Search found 97 matches

by fizxman
Fri Jan 22, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: What was your biggest unexpected home expense?
Replies: 87
Views: 7286

Re: What was your biggest unexpected home expense?

About four months after we bought our house, the drain from the washing machine starting spitting out water. Long story short, my main line had to be dug up and a three foot section was replaced because it was clogged with a bunch of skinny roots. It's weird because there wasn't anything really grow...
by fizxman
Tue Jan 05, 2016 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Job Prospects for English Majors?
Replies: 73
Views: 4968

Re: Job Prospects for English Majors?

Future brother-in-law had an English degree and went on to law school. He's now a clerk for a judge.
by fizxman
Tue Jan 05, 2016 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Lottery - lump sum or annual payout?
Replies: 75
Views: 6054

Re: Lottery - lump sum or annual payout?

Lump sum.

Also, I only play when the jackpot is at least $200 million, otherwise it's not worth my time. So for the handful of times it gets over that amount, I'll order water instead of soda or beer at a restaurant and my lottery ticket money for the year is covered.
by fizxman
Tue Jan 05, 2016 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: How has your Salary performed against inflation?
Replies: 59
Views: 5027

Re: How has your Salary performed against inflation?

Since starting my current job in 2010 my raises have been as follows:

2.08%
3.25%
2.17%
2.00%
2.00%
26.38% (Current employer matched a job offer I received)

CAGR = 5.97%

If it wasn't for that last one, I'm sure I would have lost purchasing power since 2010.
by fizxman
Sun Jan 03, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: How much is your house worth?
Replies: 71
Views: 5465

Re: How much is your house worth?

Redfin - House not found
Zillow - $151,387
Trulia - $162,000
Paid - $148,900
Assessed - $137,000
by fizxman
Sat Jan 02, 2016 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Engaged...So how do we handle finances now?
Replies: 40
Views: 3641

Re: Engaged...So how do we handle finances now?

This isn't a recommendation, this is just how we are handling it. My girlfriend (at the time) and I rented a house together for about 1.5 years. After that we bought a house together and about 6 months after we bought the house we got engaged. When we rented the house we split paying for things rel...
by fizxman
Sat Jan 02, 2016 10:06 am
Forum: Personal Finance (Not Investing)
Topic: First Day of Retirement
Replies: 32
Views: 3353

Re: First Day of Retirement

Congrats!

I saved up the bulk of my vacation so I can use it all at the end of the year so I've been off work since Dec. 15th. I said to my fiancee that if this is what retirement will be like, I think I'll enjoy it!
by fizxman
Sat Jan 02, 2016 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Engaged...So how do we handle finances now?
Replies: 40
Views: 3641

Re: Engaged...So how do we handle finances now?

This isn't a recommendation, this is just how we are handling it. My girlfriend (at the time) and I rented a house together for about 1.5 years. After that we bought a house together and about 6 months after we bought the house we got engaged. When we rented the house we split paying for things rela...
by fizxman
Tue Nov 10, 2015 11:53 am
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16245

Re: Is The Bay Area Worth It?

OP here. For those wondering, we chose not to move. We may set our sights on the DC area in the future. DC still has most of the upside we're looking for without as much of the downside.
by fizxman
Thu Oct 15, 2015 3:29 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16245

Re: Is The Bay Area Worth It?

Thanks for the replies thus far, I really appreciate it. I was vague on purpose because I really didn't know what needed to be said and didn't want to add unnecessary information so let me elaborate. I'll be working in San Jose in the tech industry (surprise). I'm not in software though; I work on t...
by fizxman
Thu Oct 15, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16245

Is The Bay Area Worth It?

I got an offer to relocate to the Bay Area for work. After reading here and other places about how expensive it is there, at what point is it worth or not worth moving? My fiance and I (both in our mid 30s) combined make about 10-15% more than the median combined average where we currently live. We ...
by fizxman
Tue Oct 06, 2015 9:56 am
Forum: Personal Consumer Issues
Topic: Demand repairs or give a bye for honesty?
Replies: 62
Views: 4397

Re: Demand repairs or give a by for honesty?

A year or so after I bought my brand new car, I was at a store when over the loud speaker I heard, "would the owner of blue Suburu Outback please come to the checkout area." So I did and standing there was a person who said their car door got away from them by a gust of wind and their door...
by fizxman
Mon Oct 05, 2015 12:21 pm
Forum: Personal Consumer Issues
Topic: Where in the U.S. can I buy a house for under $250k that's a nice place to live?
Replies: 152
Views: 15909

Re: Where in the U.S. can I buy a house for under $250k that's a nice place to live?

I'll offer to trade places with you straight up since I may be moving to the Bay Area in January! Central PA is nice if you like all four seasons. It's also centrally located between NYC, Philly, Baltimore, DC, and Pittsburgh. There's culture here, you just have to drive to it, not walk to it. You c...
by fizxman
Tue Apr 28, 2015 8:50 am
Forum: Personal Consumer Issues
Topic: South America [vacation recommendations]
Replies: 32
Views: 3119

Re: If You Were Going To S. America ...

I'll be in Brazil for work the last week of May. I fly in and out of Sao Paulo (direct 10 hour flight from Dulles on United) but I'll also be going to Porto Alegre, Florianopolis and Campinas. My company as someone living and working in Brazil so he'll be with me the whole time so I'm not worried ab...
by fizxman
Tue Apr 28, 2015 7:20 am
Forum: Personal Consumer Issues
Topic: How far away from a freight railroad track should you live?
Replies: 51
Views: 4971

Re: How far away from a freight railroad track should you li

I live about 575 ft from an interstate and on the far side of the interstate is a freight railroad, so about 725 ft, but with some buildings in between my house and the interstate. I also live under the flight path for an airport that's about 7.5 miles away (largest planes are 737s or A320s). So I c...
by fizxman
Thu Mar 12, 2015 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Bonus received. But its not what was agreed upon. Advice?
Replies: 61
Views: 6217

Re: Bonus received. But its not what was agreed upon. Advi

And for those saying the OP is childish and to grow up, I'd ask you what would you do when you are shorted $500. Would you not even inquire about it? Because that's all that's been done up to this point, the OP asked the boss why the bonus was $500 short, nothing more. I would have done the same. N...
by fizxman
Thu Mar 12, 2015 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Bonus received. But its not what was agreed upon. Advice?
Replies: 61
Views: 6217

Re: Bonus received. But its not what was agreed upon. Advi

I don't like not getting what I was promised as much as the next person but this is one battle I would choose not to fight. I do see that the mid-year $3000 bonus and the end of the year $8000 bonus as being two separate things and that the first bonus should have nothing to with the second but agai...
by fizxman
Mon Mar 09, 2015 7:31 am
Forum: Personal Consumer Issues
Topic: Home workouts and motivation
Replies: 60
Views: 3964

Re: Home workouts and motivation

I too get bored working out which is why I do Focus T25 with Shaun T. Since they are only 25 minutes I don't get bored.

As far as motivation, I'll either do them with my fiance or think about how upset I'll be with myself if I don't workout.
by fizxman
Thu Feb 05, 2015 1:39 pm
Forum: Investing - Theory, News & General
Topic: How Much & Best Way to Earn $13k Year
Replies: 30
Views: 3808

Re: How Much & Best Way to Earn $13k Year

It's not an investment per se but you can earn up to $13,000/year selling your poop.

http://www.washingtonpost.com/news/spea ... your-poop/
by fizxman
Tue Jan 06, 2015 1:33 pm
Forum: Personal Consumer Issues
Topic: Any men here get their wedding band on Amazon?
Replies: 66
Views: 4888

Re: Any men here get their wedding band on Amazon?

dbCooperAir wrote:I see this rings come up on Slickdeals often for $5-$9. You will find lots of comments about them.
http://slickdeals.net/f/7565394-tanga-ring-end-of-year-sale-titanium-rings-or-stainless-steel-rings-from-4-amp-more-free-shipping


This is where I got my wedding ring.
by fizxman
Fri Jan 02, 2015 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: How to value travel with a job offer
Replies: 26
Views: 1727

Re: How to value travel with a job offer

Depends on the destinations and the reason for the travel. If you get to go nice places it could be a bonus. Also, if you travel to visit customers or other type of people/places where you can network, that can also be a bonus. Otherwise, I would find it to be just part of the job. I travel about 1 ...
by fizxman
Mon Dec 08, 2014 11:35 am
Forum: Personal Finance (Not Investing)
Topic: Ex-landlord won't return deposit
Replies: 29
Views: 3556

Re: Ex-landlord won't return deposit

The first two apartment I rented, I got my deposit back minus some money for carpet cleaning and maybe paint. When my girlfriend and I moved into a house together, she got her deposit back in full plus interest! When her and I bought a house and left the one we were renting, we got our full deposit ...
by fizxman
Fri Nov 21, 2014 2:39 pm
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 27163

Re: What doyou splurge on?

I splurge on my dog. She has lots of toys and I buy high-end dog food. There was a 40 foot section of missing fence in my back yard when I bought my house (fire took it out several years before I bought the house) that I had no intention of doing anything about until I got a dog. Now that section ha...
by fizxman
Fri Oct 31, 2014 8:01 am
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4721

Re: Coupons? Do you live by them?

We use the coupons from the Sunday paper and print coupons from websites to be used in conjunction with local sales. This is our Sunday morning routine after walking the dog and buying the paper at the gas station around the corner and before watching Meet the Press with Chuck Todd! My better half p...
by fizxman
Fri Oct 24, 2014 7:15 am
Forum: Personal Consumer Issues
Topic: Should I Sue? [couch damaged in garage of rental]
Replies: 39
Views: 3687

Re: Should I Sue?

as just one example, how does the water get to the sofa ? through he roof is not a flood etcetc etc Seems like a building flaw. The area right in front of the garage is graded the wrong way and directs water right under the garage door. I would take the money and not sue, only if they fix the gradi...
by fizxman
Fri Sep 12, 2014 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Kindle
Replies: 15
Views: 1604

Re: Kindle

I always use Hundred Zeros. Two clicks takes you straight to Amazon. It's also broken up by subject.

http://hundredzeros.com/
by fizxman
Fri Sep 05, 2014 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Salary Info double standard?
Replies: 53
Views: 4817

Re: Salary Info double standard?

I know the OP said the potential job is in his/her area but what about for a job on the other side of the county? What am I supposed to put in? I live in a kind of low cost of living area and I wanted to see what I'd be paid if I lived in San Jose, CA. So I put my salary into 8 different cost of liv...
by fizxman
Thu Aug 28, 2014 1:00 pm
Forum: Personal Consumer Issues
Topic: roomba?
Replies: 13
Views: 1649

Re: roomba?

I have the 650, which isn't the latest model but I don't think it's that old. It's the cheapest model that is programmable and I think it works well. I have it run Monday, Wednesday and Friday at 9:30am while I'm at work. When I come home the little trap is full or mostly full so does pick up dirt. ...
by fizxman
Fri Aug 22, 2014 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 7335

Re: Do you take all of your allowed paid vacation time?

I get 10 vacation days and 2 personal days a year and I use them all. I make sure I have enough days saved so at the end of the year I can take off between Christmas and New Year's because the office gets boring at that time. This year will require 6 days so that gives me 6 days to spend through out...
by fizxman
Fri Aug 15, 2014 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Salary Negotiation (Bay Area)
Replies: 13
Views: 1548

Re: Help with Salary Negotiation (Bay Area)

I've found glassdoor.com useful in helping determine salaries at companies, for certain job titles in various locations. Go there and look under "Salaries" for the job title and location you're interested in. It will give you a list of companies in which people have anonymously reported th...
by fizxman
Wed Aug 13, 2014 7:51 am
Forum: Personal Consumer Issues
Topic: Are hospitals allowed to do this? [Costs quoted vs. actual]
Replies: 98
Views: 7493

Re: Are hospitals allowed to do this?

When my fiance had an emergency laparoscopic appendectomy about two years ago, she called the hospital about payment options and they guy on the phone told her "this is too much, lets knock 25% off" without her even asking. He may not have said it exactly that way and I don't remember the ...
by fizxman
Thu Jul 24, 2014 8:25 am
Forum: Investing - Theory, News & General
Topic: Favorite portfolio tracking software
Replies: 14
Views: 2217

Re: Favorite portfolio tracking software

Google Finance
by fizxman
Thu Jul 03, 2014 8:19 am
Forum: Personal Consumer Issues
Topic: Best website for airfare?
Replies: 20
Views: 4689

Re: Best website for airfare?

I wanted to do the same thing as well. What I did was on Kayak, I picked a departure date and return date then chose the +/- 3 days before and after the dates so the search would cover one week. I made note of the cheapest flight then moved on to the next week. It was a little tedious but I went tho...
by fizxman
Wed Jun 11, 2014 8:03 am
Forum: Personal Consumer Issues
Topic: car repair ordeal
Replies: 21
Views: 2945

Re: car repair ordeal

Get some facts first. Ask them about it then determine how you wish to respond. I am not trying to be rude but I am curious what more facts could be revealed from a conversation with the body shop. That they "accidentally" drove the client car for 100+ miles, and used up 1/4 fuel tank? Th...
by fizxman
Tue Jun 10, 2014 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: House purchase negotiation
Replies: 29
Views: 2307

Re: House purchase negotiation

It is the ideal house we'd like in our price range, it will be tough to find a similarly new home in this town (that will clearly cost more than this house) We'd like to move anywhere from now and up to two years time. You've given yourself 2 years to find a house, which is a pretty long time. I th...
by fizxman
Tue May 27, 2014 8:36 am
Forum: Personal Consumer Issues
Topic: Worst "Large purchase" ever?
Replies: 110
Views: 13131

Re: Worst "Large purchase" ever?

Luckily for me, I've never had $10,000+ to spend on anything, except cars and house, none of which I regret. I've read a lot of people saying their ex's but I didn't see anyone say their actual wedding. For all the posts I've read about people saying spending $XX,XXX+ on a wedding was a waste, I'm s...
by fizxman
Tue May 27, 2014 8:12 am
Forum: Personal Consumer Issues
Topic: How do you dress for work travel?
Replies: 21
Views: 2040

Re: How do you dress for work travel?

I always wear something comfortable. If weather permits, it's usually shorts, otherwise it's jeans. Planes are inherently uncomfortable (at least economy seats are) so I mitigate that as best as possible by dressing as comfortable as possible without looking like a slob.
by fizxman
Fri May 23, 2014 9:57 am
Forum: Investing - Help with Personal Investments
Topic: Post your current AA
Replies: 41
Views: 2470

Re: Post your current AA

Vanguard Total Stock Market Index Fund Investor Shares ------------- 63.0% Vanguard Total International Stock Index Fund Investor Shares ------ 27.0% Vanguard Total Bond Market II Index Fund Investor Shares ----------- 8.0% Vanguard Total International Bond Index Fund -------------------------- 2.0%...
by fizxman
Thu May 22, 2014 1:08 pm
Forum: Personal Consumer Issues
Topic: My friend's statement on an engagement ring and wedding
Replies: 32
Views: 2864

Re: My friend's statement on an engagement ring and wedding

Sounds like she wants to have her cake and eat it too. Substitute student loans for car loan or Master's education for credit card debt, would you still feel the same? If not, why? What difference does it make when you're not the one paying off the debt? The fact that she wants someone else to pay f...
by fizxman
Tue Apr 22, 2014 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Forced job responsibility putting me in a panic
Replies: 32
Views: 2875

Re: Forced job responsibility putting me in a panic

In high school and college I was always terrified of getting up in front of class to present something. Then, for reasons I won't get into, I became a high school teacher and thus I was on stage all day, everyday for nine months a year. I had one speech class and a semester of student teaching so I ...
by fizxman
Wed Apr 09, 2014 7:07 am
Forum: Personal Consumer Issues
Topic: Reel Lawn Mowers
Replies: 19
Views: 3368

Re: Reel Lawn Mowers

I had this http://www.amazon.com/Scotts-2000-20-20-Inch-Classic-Mower/dp/B00004RA3E at my old house. The lawn wasn't very big but it had one of the largest trees in town in the back yard. This tree would drop various twigs throughout the year. If I hit a twig with this mower, the mower would jam and...
by fizxman
Wed Apr 02, 2014 7:29 am
Forum: Personal Consumer Issues
Topic: best vacuum cleaner
Replies: 23
Views: 2481

Re: best vacuum cleaner

Related question - any of you have and like the Roomba? Thanks Yes and YES!!! I got the Roomba 650 a couple of weeks ago and I love it! I believe it's the cheapest model that has the scheduling feature. As a matter of fact, I'm at work now and vacuuming at home as I type this! It does a good job be...
by fizxman
Wed Mar 19, 2014 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 11966

Re: Do you love your job? What do you do?

Signal Integrity Engineer

It's a job; it pays the bills and keeps me out of trouble.
by fizxman
Wed Mar 12, 2014 8:07 am
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 172
Views: 13243

Re: What video games are you currently playing?

Just a side note...your avatar picture appears to be redundant. :D It should be either, "May the F be with you" or "May the m*a be with you." The way it reads now is, "May the force force be with you." Yes, I'm a nerd. As a physics major and former physics teacher, I'm...
by fizxman
Tue Mar 11, 2014 7:23 am
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 172
Views: 13243

Re: What video games are you currently playing?

I started playing World of Warcraft shortly after the Burning Crusades expansion pack was released in 2007. I stopped playing, for good hopefully, about 3 weeks ago. I wasn't really enjoying it anymore and I was really just playing out of habit. I have yet to replace it with another video game. I do...
by fizxman
Tue Mar 04, 2014 10:22 am
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 7408

Re: Used $35k Porsche on $64k income?

I've thought of doing something like this in the past. I have an e-fund and I might be able to max out my 401k this year, depending on if I get a raise this year. I pay $1000/month on my student loans, which includes the principle, interest and extra towards a loan until it's paid off then I roll th...
by fizxman
Mon Jan 27, 2014 8:00 am
Forum: Personal Consumer Issues
Topic: .....
Replies: 74
Views: 3864

Re: Favorite National Parks

Since I haven't been to too many I'll just list all the ones I've been to. FYI, they were all nice but I think my favorite was Mount Rainier.

Bryce Canyon
Grand Canyon
Great Smoky Mountains
Hawaii Volcanoes
Hot Springs
Joshua Tree (was there last Wednesday!)
Mount Rainier
Shenandoah
Zion
by fizxman
Fri Jan 17, 2014 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 6436

Re: Did you have a Lousy Job as a teen / young adult?

My first job was to bus tables in the smoking section of a diner. At another job, I had to put up several hundred fiber-glass ceiling tiles in a store being renovated. It was during the summer and there was no air conditioning in the building. So it was either wear shorts and a t-shirt to keep cool ...
by fizxman
Thu Dec 19, 2013 1:59 pm
Forum: Personal Consumer Issues
Topic: Tipping Movers
Replies: 41
Views: 2621

Re: Tipping Movers

Man this forum really toes the line between frugal and cheap skate. Of course you tip a mover, just as you would a cabbie or waiter, unless there is a serious mistake, inefficiency or discourtesy. I had never heard of people tipping delivery men. Do you tip the newspaper guy, fedex driver, and the ...

Go to advanced search