probably 5 years old and is run several times a day. The next time it needs repairs we will buy a new one. We had a new more 'advanced' and more costly one which broke and could not be fixed. Th...
by joe8d
Thu Aug 31, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Would you DCA from S&P 500 to TSM?
Replies: 13
Views: 1379

Re: Would you DCA from S&P 500 to TSM?

All at once. They are basically the same in performance.
by joe8d
Tue Aug 29, 2017 8:20 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Go 100% Into Stocks?
Replies: 24
Views: 2413

Re: Should I Go 100% Into Stocks?

I started investing at the age of 40 (I am now 42) and plan on retiring at around 65. I currently do the Vanguard Balanced Index Fund for my portfolio via 401k and IRA. Lately, I have considered going 100% into stocks. Specifically, the Vanguard Total Stock market. I figure I'd count my Social Secu...
by joe8d
Tue Aug 29, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct for $13.50
Replies: 41
Views: 4097

Re: TaxAct for $13.50

tetractys wrote:
Tue Aug 29, 2017 6:52 pm
Never got the email. Don't see anything about it anywhere outside this thread. Maybe OP's been fished. -- Tet
Yes,too early for offers. got my free offer ( US & NYS ) on Cyber Monday last year.