Search found 1327 matches

by gunn_show
Thu Jan 18, 2018 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Real Estate Versus Stocks
Replies: 46
Views: 2447

Re: Real Estate Versus Stocks

dont forget the 3 rules of RE. :oops: Location, location, location? The condo units I was looking at are on Wilshire Blvd along so-called "Condo Canyon." Coming from Manhattan, prices even in a tony area like this don't compare to the insanity of NYC. Have you invested a lot of time into BiggerPock...
by gunn_show
Wed Jan 17, 2018 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Planning in Mid-20's
Replies: 8
Views: 1097

Re: Retirement Planning in Mid-20's

Just a thought: if you continue to save as much or more over the next ~30 years as you are now, and make reasonable investment choices, it is likely you will have no difficulty figuring out income sources at the end of that time. Keep up the good work! My thoughts as well. Congrats on being so dili...
by gunn_show
Tue Jan 16, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: Need to buy new printer. Suggestions for best value?
Replies: 31
Views: 2022

Re: Need to buy new printer. Suggestions for best value?

There are literally dozens of threads on this subject if you use the search tool. Most say Brother printers. I have always used Canon laser printers because they last forever and the laser cartridge also lasts forever. I will never go back to ink printers again. Many threads. FWIW I usually buy min...
by gunn_show
Mon Jan 15, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Questions about salary expectations/negotations
Replies: 13
Views: 1423

Re: Questions about salary expectations/negotations

Declined to answer what he's looking to make?!? This is SUCH a different question than "what are you making right now" and yet candidates shoot themselves in the foot by not helping their cause... Good on the recruiter for doing things the right way and not wanting to waste each others time. Also, ...
by gunn_show
Sun Jan 14, 2018 5:16 pm
Forum: Personal Consumer Issues
Topic: Internationa experience linked to career growth
Replies: 1
Views: 200

Re: Internationa experience linked to career growth

Too generic of a question as you wrote it For what? Sales? Engineering? Coding? Business Development? Manufacturing? Legal? Straight middle management? If you're a sales guy selling a specific product in a specific market in CA, then who cares if you lived or worked in Hong Kong. If you're a sales d...
by gunn_show
Mon Jan 08, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: When to drop comprehensive auto coverage?
Replies: 25
Views: 2456

Re: When to drop comprehensive auto coverage?

Drop collision when car is 8-10 years old. My rate for comprehensive is low enough that it isno5 worth dropping regardless of car age. this... I don't have collision covg on either of my 2007 Lexus vehicles.. but I have comp on both for peanuts per year, in case a car gets stolen or vandalized, act...
by gunn_show
Sun Dec 31, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: I Want to Buy a Horrible, Expensive Car
Replies: 155
Views: 9247

Re: I Want to Buy a Horrible, Expensive Car

I thought you said expensive? Discovery Sport looksmawfully run of the mill price wise for SUVs. I came into this thread expecting a Bentley Bentayga. +1 .. Discovery Sport is a cheap wannabe-SUV for SoCal/SF-BA housewives.. IMHO Another vote for the Porsche Macan. Surprisingly affordable - and it'...
by gunn_show
Sun Dec 31, 2017 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: When do true-up employer 401k contributions occur?
Replies: 14
Views: 728

Re: When do true-up employer 401k contributions occur?

I wonder why employers (who are always looking to simplify accounting and payroll) don't just do a single lump contribution by Q1 of the following year, and nothing else during the year. They have to run those final year-end numbers anyway. My employer does this, as a % of total comp, in Jan/Feb af...
by gunn_show
Fri Dec 29, 2017 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 10860

Re: Another should i buy my dream porsche thread...

Agreed. Fortunately for me the 911 would be a weekend / night out with the wife car. Our DD is the wife's Audi Q5. We work in the same office building so we have shared a car for 3 (almost 4 years now). Not to mention this would keep the miles on the 911 down to less than 3k per year. Man, you sure...
by gunn_show
Thu Dec 28, 2017 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 10860

Re: Another should i buy my dream porsche thread...

All great feedback thanks guys. For those who asked i have always been a car guy. Its my only vice. My last car was a 1965 Backdraft Cobra. Before that had M4 and Z4m Coupe. Sold the Cobra when the baby arrived. I am all for saving for the future. My father was the same way. Saved all his life for ...
by gunn_show
Wed Dec 27, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: How can I obtain compensation data?
Replies: 38
Views: 3574

Re: How can I obtain compensation data?

My biggest question is why you are so aggro to figure this out? To the level you are posting about it. I am in tech, and would of course love more granular numbers (and am going through an offer situation at this exact moment), but I understand as much about the game as I can, negotiate, and move o...
by gunn_show
Tue Dec 26, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: What computer should I get?
Replies: 36
Views: 3253

Re: What computer should I get?

Based on what you wrote your needs being, you don't really need a powerful machine. Basically word processing and internet surfing right? No high compute intensive activities like Photoshop or gaming or any big high IO computations? Does it have to be a desktop or could you use a laptop? Or even a l...
by gunn_show
Tue Dec 26, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: car thread- too much money?
Replies: 85
Views: 6959

Re: car thread- too much money?

To me the issue here is that this is an immediate and substantial lifestyle inflation, and for what reason? Cars are a commodity and you could buy a pair of cars for 1/4 of this price that would not be materially different in their utility to you. We make similar incomes, have a good 7-figure net w...
by gunn_show
Tue Dec 26, 2017 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: How can I obtain compensation data?
Replies: 38
Views: 3574

Re: How can I obtain compensation data?

Right, but how do I get as close to this data as possible? Can I get general ranges for the company? For the industry? Surely others need this data too? Lot of fair responses here, the ultimate answer is that you really cannot find the end-all be-all numbers you want. Just too many variables (age, ...
by gunn_show
Sun Dec 17, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: Work from Home
Replies: 3
Views: 582

Re: Work from Home

I am a w2-paid remote field sales rep, have worked from home for 5+ years, and I have always deducted for home office. I am also a bit more aggressive than some on my taxes / deductions / write-offs, and knock on wood have been just fine... My company does not provide me a local office or desk to us...
by gunn_show
Tue Nov 28, 2017 11:44 pm
Forum: Personal Consumer Issues
Topic: Safest roomy luxury suv?
Replies: 58
Views: 5352

Re: Safest roomy luxury suv?

I’d look at the 6 seat layout Lexus GX460. Instead of bench seats it has two sets of captains chairs (they also make a model with bench seats as well). You can easily access the third row if need be. If not flip the seats down for more storage. I actually test drove one over the weekend. Drives nic...
by gunn_show
Tue Nov 28, 2017 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Job interviewing - "do you have any other interviews or leads?"
Replies: 35
Views: 4269

Re: Job interviewing - "do you have any other interviews or leads?"

The HR Director at the company called me this morning and told me that of the 3 they ultimately chose for in-person interviews, one withdrew her candidacy, one was not a good fit, and I am the other. The "feedback was very positive all around," but the hiring manager wants to interview a few more p...
by gunn_show
Tue Nov 28, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 30
Views: 2998

Re: Wifi speakers-SONOS vs Echo/Google Home

The sound quality of the Google and Amazon speakers is not in the same league as Sonos. Apple's new speaker probably will be, but it was delayed and won't be out until after the start of the year. So for a black Friday purchase, I would go for Sonos. If I were deeply embedded in Apple's ecosystem, ...
by gunn_show
Wed Nov 22, 2017 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Help DW gets fired, but then next day her boss offers her job back
Replies: 156
Views: 12353

Re: Help DW gets fired, but then next day her boss offers her job back

Just read all 3 pages of replies, lot of good ideas here. What a [mess up --admin LadyGeek] this is. And the week of Thanksgiving? What a heartless boss/owner, seriously. What a loser. So after sleeping on it a night - what has your spouse done? Gone into work today? Not? Replied in any fashion? I i...
by gunn_show
Mon Nov 20, 2017 6:26 pm
Forum: Personal Consumer Issues
Topic: Honeymoon Suggestions
Replies: 26
Views: 1906

Re: Honeymoon Suggestions

Get the Costco catalog, pick something that looks nice and is within your budget, and be done with it. great option.. did that for Greece and Trafalgar tours, worked out great... and they have tons of intra-US options like Hawaii etc... similarly I would look at Marriott vacations and other related...
by gunn_show
Mon Nov 20, 2017 4:50 pm
Forum: Personal Consumer Issues
Topic: Honeymoon Suggestions
Replies: 26
Views: 1906

Re: Honeymoon Suggestions

Budget: $3,500 including airfare We are good friends with newly wed couple our age. They went to the Moon Palace in Cancun and loved it. They highly recommend it. We looked into their suggestion and like what we see. It is within our budget, but figured we should post on the forums to see what othe...
by gunn_show
Fri Nov 17, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: $23K 2009 Lexus IS 250 AWD V-6 Miles 33K Certified.
Replies: 23
Views: 3274

Re: $23K 2009 Lexus IS 250 AWD V-6 Miles 33K Certified.

I would stay away from the IS250. They are known to have carbon build up (your warranty will cover it however). I have heard they are very sluggish as far as power is concerned. The new body style has just come out. I think the price is too high as well. I bought a 2006 IS 350 in 2011 with 18k mile...
by gunn_show
Sun Nov 12, 2017 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 13423

Re: Request for Promotion letter to Senior Management

Here is an interesting update: 3. My current manager has been awarded the majority of the Portfolio, but 2 new managers have been added to the Portfolio and they have been subdivided up by the amount of work 5. My Manager and I want to continue working with each other.... 7. All promotions are offi...
by gunn_show
Tue Nov 07, 2017 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Disposable income... how?
Replies: 106
Views: 10399

Re: Disposable income... how?

I'm not a big fan of cash/cd/bonds during the growth phase for what its worth. Fill up your emergency fund in a high yield savings to the point you have "enough", do you TSP and Roth but consider a taxable for a low cost total stock index fund instead of CDS and bonds. We do 90 Stock 10% tax free m...
by gunn_show
Mon Oct 30, 2017 11:16 am
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 37
Views: 3662

Re: Need advice - Job

Update: I rejected the 2 hour daily commute offer. I had another offer in the meanwhile from another company with a better role/title and a 20% raise. My manager offered me only a 10% raise. I start tomorrow with the new company. The commute is 15 mins tops via back roads. Thanks everyone for chimi...
by gunn_show
Sun Oct 29, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 13423

Re: Request for Promotion letter to Senior Management

... I am surprised about the - find a better offer and threaten to quit now responses, considering one of my main responsibilities is to ensure my mom has a comfortable remaining life and the fact that the flexibility in my current position affords me that capability. I will report back on my final...
by gunn_show
Sat Oct 28, 2017 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best Next Steps - Kids/House/Savings Advise
Replies: 13
Views: 2287

Re: Best Next Steps - Kids/House/Savings Advise

Sorry to bump this one up, but one last question. As I noted in my previous thread, right now I have $18K going into my 401k every year ($18.5 next year) and my job matches for a few extra couple thousand. My wife's job doesn't offer one and I stopped contributing to the Roth every year (about $14K...
by gunn_show
Sat Oct 28, 2017 4:27 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 99
Views: 8130

Re: Is it difficult to switch from an iPhone to an Android?

I promised Mrs. letsgobobby a new phone, including the iPhone X if she wants it. She’s been on apple phones forever and curently has a 6 with battery degradation issues. It seems like the X is a sharp looking device, but many claim the top Android phones offer more for the (same) money. I won’t con...
by gunn_show
Fri Oct 27, 2017 11:05 pm
Forum: Personal Consumer Issues
Topic: Hotels/Resorts on the beach in San Diego
Replies: 15
Views: 1379

Re: Hotels/Resorts on the beach in San Diego

Here, beach hotels in San Diego: https://lajollamom.com/best-san-diego-beach-hotels/ Hotel Del is nice, but it's $$$$ due to the nostalgia. If you don't mind the splurge, it's a great place! I recommend the Marriott Marina downtown. It will fit in your price range, is right on the ocean and downtow...
by gunn_show
Thu Oct 26, 2017 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 13423

Re: Request for Promotion letter to Senior Management

I have to think that if you are as valuable as you say you are, you would have gotten some traction earlier. Or perhaps your supervisor is ineffective at advocating for you. Why don't you check out some of the multiple job leads you say you're getting? Perhaps a new employer will also allow a flexi...
by gunn_show
Thu Oct 26, 2017 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to get interview/ strange turn, what to think?
Replies: 19
Views: 2576

Re: What would you do to get an interview?

Yes, absolutely reach out to the hiring manager and the person you would report to. You have nothing to lose by doing this. If you are truly a perfect fit for the position, then the hiring manager will not mind you reaching out, even if the position has already been filled. The company may have som...
by gunn_show
Sun Oct 22, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Business Laptop Suggestions Request
Replies: 36
Views: 3226

Re: Business Laptop Suggestions Request

Another endorsement of ThinkPads.... I use a docking station with my X230 and can attach a great number of accessories with a variety of connections, even going back decades in age. +1... love my little ThinkPad x240...upgraded to 8gb ram,.. upgraded to extended battery (can get 4-7 hrs on that for...
by gunn_show
Wed Oct 18, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: Best smartphone
Replies: 37
Views: 2975

Re: Best smartphone

Samsung Note3. I want to upgrade to the Note8 but I don't need to :wink: Pros: - The stylus! I love taking notes and making lists. - Enough memory and CPU speed, hasn't really slowed down over the years - Great screen - Replaceable battery! For $10 I can pop in a brand new OEM battery when the old ...
by gunn_show
Tue Oct 17, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 8026

Re: What are you driving? And would you buy your current ride again?

The best of the best 2013 Lexus LX 570, the perfect SUV. Would buy again in heart beat. :happy I have the older '07 Lex GX470 and love it ... burly v8 engine, AWD, traction control, Lexus luxury interior and Levinson surround stereo ... would absolutely buy one again, although I don't like the new ...
by gunn_show
Mon Oct 16, 2017 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: First Post (gulp) - Request for Advice on selling inherited home
Replies: 20
Views: 1841

Re: First Post (gulp) - Request for Advice on selling inherited home

I would not bundle these things together based on your description. I would sell the house through a conventional realtor. If you do not want to take the time to handle the possessions yourself, you can hire a company to do the estate sale of the belongings. The company used when my aunt passed awa...
by gunn_show
Mon Oct 16, 2017 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Another Job Offer Dilemma
Replies: 13
Views: 1747

Re: Another Job Offer Dilemma

Bump for the Monday crowd =) Still wondering what people think about the lower base salary of #1.......since I'm essentially taking a pay cut, can the 15% yearly performance bonus be considered in future jobs when negotiating salary? With regards to this specific question only, I would not be conce...
by gunn_show
Sun Oct 15, 2017 1:35 am
Forum: Personal Finance (Not Investing)
Topic: HSA’s: What level of risk do you prefer?
Replies: 58
Views: 4231

Re: HSA’s: What level of risk do you prefer?

alfaspider wrote:
Tue Oct 10, 2017 8:37 am
But for me, the record keeping burden of waiting to withdraw is just too onerous compared to the benefit.
snap a photo... upload to dropbox or google drive etc... store in cloud forever till needed...
by gunn_show
Sun Oct 15, 2017 1:31 am
Forum: Personal Finance (Not Investing)
Topic: HSA’s: What level of risk do you prefer?
Replies: 58
Views: 4231

Re: HSA’s: What level of risk do you prefer?

http://www.investopedia.com/articles/personal-finance/091615/how-use-your-hsa-retirement.asp Open insurance enrollment for my employer is coming in a few weeks. I’m strongly looking to move from the currently enrolled HRA employer offered plan to the employer offered HSA. I’m 40, single, and withou...
by gunn_show
Thu Oct 12, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Career Options after Marketing
Replies: 6
Views: 641

Re: Career Options after Marketing

DH left a well paying job as a product manager in tech about 10 years ago to get an MBA... Why.. doesn't he go back into tech? Plenty of marketing, PM, product guy, tech marketing, etc. roles in high tech industry. Guess it depends on where you live, but there are plenty of megacorps with hundreds ...
by gunn_show
Fri Sep 29, 2017 5:05 pm
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5382

Re: My first promotion without a pay increase

I know too many people doing worse work for less money than what they could achieve if they treated the job hunt like a real job. Forget whether you need more money. Your time is precious. Don't squander it earning less than you possibly could for equivalent work. The only reason to back off the ga...
by gunn_show
Fri Sep 29, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5382

Re: My first promotion without a pay increase

Thanks all for the advice so far, I've read every one and will try to address some questions: 1. Yes, review/raise time is in October, but at best I will see a 3% and that is rare per my manager. 2. In regards to being a low flight risk, my manager is pretty candid with me and told me that I am one...
by gunn_show
Thu Sep 28, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5382

Re: My first promotion without a pay increase

As a stock holder (via VTI): I think your pay is just fine, in fact, maybe you are overpaid. :twisted: Was my first thought as well CaliJim, but I don't think she is at the Bezos farm. They offer RSU's (at least all friends I know working there had them), so unless she is in the wrong dept, she is ...
by gunn_show
Wed Sep 27, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1507

Re: Tailor made shirts

student wrote:
Wed Sep 27, 2017 6:54 pm
I have good experience with this company. https://www.indochino.com/
Similarly I buy Bonobos ... also Combatant Gentlemen ...

But increasingly I am buying tailored fit with some stretch fabric in it....
by gunn_show
Mon Sep 25, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6847

Re: Spouse Money Management

stoptothink wrote:
Mon Sep 25, 2017 5:18 pm
retire57 wrote:
Mon Sep 25, 2017 5:10 pm
greg24 wrote:
Mon Sep 25, 2017 3:53 pm
This thread and the "girlfriend college major" thread say more about the OP than the girlfriend.
+1
+2
+3
by gunn_show
Mon Sep 25, 2017 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6847

Re: Spouse Money Management

Just to provide some background information to this thread; please read that in entirety before commenting on this one otherwise you will be not doing any justice to this topic. GF Picking a college major https://www.bogleheads.org/forum/viewtopic.php?f=2&t=224336&start=0 Oh Lord... I did not make ...
by gunn_show
Mon Sep 25, 2017 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6847

Re: Spouse Money Management

I am going to consolidate some great advice for you, and I agree with others, this is a really weird topic given the age / life stage you are in, and especially the GF is in. To say you have the cart way before the horse, is a massive understatement here. I don't fault you for "looking ahead" to det...
by gunn_show
Sat Sep 23, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Management career job search
Replies: 8
Views: 1007

Re: Management career job search

Mostly about networking. Linked in. Follow up with prior work contacts. Find network groups in the field you are looking. Honestly, not a lot of data to go on here, to make much commentary on. As pointed out, networking is the biggest piece, and updating and staying glued to LinkedIn and doing all ...
by gunn_show
Sat Sep 23, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Anyone used Amazon to buy household goods
Replies: 26
Views: 2194

Re: Anyone used Amazon to buy household goods

I buy whatever I can online. It avoids a trip to the store and once I place an order I am done. I find the prices are all over the map, sometimes the same as grocery store, sometimes considerably less. If it would cost more, I don't buy. Heavy things, fluids, tend to be costly because of the delive...
by gunn_show
Thu Sep 14, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 350
Views: 42108

Re: Flaunt Your High-Mileage Car

07 Lexus GS 107,000
07 Lexus GX 178,000
both running great... knock on wood.. hope to keep for many years with proper care and maintenance
by gunn_show
Tue Sep 12, 2017 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: The 10 year car ownership "rule"
Replies: 95
Views: 11453

Re: The 10 year car ownership "rule"

I guess I am just curious to know when is the optimal time to sell one's car. I have a sedan with 70k and a SUV with 120k miles on it. Both Hondas. Thanks !@ LOL, on this forum those would be considered newer cars. Not sure how much searching / reading you actually did, and I am unaware of any hard...