Search found 6325 matches

by gkaplan
Wed Sep 28, 2016 9:40 pm
Forum: Investing - Theory, News & General
Topic: "How do ETFs work?"
Replies: 0
Views: 176

"How do ETFs work?"

You've probably heard exchange-traded funds (ETFs) described as a basket of securities that can be bought and sold like stocks. But have you ever wondered about the mechanics that enable ETFs' trading flexibility? "There are two key concepts to understanding what makes an ETF work: first, crea...
by gkaplan
Sun Sep 25, 2016 3:03 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

I just finished The Black Widow by Daniel Silva. Gabriel Allon, the art restorer, spy, and assassin, is poised to become the chief of Israel’s secret intelligence service. On the eve of his promotion, however, events conspire to lure him into the field for one final operation. ISIS has detonated a m...
by gkaplan
Fri Sep 23, 2016 9:05 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 91
Views: 7237

Re: Trader Joe's Fans - good value?

Looking at what I now have on hand: Lundberg Brown Rice Organic Rice Cakes Low Sodium Better'n Peanut Butter Trader Joe's Gluten-Free Pretzel Twists Trader Joe's Yellowfin Solid Light Tuna in Olive Oil Trader Joe's Alaska Wild Pink Salmon Trader Joe's Boneless Skinless Mackerel in Sunflower Oil Trad...
by gkaplan
Wed Sep 21, 2016 8:57 pm
Forum: Investing - Theory, News & General
Topic: "Stocks have followed a rocky yet resilient path over the past 90 years."
Replies: 2
Views: 528

"Stocks have followed a rocky yet resilient path over the past 90 years."

Volatile financial markets test the resolve and patience of even the most sensible investors. Why invest in stocks when markets are turbulent? Why persist when return prospects for stocks are forecast to be subpar? At Vanguard, we believe that stocks are a primary driver of your portfolio's growth ...
by gkaplan
Wed Sep 21, 2016 8:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

" Fluent in 3 Months : How Anyone at Any Age Can Learn to Speak Any Language from Anywhere in the World " by Benny Lewis. I highly recommend this book to anyone who has ever considered learning another language, started learning a language but did not persist, or is learning a new languag...
by gkaplan
Tue Sep 20, 2016 9:03 pm
Forum: Investing - Theory, News & General
Topic: Do Bogleheads Bucket?
Replies: 87
Views: 6938

Re: Do Bogleheads Bucket?

No, I don't. It introduces too many complications, I think.
by gkaplan
Tue Sep 20, 2016 8:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Emerging Markets Stock Index Fund completes transition to new index
Replies: 19
Views: 2679

Re: Vanguard Emerging Markets Stock Index Fund completes transition to new index

I've read their release (and they emailed me the notification as well since I'm invested in this) but I admit I still don't entirely understand what it means. Does China make up a greater % of their EM index fund now? Are there mid and small cap that there weren't before? Hmm, I invest in this fund...
by gkaplan
Sun Sep 18, 2016 7:57 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

This morning, I finished The Dread Line by Bruce DeSilva. Since he got fired in spectacular fashion from his newspaper job last year, former investigative reporter Liam Mulligan has been piecing together a new life – one that straddles both sides of the law. He's getting some part-time work with the...
by gkaplan
Fri Sep 16, 2016 8:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

" Fluent in 3 Months : How Anyone at Any Age Can Learn to Speak Any Language from Anywhere in the World " by Benny Lewis. I highly recommend this book to anyone who has ever considered learning another language, started learning a language but did not persist, or is learning a new languag...
by gkaplan
Fri Sep 16, 2016 8:09 pm
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 137
Views: 8104

Re: Favorite Coffee

I have a good friend who lives in Sacramento. She swears by Peet's.


Gordon
by gkaplan
Tue Sep 13, 2016 9:09 pm
Forum: Investing - Theory, News & General
Topic: "Act before October 17 to reverse your 2015 Roth IRA conversion."
Replies: 1
Views: 340

"Act before October 17 to reverse your 2015 Roth IRA conversion."

You have until October 17, 2016, to reverse a conversion you made from a traditional IRA to a Roth IRA in 2015. But before you act, think carefully as to whether this move, called a recharacterization, makes sense. . . .




Recharacterization Decision Making
by gkaplan
Mon Sep 12, 2016 8:48 pm
Forum: Investing - Theory, News & General
Topic: Book Review, How to Think About Money by Jonathan Clements
Replies: 8
Views: 1088

"Jonathan Clements offers a prescription for a 'happy, successful financial life'."

Moved gkaplan's post and a reply into this existing thread - moderator prudent In his latest book, the noted personal finance author explains that the path to financial freedom need not be paved in gold and says the goal with money is having enough to lead the life we want. Money has always been ne...
by gkaplan
Mon Sep 12, 2016 12:04 am
Forum: Personal Consumer Issues
Topic: Preparing financially for our funerals - prepay or not?
Replies: 97
Views: 5990

Re: Preparing financially for our funerals - prepay or not?

Just one word, and it's not plastics: Cryonics.
by gkaplan
Sun Sep 11, 2016 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: retiring with a mortgage
Replies: 35
Views: 3090

Re: retiring with a mortgage

I didn't retire with a mortgage, because I was a lifelong renter; however, when I retired in January 2014 and moved up to Portland, my brother and his wife, who had been living in Portland for about twenty-five years, urged me to buy because of the skyrocketing rents in Portland, which I did. I made...
by gkaplan
Fri Sep 09, 2016 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard 8/17/16 Article: "A New Approach to Retirement Spending"
Replies: 31
Views: 2776

Re: A new approach to retirement spending

This thread looks like a duplicate of the following thread:


viewtopic.php?p=3047174#p3047174
by gkaplan
Thu Sep 08, 2016 11:52 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

I just finished Sounds and Sweet Airs: the Forgotten Women of Classical Music by Anna R. Beer. Enthusiasts of classical music may have heard of Fanny (Mendelssohn) Hensel, Clara (Wieck) Schumann, and Lili Boulanger, but even the most ardent among them may not be aware of Francesca Caccini, Barbara S...
by gkaplan
Tue Sep 06, 2016 9:04 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3243

Re: Favorite Vegan Products

Whole Foods: Earth Balance Soy Free Buttery Sticks Here in California, Vons/Safeway sells Earth Balance, as does Trader Joe's and a California health food store chain. I seem to recall seeing the small tubs of spread at either Walmart or Target too. So it's a pretty widely distributed brand. The Tr...
by gkaplan
Tue Sep 06, 2016 8:28 pm
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 179
Views: 36509

Re: [Why did my fund suddenly drop in value?]

The table below lists Vanguard mutual funds and exchange-traded funds (ETFs) that are scheduled to distribute quarterly income dividends in September 2016. Each fund's per-share dividend rate is posted on the vanguard.com distributions page on or the day after the fund's declaration date. Once the ...
by gkaplan
Sun Sep 04, 2016 10:21 pm
Forum: Personal Consumer Issues
Topic: What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?
Replies: 22
Views: 2029

Re: What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?

I have streamed and liked the following non-fiction TV shows or movies on Netflix: Last Chance U Muscle Shoals History of the Eagles Johnny Carson: King of Late Night Ken Burns: Jazz Maidentrip Blackfish Showrunners: The Art of Running a TV Show Goering's Last Secret Hitler's Children Battle of Brit...
by gkaplan
Sun Sep 04, 2016 9:29 pm
Forum: Personal Consumer Issues
Topic: Trip to Germany
Replies: 22
Views: 1806

Re: Trip to Germany

Nuremberg, Garmisch, Berchtesgaden

Dachau, Flossenbürg
by gkaplan
Sun Sep 04, 2016 8:30 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3243

Re: Favorite Vegan Products

Whole Foods: Earth Balance Soy Free Buttery Sticks
by gkaplan
Sat Sep 03, 2016 9:44 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3243

Re: Favorite Vegan Products

Trader Joe's: Vegan Mozzarella Style Shreds
by gkaplan
Sat Sep 03, 2016 12:03 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

Tonight, on Netflix, I watched Jane Got a Gun , directed by Gavin O'Connor and starring Natalie Portman, Joel Edgerton, Noah Emmerich, Ewan McGregor, Rodrigo Santoro, Boyd Holbrook, Alex Manette, Jame Burnett, Sam Quinn, and Todd Stashwick. I thought this was very good, if somewhat violent. Natalie ...
by gkaplan
Wed Aug 31, 2016 8:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

I watched The Big Short on Netflix last night. I thought it was pretty good. I didn't read the book, though, so I have no basis for comparison.
by gkaplan
Tue Aug 30, 2016 8:20 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

I just finished The Book of Aron by Jim Shepard. The Warsaw Ghetto during the darkest days of World War II is the setting of this new novel from National Book Award nominee Shepard ( Like You'd Understand, Anyway ). Told from the perspective of Aron, a Jewish boy in the ghetto, it is the study of sa...
by gkaplan
Tue Aug 30, 2016 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: The Richest Man in Babylon
Replies: 29
Views: 5359

Re: The Richest Man in Babylon

I read the book a long time ago, at least fifteen years ago. My recollection is that I didn't think that much of it, although I can't remember why.
by gkaplan
Sun Aug 28, 2016 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Best book on Taxes?
Replies: 9
Views: 1015

Re: Best book on Taxes?

livesoft wrote:IRS Publication 17. It is free and downloadable.

Get it and go through your last tax return line by line.



I agree.
by gkaplan
Fri Aug 26, 2016 8:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

Black Mass (2015) Johnny Depp, Rory Cochrane, Benedict Cumberbatch, Joel Edgerton. Based on the story of James "Whitey" Bulger, crime lord of Boston, the same figure Jack Nicholson's Frank Costello was based on in The Departed. Depp plays him well, having a reserved but violent temper. I ...
by gkaplan
Thu Aug 25, 2016 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: IRS extends relief for 60 day rollovers
Replies: 6
Views: 978

"Relief for Missed Rollover Deadline"

One of the more common mistakes people make in handling their retirement accounts is missing the 60-day deadline for completing a rollover. If you have a good excuse, you can get a ruling from the IRS that avoids the negative tax consequences, but that process is painfully expensive in time and mon...
by gkaplan
Thu Aug 25, 2016 8:02 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads: Asset-Allocation and Rebalancing
Replies: 74
Views: 5914

Re: Is Rebalancing Market Timing?

I rebalanced a couple of days ago too. That sounds soooo much better than market timing. :) MSDOGS1976: "Rebalancing" is not market-timing. It is maintaining our desired asset-allocation. "Market-timing" is making portfolio changes based on market forecasts. Best wishes. Taylor ...
by gkaplan
Mon Aug 22, 2016 10:15 pm
Forum: Investing - Theory, News & General
Topic: This is why a 100% stock allocation is a bad idea
Replies: 68
Views: 8670

Re: This is why a 100% stock allocation is a bad idea

Stonebr wrote:"Everybody has a plan until they get punched in the mouth." -- Mike Tyson


Or until they get bitten on the ear.
by gkaplan
Mon Aug 22, 2016 9:38 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

I watched The Rape of Europa on Netflix last night (and this morning). Imagine the world without our masterpieces. Interviews with eyewitnesses and historians and newsreel footage show how during World War II the Nazis systematically took or destroyed the art of Europe. It follows the the heroic Eur...
by gkaplan
Sat Aug 20, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: Tips for a 1000 miles car trip with toddler and baby
Replies: 100
Views: 4126

Re: Tips for a 1000 miles car trip with toddler and baby

I am planning to drive from DC to Miami with wife and kids (one 3 years old and one 10 months old) during the Christmas/new years break. We are planning to sleep one night in a hotel somewhere. We will stay 8 days at my wife's parents house and come back also by car. We are doing this for the flexi...
by gkaplan
Thu Aug 18, 2016 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Christine Benz: "401(k) Loans: Mythbusters Edition"
Replies: 16
Views: 2248

Re: Christine Benz: "401(k) Loans: Mythbusters Edition"

You're right. I forgot to do that. Fixed it.
by gkaplan
Thu Aug 18, 2016 8:57 pm
Forum: Investing - Help with Personal Investments
Topic: Question about investing overseas....
Replies: 4
Views: 192

Re: Question about investing overseas....

This topic has been discussed here ad infinitum. You might want to do a search.
by gkaplan
Thu Aug 18, 2016 8:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

I just finished reading The Widowmaker by Paul Doiron. After a mysterious woman gives Mike Bowditch disturbing news, the game warden goes looking for a family secret in a Maine ski town and discovers a vigilante who seems to be targeting sex offenders. (Description provided by publisher.) I have rea...
by gkaplan
Thu Aug 18, 2016 8:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

Last night, I watched Handel's Water Music: Re-creating a Royal Spectacular . Filmed on the River Thames with The English Consort directed by Andrew Manze. The renowned London Biographer Peter Ackroyd narrates the ambitious attempt of a team of historical experts to discover the remarkable story beh...
by gkaplan
Thu Aug 18, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Morningstar: "How Should Younger Investors Think About Social Security?"
Replies: 34
Views: 4274

Morningstar: "How Should Younger Investors Think About Social Security?"

We outline some scenarios for Social Security that younger investors can use to determine their own savings rates. . . .



http://news.morningstar.com/articlenet/article.aspx?id=765262
by gkaplan
Thu Aug 18, 2016 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Christine Benz: "401(k) Loans: Mythbusters Edition"
Replies: 16
Views: 2248

Christine Benz: "401(k) Loans: Mythbusters Edition"

The topic of 401(k) loans seems to ignite divergent--and passionate--responses from personal finance experts and investors. At one end of the spectrum are those who believe that 401(k) loans should be marked with a skull and crossbones; investors who take out the loans seriously jeopardize their re...
by gkaplan
Mon Aug 15, 2016 12:13 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

Tonight I watched Janis: Little Girl Blue on Netflix. Originally broadcast on PBS, this Janis Joplin 2015 documentary is directed by Amy Berg and narrated by Cat Power. Her own words tell much of the story through a series of letters that she wrote home over the years and that are read by Chan Marsh...
by gkaplan
Sun Aug 14, 2016 9:31 pm
Forum: Investing - Help with Personal Investments
Topic: Am I doing this right? (Question regarding Vanguard Roth IRA)
Replies: 6
Views: 571

Re: Am I doing this right? (Question regarding Vanguard Roth IRA)

Here is a link the wiki on dollar cost averaging, which would be investing each paycheck. https://www.bogleheads.org/wiki/Dollar_cost_averaging A big advantage of this is that over the course of a year you will buy stocks below the average stock price since you automatically buy more shares of stoc...
by gkaplan
Sun Aug 14, 2016 7:40 pm
Forum: Personal Consumer Issues
Topic: Request for recommendations: English Mystery TV series
Replies: 82
Views: 4546

Re: Request for recommendations: English Mystery TV series

burt wrote:I really enjoyed "Happy Valley" and "Last Tango in Halifax" with Sarah Lancashire.

burt



I wouldn't consider Last Tango in Halifax a mystery series by any stretch of the imagination.
by gkaplan
Thu Aug 11, 2016 10:04 pm
Forum: Personal Consumer Issues
Topic: Request for recommendations: English Mystery TV series
Replies: 82
Views: 4546

Re: Request for recommendations: English Mystery TV series

Broadchurch, Vera, Scott and Bailey, Happy Valley
by gkaplan
Thu Aug 11, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1905
Views: 449889

Re: What Movie Have You Recently Watched?

Last night on Netflix, I watched Tallulah , starring Ellen Page, Allison Janney, Tammy Blanchard, Evan Jonigkeit, David Zayas, Uzo Aduba, Evangeline Ellis, and Liliana Ellis. This 2016 comedy-drama film was written and directed by Sian Heder. The plot: A young, freewheeling woman (Page) rescues a ba...
by gkaplan
Thu Aug 11, 2016 8:24 pm
Forum: Personal Consumer Issues
Topic: Advice about a stop in Chicago
Replies: 52
Views: 4465

Re: Advice about a stop in Chicago

It's not on the near north side, but I would recommend seeing Buckingham Fountain. https://www.google.com/search?q=buckingham+fountain+chicago&tbm=isch&tbo=u&source=univ&sa=X&ved=0ahUKEwje5PfD27rOAhUT3GMKHVIND_kQsAQIHQ&biw=1920&bih=872 https://en.wikipedia.org/wiki/Buckin...
by gkaplan
Thu Aug 11, 2016 8:14 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1860
Views: 454907

Re: What Book Are You Currently Reading? Part VI

I just finished reading The Other Side of Silence by Philip Kerr. The war is over. Bernie Gunther, sardonic former Berlin homicide detective and unwilling SS officer, is now living on the French Riviera. It is 1956. Bernie is the go-to guy at the Grand-Hotel du Cap-Ferrat, the man you turn to for to...
by gkaplan
Tue Aug 09, 2016 8:34 pm
Forum: Investing - Theory, News & General
Topic: Update: Emory & Columbia; New Fiduciary cases: 403b's at MIT Yale NYU & Duke Hopkins Penn Vanderbilt
Replies: 61
Views: 5047

"M.I.T., N.Y.U. and Yale Are Sued Over Retirement Plan Fees."

Three prominent universities were sued on Tuesday, accused of allowing their employees to be charged excessive fees on their retirement savings. The universities — the Massachusetts Institute of Technology, New York University and Yale — each have retirement plans holding more than $3 billion in as...
by gkaplan
Sat Aug 06, 2016 8:32 pm
Forum: Personal Consumer Issues
Topic: Blocking robot calls.
Replies: 61
Views: 4799

Re: Blocking robot calls.

miles monroe wrote:don't recognize the number equals don't answer the phone.

if its a "real" call they'll leave a message.



This is what I do.
by gkaplan
Fri Aug 05, 2016 8:20 pm
Forum: Investing - Theory, News & General
Topic: Avoid International?
Replies: 99
Views: 8190

Re: Avoid International?

International stocks have underperformed for the last 20 years, as have all international index funds since their inception. There are no broad international index funds you can invest in that have outperformed the US. There is no proof besides backtests that there was ever any outperformance to da...

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