Search found 6701 matches

by gkaplan
Fri Jun 23, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 23
Views: 1133

Re: Worthwhile TV programming?

Homeland

The Americans

Bosch

Jane the Virgin

Shetland
by gkaplan
Fri Jun 23, 2017 7:18 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2362
Views: 716401

Re: What Book Are You Currently Reading? Part VI

Yesterday, I finished reading Gone: a Girl, a Violin, a Life Unstrung by Min Kym. This is a memoir of a violin virtuoso who loses the instrument that had defined her both on stage and off – and who discovers, beyond the violin, the music of her own voice. The memoir is sad and very tragic. It will r...
by gkaplan
Wed Jun 21, 2017 9:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: HOW MUCH active management is right for you? :(
Replies: 37
Views: 2555

Re: Vanguard: HOW MUCH active management is right for you? :(

sport wrote:I understand and agree with all the logic favoring index funds. However, what do we say about PRIMECAP fund? It's performance has been too good over the years to attribute it to "just good luck".


Think Bill Miller and the Legg Mason Value Trust fund.
by gkaplan
Wed Jun 21, 2017 9:40 am
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 95
Views: 9199

Re: Amazon Buys Whole Foods

I live a ten minute walk from a Whole Foods. I shop there at least once a week, primarily for its organic produce, which I find comparable in price to my local Fred Meyer and Trader Joe's, and its lactose-free yogurt.
by gkaplan
Wed Jun 21, 2017 7:34 am
Forum: Investing - Theory, News & General
Topic: "Home Bias Blues: Investors really should get out more. The reasons for sticking to local stocks are fewer by the day."
Replies: 34
Views: 2461

"Home Bias Blues: Investors really should get out more. The reasons for sticking to local stocks are fewer by the day."

If diversification is the only free lunch in investing, investors are leaving a lot on the lunch table. Diversification is measured across a number of dimensions: individual stocks, industries, sectors, and so on. Most investors' portfolios are fairly well spread along these lines. However, when it...
by gkaplan
Wed Jun 21, 2017 7:13 am
Forum: Investing - Theory, News & General
Topic: Explain table in book -- Roth vs IRA?
Replies: 3
Views: 505

Re: Explain table in book -- Roth vs IRA?

FiveK wrote:Perhaps if you posted what's in table 10-2....


And the title of the book in your thread title.
by gkaplan
Tue Jun 20, 2017 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: Has Vanguard gotten too big?
Replies: 30
Views: 3996

Re: Has Vanguard gotten too big?

Am I the only one that has had excellent customer service? I call and they answer. I write and they respond. Yes, you're the exception, quite possibly because you're exceptional! :mrgreen: No, you're not the exception. They've always answered my calls and have always responded when I email them.
by gkaplan
Mon Jun 19, 2017 9:18 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2362
Views: 716401

Re: What Book Are You Currently Reading? Part VI

This morning, I finished reading Prussian Blue: a Bernie Gunther Novel by Philip Kerr. It's 1956, and Bernie Gunther is on the run. Ordered by Erich Mielke, head of the East German Stasi, to murder an acquaintance of his by thallium poisoning, he finds his conscience is stronger than his desire not ...
by gkaplan
Mon Jun 19, 2017 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: Which fund for Solo 401K
Replies: 15
Views: 757

Re: Quick question

OP, you would likely get more responses to your question if you edit your thread title to indicate your specific question.
by gkaplan
Sat Jun 17, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 495
Views: 197608

Re: TV show recommendations?

Last night, on Netflix, I finished watching Season Five of Orange is the New Black . I think Season Five has been the best of the five seasons, at least the best since Season One. As has been the case throughout the run of this series, the season ended on a depressing note and with many unanswered q...
by gkaplan
Fri Jun 16, 2017 8:24 pm
Forum: Investing - Theory, News & General
Topic: Aggressive Marketing Push Targeting Federal Annuitants
Replies: 1
Views: 208

Aggressive Marketing Push Targeting Federal Annuitants

OPM has recently learned of an aggressive marketing push targeting Federal annuitants. Companies are offering a cash payment in exchange for a portion, or all, of your future annuity payments generally much less than their long-term worth, and typically charging high interest rates and fees. We hav...
by gkaplan
Fri Jun 16, 2017 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Federal Employee First Alliance - Annuities ?
Replies: 16
Views: 692

Re: Federal Employee First Alliance - Annuities ?

I'm going to start a new thread on this, but OPM has posted the following on its website:


Aggressive Marketing Push Targeting Federal Annuitants
by gkaplan
Wed Jun 14, 2017 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do You Take Your Credit Card Receipts?
Replies: 79
Views: 4775

Re: Do You Take Your Credit Card Receipts?

High Income Parent wrote:I never take them. I figure I'm saving a tree or something by not carrying a slip of paper for a few hours to days and then putting it in the trash.


How are you wasting a tree, if you shred and recycle the receipt?
by gkaplan
Wed Jun 14, 2017 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: Do You Take Your Credit Card Receipts?
Replies: 79
Views: 4775

Re: Do You Take Your Credit Card Receipts?

I always take the receipts for two reasons. 1. I enter the amounts in an Excel expense workbook. I started this workbook several years before I retired to get an idea of what my expenses might be in retirement. I retired three years ago, but I have kept the workbook going. 2. I scan the receipts in ...
by gkaplan
Wed Jun 14, 2017 9:05 pm
Forum: Investing - Theory, News & General
Topic: What growth rate for your projection calcs?
Replies: 31
Views: 2493

Re: What growth rate for your projection calcs?

guitarguy wrote:Just curious...what ROR do you all use when you project how much you'll have by age X with $Y savings per year for Z years...? . . . .



I never did this, and I seemed to have done okay.
by gkaplan
Wed Jun 14, 2017 8:45 pm
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 195
Views: 54854

Re: [Why did my fund suddenly drop in value?]

Any word yet on the timing for the June distributions? The declaration dates are listed at: Find out if your fund is declaring a quarterly dividend in June Note too this thread: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=220429&p=3395442&hilit=quarterly+dividend#p3395442
by gkaplan
Mon Jun 12, 2017 8:23 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz: "How to Make the Most of Your 401(k)"
Replies: 24
Views: 3028

Christine Benz: "How to Make the Most of Your 401(k)"

Christine Benz suggests taking advantage of company matching, monitoring fees, and opting for simple solutions within your employer-provided retirement plan. . . .



How to Make the Most of Your 401(k)
by gkaplan
Mon Jun 12, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: Have you canceled cable?
Replies: 91
Views: 5391

Re: Have you canceled cable?

I cancelled my television.
by gkaplan
Sun Jun 11, 2017 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Auto-Debit May Not Be Such a Good Idea
Replies: 25
Views: 3075

Re: Auto-Debit May Not Be Such a Good Idea

I use my credit union's bill-pay, because I would rather push the money to a creditor than having the creditor pull the money from my account.
by gkaplan
Sat Jun 10, 2017 8:10 pm
Forum: Investing - Theory, News & General
Topic: Jim Rogers predicting "crash of a lifetime" this year or next
Replies: 89
Views: 10044

Re: Jim Rogers predicting "crash of a lifetime" this year or next

arcticpineapplecorp. wrote:He must not have learned the first rule of economics which is "Predict what or when, but never both."

FYI--The only people with the last name Rogers I would listen to are:

Carl Rogers
Fred Rogers
Will Rogers
Kenny Rogers
Ginger Rogers
Jolly Rogers



What, not Roy Rogers?
by gkaplan
Fri Jun 09, 2017 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 4181

Re: (Very) Early Retirement vs Parenthood

doss wrote:Almost everyone in the history of mankind has had children. . . .



Really?
by gkaplan
Fri Jun 09, 2017 9:59 am
Forum: Investing - Theory, News & General
Topic: "Here's why bonds still belong in your portfolio."
Replies: 8
Views: 2164

"Here's why bonds still belong in your portfolio."

As the Federal Reserve nudges interest rates up from historic lows, you may be concerned about potential volatility in the bond markets. Yet bonds still play an important role in your portfolio as a counterbalance to stocks in a turbulent environment. . . . Here's why bonds still belong in your por...
by gkaplan
Thu Jun 08, 2017 6:51 pm
Forum: Investing - Help with Personal Investments
Topic: Written Investment Plan Examples
Replies: 4
Views: 491

Re: Written Investment Plan Examples

As it so happens, Christine Benz posted a column to day on how to create an investment policy statement.


http://news.morningstar.com/articlenet/article.aspx?id=808692
by gkaplan
Wed Jun 07, 2017 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Ex-dividend
Replies: 17
Views: 1271

Re: Ex-dividend

The declaration dates have been announced, and the one for VTSAX is June 19. That means that if you want to not buy the dividend, you have to wait until June 20 to buy. dbr, I think you did miss a factor of 10, and a factor of 4 (the divs are quarterly). As I mentioned in another recent post on the...
by gkaplan
Mon Jun 05, 2017 9:47 pm
Forum: Investing - Theory, News & General
Topic: Questions and Answers about Opting into the Blended Retirement System (BRS)
Replies: 1
Views: 267

Questions and Answers about Opting into the Blended Retirement System (BRS)

The Thrift Savings Plan has two new sources of information – a fact sheet and a video – about its new Blended Retirement System (BRS). The information is meant to help members of the uniformed services who will have fewer than 12 years of service on December 31, 2017 decide whether to opt into BRS o...
by gkaplan
Mon Jun 05, 2017 10:15 am
Forum: Investing - Theory, News & General
Topic: "Find out if your fund is declaring a quarterly dividend in June."
Replies: 32
Views: 4081

"Find out if your fund is declaring a quarterly dividend in June."

The table below lists Vanguard mutual funds and exchange-traded funds (ETFs) that will distribute quarterly income dividends in June 2017. Each fund's per-share dividend rate is posted on the vanguard.com distributions page on the fund's declaration date. Once the distribution amount is posted, you...
by gkaplan
Sun Jun 04, 2017 10:26 pm
Forum: Investing - Theory, News & General
Topic: Murphy's Law Of Retirement
Replies: 33
Views: 5166

Re: Murphy's Law Of Retirement

stocks are for accumulating wealth, bonds are for preserving wealth and cash is for spending wealth. Make sure you have enought cash and bonds so you don't have to sell your stocks and allow them time to recover. When they do, you sell stocks that have recovered and increased in value to refill you...
by gkaplan
Fri Jun 02, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762506

Re: What Movie Have You Recently Watched?

Last night, I stayed up to watch Schindler's List on Netflix. I had read the Thomas Keneally novel, on which the movie was based, years before but had never gotten around to see the movie until now. I don't understand why Liam Neeson didn't win an Academy Award for his portrayal of Oskar Schindler, ...
by gkaplan
Thu Jun 01, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 495
Views: 197608

Re: TV show recommendations?

Last night, on Netflix, I finished watching the tenth and final episode of the third and final season of Bloodline . I thought that Sissy Spacek, Kyle Chandler, and Linda Cardellini, in particular, stood out throughout the series. In my opinion, overall, Season Three was the best of the three season...
by gkaplan
Thu Jun 01, 2017 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Is Flagship membership status worth a $50 [transaction] fee?
Replies: 40
Views: 5191

Re: Is Flagship membership status worth a $50 one time fee?

I wouldn't pay $50.00 for a status symbol, even if it were a one-time fee.
by gkaplan
Thu Jun 01, 2017 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have a bucket to pay your mortgage or pay from core?
Replies: 36
Views: 2380

Re: Do you have a bucket to pay your mortgage or pay from core?

What do you mean by a core account? I have a checking account. When there is too much in it, I move to savings . When I get about $5k, it goes to cd. I don't think in terms of a core account. I have the same question, which I don't think the OP has answered yet. I pay my mortgage through bill-pay a...
by gkaplan
Wed May 31, 2017 9:32 pm
Forum: Investing - Theory, News & General
Topic: "Thrift Savings Plan Board Approves Five-Year Lifecycle Fund Increments"
Replies: 5
Views: 716

"Thrift Savings Plan Board Approves Five-Year Lifecycle Fund Increments"

The panel that oversees the retirement savings plan for federal employees on Wednesday unanimously approved offering lifecycle funds targeted to within five years of participants’ expected retirement date rather than the current 10-year increments. A report on the TSP’s investment options by consult...
by gkaplan
Tue May 30, 2017 7:57 pm
Forum: Personal Consumer Issues
Topic: Firefox painfully slow
Replies: 34
Views: 3538

Re: Firefox painfully slow

My Firefox problem is that my browser often freezes up.
by gkaplan
Sun May 28, 2017 4:14 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762506

Re: What Movie Have You Recently Watched?

I watched two movies last night on Hoopla. The first was The Women's Balcony , directed by Emil Ben-Shimon and starring Evelin Hagoel, Avraham Aviv Alush, Igal Naor, Orna Banai, and Yafit Asulin. When a charismatic rabbi enters their lives, some women in Jerusalem attempt to unite their neighborhood...
by gkaplan
Sat May 27, 2017 8:45 pm
Forum: Investing - Theory, News & General
Topic: How many investment companies to have money in?
Replies: 41
Views: 3471

Re: How many investment companies to have money in?

27% of my portfolio is my TSP. The rest is at Vanguard. (I'm not including my credit union checking, savings, and money market accounts in that calculation.)
by gkaplan
Thu May 25, 2017 9:40 pm
Forum: Investing - Theory, News & General
Topic: Why do Hardship Withdrawals Increase in the Summer?
Replies: 13
Views: 1769

Re: Why do Hardship Withdrawals Increase in the Summer?

Maybe some people consider a hardship as not being able to take that dream summer vacation they've always wanted to take.
by gkaplan
Wed May 24, 2017 9:45 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 233
Views: 24048

Re: Vanguard Customer Service

I've been a Vanguard customer for many years. I have had some real nightmares with their customer service. I've had a running battle with Vanguard for years trying to get them to correctly show how some of my accounts are registered when I log onto the Vanguard website, and the IRS is now saying th...
by gkaplan
Wed May 24, 2017 9:53 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762506

Re: What Movie Have You Recently Watched?

Thanks, Victoria. Amazon, Netflix, and Hoopla don't have Past Life.
by gkaplan
Tue May 23, 2017 8:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 762506

Re: What Movie Have You Recently Watched?

On 22 May 2017, I saw Cloudy Sunday Dir. Manoussos Manoussakis (118 min, Greece, 2016) Greek with English subtitles A smash box-office hit in Greece, Cloudy Sunday tracks a tumultuous wartime romance between a Jewish girl and Christian resistance fighter. The sweeping epic brings to screen the unto...
by gkaplan
Sun May 21, 2017 10:49 am
Forum: Personal Consumer Issues
Topic: Window tint (film) on house windows?
Replies: 24
Views: 2656

Re: Window tint (film) on house windows?

Thanks, dbr. Good to know.
by gkaplan
Sat May 20, 2017 7:09 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 495
Views: 197608

Re: TV show recommendations?

The other night I finished watching the third season of Bosch on Amazon Prime Video. This is the series based on the Harry Bosch crime novels of Michael Connelly. I thought Season Three was the best of the three seasons. I did notice the season did not wrap with the solution to the Koreatown Killer ...
by gkaplan
Sat May 20, 2017 6:59 pm
Forum: Personal Consumer Issues
Topic: Window tint (film) on house windows?
Replies: 24
Views: 2656

Re: Window tint (film) on house windows?

yes, the number advertised on window tint is the amount of light that continues to shine through the window after applying. Your condo management is comfortable with 55-70% of light coming through, anything causing the windows to be darker would cause them to notice and be unhappy. http://www.solar...
by gkaplan
Sat May 20, 2017 6:56 pm
Forum: Investing - Theory, News & General
Topic: International: Where's the benefit?
Replies: 63
Views: 5128

Re: International: Where's the benefit?

Frank, what you have found is one of the hot buttons on the Boglehead forum. It is like watching a good old fashioned pie fight. Other such topics are factor tilting, value threads, dividend threads, rebalancing threads. It is all good, clean fun. I'd equate it more to rubbernecking an automobile a...
by gkaplan
Sat May 20, 2017 6:33 pm
Forum: Investing - Theory, News & General
Topic: "10 common questions about ETFs"
Replies: 6
Views: 867

Re: "10 common questions about ETFs"

. . . . wasn't there an identical thread within the last month linking this article? I can't remember, probably because I invest only in mutual funds, so ETFs generally don't interest me, except to post an article or column that might interest others. This particular Vanguard column was posted on V...
by gkaplan
Fri May 19, 2017 10:07 am
Forum: Investing - Theory, News & General
Topic: "10 common questions about ETFs"
Replies: 6
Views: 867

"10 common questions about ETFs"

There's no denying the explosive growth in exchange-traded funds (ETFs). Over the past ten years, global ETF assets have increased from $580 billion to well over $3 trillion, growing at a clip that's more than three times faster than traditional mutual funds. . . . This is good news because it mean...

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