Search found 1306 matches

by gunn_show
Fri Nov 17, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: $23K 2009 Lexus IS 250 AWD V-6 Miles 33K Certified.
Replies: 23
Views: 3137

Re: $23K 2009 Lexus IS 250 AWD V-6 Miles 33K Certified.

I would stay away from the IS250. They are known to have carbon build up (your warranty will cover it however). I have heard they are very sluggish as far as power is concerned. The new body style has just come out. I think the price is too high as well. I bought a 2006 IS 350 in 2011 with 18k mile...
by gunn_show
Sun Nov 12, 2017 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 12124

Re: Request for Promotion letter to Senior Management

Here is an interesting update: 3. My current manager has been awarded the majority of the Portfolio, but 2 new managers have been added to the Portfolio and they have been subdivided up by the amount of work 5. My Manager and I want to continue working with each other.... 7. All promotions are offi...
by gunn_show
Tue Nov 07, 2017 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Disposable income... how?
Replies: 106
Views: 9600

Re: Disposable income... how?

I'm not a big fan of cash/cd/bonds during the growth phase for what its worth. Fill up your emergency fund in a high yield savings to the point you have "enough", do you TSP and Roth but consider a taxable for a low cost total stock index fund instead of CDS and bonds. We do 90 Stock 10% tax free m...
by gunn_show
Mon Oct 30, 2017 11:16 am
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 37
Views: 3487

Re: Need advice - Job

Update: I rejected the 2 hour daily commute offer. I had another offer in the meanwhile from another company with a better role/title and a 20% raise. My manager offered me only a 10% raise. I start tomorrow with the new company. The commute is 15 mins tops via back roads. Thanks everyone for chimi...
by gunn_show
Sun Oct 29, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 12124

Re: Request for Promotion letter to Senior Management

... I am surprised about the - find a better offer and threaten to quit now responses, considering one of my main responsibilities is to ensure my mom has a comfortable remaining life and the fact that the flexibility in my current position affords me that capability. I will report back on my final...
by gunn_show
Sat Oct 28, 2017 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best Next Steps - Kids/House/Savings Advise
Replies: 13
Views: 2136

Re: Best Next Steps - Kids/House/Savings Advise

Sorry to bump this one up, but one last question. As I noted in my previous thread, right now I have $18K going into my 401k every year ($18.5 next year) and my job matches for a few extra couple thousand. My wife's job doesn't offer one and I stopped contributing to the Roth every year (about $14K...
by gunn_show
Sat Oct 28, 2017 4:27 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 97
Views: 7108

Re: Is it difficult to switch from an iPhone to an Android?

I promised Mrs. letsgobobby a new phone, including the iPhone X if she wants it. She’s been on apple phones forever and curently has a 6 with battery degradation issues. It seems like the X is a sharp looking device, but many claim the top Android phones offer more for the (same) money. I won’t con...
by gunn_show
Fri Oct 27, 2017 11:05 pm
Forum: Personal Consumer Issues
Topic: Hotels/Resorts on the beach in San Diego
Replies: 15
Views: 1232

Re: Hotels/Resorts on the beach in San Diego

Here, beach hotels in San Diego: https://lajollamom.com/best-san-diego-beach-hotels/ Hotel Del is nice, but it's $$$$ due to the nostalgia. If you don't mind the splurge, it's a great place! I recommend the Marriott Marina downtown. It will fit in your price range, is right on the ocean and downtow...
by gunn_show
Thu Oct 26, 2017 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 12124

Re: Request for Promotion letter to Senior Management

I have to think that if you are as valuable as you say you are, you would have gotten some traction earlier. Or perhaps your supervisor is ineffective at advocating for you. Why don't you check out some of the multiple job leads you say you're getting? Perhaps a new employer will also allow a flexi...
by gunn_show
Thu Oct 26, 2017 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to get interview/ strange turn, what to think?
Replies: 19
Views: 2416

Re: What would you do to get an interview?

Yes, absolutely reach out to the hiring manager and the person you would report to. You have nothing to lose by doing this. If you are truly a perfect fit for the position, then the hiring manager will not mind you reaching out, even if the position has already been filled. The company may have som...
by gunn_show
Sun Oct 22, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Business Laptop Suggestions Request
Replies: 36
Views: 2958

Re: Business Laptop Suggestions Request

Another endorsement of ThinkPads.... I use a docking station with my X230 and can attach a great number of accessories with a variety of connections, even going back decades in age. +1... love my little ThinkPad x240...upgraded to 8gb ram,.. upgraded to extended battery (can get 4-7 hrs on that for...
by gunn_show
Wed Oct 18, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: Best smartphone
Replies: 37
Views: 2736

Re: Best smartphone

Samsung Note3. I want to upgrade to the Note8 but I don't need to :wink: Pros: - The stylus! I love taking notes and making lists. - Enough memory and CPU speed, hasn't really slowed down over the years - Great screen - Replaceable battery! For $10 I can pop in a brand new OEM battery when the old ...
by gunn_show
Tue Oct 17, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7250

Re: What are you driving? And would you buy your current ride again?

The best of the best 2013 Lexus LX 570, the perfect SUV. Would buy again in heart beat. :happy I have the older '07 Lex GX470 and love it ... burly v8 engine, AWD, traction control, Lexus luxury interior and Levinson surround stereo ... would absolutely buy one again, although I don't like the new ...
by gunn_show
Mon Oct 16, 2017 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: First Post (gulp) - Request for Advice on selling inherited home
Replies: 20
Views: 1673

Re: First Post (gulp) - Request for Advice on selling inherited home

I would not bundle these things together based on your description. I would sell the house through a conventional realtor. If you do not want to take the time to handle the possessions yourself, you can hire a company to do the estate sale of the belongings. The company used when my aunt passed awa...
by gunn_show
Mon Oct 16, 2017 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Another Job Offer Dilemma
Replies: 13
Views: 1626

Re: Another Job Offer Dilemma

Bump for the Monday crowd =) Still wondering what people think about the lower base salary of #1.......since I'm essentially taking a pay cut, can the 15% yearly performance bonus be considered in future jobs when negotiating salary? With regards to this specific question only, I would not be conce...
by gunn_show
Sun Oct 15, 2017 1:35 am
Forum: Personal Finance (Not Investing)
Topic: HSA’s: What level of risk do you prefer?
Replies: 58
Views: 3908

Re: HSA’s: What level of risk do you prefer?

alfaspider wrote:
Tue Oct 10, 2017 8:37 am
But for me, the record keeping burden of waiting to withdraw is just too onerous compared to the benefit.
snap a photo... upload to dropbox or google drive etc... store in cloud forever till needed...
by gunn_show
Sun Oct 15, 2017 1:31 am
Forum: Personal Finance (Not Investing)
Topic: HSA’s: What level of risk do you prefer?
Replies: 58
Views: 3908

Re: HSA’s: What level of risk do you prefer?

http://www.investopedia.com/articles/personal-finance/091615/how-use-your-hsa-retirement.asp Open insurance enrollment for my employer is coming in a few weeks. I’m strongly looking to move from the currently enrolled HRA employer offered plan to the employer offered HSA. I’m 40, single, and withou...
by gunn_show
Thu Oct 12, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Career Options after Marketing
Replies: 6
Views: 537

Re: Career Options after Marketing

DH left a well paying job as a product manager in tech about 10 years ago to get an MBA... Why.. doesn't he go back into tech? Plenty of marketing, PM, product guy, tech marketing, etc. roles in high tech industry. Guess it depends on where you live, but there are plenty of megacorps with hundreds ...
by gunn_show
Fri Sep 29, 2017 5:05 pm
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5066

Re: My first promotion without a pay increase

I know too many people doing worse work for less money than what they could achieve if they treated the job hunt like a real job. Forget whether you need more money. Your time is precious. Don't squander it earning less than you possibly could for equivalent work. The only reason to back off the ga...
by gunn_show
Fri Sep 29, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5066

Re: My first promotion without a pay increase

Thanks all for the advice so far, I've read every one and will try to address some questions: 1. Yes, review/raise time is in October, but at best I will see a 3% and that is rare per my manager. 2. In regards to being a low flight risk, my manager is pretty candid with me and told me that I am one...
by gunn_show
Thu Sep 28, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 5066

Re: My first promotion without a pay increase

As a stock holder (via VTI): I think your pay is just fine, in fact, maybe you are overpaid. :twisted: Was my first thought as well CaliJim, but I don't think she is at the Bezos farm. They offer RSU's (at least all friends I know working there had them), so unless she is in the wrong dept, she is ...
by gunn_show
Wed Sep 27, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1401

Re: Tailor made shirts

student wrote:
Wed Sep 27, 2017 6:54 pm
I have good experience with this company. https://www.indochino.com/
Similarly I buy Bonobos ... also Combatant Gentlemen ...

But increasingly I am buying tailored fit with some stretch fabric in it....
by gunn_show
Mon Sep 25, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6400

Re: Spouse Money Management

stoptothink wrote:
Mon Sep 25, 2017 5:18 pm
retire57 wrote:
Mon Sep 25, 2017 5:10 pm
greg24 wrote:
Mon Sep 25, 2017 3:53 pm
This thread and the "girlfriend college major" thread say more about the OP than the girlfriend.
+1
+2
+3
by gunn_show
Mon Sep 25, 2017 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6400

Re: Spouse Money Management

Just to provide some background information to this thread; please read that in entirety before commenting on this one otherwise you will be not doing any justice to this topic. GF Picking a college major https://www.bogleheads.org/forum/viewtopic.php?f=2&t=224336&start=0 Oh Lord... I did not make ...
by gunn_show
Mon Sep 25, 2017 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 6400

Re: Spouse Money Management

I am going to consolidate some great advice for you, and I agree with others, this is a really weird topic given the age / life stage you are in, and especially the GF is in. To say you have the cart way before the horse, is a massive understatement here. I don't fault you for "looking ahead" to det...
by gunn_show
Sat Sep 23, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Management career job search
Replies: 8
Views: 915

Re: Management career job search

Mostly about networking. Linked in. Follow up with prior work contacts. Find network groups in the field you are looking. Honestly, not a lot of data to go on here, to make much commentary on. As pointed out, networking is the biggest piece, and updating and staying glued to LinkedIn and doing all ...
by gunn_show
Sat Sep 23, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Anyone used Amazon to buy household goods
Replies: 26
Views: 2022

Re: Anyone used Amazon to buy household goods

I buy whatever I can online. It avoids a trip to the store and once I place an order I am done. I find the prices are all over the map, sometimes the same as grocery store, sometimes considerably less. If it would cost more, I don't buy. Heavy things, fluids, tend to be costly because of the delive...
by gunn_show
Thu Sep 14, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 350
Views: 40490

Re: Flaunt Your High-Mileage Car

07 Lexus GS 107,000
07 Lexus GX 178,000
both running great... knock on wood.. hope to keep for many years with proper care and maintenance
by gunn_show
Tue Sep 12, 2017 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: The 10 year car ownership "rule"
Replies: 95
Views: 11010

Re: The 10 year car ownership "rule"

I guess I am just curious to know when is the optimal time to sell one's car. I have a sedan with 70k and a SUV with 120k miles on it. Both Hondas. Thanks !@ LOL, on this forum those would be considered newer cars. Not sure how much searching / reading you actually did, and I am unaware of any hard...
by gunn_show
Wed Aug 30, 2017 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Evaluating new job offer
Replies: 40
Views: 3196

Re: Evaluating new job offer

With your (presumed) talent and experience, and resume at megacorp, you can likely go back to said megacorp or similar very easily in 1-3 years if this hot startup flames out or simply is not as advertised. The OP in in his late 30's now. I would be cautious about assuming that finding great jobs w...
by gunn_show
Wed Aug 30, 2017 1:24 am
Forum: Investing - Theory, News & General
Topic: First article I've read against indexing that seems convincing
Replies: 40
Views: 5911

Re: First article I've read against indexing that seems convincing

OP, I've followed many of your posts. We cannot convince you of something you don't want to be convinced of. I think you should pick a plan. Stick with it through thick and thin for 20 or 30 years. Only then will you know if it worked. Bogleheads is one of many ways to head down that next 20 or 30 ...
by gunn_show
Wed Aug 30, 2017 12:18 am
Forum: Personal Finance (Not Investing)
Topic: Evaluating new job offer
Replies: 40
Views: 3196

Re: Evaluating new job offer

I'm kind of surprised at all the "no"s. Being bored at your job ls life sucking. It's hard to put a value on a non-sucky job but it's well above zero and should be factored in to the total compensation (somehow). Getting experience in a hot company in a good field will pay you back in many ways. I ...
by gunn_show
Tue Aug 15, 2017 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: How does personal wealth affect job hunting?
Replies: 57
Views: 7441

Re: How does personal wealth affect job hunting?

In my own personal experience, as I am getting wealthier, I am less willing to compromise my work life balance for a job. Did this happen to you? If yes, how does this affect you in term of the job that you are willing to accept? Yup. Very high floor of minimum pay. Zero commute, work from home. Pr...
by gunn_show
Thu Aug 10, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: Startup vs big company (financial equity at stake)
Replies: 57
Views: 3802

Re: Startup vs big company (financial equity at stake)

Interesting points, but not sure it changes the story much. Does your firm obviously value you --very-- highly? Yes, no question. Really impressive how far they are going to show you love and keep you in house, no doubt, and you should feel great about that no matter what you decide. And there is va...
by gunn_show
Wed Aug 09, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: Startup vs big company (financial equity at stake)
Replies: 57
Views: 3802

Re: Startup vs big company (financial equity at stake)

OP, Isn't Google going to give you more RSUs every year to the tune of ~$100k? The $600k is just the sign on bonus, correct? So over the potential 4 years you are getting ~$400k more switching at Google? I don't know if you put that into your calculations. 190,000 salary 28,500 15% bonus 150,000 an...
by gunn_show
Wed Aug 09, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Startup vs big company (financial equity at stake)
Replies: 57
Views: 3802

Re: Startup vs big company (financial equity at stake)

1/ titles are always wonky, at my megacorp I would say 90% of the time if you look at a guy's signature, then look at what his internal profile says, they never match (guys always make themselves sound more important). And from company to company these things always vary. And lastly, at a smaller/st...
by gunn_show
Tue Aug 08, 2017 7:22 pm
Forum: Personal Consumer Issues
Topic: Startup vs big company (financial equity at stake)
Replies: 57
Views: 3802

Re: Startup vs big company (financial equity at stake)

[a] I am essentially trying to evaluate whether my need of looking elsewhere is actually legit, or if I am just really complaining for nothing and I adopted a "grass is always greener" mentality that a few people in this thread mentioned. Many people, family included, are telling me that at this ph...
by gunn_show
Tue Aug 08, 2017 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Internal Job Transfer - No Change in Base Salary
Replies: 7
Views: 1261

Re: Internal Job Transfer - No Change in Base Salary

Great points by stlutz that I agree with. For the most part, in a megacorp, salary / total comp / bonus / etc are all pretty structured and within specific bands and limits based on job codes, or some similar derivatives on that type of language and structure. Many non-sales IC roles are high salary...
by gunn_show
Mon Aug 07, 2017 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Internal Job Transfer - No Change in Base Salary
Replies: 7
Views: 1261

Re: Internal Job Transfer - No Change in Base Salary

However I've just found out that internal jobs transfers means that there is no change in base salary, so I'm curious how I should handle this. The new position involves managing people which my current role does not so I'm trying to use that to my advantage to highlight the increased responsibilit...
by gunn_show
Wed Aug 02, 2017 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Cabins - "investments" or "consumptive purchases"
Replies: 38
Views: 3320

Re: Cabins - "investments" or "consumptive purchases"

There have been some really good points on both sides of this conversation. It really depends on what you are comfortable doing with your time and money. About 5 years ago, my parents (recently retired) and myself bought a track of property in WV and built a small cabin. We split the mortgage payme...
by gunn_show
Tue Aug 01, 2017 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Will / Trust attorney fees -- how much? (quoted $2000-3000)
Replies: 35
Views: 4008

Re: Will / Trust attorney fees -- how much? (quoted $2000-3000)

I'm wondering if this benefit through work is worth it in this case. It sounds like I won't be getting an attorney who practices primarily estate law. Well that's a bummer aye Agree with Gill, would then go back and focus on attorney specializing in this field. The Hyatt Plan through Metlife lets y...
by gunn_show
Tue Aug 01, 2017 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Will / Trust attorney fees -- how much? (quoted $2000-3000)
Replies: 35
Views: 4008

Re: Will / Trust attorney fees -- how much? (quoted $2000-3000)

Based on the structure and nature of your assets and the planning needs for your family situation, $2,000 would seem to be a reasonable fee. I would not attempt to obtain a firm quote because the attorney does not know the complexities that might arise and would likely quote on the high side. Gill ...
by gunn_show
Tue Aug 01, 2017 5:48 pm
Forum: Personal Consumer Issues
Topic: Any tips for negotiating with extended stay hotels?
Replies: 5
Views: 912

Re: Any tips for negotiating with extended stay hotels?

I'm a Marriott guy, so that is my default recommendation. If you choose a national brand, it would probably be wise to get their credit card so your points are multiplied (5x in Marriott's case). + this + Marriott Courtyard or Residence Inn + get the branded CC stat call the hotel direct and ask fo...
by gunn_show
Sat Jul 29, 2017 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 6884

Re: Can I afford it ? [A new car]

I take this to mean he has $1mil / $1.25mil (-) $350k = $650k - $900k in net assets with $300k annual income plus the home / equity. Could he still afford the car in cash? Yes. Can he still afford to take the car loan at 1.x% rate? Yes. Depending on the car, I would still recommending paying cash f...
by gunn_show
Sat Jul 29, 2017 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 6884

Re: Can I afford it ? [A new car]

OP, Your gross income is 300K. Your net worth excluding the house is 350K. Let's assume your annual expense = 200K. Your emergency fund should be around 3 to 6 months of expense. Your emergency fund alone should be 50K to 100K. You should have the cash to buy the 50K to 60K car. Then, you have enou...
by gunn_show
Fri Jul 28, 2017 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Quit my 6-figure job?
Replies: 84
Views: 9570

Re: Should I Quit my 6-figure job?

Even more strange that the company itself would fund your degree and not proactively try to move you up the ladder. Kind of dumb. Really? Have you ever worked for Megacorp? Many will pay educational reimbursement. Few will "proactively" try to move those who participate up the ladder. They still ne...
by gunn_show
Fri Jul 28, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 37
Views: 3487

Re: Need advice - Job

1 hour each way drive time vs. working at home? While that 17% increase sounds nice, much of it will be spent on transportation costs. +1 no way. I work from home, making damn good money, meaning 17% more for me would be a big chunk of change, and that would not come close to taking me away from 0 ...
by gunn_show
Fri Jul 28, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 6884

Re: Can I afford it ?

Buy a CPO Lexus. Reduce the depreciation hit. Saving and paying cash is optimal with a $300k income. This. I have done this twice (although not CPO, and much older) with great results with used Lexus vehicles this year (odd year in needing to replace both our vehicles). You get a LOT more car for y...
by gunn_show
Fri Jul 28, 2017 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Quit my 6-figure job?
Replies: 84
Views: 9570

Re: Should I Quit my 6-figure job?

Again, I ask: Not really sure, at the core, what you want us to answer with? 1. I'm am looking for people's experience either keeping a decent steady job verses taking a risk and going after something else. I know a lot of people on this forum have many more years of experience than me. 2. I comple...
by gunn_show
Thu Jul 27, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Quit my 6-figure job?
Replies: 84
Views: 9570

Re: Should I Quit my 6-figure job?

It's the things you don't do, rather than the things you do, that end up causing the greatest regret. Figure out the best way to get out of the handcuffs and do something else. Agree with this, and probably for the same reason CULater means, and not as much as other responses here do. Lot of people...