Search found 1665 matches

by guitarguy
Tue Oct 17, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

:D :D :D :D :D Found a best available saver award ticket to Kauai 2 DAYS EARLY! Just extended our stay on Kauai to 7 nights by flying out Saturday instead of Monday. No extra vacation days used, we'll stay the 2 extra nights at the Grand on points, and we stuck to the main cabin and are flying for 4...
by guitarguy
Mon Oct 16, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Thanks for the input all! Looks like you have settled on Oahu. I think you are wise to leave Maui for a whole separate vacation at another time. There is so much to do on Oahu, you might want to consider just an extra day or two. I would suggest (as others have) renting a car for a day if you want t...
by guitarguy
Fri Oct 13, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Turns out the Amex Platinum benefits are worthless as far as the Fine Hotels stuff...you have to pay their ridiculously high prices booking through the Amex travel portal to get this bonus. Not a benefit at all...you just pay a way higher room rate and then get your room upgrade and 100 bucks. Yippi...
by guitarguy
Fri Oct 13, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

We've been to Kauai a handful of times, and will be going again in 6 months. My $.02: 5 nights is not that much time, I would stay on one island. I'd stay on Kauai for up to maybe 10 or 11 nights before I started looking at two islands. You will eat up a chunk of time transferring to another island...
by guitarguy
Fri Oct 13, 2017 6:25 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Kauai is not a big island, but I really enjoyed the hiking and swimming when we went. We spent 5 nights, I think, and I'd have gladly spent several more. Dining options are more limited than the more popular islands, but we still found a good variety, and did some of our own cooking, too. Since mos...
by guitarguy
Fri Oct 13, 2017 6:20 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Thinking a good plan would be to island hop mid-afternoon and get to Oahu mid afternoon or for dinner, rent a car and then spend 1 day checking out Pearl Harbor historical stuff (we both really want to see this) You have to go out on a boat to visit the U.S.S. Arizona memorial and tickets for the d...
by guitarguy
Thu Oct 12, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Thanks for the feedback everyone! After talking to the Mrs...I think we're leaning toward extending our stay on Oahu. The Hyatt Place Waikiki is cheap on points as awval alluded to. Not a beach front resort, but we'll get enough of that on Kauai. Because we expect to have LOTS of beach time, snorkel...
by guitarguy
Thu Oct 12, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Hi All, We're planning a 5-night stay at the Grand Hyatt in Kauai for my friends wedding in Sep 2018. Very excited!! For the HI folks...I have a couple of questions: 1. Re: the flight - we have enough Delta miles saved up to book C+ seats...have never flown anything but regular economy before on an...
by guitarguy
Thu Oct 12, 2017 7:29 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

It appears you're a points hacker, so I'm going to tailor the recommendations that way. Let's start with Oahu. You asked for a contrast with Kauai. And Oahu it is. I personally love Oahu. I love the hustle and bustle of Waikiki. I love the fact that there is a Category 3 (12,000 pt/nt) Hyatt Place....
by guitarguy
Thu Oct 12, 2017 6:48 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 50
Views: 2980

First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Hi All, We're planning a 5-night stay at the Grand Hyatt in Kauai for my friends wedding in Sep 2018. Very excited!! For the HI folks...I have a couple of questions: 1. Re: the flight - we have enough Delta miles saved up to book C+ seats...have never flown anything but regular economy before on any...
by guitarguy
Mon Oct 09, 2017 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

For those that are thinking about buying VGCs at Walmart, these purchases do not always go as planned. Below is a link from a churning site about a not so successful buy. There are a ton of post on these sites from people that tell of success stories at Walmart. The general consensus from those sit...
by guitarguy
Fri Oct 06, 2017 5:53 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

no reason to preload on Amazon as you are turning real money into Amazon only money. I agree with your post. I do however see one benefit to loading your Amazon account which is you don't have to carry around $500 in essentially cash. When I bought a $500 gift card I was always a little worried abo...
by guitarguy
Thu Oct 05, 2017 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Student Debt Advice
Replies: 17
Views: 1191

Re: Student Debt Advice

So I'm just out of school and I'm setting up my student loan repayment plan.. I've been doing a lot of research and trying to figure out my best options but I wanted to get some opinions. https://imgur.com/a/Bpgtz This is a summary of my different loans separated by the different servicers. The fir...
by guitarguy
Thu Oct 05, 2017 7:01 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 50
Views: 6221

Re: MoviePass-Too good to be true, but it's legit.

We go to the movies about once a month. Our mojo is an afternoon lunch and movie date, or possibly after work and then out to dinner during the week. We never go after 6pm...therefore never sit in a crowded theater, wait in line, or pay more than $6.50 for a ticket. Honestly I think we'd be hard pre...
by guitarguy
Thu Oct 05, 2017 6:51 am
Forum: Personal Finance (Not Investing)
Topic: We're Debt Free (Except our House)!
Replies: 34
Views: 3130

Re: We're Debt Free (Except our House)!

Congrats, much of the american population would love to achieve your current status and building blocks for the future. Assuming that your mortgage rate is low and that the mortgage interest deduction survives tax "reform", then I would personally keep my mortgage and focus on taxable investments o...
by guitarguy
Thu Oct 05, 2017 6:31 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

no reason to preload on Amazon as you are turning real money into Amazon only money. I agree with your post. I do however see one benefit to loading your Amazon account which is you don't have to carry around $500 in essentially cash. When I bought a $500 gift card I was always a little worried abo...
by guitarguy
Thu Oct 05, 2017 6:17 am
Forum: Personal Finance (Not Investing)
Topic: another 2 comma club member
Replies: 48
Views: 4212

Re: another 2 comma club member

Congrats! Though we hit 2 commas in Net Worth last year, and will probably get there in portfolio-only next year, it'll be a LONG time before any single account of ours has two commas. Vanguard has the "Balances and Holdings" section where you can add in and track your balances from other accounts....
by guitarguy
Tue Sep 26, 2017 7:14 am
Forum: Personal Consumer Issues
Topic: Tipping question....Applebees
Replies: 87
Views: 6783

Re: Tipping question....Applebees

When Mrs. Guitarguy and I eat out we generally tip 20% on the whole bill and round up to an even dollar if the service is good. Maybe a little less if it's not very good. 10% if it's really bad...pretty rare. We tip every now and then on takeout at 1 local Chinese place that we frequent maybe once a...
by guitarguy
Tue Sep 19, 2017 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

BOA denied me their new card. I only have ever had 1 BOA card. "Too many accounts overall" was their answer. Barclays also denied me a new Arrival + and Aviator Red last week. Time to go into hibernation...reemerge in a year and start at it again. How many new cards in last 24 months? How many new ...
by guitarguy
Tue Sep 19, 2017 6:37 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

+1 on Amex business cards not counting. Can anyone else confirm that Chase business cards aren't counted? If they're not counted then my Ink+ wouldn't be counted...which would currently leave me at 4/24. I just assumed, and have read, that Chase will count their own business cards towards 5/24. Aft...
by guitarguy
Fri Sep 15, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Free credit monitoring for AAA members
Replies: 16
Views: 1817

Re: Free credit monitoring for AAA members

Worthless, IMO. With Credit Karma and Credit Sesame, your monitoring needs are met. Otherwise, just freeze all agencies and don't think about it again. Does Credit Sesame show Experian data such as hard inquiries, accounts, etc, in real time? Or at least updated on a monthly basis or whatever would...
by guitarguy
Mon Sep 11, 2017 7:12 am
Forum: Personal Consumer Issues
Topic: Sport Rx Glasses (for Mountain Biking)
Replies: 8
Views: 792

Re: Sport Rx Glasses (for Mountain Biking)

Thanks for all the responses everyone!! Sportrx looks like they have some good looking options and actually have some fairly reasonably priced options! I looked over Zenni and wasn't impressed. Now a question for cyclists...what is a good tint to go with? I've been trail riding during the day so far...
by guitarguy
Fri Sep 08, 2017 6:43 am
Forum: Personal Consumer Issues
Topic: Sport Rx Glasses (for Mountain Biking)
Replies: 8
Views: 792

Sport Rx Glasses (for Mountain Biking)

Hey all! So I've been wearing my Ray Ban Rx sunglasses while riding for the last couple of months and they've been great. I wear them when I'm doing anything outdoors or athletic. But, the group rides that happen at my local trail I'm planning to join up with run in the evening, and with fall approa...
by guitarguy
Thu Aug 31, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Do we have a toilet problem? Or drain line?
Replies: 7
Views: 659

Do we have a toilet problem? Or drain line?

So whenever me or Mrs. Guitarguy flush, as the toilet is filling there is a "clunk" sound that is happening lately. This is the exact *sound* you would normally expect to hear when the toilet clogs and might require a plunger, but the toilet actually does not clog at all. It fills and all seems OK. ...
by guitarguy
Thu Aug 31, 2017 10:41 am
Forum: Personal Consumer Issues
Topic: I ran out of credit card signups bonus...
Replies: 75
Views: 7415

Re: I ran out of credit card signups bonus...

I think the common definition of "real business" (or not) would be whether the "business" filed some sort of tax return, even if only via a Schedule C, or even Schedule C-EZ, on someone's personal tax return. Otherwise any buy/sell/service activity is either merely incidental or it's part of the un...
by guitarguy
Thu Aug 31, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: iPhone tempered glass...$6 vs $50?
Replies: 17
Views: 1433

Re: iPhone tempered glass...$6 vs $50?

Thanks all. My hypothesis seems to be correct.

We'll order a 3 pack from Amazon for $7 or whatever.

:beer
by guitarguy
Thu Aug 31, 2017 7:18 am
Forum: Personal Consumer Issues
Topic: iPhone tempered glass...$6 vs $50?
Replies: 17
Views: 1433

iPhone tempered glass...$6 vs $50?

Anyone buy these tempered glass screen protectors for their iPhones? Wife just got a new iPhone 7. They have tempered glass screen protectors at the at&t store for $40-50. These have a warranty/guarantee against screen cracks. They have tempered glass screen protectors on amazon for $7. No warranty/...
by guitarguy
Thu Aug 31, 2017 6:27 am
Forum: Personal Consumer Issues
Topic: I ran out of credit card signups bonus...
Replies: 75
Views: 7415

Re: I ran out of credit card signups bonus...

So the question is who are you defrauding if you are signing up as a sole proprietorship with $0 revenue and personally guaranteeing the line of credit? The credit card company. There is some assumption that there's a real business behind the ability to pay a business credit card. And even with a p...
by guitarguy
Thu Aug 31, 2017 5:56 am
Forum: Personal Consumer Issues
Topic: Beginner Mountain Bike
Replies: 59
Views: 3184

Re: Beginner Mountain Bike

Three most important factors in bike purchase: fit, fit, and fit. Multiply by a factor of many if you are over 40. As a beginner, I believe your best bet is a good local bike shop. Alternatively, you might roll the dice, get lucky, and save some money. You also might roll the dice, get something th...
by guitarguy
Wed Aug 30, 2017 1:30 pm
Forum: Personal Consumer Issues
Topic: Beginner Mountain Bike
Replies: 59
Views: 3184

Re: Beginner Mountain Bike

Three most important factors in bike purchase: fit, fit, and fit. Multiply by a factor of many if you are over 40. As a beginner, I believe your best bet is a good local bike shop. Alternatively, you might roll the dice, get lucky, and save some money. You also might roll the dice, get something th...
by guitarguy
Wed Aug 30, 2017 11:38 am
Forum: Personal Consumer Issues
Topic: I ran out of credit card signups bonus...
Replies: 75
Views: 7415

Re: I ran out of credit card signups bonus...

takeshi wrote:
Tue Aug 29, 2017 5:25 pm
Image
Fantastic! haha :beer
by guitarguy
Tue Aug 29, 2017 12:44 pm
Forum: Personal Consumer Issues
Topic: Beginner Mountain Bike
Replies: 59
Views: 3184

Re: Beginner Mountain Bike

I was in the same boat as you a while back. I agonized over this and researched endlessly. I rode Giant, Specialized, and Trek bikes at local shops. I had no idea how to size my frame or anything like that...so I was not shopping used. I ended up with a 2018 Trek Marlin 5 on sale for $429. The frame...
by guitarguy
Mon Aug 28, 2017 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Article on Savings - Are BHs the 1% ?
Replies: 23
Views: 3760

Re: Article on Savings - Are BHs the 1% ?

This is pretty interesting. Hoping to be the 1% over time! $85k right now in retirement at 27, it can only go up from here! Not true haha. But hopefully it goes up in the long term for us young'uns. I'm 32. :beer Alright, so it could go down. But my wife and I are debt free, are saving cash for a h...
by guitarguy
Mon Aug 28, 2017 12:54 pm
Forum: Personal Consumer Issues
Topic: I ran out of credit card signups bonus...
Replies: 75
Views: 7415

Re: I ran out of credit card signups bonus...

whodidntante wrote:
Mon Aug 28, 2017 12:39 pm
Amex bonuses are once per lifetime.
I have read somewhere (can't remember where) that some Amex bonuses the "lifetime" language will reset after many years. Not sure why but the 7 year mark rings in my head. Has anyone else heard this...?
by guitarguy
Mon Aug 28, 2017 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Article on Savings - Are BHs the 1% ?
Replies: 23
Views: 3760

Re: Article on Savings - Are BHs the 1% ?

Stryker16 wrote:
Mon Aug 28, 2017 11:18 am
This is pretty interesting. Hoping to be the 1% over time! $85k right now in retirement at 27, it can only go up from here!
Not true haha. But hopefully it goes up in the long term for us young'uns.

I'm 32. :beer
by guitarguy
Mon Aug 28, 2017 11:24 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

... Also to the person asking about the Amex Plat, go incognito to get 75,000 or 100,000. Don't settle for 60,000. Is the 75K/100K offer limited to business? I saw it when incognito but only on small business cards, not personal. The spending requirement for the former is rather high: $20K in 3 mon...
by guitarguy
Mon Aug 28, 2017 6:26 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

... Also to the person asking about the Amex Plat, go incognito to get 75,000 or 100,000. Don't settle for 60,000. Is the 75K/100K offer limited to business? I saw it when incognito but only on small business cards, not personal. The spending requirement for the former is rather high: $20K in 3 mon...
by guitarguy
Thu Aug 24, 2017 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

It sounds like you have all your bases covered, so I would go with the Plat. Have fun in Hawaii. Thanks we will!! Only other side item is debating on keeping the Plat Delta Amex...does anyone find the companion certificate useful? Each year we're almost guaranteed to fly DTW to SFO and/or DTW to RS...
by guitarguy
Thu Aug 24, 2017 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Thanks! We have (and will keep long term) a CSP already...so we get 2X on travel/dining and primary rental coverage. I've done the math and the jump to 3X for the CSR is not good for us long term. The higher AF plus the fee for an A/U (so we can transfer UR points to each others loyalty accounts - ...
by guitarguy
Thu Aug 24, 2017 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Amex business cards do not count toward the 5/24 count. Ink Preferred should not count toward 5/24 but IHG definitely does. +1 on Amex business cards not counting. Can anyone else confirm that Chase business cards aren't counted? If they're not counted then my Ink+ wouldn't be counted...which would...
by guitarguy
Thu Aug 24, 2017 11:23 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Thanks! We have (and will keep long term) a CSP already...so we get 2X on travel/dining and primary rental coverage. I've done the math and the jump to 3X for the CSR is not good for us long term. The higher AF plus the fee for an A/U (so we can transfer UR points to each others loyalty accounts - ...
by guitarguy
Thu Aug 24, 2017 10:44 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Amex business cards do not count toward the 5/24 count. Ink Preferred should not count toward 5/24 but IHG definitely does. +1 on Amex business cards not counting. Can anyone else confirm that Chase business cards aren't counted? If they're not counted then my Ink+ wouldn't be counted...which would...
by guitarguy
Thu Aug 24, 2017 9:45 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Amex business cards do not count toward the 5/24 count. Ink Preferred should not count toward 5/24 but IHG definitely does. +1 on Amex business cards not counting. Can anyone else confirm that Chase business cards aren't counted? If they're not counted then my Ink+ wouldn't be counted...which would...
by guitarguy
Thu Aug 24, 2017 6:09 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Amex business cards do not count toward the 5/24 count. Ink Preferred should not count toward 5/24 but IHG definitely does. +1 on Amex business cards not counting. Can anyone else confirm that Chase business cards aren't counted? If they're not counted then my Ink+ wouldn't be counted...which would...
by guitarguy
Wed Aug 23, 2017 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Most would recommend applying for the 100k Amex Plat offer rather than the 60k offer, but that offer can be hard to get. One other interesting thing you can do - add authorized gold card users at no cost (up to 99 users) - the gold card users can all get a GE/Precheck reimbursement. So its a great ...
by guitarguy
Wed Aug 23, 2017 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Can anyone explain the Amex Platinum card to me? $550 AF - yikes 60k MR points for $5k spend in 90 days - decent $100 credit for global entry or precheck - decent $200 airline credit for incidentals on only 1 airline - weak sauce compared to CSR 5X MR points on flights booked directly with airlines...
by guitarguy
Wed Aug 23, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Most would recommend applying for the 100k Amex Plat offer rather than the 60k offer, but that offer can be hard to get. One other interesting thing you can do - add authorized gold card users at no cost (up to 99 users) - the gold card users can all get a GE/Precheck reimbursement. So its a great ...
by guitarguy
Wed Aug 23, 2017 10:10 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2250
Views: 391987

Re: What's Your Credit Card Rewards Strategy?

Can anyone explain the Amex Platinum card to me? $550 AF - yikes 60k MR points for $5k spend in 90 days - decent $100 credit for global entry or precheck - decent $200 airline credit for incidentals on only 1 airline - weak sauce compared to CSR 5X MR points on flights booked directly with airlines ...
by guitarguy
Wed Aug 23, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: Would you hire an obese nanny?
Replies: 81
Views: 2991

Re: Would you hire an obese nanny?

To those who have taken offense at this topic: How is my concern about obesity different from my concern about other health issues when hiring a nanny? What if, as another commenter mentioned, the concern was seizures instead of obesity? Or a previous stroke with limited strength in one arm? Or sev...
by guitarguy
Wed Aug 23, 2017 7:36 am
Forum: Personal Consumer Issues
Topic: Would you hire an obese nanny?
Replies: 81
Views: 2991

Re: Would you hire an obese nanny?

Wow. I won't come down on you too hard because...well...everyone else probably will. You don't know it's her "habits" that lead to her being overweight. Maybe you should teach your children that discrimination based on someone's looks is wrong...? Is she qualified or not? Jeez. Thread locked in 3-2...