Search found 669 matches

by iamlucky13
Wed Nov 22, 2017 1:54 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unveil

This tread is all over the place. I have found in my career the best engineers are the ones who can translate something technical into easy to understand concepts. All electric motors I have seen do not have active cooling - everything from the AA powered kids toys to the 3’ diameter by 5’ long mot...
by iamlucky13
Wed Nov 22, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 41
Views: 4180

Re: Beware Amazon Price Gouging

Amazon is nothing more than a glorified Sears catalog. The old Sears Catalog was better organized, and not open to being filled with random merchandise of unknown quality from poorly vetted 3rd party sellers. I do not understand the 'appeal' of amazon let alone its cult status. They used to almost ...
by iamlucky13
Tue Nov 21, 2017 11:26 pm
Forum: Personal Consumer Issues
Topic: How much do you budget for vacation?
Replies: 92
Views: 5074

Re: How much do you budget for vacation?

2015 $13,353 114 nights outside home 2016 $13,563 119 nights outside home 2017 $15,610 84 nights outside home (so far) In 2015 and 2016, I had more time away at lower cost because I was spending six weeks on el Camino de Santiago. You're spending 1/4+ of the year traveling for roughly the median Am...
by iamlucky13
Tue Nov 21, 2017 11:22 pm
Forum: Personal Consumer Issues
Topic: Beware Amazon Price Gouging
Replies: 41
Views: 4180

Re: Beware Amazon Price Gouging

Yep. If you're interested in the best pricing, even Amazon has to be comparison shopped. My experience is this is increasingly true lately. The sometimes random-seeming fluctuations from their pricing algorithm or switching between affiliate sellers have long been known. I also realized when they re...
by iamlucky13
Tue Nov 21, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: LED Lightbulbs - Recommended Brands
Replies: 46
Views: 2277

Re: LED Lightbulbs - Recommended Brands

At the time the bulb ban was passed, CFL's were already a compelling alternative in terms of cost for almost all the bulb types affected by the ban. I had several of my own I even moved between rentals for the lights I used the most. The incandescent market would not have died. You can see the thre...
by iamlucky13
Tue Nov 21, 2017 3:43 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

I like Tesla's product and that's the main reason I am buying Tesla's stock. That is a TERRIBLE reason to have 10% of your money in a stock. But it has worked for me so far. Assuming the market is relatively efficient and has already priced most factors into the current stock price, then my persona...
by iamlucky13
Tue Nov 21, 2017 3:31 pm
Forum: Personal Consumer Issues
Topic: LED Lightbulbs - Recommended Brands
Replies: 46
Views: 2277

Re: LED Lightbulbs - Recommended Brands

I like Phillips best for being most like incandescents. I haven't tried their newest budget model yet, but it is very incandescent like and quite interesting. First of all, because they're one of the lowest power 800 lumen bulbs I've seen at 7 Watts. Secondly, because instead of the normal design o...
by iamlucky13
Tue Nov 21, 2017 1:36 pm
Forum: Personal Consumer Issues
Topic: Best auto loan rates?
Replies: 8
Views: 472

Re: Best auto loan rates?

4. should I finance it through the dealer? Sometimes the dealers are able to offer a really good financing deal subsidized by the manufacturer, but sometimes it's a tradeoff between a really good financing offer, or some other incentive. As such, having 3rd party financing lined up might be worthwh...
by iamlucky13
Tue Nov 21, 2017 1:12 pm
Forum: Personal Consumer Issues
Topic: LED Lightbulbs - Recommended Brands
Replies: 46
Views: 2277

Re: LED Lightbulbs - Recommended Brands

I was counting on my relatively high cost CFL's to amortize out in 25 years and I only got 15. :annoyed. Yeah CFL's will go (or have already gone) down in history as one of the great energy saving technology failures. They lasted nowhere near as long as they were supposed to because that duration w...
by iamlucky13
Mon Nov 20, 2017 11:58 pm
Forum: Personal Consumer Issues
Topic: Unexpectedly in the housing market--should we buy this house or wait?
Replies: 18
Views: 1732

Re: Unexpectedly in the housing market--should we buy this house or wait?

It sounds like a good opportunity, and it definitely sounds like you can afford it. If houses in that size range are rare in the neighborhoods you'd like to live in, with it being the "right size" and close to work, it seems probably worth making an offer, as long as you're taking time to think abou...
by iamlucky13
Mon Nov 20, 2017 11:33 pm
Forum: Personal Consumer Issues
Topic: LED Lightbulbs - Recommended Brands
Replies: 46
Views: 2277

Re: LED Lightbulbs - Recommended Brands

The original Cree bulbs with the ribbed heat sink seems to have had quite a few problems. I think the newer versions are better. Philips has usually been good, as far as I've seen. People with dimmers often like the "warm glow" feature in some models that causes the bulb to take on a more orange hue...
by iamlucky13
Mon Nov 20, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: service life of (walk behind) lawn mower?
Replies: 31
Views: 1736

Re: service life of (walk behind) lawn mower?

I paid $750 for it and I don't want to send it to the landfill if it still has useful time left, regardless of what it cost. Unfortunately, mowers don't have meters that indicate total hours of use like tractors. If they did, it would easier to tell when the end is coming. That's why I'm thinking a...
by iamlucky13
Mon Nov 20, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: How much do you budget for vacation?
Replies: 92
Views: 5074

Re: vacation budget? How to determine? What is yours?

what is an appropriate vacation budget? How do you determine this? What is your vacation budget per year? What percentage of your income is it? How many in your family? You're asking a diverse group of folks a question that depends on income. The sum total of every out-of-state vacation I've ever t...
by iamlucky13
Mon Nov 20, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: service life of (walk behind) lawn mower?
Replies: 31
Views: 1736

Re: service life of (walk behind) lawn mower?

I purchased a self-propelled Husqvarna with a Honda GCV160 engine in 2011. I have ~1.5 acres of rough, fairly steep ground. I'm constantly battling blackberries coming over from a neighbor's abandoned property, and a serious mole problem that means lots of dirt and small rocks bogging down the engin...
by iamlucky13
Mon Nov 20, 2017 3:15 pm
Forum: Personal Consumer Issues
Topic: Michelin or Bridgestone?
Replies: 66
Views: 3439

Re: Michelin or Bridgestone?

The Bridgestone Ecopia is an excellent tire. I got 100k miles out of my first set (EP422) and judging by the wear rate on my current set (EP422+) I should get 100k miles out of these too. There are differing definitions of excellent. I would never even consider trusting my family's life to a tire t...
by iamlucky13
Mon Nov 20, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

Since the post has been referred to again, I'm going to keep this level-headed and brief to try to make some clarification while hopefully staying within the bounds of LadyGeek's admonition. I'm hoping for newer technology, something like super capacitors or carbon nanotube batteries. Having piles o...
by iamlucky13
Fri Nov 17, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: Libraries and EULA/copyright restrictions
Replies: 2
Views: 308

Re: Libraries and EULA/copyright restrictions

I can't tell you a general rule, because it varies. Some licenses are based on ownership or first install. If I remember right, most Microsoft products may be transferred to a different computer once, unless sold under an OEM license. Others are based on concurrent use. A lot of the software I use a...
by iamlucky13
Fri Nov 17, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 38
Views: 2686

Re: Replace TVs with Smart Tvs or not?

A Smart bluray player will also give you the same functionality at far less cost than replacing the TV. However, on both smart bluray players and smart TV's, the designers are thinking about the hardware first and the interface for the smart features second. The shopper's priority is a TV that looks...
by iamlucky13
Fri Nov 17, 2017 9:58 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

Agree, if the specs mentioned were true at that efficiency, it is pretty much a crazy battery technology upgrade. Also the leap might need as big as you state. At 0.36 coefficient drag, it is pretty beats even pickup trucks resistance. I would imagine rolling resistance is way low as well. Given th...
by iamlucky13
Fri Nov 17, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

But what I really want are all electric Tesla (or any other brand for that matter) buses, especially tour buses. Have you ever been stuck in heavy traffic on two lane road behind diesel exhaust spewing large bus and couldn’t pass and had to breathe the fumes? Ought to be a law. Of course we all hav...
by iamlucky13
Fri Nov 17, 2017 7:09 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

I'm not surprised they didn't clarify what vehicle weight that 500 mile range is at. If that's a 500 mile range empty, it's not a very helpful data point. I assume this is intended mostly as short haul truck, in which case a couple hundred mile range could be fine. The Youtube video mentioned that ...
by iamlucky13
Fri Nov 17, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 83
Views: 5327

Re: Tesla truck unnveil

I hadn't been paying close enough attention to know a new Roadster is coming, but am not surprised. It was a given the performance would be insane. The range is probably mainly a result of the size battery pack needed to get the performance. I can't help but think it does not look like a 250 mph car...
by iamlucky13
Wed Nov 15, 2017 5:06 pm
Forum: Personal Consumer Issues
Topic: Upgrading a flight - what are your rules?
Replies: 40
Views: 3571

Re: Upgrading a flight - what are your rules?

5' 11" here. I figure I'm willing to consider spending up to 20% more to get the 10-15% increase in seat pitch provided by most upgrade economy seats. I've never seen it offered for less than 50% more, and usually 100% more, so I've never opted for it. Maybe on 1/10th of legs or slightly more, I end...
by iamlucky13
Wed Nov 15, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Sobering article for my 25 year old self
Replies: 57
Views: 6645

Re: Sobering article for my 25 year old self

We never thought saving 50% was a hardship, but that's because e.g. a 10 year old Civic was all the car we wanted. We'd just rather go hiking than have nicer stuff. Everyone's priorities are different, you have to do what makes you happy. Not just priorities, but life circumstances, especially inco...
by iamlucky13
Tue Nov 14, 2017 10:34 pm
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 46
Views: 2583

Re: Paying for news?

<snip> I strongly disagree. Journalism is far from its heyday right now and has plenty of problems, but professional journalism provides the resources to investigate and report in detail, grounds the rest of the news reporting, and provides some semblance of quality control. If we abandon all repor...
by iamlucky13
Tue Nov 14, 2017 8:39 pm
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 46
Views: 2583

Re: Paying for news?

In my Facebook feed, I see a really random selection of news, and I think this is partly the fault of their attempts to find content their system predicts I will like. Google News has been better for me, but still not great. I also wanted to ensure we continue to get decent coverage of local news. T...
by iamlucky13
Tue Nov 14, 2017 6:06 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

It's interesting that there's so much discussion about GE being a good or bad stock without any accounting language at all. Everyone's speaking at such a high level of abstraction about GE products and industries, etc. Has anyone actually done a deep dive into GE's financial statements? GE's pensio...
by iamlucky13
Tue Nov 14, 2017 4:31 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

I don’t think it just the stock, GE products have been going downhill for years. People used to think of GE appliances as reliable products to own, not any more, so I’m not surprised GE stock didn’t go up. Appliances and other consumer products are just a small part of their business. Some of their...
by iamlucky13
Tue Nov 14, 2017 3:16 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

I don’t think it just the stock, GE products have been going downhill for years. People used to think of GE appliances as reliable products to own, not any more, so I’m not surprised GE stock didn’t go up. Appliances and other consumer products are just a small part of their business. Some of their...
by iamlucky13
Tue Nov 14, 2017 1:04 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

Funny. I can't imagine anybody had much hope the dividend wasn't going to get cut. Yet the price was bid up slightly on Friday ahead of the announcement. They announced a cut pretty much exactly the size expected, and heavy selling started immediately (double the average volume). It's down almost 14...
by iamlucky13
Mon Nov 13, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Tipping in living wage state. Redux.
Replies: 102
Views: 5489

Re: Tipping in living wage state. Redux.

Thank you for this information. I am typically a "big" tipper, in part because of the low wages. Next time I am in California or Washington, I will certainly be modifying my tipping behavior to leave a smaller tip (5-10% sounds like a good start). FYI, Seattle has a different minimum wage than the ...
by iamlucky13
Mon Nov 13, 2017 6:27 pm
Forum: Personal Consumer Issues
Topic: Tipping in living wage state. Redux.
Replies: 102
Views: 5489

Re: Tipping in living wage state. Redux.

My wife used to work in a fairly typical mid-level restaurant in the Portland area. Pay was officially the state minimum wage of something like $9/hour, but I think her average gross was $20-25/hour, including tips that were usually 15-20%. Based on that, I think in $15/hour base pay context, ~10% i...
by iamlucky13
Mon Nov 13, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 5583

Re: Costco for tires and car insurance?

BW1985 wrote:
Mon Nov 13, 2017 2:58 pm
Which flyer? I see the $70 off but no mention of 1 cent installation.
The mailed coupon book. You can see a scanned copy here:
https://slickdeals.net/article/buying-g ... aysavings1
by iamlucky13
Mon Nov 13, 2017 2:59 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 5583

Re: Costco for tires and car insurance?

You can negotiate the DT replacement tire warranty to a lower amount (many people do not think about this), and they will match lower prices. I found out something interesting about price matching tires last night while finishing my research to decide what to get for my own case. Based in large par...
by iamlucky13
Mon Nov 13, 2017 2:33 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

A thought I had while browsing their investor presentation today: Key imperatives: Granular diagnostic of each GE business As a conglomerate, a big part of GE's challenge right now is similar to that of an individual stock investor. They have to decide what each of their segments is worth and how mu...
by iamlucky13
Mon Nov 13, 2017 2:21 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 73
Views: 7302

Re: GE and the myth of "safe blue-chip stocks"

I still have some GE (mostly bought right in the very depths of the recession) I sat on too long after the economic recovery and missed some great sales opportunities. The plan as I became more focused on mutual funds and especially index funds has been to dollar cost average out of it, but for vari...
by iamlucky13
Sun Nov 12, 2017 11:12 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 5583

Re: Costco for tires and car insurance?

OP here again. Thanks again to everyone for sharing your experiences. I think I'll wait till next month and see if Costco does a sale on Michelins. I've got a set of Michelins for my 2007 Camry, which I'm in the process of selling. They've been good tires, so I feel inclined to get another set for ...
by iamlucky13
Sat Nov 11, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 5583

Re: Costco for tires and car insurance?

I like Costco for tires, not only because their prices are good but also because they do mounting, balancing, torquing lug nuts, etc. correctly. But wait until the brand you want is on sale because they will be at least once per month. I've been watching for several months in anticipation of replac...
by iamlucky13
Fri Nov 10, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Septic tank - deal killer?
Replies: 47
Views: 4006

Re: Septic tank - deal killer?

2500 gallon septic tank. Dual tank system. 4 leach fields. RiDex down the toilet every couple months. No food scraps down the drain or other "indigestibles". Biodegradable soaps and detergents. Haven't pumped it out in 4 years. Last inspection was fine. FYI, experts seem to pretty consistently agre...
by iamlucky13
Fri Nov 10, 2017 7:17 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 5583

Re: Costco for tires and car insurance?

I think Costco runs a similar promotion once or twice a year where install is free, as well as, the buy 4 tires, get $$$ rebate. Costco seems to alternate months between $70 off Bridgestones and $70 off Michelins, sometimes with free install, sometimes not. Right now it is Bridgestones. Selection s...
by iamlucky13
Fri Nov 10, 2017 7:10 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 8944

Re: Thouhgts about wearing a "uniform"/same thing everyday?

The character Jeff Goldblum played in Jurassic Park explained the same thing in the book, but in a way that will make you not want to be like him. Trivia aside, multiple colors don't seem like they need any more thought, unless you decide to think beyond which color is on top of the drawer. Our comp...
by iamlucky13
Fri Nov 10, 2017 6:06 pm
Forum: Personal Consumer Issues
Topic: Spam calls to cell phone...
Replies: 87
Views: 6138

Re: Spam calls to cell phone...

i have had success with actually listing to the message, many are robo calls and typically at the end there is an option to be removed from the call list. If it is not for a political campaign, a charity, or an entity you do business with (eg, school calling about weather cancellation, utility call...
by iamlucky13
Fri Nov 10, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: Septic tank - deal killer?
Replies: 47
Views: 4006

Re: Septic tank - deal killer?

Don't decide until the system is inspected. If the inspection raises red flags, it is still an option for her to revise her offer to either require the seller to fix all the identified problems (might actually be necessary to get financing if the lender is aware of issues), or to lower the offer in ...
by iamlucky13
Fri Nov 10, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 51
Views: 2701

Re: Home backup generator experiences

Lots of comments related to costs of propane vs gasoline. How about NG vs the others? What would be a ballpark figure for daily use for a 20 kW natural gas generator? As a general ballpark, propane, gasoline, and diesel are usually roughly on par for cost (varies by year, so not really worth splitt...
by iamlucky13
Thu Nov 09, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 51
Views: 2701

Re: Home backup generator experiences

I sprung for a $100 700W generator a few years ago, maybe another hundred bucks worth of parts, quality gas cans, and a propane camp stove. I was willing to pay $200 for the peace of mind, ability to run fridge and sump pumps, etc. Power runs into house using extension cords, distributed as needed,...
by iamlucky13
Thu Nov 09, 2017 1:10 am
Forum: Personal Consumer Issues
Topic: what pickup truck
Replies: 65
Views: 4820

Re: what pickup truck

You're looking at full size? Do you tow and if so, how much? Do you have a particular bed load or tongue weight rating you need? Start there to figure out which models even fit your needs, then drill into reliability and other concerns. The Ecoboost models haven't been around long enough to have lar...
by iamlucky13
Wed Nov 08, 2017 12:05 am
Forum: Personal Finance (Not Investing)
Topic: Disposable income... how?
Replies: 106
Views: 9633

Re: Disposable income... how?

Seriously I don't understand how people can just buy new phones, new vehicles and still go out every Friday eat a nice dinner and drink craft beers. I also have to add: craft beer is cheaper than the less expensive beer, because you have to drink more of the latter to achieve the same level of enjo...
by iamlucky13
Tue Nov 07, 2017 11:52 pm
Forum: Personal Finance (Not Investing)
Topic: Disposable income... how?
Replies: 106
Views: 9633

Re: Disposable income... how?

I know where you're coming from. I'm not in a position of saving as much (less than 20% retirement, and a varying amount in taxable depending on my bonus), but I definitely know the sense that everybody around me is able to make their money go further. However, I've been privy to some conversations ...
by iamlucky13
Tue Nov 07, 2017 9:40 pm
Forum: Investing - Theory, News & General
Topic: Does Blackrock think it's all a game?
Replies: 33
Views: 4730

Re: Does Blackrock think it's all a game?

As a millenial*, I find my response is somewhere in between amused and feeling condescended to when others tell me what I want. The latter especially applies when they suggest I need to be entertained by tasks like investing when my priority is actually access to low cost funds and ease of managing ...
by iamlucky13
Tue Nov 07, 2017 7:15 pm
Forum: Personal Consumer Issues
Topic: Ideas for a few days in Belfast, NI
Replies: 6
Views: 610

Re: Ideas for a few days in Belfast, NI

A black cab taxi tour is pretty interesting. The drivers can share a lot of personal perspective about the areas they're showing you, especially if they older enough to understand what was going on during the troubles. I thought it was a good way to spend an hour or two. I will happily go back to th...