Search found 529 matches

by fishmonger
Sat May 19, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Cinque Terre, Italy private boat tour
Replies: 7
Views: 822

Re: Cinque Terre, Italy private boat tour

Did the hike there 15 years ago when I was a college kid studying abroad. Truly one of the most beautiful places in the world!
by fishmonger
Tue May 15, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: Cape Cod Vacation
Replies: 11
Views: 1275

Re: Cape Cod Vacation

Depending on when you're going in May, some restaurants/businesses may not be open yet. This has changed in recent years to some extent, but the "season" on the Cape is generally Memorial Day to Labor Day
by fishmonger
Mon May 14, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Grand Canyon or other Nat'l Park in October?
Replies: 44
Views: 2190

Re: Grand Canyon or other Nat'l Park in October?

Not sure where you'd be travelling from, but Acadia Natl Park is great that time of year. Cooler temps for sure, but the foliage should be at or just beyond peak We were there mid-late October last year. Loved it, but the town of Bar Harbor begins "shutting down" in late October when the cruise shi...
by fishmonger
Mon May 14, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Grand Canyon or other Nat'l Park in October?
Replies: 44
Views: 2190

Re: Grand Canyon or other Nat'l Park in October?

Not sure where you'd be travelling from, but Acadia Natl Park is great that time of year. Cooler temps for sure, but the foliage should be at or just beyond peak
by fishmonger
Wed May 09, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Buying a Boat
Replies: 47
Views: 4693

Re: Buying a Boat

Thoughts on Johnson motors? They never seem to get the rep that Honda, Yamaha, Merc, etc get. But I've been on the lake plenty of times and have seen ANCIENT Johnson motors still running, albeit of lower horsepower
by fishmonger
Wed May 09, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

Atlantis, Bahamas is expensive, but very cool. Awesome water park activities for the kids. plus they can swim with the dolphins. Great weather in Feb. Florida is not guaranteed swimming weather. How expensive are we talking? Roughly priced out a week at a nice all inclusive in Turks or Aruba and wa...
by fishmonger
Wed May 09, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

kaudrey wrote:
Wed May 09, 2018 8:26 am
How about Puerto Rico? Only a 4 hour flight.

Or Costa Rica, as someone else suggested.
We considered Puerto Rico as well, personally I would love Old San Juan, the history, etc. The hurricane kind of threw a wrench into that option however
by fishmonger
Wed May 09, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

adventurous, non cookie-cutter, wife speaks Spanish, opposite of Disney? Costa Rica. although it's about 7 hrs from Boston- but worth it. Went there on our honeymoon 10 years ago! Although a return would be romantic (and the kids would love it) trying to pick somewhere we haven't been. We will be b...
by fishmonger
Tue May 08, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

What do folks think about Key West? Imagine there is not an "all-inclusive" set there, but I love to fish and the kids would probably love it
by fishmonger
Tue May 08, 2018 7:47 am
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

gluskap wrote:
Mon May 07, 2018 5:42 pm
What about Hawaii? We are thinking of Aulani for our next family vacation.
Missed the part about a 5 hr flight from NH? Gonna need more than a week for that!
by fishmonger
Mon May 07, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

So wife and I will celebrate our 10 year anniversary this coming fall. We're looking to take a family vacation with our kids, who will be 9 and 8 by then, in February 2019. My wife is a teacher so unfortunately we have to go during school vacation week (peak travel to FL, the Caribbean, etc). As of...
by fishmonger
Mon May 07, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Re: Family Vacation in Late Feb

Should also add that my wife is fluent in Spanish and the kids are pretty adventurous so it doesn't have to be cookie cutter resorts (but we're not excluding those either)
by fishmonger
Mon May 07, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: Family Vacation in Late Feb
Replies: 30
Views: 1338

Family Vacation in Late Feb

So wife and I will celebrate our 10 year anniversary this coming fall. We're looking to take a family vacation with our kids, who will be 9 and 8 by then, in February 2019. My wife is a teacher so unfortunately we have to go during school vacation week (peak travel to FL, the Caribbean, etc). As of ...
by fishmonger
Fri May 04, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: Buying a Boat
Replies: 47
Views: 4693

Re: Buying a Boat

Thanks for the replies.

I should add that it will be in mostly freshwater, with the occasional trip to the salt (I live 2 hrs from the coast and also have a family place on Cape Cod). I'm planning for the first year to moor it on a lakeside dock - already figured out rental fees.
by fishmonger
Fri May 04, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: Buying a Boat
Replies: 47
Views: 4693

Buying a Boat

I understand the bullets may start flying on this one, as boats in general are very un-Boglehead. Bottomline is I'm an avid fisherman, as our my kids, and I think the time is right. Plus I can afford it. I'm looking to buy an older model Boston Whaler, 17-19 feet, price range $10-15k. I may be open ...
by fishmonger
Thu Apr 26, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Learning to drive a stick [car with manual transmission]
Replies: 126
Views: 5801

Re: Learning to drive stick

If you have a friend that has a standard (and they aren't anal about their car) I think that'd be the way to go. You can easily learn in a couple of hours.

Honestly, it's a lot of fun. I didn't learn til about 25 and my last two Tacomas have been 6 speeds
by fishmonger
Thu Apr 26, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: Best Breweries - Chicago
Replies: 11
Views: 780

Re: Best Breweries - Chicago

Thanks for the recs so far. Should add that we're staying by O'Hare the first night, and the rest of the time at the Residence Inn Downtown/River North.

A group of about 15 so places we could walk from there would be ideal
by fishmonger
Thu Apr 26, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: Best Breweries - Chicago
Replies: 11
Views: 780

Best Breweries - Chicago

Heading to a bachelor party in Chicago in late June with a bunch of friends all from the East Coast. Wondering if there are any recommendations of breweries for us to hit while we're there? Not to sound too obnoxious about it, but we live in the land of Tree House, Alchemist, Trillium, etc. so we're...
by fishmonger
Wed Apr 11, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: Mini Air Compressor
Replies: 22
Views: 1612

Re: Mini Air Compressor

Thanks all. I live in a somewhat rural area of NH so noise is not a concern
by fishmonger
Wed Apr 11, 2018 7:32 am
Forum: Personal Consumer Issues
Topic: Mini Air Compressor
Replies: 22
Views: 1612

Mini Air Compressor

Would like to get a mini air compressor to use in my garage, mostly to blow out parts, filters, etc. Something powerful enough to blow out all the leaves/grass on my riding mower deck would be helpful so I don't have to crank up the leaf blower each time.

Any recommendations appreciated!
by fishmonger
Fri Apr 06, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: Waterbury, Stowe, Burlington, VT
Replies: 12
Views: 723

Re: Waterbury, Stowe, Burlington, VT

Off the top of my head. Too many breweries to choose from: Hill Farmstead Brewery in Greensboro has been rated near the top for the last couple years; about 90 minutes from Burlington, but if you’re headed to Stowe, you’re half way there. It’ll be a long wait on a holiday weekend, which I’m sure yo...
by fishmonger
Fri Apr 06, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: Waterbury, Stowe, Burlington, VT
Replies: 12
Views: 723

Re: Waterbury, Stowe, Burlington, VT

beardsworth wrote:
Fri Apr 06, 2018 9:36 am
Montpelier is also the site of the New England Culinary Institute, which operates several restaurants.

https://www.neci.edu/our-restaurants.php?tab=3
Love the Three Penny Taproom in Montpelier
by fishmonger
Fri Apr 06, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Waterbury, Stowe, Burlington, VT
Replies: 12
Views: 723

Waterbury, Stowe, Burlington, VT

Lifelong New Englander here, but have only spent a small amount of time in northern VT (mostly stuck to Maine, NH, Mass). Wife and I and two kids ages 8 and 7 are thinking about heading up to the Burlington area over Memorial Day. Any ideas or tips on what to do or where to stay? We'd hit the ECHO L...
by fishmonger
Fri Mar 30, 2018 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Recommend a HELOC: DCU, NFCU, or another?
Replies: 6
Views: 361

Re: Recommend a HELOC: DCU, NFCU, or another?

Used DCU for a couple of auto loans back in the day and always had a great experience. Easy to set up, good customer service
by fishmonger
Wed Mar 28, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3183

Re: Which cordless weed whacker to buy?

Stihl, gas powered
by fishmonger
Mon Mar 26, 2018 2:01 pm
Forum: Personal Consumer Issues
Topic: Liability Risks - Renting Food Service Equip
Replies: 0
Views: 274

Liability Risks - Renting Food Service Equip

I'm on the board for a local baseball league. To make a long story short, for years our league operated a snack shack that in theory was supposed to provide a financial benefit to the league. This is in a park with 3 baseball diamonds which is owned by our City (as is the snack shack). For years the...
by fishmonger
Mon Mar 26, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: Next season's ski pass - buy now or wait? (Ski Resorts in New England)
Replies: 10
Views: 855

Re: Next season's ski pass - buy now or wait? (Ski Resorts in New England)

May want to look into multi-area passes. There's one called the Freedom Pass that is usually less expensive than a season's pass, but gives you 3 lift tickets to about 10-15 different mountains. Allows you to try out a bunch and find the place that really works for you in terms of travel time, exper...
by fishmonger
Fri Mar 23, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11494

Re: Underrated places to visit in U.S.?

What do you like to do other than eat (foodies)? Hard to give advice in this respect without more info.
by fishmonger
Wed Mar 21, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: Direct TV vs. Cable
Replies: 20
Views: 1278

Re: Direct TV vs. Cable

Been a DirecTV customer for about 6 years. I live in NH where it snows a lot, and I think the comments about it going out are very overstated. I bet in those 6 years I've been without reception for a total of 2 hours or so

It depends quite a bit on how and where it's installed
by fishmonger
Thu Mar 15, 2018 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Recommended savings ‘Buckets’?
Replies: 30
Views: 2452

Re: Recommended savings ‘Buckets’?

Personally I have 3 buckets: Emergency Fund - About 3 months of expenses Vacation Fund - Fund at $150/week. Some years we don't spend that much, others we spend more. All in all it's a good range Property Tax Fund - I live in a high property tax state and don't escrow my taxes ($1000/month) It's wor...
by fishmonger
Thu Mar 15, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: How to Thank/Reward Realtor
Replies: 28
Views: 2219

Re: How to Thank/Reward Realtor

Not sure where you are, but there is no need for a realtor or attorney to fill in a standard residential lease. Copy, paste, change dates, done.
by fishmonger
Wed Mar 14, 2018 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Balance sheet for S Corp Return
Replies: 6
Views: 663

Re: Balance sheet for S Corp Return

You wouldn't record anything for the intangibles. Sounds like you are on the right path: cash, credit card liabilities and the remainder to equity. In terms of Schedule M, the accuracy matters because that is the reconciliation of your book income to taxable income. There can be a lot of timing diff...
by fishmonger
Fri Mar 09, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: How can I provide rental references as a longtime homeowner?
Replies: 17
Views: 1834

Re: How can I provide rental references as a longtime homeowner?

How long of a lease are you looking at? Might be worth it to pay a number of months' rent upfront to assuage any concerns. Doubly, some landlords/management companies will give you a discount as well
by fishmonger
Fri Mar 09, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Anyone ever have success getting out of a lease?
Replies: 27
Views: 2080

Re: Anyone ever have success getting out of a lease?

As a former landlord, it's one month. Pay the rent, but you can move out whenever you want. If anything, take the time to use the space and paint/clean/touch some things up at the new place while you have a "second home"

Would be an extreme waste of time to try and find someone to sublet, IMO.
by fishmonger
Thu Mar 08, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Honda vs. Toyota: Which has more bang for the buck?
Replies: 119
Views: 10894

Re: Honda vs. Toyota: Which has more bang for the buck?

It depends on the models IMO: Civic segment = Honda; there is no better looking and functional car like a civic. It does sell at a premium. Accord segment = it would be a wash but Accord is better looking and with latest tech CRV segment = CRV is better if you like its looks/style. RAV4 would drive...
by fishmonger
Thu Mar 08, 2018 12:12 pm
Forum: Personal Consumer Issues
Topic: Honda vs. Toyota: Which has more bang for the buck?
Replies: 119
Views: 10894

Re: Honda vs. Toyota: Which has more bang for the buck?

It depends on the models IMO: Civic segment = Honda; there is no better looking and functional car like a civic. It does sell at a premium. Accord segment = it would be a wash but Accord is better looking and with latest tech CRV segment = CRV is better if you like its looks/style. RAV4 would drive...
by fishmonger
Wed Mar 07, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Why plumbers are so expensive?
Replies: 15
Views: 1572

Re: Why plumbers are so expensive?

A lot of small jobs in the trades guys will overbid because they don't need the work, and may have mostly larger projects to worry about. So in this case he may have been thinking "I don't have time for this." If you turn him down he'll be fine as he didn't have the time anyway. If you accept, he fi...
by fishmonger
Thu Mar 01, 2018 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Will my lax approach to record keeping fly in an audit?
Replies: 40
Views: 3920

Re: Will my lax approach to record keeping fly in an audit?

We have had two correspondence audits for a specific item, both easily resolved. Our concern is that we are paring down items in preparation for a move. After many years of marriage, we have an attic full of things and a house with much more furniture than the house we expect to purchase. This has ...
by fishmonger
Thu Mar 01, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: New construction woes
Replies: 30
Views: 3002

Re: New construction woes

First questions is why are you still on friendly terms? Problems like that are unacceptable in a new, quality built home. I would make it very well known that you are extremely unhappy and want to give the GC the chance to make things right. No threats, but I would make it clear that you will look i...
by fishmonger
Wed Feb 28, 2018 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Will my lax approach to record keeping fly in an audit?
Replies: 40
Views: 3920

Re: Will my lax approach to record keeping fly in an audit?

I was a CPA and had a NW Mutual rep as a client. He refused to substantiate his business mileage after repeated warnings - he just didn't care. IRS disallowed a deduction of 30,000 miles - a $17k deduction thrown out the window. Some people learn the hard way. I am guessing there is more to the sto...
by fishmonger
Wed Feb 28, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Expanding current house vs buying your ideal house?
Replies: 14
Views: 973

Re: Expanding current house vs buying your ideal house?

DW and I just went through this exercise about 18 months ago. We were in a place and area we loved that needed a serious remodel for more "modern living". Not just replacing fixtures, but adding a full bathroom, moving stairs, plumbing, etc. We started with no intention of moving. Went as far as hir...
by fishmonger
Wed Feb 28, 2018 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Will my lax approach to record keeping fly in an audit?
Replies: 40
Views: 3920

Re: Will my lax approach to record keeping fly in an audit?

I was a CPA and had a NW Mutual rep as a client. He refused to substantiate his business mileage after repeated warnings - he just didn't care. IRS disallowed a deduction of 30,000 miles - a $17k deduction thrown out the window. Some people learn the hard way. I am guessing there is more to the sto...
by fishmonger
Wed Feb 28, 2018 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Will my lax approach to record keeping fly in an audit?
Replies: 40
Views: 3920

Re: Will my lax approach to record keeping fly in an audit?

It would seem that the necessity for documentation depends on what needs to be documented. They are not going to ask you to support the accuracy of your W2's and 1099's. You may have a very hard time establishing cost basis for uncovered shares though. They are going to ask you to support your clai...
by fishmonger
Wed Feb 28, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8213

Re: 30-Day Minimalist Challenge

I would be hesitant to toss out/donate tools. Unless you really don't have space for them, or they are really single use for a specific purpose (certain blades, etc) you never know when you might need something. Especially if the ones you have are high quality. I don't have a ton of tools, but I've ...
by fishmonger
Tue Feb 27, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Challenging New Home Taxable Value
Replies: 11
Views: 933

Re: Challenging New Home Taxable Value

If you're going to go down this road, and it sounds like you should, I would also be prepared for what the next steps are if your application is rejected. In my town, the board of assessors essentially dismisses all tax abatement requests out of hand. The next step is to appeal to the state, which r...
by fishmonger
Tue Feb 27, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: Autoblog now lists the Toyota Camry as 7th worse for depreciation
Replies: 7
Views: 1011

Re: Autoblog now lists the Toyota Camry as 7th worse for depreciation

Don't know what Autoblog is but that is not accurate whatsoever
by fishmonger
Fri Feb 23, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 5486

Re: Favorite socks?

Darn Tough. I have them for both dress socks, and a handful of wool pairs for hiking/yardwork. They are indestructible.

For gym, I buy a couple of packs of Under Armour socks at Dicks. They usually get worn out after 3-4 years, then I replace
by fishmonger
Fri Feb 23, 2018 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Defining "House Poor"
Replies: 299
Views: 16921

Re: Defining "House Poor"

Personally, I don't see it in the sense of DTI or monthly payment. If too much of your net worth is composed of home equity, I would consider that house poor. Obviously that can vary dramatically by age and location. But pre financial crisis, tons of people (mostly in coastal states, but not exclusi...
by fishmonger
Fri Feb 23, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: Boglehead Flashlight?
Replies: 65
Views: 5327

Re: Boglehead Flashlight?

I love headlamps as well, particularly for surfcasting. However I need them to be able to swivel vertically. Makes a big difference in what I want to focus my light on when fishing/hiking - sometimes down on my hands when changing lures, or out in front when scanning the water. Perhaps it is time t...
by fishmonger
Thu Feb 22, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Boglehead Flashlight?
Replies: 65
Views: 5327

Re: Boglehead Flashlight?

LED Maglight. "D" cells. We have one near every entry/exit door of our home as well as in the bedrooms and cars. I recently bought this heavy "beast" at Home Depot for $30 and it is very bright and solid. Uses "D" cells which is great. https://www.homedepot.com/p/Husky-1000-Lumen-Virtually-Unbreaka...