Search found 59 matches

by jimcrawford01
Sun Sep 24, 2017 6:01 pm
Forum: Personal Consumer Issues
Topic: IOS 11: Anybody using it yet?
Replies: 48
Views: 4471

Re: IOS 11: Anybody using it yet?

I downloaded it the day it became available on my 5s and everything works great.... Hmmm... I had read that iOS11 would no longer support any Phone 5, period. I have an iPhone 5c and I have concerns. What is the understanding of other folks here? It will only work on the 5s not the 5 or 5c. It won'...
by jimcrawford01
Sun Sep 24, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: IOS 11: Anybody using it yet?
Replies: 48
Views: 4471

Re: IOS 11: Anybody using it yet?

harrington wrote:
Sat Sep 23, 2017 2:15 pm
I downloaded it the day it became available on my 5s and everything works great....
Hmmm...
I had read that iOS11 would no longer support any Phone 5, period.
I have an iPhone 5c and I have concerns.
What is the understanding of other folks here?
by jimcrawford01
Sun Aug 27, 2017 1:16 pm
Forum: Personal Consumer Issues
Topic: Eclipse Traffic: predictions vs reality?
Replies: 64
Views: 4834

Re: Eclipse Traffic: predictions vs reality?

I live in Madras, OR and got to fly my small General Aviation airplane through the whole Eclipse. Priceless! The traffic inbound to Madras was not as bad as predicted, but then, the predictions were dire. The traffic outbound, post Eclipse, was OK Northbound, but Southbound was a parking lot. If you...
by jimcrawford01
Fri Apr 21, 2017 10:50 am
Forum: Investing - Theory, News & General
Topic: Transfer to Fidelity for Sign on Bonus?
Replies: 35
Views: 4497

Re: Transfer to Fidelity for Sign on Bonus?

I was considering this bonus offer. I went to a Fido Store and spoke with an advisor there to ask my questions. One that I asked that has not been addressed in this thread: Is the bonus delivered as interest or some other thing which will generate a 1099 and will be taxable for Tax Year 2017? The an...
by jimcrawford01
Sun Mar 12, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Question regarding IRA recharacterization
Replies: 31
Views: 1749

Re: IRS Question regarding IRA recharacterization

Taxslayer sounds similar to the free FreeTaxUSA program that I use and can recommend. I partially recharacterized in FEB 2017, a 2016 Roth Conversion (Tira to ROTH). When I hit a roadblock (my lack of understanding and knowledge), FreeTaxUSA Customer Support stated that they did not support written ...
by jimcrawford01
Wed Mar 01, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Foreign Car Rental Insurance
Replies: 12
Views: 1260

Re: Foreign Car Rental Insurance

Thank you all for your replies. My Amica Car Policy covers only US & Canada plus PR & Possessions. Collision Damage is mostly covered by Credit Card. My Amica Umbrella Policy covers the same WORLDWIDE (except auto)! Accident Liability for personal injury is covered for everybody by the NZ Ac...
by jimcrawford01
Tue Feb 28, 2017 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Foreign Car Rental Insurance
Replies: 12
Views: 1260

Foreign Car Rental Insurance

I have reserved a car rental in New Zealand for next month.
My car insurance with Amica will not cover me outside the US, Canada.
The insurance offered by Enterprise is a rip off.
What do other folks do for liability and auto coverage?
Thanks
by jimcrawford01
Fri Feb 24, 2017 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Filing For Extension?
Replies: 14
Views: 1026

Filing For Extension?

I am uncertain that I can complete my taxes prior to APR for Tax year 2016. If I file for an extension and subsequently succeed in being able to file normally, can I go ahead and file normally, even though I filed for the extension? Also, I paid estimated tax in the amount of 2015 tax for the safe h...
by jimcrawford01
Wed Feb 22, 2017 10:55 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 21ST HEARTDAY, JACK BOGLE
Replies: 24
Views: 2076

Re: HAPPY 21ST HEARTDAY, JACK BOGLE

The man just keeps on ticking.

He certainly has justified why he deserved a second chance!

Good for you, Mr Bogle.
by jimcrawford01
Thu Feb 09, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: RMD Question
Replies: 11
Views: 1448

Re: RMD Question

Alan S

Thanks for the info.

Just to be clear:

You are saying that we can take just a partial RMD in the year we turn 70 1/2?

Then, the next year make up for the partial plus a full RMD for that following year?

I was not aware that we could make a partial.

Jim
by jimcrawford01
Fri Jan 27, 2017 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: Best courses and books on negotiation
Replies: 17
Views: 1734

Re: Best courses and books on negotiation

Highly Recommend

"Getting to Yes Negotiating Agreement Without Giving In"

by Roger Fisher & William Ury

Cheap if in paperback.

Jim
by jimcrawford01
Wed Dec 21, 2016 1:30 pm
Forum: Investing - Help with Personal Investments
Topic: Roth Conversion Taxes...where to send, when to pay?
Replies: 14
Views: 1962

Re: Roth Conversion Taxes...where to send, when to pay?

Where on the Form 1040 is the penalty for underpayment exacted? Is there an additional Form that you must do and input somewhere on the Form 040? BTW, great idea from a previous poster : if in doubt, pay 110% of last year's tax by 15JAN17. Is Direct Pay and EFPTS the same program? Sorry, didn't mean...
by jimcrawford01
Fri Dec 02, 2016 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Freetaxusa dot com
Replies: 13
Views: 1495

Re: Freetaxusa dot com

Used it for 2 years now with no problems.

Very user friendly and CHAT function is reliable and helpful!
by jimcrawford01
Tue Nov 08, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: Fish again
Replies: 17
Views: 3649

Re: Fish again

I am a believer in the health value of Omega-3. I much prefer to get the Omega-3 from a plant source such as Flaxseed. I wish to avoid the fish issues. So, I simply take a daily supplement.
by jimcrawford01
Wed Jul 13, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Buying a Fifth Wheel-Help
Replies: 34
Views: 3705

Re: Buying a Fifth Wheel-Help

OP here. I have learned a lot from the responses here and research via the internet and visits to RV and truck shops, as well as conversations with current users. The Truck will be one of the following, in no particular order: Ford F-250 HD Chevy Silverado 2500 SD Dodge Ram 2500 SD I know I MIGHT be...
by jimcrawford01
Mon Jul 11, 2016 9:27 am
Forum: Personal Consumer Issues
Topic: Buying a Fifth Wheel-Help
Replies: 34
Views: 3705

Re: Buying a Fifth Wheel-Help

Thanks to all for the responses. You have convinced me of the virtues of a "test drive" prior to purchase. I have the TRUCK figured out. Next is the TRAILER decision. I was not aware of the rental possibilities. It turns out that there are many. In fact, you can rent a Trailer on site at s...
by jimcrawford01
Wed Jul 06, 2016 4:26 am
Forum: Personal Consumer Issues
Topic: Buying a Fifth Wheel-Help
Replies: 34
Views: 3705

Buying a Fifth Wheel-Help

First time buyer with no experience with RV travel.
They seem to come in all sizes but around 29-30 ft looks about right for me.
Used or New? One Manufacturer stand out?
Which truck to buy? Same questions.
Experience counts. Any help would be appreciated.
Jim
by jimcrawford01
Sun Jan 24, 2016 3:39 pm
Forum: Investing - Theory, News & General
Topic: Why Bogle?
Replies: 36
Views: 4121

Re: Why Bogle?

Is it just a fad that we will look back on in x years and question? I doubt that many BHs invest via fads. I view Mr Bogle as the only honest person on Wall St. His philosophy makes sense and has withstood the test of time, especially when compared to alternatives. His honesty has allowed myself an...
by jimcrawford01
Sun Jul 05, 2015 7:43 am
Forum: Personal Consumer Issues
Topic: Journal of my recent ride in Northern Italy
Replies: 11
Views: 2221

Re: Journal of my recent ride in Northern Italy

Nice Trip.
Nice Blog.
I read EVERY word and looked at EVERY picture.
Thanks for the report. I really enjoyed it.
Jim
by jimcrawford01
Sun Mar 29, 2015 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Est Tax Requirement?
Replies: 1
Views: 435

Est Tax Requirement?

For tax year 2014 I filed and had a $3500 refund (as a result of Est Tax paid) and received the refund. Then, I filed an amended return that had me owing $8500. So, I wish to calculate the quarterly Est Tax I should pay for tax year 2015 to reach the safe haven of 100% of the previous year. $3500 + ...
by jimcrawford01
Fri Mar 20, 2015 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Income Inheritance - Taxable?
Replies: 4
Views: 717

Re: Trust Income Inheritance - Taxable?

You've got it right. Capital assets receive a stepped up basis, but ordinary income assets still retain their ordinary income characteristics and remain taxable following death. The mistake may have been to pull all the incoome out at one time. Gill Thanks for the response. Trusts, Annuities, Life ...
by jimcrawford01
Fri Mar 20, 2015 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Income Inheritance - Taxable?
Replies: 4
Views: 717

Re: Trust Income Inheritance - Taxable?

If you go to the free dinner seminar and you buy the annuity, the living trust, the timeshare, or the bridge, not only did you pay for your free dinner, but you paid for the free dinners for everyone else in the room. Well, you answered a question but not exactly the one that I asked. A simple erro...
by jimcrawford01
Thu Mar 19, 2015 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Income Inheritance - Taxable?
Replies: 4
Views: 717

Trust Income Inheritance - Taxable?

I am the Personal Rep for the estate of my deceased step dad. He had a Revocable Trust that owned an Interest Annuity. He bought this Annuity for $150,000 and at the time of his death, was surrendered for $230,000. So, an $80,000 gain that has not been taxed. If the estate pays the tax on this (befo...
by jimcrawford01
Wed Mar 04, 2015 6:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 182
Views: 19301

Re: Petition for Jack Bogle's Presidential Medal of Freedom

. Over 330 new sign ups on March 3, 2015 - maybe things will are starting to take off. This Wall Street Journal article by Boglehead Allan Roth definitely helped. https://www.bogleheads.org/forum/viewtopic.php?p=2401081#p2401081 I have written to my Congressional person who is on the Committee, urg...
by jimcrawford01
Thu Jan 08, 2015 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 42000

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

I wish Vanguard would either rein in TurboTax or switch to a less greedy competitor. Tell your Flagship rep. I'l definitely let mine know. I did indeed speak with my Vanguard Flagship person and several others reps, as well. I am very disappointed in Vanguard. They are trying to "give" me...
by jimcrawford01
Mon Jan 05, 2015 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity into Roth?
Replies: 6
Views: 858

Re: Annuity into Roth?

Rather than surrendering it he'd probably be better off doing a like kind exchange into a Vanguard variable annuity, the ER of Vanguard's variable annuity accounts are slightly higher than the base funds but still very reasonable and probably much lower than what he's paying. Vanguard offers many o...
by jimcrawford01
Mon Jan 05, 2015 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity into Roth?
Replies: 6
Views: 858

Re: Annuity into Roth?

Annuities cannot be rolled into an IRA of any type or to a qualified employer plan. To avoid taxes on the surrender of an annuity, the annuity owner is limited to an exchange under Sec 1035: m Of course, the result is another insurance product issued by an insurance company. Of course, he could sur...
by jimcrawford01
Mon Jan 05, 2015 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity into Roth?
Replies: 6
Views: 858

Re: Annuity into Roth?

Annuities cannot be rolled into an IRA of any type or to a qualified employer plan. To avoid taxes on the surrender of an annuity, the annuity owner is limited to an exchange under Sec 1035: m Of course, the result is another insurance product issued by an insurance company. Of course, he could sur...
by jimcrawford01
Sun Jan 04, 2015 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity into Roth?
Replies: 6
Views: 858

Annuity into Roth?

My nephew was (unfortunately) steered to a variable annuity with Metlife more than 14 years ago. My advice to him is to surrender it and walk away. Then, if possible, rollover the money into his Roth. Can the money be rolled over into his existing Roth IRA? Or is the money simply considered income (...
by jimcrawford01
Tue Dec 02, 2014 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Savings Bond Wizard update keeps failing
Replies: 4
Views: 767

Re: Savings Bond Wizard update keeps failing

My Savings Bond Wizard wants to update but every time I try to do it, it bombs out. I leaves a window titled "0% Extacting" that won't go away until I reboot. Anyone else having this problem? I had a problem because I use Chrome for my browser (no pun intended). No problem if I use IE or ...
by jimcrawford01
Mon Sep 29, 2014 9:18 am
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 25
Views: 3997

Re: Norwegian Airlines

Pilots and pilot unions are quite afraid of the further race to the bottom posed by Norwegian's business model. However, safety would not be a reason for which I would not fly on the airline. There are other carriers with safety cultures which scare me much more. Norwegian is being quite innovative...
by jimcrawford01
Sun Sep 28, 2014 7:00 pm
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 25
Views: 3997

Re: Norwegian Airlines

Quote from ALPA (Airline Pilots Association): Norwegian Air International, a subsidiary of a Norwegian airline, has headquartered its operations in Ireland to take advantage of a lower labor and regulatory environment—counter to U.S. law and the U.S.-EU Air Transport Agreement, or Open Skies. NAI’s ...
by jimcrawford01
Mon Mar 25, 2013 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Can I add to a converted IRA?
Replies: 16
Views: 1272

Re: Can I add to a converted IRA?

I am interested in keeping the number of accounts down and keeping things simple. If I have existing Roth IRAs that were converted three years ago from traditional IRAs, can I add additional funds to the converted Roths or do I need to open a new Roth for funds I would like to add this year? I am r...
by jimcrawford01
Sun Mar 24, 2013 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Can I add to a converted IRA?
Replies: 16
Views: 1272

Re: Can I add to a converted IRA?

I am interested in keeping the number of accounts down and keeping things simple. If I have existing Roth IRAs that were converted three years ago from traditional IRAs, can I add additional funds to the converted Roths or do I need to open a new Roth for funds I would like to add this year? I thin...
by jimcrawford01
Sun Mar 24, 2013 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Can I add to a converted IRA?
Replies: 16
Views: 1272

Re: Can I add to a converted IRA?

I am interested in keeping the number of accounts down and keeping things simple. If I have existing Roth IRAs that were converted three years ago from traditional IRAs, can I add additional funds to the converted Roths or do I need to open a new Roth for funds I would like to add this year? I thin...
by jimcrawford01
Fri Mar 15, 2013 10:59 am
Forum: Investing - Help with Personal Investments
Topic: Metlife Variable Annuity Qs
Replies: 14
Views: 3203

Re: Metlife Variable Annuity Qs

Thanks to all who responded. My friend and I met with the Primerica rep who was selling the MetLife Primelite IV Variable Annuity. I was NOT impressed. At times, it seemed that I might know more than she did. THAT is a scary thought. The first five minutes did not go well so she called her boss and ...
by jimcrawford01
Fri Mar 15, 2013 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Metlife Variable Annuity Qs
Replies: 14
Views: 3203

Re: Metlife Variable Annuity Qs

I would not try to talk your friend into or out of the variable annuity or becomming a BH. The most I would say is that you don't personally care for variable annuities and that you are a BH. Leave the rest to him. As soon as you talk him into anything, something will happen to lower the value of h...
by jimcrawford01
Fri Feb 22, 2013 9:59 am
Forum: Investing - Help with Personal Investments
Topic: Metlife Variable Annuity Qs
Replies: 14
Views: 3203

Re: Metlife Variable Annuity Qs

Thanks to all. Your replies are appreciated. You have confirmed my beliefs. Now, I will try to persuade my friend. I have read the glossy pamphlets and the Prospectus but still didn't have a good command of the info. They certainly do not make it easy! I do have a plan. We are to meet with the agent...
by jimcrawford01
Thu Feb 21, 2013 9:12 pm
Forum: Investing - Help with Personal Investments
Topic: Metlife Variable Annuity Qs
Replies: 14
Views: 3203

Metlife Variable Annuity Qs

A friend is considering a Metlife PrimElite IV Variable Annuity. The agent trying to sell this thing states that it has a guaranteed 5%, even in years of market downturn. I'm skeptical. I had always thought that Variable Annuities were to be avoided due to excessive fees. An SPIA is more my style bu...
by jimcrawford01
Wed Oct 17, 2012 7:39 pm
Forum: Local Chapters and Bogleheads Community
Topic: New Hampshire/Maine Local Chapter
Replies: 11
Views: 2388

Re: New Hampshire/Maine Local Chapter

Hi Maria

I need you town and email address and I will add you to the list.

Plz reply to:

jimcrawford36@yahoo.com

Thanx.

Jim
by jimcrawford01
Wed Sep 26, 2012 8:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: New Hampshire/Maine Local Chapter
Replies: 11
Views: 2388

Re: New Hampshire/Maine Local Chapter

Dr12 and jojay

Please email me at

jimcrawford36@yahoo.com

Need

first name
Email address
City

I private mailed you but no response.

Jim
by jimcrawford01
Sun Jul 15, 2012 7:30 pm
Forum: Personal Consumer Issues
Topic: Education advice from Boglehead pilots?
Replies: 11
Views: 1480

Re: Education advice from Boglehead pilots?

GA (General Aviation) covers a very wide range of flyers, aircraft and operations.

In addition to all previously cited, EAA.org (Experimental Aircraft Association) would be worth your efforts.

Keep the shiny side up.

Jim
by jimcrawford01
Wed Jul 11, 2012 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Calculating My BETA
Replies: 0
Views: 210

Calculating My BETA

I am trying to use a Spread Sheet to determine the BETA of my Portfolio. Does Vanguard provide this anywhere? Do any of you do this yourself? Can you describe how you do it? I can get the daily movement of the DJIA, S&P500 and Nasdaq, expressed in %. I can take movement of the portfolio in $ and...
by jimcrawford01
Fri Apr 27, 2012 10:34 am
Forum: Investing - Theory, News & General
Topic: The house that Bogle built
Replies: 7
Views: 1239

Re: The house that Bogle built

Mr Bogle is da MAN.

He certainly changed the course of my life, for the better.

I will always be grateful.
by jimcrawford01
Mon Apr 16, 2012 8:10 am
Forum: Personal Consumer Issues
Topic: Where do we bogleheads Splurge?!
Replies: 138
Views: 11869

Re: Where do we bogleheads Splurge?!

Airplane and Motorcycle.

Otherwise, I am a true BogleHead. That is how I can participate in the Airplane and Motorcycle activities.