Search found 417 matches

by fishboat
Tue Jul 18, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: Essential Bike (bicycle) Accessories
Replies: 67
Views: 2889

Re: Essential Bike (bicycle) Accessories

The OP actually needs 0% of the stuff above. ...Agreed! There is lots of great suggestions upthread but if you follow them all you will simultaneously be prepared for century road rides, backwoods trail riding in the mountains, busy urban roads, and your local bike path. Of course, that's assuming ...
by fishboat
Mon Jul 17, 2017 1:51 pm
Forum: Personal Consumer Issues
Topic: Essential Bike (bicycle) Accessories
Replies: 67
Views: 2889

Re: Essential Bike (bicycle) Accessories

Essentials.. >Inner tube repair kit with extra, unopened, contact cement tubes. Key is the unopened cement tubes. You open one, use a little, put it back in your bag..the next time you need it, it'll be dried up and you're $ol. Pack 2-3 new 0.25oz tubes. >multi-tool kit and tire wrenches: https://ww...
by fishboat
Mon Jul 17, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Photobucket is out of control with popups. Alternatives?
Replies: 14
Views: 1388

Re: Photobucket is out of control with popups. Alternatives?

Photobucket has just disabled 3rd party linking to images on its site via URLs (or one can pay $399 a year to keep the links). They haven't blocked everyone as my (reasonably limited these days) links to photos are working fine, but, from what I understand, their intent is to hit folks like me even...
by fishboat
Mon Jul 17, 2017 9:20 am
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

Sounds like you "done-good". Congrats. Sounds like a good bike shop to do business with. Avoid "gel" seat covers and big poofy seats. If you ride often enough your sit bones will get accustomed to it. Refer the the Cervelo Engineering site I posted earlier to understand seat sele...
by fishboat
Thu Jul 13, 2017 5:56 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

I'd think a couple levels up from the bottom would work fine. Derailleur groups are so much better than they were years ago. How much better you might see with each level may be a good question, or has been discussed already, on the bikeforum.net forum. Parts that really matter are first the deraill...
by fishboat
Thu Jul 13, 2017 3:17 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

When I was 73 years old and recovering from hip surgery I discovered I could more easily ride a stationary bike than walk any distance. The physical therapist suggested I might investigate the purchase of a "surfer" bike. The first bike I purchased was a Schwinn 7 speed bike for $200 at K...
by fishboat
Thu Jul 13, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

How "important" is the rear derailleur for durability and reliabliy? Assuming negligible difference in price at call it $70 difference, is this particular advantage really worth high attention? I'm still a little new to judging these components and I know these are all entry level bikes, ...
by fishboat
Thu Jul 13, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

I'm not finding my mtb tires on the web. They're basically mild-tread slicks in the center with cleated-ribs on the far edges. They're fast on streets, rail trails, and off trail. If I get too far off trail the cleats on the front-side walls grip the trail so I don't move around much. That sounds k...
by fishboat
Thu Jul 13, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

You're looking at Trek & Giant..might as well look at Specialized too (the big three) https://www.specialized.com/us/en/men/bikes/mountain/trail/hardrock-v-650b/115480 https://www.specialized.com/us/en/men/bikes/mountain/trail/rockhopper-29/115566 Fuji, Diamondback, and GT are other options(Perf...
by fishboat
Thu Jul 13, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

\ It'll be interesting to try the 27.5" wheels vs the 29. Wheel size doesn't matter. The "29er" is a marketing thing more than anything else..it creates a "buzz". 29ers are the same wheel size as 700c road bike tires. Typically mountain bikes came with 26 inch wheels. I bel...
by fishboat
Thu Jul 13, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

\ It'll be interesting to try the 27.5" wheels vs the 29. Wheel size doesn't matter. The "29er" is a marketing thing more than anything else..it creates a "buzz". 29ers are the same wheel size as 700c road bike tires. Typically mountain bikes came with 26 inch wheels. I bel...
by fishboat
Thu Jul 13, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Checking out older used car purchase
Replies: 7
Views: 513

Re: Checking out older used car purchase

Examples of one of the best deals going in reliable, comfortable, good mpg (21/26), inexpensive autos: https://danville.craigslist.org/ctd/6197859815.html https://greensboro.craigslist.org/cto/6165820689.html https://norfolk.craigslist.org/cto/6180774034.html Been an owner for 12 years. Great car, i...
by fishboat
Wed Jul 12, 2017 9:19 am
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

You seem to be basing your purchase primarily on price and theory/advice...possibly mixed in with a brief ride around a parking lot(somewhat meaningless if you don't know what you're looking for in terms of fit/geometry..etc.). I think you might be able to make a better decision if you rented a cou...
by fishboat
Wed Jul 12, 2017 8:26 am
Forum: Personal Consumer Issues
Topic: Moving a car cross country
Replies: 54
Views: 2568

Re: Moving a car cross country

OP..send me a PM. I may be able to drive it. I have a spotless driving record for the last 40+ years, recently early-retired, my timing is flexible, 1200 miles..no sweat, been there, done that more than a few times.
by fishboat
Wed Jul 12, 2017 7:58 am
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

You seem to be basing your purchase primarily on price and theory/advice...possibly mixed in with a brief ride around a parking lot(somewhat meaningless if you don't know what you're looking for in terms of fit/geometry..etc.). I think you might be able to make a better decision if you rented a coup...
by fishboat
Tue Jul 11, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

Just recently I sold a bike on Craigslist I had bought from a work friend that was too small for her. It was a 1995 Georgina Terry (women's specific road bike), steel, with Shimano 105 components. It probably had less than 500 miles on it - fantastic condition. I couldn't get more than $125 for it....
by fishboat
Sun Jul 09, 2017 8:24 am
Forum: Personal Consumer Issues
Topic: Excel 2010 and Windows 7 -- Where to go from here?
Replies: 39
Views: 2712

Re: Excel 2010 and Windows 7 -- Where to go from here?

Not so long ago I was an advanced user of Excel and Tableau. Both are very versatile and work well together (Excel as datasource for Tableau). Excel is very easy to use when manipulating data. You can then use Tableau to analyze and work the data up. Tableau is extremely powerful for real-time, non-...
by fishboat
Sun Jul 09, 2017 8:06 am
Forum: Personal Consumer Issues
Topic: Shopping for first bike since I was a kid
Replies: 119
Views: 5941

Re: Shopping for first bike since I was a kid

OP..go here: http://www.bikeforums.net/ and do some research. There are sub-forums where you'll find lots of similar people that have gone before you. There's lots of good advice scattered in the posts here, but to find/recognize it you'll need to know more than you do right now. Where do you live? ...
by fishboat
Sat Jul 08, 2017 6:12 am
Forum: Personal Consumer Issues
Topic: New roof suggestions.
Replies: 29
Views: 2736

Re: New roof suggestions.

Just had mine done..I went with Owens Corning Duration..good stuff. A roof is not something you want to go super cheap on.

https://www.owenscorning.com/roofing/sh ... s/duration

Have a full tear-off done and water-ice damning membrane applied if needed (by gutters and around flashings).
by fishboat
Fri Jul 07, 2017 7:03 am
Forum: Personal Finance (Not Investing)
Topic: IRS Notice CP2000 for Tax Year 2015 Backdoor Roth
Replies: 5
Views: 661

Re: IRS Notice CP2000 for Tax Year 2015 Backdoor Roth

One of the four threads you read may be https://www.bogleheads.org/forum/viewtopic.php?f=2&t=219225&p=3383040&hilit=irs+says+I+owe#p3383040 if not, you may find some insight there. I received a letter from the IRS a couple days ago stating they received my response and need to review it....
by fishboat
Thu Jul 06, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Passing through Las Vegas for 1.5 days..hiking
Replies: 19
Views: 1186

Re: Passing through Las Vegas for 1.5 days..hiking

I've been banging on this for hours. I finally looked at google maps for the route between LV and the North Rim to see what was along the way..duh..I didn't realize we'd be driving so close to Zion. That seems like a no brainer..potentially cooler temps, but probably no warmer(?) and certainly much ...
by fishboat
Thu Jul 06, 2017 5:45 pm
Forum: Personal Consumer Issues
Topic: Passing through Las Vegas for 1.5 days..hiking
Replies: 19
Views: 1186

Re: Passing through Las Vegas for 1.5 days..hiking

Thanks all so far & thanks Adam for the hiking location suggestions, I'll look them up. Our lodging on the North Rim is all taken care of & decided. My questions are specifically for the LV segment of the trip. I'm still going through searches..looking at options..
by fishboat
Thu Jul 06, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Passing through Las Vegas for 1.5 days..hiking
Replies: 19
Views: 1186

Passing through Las Vegas for 1.5 days..hiking

Toward the end of the month we'll be flying into Las Vegas on our way to hiking on the North Rim, Grand Canyon. While Vegas-strip can be somewhat entertaining, we're considering staying on the outside of Vegas and travel into the city-strip one day/evening. We'll have about 1.5 days in the Vegas-pro...
by fishboat
Mon Jun 26, 2017 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Where to find a financially like-minded significant other?
Replies: 140
Views: 8302

Re: Where to find a financially like-minded significant other?

OP..give Meetup.com a try. It's not a dating site..it's about "finding like-minded people" (approx 50% of which are women). It's very common to have many friends, but most/all of those friends aren't interested in some activity you like to do. Finding people that do enjoy your interest is ...
by fishboat
Mon Jun 26, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Stupid Security Questions
Replies: 46
Views: 3770

Re: Stupid Security Questions

Whether questions are dumb or not really doesn't matter, your answer does matter though. Need an answer to "What brand of shampoo do you use?"... I'd suggest "fireplace" Or an answer to "..what was your reception location?" maybe "lawnmower" You're too linear ...
by fishboat
Mon Jun 26, 2017 7:59 am
Forum: Personal Consumer Issues
Topic: HP Laptop - Black Screen - Help
Replies: 14
Views: 953

Re: HP Laptop - Black Screen - Help

Try plugging it into an external monitor, if you have one. If the external shows a display and the laptop screen is blank, then the laptop screen needs to be replaced. I replaced mine a couple of months ago - replacement LCD from an eBay vendor ($50), and a "how-to" Youtube video playing ...
by fishboat
Thu May 25, 2017 1:04 pm
Forum: Personal Consumer Issues
Topic: Advice on kid's precalc learning
Replies: 47
Views: 2998

Re: Advice on kid's precalc learning

5. Choose a simpler math curriculum and resign yourself to the fact that your kid does not need to do precalc, nor calc to succeed in the future. What he said..if he's not getting pre-calc then calculus is not for him, now or in the future. I did Calc I-IV...and I actually enjoyed it/aced it. Not e...
by fishboat
Thu May 25, 2017 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help with filling out 8606
Replies: 3
Views: 362

Re: Help with filling out 8606

The answer is in my recent thread(scroll down to form examples & discussion): https://www.bogleheads.org/forum/viewtopic.php?f=2&t=219225 You seem to be converting to a roth some time after you contributed to the t-ira and yet you show no returns(basis=conversion)..worth rechecking to see if...
by fishboat
Thu May 25, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Carpet Cleaning Rental
Replies: 7
Views: 628

Re: Carpet Cleaning Rental

Used them many times over the last 40+ years. I own one that is that old..still works. A strainer may be appropriate if you suspect some metal objects, but dumping the wastewater in the toilet is typical. >Vacuum the carpet thoroughly >Use straight hot (only) tap water to mix the solution. It'll coo...
by fishboat
Thu May 25, 2017 9:18 am
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

The Form 8606 for 2014 would be: 1 6500. (Nondeductible contributions for year) 3 6500. (sum of lines 1 and 2) 4 6500. (contribution for 2014 made in 2015) 14 6500. (line 13 minus line 3) Form 8606 for 2015 would be: 1 6500. (Nondeductible contributions for year) 2 6500. (IRS basis from previous ye...
by fishboat
Mon May 22, 2017 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

fishboat, since you feel like it was TT that messed up your Form 8606, see if the post by Chip on this thread might clear things up for you. According to Chip, you can think you entered the conversion step right but it is possible to answer one of the questions wrong and that results in nothing on ...
by fishboat
Sat May 20, 2017 10:47 am
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

Thanks to those posting the line by line entries..this is really helpful. I didn't realize filling in the form 8606 is a whole topic unto itself...after some searching here, it seems to be. Turbo Tax definitely hosed up the form. My fault as I didn't physically check how it filled it out. My first c...
by fishboat
Sat May 20, 2017 10:30 am
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

ICMoney wrote:
Do you have a gmail account? You can use HelloFax to fax scanned documents on your computer, which I think is free (or used to be) with gmail.


Interesting..I do have a gmail account, but wasn't aware of that option. A scanner I have..this sounds like the way to go. thx!
by fishboat
Fri May 19, 2017 9:57 am
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

Actually, the IRS provides a fax number for responding to these notices and that's the best way to respond. I have no land line nor fax..but maybe my bank can handle it. Overall..I've pulled up all the docs and talked with Vanguard(they notify the IRS of both the ira distribution and roth conversio...
by fishboat
Fri May 19, 2017 6:07 am
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

Sounds like a plan folks..documentation and a letter. I have the former and can write the latter...with that, I'm sure they'll say, "never mind.." 20+ degrees cooler here than yesterday..that makes today a good time to dig into this.

Thanks to all for the help!
by fishboat
Thu May 18, 2017 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

There would have to be two forms 8606. One to file with your 2014 taxes and one to file with your 2015 taxes. The 2014 form would only document the $6,500 non-deductible contribution. The 2015 form would document the $6,500 non-deductible contribution for 2015 (on the front) AND the conversion(s) o...
by fishboat
Thu May 18, 2017 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

Re: IRS says I owe..I don't

Did the IRS give you a phone number to call? No number to discuss it. Just a fax number to send docs to and a number to access forms. Did you have any pre-tax IRA balances (traditional, SEP IRA or SIMPLE IRA)? All IRA accounts are treated as one. Any pre-tax balances would be included in pro-rata R...
by fishboat
Thu May 18, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: IRS says I owe..I don't
Replies: 31
Views: 4457

IRS says I owe..I don't

Just opened a letter from the IRS..they think I owe income tax on $13k for 2015. I did two back door Roth conversions in Feb 2015 for 2014 & 2015, $6500 each year. The non-deductible $13k (after tax$) went into a new/zero balance t-ira account in Vanguard. The t-IRA was funded on a Monday mornin...
by fishboat
Wed May 17, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 3294

Re: What are the powers of HR in a company?

Always remember that HR are not on your side. Never interact with them unless it is required. They are not your friend. +1 HR's primary purpose is to make sure the company doesn't get sued. Their secondary purpose is to fulfill their primary purpose. Then comes book & legwork of managing issues...
by fishboat
Sun May 07, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: sump pump issue
Replies: 13
Views: 1435

Re: sump pump issue

My submersible runs every 20-40 minutes 24/7 year round. The first pump made it 15 years..I'm 7-8 years into the replacement...seems to be running fine. Replace your check valve..it's cheap and easy to swap out. Then buy a replacement pump and pipe it up to match your current one (all piping below t...
by fishboat
Fri May 05, 2017 1:06 pm
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12812

Re: Microsoft, I want my computer back!

The issue I have is with One Drive. By default Microsoft wants you to store all your data in their cloud (and of course pay them for all storage over a nominal amount). I got a new laptop and tried to delete all the One Drive folders. I just want a Library folder with sub folders for documents, pic...
by fishboat
Fri May 05, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12812

Re: Microsoft, I want my computer back!

:) I updated my girlfriend's computer last Sunday from Win 7 Ultimate to Win 10 Pro. She's spent a lot of time on it since...and reports it's working great! She likes it. I turned Cortana off..and yes it still loads in the background and pulls zero CPU time and 100K of memory..negligible on both cou...
by fishboat
Mon May 01, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12812

Re: Microsoft, I want my computer back!

For the sake of balance..I'm a member of the silent majority..that being the Win OS users that really have few issues. The BH forums are a numbers-based/oriented cohort. That being the case, the numbers just don't add up. If Win OS's were as terrible as the many apple and linux users here would sugg...
by fishboat
Sat Apr 29, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12812

Re: Microsoft, I want my computer back!

Can you run Windows Task manager (cntl alt delete) and see what process is snarfing up resources? This might give you the biggest clue. When the problem occurs, run Task Manager and check for the heaviest disk and CPU user. Hopefully you can break into whatever is running and get to the Task Manage...
by fishboat
Sat Apr 29, 2017 8:02 am
Forum: Personal Consumer Issues
Topic: Help with computer from IT folk
Replies: 35
Views: 2806

Re: Help with computer from IT folk

^^^ I agree on everything. The problem centers on understanding "who" owns the PC for personal use at home. It sounded like the OP was given an old PC free and clear. If so, the corporate IT guy is out of the picture and the OP should wipe the drive clean. If it's still used for work, tha...
by fishboat
Sat Apr 29, 2017 7:37 am
Forum: Personal Consumer Issues
Topic: Help with computer from IT folk
Replies: 35
Views: 2806

Re: Help with computer from IT folk

If you're stuck on Windows, you should always install the latest version. Alternatively, you might find Windows 7 somewhere at a discount. Otherwise, Linux would work just fine. [/quote] The corp IT guy will tell you "you" shouldn't be installing anything..particularly a likely non-image-...
by fishboat
Sat Apr 29, 2017 6:22 am
Forum: Personal Consumer Issues
Topic: Help with computer from IT folk
Replies: 35
Views: 2806

Re: Help with computer from IT folk

OP..you need to contact your IT people and have them set your machine up..it's their responsibility. "clean install" can have many meanings..and beyond simply a fresh OS install from original software up to or including a reformatted hard drive. Corporate IT people "image" their ...
by fishboat
Sat Apr 29, 2017 6:03 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 12812

Re: Microsoft, I want my computer back!

Win 10 on two machines, all the latest updates in place, old hardware and software, no issues...and I have a fast, though no where near a blistering fast connection to the web(no hardwire connections where I live..use a cell phone hotspot). You can set up preferred hours where you're active on the m...
by fishboat
Fri Apr 28, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: How to transport pickup truck from orlando, Fl to new hampshire
Replies: 7
Views: 733

Re: How to transport pickup truck from orlando, Fl to new hampshire

Jane wrote: Suggestions?


Make me an offer I can't refuse and I'll do it. Retired, spotless driving record, no accidents in the last 44 years.
by fishboat
Wed Apr 26, 2017 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Multiple acct Roth conversion/recharacterization strategy
Replies: 4
Views: 282

Multiple acct Roth conversion/recharacterization strategy

I'm on the cusp of starting a "Multiple acct Roth conversion/recharacterization strategy". Background: I'm 60 y/o and my first Roth account was created 10+ years ago. In the interest of future tax-savings, I'd like to convert some of my IRA to a Roth prior to age 70. I have no income for t...

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