Search found 1496 matches

by island
Sun Sep 18, 2016 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: what to do with an IRA?
Replies: 5
Views: 444

Re: what to do with an IRA?

Joel wrote:Can you roll his Ira over to his new 401k?


+ 1. That's what my DH did with an IRA rollover from a previous job so he could clear the way for backdoor ROTHs.
by island
Sun Sep 18, 2016 10:14 pm
Forum: Personal Consumer Issues
Topic: Coffee makers: Moka, French Press, etc.
Replies: 34
Views: 1995

Re: Coffee makers: Moka, French Press, etc.

I hate coffee, but DH loves his Aeropress.
by island
Sat Sep 17, 2016 3:39 pm
Forum: Personal Consumer Issues
Topic: Did you have a Mid Life Crisis? [Consumer related]
Replies: 103
Views: 9985

Re: Did you have a Mid Life Crisis?

According to some web definitions, someone becoming from loving his job to losing interest in his job is one of the symptoms of middle life crisis. I am wondering if thinking about early retirement (by someone who enjoyed his work very much before) is also a middle life crisis symptom. Do you reali...
by island
Sat Sep 17, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10178

Re: How much vacation time do you get at work?

Some of you get 11 to "two weeks" of holidays? Please satisfy my curiosity and tell me what they are! What the heck, you kids get Groundhog and Earth Day off? :D We get: New Years Day MLK Day Presidents Day Memorial Day Independence Day (2 days) Labor Day Thanksgiving (2 days) Christmas (...
by island
Wed Sep 14, 2016 11:01 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 11325

Re: Which city to start early retirement?

jjunk wrote:LOL, that sounds exactly like my wifes response.


Much more fun to talk about aquariums; I'm with her on that! :D
by island
Tue Sep 13, 2016 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2326

Re: When to sell parent's home

... He has dementia and is going into assistive living. No plan to sell his home immediately because family wants to make sure he transitions well... How does this affect their decision? Say he doesn't transition well. Are they going to move a person with dementia back into his home unattended? No ...
by island
Tue Sep 13, 2016 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2326

Re: When to sell parent's home

One child lives a few blocks away and will continue to maintain it. It won't be indefinite. I'm surprised it's an issue though. I have 2 friends whose last parent passed away about 5 years ago and both of those homes are vacant.maintained, but not put up for sale yet. Not sure why. Both in CA. Some ...
by island
Tue Sep 13, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 2326

When to sell parent's home

Question for friend that I thought the Bogleheads would be able answer. Parent lives on own in the home he's owned for decades, morgage paid. Probably worth 100-150K. He has dementia and is going into assistive living. No plan to sell his home immediately because family wants to make sure he transit...
by island
Sun Sep 11, 2016 12:19 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 11325

Re: Which city to start early retirement?

Out of Boise, Columbus and Vegas, I would pick Boise hands down. But I've never been to Boise, I've been to the others. If you toss Boone into the mix, I would choose Boone hands down. But OP, you're only ~42. Instead of settling on a place that will be ok (and being quite concerned about healthcar...
by island
Fri Sep 09, 2016 9:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1857
Views: 452427

Re: What Book Are You Currently Reading? Part VI

Being Mortal by Atul Gawande. I held off reading this book for a time, as I expected it to be a detailed examination of how our bodily systems fail as we die. I was mistaken; it is a discussion of how our current approach to old age and debility fails us, and an examination of efforts to address th...
by island
Fri Sep 09, 2016 9:34 pm
Forum: Investing - Theory, News & General
Topic: Do Bogleheads Budget?
Replies: 104
Views: 12264

Re: Do Bogleheads Budget?

Never had a budget and never pinched pennies. Always lived within means and just knew when had to scale back or watch it on the big purchases. That was mostly when first married with very modest incomes and had a lot of expenses that came when first purchased, furnished and landscaped our home.
by island
Mon Sep 05, 2016 9:05 pm
Forum: Personal Consumer Issues
Topic: Hearing aid 101
Replies: 52
Views: 3181

Re: Hearing aid 101

Are you a veteran? The VA provides hearing aids and the hearing loss does not have to be service related. Some people have to pay an office visit copay.
In my area, the veteran contacts the local VA hospital membership or enrollment dept to get the ball rolling on eligibility.
by island
Sun Sep 04, 2016 7:07 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell taxable investment to pay down fiance's debt?
Replies: 32
Views: 1780

Re: Should I sell taxable investment to pay down fiance's debt?

No way, not until married. I'd also be concerned that only 27 and already mentioning potential "burnout". Oh no honey, don't even think about it until YOU work off your school debt! :annoyed :twisted: Burnout is apparently common in big law. It's not that you're burned out from work and b...
by island
Sun Sep 04, 2016 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell taxable investment to pay down fiance's debt?
Replies: 32
Views: 1780

Re: Should I sell taxable investment to pay down fiance's debt?

No way, not until married.
I'd also be concerned that only 27 and already mentioning potential "burnout".
Oh no honey, don't even think about it until YOU work off your school debt! :annoyed :twisted:
by island
Sat Sep 03, 2016 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Help with potential lawsuit
Replies: 32
Views: 2756

Re: Trust-Owned Vehicle?

OP, Is the car registered as part of your family trust, by any chance? Opposing parties (or their lawyers) tend to see bigger dollar signs when they are in an accident with a company-owned or trust-owned vehicle. If your car is owned (on the title) by your trust, it is recommened to remove it to av...
by island
Sat Sep 03, 2016 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Help with potential lawsuit
Replies: 32
Views: 2756

Re: Trust-Owned Vehicle?

OP, Is the car registered as part of your family trust, by any chance? Opposing parties (or their lawyers) tend to see bigger dollar signs when they are in an accident with a company-owned or trust-owned vehicle. If your car is owned (on the title) by your trust, it is recommened to remove it to av...
by island
Sat Sep 03, 2016 3:15 pm
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 11325

Re: Which city to start early retirement?

How "early" is your early retirement? Haven't read entire thread, but my first thought is if cutting it so close that you must move to low COL area as soon as you retire, have limited choices, and require exact ACA costs before doing so, etc, is it possible to work a little longer? Maybe I...
by island
Thu Sep 01, 2016 7:53 pm
Forum: Investing - Theory, News & General
Topic: How to give unsolicited advice
Replies: 54
Views: 3399

Re: How to give unsolicited advice

How to give unsolicited advice? Simple. Don't.
So annoying.
by island
Tue Aug 30, 2016 9:50 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10178

Re: How much vacation time do you get at work?

Some of you get 11 to "two weeks" of holidays? Please satisfy my curiosity and tell me what they are!
What the heck, you kids get Groundhog and Earth Day off? :D
by island
Sun Aug 28, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Buying house near church
Replies: 65
Views: 4754

Re: Buying house near church

I'd have to see the location to have an opinion. Depends on the town, neighborhood. I can think of many neighborhood churches i wouldn't mind living near in the smallish East Coast city I grew up in. Here in the 'burbs of my large SoCal city, no way. Too much traffic.
by island
Sat Aug 27, 2016 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: Moving 4M from Goldman. retired and needs 200K/Y
Replies: 55
Views: 8872

Re: Moving 4M from Goldman. retired and needs 200K/Y

"Transferring 3.5M taxable from Goldman to Vanguard. Do you plan to sell the funds you're in to purchase Vanguard funds instead? Have you figured how much of an immediate tax hit you'll take when you sell?
by island
Sat Aug 27, 2016 12:19 am
Forum: Investing - Theory, News & General
Topic: My only fund not in the red today...how about you?
Replies: 23
Views: 2128

Re: My only fund not in the red today...how about you?

No idea. I dont check that often.
by island
Thu Aug 25, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 7713

Re: What is your system for dealing with coins?

Superglue a quarter to the floor and watch how many people try to grab it :D . Hours of good fun. But seriously, first I look for any pre-1964 dimes/quarters and then I use the remaining coins for filling up 5 gallon water jugs (Arizona tap water is like drinking sewer water) and use the others for...
by island
Wed Aug 24, 2016 3:34 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 7713

Re: What is your system for dealing with coins?

As reported earlier, no "system" here, just the usual collect in a container, roll up, and bring to the bank. Often lax on the last step, so this thread inspired me to collect what's rolled, roll the rest and take it to the bank. It's been awhile. Put a full roll of quarters in both cars a...
by island
Wed Aug 24, 2016 3:22 pm
Forum: Personal Consumer Issues
Topic: Favorite Restaurant Stop on Road Trips
Replies: 142
Views: 9530

Re: Favorite Restaurant Stop on Road Trips

every meal eaten in a chain restaurant is a missed opportunity to try something new, something local and support a small business. Isn't one of the points of life discovery and broadening horizons? I really try to think this way, but in actuality I just can't put this into place. We are a frugal fa...
by island
Sun Aug 21, 2016 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Hardworking brother trying to divorce, needs advice. Out of my element. Advice please!
Replies: 11
Views: 2087

Re: Hardworking brother trying to divorce, needs advice. Out of my element. Advice please!

Sorry to hear about their situation all around. You may want to consider shortening your post to cut to the chase. There are a lot of personal and maybe biased details we don't need to know. Good luck to your brother and family. Hope he finds a good attorney who can help resolve their issues amicabl...
by island
Sun Aug 21, 2016 3:04 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 7713

Re: What is your system for dealing with coins?

My wife gets annoyed with me if I use coins when paying (for example, if I pull out 20 pennies, a couple dimes and a nickel or two...). Therefore, when grocery shopping I use the self pay terminal and if she isn't with me on that trip I will unload all my coins into the register to pay for grocerie...
by island
Sat Aug 20, 2016 6:44 pm
Forum: Personal Consumer Issues
Topic: Favorite Restaurant Stop on Road Trips
Replies: 142
Views: 9530

Re: Favorite Restaurant Stop on Road Trips

Wow many posted Chick Fil A. What's the draw? I never been and can't recall ever seeing one.
by island
Sat Aug 20, 2016 5:29 pm
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 206
Views: 20603

Re: Is there a such thing as a blue collar Boglehead?

I think if you were to search many of the "portfolio reviews", you'll find a lot of posters with modest incomes and blue collar jobs. However, you are probably correct in that I think this forum skews toward higher income and white collar jobs. Those with modest incomes and blue collar jo...
by island
Sat Aug 20, 2016 2:35 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 86
Views: 6467

Re: Improving the Bogleheads forum

automatically get rid of +1. Why? If someone asks for an opinion that boils down to an either/or, looking for a consensus response, or favorite brand of something, and a poster is in agreement with what's already been posted then why not do a +1 rather than take the time and space to blabber on bas...
by island
Sat Aug 20, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 7713

Re: What is your system for dealing with coins?

Funny, is this really such a hassle? First world problems. We put a roll of quarters in each car incase needed for parking meters, the rest in a jar and when piles it up take it to a change maching in the grocery store or roll it and take it to the bank. The rolling doesn't bother me, can do it mind...
by island
Sat Aug 20, 2016 1:43 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 86
Views: 6467

Re: Improving the Bogleheads forum

automatically get rid of +1. Why? If someone asks for an opinion that boils down to an either/or, looking for a consensus response, or favorite brand of something, and a poster is in agreement with what's already been posted then why not do a +1 rather than take the time and space to blabber on bas...
by island
Sat Aug 20, 2016 1:30 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 86
Views: 6467

Re: Improving the Bogleheads forum

How about a section just for portfolio review ? Currently there are many portfolio reviews which get(/need) bumped as the review - by many contributors over time - is not complete and it can take a long time as it goes down the list and 'disappears' in page 2 etc. That's a great idea! I learn a lot...
by island
Sat Aug 20, 2016 12:23 am
Forum: Personal Consumer Issues
Topic: Favorite Restaurant Stop on Road Trips
Replies: 142
Views: 9530

Re: Favorite Restaurant Stop on Road Trips

We try to find local places that can't be had everywhere.
by island
Thu Aug 18, 2016 11:55 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my old 401K?
Replies: 12
Views: 781

Re: What to do with my old 401K?

Thank you so much for all of these helpful replies! I called Vanguard and started the process to roll it over into a Vanguard IRA. My income is too high for a Roth, so the backdoor Roth information is useful. Do you realize you have just rejected ever using a backdoor Roth by doing the rollover? JW...
by island
Thu Aug 18, 2016 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 299
Views: 39110

Re: Self-made Millionaires: how did hitting 7 figures change you?

For me, yes I was excited when I hit $1m, yes I was excited when I hit $2m, yes I was excited when I hit $10m. However, by and large nothing has changed except I stress differently ..... As you can see from the above post, being a part of this community also tends to motivate one to get "more&...
by island
Thu Aug 18, 2016 4:46 pm
Forum: Personal Consumer Issues
Topic: Orange cable from utility pole on the ground on my property
Replies: 47
Views: 3392

Re: Orange cable from utility pole on the ground on my property

Well, I went to the other side of my neighbor's house and found that it did lead to their house. So I went and spoke to the owner of the house. She said that Comcast was supposed to come and bury it - "but you know what they are like". I told her I was concerned and was about to cut it (l...
by island
Thu Aug 18, 2016 4:26 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 86
Views: 6467

Re: How you enter the site changes what you view..thanks

To livesoft and grabiner, ahhhh...I don't enter Bogleheads thru that "portal" (When I accidentally go to that page, I back out of it, as I find it confusing.) I always enter from https://www.bogleheads.org/forum/index.php and pick my topic. So that explains that! Thank you for the informa...
by island
Thu Aug 18, 2016 2:47 pm
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 92
Views: 10244

Re: Costco rotisserie chicken

I like chicken so never get bored with it... Or just about anything I don't have to cook myself. I put BBQ sauce on it if want to add some flavor. I change it up with different sides. Piece it up to add to salad, pasta, a taco, quesadilla, lettuce wraps, or make potpie, chicken salad, etc. Is it onl...
by island
Thu Aug 18, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 92
Views: 10244

Re: Costco rotisserie chicken

powermega wrote:The only better deal than the $5 chicken at Costco is the $1.50 hot dog and drink. Both are glorious!


I'll take the $1.65 berry sundae over the dog please. 8-)
by island
Wed Aug 17, 2016 7:22 pm
Forum: Investing - Help with Personal Investments
Topic: Can my wife stop working? Allocation ???
Replies: 25
Views: 2378

Re: Can my wife stop working? Allocation ???

I'm curious, could you please share what type of volunteer work your wife has been dying to do? Not possible to do it and work...perhaps in a different job that might be more satisfying?
by island
Wed Aug 17, 2016 7:11 pm
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 206
Views: 20603

Re: Is there a such thing as a blue collar Boglehead?

35 years old, Bottling Line Operator for a microbrewery Do I have a real job ? Well, our bills and mortgage are quite real. Our 401ks, Roth Iras, and son's 529 are quite real. I bite my tongue when people tell me that I don't have a real job Why would anyone think you do not have a real job? Very c...
by island
Wed Aug 17, 2016 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Keep working and how much beach house?
Replies: 30
Views: 3052

Re: Keep working and how much beach house?

What should we consider in buying a beach property and how much would you say is a safe amount compared to income and portfolio? Realistically consider how often you will get there. Decide if you can take advantage of a year-round place, or just a seasonal cottage. Consider if you want to be in a p...
by island
Wed Aug 17, 2016 6:45 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my old 401K?
Replies: 12
Views: 781

Re: What to do with my old 401K?

I'd leave it where it is or roll it into my current 401K, whichever one is better. My DH left his where it was for at least 15 years, before moving it into his current 401K which is with Fidelity. No problems. I see no need to roll it into a traditional IRA. That would inhibit you from doing backdoo...
by island
Wed Aug 17, 2016 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Earlier Retirement with Lower Pension?
Replies: 26
Views: 2871

Re: Earlier Retirement with Lower Pension?

Would you have healthcare for the 10 years before Medicare kicks in? Thats the big unknown I worry about. If you retire at 55, is the pension value of 50K a year what you would recieve at 55 or do you have to wait until 65 to claim that full value for 30 years of service? I too have a pension and am...
by island
Mon Aug 15, 2016 1:47 am
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10178

Re: How much vacation time do you get at work?

36 days PTO a year, accrues 24 hrs/mo. Can keep 500 hrs on the books. Will stop accruing until reduced from that. Combined account for vacay or to use for first 1-2 days of sick leave. 9 days of extended sick leave a year, accrues at 6hrs/mo. No expiration. Kicks in on 3rd day of illness, etc. If el...
by island
Sun Aug 14, 2016 1:04 am
Forum: Personal Finance (Not Investing)
Topic: Joint Accounts - How do you use it?
Replies: 103
Views: 5809

Re: Joint Accounts - How do you use it?

Joint accounts for everything. 30 years. Never any issues.
by island
Thu Aug 11, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 10178

Re: How much vacation time do you get at work?

4 weeks vacation 13 holidays unlimited sick time though if going over 6 months you go on disability. At some point they want a doctor's note. Can only rollover to 320 hours so for many long time employees like myself you take the 4 weeks every year even if a few days are just a day here and there t...

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