Search found 327 matches

by fishandgolf
Thu May 24, 2018 7:14 pm
Forum: Personal Consumer Issues
Topic: vinyl plank brands, which is best?
Replies: 9
Views: 787

Re: vinyl plank brands, which is best?

Home Depot has an excellent selection of several top brands; at the moment I don't recall the specific names but they are top quality. I installed vinyl planking in our mudroom and kitchen a year ago. Very inexpensive and easy to install. However, in order to do a quality job you will need a vinyl t...
by fishandgolf
Fri Apr 27, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 10778

Re: Amazon to raise Prime membership in US to $119 from $99

Living in a rural community, Amazon is where its at for almost anything I can get from them. Local stores are expensive and have very limited selection. Even for things that the Walmart in town carries, I just go to Amazon and put it in the shopping cart. The trip to town is 10 miles each way, so t...
by fishandgolf
Tue Apr 10, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38059

Re: Name something you bought that wasn't cheap and glad you did

Log home in the woods........lot's of work but.........we enjoy every minute .....especially during the winter snow falls..... :sharebeer
by fishandgolf
Mon Apr 09, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: Does it make sense to buy new appliances when there's a good sale before you need them?
Replies: 28
Views: 1791

Re: Does it make sense to buy new appliances when there's a good sale before you need them?

Absolutely, positively, unequivocally a bad idea. Unless you have $ that you have nothing else to do with, then maybe Ok..........otherwise.....Never.

By the way.....now that your fridge is running just fine, probably will continue to do so for 10+ more years......... :sharebeer
by fishandgolf
Mon Apr 02, 2018 12:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1405887

Re: U.S. stocks in freefall

Slothmeister wrote:
Mon Apr 02, 2018 12:47 pm
I feel like Slim Pickens riding that missile down to unknown depths. There goes my first 6 months as an investor. Time to sit tight.
:D Today......pickens aren't slim......lots of stuff on sale......... :sharebeer
by fishandgolf
Wed Mar 28, 2018 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 13330

Re: Healthy eaters -- is this grocery budget normal to you?

Depends how much you make. If you bring home $5000/mo and are spending $1200 on groceries you’re spending too much. If you bring home $50,000 a month and spend $1200 on groceries you’re spending too much but it doesn’t matter. Just because you eat organic non gmo doesn’t mean you need to spend $120...
by fishandgolf
Tue Mar 27, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Not going to be buying chicken for a while...
Replies: 65
Views: 9296

Re: Not going to be buying chicken for a while...

Tired of rubber tough chicken breasts but glad to know it is a "known" issue and problem for the chicken industry: https://www.ciwf.com/blog/2017/02/chicken-has-changed-for-the-worse-and-the-proof-is-in-the-stripes I used to think I was over cooking the chicken - but I've been making chicken for ye...
by fishandgolf
Mon Mar 26, 2018 3:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1405887

Re: U.S. stocks in freefall

:?: 8-) So.......if last week Friday (March 23, 2018) was a RBD.......is today a RGD (Really Good Day)? 8-) :?:
by fishandgolf
Mon Mar 26, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: New car?
Replies: 46
Views: 3323

Re: New car?

Being a Boglehead doesn't mean avoiding spending money; it means avoiding wasting money, so that you will have money to spend on the things you want to spend on. Buying a new car to replace an old car, and planning to keep the new car for a long time, is a good way to spend the money you have saved...
by fishandgolf
Sun Mar 25, 2018 12:57 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 22684

Re: Anyone Deleting Facebook?

I followed all the steps in this WSJ article......then I was ready to send it into "never never land"......finally decided to put in on a seven day hiatus....I give it the seven days and see how I feel then. 8-) https://www.wsj.com/articles/how-to-dump-facebook-or-at-least-put-it-in-the-dog-house-fo...
by fishandgolf
Sun Mar 25, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: Big time home inspection issues
Replies: 44
Views: 5230

Re: Big time home inspection issues

sport wrote:
Sat Mar 24, 2018 10:19 pm
Keep in mind that there probably are also hidden defects that the inspector was not able to find. The house sounds like a money pit.
+1000

This would also add to my concerns........ Many others have suggested to do a 180 and walk away......... 8-)
by fishandgolf
Sat Mar 24, 2018 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Monthly payout from a Vanguard fund (not managed payout fund)?
Replies: 3
Views: 450

Re: Monthly payout from a Vanguard fund (not managed payout fund)?

Hi all: I think I captured most of my question in the title. I am about to rollover my share of our company profit sharing plan to a Vanguard IRA (with one or two funds -- for example, maybe the just Vanguard LifeStrategy Conservative Growth Fund). Is it possible to request a monthly distribution o...
by fishandgolf
Fri Mar 23, 2018 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Talk some sense/cents into me- new car purchase
Replies: 44
Views: 3128

Re: Talk some sense/cents into me- new car purchase

I should add that dogs are my life and rescuing them is like having kids but I want no kids.... I try and factor in their cost as a cost of what brings me joy Lot's of reconditioned school buses available on the cheap. Recondition that system and you can have a real DOGmatic experience..... :happy
by fishandgolf
Fri Mar 23, 2018 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Talk some sense/cents into me- new car purchase
Replies: 44
Views: 3128

Re: Talk some sense/cents into me- new car purchase

jehovasfitness wrote:
Fri Mar 23, 2018 5:27 pm
fishandgolf wrote:
Fri Mar 23, 2018 5:22 pm
Quit buying dogs......... 8-)
The audacity

I should also add we have 2 "fun" cars that if I sold one would avoid needing a car loan. Don't really want to go that route tho
OK then.......buy little dogs.......... :D
by fishandgolf
Fri Mar 23, 2018 3:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1405887

Re: U.S. stocks in freefall

Dang..........lost that second comma again.........hate it when that happens.... :annoyed
by fishandgolf
Fri Mar 23, 2018 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Losing friends/family when wealthy
Replies: 118
Views: 10479

Re: Losing friends/family when wealthy

Friendships must be maintained, or they will die slow death. If you did not have a wedding, you missed an opportunity to strengthen your friendships. If you don't go out to eat, you are missing opportunities to socialize with your friends. If you don't travel with your friends for vacations, you do...
by fishandgolf
Sun Mar 18, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 5592

Re: Amazon Prime Going Sideways/Weird Shipment Problems

DHL recently announced they were re-entering the package delivery service in the US. A little competition for UPS and Fed X... :sharebeer

https://www.cnbc.com/2018/03/16/dhl-exp ... x-ups.html
by fishandgolf
Sun Mar 18, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 5592

Re: Amazon Prime Going Sideways/Weird Shipment Problems

For what it's worth, I've still been very happy with Amazon Prime. They don't always arrive in 2 days, but the definitely do more often than not, probably 75%+. Most of the time, an extra day or two isn't a big deal to me. When it is a big deal, or an item is very late, Amazon has been good about o...
by fishandgolf
Fri Mar 16, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: Large life style creep that was completely worth it
Replies: 112
Views: 14507

Re: Large life style creep that was completely worth it

I'm super happy with our dream house but we've only been there 4 months. I don't see it getting old though, completely different feeling that when we moved into our first house. I would never own a vacation property that didn't include maintenance unless it was used just about every weekend. A boat...
by fishandgolf
Fri Mar 16, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Large life style creep that was completely worth it
Replies: 112
Views: 14507

Re: Large life style creep that was completely worth it

Vacation Homes ............ :annoyed My sister and her DH have a very nice cabin in the woods on a lake.......lots of amenities...great fishing, excellent scenery.......However...... Every time they go there......there is always LOTS of work to do. My DW and I like the cabin.....and they invite us ...
by fishandgolf
Tue Mar 13, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: House Hunting Concerns With Well
Replies: 41
Views: 3398

Re: House Hunting Concerns With Well

We have a 400' well that gets something like 12gpm. Just replaced the well pump (about $2,000), and the well tank in the basement will eventually have to be replaced too. We have never had an issue with water pressure or the well "drying up" or anything like that, but if I had it to do over again, ...
by fishandgolf
Mon Mar 12, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: House Hunting Concerns With Well
Replies: 41
Views: 3398

Re: House Hunting Concerns With Well

Let me share my well story............it’s a WELL NIGHTMARE ……… :( We moved into our house in December 2001. The following summer I was watering the flowers (running the outside faucet steady for ~15 minutes). Inside the house I noticed discolored water when running the faucet. After a few days I fi...
by fishandgolf
Sun Mar 11, 2018 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Something weird this day came
Replies: 22
Views: 2772

Re: Something weird this day came

Spirit Rider wrote:
Sat Mar 10, 2018 11:49 pm

I'm not sure, but one of the men seemed vaguely familiar.

The envelope was addressed to my nickname, which I have never used for any legal, employment or consumer purpose.
Who is the person that looks familiar?

Who knew/knows your nickname?
by fishandgolf
Fri Mar 09, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 45
Views: 4073

Re: Need Help Solving A House Smell Mystery

Certainly not to make light of your situation, but this thread reminds me of the "Noise in my Attic" thread from 2010......can't wait to find out the source.

I do hope the matter is favorably resolved soon.


viewtopic.php?f=11&t=62092
by fishandgolf
Thu Mar 08, 2018 11:10 am
Forum: Investing - Help with Personal Investments
Topic: Providing client feedback to Vanguard.........
Replies: 12
Views: 1018

Re: Providing client feedback to Vanguard.........

And, many of us have found their products and service entirely satisfactory, which might account for their very large and growing customer base. This. To me, the measure of a service provider is not "good customer service". Instead, it is "a good product that never requires me to use customer servi...
by fishandgolf
Wed Mar 07, 2018 8:42 pm
Forum: Investing - Help with Personal Investments
Topic: Ok fellow bogleheads, was the correction scary or nothing?
Replies: 147
Views: 10772

Re: Ok fellow bogleheads, was the correction scary or nothing?

Most seasoned investors were expecting this......most season investors came out unscathed.......

If you're not a seasoned investor............these things will help you become.....
by fishandgolf
Tue Mar 06, 2018 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Long Term Disability insurance provider recommendations
Replies: 9
Views: 941

Re: Long Term Disability insurance provider recommendations

Thank you BruDude for the information......very much appreciated!
by fishandgolf
Mon Mar 05, 2018 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Long Term Disability insurance provider recommendations
Replies: 9
Views: 941

Re: Long Term Disability insurance provider recommendations

Thanks for starting this important topic......... I am not at all familiar with these types of insurance, therefore, (sorry.... not intending to hi-jack this thread) but I do have to ask a naive question: What is the MAIN difference between Disability Insurance and Long Term Care Insurance........? ...
by fishandgolf
Sun Mar 04, 2018 9:17 am
Forum: Investing - Help with Personal Investments
Topic: Lost My Way - Advice Needed
Replies: 44
Views: 4748

Re: Lost My Way - Advice Needed

My question is should I take the loss as a lesson learned and go back to index investing or stick with the REITs due to the dividends and put new funds into index funds. ChiefEngineer14: Welcome to the Bogleheads Forum! I dare say that most of us on this forum started out, as you have, making inves...
by fishandgolf
Sat Mar 03, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38059

Re: What UN-frugal thing do you do?

timmy wrote:
Sat Mar 03, 2018 1:27 pm
Instead of logs in my fireplace, I use 100 dollar bills. I play loud music in the background. It's really quite a scene.
I stopped using the $100.00 bills.....they burn too fast......... I am now using $1000.00 bills........ :sharebeer
by fishandgolf
Wed Feb 28, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8219

Re: 30-Day Minimalist Challenge

Bought and read every book authored by Tom Peters, Steve Covey, Zig Ziglar and others......couldn't part with any of them... Finally one day DW said......so.....now that you are retired, are you planning to get another job? That is all it took........within a few hours......everything was packed and...
by fishandgolf
Wed Feb 28, 2018 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Physical cash
Replies: 121
Views: 8080

Re: Physical cash

betweem DW and I....usually $80.00 -$120.00. in cash....

Now that old Monopoly game in the basement......probably a few grand in there....... :moneybag
by fishandgolf
Wed Feb 28, 2018 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: New vehicle research
Replies: 48
Views: 3579

Re: New vehicle research

Some would say skip the Buick and stick with the Japanese brands. I wouldn't rule them out purely on older reputation, but bear in mind the Encore is quite a bit smaller than the RAV4 or the CRV. It is probably more comparable size-wise to a Honda HRV, although maybe trimmed out a little nicer depe...
by fishandgolf
Wed Feb 28, 2018 8:47 am
Forum: Investing - Help with Personal Investments
Topic: Leaving EJ- can i pull this off?
Replies: 38
Views: 2999

Re: Leaving EJ- can i pull this off?

I wouldn't worry about trade fees, that's small potatoes. The elephant in the room is high expense funds located with a high fee advisor. burt +1 I was with Wells Fargo Advisors for a few years.....had 18-25 different funds. Vanguard charged me ~$25.00 per fund to make the transfer.....I'd didn't b...
by fishandgolf
Fri Feb 23, 2018 5:30 pm
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 5495

Re: Favorite socks?

World's Softest Socks.

I am very fussy with the type of socks I wear. I have been wearing the World's Softest Socks - Classic Collection - for 30+ years. I hate socks that keep falling down.....these do not....... :sharebeer

https://worldssoftest.com/
by fishandgolf
Thu Feb 22, 2018 7:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 315
Views: 30923

Re: Two Comma Club

:sharebeer Congratulations welderwannabe.......welcome to the club...... :sharebeer
by fishandgolf
Thu Feb 22, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: 32yr old water softener -best option?
Replies: 2
Views: 309

Re: 32yr old water softener -best option?

Replaced my 26 year old AUTOTROL in the spring of 2017. The refill cycle would not shut off, causing the brine tank to overflow....parts were not available. Could of had a total rebuild for a few hundred bucks but my DW absolutely hated the thing.....very NOISEY :x I had it set to recharge every thr...
by fishandgolf
Wed Feb 21, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38059

Re: What UN-frugal thing do you do?

This is a timely post for me and have enjoyed reading the comments so far. I am 38 and save between 40%-50% of my salary each month in my 401K and taxable 3 vanguard funds. I have around $630K invested and on an expat contract abroad which helps w my savings rate. In the past few months I have spen...
by fishandgolf
Wed Feb 21, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38059

Re: What UN-frugal thing do you do?

:D Brand spanking new Chevy Silverado pickem' up truck.....took the frugal model at $40,000.00......first new vehicle in 20+ years.........
Kids........ma and pa are spending your inheritance..... :sharebeer
by fishandgolf
Wed Feb 21, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3031
Views: 933280

Re: What Book Are You Currently Reading? Part VI

"A Higher Call" .....One of the most inspiring books I ever read. An incredible true story about a American and German pilot during WWII December, 1943: A badly damaged American bomber struggles to fly over wartime Germany. At the controls is twenty-one-year-old Second Lieutenant Charlie Brown. Hal...
by fishandgolf
Tue Feb 20, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: Golf Bag
Replies: 22
Views: 1568

Re: Golf Bag

Excellent Thread! I am also looking to upgrade.....got a real cheapie 15+ years ago and it's starting to get heavy due to all the duct tape holding it together. I'm a neophyte at the game (started ~5 yrs ago) don't know much about the gear and stuff but appreciate all the comments and information.....
by fishandgolf
Tue Feb 20, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Golf Bag
Replies: 22
Views: 1568

Re: Golf Bag

Excellent Thread! I am also looking to upgrade.....got a real cheapie 15+ years ago and it's starting to get heavy due to all the duct tape holding it together. I'm a neophyte at the game (started ~5 yrs ago) don't know much about the gear and stuff but appreciate all the comments and information......
by fishandgolf
Mon Feb 19, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: Cooling an Upstairs Bedroom
Replies: 9
Views: 1139

Re: Cooling an Upstairs Bedroom

There are portable in the room units that exhaust heat through a hose and adapter that fits into the windows. They are on wheels. They are a bit loud, better one's are quieter. They will cool the room. I have had tenants use them with good results on units where "in window" AC units were not allowe...
by fishandgolf
Sun Feb 18, 2018 7:17 pm
Forum: Forum Issues and Administration
Topic: Fewer Readers Despite Continued Market Volatility
Replies: 16
Views: 2649

Re: Fewer Readers Despite Continued Market Volatility

It's probably innate in our culture/ behavior.....everybody wants to see the train wreck....... :( :(
by fishandgolf
Sun Feb 18, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 10071

Re: Do you wear a wedding band?

I did the first few years but haven't since. Had a friend who worked in construction.... got the ring caught in a nail and darn near torn off the entire hand..........he no longer wears his either.
by fishandgolf
Sun Feb 18, 2018 6:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 408
Views: 42762

Re: Your USER NAME...what does it mean?

I play golf from the red tees! 8-) +1 Palmer encouraged golfers to play to their own game by using the appropriate tees. :sharebeer Red Tees are called, "Senior Tees". j :D ....oops.....my bad. I'm still a neophyte at the game of golf. Didn't know the color of the tee had a designation. :oops: My r...
by fishandgolf
Sun Feb 18, 2018 11:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 408
Views: 42762

Re: Your USER NAME...what does it mean?

I play golf from the red tees! 8-) +1 Palmer encouraged golfers to play to their own game by using the appropriate tees. Red Tees are called, "Senior Tees". j :D ....oops.....my bad. I'm still a neophyte at the game of golf. Didn't know the color of the tee had a designation. :oops: My reference wa...
by fishandgolf
Sun Feb 18, 2018 10:11 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 408
Views: 42762

Re: Your USER NAME...what does it mean?

Redtees wrote:
Sat Feb 17, 2018 7:43 pm
I play golf from the red tees! 8-)

I play golf and at times, struggle getting the ball past the red tees :annoyed
by fishandgolf
Sat Feb 17, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Is there a way to send text messages on my computer?
Replies: 30
Views: 3606

Re: Is there a way to send text messages on my computer?

Abe wrote:
Sat Feb 17, 2018 4:08 pm
OP here. I tried to send a text from my email to my cell phone.
I put in my 10 digit cell phone number@txt.att.net but I didn't receive the text message on my cell phone. Anyone have any idea what I did wrong?

same here......didn't work for me either......