Search found 8 matches

by janeway
Fri Jun 30, 2017 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: How to change banking and credit card periods to end of month?
Replies: 12
Views: 898

Re: How to change banking and credit card periods to end of month?

Easiest way is to call each individually. I've done this for mine. As mentioned above they usually let you pick from a list of days they have available.
by janeway
Tue May 16, 2017 12:48 am
Forum: Investing - Theory, News & General
Topic: Best argument you've heard against passive/for active?
Replies: 49
Views: 4702

Best argument you've heard against passive/for active?

When I feel comfortable in a decision or opinion it's usually because I'm informed enough to argue something from both sides. However I've mostly exposed myself to bogleheads and others with similar opinions so I'm not at that point with investing. I'm therefore curious what are the most convincing ...
by janeway
Sat Apr 22, 2017 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Torn on whether to close 3rd oldest credit card
Replies: 12
Views: 1078

Re: Torn on whether to close 3rd oldest credit card

FYI if you were to close the card it would still remain on your credit report for another 7 years if closed in bad standing (you had charge offs, etc) or 10 years if you were in good standing. In other words to the FICO algorithm if it's a 3 year old card right now by the time it falls off your repo...
by janeway
Wed Apr 05, 2017 9:49 am
Forum: Investing - Theory, News & General
Topic: Alts:new sources of risk/return improve portfolio efficiency
Replies: 119
Views: 9758

Re: Alts:new sources of risk/return improve portfolio efficiency

Larry, thanks for the quick reply! Sorry I misunderstood the reference to CAT bonds. So based on your earlier comment it sounds like the closed-end fund you recommend isn't buying stocks or bonds in reinsurance companies but rather they are directly negotiating contracts with the reinsurers themselv...
by janeway
Wed Apr 05, 2017 9:30 am
Forum: Investing - Theory, News & General
Topic: Alts:new sources of risk/return improve portfolio efficiency
Replies: 119
Views: 9758

Re: Alts:new sources of risk/return improve portfolio efficiency

Thanks for the article! Very interesting. It reminds me of when I first read about investing in timber farms. The idea was their return is driven by tree growth which is about as independent of the stock market as you can get. Then I looked into their performance around 2008/09 and saw timber REITs ...
by janeway
Sun Apr 02, 2017 9:23 pm
Forum: Investing - Theory, News & General
Topic: How do I determine what's priced into the market?
Replies: 4
Views: 662

How do I determine what's priced into the market?

I'm not trying to predict the future or base my own investing decisions on this. I've come up with an asset allocation and plan to stick to it. However I also like to learn new things and am curious how to calculate what's "priced into the market". Obviously that phrase is a little ambiguo...
by janeway
Sun Apr 02, 2017 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Young-ish bogleheads: How much (if any) social security do you expect in retirement?
Replies: 88
Views: 5259

Re: Young-ish bogleheads: How much (if any) social security do you expect in retirement?

I generally hope for the best and plan for the worst. When I created a retirement spreadsheet I assumed I wouldn't get any. Most people like to build in a little extra safety into their projections just in case (ie plan for a 3% SWR when they know 4% should be okay still). I view it as part of that ...
by janeway
Fri Mar 24, 2017 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard – Information Only Login for Mint?
Replies: 0
Views: 431

Vanguard – Information Only Login for Mint?

I'd like to setup my Vanguard account so that the login info I give to mint can only see my balance/transactions and not execute trades, etc. Similar to this offering by Capital One 360: http://helpcenter.capitalone360.com/Topic.aspx?category=FINANCE1 I don't have an account with capital one but my ...