Search found 648 matches

by htdrag11
Thu Aug 25, 2016 1:46 pm
Forum: Investing - Help with Personal Investments
Topic: IB's MTM P&L fee based structure question
Replies: 4
Views: 238

Re: IB's MTM P&L fee based structure question

B. Does she have any cause in arbitration? Given that the advisor is registered with FINRA, her only recourse in an arbitration claim in FINRA arbitration, which is highly favorable to the industry. Her claim would have to be based on the unsuitability of the investments, not that they lost value. ...
by htdrag11
Thu Aug 25, 2016 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: IB's MTM P&L fee based structure question
Replies: 4
Views: 238

Re: IB's MTM P&L fee based structure question

Friend of mine opened her brokerage account in 2013, 4 years from retirement, upon another friend's urging that she would be killed by inflation since all her money were in CD. Fast forward to today. She put 60% of her retirement money into Interactive Broker's Advisory account managed by a fellow ...
by htdrag11
Wed Aug 24, 2016 9:35 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 22
Views: 2839

Re: Well Water - black residue

Thanks for the info. Lets see what happens after we have the filter installed.
by htdrag11
Wed Aug 24, 2016 7:10 pm
Forum: Investing - Help with Personal Investments
Topic: IB's MTM P&L fee based structure question
Replies: 4
Views: 238

IB's MTM P&L fee based structure question

Friend of mine opened her brokerage account in 2013, 4 years from retirement, upon another friend's urging that she would be killed by inflation since all her money were in CD. Fast forward to today. She put 60% of her retirement money into Interactive Broker's Advisory account managed by a fellow w...
by htdrag11
Tue Aug 23, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 22
Views: 2839

Re: Well Water - black residue

Good to know. Thanks.
by htdrag11
Tue Aug 23, 2016 7:29 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 22
Views: 2839

Re: Well Water - black residue

Ordered all the parts and the GE filter, Model GXWH35F. Before it gets installed, would the filter reduce the water pressure since our pump is not that strong? Based on the limited room, it seems the best location would be after the water softener. I was hoping between the sprinkler and the softener...
by htdrag11
Fri Aug 19, 2016 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Voice recognition?
Replies: 8
Views: 1023

Re: Vanguard Voice recognition?

I guess you could have both partners recorded their voices since it's a joint account?
by htdrag11
Tue Aug 16, 2016 5:32 pm
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Re: Airbnb rental review

It is my second rental and I am not sure what is the proper feedback. I put in 4 requirements, entire apartment, AC, on premise parking and free wifi. Normally, AC is not typically installed or needed except during the hot summer days, rather rare but happened during our 3_day stay. Well, when I tr...
by htdrag11
Fri Aug 12, 2016 1:47 pm
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Re: Airbnb rental review

Well, I got home after a long vacation (4 weeks) and found out that I only have 14 days to submit a review.

Shame on me! At best the review would be 3-4 stars, not 5.
by htdrag11
Sun Aug 07, 2016 5:49 pm
Forum: Personal Consumer Issues
Topic: new smart phone - are all Androids like this??
Replies: 9
Views: 903

Re: new smart phone - are all Androids like this??

I have the same phone but did not have this issue. My next one would probably be a Nexus 6p.
by htdrag11
Sat Aug 06, 2016 12:02 pm
Forum: Personal Consumer Issues
Topic: Recommend Ad Blockers
Replies: 54
Views: 3567

Re: Recommend Ad Blockers

MDfive21 wrote:adblock plus
ghostery
disconnect
flashcontrol or flashblock

all on chrome browser. sometimes i have to turn one or more of them off to make a page work but most pages are fine.


I have those on my laptop, but did not see extension or add-on on my tablet.
by htdrag11
Thu Aug 04, 2016 9:17 pm
Forum: Personal Consumer Issues
Topic: Recommend Ad Blockers
Replies: 54
Views: 3567

Re: Recommend Ad Blockers

How about Android tablet and Android phone? Thanks. If you have root access, AdAway works quite well. And it works for all apps, not just the browser. https://adaway.org/ If you don't have root access, things are a bit more complicated. The easiest is probably installing Firefox for Android and the...
by htdrag11
Thu Aug 04, 2016 4:17 pm
Forum: Personal Consumer Issues
Topic: Recommend Ad Blockers
Replies: 54
Views: 3567

Re: Recommend Ad Blockers

How about Android tablet and Android phone? Thanks. If you have root access, AdAway works quite well. And it works for all apps, not just the browser. https://adaway.org/ If you don't have root access, things are a bit more complicated. The easiest is probably installing Firefox for Android and the...
by htdrag11
Thu Aug 04, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Recommend Ad Blockers
Replies: 54
Views: 3567

Re: Recommend Ad Blockers

How about Android tablet and Android phone? Thanks.
by htdrag11
Thu Aug 04, 2016 10:36 am
Forum: Personal Finance (Not Investing)
Topic: House Hunting
Replies: 16
Views: 2019

Re: House Hunting

It all depends. Do you want to deal with contractors or a house with most of the amenities without major overhaul? I still believe in not buying the best house in the neighborhood unless you want to stay put for a long time, like 15-20 years. Your neighbors matter too. Take a look at the upkeep on t...
by htdrag11
Fri Jul 29, 2016 3:49 pm
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Re: Airbnb rental review

What you wrote here explained the situation to us. It would likely help out the next renter too. If the host was nice and responsive, and did everything they could (as you said), I would modify your OP slightly to have a nicer, non-complaining, factual tone and post it. Point taken. I will put out ...
by htdrag11
Fri Jul 29, 2016 3:48 pm
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Re: Airbnb rental review

As a guest leaving what is a first review, I would suggest a couple of things. First off, be honest with the number of "stars" given as a reflection of the overall experience. 2nd, your feedback might best help others by accurately telling of the AC story: I'd comment on the specifics of ...
by htdrag11
Fri Jul 29, 2016 12:32 am
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Re: Airbnb rental review

AviN wrote:I had a few minor problems at an airbnb I was staying at last year, including problems with air conditioning. I decided to leave no review rather than dragging down the average (which was 4-5).

Avi


That would be another option, no review since there was none.
by htdrag11
Thu Jul 28, 2016 11:44 pm
Forum: Personal Consumer Issues
Topic: Airbnb rental review
Replies: 32
Views: 3355

Airbnb rental review

It is my second rental and I am not sure what is the proper feedback. I put in 4 requirements, entire apartment, AC, on premise parking and free wifi. Normally, AC is not typically installed or needed except during the hot summer days, rather rare but happened during our 3_day stay. Well, when I tri...
by htdrag11
Fri Jul 22, 2016 1:28 am
Forum: Personal Consumer Issues
Topic: Renovate or replace 12yr old SUV?
Replies: 45
Views: 2407

Re: Renovate or replace 12yr old SUV?

My atypical Boglehead thoughts are going for the latest safety features since I cannot take my money with me. :mrgreen:

I am disappointed with Honda's paint job. There should be a recall. My suv is 2012 with 45k miles and it is out dated in terms of safety features.

YMMV.
by htdrag11
Thu Jul 21, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3089

Re: Seattle trip at end of May - Any tips?

BTW, Seattle is at least 15_20 degrees cooler than the east coast now and no need for AC. It is very cool. 8-)
by htdrag11
Thu Jul 21, 2016 5:08 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3089

Re: Seattle trip at end of May - Any tips?

Hiking this weekend.
Oysters at Walrus and Carpenter during happy hour at half off.
Tried cold brew at Starbucks Roastery (not a drinker).
Chihuly was cool.
Went to see Seattle Storms and the fabulous U_Conn women.

Decided on Museum of Flight. :D

Thank you all.
by htdrag11
Wed Jul 20, 2016 11:45 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3089

Re: Seattle trip at end of May - Any tips?

There is also a Museum of Flight. How does it compare?
by htdrag11
Wed Jul 20, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3089

Re: Seattle trip at end of May - Any tips?

Resurrecting an old thread.

Is the Boeing factory tour and flight of the future separate? If I need to pick one, which is more preferable? Thanks.
by htdrag11
Thu Jul 14, 2016 4:04 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2107

Re: Dashcam recommendations

Went to buy "Used and New" option and bought a new one for $35.99, arriving on July 5th. Very strange. :mrgreen: Took me just an hour of research. Thanks, Toons. :D :thumbsup Bummer. Took it to vacation, but the unit failed to read the disk or format. Try another disk to no avail, so had ...
by htdrag11
Fri Jul 08, 2016 6:09 pm
Forum: Personal Consumer Issues
Topic: Buying used car in the Pacific Northwest
Replies: 11
Views: 750

Re: Buying used car in the Pacific Northwest

I've gone thru a similar process with our child back in February-March; see if my experience helped. We bought it from a dealer for quick transaction since I only have a week of time to finish the deal. Taxes are taxes, especially on cars. Don't think that you could avoid it unless you live in Orego...
by htdrag11
Fri Jul 08, 2016 11:35 am
Forum: Personal Consumer Issues
Topic: Dealers list used cars way above KBB value, why?
Replies: 25
Views: 2516

Re: Dealers list used cars way above KBB value, why?

Dealer listing prices are meaningless. I bought a 2012 Lexus RX CPO couple of years back. The listing prices was $5k more than what I paid. Granted, there were about 30 on the lot and the one I bought was sitting there over 40 days. Might be everyone was terminating their leases. There were 2-3 mino...
by htdrag11
Sun Jul 03, 2016 4:25 pm
Forum: Personal Consumer Issues
Topic: Roku TV without carrier?
Replies: 27
Views: 2098

Re: Roku TV without carrier?

BIL just bought a 4k TCL Roku TV from a large box retailer. He has AT&T internet and is able to watch Netflix. He also has a media streaming box for watching international stuff, so he did not subscribe to DirecTV or any other AT&T package. Most of the TVs sold today are "smart", s...
by htdrag11
Sun Jul 03, 2016 2:57 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2107

Re: Dashcam recommendations

Went to buy "Used and New" option and bought a new one for $35.99, arriving on July 5th. Very strange. :mrgreen:

Took me just an hour of research. Thanks, Toons. :D
by htdrag11
Sun Jul 03, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2107

Re: Dashcam recommendations



I'm confused by Amazon. It is listed at $99.99 and $35.99 on the same page. When checking out, the price was $99.99? Bummer.
by htdrag11
Sat Jul 02, 2016 2:20 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 26
Views: 1717

Re: AT&T cell usage in Canada

We were also in the same boat last month, and following the advice given at Howardforums ( http://www.howardforums.com/showthread.php/1879793-Canada-Roaming-Bonus ), I called up 611 and asked to be transferred to retention. Told the person I am thinking of switching, since T-Mobile has free roaming...
by htdrag11
Fri Jul 01, 2016 7:26 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 26
Views: 1717

Re: AT&T cell usage in Canada

Yes. The Passport costs $40, plus $1/minute and 200mb of data (plenty). That is almost the cost of my daily Airbnb rate!

Thank you for the reply.
by htdrag11
Fri Jul 01, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 26
Views: 1717

AT&T cell usage in Canada

I did not find much useful info on the forum but want to give it another try before going to vacation in August for a week out west. We've a family share plan of 10GB. Both my wife and mine are locked phones. For text in Canada, it will be 50 cents each. For voice it will be $2/minute. There is also...
by htdrag11
Sun Jun 12, 2016 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire before normal retirement age?
Replies: 93
Views: 12552

Re: Did you retire before normal retirement age?

Private sector.

3 - hate to pay anymore taxes than necessary; retired at 58 then went back to consult for 10 months; finally retired at 62 for good. :D
by htdrag11
Thu May 19, 2016 3:45 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 22
Views: 2839

Re: Well Water - black residue

It's not just the toilet, but other bathrooms where water was hardly run (big house with only the 2 of us now). Water quality is fine for well (hard). Decide to look at the GE model instead of Culligan, http://www.homedepot.com/p/GE-Whole-Home-Water-Filtration-System-GXWH35F/100471274 Will report ba...
by htdrag11
Wed May 18, 2016 6:58 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans? (Update, Pg 2)
Replies: 101
Views: 9373

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Not sure if it's feasible, but is it possible to get financial support from your siblings at a minimum since they need to on up their shares?

If you don't ask, you don't get. Older people tend to get sick, sooner or later.
by htdrag11
Mon May 09, 2016 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Dodged a bullet, thanks Bogleheads
Replies: 17
Views: 4001

Re: Dodged a bullet, thanks Bogleheads

About 15 years ago, I was in MFS funds with similar upfront load but absolutely no fee from my CFP. Dropped him after 4 painful years (after the internet bubble). Now my Vanguard funds are practically on auto-pilot.

This is one of the few benefits of being an old fart! :D
by htdrag11
Sat May 07, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: The End of Alchemy
Replies: 6
Views: 1464

The End of Alchemy

Did anyone read this?

http://www.amazon.com/End-Alchemy-Banki ... 0393247023

I just placed a request to my local library.
by htdrag11
Sat May 07, 2016 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2441

Re: What is considered Inside information?

DW got the message.

DON'T. :o
by htdrag11
Fri May 06, 2016 3:14 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2441

Re: What is considered Inside information?

OP, Risk versus reward. 1) Reward -> make small amount of money from 100 shares. 2) Risk -> get into a lawsuit and your daughter may lost her job. So, why bother? I do not trade my employer and its associated subsidiaries' stock. It is not worth the risk. KlangFool This is the best argument I heard...
by htdrag11
Fri May 06, 2016 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2441

What is considered Inside information?

DW has a playing account of $30k. She likes to buy and hold individual stocks. She is interested in the stocks where our daughter works but she is jut a worker bee. Being a long term investor (3 years plus), she would like to buy 100 shares since the company is tanking, nearing 52-week low. Would th...
by htdrag11
Wed Apr 20, 2016 6:34 pm
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 32
Views: 2808

Re: Roku 3 v. Apple TV v. ???

I've both the Apple TV 3rd gen and Roku 3, as well as the Fire Stick. Roku 3 is for me while the Apple is for my wife (who has an iPad) for ease of interface with her YouTube. My bias is Roku 3 for the price . However, I could sideload KODI (XBMC) to the FireStick which gives me access to even more ...
by htdrag11
Sat Apr 09, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Outdoor movie set up with iPad as video source
Replies: 11
Views: 1252

Re: Outdoor movie set up with iPad as video source

I used my portable LG PF1500 LED projector for outdoor once last fall, projecting to a garage door with a picture size of about 100". It has built-in wifi, a MHL enabled HDMi input, as well as a 3W built-in speaker. There are also 2 USB ports. So I could use wifi, my smartphone/Android tablet o...
by htdrag11
Sun Apr 03, 2016 10:40 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1854
Views: 426378

Re: What Movie Have You Recently Watched?

Bridge of Spies - great 50's historical propaganda film by Spielberg, Coen Brothers and two great male actors. It's longer than I wanted to watch, but it was not boring by any means. I was surprise Tom Hanks was not nominated but glad that Mark Rylance won. I also watched Spotlight and enjoyed the c...
by htdrag11
Thu Mar 17, 2016 11:23 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3457

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible. You're right about the contrast and ...
by htdrag11
Thu Mar 17, 2016 6:59 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3457

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible.
by htdrag11
Tue Mar 15, 2016 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1334

Re: Looking for a used Mazda in the Seattle area

Ok. Just to close out, the budget was expanded to under $20k, ending up with a 2014 3iT with 2L engine and blindspot option. The OTD price was under $19k from a non-Mazda dealer. Since it has 25k miles, there is about 11k miles or at least 7 months of warranty left. The only big item they want to se...
by htdrag11
Sat Mar 05, 2016 4:51 pm
Forum: Investing - Theory, News & General
Topic: The Market for Financial Adviser Misconduct
Replies: 2
Views: 593

Re: The Market for Financial Adviser Misconduct

Thanks for the link. Several years ago we dealt with one CFP who was let go and formed his own company. He continued to solicit for our business which I found was unprofessional. Using the BrokerCheck, he got one customer dispute of $500,000 that was settled for $125,000. The internet, when put to g...
by htdrag11
Sat Mar 05, 2016 11:24 am
Forum: Investing - Theory, News & General
Topic: "If You Can" book - Free Promo
Replies: 27
Views: 4200

Re: "If You Can" book - Free Promo

Thank you.

Passed it on to about a dozen people and their off-springs! :happy

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