Search found 6940 matches

by grok87
Thu Jul 21, 2016 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Boglehead Wisdom & Portfolio Advice
Replies: 23
Views: 1851

Re: Review with one suggestion

Re the metropolitan bond fund, not sure when you bought this, but this fund has lagged the barclays aggregate bond index in 2014, 2015 and ytd 2016. http://performance.morningstar.com/fund/performance-return.action?t=MWTRX&region=usa&culture=en_US Thanks for the link, grok. I first bought s...
by grok87
Thu Jul 21, 2016 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Boglehead Wisdom & Portfolio Advice
Replies: 23
Views: 1851

Re: Review with one suggestion

Taylor, Many thanks for your reply and your patience! Actually, the main percentage I posted is the total for the portfolio for that particular fund. The percentage in ()'s is the percentage of the fund in the particular account. Thus, Total U.S. Stock Market and Total Vanguard Bond are each 18% of...
by grok87
Thu Jul 21, 2016 1:04 am
Forum: Investing - Help with Personal Investments
Topic: Seeking Boglehead Wisdom & Portfolio Advice
Replies: 23
Views: 1851

Re: Review with one suggestion

Taylor, Many thanks for your reply and your patience! Actually, the main percentage I posted is the total for the portfolio for that particular fund. The percentage in ()'s is the percentage of the fund in the particular account. Thus, Total U.S. Stock Market and Total Vanguard Bond are each 18% of...
by grok87
Mon Jul 18, 2016 7:28 pm
Forum: Investing - Theory, News & General
Topic: Malkiel Recommends Preferred Stocks
Replies: 15
Views: 1421

Re: Malkiel Recommends Preferred Stocks

I would avoid preferred shares. They are netiher fish nor fowl, neither equity or bonds. The yield may be tempting but their is a fundamental problem of alignment. See these threads ... https://www.bogleheads.org/forum/viewtopic.php?t=67727 ... http://boards.fool.com/quotwaldenizedquot-28160296.asp...
by grok87
Mon Jul 18, 2016 3:27 pm
Forum: Investing - Theory, News & General
Topic: Malkiel Recommends Preferred Stocks
Replies: 15
Views: 1421

Re: Malkiel Recommends Preferred Stocks

I always laugh at recommendations. Malkiel has recommended a lot of things. So what? Malkiel probably isn't as astute as you and I are, but let's give him a fair hearing. After all he's a former Vanguard director and is reputed to know a thing or two about investing. Always look at motivation. Let'...
by grok87
Sun Jul 17, 2016 7:12 pm
Forum: Investing - Theory, News & General
Topic: Malkiel Recommends Preferred Stocks
Replies: 15
Views: 1421

Re: Malkiel Recommends Preferred Stocks

I would avoid preferred shares. They are netiher fish nor fowl, neither equity or bonds. The yield may be tempting but their is a fundamental problem of alignment. See these threads ... https://www.bogleheads.org/forum/viewtopic.php?t=67727 ... http://boards.fool.com/quotwaldenizedquot-28160296.aspx...
by grok87
Fri Jul 15, 2016 3:11 am
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 174
Views: 11729

Re: 2016 hedge fund contest

Norbert Schlenker wrote:S'dun.

Thank you Norbert.
by grok87
Wed Jul 13, 2016 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Boglehead Wisdom & Portfolio Advice
Replies: 23
Views: 1851

Re: Seeking Boglehead Wisdom & Portfolio Advice

You're welcome. Yeah "stranger" is a good book. Working with vanguard planner is a good idea. But ultimately it is your decision, your risk tolerance that matters. Here's the way i currently think about it. What if the stock market crashed by 50% and stayed down for 10-20 years. This may s...
by grok87
Wed Jul 13, 2016 8:12 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 174
Views: 11729

Re: 2016 hedge fund contest

Norbert Schlenker wrote:A couple of inquiries by PM for a new edition of the hedge fund contest, so let's see how many of you are interested enough to enter for 2016. I'm going to stick pretty much with the 2015 rules because they seemed to work well.

As tanelorn points out there seems to be a data issue right now...
by grok87
Tue Jul 12, 2016 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Boglehead Wisdom & Portfolio Advice
Replies: 23
Views: 1851

Re: Seeking Boglehead Wisdom & Portfolio Advice

Hi psunique, Congratulations on posting your portfolio. I'm sure that took some time and effort. A couple of high level observations: 1) percentages are fine. But we need to know the various types of accounts these funds are in. Taxable? Tax deferred? Tax-free? Keeping everything to a percentage of ...
by grok87
Sun Jul 10, 2016 12:07 am
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 51957

Re: An alternative to alternative investments [QSPIX]

makes no sense to use the less leveraged one as more expensive, just put in less money into the more leveraged fund Well I understand the argument you are making. The one year performance figures in the links below bear out that argument. For the last 1 year, QSPIX is up 10.65% and QSLIX is up 5.33...
by grok87
Sat Jul 09, 2016 11:48 pm
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 51957

Re: An alternative to alternative investments [QSPIX]

makes no sense to use the less leveraged one as more expensive, just put in less money into the more leveraged fund Well I understand the argument you are making. The one year performance figures in the links below bear out that argument. For the last 1 year, QSPIX is up 10.65% and QSLIX is up 5.33...
by grok87
Sat Jul 09, 2016 2:10 pm
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 51957

Re: An alternative to alternative investments [QSPIX]

I had researched this fund to attempt to understand its role within a diversified portfolio, and although I am feeling more knowledgeable in general terms, I have hesitated for two reasons. First, the ER is high relative to my other holdings, and it makes me pause, being a Boglehead at heart. But, ...
by grok87
Thu Jul 07, 2016 7:35 pm
Forum: Investing - Theory, News & General
Topic: Commodities fund COMT (ishares)
Replies: 14
Views: 1205

Re: Commodities fund COMT (ishares)

Bumping this one to mention I just went with PDBC at 0.60% ER, which is a commodities broad basket fund, which only produces a 1099 (so no K-1). It's also a regular ETF (so not an ETN). Seemed like the best deal out there, for a non K-1 producing, broad basket commodities ETF. thanks. i have my eye...
by grok87
Thu Jul 07, 2016 7:07 am
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

30 yr tips now at 0.53%!!!

If they go any lower i won't be able to buy then anymore (as per my IPS). Thanks David Cameron. /s
by grok87
Wed Jul 06, 2016 5:58 pm
Forum: Investing - Theory, News & General
Topic: Commodities fund COMT (ishares)
Replies: 14
Views: 1205

Re: Commodities fund COMT (ishares)

Bumping this one to mention I just went with PDBC at 0.60% ER, which is a commodities broad basket fund, which only produces a 1099 (so no K-1). It's also a regular ETF (so not an ETN). Seemed like the best deal out there, for a non K-1 producing, broad basket commodities ETF. thanks. i have my eye...
by grok87
Wed Jul 06, 2016 5:57 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 174
Views: 11729

Re: 2016 hedge fund contest

Ok i'll bite. How did you pick those 4 shorts? I could tell you it was deep fundamental research into flawed or fraudulent businesses, or complex quant models with robust statistical backtests, or novel alpha from underappreciated and obscure data sources, or even that I used my connections with sh...
by grok87
Sun Jul 03, 2016 12:44 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 174
Views: 11729

Re: 2016 hedge fund contest

short portfolio, which is spread across the energy, real estate, and software sectors (and The above short portfolio would have had a performance of +82.8%, which as of today would just beat the current 2nd place portfolio at +82.3% (Two Gas Wonder, by FinancialDave). Don't let an up market fool yo...
by grok87
Sat Jul 02, 2016 9:16 am
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 174
Views: 11729

Re: 2016 hedge fund contest

A day late, but the mid-year standings have Tanelorn in a solid lead: Bogleheads 2016 Hedge Fund Contest :: Fund List Rolling it all on SIXD, which is in the midst of contesting a delisting due to regulatory non-compliance (SEC FORM 8-K ). It looks like trading has been suspended: Nasdaq Issues Pen...
by grok87
Tue Jun 28, 2016 11:02 pm
Forum: Investing - Help with Personal Investments
Topic: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]
Replies: 11
Views: 669

Re: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]

There is also the distinction between a BS passive index and a real passive index. ETF.com describes this fund thusly: The iShares Fallen Angels USD Bond ETF tracks a market value weighted index of bonds that were rated investment grade at issuance, but later downgraded to sub-investment grade http...
by grok87
Tue Jun 28, 2016 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]
Replies: 11
Views: 669

Re: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]

Well how come ANGL has an intraday indicative value but FALN does not?
by grok87
Mon Jun 27, 2016 10:55 pm
Forum: Investing - Help with Personal Investments
Topic: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]
Replies: 11
Views: 669

Re: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]

thanks Paul and alpenglow. what do you make of this language from the prospectus: the Fund generally will invest at least 90% of its assets in the component securities of the Underlying Index and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equival...
by grok87
Mon Jun 27, 2016 10:25 pm
Forum: Forum Issues and Administration
Topic: BH [Bogleheads.org forum] is back!
Replies: 51
Views: 4984

Re: BH [Bogleheads.org forum] is back!

FrugalInvestor wrote:Thanks for everything you and mingstar do LadyGeek!

+1
by grok87
Mon Jun 27, 2016 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]
Replies: 11
Views: 669

Is FALN an actively mgd ETF? [iShares U.S. Fallen Angels]

So ishares just launched a new bond etf for fallen angel high yield bonds. I'm pretty sure it is actively managed but i'm not sure. Read the prospectus you say? Well i tried to https://www.sec.gov/Archives/edgar/data/1100663/000119312516622492/d208492d497k.htm It seems to be filled with weasel words...
by grok87
Sat Jun 25, 2016 3:17 pm
Forum: Investing - Theory, News & General
Topic: Alternative Investments
Replies: 5
Views: 578

Re: Alternative Investments

Some alternatives for consideration: Direct real estate: for example tiaa real estate account Vanguard market neutral fund Commodity futures funds (?) The last one is tricky and somewhat debatable. Tricky because issues like k-1s can come up. Debatable because IMHO commodity futures may only make se...
by grok87
Wed Jun 22, 2016 12:11 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

This thing is starting to look like a 30 year inflation zero. The coupon is just about the amount needed to cover the tax on the OID. Cool. :beer (Nevertheless I'm not going out to 30 years without real rates in the 2.5 to 3.0% range.) thanks Doc. good to hear from you! (just watched "the Mart...
by grok87
Wed Jun 22, 2016 12:10 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

Angst wrote:It looks like it might creep up as far as 0.92%
We should know soon.

we got 0.905% yield. i'm relatively happy with a 9 handle
by grok87
Mon Jun 20, 2016 4:46 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

Yield on the secondary mkt now 0.89%, i'm hoping we might get to 0.90% at wednesday's auction...
by grok87
Fri Jun 17, 2016 5:23 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

As much as I love TIPS, I've always found it tough to invest in individual long term bonds. So much can happen in 30 years. I agree that the 30 year TIPS is a good relative buy compared to nominal Treasuries, but I'm not convinced they are a great absolute value. I'd be much more interested in inve...
by grok87
Fri Jun 17, 2016 2:16 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

As much as I love TIPS, I've always found it tough to invest in individual long term bonds. So much can happen in 30 years. I agree that the 30 year TIPS is a good relative buy compared to nominal Treasuries, but I'm not convinced they are a great absolute value. I'd be much more interested in inve...
by grok87
Fri Jun 17, 2016 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on liquidating managed covered calls account
Replies: 6
Views: 491

Re: Thoughts on liquidating managed covered calls account

That being said, my bias would be to dump the covered calls portfolio. My sense is that you may be thinking of this as some sort of bond substitute? It is not. Selling covered cAlls may not make a lot of sense to me for someone in your pre-retirement situation. They have limited upside but retain a...
by grok87
Fri Jun 17, 2016 8:58 am
Forum: Investing - Theory, News & General
Topic: new commodity ETF PDBC
Replies: 9
Views: 1221

Re: new commodity ETF PDBC

so it's a year and half later and we now have more data on PDBC. re the active management thing, yeah that concerns me. but i think it may be really passive. it seems to track its sister index fund DBC very closely http://finance.yahoo.com/echarts?s=PDBC+Interactive#{%22range%22:%222y%22,%22allowCha...
by grok87
Thu Jun 16, 2016 9:51 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

According to the auction announcement PDF file only $5b is being offered. This compares to $7b that was sold at the reopening June of last year. (See 30-year TIPS auctions .) And note, as Grok says, that the auction is on Wednesday, not the usual Thursday. If one is building a TIPS ladder and needs...
by grok87
Thu Jun 16, 2016 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on liquidating managed covered calls account
Replies: 6
Views: 491

Re: Thoughts on liquidating managed covered calls account

I'm semi-retired now at a couple months shy of 59. Working just minimally enough to cover expenses without having to dip into any savings. I have around $250K in a managed calls account and the rest in Vanguard index funds, around $825K. Wondering if I should keep the calls account or consolidate i...
by grok87
Thu Jun 16, 2016 12:44 pm
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

Re: 30 yr TIPs auction: 6/22, 0.8% yield?

I'm in too Grok. I have no crystal ball to assist me, so I'm just building the ladder with what the new issue market provides me over time. I can imagine that just 20 years out from now the EE bonds that I also purchased this year will in retrospect look like better investments, but who knows? I fe...
by grok87
Thu Jun 16, 2016 8:29 am
Forum: Investing - Theory, News & General
Topic: 30 yr TIPs auction: 6/22, 0.8% yield?
Replies: 18
Views: 2341

30 yr TIPs auction: 6/22, 0.8% yield?

The treasury is expected to announce later today that there will be a 30 year TIPs auction on wednesday 6/22. The bonds are currently trading on the secondary market at a real yield of 0.78%. I'm hoping we will see maybe 0.8% at the auction. You can place your orders at vanguard later today or tomor...
by grok87
Fri Apr 29, 2016 11:37 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth Options
Replies: 2
Views: 339

Re: Backdoor Roth Options

2) The only other fund the Fidelity plan offers that I'd entertain is FTBFX (Fidelity Total Bond). In that case I just transfer VIPSX and VFITX in the Rollover for FTBFX in the Fidelity 401K and I'm done (but this breaks Grok's Tip #1). Thoughts? Anything I'm missing? Thanks in advance. Well i woul...
by grok87
Sat Apr 09, 2016 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 1099 R and 10% additional tax
Replies: 15
Views: 960

Re: Help with 1099 R and 10% additional tax

vlgtn2020 wrote:Great! good to hear.

Looks like I need to talk to Vanguard and get the 1099 R fixed. Probably the code is incorrect.

Thanks for your time.

yep
by grok87
Sat Apr 09, 2016 9:24 am
Forum: Investing - Theory, News & General
Topic: Burton G. Malkiel - New advice for bond portfolios
Replies: 41
Views: 5209

Re: Burton G. Malkiel - New advice for bond portfolios

Malkiel is arguing for an overweight to credit risk. It is definitely an active call, but as far as active calls go it is not necessarily disastrous or wrong. Bogle has advocated for a credit tilt, too. This active call is not a huge break from Malkiel's previous thinking. He's also argued for a su...
by grok87
Sun Mar 27, 2016 11:11 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

Both Union and St. Olaf are well regarded selective liberal arts colleges (SLAC) and the course requirements for a math major are likely to be very similar. I think it will be very difficult to differentiate between the 2 Math Departments based on courses. I was a math major at a different SLAC. Wh...
by grok87
Sun Mar 27, 2016 11:11 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

grok, my son never had a problem with Union's trimester schedule. The whole school was on trimester, so everyone got used to it. He had no close friends from high school going to semester schools. I for myself once compared their MBA program to that of a semester SUNY at Buffalo program, and though...
by grok87
Sat Mar 26, 2016 11:09 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

We live in the capital district area of New York State, where Union College is located. We have large companies and their research located close to Union College. Our son received a BSME (mechanical engineering) from Union, and had a great learning experience there. I took computer science courses ...
by grok87
Fri Mar 25, 2016 7:10 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

I don' think this has been mentioned yet but your student might consider where they want to live after they are done. It seems students tend to settle in the area where they went to school for a variety of reasons: local internships, local companies recruiting there, alumni networks leading to jobs...
by grok87
Thu Mar 24, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

I went to St. Olaf in the 80s and had a positive experience. As a Unitarian I felt welcome at the Lutheran college. By far the most popular major was a double major in Econ and Math. Part of the trick was that St. Oalf did not offer a business or accounting major. Music and something else was also ...
by grok87
Thu Mar 24, 2016 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

LadyGeek wrote:Hi grok,

I moved your question from both college threads into a new stand-alone thread (here). Since I also moved the replies, everyone who posted here will now have this thread show up in Your posts. You now have plenty of help.

thanks LadyGeek!
by grok87
Thu Mar 24, 2016 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: Safety schools for a Physics/Math kid

dodecahedron wrote:Grok, I sent you a PM in response to this question last night. (Still unread as of this afternoon.) Math and liberal arts colleges are both topics I know a good bit about, near and dear to my heart and experiences.

thanks
by grok87
Thu Mar 24, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: Safety schools for a Physics/Math kid

Resurrecting an old but very interesting thread.... I'm wondering if folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math... thanks Off hand I don't know anything about Union College, but I can say that St. Olaf has an excellent math dep...
by grok87
Thu Mar 24, 2016 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: College Admission Time, What parents need to be aware and how to be helpful

I would go over to College Confidential and enter the schools in the forum search. Loads of references will pop up for St Olaf, but you'll have some false positive hits for Union. I don't know the particular schools well enough to comment, but would remind you that prospective college majors freque...
by grok87
Thu Mar 24, 2016 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: College Admission Time, What parents need to be aware and how to be helpful

cadreamer2015 wrote:+1 for College Confidential

St. Olaf is also known for its great music program. I'm familiar with Northfield, MN and it is a cute rural town close to the Twin Cities in MN.

thanks
by grok87
Thu Mar 24, 2016 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1903

Re: College Admission Time, What parents need to be aware and how to be helpful

Apologies if you've already seen this question on the other large college thread. Do folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math? thanks Both schools are highly ranked liberal arts universities . Both ranked in the top 50 in sev...

Go to advanced search