Search found 86 matches

by fishandgolf
Tue Mar 21, 2017 8:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 290
Views: 13115

Re: Your USER NAME...what does it mean?

Ok....this might not catch on but...............if you could change your USERNAME...or have a subordinate....USERNAME....what would it be? ....for me.......fishing and golf are my favorite hobbies. However......if I could have a subordinate USERNAME it might be......CCABW.......which stands for Chie...
by fishandgolf
Sat Mar 18, 2017 9:15 am
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 41
Views: 3669

Re: Mr. Bogle interviewed on CNN Smerconish

I just watched it.....great interview of a very great man. Thanks for posting the link!
by fishandgolf
Wed Mar 15, 2017 6:40 pm
Forum: Personal Consumer Issues
Topic: What to do with $100???
Replies: 77
Views: 4544

Re: What to do with $100???

You want to spend it on something that puts a smile on your face......just as it did for your mom when she gave it to you. :happy This thread brings back a very recent memory...... My mom recently passed away at age 90. Her and dad (he passed 5 years earlier) lived on pay check to pay check......the...
by fishandgolf
Wed Mar 15, 2017 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Convincing Someone To Dump A Bad Financial Advisor
Replies: 39
Views: 3127

Re: Convincing Someone To Dump A Bad Financial Advisor

I would intervene only if:[list][*] P.S. Criticizing investment performance means you're probably not in the intervention zone. And keep in mind that if your mother took your advice and invested the way you want her to, you would now own all responsibility for the performance of her investments you...
by fishandgolf
Wed Mar 15, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 215
Views: 15830

Re: gratuitous homeownership items

Yikes, a few people said 2000-2500 square feet is too much for one or two people. That's the range I'm looking in ... should I be considering a smaller house? Also is a guest room gratuitous? That's one of the things I really want. My wife and I have 2800 sq. ft. and when the kids and grand kids co...
by fishandgolf
Tue Mar 14, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Laminate flooring that looks like hardwood
Replies: 25
Views: 1399

Re: Laminate flooring that looks like hardwood

I just finished installing EZ - Click 100% waterproof vinyl planking in the kitchen and laundry room. https://www.menards.com/main/flooring-rugs/vinyl-flooring/vinyl-planks/ez-click-trade-premier-vinyl-plank-6-x-36-18-26-sq-ft-pkg/p-1444426346275.htm We have hardwood (hickory) in the great room so I...
by fishandgolf
Tue Mar 14, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 215
Views: 15830

Re: gratuitous homeownership items

2-story log home in the woods. 3 bdrm, 2 bath, 2800 sq ft.....two people. Everything previously mentioned about home maintenance, mature trees and..... leaves....they're everywhere. Bugs, insects (wife freaks out when she sees a spider) sticks and branches on the roof and in the driveway...everywher...
by fishandgolf
Mon Mar 13, 2017 9:17 am
Forum: Investing - Theory, News & General
Topic: I have to share this quote
Replies: 32
Views: 4450

Re: I have to share this quote

I have some relatives that always seem to WIN when they go to the casino......I always like to tell them...........

There are two types of people that leave Las Vegas...........Losers and Liars!
by fishandgolf
Tue Mar 07, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 22552

Re: How to Die

Toons wrote:Thanks for the link,,powerful article


+1

Thank you for your contribution..........it was a powerful article.......and so very well written!
by fishandgolf
Sun Feb 26, 2017 8:37 pm
Forum: Personal Consumer Issues
Topic: Outdoor grill: gas or electric?
Replies: 55
Views: 3024

Re: Outdoor grill: gas or electric?

.....a further note. I just started using the gas grill in August 2016. Wife won this thing in a drawing of some sort so now we have a gas grill. I was 100% charcoal until then. What I do like about the gas grill is that it's quick and easy...and works well in cold weather....which is where we live....
by fishandgolf
Sun Feb 26, 2017 8:01 pm
Forum: Personal Consumer Issues
Topic: Outdoor grill: gas or electric?
Replies: 55
Views: 3024

Re: Outdoor grill: gas or electric?

Congratulations on the new house! I have both gas and charcoal.....and use both often. I use the gas grill for burgers, chicken breast and veggies (asparagus, zucchini, etc) and the charcoal for searing steaks, baby backed ribs, pork chops, cedar planked salmon, etc. I have one gas and two charcoal ...
by fishandgolf
Sun Feb 26, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: moving from landscaper/snow plower to diy in retirement
Replies: 44
Views: 2852

Re: moving from landscaper/snow plower to diy in retirement

thanks for all the replies. I've done some research, I can get a floor model sear craftsman 20442 rider mower delivered for $1800. Comes w full warranty, well reviewed by consumer reports and on the sears site. Maybe I'm missing something but seems like the payoff would be one season or less. But.....
by fishandgolf
Tue Feb 21, 2017 9:28 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM
Replies: 66
Views: 3360

Re: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM

Wow......just saw this thread.......10th Anniversary.......Wow! Reading some of the history to learn who and how things got started......another Wow! Jack Bogle replied...........now that is a really BIG WOW! Jack is a GIANT of a man......I own him and all Bogleheads much. You have made a huge diffe...
by fishandgolf
Mon Feb 13, 2017 9:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 290
Views: 13115

Re: Your USER NAME...what does it mean?

My CB handle from a long time ago. KANR8804 - the Bluelight. Ah yes, I've still got my old FCC CB license from ages ago (back when you had to have an actual license to "officially" transmit (cost was $5 back then). Wow......this brings back a few memories. I nearly forgot about those days...
by fishandgolf
Sun Feb 12, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 114
Views: 11734

Re: The Wall Street Journal to close Google loophole entirely

quote="heartwood"]As others have mentioned there are several ways to get discounted subscriptions. I won't repeat them, but I've had one for many years. I only post to say that the WSJ has recently rolled out a new e-reader that is so much better than their old version. It's not as good as...
by fishandgolf
Sat Feb 11, 2017 11:33 pm
Forum: Forum Issues and Administration
Topic: welcome home bogleheads.org
Replies: 30
Views: 2750

Re: welcome home bogleheads.org

A special thank you to the entire Boglehead staff for your unrelenting support. You folks are the best!!!
by fishandgolf
Sat Feb 11, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Keep a Local Bank?
Replies: 76
Views: 4711

Re: Keep a Local Bank?

Index Fan wrote:I have both a brick and mortar bank and an online savings bank. The former is for 'just in case' (a bank is 5 minutes down the road from me) and the latter is to maximize interest earned on the cash I keep in savings.


+1 yep....same here :D
by fishandgolf
Sat Feb 11, 2017 11:55 am
Forum: Investing - Help with Personal Investments
Topic: How Much Cash Do You Actually Hold?
Replies: 110
Views: 10676

Re: How Much Cash Do You Actually Hold?

I am retired and wife still works full time. She likes CASH......and it has to be VERY secure.....so it's in savings and checking account. Probably enough cash that accounts for 1.25 years of living expenses. My long term relationship goal.....keep wife HAPPY :D It's been said here before and worth ...
by fishandgolf
Fri Feb 10, 2017 7:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 290
Views: 13115

Re: Your USER NAME...what does it mean?

Well triceratop....I will accept your invitation to guess.............. Here's what Wikipedia has to say about Triceratops: https://en.wikipedia.org/wiki/Triceratops So....either you have some sorta passion for three horned dinosaurs and you intentionally omitted the "s" at the end of the ...
by fishandgolf
Thu Feb 09, 2017 8:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 290
Views: 13115

Re: Your USER NAME...what does it mean?

The replies are really cool.....many folks have put meaningful thought into choosing their USERNAME. When I registered, I was sort of discombobulated as to what it should be.....it was spontaneous and I didn't have a clue what to use.....then "fishandgolf" hit me; actually, I was surprised...
by fishandgolf
Thu Feb 09, 2017 3:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 290
Views: 13115

Your USER NAME...what does it mean?

I've been frequenting this site for a few months now and have noticed some really "cool, some intriguing, some humorous, some thoughtful and some mysterious USER NAMES. Out of respect for those individuals, I do not want to point out any particular USER NAME. However,without revealing too much ...
by fishandgolf
Tue Feb 07, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Hardwood floors vs Wood Look Tile?
Replies: 68
Views: 5569

Re: Hardwood floors vs Wood Look Tile?

Interesting thread......today I started installing vinyl floor planking in our kitchen and laundry area (~600 sq. ft.). I took a 15 minute lunch break and spotted this thread. Initially, our plan was to put porcelain tile in the main kitchen area and laundry room and hardwood flooring in the dining ...
by fishandgolf
Wed Feb 01, 2017 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Living Off Interest/Dividends
Replies: 54
Views: 5594

Re: Thoughts on Living Off Interest/Dividends

Consider someone who invested in Berkshire Hathaway many years ago. They have never paid a dividend (not necessarily a bad thing!), so the only way you can get income from this investment is by selling shares. So you sell 3% of your shares in year one. But a year later, the 97% of your shares left h...
by fishandgolf
Mon Jan 30, 2017 9:00 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3460

Re: Any Backyard Chefs out there? Do you have any specialties?

Well......last night was my first attempt with the "sous-vide" method. Had two 1.25" thick beef ribeye steaks. My wife is not much of a beef steak person but will eat a small portion if it's cooked med-well. My preference is medium rare - medium. So I used two small coolers.....one wi...
by fishandgolf
Sat Jan 28, 2017 11:43 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3460

Re: Any Backyard Chefs out there? Do you have any specialties?

Smoker: My ribs are pre-oven baked as well: BBQ'd ribs: a key to keeping the ribs "fall off the bone" is to remove that membrane layer from the underside of the ribs. I then apply favorite marinate (mine is Sweet Baby Rays), wrap in foil then refrigerate over night. Next day, bake at 300 ...
by fishandgolf
Sat Jan 28, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3460

Re: Any Backyard Chefs out there? Do you have any specialties?

Big Green Egg is the most well-known and popular variety of Kamodo, but they're also among the most expensive. Several of my friends have them and love them. Primo is another fairly popular brand, and there are several others. Any of them will cook fantastically, and the better ones have lifetime w...
by fishandgolf
Sat Jan 28, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3460

Re: Any Backyard Chefs out there? Do you have any specialties?

I've used Weber charcoal grills forever.......not at all familiar with the Big Green Egg or Kamados. I just goggled both and see there are quite a few different models of each. What is a popular model? Where is the best place to purchase? What price range am I looking at? When I'm grilling, it's usu...
by fishandgolf
Thu Jan 26, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: Naked Wines
Replies: 9
Views: 1366

Re: Naked Wines

Depending on your location, I have ordered from both Heartwood and Oak and Splash Wines......excellent wine and NO monthly fee....and free shipping. I have ordered from Naked Wines in the past, but didn't care for the monthly fee. https://heartwoodandoak.com/promos/Big-Bold-Reds-L2/?sub_id=20170126-...
by fishandgolf
Wed Jan 25, 2017 8:52 pm
Forum: Investing - Theory, News & General
Topic: A Special Vanguard Fund
Replies: 17
Views: 2690

Re: A Special Vanguard Fund

Taylor Larimore wrote:Bogleheads:

* The only U.S. stock fund in The Three-Fund Portfolio

Only one guess.

Best wishes.
Taylor


FPS.....Taylor gave us the answer in the OP, that is why we only get one guess (if you want to call it a guess...) :)
by fishandgolf
Wed Jan 25, 2017 4:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 7809

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Congratulations and a very Happy Birthday to you Taylor. Thank you for all you have done to make this a special and informative source of information :D
by fishandgolf
Wed Jan 25, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Anyone have experience with plumbing issues or any Plumbers here?
Replies: 30
Views: 2356

Re: Anyone have experience with plumbing issues or any Plumbers here?

[quote="Hockey10"] :( For everyone reading this, ask yourself if you know where your water main shut-off valve is located. If you don't know, find it. If you can't find it, call a plumber. When water is gushing though the finished portion of your house, you will be glad that you know how t...
by fishandgolf
Tue Jan 24, 2017 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Finances and Signficant Other/Future finances
Replies: 18
Views: 1832

Re: Finances and Signficant Other/Future finances

My wife and I lived together for five years before we married. We decided that we were "all in" from Day One: We were a Team. So, it did not matter who earned more, we would share expenses equally and combine our resources. The Team Approach guided everything we did in life, both financia...
by fishandgolf
Mon Jan 23, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Do you check your credit reports annually?
Replies: 48
Views: 2897

Re: Do you check your credit reports annually?

I have never checked my credit report.

So.....I just logged onto creditkarma and they want full SS #. Do you guys actually provide that information on the web? That scares the begevies outta me...... or am I being too security conscience? Is there a better way to do this other than by snail mail?
by fishandgolf
Mon Jan 23, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Experience replacing resin in water softener?
Replies: 7
Views: 1004

Re: Experience replacing resin in water softener?

Thank you scottyja and Yooper for your suggestions. We do live in a rural area and water is very hard...but I will get test strips and check it out!

Thanks again!
by fishandgolf
Mon Jan 23, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Experience replacing resin in water softener?
Replies: 7
Views: 1004

Re: Experience replacing resin in water softener?

I often wondered if I need to replace resin in my tank; my softener is ~25 years old. I asked the local guy who originally installed it if it's common for the resin to wear out and will need to be replaced......his reply was ......"not necessarily". Question: Is there a way to test the hot...
by fishandgolf
Wed Jan 18, 2017 7:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 8358

Re: Ally Bank - Is this a safe/best place to stash some cash?

Just completed setting up all accounts (MM, Savings, Checking, CC) with Ally Bank.......... Spent a little time on the phone with their customer service reps ...ALL GREAT PEOPLE... Got'r done. As suggested by many, we will maintain a relationship with local brick and mortar.....but majority of busin...
by fishandgolf
Sat Jan 14, 2017 4:39 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 8358

Re: Ally Bank - Is this a safe/best place to stash some cash?

OP- Take the plunge, park the money in the 1% Savings. I spent a few years debating making the move to Ally. I cost myself at least a few grand in interest debating this. I finally made the move to Ally recently. You just barely missed out on the 1.25% no penalty CD. Luckily, I got it just in time....
by fishandgolf
Sat Jan 14, 2017 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - Need Help!
Replies: 8
Views: 334

Re: Backdoor Roth IRA - Need Help!

Sounds like a good plan. A word of warning. Vanguard seems to be overwhelmed with new customers. Some things have been moving slowly lately. She might need some patience with this. Thanks for the heads-up on Vanguard. I've been reading lots of negative comments about their customer service. I've be...
by fishandgolf
Sat Jan 14, 2017 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - Need Help!
Replies: 8
Views: 334

Re: Backdoor Roth IRA - Need Help!

Ok...thank you retiredjg and indexfundfan for the clarification. She does not have other tIRA's or 401(k)'s. Her and her husband are probably in the 25% tax bracket. So, (I think she's leaning Vanguard) she will convert the 401(k) into a tIRA. She also wants to move the Roth IRA to VG, I am assuming...
by fishandgolf
Sat Jan 14, 2017 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - Need Help!
Replies: 8
Views: 334

Re: Backdoor Roth IRA - Need Help!

fishandgolf, your question can be interpreted in at least 2 ways. Indexfundfan thinks she wants to do a back door contribution to Roth IRA (using money from salary or savings) after rolling over a 401k into tIRA. I think she wants to roll the 401k into tIRa and then convert some or all of that mone...
by fishandgolf
Sat Jan 14, 2017 2:21 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - Need Help!
Replies: 8
Views: 334

Backdoor Roth IRA - Need Help!

During this past week I've read a few threads on the topic of Backdoor Roth IRA.......I've gotta confess....I'm still a bit confused. Here is the situation: My daughter quit her job ~5 years ago to start her own business. She still has a Roth IRA ~$2000.00 and a 401(k) ~$20K both Fidelity, at her fo...
by fishandgolf
Sat Jan 14, 2017 2:02 pm
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 5635

Re: Where do you buy coffee beans?

Wife and I decided to try the COFFEE AM so we ordered a variety of five different flavors (Hazelnut, Carmel Pecan Roll, Vienna Strudel, etc.) ....we prefer the flavored stuff with hazelnut being the best; also wanted the free shipping. Well.......we brewed our first batch yesterday morning...of cour...
by fishandgolf
Sat Jan 14, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: Recommendations for home paper shredder
Replies: 52
Views: 2425

Re: Recommendations for home paper shredder

I just got this one.....had it for a week or so. It has a great rating and so far I am very happy with it. Gave it a good workout this past week! I've had a few "inexpensive" ones in the past and they didn't last. Will shred: *credit cards *CD's * 12 sheet with small staples It has caster ...
by fishandgolf
Wed Jan 11, 2017 10:04 am
Forum: Investing - Help with Personal Investments
Topic: How to politely fire my financial advisor
Replies: 66
Views: 6934

Re: How to politely fire my financial advisor

Initiate an asset transfer via Vanguard. https://investor.vanguard.com/account-transfer/how-to-transfer-money :happy Yep.......best way to do this. Also, be certain you know what you want to transfer. If you are planning to transfer funds that VG doesn't have they might charge you a fee (I think it...
by fishandgolf
Mon Jan 09, 2017 3:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 18759

Re: Sad News About a Respected Forum Member

My deepest sympathies go out to all friends and family of "Old Meph"....... wishing everyone the best!
by fishandgolf
Mon Jan 09, 2017 12:38 pm
Forum: Investing - Theory, News & General
Topic: To Cash or Not To Cash...
Replies: 13
Views: 1713

Re: To Cash or Not To Cash...

I wonder why you need/want to do anything with this 401(k) a week after retiring. I had a Fido 401(k) and it took me about a year to do anything with it. And I'm glad I did because my company added true-up money and pofit-sharing money to my account about 6 months later. So what's your rush anyways...
by fishandgolf
Sun Jan 08, 2017 4:25 pm
Forum: Personal Consumer Issues
Topic: Reverting to a Wood Burning Fireplace from Gas
Replies: 37
Views: 2104

Re: Reverting to a Wood Burning Fireplace from Gas

I was a strong advocate for wood fire place......until I had one. Never again.....way toooooo much work. You can't beat a wood burning fire.....but...after having both....the gas is far SUPERIOR!
by fishandgolf
Sun Jan 08, 2017 12:13 pm
Forum: Investing - Theory, News & General
Topic: WSJ - It's time for Fees to go even lower - Jason Zweig
Replies: 7
Views: 1637

WSJ - It's time for Fees to go even lower - Jason Zweig

Great article in weekend WSJ by Jason Zweig.

http://www.wsj.com/articles/its-time-for-investor-fees-to-go-even-lower-1483739505

Fulcrum Fee........now isn't that a novel idea. Been tried before.......
by fishandgolf
Sun Jan 08, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Bedroom is colder than rest of house. Radiator heating question.
Replies: 70
Views: 3421

Re: Bedroom is colder than rest of house. Radiator heating question.

Does your system have a circulation pump? You might try rewiring the system so the pump runs all the time, not just when the boiler is heating. This circulates the water all the time which tends to transfer heat from hotter areas to colder areas so the overall temperature is more uniform. This is a...
by fishandgolf
Sat Jan 07, 2017 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 8358

Re: Ally Bank - Is this a safe/best place to stash some cash?

PJW.......that is a great comment. Daughter and husband are on top of their game.......conservative, always spend below their means....but very wise. Buuuuut, he still has is retirement account with an actively managed firm. He asked me about Vanguard and I, of course, gave him my pitch. Also, I tol...

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