Search found 629 matches

by htdrag11
Fri Jul 22, 2016 1:28 am
Forum: Personal Consumer Issues
Topic: Renovate or replace 12yr old SUV?
Replies: 45
Views: 2335

Re: Renovate or replace 12yr old SUV?

My atypical Boglehead thoughts are going for the latest safety features since I cannot take my money with me. :mrgreen:

I am disappointed with Honda's paint job. There should be a recall. My suv is 2012 with 45k miles and it is out dated in terms of safety features.

YMMV.
by htdrag11
Thu Jul 21, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3012

Re: Seattle trip at end of May - Any tips?

BTW, Seattle is at least 15_20 degrees cooler than the east coast now and no need for AC. It is very cool. 8-)
by htdrag11
Thu Jul 21, 2016 5:08 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3012

Re: Seattle trip at end of May - Any tips?

Hiking this weekend.
Oysters at Walrus and Carpenter during happy hour at half off.
Tried cold brew at Starbucks Roastery (not a drinker).
Chihuly was cool.
Went to see Seattle Storms and the fabulous U_Conn women.

Decided on Museum of Flight. :D

Thank you all.
by htdrag11
Wed Jul 20, 2016 11:45 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3012

Re: Seattle trip at end of May - Any tips?

There is also a Museum of Flight. How does it compare?
by htdrag11
Wed Jul 20, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3012

Re: Seattle trip at end of May - Any tips?

Resurrecting an old thread.

Is the Boeing factory tour and flight of the future separate? If I need to pick one, which is more preferable? Thanks.
by htdrag11
Thu Jul 14, 2016 4:04 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2065

Re: Dashcam recommendations

Went to buy "Used and New" option and bought a new one for $35.99, arriving on July 5th. Very strange. :mrgreen: Took me just an hour of research. Thanks, Toons. :D :thumbsup Bummer. Took it to vacation, but the unit failed to read the disk or format. Try another disk to no avail, so had ...
by htdrag11
Fri Jul 08, 2016 6:09 pm
Forum: Personal Consumer Issues
Topic: Buying used car in the Pacific Northwest
Replies: 11
Views: 729

Re: Buying used car in the Pacific Northwest

I've gone thru a similar process with our child back in February-March; see if my experience helped. We bought it from a dealer for quick transaction since I only have a week of time to finish the deal. Taxes are taxes, especially on cars. Don't think that you could avoid it unless you live in Orego...
by htdrag11
Fri Jul 08, 2016 11:35 am
Forum: Personal Consumer Issues
Topic: Dealers list used cars way above KBB value, why?
Replies: 25
Views: 2457

Re: Dealers list used cars way above KBB value, why?

Dealer listing prices are meaningless. I bought a 2012 Lexus RX CPO couple of years back. The listing prices was $5k more than what I paid. Granted, there were about 30 on the lot and the one I bought was sitting there over 40 days. Might be everyone was terminating their leases. There were 2-3 mino...
by htdrag11
Sun Jul 03, 2016 4:25 pm
Forum: Personal Consumer Issues
Topic: Roku TV without carrier?
Replies: 27
Views: 2055

Re: Roku TV without carrier?

BIL just bought a 4k TCL Roku TV from a large box retailer. He has AT&T internet and is able to watch Netflix. He also has a media streaming box for watching international stuff, so he did not subscribe to DirecTV or any other AT&T package. Most of the TVs sold today are "smart", s...
by htdrag11
Sun Jul 03, 2016 2:57 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2065

Re: Dashcam recommendations

Went to buy "Used and New" option and bought a new one for $35.99, arriving on July 5th. Very strange. :mrgreen:

Took me just an hour of research. Thanks, Toons. :D
by htdrag11
Sun Jul 03, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: Dashcam recommendations
Replies: 18
Views: 2065

Re: Dashcam recommendations



I'm confused by Amazon. It is listed at $99.99 and $35.99 on the same page. When checking out, the price was $99.99? Bummer.
by htdrag11
Sat Jul 02, 2016 2:20 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 18
Views: 1156

Re: AT&T cell usage in Canada

We were also in the same boat last month, and following the advice given at Howardforums ( http://www.howardforums.com/showthread.php/1879793-Canada-Roaming-Bonus ), I called up 611 and asked to be transferred to retention. Told the person I am thinking of switching, since T-Mobile has free roaming...
by htdrag11
Fri Jul 01, 2016 7:26 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 18
Views: 1156

Re: AT&T cell usage in Canada

Yes. The Passport costs $40, plus $1/minute and 200mb of data (plenty). That is almost the cost of my daily Airbnb rate!

Thank you for the reply.
by htdrag11
Fri Jul 01, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: AT&T cell usage in Canada
Replies: 18
Views: 1156

AT&T cell usage in Canada

I did not find much useful info on the forum but want to give it another try before going to vacation in August for a week out west. We've a family share plan of 10GB. Both my wife and mine are locked phones. For text in Canada, it will be 50 cents each. For voice it will be $2/minute. There is also...
by htdrag11
Sun Jun 12, 2016 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire before normal retirement age?
Replies: 93
Views: 12316

Re: Did you retire before normal retirement age?

Private sector.

3 - hate to pay anymore taxes than necessary; retired at 58 then went back to consult for 10 months; finally retired at 62 for good. :D
by htdrag11
Thu May 19, 2016 3:45 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 17
Views: 2184

Re: Well Water - black residue

It's not just the toilet, but other bathrooms where water was hardly run (big house with only the 2 of us now). Water quality is fine for well (hard). Decide to look at the GE model instead of Culligan, http://www.homedepot.com/p/GE-Whole-Home-Water-Filtration-System-GXWH35F/100471274 Will report ba...
by htdrag11
Wed May 18, 2016 6:58 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?
Replies: 95
Views: 8544

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Not sure if it's feasible, but is it possible to get financial support from your siblings at a minimum since they need to on up their shares?

If you don't ask, you don't get. Older people tend to get sick, sooner or later.
by htdrag11
Mon May 09, 2016 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Dodged a bullet, thanks Bogleheads
Replies: 17
Views: 3961

Re: Dodged a bullet, thanks Bogleheads

About 15 years ago, I was in MFS funds with similar upfront load but absolutely no fee from my CFP. Dropped him after 4 painful years (after the internet bubble). Now my Vanguard funds are practically on auto-pilot.

This is one of the few benefits of being an old fart! :D
by htdrag11
Sat May 07, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: The End of Alchemy
Replies: 4
Views: 1038

The End of Alchemy

Did anyone read this?

http://www.amazon.com/End-Alchemy-Banki ... 0393247023

I just placed a request to my local library.
by htdrag11
Sat May 07, 2016 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2406

Re: What is considered Inside information?

DW got the message.

DON'T. :o
by htdrag11
Fri May 06, 2016 3:14 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2406

Re: What is considered Inside information?

OP, Risk versus reward. 1) Reward -> make small amount of money from 100 shares. 2) Risk -> get into a lawsuit and your daughter may lost her job. So, why bother? I do not trade my employer and its associated subsidiaries' stock. It is not worth the risk. KlangFool This is the best argument I heard...
by htdrag11
Fri May 06, 2016 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: What is considered Inside information?
Replies: 39
Views: 2406

What is considered Inside information?

DW has a playing account of $30k. She likes to buy and hold individual stocks. She is interested in the stocks where our daughter works but she is jut a worker bee. Being a long term investor (3 years plus), she would like to buy 100 shares since the company is tanking, nearing 52-week low. Would th...
by htdrag11
Wed Apr 20, 2016 6:34 pm
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 32
Views: 2750

Re: Roku 3 v. Apple TV v. ???

I've both the Apple TV 3rd gen and Roku 3, as well as the Fire Stick. Roku 3 is for me while the Apple is for my wife (who has an iPad) for ease of interface with her YouTube. My bias is Roku 3 for the price . However, I could sideload KODI (XBMC) to the FireStick which gives me access to even more ...
by htdrag11
Sat Apr 09, 2016 7:33 pm
Forum: Personal Consumer Issues
Topic: Outdoor movie set up with iPad as video source
Replies: 11
Views: 1226

Re: Outdoor movie set up with iPad as video source

I used my portable LG PF1500 LED projector for outdoor once last fall, projecting to a garage door with a picture size of about 100". It has built-in wifi, a MHL enabled HDMi input, as well as a 3W built-in speaker. There are also 2 USB ports. So I could use wifi, my smartphone/Android tablet o...
by htdrag11
Sun Apr 03, 2016 10:40 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1745
Views: 389897

Re: What Movie Have You Recently Watched?

Bridge of Spies - great 50's historical propaganda film by Spielberg, Coen Brothers and two great male actors. It's longer than I wanted to watch, but it was not boring by any means. I was surprise Tom Hanks was not nominated but glad that Mark Rylance won. I also watched Spotlight and enjoyed the c...
by htdrag11
Thu Mar 17, 2016 11:23 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3361

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible. You're right about the contrast and ...
by htdrag11
Thu Mar 17, 2016 6:59 pm
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 3361

Re: Best Value TV purchase

Just helped our child bought a used 2012 Samsung PN51 plasma for $400. An equivalent lcd-led would cost more with poorer contrast and viewing angle. The cost for eletric would be like $27 vs. $13 per year, based on 5 hours per day. I do not see that is feasible.
by htdrag11
Tue Mar 15, 2016 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1311

Re: Looking for a used Mazda in the Seattle area

Ok. Just to close out, the budget was expanded to under $20k, ending up with a 2014 3iT with 2L engine and blindspot option. The OTD price was under $19k from a non-Mazda dealer. Since it has 25k miles, there is about 11k miles or at least 7 months of warranty left. The only big item they want to se...
by htdrag11
Sat Mar 05, 2016 4:51 pm
Forum: Investing - Theory, News & General
Topic: The Market for Financial Adviser Misconduct
Replies: 2
Views: 585

Re: The Market for Financial Adviser Misconduct

Thanks for the link. Several years ago we dealt with one CFP who was let go and formed his own company. He continued to solicit for our business which I found was unprofessional. Using the BrokerCheck, he got one customer dispute of $500,000 that was settled for $125,000. The internet, when put to g...
by htdrag11
Sat Mar 05, 2016 11:24 am
Forum: Investing - Theory, News & General
Topic: "If You Can" book - Free Promo
Replies: 27
Views: 4132

Re: "If You Can" book - Free Promo

Thank you.

Passed it on to about a dozen people and their off-springs! :happy
by htdrag11
Mon Feb 29, 2016 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 409

Re: H&R Block and DC tax payment

The digital department number is actually 888-313-9885. After an hour on the phone with 3 different people (got bounced around), DC no longer accepts e-check for paying income tax, so a physical check and snail mail will be used. Sad (not H&R's problem). Knowing what I know, I would have gone to...
by htdrag11
Mon Feb 29, 2016 8:00 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 409

Re: H&R Block and DC tax payment

I called them last night at 10 pm but their "digital" department was not available. Will try again today.
by htdrag11
Sun Feb 28, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block and DC tax payment
Replies: 3
Views: 409

H&R Block and DC tax payment

I'm using H&R Block to file my daughter's taxes. She owed DC a nominal amount. Per DC government site, one could pay income tax electronically using the e-check option. I did an e-file for her DC tax, but got a DC checklist informing me to submit a check or money order with a printed voucher (D-...
by htdrag11
Fri Feb 19, 2016 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Applied for 100 jobs, no callbacks. What's up?
Replies: 103
Views: 9384

Re: Applied for 100 jobs, no callbacks. What's up?

I did not read the 1st page, but did you try networking with members in your field or ieee? Sending resume online, unless you're in IT, the percentage is abysmal like 1% or less. BY networking, such as LinkedIn, try to build a relationship, otherwise you're just another "person". In today'...
by htdrag11
Sun Feb 14, 2016 11:24 am
Forum: Personal Consumer Issues
Topic: Emergency Standby Generator
Replies: 41
Views: 2592

Re: Emergency Standby Generator

My earlier post was concern about the generator starting in cold weather. Well, it just cranked up at 10:30 AM when it was 7degrees. Not sure how cold it got at 7 am, but was supposed to be near 0. So, glad it started and I have the cables for backup as needed. Thanks for the advice on the engine s...
by htdrag11
Sun Feb 14, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: Emergency Standby Generator
Replies: 41
Views: 2592

Re: Emergency Standby Generator

OP, Check out this old thread. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=145934 After my Generac (cheaper but noisier than my neighbor's Kohler) installation, I realized that my local contractor did not do maintenance but farmed them out to another outfit. Besides changing oil and sp...
by htdrag11
Sat Feb 13, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8677

Re: perfectly happy with cable

FWIW, most younger people do not subscribe to cable TV, other than to have an internet connection. The latest Disney quarterly report indicated this trend. Not true. Somewhere between 70-80% of millennials have cable. It is true they are leading the trend toward cable-cutting. And it is true that l...
by htdrag11
Sat Feb 13, 2016 2:04 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8677

Re: perfectly happy with cable

Yes, one can sideload KODI to FireTV Stick as well as Chromecast.

Amazon seems to have a double standard. There are plenty of sellers on their site that sell "knock-offs", just as "the KODI team has been actively pursuing infringing addons..."
by htdrag11
Sat Feb 13, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8677

Re: perfectly happy with cable

I've been using KODI for about 3 years, legal or not. Depends on what you're looking for, there are live US sports (not HD quality) programs available which would be considered illegal per US laws. There are also plenty of international soccer games as well. Just bought and put together a Raspberry ...
by htdrag11
Sat Jan 30, 2016 8:57 pm
Forum: Investing - Theory, News & General
Topic: Hedge Funds blame Index funds: Bogleheads referenced
Replies: 80
Views: 7862

Bill Ackman actually had a point with his index fund bubble theory

[Thread merged into here, see below. --admin LadyGeek]

A lone wolf or crying wolf?

http://www.marketwatch.com/story/bill-a ... eid=yhoof2
by htdrag11
Sat Jan 23, 2016 3:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6276

Re: Hope everyone is well [Preparing for Eastern US blizzard]

3 pm in Monmouth County. The official story is about 12" but wind drift here is over 30". Our generator in the NE is cleaned while the driveway facing SW has the heavy drift (not a surprise based on previous years). At the end of our driveway where the town had plowed. The bottom of our ma...
by htdrag11
Sat Jan 23, 2016 12:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6276

Re: Hope everyone is well [Preparing for Eastern US blizzard]

...We already have called in the cavalry (our lawnmower man) when there is that much snow, so my 20" Toro is fairly useless against packed snow... Lawnmowers, of course, aren't generally the right tool to use on snow... Let me clarify. He has been doing both our lawn and snow removal for the l...
by htdrag11
Sat Jan 23, 2016 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Plus vs TurboTax vs H&R Block for 2015
Replies: 117
Views: 10603

Re: TaxAct Plus vs TurboTax vs H&R Block for 2015

Used TurboTax for 10+ years, until this year due to their slimy tactics. Using H&R Block software this year, haven't done much with it yet but looks promising so far. Ditto. Used it for 2014 tax year. Paid $16 for 2015 (even cheaper) H&R with one e-file for fed and state which I'm sure is c...
by htdrag11
Sat Jan 23, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: Stats on Americans 'cutting the cable' ?
Replies: 42
Views: 4087

Re: Stats on Americans 'cutting the cable' ?

Our friends in DC was amazed that they could cut the cord by using a cheap antenna (flat w/o amplifier for $7 shipped) to pick up all the local HD stations, thus saving $40 plus per month. They only live about 10-15 miles from their TV stations. As in my case, wife still needs her Food TV and HGTV f...
by htdrag11
Sat Jan 23, 2016 11:09 am
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 6276

Re: Hope everyone is well [Preparing for Eastern US blizzard]

Monmouth County, NJ - 10:30 am. First time we saw the plow truck (earlier than usual). I can barely see the Home Depot snow stick at the end of our driveway. We're on top of a hill, so we'll always get the highest and the most wind drift, the driveway. The worst area is over 2' already. We put in a ...
by htdrag11
Mon Jan 18, 2016 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1311

Re: Looking for a used Mazda in the Seattle area

Ha ha! She could afford it but so could us retired old farts. :D She would do her generation proud, as well as Bogleheads, frugal (buying a used car), saving lots of her take home pay and has a very plain portfolio. Our only concern is that this generation does not believe in living large or owning ...
by htdrag11
Mon Jan 18, 2016 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1311

Re: Looking for a used Mazda in the Seattle area

Good to know about Costco and Wallingford.

Been a Costco/Price Club member for so long, but did not know about rental. Figures a small SUV like a RAV4 is about $300/week.
by htdrag11
Mon Jan 18, 2016 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a used Mazda in the Seattle area
Replies: 20
Views: 1311

Re: Looking for a used Mazda in the Seattle area

Random question, if you're not that familiar with Seattle... What part of town is she planning on living in? Does she actually need a car? Wallingford area, near the zoo. Since Washington State has no income tax, think see can deal with paying more tax on the car. To settle down initially, think sh...

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