Search found 10 matches

by irl
Sat Apr 07, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

So, following along with my plan, I've maxed out my 2018 Roth contributions. But I've just received by tax return and would like to invest it, so it'll all have to go in the taxable. Can I simply buy the the Total Bond Index (or two equivalent indexes to avoid was sale like I did with US stocks) in ...
by irl
Tue Mar 20, 2018 2:21 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Wow, it took me typing out a whole response with my actual numbers for it all to suddenly click in place, but yes, its making sense now!

THANK YOU
by irl
Mon Feb 26, 2018 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Thanks for the replies, all. Is it possible you thought that suggestion was just talking about your contributions? If so, I'm sorry it was not clear. I meant for you to change what you already had invested to that suggestion and then add money in roughly the ratios you want for your portfolio. Corre...
by irl
Sun Feb 18, 2018 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Hi there, I'm following up to my previous post with a new challenge I've run into. Refresher on my current allocations is below. I've transferred the maximum in cash to my Roth for 2018 and have roughly the same amount of cash in my taxable account to invest. What this means is that I'm unable to in...
by irl
Tue May 30, 2017 11:16 am
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Awesome, thank you all for your help! Its been invaluable.
by irl
Sun May 28, 2017 12:04 am
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

@retiredjg:

The Roth has $26K
The taxable has $10K

We haven't looked too closely into a 401(k)/SIMPLE IRA for the business because we're a small business in the arts and it would have to be super minimal in terms of costs to the company.
by irl
Tue May 23, 2017 11:18 am
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Hey @retiredjg: I fall into the 15% tax bracket. Unrealized gains in my taxable account: FBRGX: + $60 (most gains are long-term) TRVLX: + $196 (short-term gains) VHDYX: - $79 (short-term gains) I think this means that my capital gains tax will be 15% either way, right? Thanks for your help! I'm lear...
by irl
Fri May 19, 2017 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Thanks to all for the feedback! I had a feeling the picks I got from this advisor wasn't necessarily lining up with what I read in Bogleheads... So, if I wanted to convert to Fidelity passive index funds, selling and then buying within my Roth is not a "taxable event," correct? Is there any way to r...
by irl
Mon May 15, 2017 9:20 am
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

Re: New-ish Investor--Advice on strategy

Thanks. I'm not really looking to transfer to Vanguard, just looking to see if I'm reasonably following the Bogleheads principles.
by irl
Sun May 07, 2017 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: New-ish Investor--Advice on strategy
Replies: 24
Views: 2746

New-ish Investor--Advice on strategy

Hey there! I'm a relatively new investor (~4 years) and would like some advice on my portfolio. Some background: I've read Bogleheads guide to investing and refer to it often, so I have a pretty good grasp on the basics of asset allocation. I've tried to choose funds with low expense ratios, and in ...