Search found 6904 matches

by grok87
Fri Apr 29, 2016 11:37 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth Options
Replies: 2
Views: 323

Re: Backdoor Roth Options

2) The only other fund the Fidelity plan offers that I'd entertain is FTBFX (Fidelity Total Bond). In that case I just transfer VIPSX and VFITX in the Rollover for FTBFX in the Fidelity 401K and I'm done (but this breaks Grok's Tip #1). Thoughts? Anything I'm missing? Thanks in advance. Well i woul...
by grok87
Sat Apr 09, 2016 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 1099 R and 10% additional tax
Replies: 15
Views: 885

Re: Help with 1099 R and 10% additional tax

vlgtn2020 wrote:Great! good to hear.

Looks like I need to talk to Vanguard and get the 1099 R fixed. Probably the code is incorrect.

Thanks for your time.

yep
by grok87
Sat Apr 09, 2016 9:24 am
Forum: Investing - Theory, News & General
Topic: Burton G. Malkiel - New advice for bond portfolios
Replies: 41
Views: 4898

Re: Burton G. Malkiel - New advice for bond portfolios

Malkiel is arguing for an overweight to credit risk. It is definitely an active call, but as far as active calls go it is not necessarily disastrous or wrong. Bogle has advocated for a credit tilt, too. This active call is not a huge break from Malkiel's previous thinking. He's also argued for a su...
by grok87
Sun Mar 27, 2016 11:11 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

Both Union and St. Olaf are well regarded selective liberal arts colleges (SLAC) and the course requirements for a math major are likely to be very similar. I think it will be very difficult to differentiate between the 2 Math Departments based on courses. I was a math major at a different SLAC. Wh...
by grok87
Sun Mar 27, 2016 11:11 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

grok, my son never had a problem with Union's trimester schedule. The whole school was on trimester, so everyone got used to it. He had no close friends from high school going to semester schools. I for myself once compared their MBA program to that of a semester SUNY at Buffalo program, and though...
by grok87
Sat Mar 26, 2016 11:09 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

We live in the capital district area of New York State, where Union College is located. We have large companies and their research located close to Union College. Our son received a BSME (mechanical engineering) from Union, and had a great learning experience there. I took computer science courses ...
by grok87
Fri Mar 25, 2016 7:10 am
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

I don' think this has been mentioned yet but your student might consider where they want to live after they are done. It seems students tend to settle in the area where they went to school for a variety of reasons: local internships, local companies recruiting there, alumni networks leading to jobs...
by grok87
Thu Mar 24, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

I went to St. Olaf in the 80s and had a positive experience. As a Unitarian I felt welcome at the Lutheran college. By far the most popular major was a double major in Econ and Math. Part of the trick was that St. Oalf did not offer a business or accounting major. Music and something else was also ...
by grok87
Thu Mar 24, 2016 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: [Union College (NY) vs. St. Olaf for a prospective college student Math major]

LadyGeek wrote:Hi grok,

I moved your question from both college threads into a new stand-alone thread (here). Since I also moved the replies, everyone who posted here will now have this thread show up in Your posts. You now have plenty of help.

thanks LadyGeek!
by grok87
Thu Mar 24, 2016 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: Safety schools for a Physics/Math kid

dodecahedron wrote:Grok, I sent you a PM in response to this question last night. (Still unread as of this afternoon.) Math and liberal arts colleges are both topics I know a good bit about, near and dear to my heart and experiences.

thanks
by grok87
Thu Mar 24, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: Safety schools for a Physics/Math kid

Resurrecting an old but very interesting thread.... I'm wondering if folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math... thanks Off hand I don't know anything about Union College, but I can say that St. Olaf has an excellent math dep...
by grok87
Thu Mar 24, 2016 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: College Admission Time, What parents need to be aware and how to be helpful

I would go over to College Confidential and enter the schools in the forum search. Loads of references will pop up for St Olaf, but you'll have some false positive hits for Union. I don't know the particular schools well enough to comment, but would remind you that prospective college majors freque...
by grok87
Thu Mar 24, 2016 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: College Admission Time, What parents need to be aware and how to be helpful

cadreamer2015 wrote:+1 for College Confidential

St. Olaf is also known for its great music program. I'm familiar with Northfield, MN and it is a cute rural town close to the Twin Cities in MN.

thanks
by grok87
Thu Mar 24, 2016 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: College Admission Time, What parents need to be aware and how to be helpful

Apologies if you've already seen this question on the other large college thread. Do folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math? thanks Both schools are highly ranked liberal arts universities . Both ranked in the top 50 in sev...
by grok87
Thu Mar 24, 2016 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

Re: College Admission Time, What parents need to be aware and how to be helpful

Apologies if you've already seen this question on the other large college thread. Do folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math? thanks I would create new thread, you will get lot more responses. I guess. I was just hoping that...
by grok87
Wed Mar 23, 2016 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

[Union College (NY) vs. St. Olaf for a prospective college student Math major]

[Split into a new thread from: College Admission Time, What parents need to be aware and how to be helpful --admin LadyGeek] Apologies if you've already seen this question on the other large college thread. Do folks have any views on Union College (NY) vs. St. Olaf for a prospective college student...
by grok87
Wed Mar 23, 2016 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: [Union College (NY) vs. St. Olaf for a prospective college student Math major]
Replies: 34
Views: 1785

[Union College (NY) vs. St. Olaf for a prospective college student Math major]

Split into a new thread from: Safety schools for a Physics/Math kid --admin LadyGeek]

Resurrecting an old but very interesting thread....

I'm wondering if folks have any views on Union College (NY) vs. St. Olaf for a prospective college student wanting to major in Math...

thanks
by grok87
Sun Mar 06, 2016 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor says "Blackrock is just plain better than Vanguard"...
Replies: 76
Views: 9912

Re: Advisor says "Blackrock is just plain better than Vanguard"...

Once I had decided to go back to funds, I sold all 3 etfs on a heavy up day. For a couple of them, I'd refresh the quote in order to place a limit order, set the price between bid and ask, and the order would not execute. Had to cancel once and enter a new price for one etf (forget which one) befor...
by grok87
Sat Mar 05, 2016 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor says "Blackrock is just plain better than Vanguard"...
Replies: 76
Views: 9912

Re: Advisor says "Blackrock is just plain better than Vanguard"...

Fellow Bogleheads, I'm a "Vanguard Guy" with almost all of my portfolio in Vanguard Index funds (the rest is in a few DFA funds in a 401(k)). Recently, I met with an advisor (not a fiduciary) who manages retirement accounts for many local companies. It was more of a fact finding mission t...
by grok87
Sat Mar 05, 2016 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor says "Blackrock is just plain better than Vanguard"...
Replies: 76
Views: 9912

Re: Advisor says "Blackrock is just plain better than Vanguard"...

pkcrafter wrote:Maybe the advisor is right...sometimes.

M* Tax Efficiency Survey

http://corporate.morningstar.com/US/PR/ ... yPaper.pdf


Paul

Thanks Paul. That stuff about the long term treasury etf (EDV) is very interesting...
by grok87
Sat Mar 05, 2016 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: Advisor says "Blackrock is just plain better than Vanguard"...
Replies: 76
Views: 9912

Re: Advisor says "Blackrock is just plain better than Vanguard"...

I tried a few etfs last year and found them a pita to trade. The problem of phantom pricing by frontrunners is real. You can't get a decent quote anymore. I am back in all mutual funds and when I look in the mirror I seem to have lost a worry line or two. Thanks. that's interesting. would you mind ...
by grok87
Wed Feb 17, 2016 5:27 pm
Forum: Investing - Theory, News & General
Topic: "The Index Mutual Fund: 40 Years of Growth, Change and Challange" by Jack Bogle
Replies: 12
Views: 2095

Re: "The Index Mutual Fund: 40 Years of Growth, Change and Challange" by Jack Bogle

Here's another good quote: "Conclusion: The Chief Cornerstone The index fund’s dominance of the mutual fund industry belies its discouraging initial reception 40 years ago. Perhaps we should not be surprised. Similar turnabouts have happened before. As the Good Book reminds us, “The stone that ...
by grok87
Fri Feb 12, 2016 10:03 pm
Forum: Investing - Theory, News & General
Topic: 30-Year TIPS Auction February 18 2016
Replies: 10
Views: 1757

Re: 30-Year TIPS Auction February 18 2016

Thanks.
Given what has been going on in bond markets lately, i'm hoping we get at least a 1% reAl yield. I will be participating.
Cheers,
by grok87
Fri Feb 05, 2016 8:40 pm
Forum: Investing - Theory, News & General
Topic: AQR's Asness on Fama on Momentum
Replies: 4
Views: 636

Re: AQR's Asness on Fama on Momentum

https://www.aqr.com/cliffs-perspective/fama-on-momentum Professor Fama, by dropping that “momentum tends to blow up every now and then,” is clearly implying momentum is very risky. thanks for the post. well here is the momentum factor from the ken french data library http://mba.tuck.dartmouth.edu/p...
by grok87
Wed Feb 03, 2016 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Dual State Residency and local taxes
Replies: 8
Views: 412

Re: Dual State Residency and local taxes

Unlike being a dual national, I think it is only possible to be a resident of one state at a time. If you work in VA but live in PA, vote in PA and have a PA driver's license, car registration etc., then I think johnubc is correct: you are a PA resident and a VA non-resident. You can only be domici...
by grok87
Tue Feb 02, 2016 11:45 am
Forum: Investing - Theory, News & General
Topic: Charles Ellis' suggested portfolios by age
Replies: 53
Views: 4637

Re: Charles Ellis' suggested portfolios by age

It would be foolish to use age as the sole variable when deciding your portfolio. +1 Agree. I respectfully disagree with Mr. Ellis's advice for most people. The trouble is it is basically hindsight bias. To be blunt, the perspective of an older successful gentleman looking back at his youth and say...
by grok87
Mon Feb 01, 2016 10:50 pm
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

Re: TIAA Re Acct. B/S & performance (Jan)

History says RE has its own cycle. One of booms and periodic crashes. New England in the early 1990s (and Toronto) comes to mind-- a lot of "see thrus" and unfinished buildings. For *years*. Right now low interest rates have driven up *every* income generating asset (and the market has fo...
by grok87
Mon Feb 01, 2016 5:45 pm
Forum: Investing - Theory, News & General
Topic: Charles Ellis' suggested portfolios by age
Replies: 53
Views: 4637

Re: Charles Ellis' suggested portfolios by age

It would be foolish to use age as the sole variable when deciding your portfolio. +1 Agree. I respectfully disagree with Mr. Ellis's advice for most people. The trouble is it is basically hindsight bias. To be blunt, the perspective of an older successful gentleman looking back at his youth and say...
by grok87
Sun Jan 31, 2016 11:05 am
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

Re: TIAA Re Acct. B/S & performance (Jan)

History says RE has its own cycle. One of booms and periodic crashes. New England in the early 1990s (and Toronto) comes to mind-- a lot of "see thrus" and unfinished buildings. For *years*. Right now low interest rates have driven up *every* income generating asset (and the market has fo...
by grok87
Sun Jan 31, 2016 10:56 am
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

Re: TIAA Re Acct. B/S & performance (Jan)

I've been happy with 10-15% of my portfolio in TREA. It's performed reasonably well the past few years. I monitor the M* TIAA-CREF forum for information about TREA, from individuals who have much more experience and dollars invested than I do. Plus, I like to be able to tell my family that I do ind...
by grok87
Sun Jan 31, 2016 8:28 am
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

Re: TIAA Re Acct. B/S & performance (Jan)

So yes the direct real estate returns appear to be slowing down. Yes, fine, but is it actionable? What should I do with my 9% of portfolio in TREA? :) At this level i am not taking any action. like oldzey i aim to keep my Tiaa real esate allocation to between 10-15% of my portfolio. For me that mea...
by grok87
Sat Jan 30, 2016 10:31 pm
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

Re: TIAA Re Acct. B/S & performance (Jan)

Thanks for that analysis. To me issue is partly what else to do with TIAA RE money. Unlike the last downturn, which may have been a once-in-a-lifetime experience in terms of depth, duration, and consistency of price movement, today many of us are looking at a 1% alternative (in Traditional), not a ...
by grok87
Sat Jan 30, 2016 10:12 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 129193

Re: QSPIX - thoughts on interesting fund

Hi Everyone, This is a very interesting thread. Thank you all for posting so much interesting info. I was convinced by Antti Ilmanen's Expected Returns that QSPNX/QSPIX is a worthwhile investment so I own it as 10% of my portfolio. Perhaps I missed a discussion on this topic but I was wondering if ...
by grok87
Sat Jan 30, 2016 10:04 am
Forum: Investing - Theory, News & General
Topic: TIAA Re Acct. B/S & performance (Jan)
Replies: 29
Views: 2703

TIAA Re Acct. B/S & performance (Jan)

TIAA Re Account Balance Sheet & performance (Jan) So let's start with the obvious. Fort the month of January the TIAA Re (ticker QREARX) rose 0.35%. Now that's only a one-month figure and it is of course totally wrong to extrapolate from that to an annual number. But I'm going to do it anyway. T...
by grok87
Fri Jan 29, 2016 7:09 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 129193

Re: QSPIX - thoughts on interesting fund

Hi Everyone, This is a very interesting thread. Thank you all for posting so much interesting info. I was convinced by Antti Ilmanen's Expected Returns that QSPNX/QSPIX is a worthwhile investment so I own it as 10% of my portfolio. Perhaps I missed a discussion on this topic but I was wondering if ...
by grok87
Fri Jan 29, 2016 8:13 am
Forum: Investing - Help with Personal Investments
Topic: Large amount of CDs maturing....what to do?
Replies: 162
Views: 17445

Re: Large amount of CDs maturing....what to do?

There has been some incomplete, incorrect and/or misleading information posted in this discussion about US credit unions, safety of them and federal insurance. The FDIC insures customer deposits at banks (including savings banks) in the US. An FDIC member bank's deposits are backed up to at least $...
by grok87
Sun Jan 24, 2016 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Question for Bogleheads Real Estate Agents
Replies: 32
Views: 3176

Re: Question for Bogleheads Real Estate Agents

I think in most states a real estate "agent" has to work under the supervision of a real estate "broker". However the hurdle to become a "broker" is usually just a few more education classes and the requisite years of experience (usually two or three) working as an age...
by grok87
Sat Jan 23, 2016 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Question for Bogleheads Real Estate Agents
Replies: 32
Views: 3176

Re: Question for Bogleheads Real Estate Agents

To be brutally honest,the commission to sell a house in expensive locations is ridiculous.It is not the consumers problem that there are way too many agents which creates marketing and other expenses.I f I listed my home in the bay area tomorrow it would be sold in one weekend for 700,000 and for t...
by grok87
Sat Jan 23, 2016 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Question for Bogleheads Real Estate Agents
Replies: 32
Views: 3176

Re: Question for Bogleheads Real Estate Agents

There is nothing wrong with negotiating a commission. Some Brokers will allow it and some won't. As a buyer and seller, I have always viewed real estate commissions as negotiable and have always tried to be aggressive in negotiating them. The lower the price point of the house in question, the hard...
by grok87
Sat Jan 23, 2016 10:29 am
Forum: Investing - Help with Personal Investments
Topic: Large amount of CDs maturing....what to do?
Replies: 162
Views: 17445

Re: Large amount of CDs maturing....what to do?

This is my go-to for CD info: https://www.depositaccounts.com/blog/ There's a rumor Penfed will have a new 1.51% 15 month CD offering on 1/23: https://www.depositaccounts.com/blog/2016/01/cd-rates-summary-january-5-2016.html#1 I would split it up into a few Ally 5 year CDs and plan to break some if...
by grok87
Sat Jan 23, 2016 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Question for Bogleheads Real Estate Agents
Replies: 32
Views: 3176

Re: Question for Bogleheads Real Estate Agents

Hello all. Are any Bogleheads here career real estate agents? Any words of wisdom? I am going for my license. There are definitely naysayers and discouraging words out there, saying that it's quite hard to become successful and make it a full-time job. But I have excellent drive and motivation. And...
by grok87
Fri Jan 22, 2016 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Question for Bogleheads Real Estate Agents
Replies: 32
Views: 3176

Re: Question for Bogleheads Real Estate Agents

Hello all. Are any Bogleheads here career real estate agents? Any words of wisdom? I am going for my license. There are definitely naysayers and discouraging words out there, saying that it's quite hard to become successful and make it a full-time job. But I have excellent drive and motivation. And...
by grok87
Sat Jan 16, 2016 8:00 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 129193

Re: QSPIX - thoughts on interesting fund

Isn't the zero correlation between factors and beta tautological (and thus meaningless)? You can go long/short anything and it will have zero correlation. I'm not impressed that QSPIX is uncorrelated to beta. I'm impressed that it exposes one to past sources of return (that ought to endure) in a di...
by grok87
Fri Jan 15, 2016 7:35 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 129193

Re: QSPIX - thoughts on interesting fund

. The larger the value, momentum, and quality tilt you have on the equity side of your portfolio the higher the correlation of your equity holdings will be with QSPIX. As about 60% of QSPIX is essentially comprised of a positive load to value, momentum, and quality within equities, this should corr...
by grok87
Wed Jan 13, 2016 5:48 pm
Forum: Investing - Theory, News & General
Topic: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]
Replies: 73
Views: 7781

Re: "It's a Perfect Strategy for My Enemies"

Read through back issues of Money and similar publications. Note: advice from ten years ago did not outperform, advice from 20 years ago did (for the next 10 years). This reminds me of this excellent cartoon that I saw posted on this forum recently (perhaps by Nisiprius?). https://xkcd.com/882/ Tha...
by grok87
Tue Jan 12, 2016 11:09 pm
Forum: Investing - Theory, News & General
Topic: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]
Replies: 73
Views: 7781

Re: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]

In the UK and Europe those figures are reversed - as of mid-2015: Europe 65% of active funds have outperformed over 5 years 70% over 10 years UK 70% outperformed over 3 years 72% over 5 years http://i.telegraph.co.uk/multimedia/archive/03255/PF-tracker-fund-gr_3255858a.jpg Now, with energy and mate...
by grok87
Tue Jan 12, 2016 9:56 pm
Forum: Investing - Theory, News & General
Topic: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]
Replies: 73
Views: 7781

Re: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]

My advice to any newbies reading this thread is to be incredibly suspicious of any investment recommendation that deviates from the Boglehead principles. This is not a matter of dogma, but rather of a time-proven and logically coherent philosophy that actually works for regular people like you. Of ...
by grok87
Tue Jan 12, 2016 8:18 pm
Forum: Investing - Theory, News & General
Topic: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]
Replies: 73
Views: 7781

Re: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]

My advice to any newbies reading this thread is to be incredibly suspicious of any investment recommendation that deviates from the Boglehead principles. This is not a matter of dogma, but rather of a time-proven and logically coherent philosophy that actually works for regular people like you. Of ...
by grok87
Tue Jan 12, 2016 8:13 am
Forum: Investing - Theory, News & General
Topic: "It's a Perfect Strategy for My Enemies" [Scott Adams on Active Management]
Replies: 73
Views: 7781

Re: "It's a Perfect Strategy for My Enemies"

Looking at Morningstar's chart, so long as you pay attention to fees, being in active or passive funds would have made no material difference .. I agree this is something often overlooked. Averaged over time a well diversified (as in across the market without any particular tilt) low turn-over port...
by grok87
Mon Jan 11, 2016 7:07 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 142
Views: 8196

Re: 2016 hedge fund contest

Congrats to all, and especially protagonist for his prescient short of SALT (down 25% in just a week). Despite the overall long bias of the entries, all but 3-4 entires are beating the benchmark (VTI). Who's ready to start their own fund? :) well... i personally have always thought VTI was the wron...

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