Search found 22 matches

by jcavana1
Mon Jun 12, 2017 6:39 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7716

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Here is the reason that I love google stock going forward....Software. It's all about software. Google, Uber, Lyft, Facebook, Microsoft, Amazon have made virtually all of their money because of 1 thing....software. And no one can compete with google on software. I just wonder if Apple and Microsoft...
by jcavana1
Mon Jun 12, 2017 5:38 pm
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 7716

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

Here is the reason that I love google stock going forward....Software.

It's all about software. Google, Uber, Lyft, Facebook, Microsoft, Amazon have made virtually all of their money because of 1 thing....software.

And no one can compete with google on software.
by jcavana1
Thu Jun 08, 2017 3:59 pm
Forum: Investing - Theory, News & General
Topic: Does anyone feel they missed out on AMZN, NFLX,TSLA?
Replies: 103
Views: 6885

Re: Does anyone feel they missed out on AMZN, NFLX,TSLA?

Looking back, I don't think the risk/reward for these stocks has ever been good enough for me to invest. Obviously, I wish I had. But Tesla has still never made money. Their CEO came out recently saying the stock is overpriced. Amazon and Netflix make a tiny amount of profit relative to market cap. ...
by jcavana1
Tue Jun 06, 2017 8:14 am
Forum: Personal Finance (Not Investing)
Topic: I'm considering buying a house in the $800k range.. can I?
Replies: 67
Views: 6356

Re: I'm considering buying a house in the $800k range.. can I?

You can absolutely afford it. Don't let anyone tell you otherwise. But...of course there is a tradeoff (a significant portion of your money is ties down in this illiquid investment). It's up to you to decide whether the tradeoff is worth it. FWIW, It is a great time to be buying a home. Stock market...
by jcavana1
Sun Jun 04, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: New laptop needed, any ideas?
Replies: 24
Views: 1630

Re: New laptop needed, any ideas?

My 7 y/o HP is going downhill and I'm in the market for a quality new one. I've been looking at a Lenovo thinkpad so far from reviews I've read. I guess I'm a typical user and just need something for data/files storage, streaming/surfing the web, and microsoft office applications. I'm wanting to ke...
by jcavana1
Sun Jun 04, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: New laptop needed, any ideas?
Replies: 24
Views: 1630

Re: New laptop needed, any ideas?

My 7 y/o HP is going downhill and I'm in the market for a quality new one. I've been looking at a Lenovo thinkpad so far from reviews I've read. I guess I'm a typical user and just need something for data/files storage, streaming/surfing the web, and microsoft office applications. I'm wanting to ke...
by jcavana1
Thu May 25, 2017 7:09 pm
Forum: Investing - Theory, News & General
Topic: The dot com "do over" bull market?
Replies: 82
Views: 8186

Re: The dot com "do over" bull market?

[quote="frankmorris"]Reading through Random Walk Down Wall Street, and trying really hard to see what bubble we're in right now, if we're in one. One comment theme amongst bubbles is that some new fad (business model, technology, etc.) causes people to not see that the business models thos...
by jcavana1
Sat May 20, 2017 10:22 am
Forum: Investing - Help with Personal Investments
Topic: Convince me to get back into stocks!
Replies: 83
Views: 6165

Re: Convince me to get back into stocks!

I was in your situation last year, relatively new to investing and feeling like I could time the market. To make a long story short, I got lucky and timed the Brexit tank just about perfectly. I was honest with myself and realized that it was just luck. I had no idea Brexit was going to happen or th...
by jcavana1
Fri May 19, 2017 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: I am a huge believer in Passive Indexing.. but.....
Replies: 42
Views: 3386

Re: I am a huge believer in Passive Indexing.. but.....

It is a phenomena due to their size, which they have been vocal about for many years, that returns will start going down and it will be harder to beat the benchmark. But even beating the benchmarks after all taxes/costs by 1-2% per year is significant in the long run.[/quote] I read a quote from Buf...
by jcavana1
Sun May 14, 2017 6:28 am
Forum: Personal Consumer Issues
Topic: Switch from iPhone to Google Fi and Pixel?
Replies: 37
Views: 3845

Re: Switxh from iPhone to Google Fi and Pixel?

I've had my iPhone 6+ since Dec 3, 2014 and I paid over $900 for it including tax (the < $1/day for it will be near the end of next month). I'm not a Mac guy, per se, I believe in using the right tools for the right jobs, and I do have a ~3.5-year old 15-inch MacBook pro that has served me well. So...
by jcavana1
Thu May 11, 2017 5:12 am
Forum: Investing - Theory, News & General
Topic: Gundlach shorts S&P 500, says passive investing is a 'myth'
Replies: 51
Views: 6384

Re: Gundlach shorts S&P 500, says passive investing is a 'myth'

selftalk wrote:John Bogle doesn`t know anyone who can consistently BEAT THE MARKET. In fact he said that he doesn`t know anyone that knows anyone that consistanly beats the market.


Buffett??
by jcavana1
Sun May 07, 2017 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Fixed Annuities - Pros -vs- Cons
Replies: 26
Views: 2221

Re: Fixed Annuities - Pros -vs- Cons

Warning warning warning! "Fixed annuity" is not the complete name of the product, and there are two quite different products with names that sound like this. 1) So-called "Fixed indexed annuities" which are very bad, not recommended by anyone I know except people who sell them, ...
by jcavana1
Sun May 07, 2017 8:12 am
Forum: Investing - Help with Personal Investments
Topic: Fixed Annuities - Pros -vs- Cons
Replies: 26
Views: 2221

Re: Fixed Annuities - Pros -vs- Cons

I have a fixed annuity my parents bought me to the tune of $5k shortly after i was born, so about 37 years ago. I don't really understand what their thinking was, and they don't remember either. At various times over the years I've been tempted to just liquidate it and consolidate the proceeds into...
by jcavana1
Tue Apr 25, 2017 10:58 am
Forum: Investing - Theory, News & General
Topic: Question about dividends paid out by mutual funds
Replies: 3
Views: 457

Question about dividends paid out by mutual funds

When owning a single stock the dividend eligible and payout dates are clearly defined and the stock is marked down on the payout date (I believe). How does this process work with funds that payout dividends annually? What is to stop someone from purchasing the fund immediately before the dividend is...
by jcavana1
Fri Apr 14, 2017 4:22 pm
Forum: Personal Consumer Issues
Topic: Anyone else decided not to finish med school?
Replies: 55
Views: 6585

Re: Anyone else decided not to finish med school?

As a medical resident in my 8th year of post college training and with two years to go, if he wasn't sure about it that early then i really think he made the right decision. It gets harder and more difficult to be enthusiastic every year.

No shame in trying to be happy.
by jcavana1
Fri Apr 07, 2017 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Help Understanding Preferred Stock Risk
Replies: 39
Views: 3017

Re: Help Understanding Preferred Stock Risk

My issue with preferred stocks is that the massive and well documented recent investor preference for yield has made anything with a high yield a crowded investment. Also look at a chart of PFF during the market crash. Prefeereds went from $47 to $19. That is NOT a suitable replacement for bonds in...
by jcavana1
Tue Apr 04, 2017 5:34 pm
Forum: Investing - Help with Personal Investments
Topic: Help Understanding Preferred Stock Risk
Replies: 39
Views: 3017

Re: Help Understanding Preferred Stock Risk

My issue with preferred stocks is that the massive and well documented recent investor preference for yield has made anything with a high yield a crowded investment. Also look at a chart of PFF during the market crash. Prefeereds went from $47 to $19. That is NOT a suitable replacement for bonds in...
by jcavana1
Sat Apr 01, 2017 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Help Understanding Preferred Stock Risk
Replies: 39
Views: 3017

Re: Help Understanding Preferred Stock Risk

I would be using money from my bond allocation. I understand that rising rates would negatively affect the cost of the preferred shares, as they would for bonds. However, I expect to hold these for decades and dont worry about short term rates.
by jcavana1
Sat Apr 01, 2017 1:31 pm
Forum: Investing - Help with Personal Investments
Topic: Help Understanding Preferred Stock Risk
Replies: 39
Views: 3017

Help Understanding Preferred Stock Risk

I have read Larry's thorough piece on the risk of preferred stock: http://www.cbsnews.com/news/why-you-should-avoid-preferred-stocks/ But am still having trouble assessing risk relating specifically NON-CALLABLE preferred stock. Assuming that I believe 1) Wells Fargo will not go bankrupt for the nex...
by jcavana1
Tue Oct 25, 2016 6:03 pm
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 186
Views: 29958

Re: Chase Sapphire Reserve: Too good to be (completely) true

If you were to only count spending on the 3x categories, you'd have to spend $3333 per year to cover $150 annual fee (subtracting $300 travel credit). Compare this to the Chase Sapphire Preferred with an annual fee of $95 and 2x points on dining and travel, you'd have to spend $3800 on these catego...
by jcavana1
Fri Oct 21, 2016 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Got Chase sapphire reserve credit card. Can I close C S preferred
Replies: 16
Views: 2371

Re: Got Chase sapphire reserve credit card. Can I close C S preferred

Not my website but CreditCardpeDiem has a good CSR synopsis
by jcavana1
Mon Aug 22, 2016 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: Getting started with Investing
Replies: 3
Views: 415

Getting started with Investing

I am 25 yo female who recently started saving for retirement. I am currently sitting on approximately 25k in a money market account and am a little apprenhensive about whether or not to invest in the market and bonds, CD or keep a large portion of it in my current account. I hesitate to invest becau...

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