Search found 6229 matches

by gkaplan
Wed Jun 01, 2016 12:04 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1573
Views: 355012

Re: What Book Are You Currently Reading? Part VI

I just finished reading Mozart in the Jungle: Sex, Drugs, and Classical Music by Blair Tindall. By sixteen, the author of this memoir was dealing marijuana, bedding her instructors at a performing arts high school, and studying the oboe. Later, her blossoming career as a freelance musician in New Yo...
by gkaplan
Tue May 31, 2016 10:25 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard Developed Markets Index Fund now tracking new FTSE index."
Replies: 2
Views: 246

"Vanguard Developed Markets Index Fund now tracking new FTSE index."

The Vanguard Developed Markets Index Fund, including its ETF (VEA), will begin tracking a new index. Effective with the start of trading on June 1, the FTSE Developed All Cap ex US Index will be the fund's new benchmark....




Vanguard Developed Markets Index Fund now tracking new FTSE index.
by gkaplan
Tue May 31, 2016 10:22 pm
Forum: Personal Consumer Issues
Topic: "Here's how you know [Vanguard] email survey is valid."
Replies: 0
Views: 112

"Here's how you know [Vanguard] email survey is valid."

If you receive an email from "eonline.e-vanguard.com" that invites you to participate in a research study, you can confirm it's valid if it contains one of the following subject lines and meets all of the validation points below....




Here's how you know Vanguard email survey is valid.
by gkaplan
Tue May 31, 2016 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: "Financial planning in the new era of marriage equality."
Replies: 0
Views: 168

"Financial planning in the new era of marriage equality."

When Kathleen Roin, senior counsel at Vanguard, and her spouse moved in late 2011, their marriage (which occurred in New York) wasn't recognized by their new home state or by federal law. But within a matter of four years, two groundbreaking Supreme Court decisions with twin June 26 anniversaries, ...
by gkaplan
Fri May 27, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1573
Views: 355012

Re: What Book Are You Currently Reading? Part VI

Ricola wrote:Rogue Lawyer by John Grisham. Grisham for me has always an enjoyable read. Main character has similarities to John Connelly's Mickey Haller character.
''


You mean Michael Connelly's Mickey Haller character, I'm sure.
by gkaplan
Thu May 26, 2016 10:05 pm
Forum: Investing - Theory, News & General
Topic: Do you own Vanguard actively managed Equity funds?
Replies: 48
Views: 3490

Re: Do you own Vanguard actively managed Equity funds?

Only if you consider the Inflation-Protected Securities Fund (VAIPX) an actively managed fund.
by gkaplan
Wed May 25, 2016 11:01 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 167
Views: 8435

Re: What's Your Credit Card Rewards Strategy?

I have four credit cards, but I only use two on a regular basis: American Express Blue Cash Preferred and Bank of America MasterCard. I use the American Express card for all grocery purchases, except for Farmers Market, where some vendors don't take credit cards. I use the MasterCard for all other p...
by gkaplan
Wed May 25, 2016 10:47 am
Forum: Personal Finance (Not Investing)
Topic: "How to get the inheritance conversation started."
Replies: 0
Views: 445

"How to get the inheritance conversation started."

If you haven't yet discussed wealth transfer with your loved ones, you're in good company. Dennis Duffy, a leader with Vanguard Flagship Services®, explains why talking about the topic is so important and offers suggestions about how to get the conversation started.... Why is it so important to hav...
by gkaplan
Tue May 24, 2016 10:09 am
Forum: Investing - Theory, News & General
Topic: "Tips to help you become a tax-efficient investor"
Replies: 3
Views: 681

"Tips to help you become a tax-efficient investor"

... Jacklin Youssef, a senior wealth planning strategist in Vanguard Personal Advisor Services®, [advises] how investors can make tax efficiency part of their everyday investing strategy....



Making tax efficiency part of your everyday investing strategy.
by gkaplan
Mon May 23, 2016 9:48 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 70449

Re: "Vanguard converting mutual fund accounts to brokerage?

I'm not a happy camper with them. Opened a brokerage account and was on the phone for north of 20 minutes to unlock my account after I accidentally locked it. They need to hire more staff. Still didn't unlock it, need to try again. At this rate I may move my account if I can ever unlock it. Being I...
by gkaplan
Mon May 23, 2016 9:54 am
Forum: Personal Consumer Issues
Topic: WW2 Books & Education
Replies: 91
Views: 2900

Re: WW2 Books & Education

Great suggestions! I was interested in resistance and used the public library to find many great books. This is decades ago before internet. The one novel/play that I still keep coming back to is John Steinbeck's The Moon is Down . I believe there is also a movie on it. It has nothing to do with th...
by gkaplan
Mon May 23, 2016 9:44 am
Forum: Investing - Theory, News & General
Topic: "A Risk Drill for Your Retirement Portfolio"
Replies: 6
Views: 1326

"A Risk Drill for Your Retirement Portfolio"

For many accumulators, the concept of risk falls into the realm of comfort level. In a market shock they might avoid looking at their statements or pour a stiff drink at the end of a particularly bad day for stocks. But unless they need their money imminently or have a habit of shifting to a more c...
by gkaplan
Mon May 23, 2016 9:38 am
Forum: Investing - Help with Personal Investments
Topic: Mutual Fund or ETF
Replies: 3
Views: 283

Re: Mutual Fund or ETF

Boomer01 wrote:https://www.bogleheads.org/wiki/ETFs_vs_mutual_funds



Plus we have numerous threads on this topic. Do a search.
by gkaplan
Mon May 23, 2016 9:34 am
Forum: Investing - Theory, News & General
Topic: irreverent??? [Bogleheads' Guide to Investing]
Replies: 19
Views: 2329

Re: irreverent???

goingup wrote: .... My take would be the book is not deferential to financial advisors and the traditional advisory model of investing. Irreverent = DIY Investing?



That would be my take, as well.
by gkaplan
Sun May 22, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: WW2 Books & Education
Replies: 91
Views: 2900

Re: WW2 Books & Education

This thread is right up Valuethinker's alley.


(Edited to amend the username for Valuethinker.)
by gkaplan
Sun May 22, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Interesting / Favorite Pandora Stations
Replies: 4
Views: 517

Re: Intereting/Favorite Pandora Stations

Doo-Wop Radio
by gkaplan
Sun May 22, 2016 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Still double checking bank checkbook math?
Replies: 46
Views: 2352

Re: Still double checking bank checkbook math?

I have an Excel spreadsheet that mirrors a hard copy register. I check the balance against my online credit union balance each time I have a transaction.
by gkaplan
Sat May 21, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2231

Re: Trip to Portland, Oregon

I'll put in a plug for Tasty 'n Alder, since my niece works there as a sous-chef.
by gkaplan
Fri May 20, 2016 10:02 pm
Forum: Personal Consumer Issues
Topic: Vanguard University
Replies: 5
Views: 1156

Re: Vanguard University

The Portland State University newspaper is the Vanguard.
by gkaplan
Fri May 20, 2016 11:24 am
Forum: Personal Finance (Not Investing)
Topic: "Does delaying Social Security make sense?"
Replies: 12
Views: 1562

"Does delaying Social Security make sense?"

When's the "right" time to begin taking your Social Security benefits? In the past, the decision has often been based on an analysis of your expected benefits versus your life expectancy. Vanguard research finds that this approach, however, ignores two key factors, namely.... When's the &...
by gkaplan
Wed May 18, 2016 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Good Personal Finance and/or Investing Podcasts?
Replies: 9
Views: 1122

Re: Good Personal Finance and/or Investing Podcasts?

I'm looking for some good personal finance and/or investing podcasts. Some of the ones I've listened to: - Dave Ramsey - that was somewhat motivational when I was paying off debt, but it seemed to be the same shtick episode after episode, and there are a whole host of other issues I have with this ...
by gkaplan
Tue May 17, 2016 8:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1642
Views: 343300

Re: What Movie Have You Recently Watched?

Dave55 wrote:Watched the first 2 seasons of "Broadchurch" a British detective series on Netflix.

Dave



Great series.
by gkaplan
Mon May 16, 2016 9:34 am
Forum: Personal Consumer Issues
Topic: Audio doesn't work in Chrome but does in Internet Explorer
Replies: 5
Views: 567

Re: Audio doesn't work in Chrome but does in Internet Explorer

I have the same problem with Firefox. I can't stream two classical music stations in Firefox, but I can in Internet Explorer. I can stream a jazz station in Firefox, however, and YouTube works in Firefox. On the other hand, a Hebrew translation website ( http://www.doitinhebrew.com/Translate/default...
by gkaplan
Thu May 12, 2016 9:40 pm
Forum: Personal Consumer Issues
Topic: Finding Books
Replies: 12
Views: 863

Re: Finding Books

Does anyone have suggestions for where to find good books on specific topics? For example, say I'm interested in reading about the history of British Colonial Central Africa. Or the Balkans during WWII. Where would I get a recommendation? In the past, I've gone on Amazon and looked for highly rated...
by gkaplan
Wed May 11, 2016 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Poll: Let's talk wristwatches
Replies: 158
Views: 25986

Re: Poll: Let's talk wristwatches

Just curious if anyone wants to update this thread their input as it is few years old. With the advent of cellphones, are watches passe? It seems the Apple watch overall is a bit of a flop.. are smartwatches any better than traditional? I wear a beater Casio around the house and a nice Citizen Eco-...
by gkaplan
Wed May 11, 2016 11:11 am
Forum: Personal Consumer Issues
Topic: Is buying organic really that expensive?
Replies: 111
Views: 10236

Re: Is buying organic really that expensive?

That said, 99% of Americans would be better served cutting out refined sugar than splitting hairs on herbicides though. This. IMO, buying "organic" gives people the feeling that they are doing something healthy without sacrificing the actual enjoyment of food. My in-laws refuse to buy non...
by gkaplan
Wed May 11, 2016 11:09 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Checkup Requested on 3 Year Boglehead Anniversary
Replies: 14
Views: 2203

Re: Portfolio Checkup Requested on 3 Year Boglehead Anniversary

BolderBoy wrote:Pay off the house, now....



I agree.
by gkaplan
Wed May 11, 2016 11:07 am
Forum: Investing - Theory, News & General
Topic: "Keep your focus on fees."
Replies: 3
Views: 1267

"Keep your focus on fees."

In his book “Thinking, Fast and Slow,” [1] Nobel Prize winning psychologist Daniel Kahneman discusses how he stumbled upon two different approaches to forecasting while working for Israel’s Ministry of Education to write a high school textbook about judgment and decision-making. Kahneman and his lo...
by gkaplan
Wed May 11, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Is buying organic really that expensive?
Replies: 111
Views: 10236

Re: Is buying organic really that expensive?

That said, 99% of Americans would be better served cutting out refined sugar than splitting hairs on herbicides though. This. IMO, buying "organic" gives people the feeling that they are doing something healthy without sacrificing the actual enjoyment of food. My in-laws refuse to buy non...
by gkaplan
Sun May 08, 2016 8:41 pm
Forum: Personal Consumer Issues
Topic: Is buying organic really that expensive?
Replies: 111
Views: 10236

Re: Is buying organic really that expensive?

david99 wrote:I only buy organic when it comes to the "dirty dozen". I think that it would get too expensive to always buy organic, but I haven't actually cranked the numbers to see if this is accurate.


This is what I do.
by gkaplan
Wed May 04, 2016 10:00 am
Forum: Investing - Theory, News & General
Topic: How many funds in your portfolio?
Replies: 99
Views: 6473

Re: How many funds in your portfolio?

Vanguard Value Index Fund Admiral Shares Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard European Stock Index Fund Admiral Shares Vanguard Pacific Stock Index Fund Admiral Shares Vanguard FTSE All-World ex-US Small-Cap Index Fund Vanguard Emerging Markets Stock Index Fund Admiral Shares ...
by gkaplan
Mon May 02, 2016 9:53 am
Forum: Personal Finance (Not Investing)
Topic: "Retirement Planning for the 'Gig' Economy"
Replies: 2
Views: 491

"Retirement Planning for the 'Gig' Economy"

“Put the maximum in your 401(k) if you can,” people like me advise, “and don’t forget to buy disability insurance, because the group plans offered through employers are often a good deal.” That’s reasonable advice, of course. But for a growing share of the population, it’s simply irrelevant. That’s...
by gkaplan
Mon May 02, 2016 9:42 am
Forum: Investing - Theory, News & General
Topic: Requested state tax refund DD received as check---ID theft prevention measure.
Replies: 2
Views: 313

Re: Requested state tax refund DD received as check---ID theft prevention measure.

I mailed my Oregon return around February 15th. I started checking the Oregon Department of Revenue (DOR) website from that moment. For about a month, the website said the DOR had not received my return, even though my certified mail receipt checkup revealed otherwise. Then about the middle of March...
by gkaplan
Sat Apr 30, 2016 9:16 pm
Forum: Investing - Theory, News & General
Topic: How about a 6% flexible distribution schedule?
Replies: 14
Views: 3202

Re: Re:

That's the beauty of the 6% agressive flexible distribution schedule vs. the fixed 6% schedule. You get to take out more income from the portfolio over your retirement years. This is a nice thought especially in your first 10-15 years where many retires are most active. Of course the trade off as y...
by gkaplan
Fri Apr 29, 2016 9:52 am
Forum: Investing - Theory, News & General
Topic: "Why Fund Costs Are Dropping."
Replies: 2
Views: 488

"Why Fund Costs Are Dropping."

This week, Morningstar released its annual study on mutual fund expenses. (Take a look; it's an easy read, and very informative.) The report's title reveals its punch line: "Average Fund Costs Continued to Decline in 2015." Yes they did, as measured by dollar weighting, which gives bigger...
by gkaplan
Thu Apr 28, 2016 8:41 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 185
Views: 16667

Re: Netflix, Your Current Favorite Show

Howdy, Didn't see LIFE ON MARS on any ones list. We loved it. Kind off off the wall but really well done and lots of great actors. Wally Was there an American remake? The British original was fabulous. And so was its sequel (Ashes to Ashes?). The American remake ran only one season. https://en.wiki...
by gkaplan
Wed Apr 27, 2016 9:57 am
Forum: Personal Finance (Not Investing)
Topic: "Retirement by the Numbers"
Replies: 0
Views: 1134

"Retirement by the Numbers"

When you're young, you celebrate each milestone on the journey to independence: learning to drive at age 16, registering to vote at age 18, and raising a glass to toast your 21st birthday. There are milestones as you approach retirement too. And while reaching your full retirement age may not be as...
by gkaplan
Mon Apr 25, 2016 10:03 am
Forum: Investing - Theory, News & General
Topic: "The Power of Index Investing"
Replies: 5
Views: 1070

"The Power of Index Investing"

Indexing may be more viable and cost-effective for investors than higher-cost active management strategies. For more information, please check out Vanguard's research paper, The case for index-fund investing.... Power of Index Investing (I would change "may be" to "is" in the fi...
by gkaplan
Sun Apr 24, 2016 10:48 am
Forum: Investing - Help with Personal Investments
Topic: $150000 investment cleanup
Replies: 12
Views: 1896

Re: $150000 investment cleanup

OP, you'll get more help if you supply fund names to those tickers.
by gkaplan
Sun Apr 24, 2016 10:47 am
Forum: Investing - Theory, News & General
Topic: Forever Stamps as an Investment?
Replies: 55
Views: 5898

Re: Forever Stamps as an Investment?

I bought Forever Stamps about ten years ago when stamps were something like $0.43, so how is this a bad investment?
by gkaplan
Mon Apr 18, 2016 11:29 am
Forum: Personal Finance (Not Investing)
Topic: FERS best day to retire usually 12/31 advice
Replies: 7
Views: 1377

Re: FERS best day to retire usually 12/31 advice

Tammy Flanagan at govexec.com periodically runs a column on the best days to retire. It's very insightful. The following is a recent column of hers: http://www.govexec.com/pay-benefits/retirement-planning/2016/04/buying-bigger-retirement-benefit/127476/?oref=voices-module You might want to search th...
by gkaplan
Mon Apr 18, 2016 11:22 am
Forum: Personal Finance (Not Investing)
Topic: IRS Identity Protection PIN (IP PIN)
Replies: 2
Views: 282

IRS Identity Protection PIN (IP PIN)

Am I reading the linked page correctly that at this time one cannot create an Identity Protection Personal Identification Number (IP PIN)?

https://www.irs.gov/Individuals/Get-An-Identity-Protection-PIN

I clicked on the Get an IP pin link and nothing happened.


Thanks.
by gkaplan
Mon Apr 18, 2016 11:15 am
Forum: Forum Issues and Administration
Topic: How about a buy/sell (personal goods) forum?
Replies: 27
Views: 2913

Re: How about a buy/sell (personal goods) forum?

Please, no. This is an investing forum, not the classifieds. People here discuss what car to buy, share recipes, talk about work culture, get vacation ideas, get advice on home improvement, and so on. So, no, it is not just an investing forum. Then I suggest you volunteer your services as a Boglehe...
by gkaplan
Sun Apr 17, 2016 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: best way to go to cash/safer than stocks in Vanguard?
Replies: 16
Views: 1952

Re: best way to go to cash/safer than stocks in Vanguard?

OP, looking over your posts of the last several years, it appears you have quite a history of being in and out of the market. This current situation looks to be another repeat of the same. You can do as you like, but most of us would advise against trying to time the market. Very few succeed at tha...
by gkaplan
Sun Apr 17, 2016 8:36 pm
Forum: Forum Issues and Administration
Topic: How about a buy/sell (personal goods) forum?
Replies: 27
Views: 2913

Re: How about a buy/sell (personal goods) forum?

Please, no.

This is an investing forum, not the classifieds.
by gkaplan
Sat Apr 16, 2016 10:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1573
Views: 355012

Re: What Book Are You Currently Reading? Part VI

I just finished reading Last Ditch by Ngaio Marsh. Young Ricky Alleyn has come to the picturesque fishing village of Deep Cove to write. Through the sleepy little town offers few diversions, Ricky manages to find the most distracting one of all: murder. For in a muddy ditch, he sees a dead equestrie...

Go to advanced search