Search found 6110 matches

by gkaplan
Sun Feb 07, 2016 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: Disappointed in International Funds
Replies: 42
Views: 3276

Re: Disappointed in International Funds

.... don't recall what my logic was behind the International Value and Growth funds as opposed to the Total International Index. Regardless, looking at past performance, it doesn't appear that I did worse buying the Value and Growth funds as opposed to International index. Judging from your words, ...
by gkaplan
Wed Feb 03, 2016 10:56 am
Forum: Personal Consumer Issues
Topic: Recent Vanguard Trouble
Replies: 44
Views: 5548

Re: Recent Vanguard Trouble

The most serious trouble I've had at Vanguard is my name is similar to another account holder, and about 3 or 4 times Vanguard has called me to confirm trades that I didn't make (the other account holder made them), or called them with a question about a deposit that I made. They apologize profusel...
by gkaplan
Wed Feb 03, 2016 1:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273084

Re: What Movie Have You Recently Watched?

Tonight on Netflix, I watched A Walk on the Moon , directed by Tony Goldwyn, and starring Diane Lane, Viggo Mortensen, Liev Schreiber, Anna Paquin, and Tovah Feldshuh. Unfulfilled housewife Pearl Kantrowitz (Lane) suffers in quiet misery as the tumultuous events of the summer of 1969 unfold on the s...
by gkaplan
Tue Feb 02, 2016 9:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276167

Re: What Book Are You Currently Reading? Part VI

I just finished Black As He's Painted by Ngaio Marsh. Ngombwana is a fictional African nation that emerged in the wake of colonialism. Its President is an old school chum of Inspector Roderick Alleyn. The President, on an official visit to London, insists that Alleyn handle his security, rather than...
by gkaplan
Sun Jan 31, 2016 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Banks or credit unions
Replies: 37
Views: 2244

Re: Banks or credit unions

I've used credit unions since the late eighties.
by gkaplan
Sun Jan 31, 2016 9:18 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273084

Re: What Movie Have You Recently Watched?

Several nights ago, I watched Pure on Netflix, starring Alicia Vikander (sigh), Josephine Bauer, Samuel Fröler, and Martin Wallström, and directed by Lisa Langseth. Twenty year old Katarina (Vikander) never finished school, hates her job, and worries that she may end up like her mother Birgitta (Bau...
by gkaplan
Sat Jan 30, 2016 9:44 pm
Forum: Personal Consumer Issues
Topic: [Vanguard Online Access Problems]
Replies: 85
Views: 673

Re: [Vanguard Online Access Problems]

Logged in about thirty minutes ago without any problem.
by gkaplan
Fri Jan 29, 2016 9:55 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard Reports Lower Expense Ratios"
Replies: 11
Views: 990

Re: "Vanguard Reports Lower Expense Ratios"

"VALLEY FORGE, PA (January 28, 2015)—Vanguard clients saved a total of nearly $75 million as a result of lower expense ratios reported today for 35 individual mutual fund shares, including 12 Vanguard target-date funds.1 Last month, the firm reported lower expense ratios for 53 fund shares.&qu...
by gkaplan
Thu Jan 28, 2016 9:42 pm
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 51
Views: 4594

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

Good work, Mel (and Serge).
by gkaplan
Thu Jan 28, 2016 9:25 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273084

Re: What Movie Have You Recently Watched?

Last night, I watched Female Agents on Netflix. This is a French historical drama directed by Jean-Paul Salomé and starring Sophie Marceau, Julie Depardieu, Marie Gillain, Déborah François, and Moritz Bleibtreu. The 2000 film recounts resistance fighters during World War II. This is an excellent mov...
by gkaplan
Mon Jan 25, 2016 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: State of Oregon Form 1099G
Replies: 4
Views: 382

Re: State of Oregon Form 1099G

Yes, because the presumption is that you deducted all you paid in Oregon taxes on your Federal return in 2014 and that was more than your liability (hence the refund). The 1099 is an addition to your Federal income for 2015. How Oregon paid your refund in 2015 is not material (in its own way, it is...
by gkaplan
Mon Jan 25, 2016 10:22 pm
Forum: Personal Consumer Issues
Topic: Painter's Mask or Something Similar
Replies: 9
Views: 665

Re: Painter's Mask or Something Similar

barnaclebob wrote:What chemicals are you using? It would help to know to give suggestions on masks rated for those chemicals. Just because the smell is gone doesn't mean the health problems are gone...


Bleach, mostly.
by gkaplan
Mon Jan 25, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: State of Oregon Form 1099G
Replies: 4
Views: 382

State of Oregon Form 1099G

I had an overpayment on my 2014 Oregon income taxes. I applied the entire amount to my 2015 taxes. I just received an State of Oregon Form 1099G showing a total tax refund for the tax year 2014 for the entire amount that I showed as an overpayment on my 2014 taxes and which, as I said, I applied to ...
by gkaplan
Mon Jan 25, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: Painter's Mask or Something Similar
Replies: 9
Views: 665

Painter's Mask or Something Similar

I'd like to get a mask to protect me from fumes when using cleaning supplies. I looked on Amazon just now, but there seems to be thousands of choices, and I'm not sure which would be appropriate for my use. I guess I'd want some fairly inexpensive and perhaps something that is both reusable and disp...
by gkaplan
Fri Jan 22, 2016 9:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hope everyone is well [Preparing for Eastern US blizzard]
Replies: 102
Views: 4982

Re: Hope everyone is well [Preparing for Eastern US blizzard]

FelixTheCat wrote:I remember the storm of 14. It was brutal here is So Cal.

Image


Too funny.
by gkaplan
Fri Jan 22, 2016 12:30 pm
Forum: Investing - Theory, News & General
Topic: Jack's nuances. [Jack Bogle vs. fixed income, bonds]
Replies: 44
Views: 3298

Re: Jack's nuances.

One: No

Two: No
by gkaplan
Fri Jan 22, 2016 12:18 pm
Forum: Personal Consumer Issues
Topic: Questions about getting a dishwasher
Replies: 28
Views: 1349

Re: Questions about getting a dishwasher

We've had several threads on this: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=179544&p=2719096&hilit=dishwash*#p2719096 https://www.bogleheads.org/forum/viewtopic.php?f=11&t=169104&p=2546954&hilit=dishwash*#p2546954 https://www.bogleheads.org/forum/viewtopic.php?f=...
by gkaplan
Wed Jan 20, 2016 10:00 pm
Forum: Investing - Theory, News & General
Topic: Jonathan Clements Newsletter
Replies: 4
Views: 953

Jonathan Clements Newsletter

WELCOME TO THIS SPECIAL EDITION of my newsletter. I hadn’t planned to put out another of these free newsletters until March. But with the S&P 500-stock index down 13% from its May 2015 high, it seems like an apt time to address market valuations and discuss what folks ought to do with their por...
by gkaplan
Tue Jan 19, 2016 10:09 pm
Forum: Investing - Help with Personal Investments
Topic: who is selling to day??
Replies: 34
Views: 3976

Re: who is selling to day??

to day is now over. better you should ask about to morrow.
by gkaplan
Sun Jan 17, 2016 9:57 pm
Forum: Investing - Help with Personal Investments
Topic: Opinion on Vanguard Personal Advisor Service
Replies: 11
Views: 1597

Re: Opinion on Vanguard Personal Advisor Service

We have numerous threads on Vanguard Personal Advisor Service that you might want to look through.
by gkaplan
Sat Jan 16, 2016 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 3836

Re: How's it going?....any self-doubt?

72.

60/40 Equity/Income.

2:1 Foreign Equity:Domestic Equity

Approximately 2:1 Developed Foreign:Emerging Foreign

Down a little over eight percent year-to-date.
by gkaplan
Sat Jan 16, 2016 5:31 pm
Forum: Investing - Theory, News & General
Topic: Fortune: Stock Tumble: If You're Reading This It Is Not Too Late
Replies: 23
Views: 4010

Re: Fortune: Stock Tumble: If You're Reading This It Is Not Too Late

I'm not seeing what's controversial here either. The truly passive investors aren't being criticized. The bandwagoners who will hop off at the wrong time are. It's a warning that also talks up his own service (but this was originally written for his own blog, so that's fine by me), among other thin...
by gkaplan
Sat Jan 16, 2016 5:10 pm
Forum: Personal Consumer Issues
Topic: [Vanguard Online Access Problems]
Replies: 85
Views: 673

Re: Vanguard account access issues this evening?

Here's a more likely probability: Investors panicking over the ten worst opening days in stock market history are crashing the website. I wouldn't be surprised if other investment firms are experiencing the same problem.
by gkaplan
Tue Jan 12, 2016 9:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1345
Views: 276167

Re: What Book Are You Currently Reading? Part VI

I just finished The Yiddish Policemen's Union by Michael Chabon. In a world in which Alaska, rather than Israel, has become the homeland for the Jews following World War II, Detective Meyer Landsman and his half-Tlingit partner Berko investigate the death of a heroin-addicted chess prodigy. The Yidd...
by gkaplan
Mon Jan 11, 2016 10:08 pm
Forum: Investing - Help with Personal Investments
Topic: DFA vs Vanguard
Replies: 4
Views: 662

Re: DFA vs Vanguard

Look at the following if you haven't yet

http://www.altruistfa.com/dfavanguard.htm
by gkaplan
Mon Jan 11, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Password Management and Safekeeping
Replies: 72
Views: 5437

Re: Password Management and Safekeeping

I memorize my passwords. I have a different one for each place. I am undoubtedly in the minority here but I just have a lack of trust in putting my passwords out there. I have a pretty good memory, but I could never remember all my passwords (and user names associated with those passwords). You mus...
by gkaplan
Sun Jan 10, 2016 3:15 pm
Forum: Personal Consumer Issues
Topic: Password Management and Safekeeping
Replies: 72
Views: 5437

Re: Password Management and Safekeeping

I memorize my passwords. I have a different one for each place. I am undoubtedly in the minority here but I just have a lack of trust in putting my passwords out there. I have a pretty good memory, but I could never remember all my passwords (and user names associated with those passwords). You mus...
by gkaplan
Sat Jan 09, 2016 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: Suggestion for updating "Asking Portfolio Questions" thread
Replies: 95
Views: 10181

Re: "Asking portfolio questions"

Could we please amend the sticky to ask for dollar amounts in each asset? Right now it only asks for percent in each asset. I find it easier to think in terms of dollars rather than percents. Moreover, dollar amounts matter in everything from fund minimums to Roth conversions to risk you can afford...
by gkaplan
Fri Jan 08, 2016 9:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273084

Re: What Movie Have You Recently Watched?

Last night, I watched Love Actually , directed by Richard Curtis and starring Hugh Grant, Liam Neeson, Colin Firth, Laura Linney, Emma Thompson, Alan Rickman, Martine McCutcheon, Bill Nighy, and Rowan Atkinson. The movie follows the lives of eight very different couples in dealing with their love li...
by gkaplan
Wed Jan 06, 2016 10:37 pm
Forum: Investing - Theory, News & General
Topic: [Market] Correction...Corection...Correction
Replies: 103
Views: 9780

Re: [Market] Correction...Corection...Correction

My portfolio, which includes a fourteen percent allocation to emerging markets, is down less than three percent year-to-date. How is that a correction?
by gkaplan
Wed Jan 06, 2016 10:24 pm
Forum: Investing - Theory, News & General
Topic: TIPS Fund is Getting Hammered!
Replies: 71
Views: 8466

Re: TIPS Fund is Getting Hammered!

My TIPS fund and my G Fund are my best performing funds so far this year.
by gkaplan
Wed Jan 06, 2016 12:06 pm
Forum: Investing - Theory, News & General
Topic: VWO: what a terrible performance!!
Replies: 79
Views: 7546

Re: VWO: what a terrible performance!!

I'm definitely not one of those people. Search my posts and you will see this. I have never held international and I have been saving for retirement for over 21 years. As far as the Total Bond Market Index Fund being broken, I hold bonds for safety and this may be where I will not follow Jack. I be...
by gkaplan
Tue Jan 05, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 95
Views: 6198

Re: Netflix, Your Current Favorite Show

Broadchurch
by gkaplan
Tue Jan 05, 2016 7:37 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (December 2015)
Replies: 6
Views: 887

Re: madsinger monthly report (December 2015)

As of December 31, 2015, my year-to-date return is -2.03%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of return are 8.74%, -2.03%, 4.69%, 4.23%, and 5.06%, respectively. My best performing fund year-to-date has been the Vanguard Pacific Stock Index Fund Admiral Shar...
by gkaplan
Sun Jan 03, 2016 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: How many streams of income do you have?
Replies: 60
Views: 5844

Re: How many streams of income do you have?

Tell that to the IRS.
by gkaplan
Sun Jan 03, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: How many streams of income do you have?
Replies: 60
Views: 5844

Re: How many streams of income do you have?

Social Security

TSP RMD

FERS Annuity

Rental income on a parking space I'm leasing out in my condo.
by gkaplan
Sun Jan 03, 2016 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Identity theft: How long?
Replies: 18
Views: 1957

Re: Identity theft: How long?

I put security freezes on all three of my credit reports. Strangely, TransUnion and Equifax each charged me $10.00 for the freeze, but Experian did not.
by gkaplan
Sun Jan 03, 2016 8:30 pm
Forum: Personal Consumer Issues
Topic: How much is your house worth?
Replies: 71
Views: 5451

Re: How much is your house worth?

Two months after I moved up from Ventura to Portland in February 2014, I purchased a condo loft unit, with the help of my brother and his wife, who have been living in Portland since June 1991. Up to that time, I had been a life-long renter. The purchase price was $280,000. I consider the unit a stu...
by gkaplan
Sun Jan 03, 2016 3:01 pm
Forum: Investing - Theory, News & General
Topic: frustrating to keep investing in international/EM
Replies: 110
Views: 7951

Re: frustrating to keep investing in international/EM

If I simply listened to Jack Bogle over that years an placed everything in two funds: Total Stock and Total Bond, we would have a lot more money! Hopefully this "diversification" benefit pays off over the long term. That's what I did and I'm glad I did and one day it will be in one fund.....
by gkaplan
Sat Jan 02, 2016 5:43 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard] Log in problems today?
Replies: 2
Views: 331

Re: [Vanguard] Log in problems today?

I logged in successfully about thirty minutes ago.
by gkaplan
Fri Jan 01, 2016 8:58 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 753
Views: 110959

Re: What are you up YTD? [Year To Date]

I'm even for the year.
by gkaplan
Mon Dec 28, 2015 6:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1431
Views: 273084

Re: What Movie Have You Recently Watched?

I watched Lawrence of Arabia on Netflix over a two night span. (The film is over three hours long.) The 1962 film garnered seven Academy Awards, including best picture, best director, and best original score (Maurice Jarre). In addition, the film was nominated for numerous other Academy Awards, incl...
by gkaplan
Mon Dec 28, 2015 6:28 pm
Forum: Personal Consumer Issues
Topic: What is the appropriate tip at Starbucks on Christmas morning?
Replies: 76
Views: 4764

Re: What is the appropriate tip at Starbucks on Christmas morning?

Shouldn't someone start a thread for New Years morning?
by gkaplan
Sun Dec 27, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: The Japanese Art of Decluttering and Organizing (Book)
Replies: 86
Views: 10510

Re: The Japanese Art of Decluttering and Organizing (Book)

I read the first two chapters or so and gave up. I think the author has a serious OCD problem, although that's not why I stopped reading. It just didn't hold my interest.

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