Search found 614 matches

by htdrag11
Thu May 19, 2016 3:45 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 17
Views: 2042

Re: Well Water - black residue

It's not just the toilet, but other bathrooms where water was hardly run (big house with only the 2 of us now). Water quality is fine for well (hard). Decide to look at the GE model instead of Culligan, http://www.homedepot.com/p/GE-Whole-Home-Water-Filtration-System-GXWH35F/100471274 Will report ba...
by htdrag11
Wed May 18, 2016 6:58 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?
Replies: 95
Views: 7841

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Not sure if it's feasible, but is it possible to get financial support from your siblings at a minimum since they need to on up their shares?

If you don't ask, you don't get. Older people tend to get sick, sooner or later.
by htdrag11
Mon May 09, 2016 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Dodged a bullet, thanks Bogleheads
Replies: 17
Views: 3856

Re: Dodged a bullet, thanks Bogleheads

About 15 years ago, I was in MFS funds with similar upfront load but absolutely no fee from my CFP. Dropped him after 4 painful years (after the internet bubble). Now my Vanguard funds are practically on auto-pilot.

This is one of the few benefits of being an old fart! :D
by htdrag11
Sat May 07, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: The End of Alchemy
Replies: 4
Views: 967

The End of Alchemy

Did anyone read this?

http://www.amazon.com/End-Alchemy-Banki ... 0393247023

I just placed a request to my local library.
by htdrag11
Sat May 07, 2016 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2233

Re: What is considered Inside information?

DW got the message.

DON'T. :o
by htdrag11
Fri May 06, 2016 3:14 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2233

Re: What is considered Inside information?

OP, Risk versus reward. 1) Reward -> make small amount of money from 100 shares. 2) Risk -> get into a lawsuit and your daughter may lost her job. So, why bother? I do not trade my employer and its associated subsidiaries' stock. It is not worth the risk. KlangFool This is the best argument I heard...
by htdrag11
Fri May 06, 2016 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2233

What is considered Inside information?

DW has a playing account of $30k. She likes to buy and hold individual stocks. She is interested in the stocks where our daughter works but she is jut a worker bee. Being a long term investor (3 years plus), she would like to buy 100 shares since the company is tanking, nearing 52-week low. Would th...
by htdrag11
Wed Apr 20, 2016 6:34 pm
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 32
Views: 2569

Re: Roku 3 v. Apple TV v. ???

I've both the Apple TV 3rd gen and Roku 3, as well as the Fire Stick. Roku 3 is for me while the Apple is for my wife (who has an iPad) for ease of interface with her YouTube. My bias is Roku 3 for the price . However, I could sideload KODI (XBMC) to the FireStick which gives me access to even more ...
by htdrag11
Sat Apr 09, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Outdoor movie set up with iPad as video source
Replies: 11
Views: 1133

Re: Outdoor movie set up with iPad as video source

I used my portable LG PF1500 LED projector for outdoor once last fall, projecting to a garage door with a picture size of about 100". It has built-in wifi, a MHL enabled HDMi input, as well as a 3W built-in speaker. There are also 2 USB ports. So I could use wifi, my smartphone/Android tablet o...
by htdrag11
Sun Apr 03, 2016 10:40 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1624
Views: 339924

Re: What Movie Have You Recently Watched?

Bridge of Spies - great 50's historical propaganda film by Spielberg, Coen Brothers and two great male actors. It's longer than I wanted to watch, but it was not boring by any means. I was surprise Tom Hanks was not nominated but glad that Mark Rylance won. I also watched Spotlight and enjoyed the c...
by htdrag11
Thu Mar 17, 2016 11:23 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3174

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible. You're right about the contrast and ...
by htdrag11
Thu Mar 17, 2016 6:59 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3174

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible.
by htdrag11
Tue Mar 15, 2016 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

Ok. Just to close out, the budget was expanded to under $20k, ending up with a 2014 3iT with 2L engine and blindspot option. The OTD price was under $19k from a non-Mazda dealer. Since it has 25k miles, there is about 11k miles or at least 7 months of warranty left. The only big item they want to se...
by htdrag11
Sat Mar 05, 2016 4:51 pm
Forum: Investing - Theory, News & General
Topic: The Market for Financial Adviser Misconduct
Replies: 2
Views: 551

Re: The Market for Financial Adviser Misconduct

Thanks for the link. Several years ago we dealt with one CFP who was let go and formed his own company. He continued to solicit for our business which I found was unprofessional. Using the BrokerCheck, he got one customer dispute of $500,000 that was settled for $125,000. The internet, when put to g...
by htdrag11
Sat Mar 05, 2016 11:24 am
Forum: Investing - Theory, News & General
Topic: "If You Can" book - Free Promo
Replies: 27
Views: 3958

Re: "If You Can" book - Free Promo

Thank you.

Passed it on to about a dozen people and their off-springs! :happy
by htdrag11
Mon Feb 29, 2016 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 365

Re: H&R Block and DC tax payment

The digital department number is actually 888-313-9885. After an hour on the phone with 3 different people (got bounced around), DC no longer accepts e-check for paying income tax, so a physical check and snail mail will be used. Sad (not H&R's problem). Knowing what I know, I would have gone to...
by htdrag11
Mon Feb 29, 2016 8:00 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 365

Re: H&R Block and DC tax payment

I called them last night at 10 pm but their "digital" department was not available. Will try again today.
by htdrag11
Sun Feb 28, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 365

H&R Block and DC tax payment

I'm using H&R Block to file my daughter's taxes. She owed DC a nominal amount. Per DC government site, one could pay income tax electronically using the e-check option. I did an e-file for her DC tax, but got a DC checklist informing me to submit a check or money order with a printed voucher (D-...
by htdrag11
Fri Feb 19, 2016 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 9086

Re: Applied for 100 jobs, no callbacks. What's up?

I did not read the 1st page, but did you try networking with members in your field or ieee? Sending resume online, unless you're in IT, the percentage is abysmal like 1% or less. BY networking, such as LinkedIn, try to build a relationship, otherwise you're just another "person". In today'...
by htdrag11
Sun Feb 14, 2016 11:24 am
Forum: Personal Consumer Issues
Topic: Emergency Standby Generator
Replies: 41
Views: 2437

Re: Emergency Standby Generator

My earlier post was concern about the generator starting in cold weather. Well, it just cranked up at 10:30 AM when it was 7degrees. Not sure how cold it got at 7 am, but was supposed to be near 0. So, glad it started and I have the cables for backup as needed. Thanks for the advice on the engine s...
by htdrag11
Sun Feb 14, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: Emergency Standby Generator
Replies: 41
Views: 2437

Re: Emergency Standby Generator

OP, Check out this old thread. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=145934 After my Generac (cheaper but noisier than my neighbor's Kohler) installation, I realized that my local contractor did not do maintenance but farmed them out to another outfit. Besides changing oil and sp...
by htdrag11
Sat Feb 13, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8215

Re: perfectly happy with cable

FWIW, most younger people do not subscribe to cable TV, other than to have an internet connection. The latest Disney quarterly report indicated this trend. Not true. Somewhere between 70-80% of millennials have cable. It is true they are leading the trend toward cable-cutting. And it is true that l...
by htdrag11
Sat Feb 13, 2016 2:04 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8215

Re: perfectly happy with cable

Yes, one can sideload KODI to FireTV Stick as well as Chromecast.

Amazon seems to have a double standard. There are plenty of sellers on their site that sell "knock-offs", just as "the KODI team has been actively pursuing infringing addons..."
by htdrag11
Sat Feb 13, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8215

Re: perfectly happy with cable

I've been using KODI for about 3 years, legal or not. Depends on what you're looking for, there are live US sports (not HD quality) programs available which would be considered illegal per US laws. There are also plenty of international soccer games as well. Just bought and put together a Raspberry ...
by htdrag11
Sat Jan 30, 2016 8:57 pm
Forum: Investing - Theory, News & General
Topic: Hedge Funds blame Index funds: Bogleheads referenced
Replies: 80
Views: 7560

Bill Ackman actually had a point with his index fund bubble theory

[Thread merged into here, see below. --admin LadyGeek]

A lone wolf or crying wolf?

http://www.marketwatch.com/story/bill-a ... eid=yhoof2
by htdrag11
Sat Jan 23, 2016 3:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 5923

Re: Hope everyone is well [Preparing for Eastern US blizzard]

3 pm in Monmouth County. The official story is about 12" but wind drift here is over 30". Our generator in the NE is cleaned while the driveway facing SW has the heavy drift (not a surprise based on previous years). At the end of our driveway where the town had plowed. The bottom of our ma...
by htdrag11
Sat Jan 23, 2016 12:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 5923

Re: Hope everyone is well [Preparing for Eastern US blizzard]

...We already have called in the cavalry (our lawnmower man) when there is that much snow, so my 20" Toro is fairly useless against packed snow... Lawnmowers, of course, aren't generally the right tool to use on snow... Let me clarify. He has been doing both our lawn and snow removal for the l...
by htdrag11
Sat Jan 23, 2016 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Plus vs TurboTax vs H&R Block for 2015
Replies: 117
Views: 10140

Re: TaxAct Plus vs TurboTax vs H&R Block for 2015

Used TurboTax for 10+ years, until this year due to their slimy tactics. Using H&R Block software this year, haven't done much with it yet but looks promising so far. Ditto. Used it for 2014 tax year. Paid $16 for 2015 (even cheaper) H&R with one e-file for fed and state which I'm sure is c...
by htdrag11
Sat Jan 23, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: Stats on Americans 'cutting the cable' ?
Replies: 42
Views: 3936

Re: Stats on Americans 'cutting the cable' ?

Our friends in DC was amazed that they could cut the cord by using a cheap antenna (flat w/o amplifier for $7 shipped) to pick up all the local HD stations, thus saving $40 plus per month. They only live about 10-15 miles from their TV stations. As in my case, wife still needs her Food TV and HGTV f...
by htdrag11
Sat Jan 23, 2016 11:09 am
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 5923

Re: Hope everyone is well [Preparing for Eastern US blizzard]

Monmouth County, NJ - 10:30 am. First time we saw the plow truck (earlier than usual). I can barely see the Home Depot snow stick at the end of our driveway. We're on top of a hill, so we'll always get the highest and the most wind drift, the driveway. The worst area is over 2' already. We put in a ...
by htdrag11
Mon Jan 18, 2016 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

Ha ha! She could afford it but so could us retired old farts. :D She would do her generation proud, as well as Bogleheads, frugal (buying a used car), saving lots of her take home pay and has a very plain portfolio. Our only concern is that this generation does not believe in living large or owning ...
by htdrag11
Mon Jan 18, 2016 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

Good to know about Costco and Wallingford.

Been a Costco/Price Club member for so long, but did not know about rental. Figures a small SUV like a RAV4 is about $300/week.
by htdrag11
Mon Jan 18, 2016 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

Random question, if you're not that familiar with Seattle... What part of town is she planning on living in? Does she actually need a car? Wallingford area, near the zoo. Since Washington State has no income tax, think see can deal with paying more tax on the car. To settle down initially, think sh...
by htdrag11
Mon Jan 18, 2016 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

itstoomuch wrote:Rent a vehicle, not at airport but along the LINK route. Lots of Uber, Zip, Car-2-Go.


Please elaborate. Are you saying that it is more economical to rent a car along the LINK route?
by htdrag11
Mon Jan 18, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Re: Looking for a used Mazda in the Seattle area

John, Thanks for the Autotrader link. Got one in her ballpark but the price is $4k over her budget though fully loaded w/ xenon lights and GPS. How does one negotiate with the useless GPS option on a used car? Another one with less options and is right on her target price. Carfax is clean for both. ...
by htdrag11
Mon Jan 18, 2016 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1253

Looking for a used Mazda in the Seattle area

Daughter is moving to Seattle in March and we'll be out there with her for 7-10 days. She will be getting rid of her 10 year old car and starting fresh. She'll be renting and parking the car on the street for starter. She narrowed it down to a 2012 or 13 Mazda 3 Hatchback with Skyactive 2.0 engine f...
by htdrag11
Fri Jan 15, 2016 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: Does a BH play the lottery?
Replies: 78
Views: 4216

Re: Does a BH play the lottery?

Bought my $2 dream on Monday in NJ, no line and no $$$. One of the rare occasion that I got 2 numbers (not the red Powerball).
by htdrag11
Wed Jan 13, 2016 1:43 pm
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

As I said earlier, "blood is thicker than water". I'm just trying to keep peace in my own family. Can you just ship the wife off? Sell it to her as an opportunity to see her daughter and brother! :mrgreen: Not happening; been married for almost 40 years. :D Yes. Do what the boss says. Sit...
by htdrag11
Wed Jan 13, 2016 8:47 am
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

I'd rent a car one-way. That would work for most folks but everyone coddles this BIL of mine. You're doing it too. If he wants the car tell him to come and get it. Doesn't matter how he arrives, just that he arrives and leaves with the car. If you don't plan on keeping the car, give him a deadline ...
by htdrag11
Tue Jan 12, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

Thanks for all the good thoughts, but blood is thicker than water. Getting into an argument with my boss is not worth the aggravation; it's her money. As for seeing our daughter, we're trying to help her moving 3,000 miles away which is already a big deal w/o my BIL's issue getting in the way. :oops...
by htdrag11
Tue Jan 12, 2016 9:07 am
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

dream_chaser wrote:I'd rent a car one-way.


That would work for most folks but everyone coddles this BIL of mine.
by htdrag11
Tue Jan 12, 2016 8:23 am
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

swl wrote:You could ship it, depending on how much your sanity is worth to you.


My wife will pay for it. :oops: Last time it cost us $700 when shipping the car 1,600 miles away in her last assignment.

Still need to find out the paperwork, insurance, ownership, etc.
by htdrag11
Mon Jan 11, 2016 10:55 pm
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Re: Transporting a car out of state

Modified 1. Don't give him those plates. He needs to buy a transfer permit (and his own insurance) before driving the car. Should be under $30 at your local DMV for the permit. Dumb question. How does one obtain a transfer permit? Would he need the title? Flying could be an option for $104 plus tax...
by htdrag11
Mon Jan 11, 2016 9:17 pm
Forum: Personal Consumer Issues
Topic: Transporting a car out of state
Replies: 22
Views: 1367

Transporting a car out of state

My BIL needs our help to pick up my daughter's 10-year old car about 350 miles away, us being in the middle about 220 miles to 120 miles. It will be a gift to him. What are the easiest way of doing it? 1. He' could take either a bus or a train. Our daughter will sign of the title to him with her lic...
by htdrag11
Mon Jan 11, 2016 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: CNBC's "Fast Money"
Replies: 14
Views: 3035

Re: CNBC's "Fast Money"

I missed Uncle Lou. Jim Grant is a heck of a writer.

I recalled that he fired Gail Dudak for being a perennial bear. I also never forgave PBS for firing him either, by reducing my contribution/membership.
by htdrag11
Sat Jan 09, 2016 2:39 pm
Forum: Personal Consumer Issues
Topic: The Japanese Art of Decluttering and Organizing (Book)
Replies: 86
Views: 11117

Re: The Japanese Art of Decluttering and Organizing (Book)

I'm not really sure why anyone needs to buy a book to declutter. Anyone who finished 8th grade should be able declutter their house in less than one day. It's amazing what people will spend money on. Next thing you know people will be buying books on how to lose weight... oh wait I borrowed the boo...
by htdrag11
Sat Jan 09, 2016 2:38 pm
Forum: Personal Consumer Issues
Topic: The Japanese Art of Decluttering and Organizing (Book)
Replies: 86
Views: 11117

Re: The Japanese Art of Decluttering and Organizing (Book)

I would not get rid of the movie collection once you've converted them to electronic format. While it is legal in the US (but not the UK) to format shift as long as you retain possession of the originals, it is not legal to format shift and then donate the originals to a charity. In other words, yo...
by htdrag11
Fri Jan 08, 2016 8:39 pm
Forum: Personal Consumer Issues
Topic: The Japanese Art of Decluttering and Organizing (Book)
Replies: 86
Views: 11117

Re: The Japanese Art of Decluttering and Organizing (Book)

Wow. Just watched the Post's video. My wife folds her stuffs similar to her when we go on vacation. She is very neat and organized, unlike me. However, I did ripped most of my movie collections into two 4-T HDD's, and proud to donate/give away most of my collections. The tough part would be my LPs a...

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