Search found 53 matches

by fkampere
Sun Feb 07, 2016 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: Roth Ira withdraw question
Replies: 1
Views: 246

Roth Ira withdraw question

I ended up contributing to my 2016 Roth Ira a couple weeks ago thinking I wouldn't need it but I found a house that I'm pretty sure I'm going to buy if the inspection goes well and would like to have the extra money. My question is if I withdraw my contributions for 2016 (5500) am I still able to ad...
by fkampere
Sat Jan 02, 2016 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Permanent Life Insurance- Northwestern Mutal
Replies: 42
Views: 3019

Re: Permanent Life Insurance- Northwestern Mutal

I' started investing in my 401k and Roth Ira 4 years ago. I'm 27 now when I first started investing a girl gave my number to a Northwestern agent and I sat down and had lunch with him and he showed me at these charts that seemed confusing. All I can say is I'm glad I didn't fall for it after all the...
by fkampere
Thu Dec 31, 2015 4:22 pm
Forum: Personal Consumer Issues
Topic: Taylor vs Martin Guitar
Replies: 19
Views: 2511

Re: Taylor vs Martin Guitar

I would pick a Martin but that's just me. I haven't had a chance to play a D28 but from the reviews I think it would be hard to beat and in your price range
by fkampere
Tue Dec 29, 2015 6:27 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 4934

Re: 2015 BOGLEHEAD CONTEST LEADERS

damn im 92 I guess I'm not doing to bad :P
by fkampere
Wed Dec 23, 2015 9:26 am
Forum: Personal Finance (Not Investing)
Topic: How old can you be and retire early?
Replies: 81
Views: 8313

Re: How old can you be and retire early?

For me, 45 would be insanely early & mustachian....yet somehow doable if things go really well. 50 would be awesome and very possible 55 is my goal, I have no doubts of it happening 60 would be meh 65 would be truly depressing 70...no friggen way. Just me personally, currently at 35yo. This is ...
by fkampere
Sun Nov 29, 2015 1:39 pm
Forum: Personal Consumer Issues
Topic: Nice house vs traveling
Replies: 78
Views: 7186

Re: Nice house vs traveling

600-700k is way to much house for your income. I'm looking at houses and wouldn't go above 3x income your just asking for trouble.
by fkampere
Sat Nov 21, 2015 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: $1,000 in cash lost or stolen
Replies: 54
Views: 6487

Re: $1,000 in cash lost or stolen

Yeah PayPal would be a good option for your friend to send you the money for now on
by fkampere
Sat Oct 03, 2015 7:11 am
Forum: Personal Finance (Not Investing)
Topic: ALLY Bank and the new tier announcement
Replies: 128
Views: 24413

Re: ALLY Bank and the new tier announcement

I have 25k plus in there right now but next year when I fund my Roth Ira it will be down 5k or so might be time to look for a new bank.
by fkampere
Tue May 12, 2015 8:48 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 12781

Re: How much can I spend on a car?

Civic Si Sedan in white of course
by fkampere
Tue May 12, 2015 12:43 am
Forum: Personal Consumer Issues
Topic: Vacation Ideas out west
Replies: 42
Views: 4100

Re: Vacation Ideas out west

Does anyone have any tips with snakes and that type of stuff I imagine I will encounter it being in the desert. Whenever I hike I carry a small 9mm - for snake, people, whatever! As far as snakes goes out west, rattlesnakes will obviously warn you when your near and just avoid them. Other than that...
by fkampere
Sun May 03, 2015 3:12 pm
Forum: Personal Consumer Issues
Topic: Vacation Ideas out west
Replies: 42
Views: 4100

Re: Vacation Ideas out west

Thanks for the suggestions so far I'll probably leave around mid May and come back end of July not sure how much time I will spend in Oklahoma visiting family. As long as camping won't be terribly expensive after I get some of the equipment I plan to spend a couple days at each location. Does anyone...
by fkampere
Sat May 02, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Vacation Ideas out west
Replies: 42
Views: 4100

Re: Vacation Ideas out west

Wow so many suggestions the hardest part now is going to be able to decide where I want to go. It's funny because I was originally only going to go to Oklahoma to see my Grandpa and probably Texas. Then everyone told me that since I was that far out I should go see the Grand Canyon and other stuff. ...
by fkampere
Fri May 01, 2015 4:00 pm
Forum: Personal Consumer Issues
Topic: Vacation Ideas out west
Replies: 42
Views: 4100

Re: Vacation Ideas out west

Those are three great national parks. For other interesting places I would just keep eyes peeled for out of the way stuff that is different from home. Spend plenty of time at each place you like and you will enjoy it more. Don't rush to see the easy tourist attractions that every park has and then ...
by fkampere
Fri May 01, 2015 3:32 pm
Forum: Personal Consumer Issues
Topic: Vacation Ideas out west
Replies: 42
Views: 4100

Vacation Ideas out west

I ended up taking voluntary layoff from work for 2 months so I could travel. I originally wanted to go to Hawaii for a month but it will be kind of expensive and I never been on a plane before so I don't think that would be a good first way to find out if I like flying or not. So I decided I'll take...
by fkampere
Thu Mar 05, 2015 9:25 am
Forum: Personal Consumer Issues
Topic: Favorite Guitars
Replies: 29
Views: 2444

Re: Favorite Guitars

desiderium wrote:Larrivee


second I own a Larrivee D03r for a acoustic but other than that I'd love to get a Gibson Les Paul for a electric someday.
by fkampere
Thu Feb 26, 2015 1:28 am
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 14785

Re: Guns for hunting/defense

I own a Glock 19 and a 12 Guage Remington 870 like to sell the 870 and get a Benelli M4 though. Also like to buy a Daniel Defense AR15 sometime and probably a revolver and a 1911 ha.
by fkampere
Thu Feb 26, 2015 1:03 am
Forum: Investing - Help with Personal Investments
Topic: 401k Max-out Strategy
Replies: 16
Views: 2632

Re: 401k Max-out Strategy

Do all companies stop your contribution after the IRS limit? I always put in $100 or so less because I didn't want to accidentally go over the limit then have to deal with that.
by fkampere
Fri Jan 16, 2015 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Should I consider the HYSA for emergency fund
Replies: 9
Views: 1413

Re: Should I consider the HYSA for emergency fund

I use Ally they been great the 2-3 years I've had them. They offer .99% rate for savings.
by fkampere
Fri Jan 16, 2015 9:34 am
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 138
Views: 18641

Re: What was your costliest investment mistake?

The Bad
Not contributing to my 401k for 3 years so I could save money for a house so I missed out on the company match and the returns. :oops:

The Good
I'm only 26 and the last 2 years I started maxing my 401k + Roth IRA. :D
by fkampere
Tue Jan 06, 2015 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 101
Views: 1245281

Re: How Many Credit Cards do you have?

I have 5 I only use 3 of them most of the time though

Barclay Sallie Mae - Grocery/Gas
Citi Forward - Restaurants
Amex Blue Cash - Everything else
Chase Freedom - Sometimes for the categories
Discover It - Sometimes for the categories
by fkampere
Sun Jan 04, 2015 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: 401K contributions
Replies: 9
Views: 893

Re: 401K contributions

My plan lets me do up to 75% I've done it a couple times makes for a small paycheck :P
by fkampere
Sat Jan 03, 2015 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Today is a Good Day to fund the 2015 IRA
Replies: 69
Views: 9110

Re: Today is a Good Day to fund the 2015 IRA

I funded mine yesterday. I can't predict the future so no reason waiting for something that might not happen like stocks going down, plus I rather get it done and over with. :sharebeer
by fkampere
Tue Dec 30, 2014 5:00 pm
Forum: Personal Consumer Issues
Topic: What did you enjoy spending money on this year?
Replies: 92
Views: 7657

Re: What did you enjoy spending money on this year?

Glock 19
Larrivee Acoustic Guitar
Audioengine A5+ speakers
by fkampere
Sat Dec 27, 2014 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Best Online Savings bank
Replies: 52
Views: 11698

Re: Best Online Savings bank

Go with Ally I've had them for 3 years no problems
by fkampere
Thu Dec 25, 2014 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: 2015 Roth IRA
Replies: 25
Views: 3885

Re: 2015 Roth IRA

I'll do my Jan 1st since I have the money no point in waiting.
by fkampere
Mon Dec 08, 2014 10:12 am
Forum: Investing - Help with Personal Investments
Topic: 2 Years later update and opinions
Replies: 7
Views: 1454

Re: 2 Years later update and opinions

Grt2bOutdoors wrote:Are you sure you've read everything? There are plenty of books out there, surely, you could not have read everything!


haha true but the principles are basically the same correct?
by fkampere
Mon Dec 08, 2014 9:58 am
Forum: Investing - Help with Personal Investments
Topic: 2 Years later update and opinions
Replies: 7
Views: 1454

Re: 2 Years later update and opinions

I have it invested in the vanguard 2035 fund but I been getting the urge to break it down and making my own and was wondering what you guys thought of this 20% Vanguard Total Bond Market (VBMFX) 20% Vanguard FTSE All-World ex-US (VFWIX) 45% Vanguard Institutional (VINIX) 15% Vanguard Extended Marke...
by fkampere
Mon Dec 08, 2014 3:56 am
Forum: Investing - Help with Personal Investments
Topic: 2 Years later update and opinions
Replies: 7
Views: 1454

2 Years later update and opinions

Here's my old thread https://www.bogleheads.org/forum/viewtopic.php?f=1&t=106547 I didn't know anything about investing before coming to this site 2 years ago and listened to a lot of the advice from my old thread as you can tell from my 401k/roth balances as of right now 401k: $49,572.25 Roth I...
by fkampere
Tue Nov 04, 2014 11:46 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1904
Views: 449520

Re: What Movie Have You Recently Watched?

abuss368 wrote:Silver Linings Playbook on Netflix with Robert DeNiro. Enjoyed the film and would recommend.


Good movie I just recently seen Hercules and would say it was really good.
by fkampere
Fri Sep 19, 2014 11:50 pm
Forum: Personal Consumer Issues
Topic: Slow iPad mini with iOS 8 upgrade
Replies: 10
Views: 1934

Re: Slow iPad mini with iOS 8 upgrade

Mines been running good.
by fkampere
Sat Dec 28, 2013 7:16 pm
Forum: Personal Consumer Issues
Topic: Cash in Your Wallet
Replies: 93
Views: 5114

Re: Cash in Your Wallet

I have a $20 in my wallet right now no more than $100 but use credit card for everything so it gets reported to mint, cashback rewards, and so I don't have change in my pocket.
by fkampere
Thu Dec 26, 2013 7:00 pm
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 179
Views: 36473

Re: Sudden Wellington drop?

Divendend?
by fkampere
Fri Jul 19, 2013 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: lending money
Replies: 29
Views: 2093

Re: lending money

I'm not a bank don't ask me for loans is what I would say.
by fkampere
Sun Jun 23, 2013 11:39 am
Forum: Personal Consumer Issues
Topic: Premium Products That Are Worth It To You
Replies: 361
Views: 48565

Re: Premium Products That Are Worth It To You

Electric toothbrush
by fkampere
Fri Jun 14, 2013 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Your worst financial habit
Replies: 84
Views: 11897

Re: Your worst financial habit

Food and Beer
by fkampere
Wed May 15, 2013 10:08 am
Forum: Personal Consumer Issues
Topic: I got to thank a WWII Veteran today.
Replies: 30
Views: 2283

Re: I got to thank a WWII Veteran today.

Levett wrote:The bravest people I've seen (some from family) are those dealing with terminal illness and yet affirming life.

Service in the military is overrated.

Lev


Keep telling yourself that buddy. They sacrifice a lot more than you think.
by fkampere
Sat Apr 06, 2013 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: What level of detail do you budget to?
Replies: 66
Views: 5570

Re: What level of detail do you budget to?

From Mint

Food & Dining (Food, Alcohol, Fast Food)
Auto & Transport (Gas, Insurance, Maintenance)
Mortgage & Rent (Rent)
Everything Else (Anything that doesn't fit in the other categories)

Any extra money goes into savings.
by fkampere
Thu Mar 14, 2013 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Ally bank rate reduction to 0.84%
Replies: 45
Views: 5420

Re: Ally bank rate reduction to 0.84%

In December 2012, the Federal Reserve committed to keep the fed funds rate below 0.25% until either unemployment falls below 6.5%, or inflation rises above 2.5%. We are currently at 7.9% unemployment and 1.6% inflation. Thus, rates will not increase for some time to come. Of course, we should all h...
by fkampere
Sat Mar 02, 2013 3:48 am
Forum: Personal Finance (Not Investing)
Topic: Tracking credit card spending
Replies: 32
Views: 1811

Re: Tracking credit card spending

I honestly don't know why people are so concerned with mints security. Especially considering if you just link your credit cards and something does happen you will still be covered.

It's no worse then buying something online with your credit card.
by fkampere
Tue Feb 19, 2013 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: What credit/charge cards do you have in your wallet?
Replies: 114
Views: 68434

Re: What credit/charge cards do you have in your wallet?

Amex BCE - Groceries, and every day purchases.
Chase Freedom - Rotating categories
Citi Forward - Restaurants and Amazon
Discover It - Rotating categories (Thinking about closing though)
by fkampere
Sat Feb 16, 2013 12:11 am
Forum: Personal Consumer Issues
Topic: What if Ally Gets Hacked?
Replies: 11
Views: 1404

Re: What if Ally Gets Hacked?

What if Vanguard gets hacked? What if?
by fkampere
Thu Feb 14, 2013 11:01 am
Forum: Investing - Theory, News & General
Topic: What % of your income are you saving for retirement?
Replies: 228
Views: 26224

Re: What % of your income are you saving for retirement?

45% gross without including company match so another 7%
by fkampere
Thu Feb 14, 2013 10:45 am
Forum: Investing - Help with Personal Investments
Topic: What to do savings/roth ira/401k
Replies: 12
Views: 1761

Re: What to do savings/roth ira/401k

Alright I just wanted to give you guys a update. So I downloaded Bogleheads Guide to Investing read it on my computer and liked it so much that I ended up ordering a copy off amazon so I could re-read it. I ended up fully funding my Roth IRA for both 2012 & 2013 and putting 45% into my 401k righ...
by fkampere
Tue Feb 12, 2013 10:23 am
Forum: Personal Finance (Not Investing)
Topic: How do things look to you young investors these days?
Replies: 87
Views: 7738

Re: How do things look to you young investors these days?

I think it's all relative for the most part. I do think a significant amount of people are in for a rude awakening concerning lifestyle changes (i.e. those with $20k/yr jobs with brand new vehicles, the latest designer clothes, eating out every night, etc.). For those that live beneath their means ...
by fkampere
Fri Dec 07, 2012 11:15 am
Forum: Investing - Help with Personal Investments
Topic: What to do savings/roth ira/401k
Replies: 12
Views: 1761

Re: What to do savings/roth ira/401k

Is the $40k in your bank account for anything specific like a house downpayment? If not, you can "convert" this taxable money to tax-deferred by doing the following: 1. Change your paycheck deductions so that you contribute $17,500 to your 401k for 2013. This will make your paycheck reall...
by fkampere
Fri Dec 07, 2012 10:27 am
Forum: Investing - Help with Personal Investments
Topic: What to do savings/roth ira/401k
Replies: 12
Views: 1761

Re: What to do savings/roth ira/401k

I only make $35k a year right now I started putting in 5% my employer matches 7% so 12% all together for my 401k. Have you verified employer is putting in 7%? Usually a 7% "match" would mean they would match what you put in up to 7%. If you only put in 5% they would only match that 5%. We...

Go to advanced search