Search found 732 matches

by htdrag11
Sat Jan 21, 2017 11:14 am
Forum: Investing - Theory, News & General
Topic: When Bad Things Happen to Good Funds
Replies: 6
Views: 1288

Re: When Bad Things Happen to Good Funds

From 1991 through 2005, Bill Miller's Legg Mason Value Trust beat the S&P 500 by a (CAGR) average of 4.4% per year, not just "more than a percentage point. And it didn't just beat it on the average, it beat it every single year, fifteen years in a row. And then lost every penny of outperfo...
by htdrag11
Sat Jan 21, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

Op here. I ordered the Continentals which Costco does not carry, from Tire Rack on Thursday at 4 pm and got delivery on Friday. Firestone called and I set up the appointment next Tuesday (hate weekends and Monday) afternoon. That is efficiency. I did not want to bother with Discount Tires' pre-appro...
by htdrag11
Thu Jan 19, 2017 4:34 pm
Forum: Investing - Theory, News & General
Topic: When Bad Things Happen to Good Funds
Replies: 6
Views: 1288

When Bad Things Happen to Good Funds

In case you missed the latest from Bloomberg Businessweek, the snowball effect is gaining momentum. Investors are even fleeing from well managed Active funds in billions, kind of throwing the baby out with the bath water. Would CFP and investment advisers go the way how the travel industry has fared...
by htdrag11
Thu Jan 19, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

I went with Tire Rack and ship them to my local Firestone shop for $80 installation. Did not want to hassle with Discount Tire's $50 pre-paid Visa (came out about even). Hope the "free" Road Hazard" is worth the money. So I'll be getting my Continental. BTW, I had an oil change at my ...
by htdrag11
Sat Jan 14, 2017 3:26 pm
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 31
Views: 5133

Re: Well Water - black residue

I am about to replace my GE filter (placed before the water softener) next week. Will adjust the regen to every 3rd day since there are only the 2 of us now. For drinking and cooking, we use this under the sinker GE FXULC filter. https://www.amazon.com/GE-FXULC-Drinking-System-Replacement/dp/B0002HM...
by htdrag11
Wed Jan 11, 2017 6:24 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

On the Costco site, I saw the discount on the tires upon checkout, but did not see the $60 discount on installation. I only got till Friday to do it. Looks like I'll pass

Two-day turn around is way too short.
by htdrag11
Wed Jan 11, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

I just go an email from Costco for Executive Members: - $70 coupon for set of 4 Michelins - $60 coupon for installation Getting new tires while shopping @ Costco? Priceless :beer Expires 1/13/17 The plot thickens. I'll check to see if my wife who is an Executive member, received the mail yet? As fo...
by htdrag11
Wed Jan 11, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

Do you have a Discount Tire near you? I've found their service to be top notch and they will always meet Costco's pricing, if they are not already lower. Just make sure to get the tires you want. +1 I do a lot of shopping at Costco but have not been impressed with their tire prices or their auto se...
by htdrag11
Wed Jan 11, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Re: Thinking of getting tires from Costco

My time is not a premium, so waiting is not an issue other than annoyance. "Free" rotation is not their priority.

I'm replacing my old tires, not mounting onto new rims, so do not need new TPMS.
by htdrag11
Tue Jan 10, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 66
Views: 4448

Thinking of getting tires from Costco

Tires are for a Lexus RX350 AWD base model. In the Costco site, I saw $15 installation package and disposal fee per tire and $2.99 per TPMS, which is competitive. Are there any other surprises? Think "warranty" is included for road hazard. The only reasonable option for me is the Michelin ...
by htdrag11
Tue Jan 10, 2017 6:59 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

Simple solution may be getting decent powerline adapter. It is just plug & play. https://www.amazon.com/TP-Link-Powerline-Adapter-Starter-TL-PA4010KIT/dp/B00AWRUICG/ref=sr_1_3?s=pc&ie=UTF8&qid=1484086544&sr=1-3&keywords=powerline%2Badapter&th=1 I actually found the kit in my...
by htdrag11
Tue Jan 10, 2017 6:56 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

DSInvestor wrote:
What is the media provider? There have been recent posts about buffering with DirecTVNow. Do you have similar problems with other providers like Netflix, Hulu, PBS, AmazonVideo on the same device?


Google Play; I got a movie as a gift. Sometimes I have problem with Netflix, but not often.
by htdrag11
Tue Jan 10, 2017 6:52 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

Ged wrote:
The Netgear is a gigabit switch that comes with a lifetime warranty, the TP-Link is 100MB and the warranty 2 years. Something to consider.


Point taken. Thanks.
by htdrag11
Mon Jan 09, 2017 4:04 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

You want to run an ethernet cable from your router to where your video system is and place a simple switch (likely 4 ports) there. Also you might want to look at contacting Optimum regarding your current internet service plan. They recently upgraded their service categories. I was able to get 200 M...
by htdrag11
Mon Jan 09, 2017 3:23 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

FYI to my knowledge Optimum is not charging rental costs for modems. I had one and considered switching it out. There is (or was) an FAQ on Optimum's site about how to address and install a modem on their network, and it said something along the lines of they don't discourage it, but why bother if ...
by htdrag11
Mon Jan 09, 2017 3:21 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

Dottie57 wrote:You almost sound like you are trying to create a second network .. split into two ? Is this true?



That is not my original intent. I was trying to split the incoming cable into 2 separate modems, or networks in this case. See my reply to jf89.
by htdrag11
Mon Jan 09, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

You don't need a second modem, you need a second router. Run an ethernet line to the second location (running wire through walls is much easier than it looks) and have the second router there working with the first. If this device is the only thing there, you could instead end the ethernet at a wal...
by htdrag11
Mon Jan 09, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

The provisioning system that cable companies use (DOCSIS) does take care of registering a new cable modem, and providing service to it, and it will not allow a second cable modem to be used on the same account unless it is provisioned (and paid for). The 65Mbps should be enough for about 10 differe...
by htdrag11
Mon Jan 09, 2017 2:01 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Re: Optimum cable and 2nd modem?

crake wrote:
Added the next tier internet service, so my DL speed is suppose to be 65 mbps at 5G.


I am not sure what you mean by 5G.


From speedtest.net, I get 65 mbps for DL at 5G, but only about 25 mbps at 2.4G

Our house is tiny by neighborhood standard, at 3,500 sq. ft.
by htdrag11
Mon Jan 09, 2017 12:40 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 1266

Optimum cable and 2nd modem?

I live in NJ, confining to multiple providers as long as I choose Optimum for internet service. We own a 2-story home with their Arris TM822 modem and my Securifi Almond+ router on the main floor. Added the next tier internet service, so my DL speed is suppose to be 65 mbps at 5G. However, I do see ...
by htdrag11
Sun Jan 08, 2017 2:41 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Shipping Issues since move from UPS to USPS
Replies: 106
Views: 27976

Re: Amazon Prime Shipping Issues since move from UPS to USPS

So far, two of my orders delivered by USPS were wet (nothing damaged since the contents were either metal or plastic), due to rain and snow. The postman did not put any plastic bags like my "regular" post person. BTW, it was raining or snowing DURING the delivery time, so the person did no...
by htdrag11
Thu Dec 29, 2016 9:20 am
Forum: Personal Consumer Issues
Topic: Well Water - black residue
Replies: 31
Views: 5133

Re: Well Water - black residue

Water softener is fine according to a reliable pump company I had used their services before; "if it ain't broke, don't touch it."

My last resort is to empty out the salt tank as much as possible where there is still a lot of black residue.
by htdrag11
Wed Dec 28, 2016 9:37 pm
Forum: Investing - Theory, News & General
Topic: Little Good News for the Little Ivies
Replies: 6
Views: 1684

Re: Little Good News for the Little Ivies

Oh! Well, it did not last. Thanks for pointing it out.
by htdrag11
Wed Dec 28, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2272
Views: 562835

Re: What Movie Have You Recently Watched?

The Accountant featuring an autistic Ben Affleck who is a better actor than his pretty face. The script and story are tight and fast moving. The ending has a nice twist. It's a great action flick with family value at its core (but not for the family - too violent) with a strong supporting cast. Of t...
by htdrag11
Wed Dec 28, 2016 8:40 am
Forum: Investing - Theory, News & General
Topic: Little Good News for the Little Ivies
Replies: 6
Views: 1684

Little Good News for the Little Ivies

Wow! Comparatively speaking, I've a fantastic year so far against Yale with 3 more trading days!

https://www.bloomberg.com/news/articles ... ttle-ivies
by htdrag11
Fri Dec 23, 2016 9:19 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2272
Views: 562835

Re: What Movie Have You Recently Watched?

I went to see Star Wars Rogue One. I loved it. I've heard good things. My friends told me it had the same "feel" as the old ones and did a good job filling in the gap between movies. +1. Saw it today with my daughter who is not a SW fan but she enjoyed it too. Except for Episode V, this i...
by htdrag11
Tue Dec 20, 2016 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on working for Metlife selling life insurance and IRA's?
Replies: 16
Views: 1727

Re: Thoughts on working for Metlife selling life insurance and IRA's?

I had a tough time finding a job during the 70's downturn, after graduating from college. My 1st job ended up selling for Met Life for 4 years. I considered myself lucky, scratching out a living. However, you had to get your own clientele and referrals, nothing was "free". It was tough sel...
by htdrag11
Fri Dec 16, 2016 5:57 pm
Forum: Personal Consumer Issues
Topic: Thoughts on SUV for retirement.
Replies: 54
Views: 4586

Re: Thoughts on SUV for retirement.

The Toyota Landcruiser is like a Lexus twin, listing at $10k less. The good thing about the GX is that you could take it to Toyota for service, as I did with my Lexus RX350. The Honda Pilot/Acura MDX pair is a par below Toyota/Lexus in terms of luxury, reliability and cost. You cannot beat the Japan...
by htdrag11
Thu Dec 15, 2016 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: On-line order, in-store pickup
Replies: 27
Views: 2136

Re: On-line order, in-store pickup

Do not go to HomeDepot on Saturday; I ended up waiting for over 20 minutes while the Return Line had 2 persons behind the cash register (though there were more returns than order pickup). It turned out the pickup line also handles special sales, like large or special orders. It's kind of misleading,...
by htdrag11
Sun Dec 11, 2016 9:17 am
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2235

Re: Velux skylights

Does anyone have recommendations for shades if the skylights are already installed? We have 2 Velux skylights in our bedroom installed 18 years ago and have never had any problems, but we'd like to get shades for them without getting new skylights. The challenge is that we have vaulted ceilings and...
by htdrag11
Sat Dec 10, 2016 11:05 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2272
Views: 562835

Re: What Movie Have You Recently Watched?

Saints and Soldiers 2003 - the movie is loosely based on the historic Malmedy Massacre where 4 US and 1 British soldiers tried to rejoin their units behind enemy line. The ending is rather poignant but one could see it coming. The acting and the story line are superb, though I do not know any of the...
by htdrag11
Sat Dec 03, 2016 12:37 pm
Forum: Personal Consumer Issues
Topic: 32 GB or 128GB storage for a new smartphone?
Replies: 35
Views: 2788

Re: 32 GB or 128GB storage for a new smartphone?

This might be unrelated to cellphone but relevant to replacing the battery. I was looking to replace my underpowered Dyson DC35, so contacted Dyson about using the parts from the old DC35 to supplement the cheaper DC34. The answer was "maybe", a rather disappointing reply. Ended up replace...
by htdrag11
Sat Dec 03, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: 32 GB or 128GB storage for a new smartphone?
Replies: 35
Views: 2788

Re: 32 GB or 128GB storage for a new smartphone?

Not sure about your data plan but I'm very comfortable streaming from my Google Play Music which has over 4,000 songs (a symphony is counted as 4 songs or more) with a 50k limit. I've been adding to my library ever since I picked up a Google Home during BF sales. I see no need to bump it up at 32gb ...
by htdrag11
Thu Dec 01, 2016 9:32 pm
Forum: Personal Consumer Issues
Topic: how do I play music on an Android phone?
Replies: 18
Views: 2005

Re: how do I play music on an Android phone?

Google Play Help - Transfer music from a computer to your phone or tablet: https://support.google.com/googleplay/answer/1101500?hl=en Seems to suggest that you upload the purchased album to your Google Play library online, then use Google Play app to access it from anywhere. +1. Works fine when I p...
by htdrag11
Thu Dec 01, 2016 7:27 pm
Forum: Investing - Theory, News & General
Topic: Howard Schultz stepping down [Starbucks CEO]
Replies: 11
Views: 1578

Re: Howard Schultz stepping down

He is going to pursue another higher end coffee chain, among other things.

http://www.nytimes.com/2016/12/01/busin ... -year.html
by htdrag11
Wed Nov 30, 2016 8:11 pm
Forum: Investing - Theory, News & General
Topic: The Man Who Invented the World’s Most Important Number
Replies: 2
Views: 1252

The Man Who Invented the World’s Most Important Number

Even a retired old fart can learn something new, Libor. At one time I was working in the IT department for one of the big banks but never realized how Libor was set or manipulated.

https://www.bloomberg.com/news/features ... r-iw3fpmed
by htdrag11
Mon Nov 21, 2016 3:32 pm
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2235

Re: Velux skylights

Well, things happened. Unfortunately my installer had an accident and passed away. I went to Homeadvisor.com and thumbtack.com to look for bids. There were a total of 4; one was low-balling and about over an hour away. The other 3 never showed up but one did give me a reasonable quote using text. Wh...
by htdrag11
Mon Nov 14, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: Most cost-effective way to transport things between Boston and Seattle
Replies: 9
Views: 1104

Re: Most cost-effective way to transport things between Boston and Seattle

Take a look at every item, if you haven't used it in 1 year, consider getting rid of it. Our daughter moved from DC to Seattle this February, and she did most of the trashing. Heavy stuff like books and/or DVDs were shipped by USPS. We put some in our luggage, as well as her trips back and forth. W...
by htdrag11
Mon Nov 07, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo
Replies: 84
Views: 10074

Re: Amazon Echo

Daughter has one. Too many questions could not be answered by Alexa. Wait for Google Home to be on sale. Hopefully by BF it will be under $100. If I have to buy the Echo, I would go for the Dot for less money. Think it was on sale for $39 at one time. It is a want, not a need. I've several BT speake...
by htdrag11
Sat Nov 05, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: MacBook Air/ Chromebook
Replies: 37
Views: 3103

Re: MacBook Air/ Chromebook

I just bought a used Dell CB 2 13" FHD 4GB RAM /16GB Flash memory for $220; this is my 2nd one (1st generation was not good enough for me at the time). I also had a MBP circa 2010 which I sold. My workhorse Dell XPS 15Z (dual boot) has several keys that are rather sensitive. The CB is about 3.2...
by htdrag11
Mon Oct 24, 2016 2:27 pm
Forum: Investing - Theory, News & General
Topic: The End of Alchemy
Replies: 7
Views: 2173

Re: The End of Alchemy

Finally it took me about 6 weeks to finish (2 extensions from my library). As someone pointed out, it is rather dry, though there were some humorous points. The sad thing is we're going to repeat it since we humans do not learn from our past mistakes or experience, as well as our government (made up...
by htdrag11
Sun Oct 23, 2016 9:59 am
Forum: Personal Consumer Issues
Topic: Internet going down
Replies: 32
Views: 3188

Re: Internet going down

I'm an IT guy of 15 years. I guarantee DYN is now working on a redundancy plan. I would even say the government is stepping in and pretty much requiring them to do this. DDoS attacks have been around for a long time but these days they seem to be getting a bit more complicated. It is quite alarming...
by htdrag11
Sun Oct 23, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Internet going down
Replies: 32
Views: 3188

Re: Internet going down

mouses wrote:Here's a link to a partial way around this sort of nonsense, see post #6:

http://jackpineradicals.com/boards/topic/a-way-around-dns-attacks/


Great tips.
by htdrag11
Fri Oct 21, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Replacement Windshield Wiper Blades
Replies: 38
Views: 3125

Re: Replacement Windshield Wiper Blades

I don't but usually buy from Costco when they are on sale.

Since I'm a klutz, I would just watch YouTube for installation procedures. Trico Flex has a few videos to demonstrate.
by htdrag11
Tue Oct 18, 2016 6:53 pm
Forum: Investing - Theory, News & General
Topic: WSJ - The Dying Business of Picking Stocks
Replies: 38
Views: 6119

The Dying Business of Picking Stocks - J Zweig

Active management is facing a slow death, like dinosaur. Even BlackRock is moving into low cost passive index funds with a vengeance, following Schwab. Where are the customers' yachts?

http://www.wsj.com/articles/the-dying-b ... 1476714749
by htdrag11
Tue Oct 18, 2016 5:52 pm
Forum: Investing - Theory, News & General
Topic: WSJ - The Dying Business of Picking Stocks
Replies: 38
Views: 6119

The Dying Business of Picking Stocks - J Zweig

Active management is facing a slow death, like dinosaur. Even Black Rock is moving into low cost passive index funds, following Schwab.

http://www.wsj.com/articles/the-dying-b ... 1476714749
by htdrag11
Wed Oct 12, 2016 7:25 am
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2235

Re: Velux skylights

Decide whether you have an overheating problem or a cold one. Most of USA it will be the former, I expect (maybe not Maine or Minnesota). I have both in a London climate. Our Veluxes face south. |Too hot on a sunny day, too cold on a cloudy one (in winter). Remember shades only work if they are ext...
by htdrag11
Tue Oct 11, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2235

Re: Velux skylights

The option list is getting as long as Porsche's. Just finished with the flashing option, then there is the glass option. I live in the NE with at most 2' of snow in a very bad winter. Our current 20 plus year old are holding well except for the leak. Do I need Impact or Snowload options on the glas...
by htdrag11
Tue Oct 11, 2016 1:34 pm
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 2235

Re: Velux skylights

The option list is getting as long as Porsche's. Just finished with the flashing option, then there is the glass option. I live in the NE with at most 2' of snow in a very bad winter. Our current 20 plus year old are holding well except for the leak. Do I need Impact or Snowload options on the glass...

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