Search found 1640 matches

by grap0013
Wed Feb 03, 2016 8:51 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

I learned that they do not believe that this issue will be resolved for perhaps two years, as the people drawing up the rules are lawyers and don't understand the differences of leverage based on risk, so leveraging a one month bill is very different than leveraging a 30 year bond or stocks. The in...
by grap0013
Tue Feb 02, 2016 1:31 pm
Forum: Investing - Theory, News & General
Topic: Yeah, I Timed...
Replies: 26
Views: 4024

Re: Yeah, I Timed...

So last Monday I moved 25k in my 401k out of bonds and into the S&P. It's just a few percent of our portfolio but it was purely a move to leverage the drop in the markets. Will move it all back when it goes up 10%. If your strategy is to buy low, why not buy emerging markets instead of the S&am...
by grap0013
Thu Jan 28, 2016 7:05 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

Some interesting developments... Scottrade received abrupt notice from AQR yesterday (Jan 27) that QSPIX/QSPNX/QMNIX were being closed effective immediately, to ALL investors, not just new investors. All orders for these funds placed Jan 27 from Scottrade were rejected by AQR. Meanwhile, strangely,...
by grap0013
Wed Jan 27, 2016 5:53 pm
Forum: Personal Consumer Issues
Topic: Best way to make a free slideshow with music?
Replies: 10
Views: 442

Re: Best way to make a free slideshow with music?

> But I just googled "make slideshow online" and got a bunch of results that look promising for any platform. I did this first also. Be careful to read the reviews to find out which ones install crapware. Me too, that's why I came here and was looking for some personal testimonies on user...
by grap0013
Tue Jan 26, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Best way to make a free slideshow with music?
Replies: 10
Views: 442

Re: Best way to make a free slideshow with music?

wilshuer wrote:If you're on Windows check out Microsoft Movie Maker, it's free, possibly already on your computer. Have used many times for this purpose, allows output directly to load to youtube.


I'm on Windows 10 and Movie Maker is not supported by it. Keep 'em coming folks! Thanks!
by grap0013
Tue Jan 26, 2016 6:10 pm
Forum: Personal Consumer Issues
Topic: Best way to make a free slideshow with music?
Replies: 10
Views: 442

Best way to make a free slideshow with music?

Please share the best way to make a free slideshow with music in the background?

I'm thinking PowerPoint, but maybe not because some may want to view it on their phones.

It's for a very sick relative that needs some inspiration.

Thanks so much!
by grap0013
Tue Jan 26, 2016 11:35 am
Forum: Investing - Help with Personal Investments
Topic: for slice and dicers - anyone moving into Em Mkt or HY?
Replies: 31
Views: 2160

Re: for slice and dicers - anyone moving into Em Mkt or HY?

You must not have heard?! I have already called the bottom in EM: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=182107 Have I done anything different about my feelings on this? Nope. Set targets, adhere to targets. Full disclosure: EM allocation 2010-2014: 25% EM allocation 2015: 22.5% (...
by grap0013
Fri Jan 22, 2016 5:19 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

zaboomafoozarg wrote:
grap0013 wrote:Ha! I have to mix it up a little bit instead of always talking about SCV QSPIX! :twisted:


FTFY :D


Lol! :beer
by grap0013
Fri Jan 22, 2016 8:16 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

Ha! I have to mix it up a little bit instead of always talking about SCV! :twisted:
by grap0013
Fri Jan 22, 2016 8:12 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

Oil is up over 5% this am. Buckle up. Here we go! :wink:
by grap0013
Wed Jan 20, 2016 5:47 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

OP, if you are calling bottoms, what about US small value?! It has been tanking quite badly. It's always a good time to buy US SCV! 8-) I'm not sure if US SCV is cheap relative to other US stocks. I can tell you this though, EM value is cheap relative to everything in the market as an asset class.
by grap0013
Sun Jan 17, 2016 10:14 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

I'm trying to figure out what my EM target weight should be. From looking at M*, it looks like EM is about 7% of world stock. About 14% of international stock. My AA calls for 30% US stock, 20% International stock. That would suggest about a 3% allocation to EM. For those who tilt, what allocation ...
by grap0013
Sun Jan 17, 2016 10:04 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

This is a dangerous thread for new comers of this forum. There is a lot of speculation here which is something we all frown upon. I figure if my IPS says hold X% in total international and Y% in EM, then rebalance to that. Otherwise we are just guessing here. I'm an uneducated simple investor and w...
by grap0013
Sun Jan 17, 2016 9:58 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

1 Develop a workable plan 2 Invest early and often 3 Never bear too much or too little risk 4 Diversify 5 Never try to time the market[/size] 6 Use index funds when possible 7 Keep costs low 8 Minimize taxes 9 Invest with simplicity 10 Stay the course QSPIX is not too far off from the above when co...
by grap0013
Sun Jan 17, 2016 9:45 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

Avo wrote:PortfolioVisualizer was being used to study correlations between QSPIX and various long-equity DFA funds, with the conclusion that correlations are low. That seems perfectly valid to me.


Low is an understatement. They are 0. :sharebeer
by grap0013
Fri Jan 15, 2016 11:14 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

. The larger the value, momentum, and quality tilt you have on the equity side of your portfolio the higher the correlation of your equity holdings will be with QSPIX. As about 60% of QSPIX is essentially comprised of a positive load to value, momentum, and quality within equities, this should corr...
by grap0013
Fri Jan 15, 2016 11:05 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

sambb wrote:This might be one of those great lifetime investment opportunities. The callan tables are suggestive of a low also. Hmmm..


Indeed. Some great historical returns have started at mid single digit PEs.
by grap0013
Fri Jan 15, 2016 11:03 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

I don't understand the concept of an "emerging markets bottom," because I still don't see what it is that emerging markets are supposed to have in common other than being undeveloped. less developed. I don't know why you'd expect Peru to hit a bottom just because Qatar has, because apart ...
by grap0013
Fri Jan 15, 2016 2:10 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

Grap, where are you seeing these numbers? On morning star I see FP/E of 11.71. The only way to get trailing PEs in Morningstar to my knowledge is to set up a free portfolio and look under the "My view" tab and add the trailing 1 year PE as a metric you'd like to include. I see the followi...
by grap0013
Fri Jan 15, 2016 1:02 pm
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 10730

Re: Who's buyin' today?

Maynard F. Speer wrote:Not all falls are dips

It might be - but then we might be at the start of another 2000, or even a Japan 1990

Personally I've been selling the peaks since December


2000 was a great time to buy. Buying low and selling high is simple but it's not easy for most people.
by grap0013
Fri Jan 15, 2016 12:54 pm
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

Yeah, looks like the crowds are certainly heading for the exits, though I am not seeing total chaos yet. But it's attractive enough for me to start buying at this point and if it moves further down, consistent with topping off my allocation targets a little early. Good luck ladies and gentlemen. Ri...
by grap0013
Fri Jan 15, 2016 11:31 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

^ Reminds me of a South Park episode about investing in the market. I'm paraphrasing, "Here's your money going into the market....and it's gone!"
by grap0013
Fri Jan 15, 2016 11:26 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

livesoft wrote:Hey, DGS is already DOWN from where it was purchased today. What's up with that?


The day is still early. Expect an after lunch rally.
by grap0013
Fri Jan 15, 2016 11:22 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

Thanks for the post and comments. P.S. first time I see livesoft getting help :beer I'm not sure he's being serious. :wink: Tough to tell. I just looked yesterday. SFENX (EM value) is down 40% over the past 5 years. Not even including inflation. We are close/into bloodbath territory with EM value e...
by grap0013
Fri Jan 15, 2016 10:12 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

Re: I'm Calling an Emerging Markets Bottom

livesoft wrote:OK, I will ask my spouse to invest her 2016 Roth IRA contribution 100% into emerging markets. Which ETF should she choose: VWO, DGS, or EWX? She intends to invest today.


:-) DGS, it's a nice RBD today too!
by grap0013
Fri Jan 15, 2016 9:49 am
Forum: Investing - Theory, News & General
Topic: I'm Calling an Emerging Markets Bottom
Replies: 127
Views: 12425

I'm Calling an Emerging Markets Bottom

I'm calling an Emerging Markets bottom this year. Not sure what month/day per se but sometime in 2016. This reminds me of the shoe shine boy in 1999 who is giving his customers stock tips. Twice in the past week I've heard people who are uninterested in investing talking about how Emerging Markets a...
by grap0013
Thu Jan 14, 2016 5:17 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

Keep in mind that this fund has NO correlation with stocks, not negative. That means there will be times when stocks do poorly and the fund doesn't do so well. Very hard to find negatively correlating assets. Larry Agreed. I have seen 3 separate periods with this fund so far. Equities up double dig...
by grap0013
Fri Jan 08, 2016 8:23 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

^Completely agree. YTD QSPIX +1.18% and QSPNX +1.08%. These funds make part of a sweet mix. I'm very impressed with them. I'm currently: 40% SCV 20% iSCV 20% EMV 20% QSPIX/QSPNX but one could move the dial further down the volatility spectrum and do: 30% SCV 15% iSCV 15% EMV 20% QSPIX/QSPNX 20% inte...
by grap0013
Wed Jan 06, 2016 11:26 pm
Forum: Investing - Theory, News & General
Topic: VWO: what a terrible performance!!
Replies: 79
Views: 7567

Re: VWO: what a terrible performance!!

I imagine many inexperienced investors (speculators??!) have gone a bit nuts on the VWO tilt. I do not get this impression at all. The vast majority of Bogleheads have a 10% or less total allocation to EM and that's not going to effect the overall portfolio too much. I get the general impression of...
by grap0013
Mon Dec 14, 2015 10:31 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

Up .66% today which I am sure Grap enjoyed. I am still at 5%. He is not the only one! Right now to me it looks like a good place to hide a substantial share of one's portfolio. Ray Asset allocation "picking" can be just like stock picking. I'm sure I had a little extra dopamine released i...
by grap0013
Fri Dec 11, 2015 8:39 am
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

If your purchase is greater than $6,800, in one year the $17 commission at Scottrade is offset by the lower er of QSPIX vs QSPNX. Of course, the 0.25% difference in annual er continues for the life of the investment. This makes investing in QSPIX at Scottrade more advantageous than the NTF purchase...
by grap0013
Thu Dec 10, 2015 1:06 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

Is the fee $17 for Scottrade or $50 for Fidelity? Your phrasing of the question makes me think I'm misunderstanding it. However, the answer is both. I was looking for verification that Fidelity is charging a $50 fee to buy or sell QSPIX/QSPNX, while Scottrade is charging a $17 fee. Normally Fidelit...
by grap0013
Wed Dec 09, 2015 11:06 am
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

Stop beating this dead horse unless if you want me to start posting when they move in the same direction. It is going to happen a lot. (And I am on your side here!) Are you sure you'll get the chance? :beer Global equities all up today and IEF is down -0.27%. 3 for 3 days with negative correlation....
by grap0013
Wed Dec 09, 2015 8:21 am
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

lee1026 wrote:Stop beating this dead horse unless if you want me to start posting when they move in the same direction. It is going to happen a lot.

(And I am on your side here!)


:)
by grap0013
Tue Dec 08, 2015 1:20 pm
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

I'm gonna beat this deadhorse one more time. Once again, global equities down ~1% so far today and IEF is +0.13%.
by grap0013
Tue Dec 08, 2015 11:31 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

tarheel wrote:
GRAP! THE NEW QSPIX KING! :happy


Groovy!
by grap0013
Tue Dec 08, 2015 9:42 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

tarheel Let's hope you're still thanking me years from now (:-)) Note I increased my position quite a bit earlier this year. Larry Agreed. Thanks Larry! I know I'm a renegade but I just bumped my holding up to 20% yesterday and it is going to sit there. Don't worry though, if it does not work out I...
by grap0013
Mon Dec 07, 2015 11:26 am
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

viewtopic.php?t=2409

Treasury bonds worked pretty well during the 2 largest financial collapses in the US during the last 90 years. Good enough to convince me.
by grap0013
Mon Dec 07, 2015 9:55 am
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

Speak of the devil. We are 24 minutes into the trading day. Global equities are all down and IEF is +0.17%.
by grap0013
Mon Dec 07, 2015 9:16 am
Forum: Investing - Theory, News & General
Topic: Stocks and bonds move in opposite directions and improve results? Really?
Replies: 129
Views: 7941

Re: Stocks and bonds move in opposite directions and improve results? Really?

I'll confess I haven't read every post in this thread but I'll admit I'm shocked by many of the answers. Without a doubt, when stocks take a big hit treasury bonds typically go up. Not always but most of the time. You can see this clearly in 2008/2009. Furthermore, just look at this on a daily basis...
by grap0013
Mon Dec 07, 2015 9:08 am
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117601

Re: QSPIX - thoughts on interesting fund

gtwhitegold wrote:AQR has announced that they will soft close all share classes of the Style Premia Fund on 29 January 2016.

https://funds.aqr.com/news/soft-close-o ... tive-funds

That being said, if I hold QSPNX will I be able to convert it to QSPIX later?


I doubt it.
by grap0013
Wed Dec 02, 2015 11:54 am
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 7051

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

^ I don't think I'd bother with these funds if they are in account by themselves and you can't rebalance. However, let's say you target 5% QSPIX/QSPNX and your Roth makes up 10% of your assets and your yearly contributions go 20% roth and 80% 401K. Then you should be able to rebalance by virtue of m...
by grap0013
Tue Dec 01, 2015 9:26 am
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 7051

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

Grap I think you have it wrong. BOTH funds will remain open if you are a current shareholder. I think I'm partially wrong. :-) Depends on the account type. Maybe you can still buy QSPIX in an IRA but in my 403B brokerage account at Fidelity it is definitely closed off to me just like a DFA fund. QS...
by grap0013
Tue Dec 01, 2015 8:13 am
Forum: Investing - Theory, News & General
Topic: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open
Replies: 74
Views: 7051

Re: AQR Style Premia Alternative (QSPIX) to close; AQR Style Premia Alternative II to open

Ketawa - Then for those of us that own both QSPIX and QSPNX through Fidelity, this is non-news, correct? That's how I take it. QSPIX is no longer available for additional purchases even if you already own it but if you own QSPNX before 1/29/16 you will be able to buy and sell from that fund in the ...
by grap0013
Mon Nov 23, 2015 10:27 pm
Forum: Personal Consumer Issues
Topic: Car stolen and car seats set on fire
Replies: 35
Views: 5596

Re: Car stolen and car seats set on fire

A wise man I know once said, "If money can fix it then it's not a problem, it's an expense." Kind of a crazy story, don't sweat it!
by grap0013
Thu Nov 12, 2015 12:13 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

I'm debating whether I should move my entire portfolio from TD to Scottrade so that I can buy another 25K of QSPIX in my Roth, and collect their $1000 new account bounty while I'm at it. Also I like that their mutual fund trading fees are $17 compared to TD's $50. Can you do an in-kind transfer of ...
by grap0013
Wed Nov 11, 2015 2:03 pm
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

⋅ What the website says may be wrong; ⋅ What a rep tells you over the phone may be wrong (they apparently don't have access to more reliable information); ⋅ The only way to find out for sure is to place an order; ⋅ Orders for funds that seemingly should be av...
by grap0013
Tue Nov 10, 2015 8:53 am
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

Having not seen any posts on people actually accessing QSPIX at Scottrade, I'm moving my Roth from Fidelity to maintain access to QSPIX. I'll post if there's any problems. Why not just buy QSPNX thru Fidelity instead? A 25 bps increase in expense ratio would be significantly higher than a $17 trans...
by grap0013
Mon Nov 09, 2015 8:13 am
Forum: Investing - Theory, News & General
Topic: QSPIX Nightmare - Closed Off to Retail Investors
Replies: 129
Views: 14389

Re: QSPIX Nightmare - Closed Off to Retail Investors

empb wrote:Having not seen any posts on people actually accessing QSPIX at Scottrade, I'm moving my Roth from Fidelity to maintain access to QSPIX. I'll post if there's any problems.


Why not just buy QSPNX thru Fidelity instead?

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