Search found 107 matches

by fizxman
Wed May 04, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Non-Compete Clause
Replies: 20
Views: 2359

Re: Non-Compete Clause

Here's what got me to pursue this with a lawyer. Disclaimer: this is for PA so YMMV "Consideration for Signing the Agreement: In order for a restrictive covenant to be enforceable, there must be consideration exchanged for its execution. In other words, the employee must receive something in re...
by fizxman
Wed May 04, 2016 7:55 am
Forum: Personal Consumer Issues
Topic: Non-Compete Clause
Replies: 20
Views: 2359

Re: Non-Compete Clause

Update: I talked to a lawyer and he said that in the state of PA, if an employer asks an employee to sign a non-compete without any consideration (pay raise, bonus, promotion, etc.) the non-compete is invalid.

Thanks everyone for your help.
by fizxman
Wed May 04, 2016 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Recruiters reaching out with larger salary, how to ask for a raise at current job
Replies: 31
Views: 4227

Re: Recruiters reaching out with larger salary, how to ask for a raise at current job

I got a ~25% raise and promotion last fall after getting a job offer somewhere else. I told my manager that I didn't seek out another job but instead it came through a recruiter. I told him I was happy here and that if they matched the offer I would stay and they did so stayed. Now comes the interes...
by fizxman
Thu Apr 28, 2016 7:39 am
Forum: Personal Consumer Issues
Topic: Mosquito control for home
Replies: 29
Views: 2178

Re: Mosquito control for home

I'm trying to convince my wife to get a bug zapper. Looking at the customer pictures of this one on Amazon it appears to work well.

http://www.amazon.com/gp/product/B00004 ... pldnSite=1
by fizxman
Fri Apr 15, 2016 10:18 am
Forum: Personal Consumer Issues
Topic: Non-Compete Clause
Replies: 20
Views: 2359

Non-Compete Clause

The company I work for was purchased recently by another company. My old company is now basically just another division of the new parent company. Shortly before the purchase went through, my job role changed. I went from working on one type of product in one group/business unit to working on a diff...
by fizxman
Tue Apr 05, 2016 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Signed up for Personal Capital - Now I get daily texts from Vanguard with a Security Code
Replies: 4
Views: 809

Re: Signed up for Personal Capital - Now I get daily texts from Vanguard with a Security Code

I signed up to receive a security code from Vanguard when I sign into my account using a computer Vanguard doesn't recognize. Yesterday while at work I got a text message with a code. I wasn't doing anything that should have initiated the text, so thinking it may be fraud I changed my password and s...
by fizxman
Thu Mar 17, 2016 1:53 pm
Forum: Personal Consumer Issues
Topic: Well...Identity theft...
Replies: 29
Views: 3723

Re: Well...Identity theft...

This is going on at the same time all four of her wheels were stolen off her car and our wedding two weeks from this Saturday.
by fizxman
Thu Mar 17, 2016 1:39 pm
Forum: Personal Consumer Issues
Topic: Well...Identity theft...
Replies: 29
Views: 3723

Re: Well...Identity theft...

mrc wrote:https://secure.ssa.gov/acu/IPS_INTR/blockaccess


Thanks. Since the person doing this to my fiancee knows her SSN, I think this is worthwhile.
by fizxman
Thu Mar 17, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Well...Identity theft...
Replies: 29
Views: 3723

Re: Well...Identity theft...

This is going on right now with my fiancee. Someone is trying to open up checking accounts and obtain credit cards in her name. Just found the option to block all electronic access to my information on the ssa.gov site. Done. I will verify tomorrow in person if anyone attempted to change information...
by fizxman
Wed Mar 16, 2016 7:16 am
Forum: Personal Finance (Not Investing)
Topic: Physics major question
Replies: 53
Views: 4733

Re: Physics major question

I got my BS in Physics and was going to to go to grad school but I felt burnt out after 4 years of studying Physics. So I went back to school and got my teaching certificate and taught high school (so a BS in Physics is good for more than just getting a PhD but I do agree that a PhD is better than a...
by fizxman
Fri Jan 22, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: What was your biggest unexpected home expense?
Replies: 87
Views: 7961

Re: What was your biggest unexpected home expense?

About four months after we bought our house, the drain from the washing machine starting spitting out water. Long story short, my main line had to be dug up and a three foot section was replaced because it was clogged with a bunch of skinny roots. It's weird because there wasn't anything really grow...
by fizxman
Tue Jan 05, 2016 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Job Prospects for English Majors?
Replies: 73
Views: 5334

Re: Job Prospects for English Majors?

Future brother-in-law had an English degree and went on to law school. He's now a clerk for a judge.
by fizxman
Tue Jan 05, 2016 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Lottery - lump sum or annual payout?
Replies: 75
Views: 6441

Re: Lottery - lump sum or annual payout?

Lump sum.

Also, I only play when the jackpot is at least $200 million, otherwise it's not worth my time. So for the handful of times it gets over that amount, I'll order water instead of soda or beer at a restaurant and my lottery ticket money for the year is covered.
by fizxman
Tue Jan 05, 2016 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: How has your Salary performed against inflation?
Replies: 59
Views: 5457

Re: How has your Salary performed against inflation?

Since starting my current job in 2010 my raises have been as follows:

2.08%
3.25%
2.17%
2.00%
2.00%
26.38% (Current employer matched a job offer I received)

CAGR = 5.97%

If it wasn't for that last one, I'm sure I would have lost purchasing power since 2010.
by fizxman
Sun Jan 03, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: How much is your house worth?
Replies: 71
Views: 6086

Re: How much is your house worth?

Redfin - House not found
Zillow - $151,387
Trulia - $162,000
Paid - $148,900
Assessed - $137,000
by fizxman
Sat Jan 02, 2016 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Engaged...So how do we handle finances now?
Replies: 40
Views: 3848

Re: Engaged...So how do we handle finances now?

This isn't a recommendation, this is just how we are handling it. My girlfriend (at the time) and I rented a house together for about 1.5 years. After that we bought a house together and about 6 months after we bought the house we got engaged. When we rented the house we split paying for things rel...
by fizxman
Sat Jan 02, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: First Day of Retirement
Replies: 32
Views: 3591

Re: First Day of Retirement

Congrats!

I saved up the bulk of my vacation so I can use it all at the end of the year so I've been off work since Dec. 15th. I said to my fiancee that if this is what retirement will be like, I think I'll enjoy it!
by fizxman
Sat Jan 02, 2016 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Engaged...So how do we handle finances now?
Replies: 40
Views: 3848

Re: Engaged...So how do we handle finances now?

This isn't a recommendation, this is just how we are handling it. My girlfriend (at the time) and I rented a house together for about 1.5 years. After that we bought a house together and about 6 months after we bought the house we got engaged. When we rented the house we split paying for things rela...
by fizxman
Tue Nov 10, 2015 11:53 am
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 18048

Re: Is The Bay Area Worth It?

OP here. For those wondering, we chose not to move. We may set our sights on the DC area in the future. DC still has most of the upside we're looking for without as much of the downside.
by fizxman
Thu Oct 15, 2015 3:29 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 18048

Re: Is The Bay Area Worth It?

Thanks for the replies thus far, I really appreciate it. I was vague on purpose because I really didn't know what needed to be said and didn't want to add unnecessary information so let me elaborate. I'll be working in San Jose in the tech industry (surprise). I'm not in software though; I work on t...
by fizxman
Thu Oct 15, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 18048

Is The Bay Area Worth It?

I got an offer to relocate to the Bay Area for work. After reading here and other places about how expensive it is there, at what point is it worth or not worth moving? My fiance and I (both in our mid 30s) combined make about 10-15% more than the median combined average where we currently live. We ...
by fizxman
Tue Oct 06, 2015 9:56 am
Forum: Personal Consumer Issues
Topic: Demand repairs or give a bye for honesty?
Replies: 62
Views: 4684

Re: Demand repairs or give a by for honesty?

A year or so after I bought my brand new car, I was at a store when over the loud speaker I heard, "would the owner of blue Suburu Outback please come to the checkout area." So I did and standing there was a person who said their car door got away from them by a gust of wind and their door...
by fizxman
Mon Oct 05, 2015 12:21 pm
Forum: Personal Consumer Issues
Topic: Where in the U.S. can I buy a house for under $250k that's a nice place to live?
Replies: 152
Views: 16867

Re: Where in the U.S. can I buy a house for under $250k that's a nice place to live?

I'll offer to trade places with you straight up since I may be moving to the Bay Area in January! Central PA is nice if you like all four seasons. It's also centrally located between NYC, Philly, Baltimore, DC, and Pittsburgh. There's culture here, you just have to drive to it, not walk to it. You c...
by fizxman
Tue Apr 28, 2015 8:50 am
Forum: Personal Consumer Issues
Topic: South America [vacation recommendations]
Replies: 32
Views: 3289

Re: If You Were Going To S. America ...

I'll be in Brazil for work the last week of May. I fly in and out of Sao Paulo (direct 10 hour flight from Dulles on United) but I'll also be going to Porto Alegre, Florianopolis and Campinas. My company as someone living and working in Brazil so he'll be with me the whole time so I'm not worried ab...
by fizxman
Tue Apr 28, 2015 7:20 am
Forum: Personal Consumer Issues
Topic: How far away from a freight railroad track should you live?
Replies: 51
Views: 5648

Re: How far away from a freight railroad track should you li

I live about 575 ft from an interstate and on the far side of the interstate is a freight railroad, so about 725 ft, but with some buildings in between my house and the interstate. I also live under the flight path for an airport that's about 7.5 miles away (largest planes are 737s or A320s). So I c...
by fizxman
Thu Mar 12, 2015 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Bonus received. But its not what was agreed upon. Advice?
Replies: 61
Views: 6392

Re: Bonus received. But its not what was agreed upon. Advi

And for those saying the OP is childish and to grow up, I'd ask you what would you do when you are shorted $500. Would you not even inquire about it? Because that's all that's been done up to this point, the OP asked the boss why the bonus was $500 short, nothing more. I would have done the same. N...
by fizxman
Thu Mar 12, 2015 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Bonus received. But its not what was agreed upon. Advice?
Replies: 61
Views: 6392

Re: Bonus received. But its not what was agreed upon. Advi

I don't like not getting what I was promised as much as the next person but this is one battle I would choose not to fight. I do see that the mid-year $3000 bonus and the end of the year $8000 bonus as being two separate things and that the first bonus should have nothing to with the second but agai...
by fizxman
Mon Mar 09, 2015 7:31 am
Forum: Personal Consumer Issues
Topic: Home workouts and motivation
Replies: 60
Views: 4233

Re: Home workouts and motivation

I too get bored working out which is why I do Focus T25 with Shaun T. Since they are only 25 minutes I don't get bored.

As far as motivation, I'll either do them with my fiance or think about how upset I'll be with myself if I don't workout.
by fizxman
Thu Feb 05, 2015 1:39 pm
Forum: Investing - Theory, News & General
Topic: How Much & Best Way to Earn $13k Year
Replies: 30
Views: 3909

Re: How Much & Best Way to Earn $13k Year

It's not an investment per se but you can earn up to $13,000/year selling your poop.

http://www.washingtonpost.com/news/spea ... your-poop/
by fizxman
Tue Jan 06, 2015 1:33 pm
Forum: Personal Consumer Issues
Topic: Any men here get their wedding band on Amazon?
Replies: 66
Views: 5298

Re: Any men here get their wedding band on Amazon?

dbCooperAir wrote:I see this rings come up on Slickdeals often for $5-$9. You will find lots of comments about them.
http://slickdeals.net/f/7565394-tanga-ring-end-of-year-sale-titanium-rings-or-stainless-steel-rings-from-4-amp-more-free-shipping


This is where I got my wedding ring.
by fizxman
Fri Jan 02, 2015 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: How to value travel with a job offer
Replies: 26
Views: 1803

Re: How to value travel with a job offer

Depends on the destinations and the reason for the travel. If you get to go nice places it could be a bonus. Also, if you travel to visit customers or other type of people/places where you can network, that can also be a bonus. Otherwise, I would find it to be just part of the job. I travel about 1 ...
by fizxman
Mon Dec 08, 2014 11:35 am
Forum: Personal Finance (Not Investing)
Topic: Ex-landlord won't return deposit
Replies: 29
Views: 3661

Re: Ex-landlord won't return deposit

The first two apartment I rented, I got my deposit back minus some money for carpet cleaning and maybe paint. When my girlfriend and I moved into a house together, she got her deposit back in full plus interest! When her and I bought a house and left the one we were renting, we got our full deposit ...
by fizxman
Fri Nov 21, 2014 2:39 pm
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 28185

Re: What doyou splurge on?

I splurge on my dog. She has lots of toys and I buy high-end dog food. There was a 40 foot section of missing fence in my back yard when I bought my house (fire took it out several years before I bought the house) that I had no intention of doing anything about until I got a dog. Now that section ha...
by fizxman
Fri Oct 31, 2014 8:01 am
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4926

Re: Coupons? Do you live by them?

We use the coupons from the Sunday paper and print coupons from websites to be used in conjunction with local sales. This is our Sunday morning routine after walking the dog and buying the paper at the gas station around the corner and before watching Meet the Press with Chuck Todd! My better half p...
by fizxman
Fri Oct 24, 2014 7:15 am
Forum: Personal Consumer Issues
Topic: Should I Sue? [couch damaged in garage of rental]
Replies: 39
Views: 3788

Re: Should I Sue?

as just one example, how does the water get to the sofa ? through he roof is not a flood etcetc etc Seems like a building flaw. The area right in front of the garage is graded the wrong way and directs water right under the garage door. I would take the money and not sue, only if they fix the gradi...
by fizxman
Fri Sep 12, 2014 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Kindle
Replies: 15
Views: 1674

Re: Kindle

I always use Hundred Zeros. Two clicks takes you straight to Amazon. It's also broken up by subject.

http://hundredzeros.com/
by fizxman
Fri Sep 05, 2014 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Salary Info double standard?
Replies: 53
Views: 4924

Re: Salary Info double standard?

I know the OP said the potential job is in his/her area but what about for a job on the other side of the county? What am I supposed to put in? I live in a kind of low cost of living area and I wanted to see what I'd be paid if I lived in San Jose, CA. So I put my salary into 8 different cost of liv...
by fizxman
Thu Aug 28, 2014 1:00 pm
Forum: Personal Consumer Issues
Topic: roomba?
Replies: 13
Views: 1706

Re: roomba?

I have the 650, which isn't the latest model but I don't think it's that old. It's the cheapest model that is programmable and I think it works well. I have it run Monday, Wednesday and Friday at 9:30am while I'm at work. When I come home the little trap is full or mostly full so does pick up dirt. ...
by fizxman
Fri Aug 22, 2014 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 7731

Re: Do you take all of your allowed paid vacation time?

I get 10 vacation days and 2 personal days a year and I use them all. I make sure I have enough days saved so at the end of the year I can take off between Christmas and New Year's because the office gets boring at that time. This year will require 6 days so that gives me 6 days to spend through out...
by fizxman
Fri Aug 15, 2014 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Salary Negotiation (Bay Area)
Replies: 13
Views: 1641

Re: Help with Salary Negotiation (Bay Area)

I've found glassdoor.com useful in helping determine salaries at companies, for certain job titles in various locations. Go there and look under "Salaries" for the job title and location you're interested in. It will give you a list of companies in which people have anonymously reported th...
by fizxman
Wed Aug 13, 2014 7:51 am
Forum: Personal Consumer Issues
Topic: Are hospitals allowed to do this? [Costs quoted vs. actual]
Replies: 98
Views: 7696

Re: Are hospitals allowed to do this?

When my fiance had an emergency laparoscopic appendectomy about two years ago, she called the hospital about payment options and they guy on the phone told her "this is too much, lets knock 25% off" without her even asking. He may not have said it exactly that way and I don't remember the ...
by fizxman
Thu Jul 24, 2014 8:25 am
Forum: Investing - Theory, News & General
Topic: Favorite portfolio tracking software
Replies: 14
Views: 2280

Re: Favorite portfolio tracking software

Google Finance
by fizxman
Thu Jul 03, 2014 8:19 am
Forum: Personal Consumer Issues
Topic: Best website for airfare?
Replies: 20
Views: 5014

Re: Best website for airfare?

I wanted to do the same thing as well. What I did was on Kayak, I picked a departure date and return date then chose the +/- 3 days before and after the dates so the search would cover one week. I made note of the cheapest flight then moved on to the next week. It was a little tedious but I went tho...
by fizxman
Wed Jun 11, 2014 8:03 am
Forum: Personal Consumer Issues
Topic: car repair ordeal
Replies: 21
Views: 2998

Re: car repair ordeal

Get some facts first. Ask them about it then determine how you wish to respond. I am not trying to be rude but I am curious what more facts could be revealed from a conversation with the body shop. That they "accidentally" drove the client car for 100+ miles, and used up 1/4 fuel tank? Th...
by fizxman
Tue Jun 10, 2014 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: House purchase negotiation
Replies: 29
Views: 2383

Re: House purchase negotiation

It is the ideal house we'd like in our price range, it will be tough to find a similarly new home in this town (that will clearly cost more than this house) We'd like to move anywhere from now and up to two years time. You've given yourself 2 years to find a house, which is a pretty long time. I th...
by fizxman
Tue May 27, 2014 8:36 am
Forum: Personal Consumer Issues
Topic: Worst "Large purchase" ever?
Replies: 110
Views: 13493

Re: Worst "Large purchase" ever?

Luckily for me, I've never had $10,000+ to spend on anything, except cars and house, none of which I regret. I've read a lot of people saying their ex's but I didn't see anyone say their actual wedding. For all the posts I've read about people saying spending $XX,XXX+ on a wedding was a waste, I'm s...
by fizxman
Tue May 27, 2014 8:12 am
Forum: Personal Consumer Issues
Topic: How do you dress for work travel?
Replies: 21
Views: 2092

Re: How do you dress for work travel?

I always wear something comfortable. If weather permits, it's usually shorts, otherwise it's jeans. Planes are inherently uncomfortable (at least economy seats are) so I mitigate that as best as possible by dressing as comfortable as possible without looking like a slob.
by fizxman
Fri May 23, 2014 9:57 am
Forum: Investing - Help with Personal Investments
Topic: Post your current AA
Replies: 41
Views: 2643

Re: Post your current AA

Vanguard Total Stock Market Index Fund Investor Shares ------------- 63.0% Vanguard Total International Stock Index Fund Investor Shares ------ 27.0% Vanguard Total Bond Market II Index Fund Investor Shares ----------- 8.0% Vanguard Total International Bond Index Fund -------------------------- 2.0%...
by fizxman
Thu May 22, 2014 1:08 pm
Forum: Personal Consumer Issues
Topic: My friend's statement on an engagement ring and wedding
Replies: 32
Views: 2964

Re: My friend's statement on an engagement ring and wedding

Sounds like she wants to have her cake and eat it too. Substitute student loans for car loan or Master's education for credit card debt, would you still feel the same? If not, why? What difference does it make when you're not the one paying off the debt? The fact that she wants someone else to pay f...

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