Search found 17 matches

by jediclampet
Sat Jan 23, 2016 10:01 pm
Forum: Investing - Help with Personal Investments
Topic: cost basis
Replies: 5
Views: 349

Re: cost basis

Haha, yes I opened my first brokerage account with ETRADE because they had a funny commercial during NFL games, But later I opened an account with Vanguard. 8-)
by jediclampet
Sat Jan 23, 2016 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: cost basis
Replies: 5
Views: 349

Re: cost basis

Thanks livesoft. This particular taxable account is with ETRADE. Years ago I seem to recall asking their customer service department about Tax Lots and I thought they said only First in First Out was available. Is that possible? I guess I should ask again.
by jediclampet
Sat Jan 23, 2016 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: cost basis
Replies: 5
Views: 349

cost basis

I realize this is a silly newbie questions but here goes...

In a taxable account, suppose I cost average into a mutual fund (e.g., VSCGX) with several purchases per year and reinvest dividends. If I sell after many years, will computing the cost basis and capital gains tax be tedious?
by jediclampet
Thu Aug 06, 2015 7:07 am
Forum: Investing - Help with Personal Investments
Topic: stock shares in estate
Replies: 6
Views: 477

stock shares in estate

Hello, I am posting this question on behalf of my family. My Grandmother passed away last year. She has owned shares of Boeing (BA) for over 40 years. She had 11 children, so now the shares need to be distributed to her heirs. One idea was to sell the shares and evenly divide the proceeds. But I sus...
by jediclampet
Tue Feb 11, 2014 7:18 pm
Forum: Personal Consumer Issues
Topic: backing out of home purchase
Replies: 22
Views: 2275

Re: backing out of home purchase

Keep in mind your "previous employer" will never, ever trust you again, since you left once and apparently leveraged that in to a bigger offer. So, unless the former employer is offering an iron clad and very lucrative deal - I would highly suggest thinking twice before leaving your curre...
by jediclampet
Tue Feb 11, 2014 7:13 pm
Forum: Personal Consumer Issues
Topic: backing out of home purchase
Replies: 22
Views: 2275

Re: backing out of home purchase

But I just found out that there is a very good chance that my previous employer will make me an attractive job offer in another city. Are there any major consequences to backing out of the home purchase? For example, will it damage my credit rating? Will your previous employer's offer include reloc...
by jediclampet
Mon Feb 10, 2014 8:29 pm
Forum: Personal Consumer Issues
Topic: backing out of home purchase
Replies: 22
Views: 2275

backing out of home purchase

I recently moved to Houston to take a new job. Due to the exorbitant rent, I decided to have a home built for a reasonable price just outside of the city. I paid $2000 earnest money and made arrangements for a 15 year loan. A few weeks ago I locked in the interest rate and I am supposed to close on ...
by jediclampet
Fri Nov 22, 2013 9:13 pm
Forum: Investing - Theory, News & General
Topic: A recommended portfolio
Replies: 20
Views: 1836

Re: A recommended portfolio

You have to use 0.1% rebalancing bands for the portfolio to function correctly.
by jediclampet
Sun Nov 10, 2013 2:33 am
Forum: Personal Finance (Not Investing)
Topic: LA State Income Tax incorrectly withheld after move to TX
Replies: 27
Views: 2339

Re: LA Sate Income Tax incorrectly withheld after move to TX

This raises an interesting question. If OP's employer reports on the W2 Louisiana income that is higher than is true (ie he was living in TX at the time he earned it) will he get away with reporting less on his LA tax return? Louisiana is rather aggressive in assuming you are leaving temporarily an...
by jediclampet
Sat Nov 09, 2013 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: LA State Income Tax incorrectly withheld after move to TX
Replies: 27
Views: 2339

Re: LA Sate Income Tax incorrectly withheld after move to TX

I wouldn't advise making a stink with the employer on this as it could get worse. As long as the extra LA withholding has stopped, it has stopped. And if the employer has paid LA already, they "ain't" getting it back nor making the effort to. This happened to me once and I simply got a la...
by jediclampet
Sat Nov 09, 2013 11:07 am
Forum: Personal Finance (Not Investing)
Topic: LA State Income Tax incorrectly withheld after move to TX
Replies: 27
Views: 2339

Re: LA Sate Income Tax incorrectly withheld after move to TX

You will have to file a LA tax return anyway. Withholding does not determine how much tax you pay or where you live. You can get a tax refund the same way everyone else does. So you are saying the ~$1700 will be included on my LA state income tax return, so I don't need to have my employer reimburs...
by jediclampet
Sat Nov 09, 2013 10:36 am
Forum: Personal Finance (Not Investing)
Topic: LA State Income Tax incorrectly withheld after move to TX
Replies: 27
Views: 2339

LA State Income Tax incorrectly withheld after move to TX

In April, I accepted a position in TX while living in LA. I started working remotely for the first couple of months but then I moved to TX to work onsite. I recently noticed that the employer was still withholding LA taxes even though I'd lived in TX for over 5 months and I'd changed my address in t...
by jediclampet
Mon Jan 28, 2013 10:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: Anyone in the New Orleans area?
Replies: 39
Views: 13953

Re: Anyone in the New Orleans area?

I am in Metairie!
by jediclampet
Mon Dec 31, 2012 11:03 am
Forum: Investing - Help with Personal Investments
Topic: open traditional IRA?
Replies: 16
Views: 1843

Re: open traditional IRA?

I found that article while browsing the Business section of Google News yesterday.
by jediclampet
Sun Dec 30, 2012 9:24 pm
Forum: Investing - Help with Personal Investments
Topic: open traditional IRA?
Replies: 16
Views: 1843

Re: open traditional IRA?

I know April 15, 2013 is the last day to contribute for 2012 but I read that the traditional IRA account must have been opened (created) by close of business on December 31, 2012. Not true. Where are you getting that? From here: http://chicagophoenix.com/2012/12/30/to-contribute-to-an-ira-or-a-roth...
by jediclampet
Sun Dec 30, 2012 7:02 pm
Forum: Investing - Help with Personal Investments
Topic: open traditional IRA?
Replies: 16
Views: 1843

Re: open traditional IRA?

Thanks for your reply. I apologize for the ambiguity. Your opening sentence is incorrect. You can contribute to a 2012 IRA -- Roth or traditional -- up until April 15 2013. I know April 15, 2013 is the last day to contribute for 2012 but I read that the traditional IRA account must have been opened ...
by jediclampet
Sun Dec 30, 2012 5:20 pm
Forum: Investing - Help with Personal Investments
Topic: open traditional IRA?
Replies: 16
Views: 1843

open traditional IRA?

I just learned that tomorrow is the last day to open a traditional IRA if I want to contribute for 2012. I am 42 years old. I already have had a Roth IRA (since 2011) and I have a 401K via my employer (current balance is $72,000). I also have $27,000 invested in a taxable account. My current annual ...

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