Search found 1526 matches

by island
Tue Dec 06, 2016 10:56 pm
Forum: Personal Consumer Issues
Topic: Flying Across Atlantic with 98th Percentile 18-Month Child
Replies: 114
Views: 5927

Re: Flying Across Atlantic with 98th Percentile 18-Month Child

Kiter wrote:I have not read the whole thread ,but to answer question #1 ....consider others on the flight seated next to you and in front of you.


Exactly
by island
Tue Dec 06, 2016 4:56 am
Forum: Personal Consumer Issues
Topic: Flying Across Atlantic with 98th Percentile 18-Month Child
Replies: 114
Views: 5927

Re: Flying Across Atlantic with 98th Percentile 18-Month Child

Do everyone a favor and buy the child a seat.
by island
Sun Dec 04, 2016 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do You Consider Dividends As Income?
Replies: 65
Views: 3874

Re: Do You Consider Dividends As Income?

avalpert wrote:No, I consider it part of investment returns.


Same here. Maybe I'll think of it differently when I retire, but for now we only count our wages.
by island
Sun Dec 04, 2016 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: One Amazon account or two
Replies: 6
Views: 528

Re: One Amazon account or two

Spouse and I have separate accounts with access to each other's. Just worked out that way when he was buying something but didn't remember my password so just opened his own. Has the advantage of being able to buy gifts for each other without other knowing and sometimes there are 1 discount per user...
by island
Sun Dec 04, 2016 2:30 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Gain Harvesting: Which shares to sell?
Replies: 10
Views: 886

Re: Tax Gain Harvesting: Which shares to sell?

My advice is to sell all the little lots in order to tidy up the cost basis web page at your broker's web site. It is a cosmetic thing. If you want to sell more shares, then go on to the bigger lots. You are also allowed to sell some, but not all, of the shares, in a lot Livesoft- That type of clea...
by island
Sun Dec 04, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: How do you save copies of your tax forms and supporting docs?
Replies: 25
Views: 1608

Re: How do you save copies of your tax forms and supporting docs?

Rainmaker41 wrote:I have a 'Taxes' folder on my Google Drive. That has sub-folders for each year. Electronic versions of all relevant documents are kept there.


Did you have tax years before you went electronic? Scan those paper copies to your Google Drive folder?
Thanks
by island
Sun Dec 04, 2016 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: How do you save copies of your tax forms and supporting docs?
Replies: 25
Views: 1608

How do you save copies of your tax forms and supporting docs?

Paper, on personal computer, online tax prep account (Turbo Tax, Tax Act, etc), or some other format? Depending on the year I have paper copies in a file cab, electronic stored on computer, and stored online in Turbo Tax account,in that order because that's how doing my taxes has progressed, but I w...
by island
Sun Dec 04, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 81
Views: 8724

Re: Amazon Prime Getting Stingy?

I ordered somethings from Amazon on 26th (1 week ago) that has not yet been shipped (says preparing for shipment for several days now). It is supposed to arrive Dec 1-6. I am not a Prime member. At this stage I am not confident if it will arrive by 6th. I also ordered from multiple other stores eve...
by island
Fri Dec 02, 2016 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Is there a Lazy Way to Report Carryover Losses for Tax Return
Replies: 8
Views: 633

Re: Is there a Lazy Way to Report Carryover Losses for Tax Return

IRS gets a 1099-B, so it knows the number of shares reported. I have shown a 1099-B and how I filled out a tax return in this post: https://www.bogleheads.org/forum/viewtopic.php?p=2773041#p2773041 Note how the tax software simplifed things and used the word "various" for date acquired wh...
by island
Tue Nov 29, 2016 1:40 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2012
Views: 519753

Re: What Book Are You Currently Reading? Part VI

Just finished A Man Called Ove , by Fredrik Backman. Wow. Wow. What can I say? Wow. Glad to hear that. I have a copy in my "to be read" pile. I have heard so many good things about this book that I just placed a hold on it at my library. I stand 265 in a queue of 265. Omg, hopefully your ...
by island
Tue Nov 29, 2016 1:34 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512424

Re: What Movie Have You Recently Watched?

I saw Arrival on Wednesday. Taking preferences into account (I like science fiction that makes me think), it's one of the best movies I've ever seen. Really glad I decided to go see it. Sci Fi is not my preference, but I really liked it. We knew nothing about it going in and it gave us a lot to tal...
by island
Tue Nov 29, 2016 1:19 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2012
Views: 519753

Re: What Book Are You Currently Reading? Part VI

Just finished reading A Man Called Ove by Fredrik Backman. Really, really good. I loved that book. His next 2 books are good too: "My Grandmother Told Me to Tell You She's Sorry" and the follow up to that "Britte-Marie Was Here", but neither top Ove. :D I look forward to his nex...
by island
Mon Nov 28, 2016 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: 401(k) rollover
Replies: 11
Views: 963

Re: 401(k) rollover

Why not leave it where it is? My husband did that for years and eventually rolled it into his current 401K to simplify. Moving it to an IRA would have prevented him from stashing away another $6500 annually via the Backdoor ROTH. Make sure you know all your options and consequences before making any...
by island
Mon Nov 28, 2016 2:37 pm
Forum: Personal Consumer Issues
Topic: Shopping and Time Vs. Money
Replies: 20
Views: 1835

Re: Shopping and Time Vs. Money

Just pondered this over the weekend because after a successful experiment I have decided from now on I will continue to spend the $9/box to buy 3 boxes of new holiday lights at Home Depot each year instead of carefully unwinding strings of lights from my tree after the holidays, carefully rewinding...
by island
Sun Nov 27, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Cake or pie?
Replies: 7
Views: 718

Re: Cake or pie?

Sure people can like both equally. I prefer layer cakes with frosting, DH pie. If choice was endless he'd go for a brownie or cookie before anything and cheesecake would be my last choice.
I assume all are equally unhealthy so I try to resist. :wink:
by island
Sun Nov 27, 2016 2:08 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in the 80's when CD rates were 17%?
Replies: 74
Views: 6602

Re: Investing in the 80's when CD rates were 17%?

Ahem. Anybody remember what mortgage rates were at the time? Seems to me my first mortgage was at 9.75%. Maybe 9.5. That was with 20% down and 30 year term. Made purchasing a house pretty difficult. No kidding! Our morgage rate was about 11% with 20% down when purchased in 88 and good friend's who ...
by island
Sat Nov 26, 2016 1:28 pm
Forum: Investing - Help with Personal Investments
Topic: Should I convert to ROTH or not?
Replies: 14
Views: 1435

Re: Should I convert to ROTH or not?

Please help me understand.... When you talk about the tax bracket you're in to determine if it makes sense to convert are you using AGI?
Thanks.
by island
Sun Nov 13, 2016 11:31 am
Forum: Investing - Help with Personal Investments
Topic: What can my parents do at the moment?
Replies: 13
Views: 1642

Re: What can my parents do at the moment?

The obvious thing is to continue working and look for a better paying job or an additional job. I'm close in age to your mom, still working and would never consider retirement in that situation if I could avoid it. Is there any reason why she can't do that?
by island
Sun Nov 13, 2016 2:33 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512424

Re: What Movie Have You Recently Watched?

Hacksaw Ridge. Great movie. Intense battle scenes though.
by island
Sun Nov 06, 2016 5:56 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 244
Views: 27609

Re: TLH for absolute dummies [Tax Loss Harvesting]

What should I be doing now to learn and prepare for that? What tax forms, schedules, specific lines and other things should I focus on? Any suggestions? Thanks I posted an entire thread about this: Tax-loss harvesting documented with screen captures and tax returns. Please note how the IRS allows f...
by island
Sun Nov 06, 2016 12:46 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 244
Views: 27609

Re: TLH for absolute dummies [Tax Loss Harvesting]

^^^ Here's what's going on: - You pay taxes if you make a profit selling stock. - If you take a loss (sell for less than you paid for the stock), you're allowed to use the loss as a "credit" against the profit. - The result is you don't have to pay as much taxes because the loss offsets t...
by island
Thu Oct 20, 2016 5:31 pm
Forum: Personal Consumer Issues
Topic: Sibling's destination wedding?
Replies: 137
Views: 11487

Re: Sibling's destination wedding?

Thank you all for your thoughts and experiences. I'll be sure to post an update once plans have been finalized and we have made a decision. I neglected to post an update. We are planning to attend. There's been some additional bumps along the way, but our children only see these cousins every few y...
by island
Wed Oct 19, 2016 6:17 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512424

Re: What Movie Have You Recently Watched?

Swimmer wrote:
tludwig23 wrote:Just saw A Man Called Ove. Very good. I'd highly recommend for anyone.



I didn't know this was a movie. LOVED the book!


Ditto to both statements. :D
by island
Wed Oct 19, 2016 6:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2089
Views: 512424

Re: What Movie Have You Recently Watched?

duplicate
by island
Mon Oct 17, 2016 8:23 pm
Forum: Personal Consumer Issues
Topic: Dire need for a white pull-out kitchen sink spray hood
Replies: 6
Views: 829

Re: Dire need for a white pull-out kitchen sink spray hood

Is the manufacturer's name on it? If so take a pic and email them for part info.

If she hates the chrome that much, why not just replace the entire faucet.

Good luck!
by island
Tue Oct 11, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: Kitchen Remodel question
Replies: 44
Views: 3334

Re: Kitchen Remodel question

The microwave over the stove look is outdated. Remodeled kitchens do away with the microwave over the stove as an "Early 1990's Look" and are replacing them with open shelving and a nice new kitchen hood/vent. For $2,000 I would install a nice stainless steel vent/hood with work space lig...
by island
Sun Oct 09, 2016 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Received a gift of unwanted land
Replies: 23
Views: 3577

Re: Received a gift of unwanted land

Is it just me that thinks it's odd that property would be deeded to the kids without asking them first? One can just do that without the receiver's permission? Make it and the taxes, liability, etc, someone else's problem. If you and your wife really don't want it, or want it now, you should have an...
by island
Mon Oct 03, 2016 4:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Livesoft?
Replies: 94
Views: 13551

Re: Where is Livesoft?

Stalkers :twisted:
by island
Tue Sep 27, 2016 8:31 pm
Forum: Personal Consumer Issues
Topic: Where to spend January-March in Winter??
Replies: 37
Views: 3244

Re: Where to spend January-March in Winter??

What beach areas did you look at in San Diego? Did you try N county, Solana Beach or Carlsbad? We checked the temperatures in North County and they were about the same as Coronado Island. I loved the activities in and around San Diego but never was able to go to the beach. It was 66-68 every day, n...
by island
Mon Sep 26, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Where to spend January-March in Winter??
Replies: 37
Views: 3244

Re: Where to spend January-March in Winter??

What beach areas did you look at in San Diego? Did you try N county, Solana Beach or Carlsbad?
by island
Sun Sep 18, 2016 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: what to do with an IRA?
Replies: 5
Views: 518

Re: what to do with an IRA?

Joel wrote:Can you roll his Ira over to his new 401k?


+ 1. That's what my DH did with an IRA rollover from a previous job so he could clear the way for backdoor ROTHs.
by island
Sun Sep 18, 2016 10:14 pm
Forum: Personal Consumer Issues
Topic: Coffee makers: Moka, French Press, etc.
Replies: 34
Views: 2232

Re: Coffee makers: Moka, French Press, etc.

I hate coffee, but DH loves his Aeropress.
by island
Sat Sep 17, 2016 3:39 pm
Forum: Personal Consumer Issues
Topic: Did you have a Mid Life Crisis? [Consumer related]
Replies: 103
Views: 10453

Re: Did you have a Mid Life Crisis?

According to some web definitions, someone becoming from loving his job to losing interest in his job is one of the symptoms of middle life crisis. I am wondering if thinking about early retirement (by someone who enjoyed his work very much before) is also a middle life crisis symptom. Do you reali...
by island
Sat Sep 17, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10868

Re: How much vacation time do you get at work?

Some of you get 11 to "two weeks" of holidays? Please satisfy my curiosity and tell me what they are! What the heck, you kids get Groundhog and Earth Day off? :D We get: New Years Day MLK Day Presidents Day Memorial Day Independence Day (2 days) Labor Day Thanksgiving (2 days) Christmas (...
by island
Wed Sep 14, 2016 11:01 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 12297

Re: Which city to start early retirement?

jjunk wrote:LOL, that sounds exactly like my wifes response.


Much more fun to talk about aquariums; I'm with her on that! :D
by island
Tue Sep 13, 2016 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2467

Re: When to sell parent's home

... He has dementia and is going into assistive living. No plan to sell his home immediately because family wants to make sure he transitions well... How does this affect their decision? Say he doesn't transition well. Are they going to move a person with dementia back into his home unattended? No ...
by island
Tue Sep 13, 2016 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2467

Re: When to sell parent's home

One child lives a few blocks away and will continue to maintain it. It won't be indefinite. I'm surprised it's an issue though. I have 2 friends whose last parent passed away about 5 years ago and both of those homes are vacant.maintained, but not put up for sale yet. Not sure why. Both in CA. Some ...
by island
Tue Sep 13, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2467

When to sell parent's home

Question for friend that I thought the Bogleheads would be able answer. Parent lives on own in the home he's owned for decades, morgage paid. Probably worth 100-150K. He has dementia and is going into assistive living. No plan to sell his home immediately because family wants to make sure he transit...
by island
Sun Sep 11, 2016 12:19 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 12297

Re: Which city to start early retirement?

Out of Boise, Columbus and Vegas, I would pick Boise hands down. But I've never been to Boise, I've been to the others. If you toss Boone into the mix, I would choose Boone hands down. But OP, you're only ~42. Instead of settling on a place that will be ok (and being quite concerned about healthcar...
by island
Fri Sep 09, 2016 9:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2012
Views: 519753

Re: What Book Are You Currently Reading? Part VI

Being Mortal by Atul Gawande. I held off reading this book for a time, as I expected it to be a detailed examination of how our bodily systems fail as we die. I was mistaken; it is a discussion of how our current approach to old age and debility fails us, and an examination of efforts to address th...
by island
Fri Sep 09, 2016 9:34 pm
Forum: Investing - Theory, News & General
Topic: Do Bogleheads Budget?
Replies: 104
Views: 12755

Re: Do Bogleheads Budget?

Never had a budget and never pinched pennies. Always lived within means and just knew when had to scale back or watch it on the big purchases. That was mostly when first married with very modest incomes and had a lot of expenses that came when first purchased, furnished and landscaped our home.
by island
Mon Sep 05, 2016 9:05 pm
Forum: Personal Consumer Issues
Topic: Hearing aid 101
Replies: 52
Views: 3674

Re: Hearing aid 101

Are you a veteran? The VA provides hearing aids and the hearing loss does not have to be service related. Some people have to pay an office visit copay.
In my area, the veteran contacts the local VA hospital membership or enrollment dept to get the ball rolling on eligibility.
by island
Sun Sep 04, 2016 7:07 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell taxable investment to pay down fiance's debt?
Replies: 32
Views: 1977

Re: Should I sell taxable investment to pay down fiance's debt?

No way, not until married. I'd also be concerned that only 27 and already mentioning potential "burnout". Oh no honey, don't even think about it until YOU work off your school debt! :annoyed :twisted: Burnout is apparently common in big law. It's not that you're burned out from work and b...
by island
Sun Sep 04, 2016 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell taxable investment to pay down fiance's debt?
Replies: 32
Views: 1977

Re: Should I sell taxable investment to pay down fiance's debt?

No way, not until married.
I'd also be concerned that only 27 and already mentioning potential "burnout".
Oh no honey, don't even think about it until YOU work off your school debt! :annoyed :twisted:
by island
Sat Sep 03, 2016 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Help with potential lawsuit
Replies: 32
Views: 2921

Re: Trust-Owned Vehicle?

OP, Is the car registered as part of your family trust, by any chance? Opposing parties (or their lawyers) tend to see bigger dollar signs when they are in an accident with a company-owned or trust-owned vehicle. If your car is owned (on the title) by your trust, it is recommened to remove it to av...
by island
Sat Sep 03, 2016 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Help with potential lawsuit
Replies: 32
Views: 2921

Re: Trust-Owned Vehicle?

OP, Is the car registered as part of your family trust, by any chance? Opposing parties (or their lawyers) tend to see bigger dollar signs when they are in an accident with a company-owned or trust-owned vehicle. If your car is owned (on the title) by your trust, it is recommened to remove it to av...
by island
Sat Sep 03, 2016 3:15 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 12297

Re: Which city to start early retirement?

How "early" is your early retirement? Haven't read entire thread, but my first thought is if cutting it so close that you must move to low COL area as soon as you retire, have limited choices, and require exact ACA costs before doing so, etc, is it possible to work a little longer? Maybe I...
by island
Thu Sep 01, 2016 7:53 pm
Forum: Investing - Theory, News & General
Topic: How to give unsolicited advice
Replies: 54
Views: 3672

Re: How to give unsolicited advice

How to give unsolicited advice? Simple. Don't.
So annoying.
by island
Tue Aug 30, 2016 9:50 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10868

Re: How much vacation time do you get at work?

Some of you get 11 to "two weeks" of holidays? Please satisfy my curiosity and tell me what they are!
What the heck, you kids get Groundhog and Earth Day off? :D
by island
Sun Aug 28, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Buying house near church
Replies: 68
Views: 5693

Re: Buying house near church

I'd have to see the location to have an opinion. Depends on the town, neighborhood. I can think of many neighborhood churches i wouldn't mind living near in the smallish East Coast city I grew up in. Here in the 'burbs of my large SoCal city, no way. Too much traffic.

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