Search found 100 matches

by fishandgolf
Tue Apr 18, 2017 4:54 pm
Forum: Investing - Theory, News & General
Topic: Weight loss and investing
Replies: 35
Views: 3565

Re: Weight loss and investing

I stopped worrying about losing weight.........I am now concentrating on getting taller :sharebeer
by fishandgolf
Tue Apr 18, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Is my electric bill high?
Replies: 58
Views: 4640

Re: Is my electric bill high?

Our electric utility provides comparison of our bill with averages for our type of usage and also compares against efficient home. Since usage varies by locale, that is helpful for us. Does your utility do that? Also, many utilities will do free energy audits that can identify things to do to reduc...
by fishandgolf
Tue Apr 18, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Is my electric bill high?
Replies: 58
Views: 4640

Re: Is my electric bill high?

Upper mid-west, 2800 sq ft. gas heat, elec. dryer. Have two refrigerators and one upright freezer. Also running a night light for security purposes. During the summer months, I run a dehumidifier, which I know uses a lot of energy. Avg. monthly is $150.00. Low of $111.00 in March .....high of $192.0...
by fishandgolf
Fri Apr 14, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 3917

Re: What do you do with your coins?

Years ago when I use to travel through Chicago on business, the toll booth fee was $0.40 at each booth. I had to go through 3 or 4 of them (one-way) to get to my destination. Someone once told me.... rather than toss in a quater, dime and a nickel, try throwing in 29 pennies. They said the counters ...
by fishandgolf
Thu Apr 13, 2017 7:15 am
Forum: Investing - Help with Personal Investments
Topic: Edward Jones Acnt
Replies: 4
Views: 704

Re: Edward Jones Acnt

I echo Silk McCue's thoughts. I prefer my accounts being tidy, for me just sets my mind at ease not having random accounts I don't use out there. I would also request to be taken off their mailing list(s) - no need for EJ's advertising. Like Silk noted, the salespeople can be persistent - just be f...
by fishandgolf
Sat Apr 08, 2017 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at 62 vs 66
Replies: 53
Views: 9049

Re: Social Security at 62 vs 66

I thought this advise about SS was sound:

#1). If you need the money.....take it!

#2). If you don't need the money but want it...........take it!

#3). If you don't need it or want it early.......delay it!
by fishandgolf
Wed Apr 05, 2017 7:21 am
Forum: Investing - Theory, News & General
Topic: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 128
Views: 10257

Re: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Wow....can you imagine a chance to meet Jack Bogle and the entire Boglehead staff.......and I thought Christmas was exciting!

Please add me to the waiting list.

Have a Happy Boglehead Conference!

Thank you!
by fishandgolf
Mon Apr 03, 2017 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Got my second comma -- what is this anticlimactic feeling?
Replies: 55
Views: 6470

Re: Got my second comma -- what is this anticlimactic feeling?

Chan_va wrote:Probably because you know that the 8 year bull market has to end sometime, and when it does, you will drop back. But crack open a cold one now - you have earned it!


+1....yep
by fishandgolf
Wed Mar 29, 2017 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 143
Views: 7985

Re: When do you plan to die?

I plan to live forever........so far I'm right on schedule :sharebeer
by fishandgolf
Wed Mar 29, 2017 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage payoff?
Replies: 9
Views: 1219

Re: Mortgage payoff?

This comes up frequently, but at 4.85% I'd pay off the mortgage. Gill +1 Take a look at your mortgage statement. More than 50% of the interest on any mortgage loan is collected within the first 7 -10 years; it's front loaded. If you have the cash.....dash to the bank and make that loan past tense :...
by fishandgolf
Tue Mar 28, 2017 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Daugther's Credit Card Windfall
Replies: 40
Views: 4750

Re: Daugther's Credit Card Windfall

Toons wrote:Do the "Right"Thing.
Call.
:happy


Honesty is the best policy...........it's the only policy. Get it straightened out ASAP!
by fishandgolf
Tue Mar 28, 2017 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter maxed out credit cards, needs help from me
Replies: 92
Views: 4605

Re: Daughter maxed out credit cards, needs help from me

Good Luck. How much can she (and/or will she) pay to clear this up? How has she determined that she cannot pay this bill? My recommendation: 1. Do NOT just pay it off or actually lend her the money. Based on what you post, she should be able to clear this up (see next step). 2. If you have the $20,...
by fishandgolf
Mon Mar 27, 2017 9:32 am
Forum: Investing - Help with Personal Investments
Topic: Weathering sell-off days like today
Replies: 107
Views: 6343

Re: Weathering sell-off days like today

I think there are a few folks out there that are enjoying this little dip.....and perhaps waiting for more of it. When stock go on sale, it's time to put the buying hat on :beer
by fishandgolf
Sat Mar 25, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: Anyone use Verizon wireless prepaid for cell phones???
Replies: 36
Views: 2394

Re: Anyone use Verizon wireless prepaid for cell phones???

I haven't used Verizon wireless prepaid. Instead, I use Tracphone. I buy enough minutes and service days once a year and occasionally buy data for my android throughout the year as needed. +1 Wife and I have been using Tracfone for years. We are not big users so this plan works for us. Average mont...
by fishandgolf
Tue Mar 21, 2017 8:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16592

Re: Your USER NAME...what does it mean?

Ok....this might not catch on but...............if you could change your USERNAME...or have a subordinate....USERNAME....what would it be? ....for me.......fishing and golf are my favorite hobbies. However......if I could have a subordinate USERNAME it might be......CCABW.......which stands for Chie...
by fishandgolf
Sat Mar 18, 2017 9:15 am
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 71
Views: 4908

Re: Mr. Bogle interviewed on CNN Smerconish

I just watched it.....great interview of a very great man. Thanks for posting the link!
by fishandgolf
Wed Mar 15, 2017 6:40 pm
Forum: Personal Consumer Issues
Topic: What to do with $100???
Replies: 78
Views: 5346

Re: What to do with $100???

You want to spend it on something that puts a smile on your face......just as it did for your mom when she gave it to you. :happy This thread brings back a very recent memory...... My mom recently passed away at age 90. Her and dad (he passed 5 years earlier) lived on pay check to pay check......the...
by fishandgolf
Wed Mar 15, 2017 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Convincing Someone To Dump A Bad Financial Advisor
Replies: 39
Views: 3273

Re: Convincing Someone To Dump A Bad Financial Advisor

I would intervene only if:[list][*] P.S. Criticizing investment performance means you're probably not in the intervention zone. And keep in mind that if your mother took your advice and invested the way you want her to, you would now own all responsibility for the performance of her investments you...
by fishandgolf
Wed Mar 15, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 218
Views: 18254

Re: gratuitous homeownership items

Yikes, a few people said 2000-2500 square feet is too much for one or two people. That's the range I'm looking in ... should I be considering a smaller house? Also is a guest room gratuitous? That's one of the things I really want. My wife and I have 2800 sq. ft. and when the kids and grand kids co...
by fishandgolf
Tue Mar 14, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Laminate flooring that looks like hardwood
Replies: 25
Views: 1597

Re: Laminate flooring that looks like hardwood

I just finished installing EZ - Click 100% waterproof vinyl planking in the kitchen and laundry room. https://www.menards.com/main/flooring-rugs/vinyl-flooring/vinyl-planks/ez-click-trade-premier-vinyl-plank-6-x-36-18-26-sq-ft-pkg/p-1444426346275.htm We have hardwood (hickory) in the great room so I...
by fishandgolf
Tue Mar 14, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: gratuitous homeownership items
Replies: 218
Views: 18254

Re: gratuitous homeownership items

2-story log home in the woods. 3 bdrm, 2 bath, 2800 sq ft.....two people. Everything previously mentioned about home maintenance, mature trees and..... leaves....they're everywhere. Bugs, insects (wife freaks out when she sees a spider) sticks and branches on the roof and in the driveway...everywher...
by fishandgolf
Mon Mar 13, 2017 9:17 am
Forum: Investing - Theory, News & General
Topic: I have to share this quote
Replies: 32
Views: 4551

Re: I have to share this quote

I have some relatives that always seem to WIN when they go to the casino......I always like to tell them...........

There are two types of people that leave Las Vegas...........Losers and Liars!
by fishandgolf
Tue Mar 07, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 23363

Re: How to Die

Toons wrote:Thanks for the link,,powerful article


+1

Thank you for your contribution..........it was a powerful article.......and so very well written!
by fishandgolf
Sun Feb 26, 2017 8:37 pm
Forum: Personal Consumer Issues
Topic: Outdoor grill: gas or electric?
Replies: 55
Views: 3202

Re: Outdoor grill: gas or electric?

.....a further note. I just started using the gas grill in August 2016. Wife won this thing in a drawing of some sort so now we have a gas grill. I was 100% charcoal until then. What I do like about the gas grill is that it's quick and easy...and works well in cold weather....which is where we live....
by fishandgolf
Sun Feb 26, 2017 8:01 pm
Forum: Personal Consumer Issues
Topic: Outdoor grill: gas or electric?
Replies: 55
Views: 3202

Re: Outdoor grill: gas or electric?

Congratulations on the new house! I have both gas and charcoal.....and use both often. I use the gas grill for burgers, chicken breast and veggies (asparagus, zucchini, etc) and the charcoal for searing steaks, baby backed ribs, pork chops, cedar planked salmon, etc. I have one gas and two charcoal ...
by fishandgolf
Sun Feb 26, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: moving from landscaper/snow plower to diy in retirement
Replies: 44
Views: 2973

Re: moving from landscaper/snow plower to diy in retirement

thanks for all the replies. I've done some research, I can get a floor model sear craftsman 20442 rider mower delivered for $1800. Comes w full warranty, well reviewed by consumer reports and on the sears site. Maybe I'm missing something but seems like the payoff would be one season or less. But.....
by fishandgolf
Tue Feb 21, 2017 9:28 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM
Replies: 66
Views: 3820

Re: HAPPY 10TH BIRTHDAY BOGLEHEADS FORUM

Wow......just saw this thread.......10th Anniversary.......Wow! Reading some of the history to learn who and how things got started......another Wow! Jack Bogle replied...........now that is a really BIG WOW! Jack is a GIANT of a man......I own him and all Bogleheads much. You have made a huge diffe...
by fishandgolf
Mon Feb 13, 2017 9:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16592

Re: Your USER NAME...what does it mean?

My CB handle from a long time ago. KANR8804 - the Bluelight. Ah yes, I've still got my old FCC CB license from ages ago (back when you had to have an actual license to "officially" transmit (cost was $5 back then). Wow......this brings back a few memories. I nearly forgot about those days...
by fishandgolf
Sun Feb 12, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 116
Views: 13088

Re: The Wall Street Journal to close Google loophole entirely

quote="heartwood"]As others have mentioned there are several ways to get discounted subscriptions. I won't repeat them, but I've had one for many years. I only post to say that the WSJ has recently rolled out a new e-reader that is so much better than their old version. It's not as good as...
by fishandgolf
Sat Feb 11, 2017 11:33 pm
Forum: Forum Issues and Administration
Topic: welcome home bogleheads.org
Replies: 30
Views: 2988

Re: welcome home bogleheads.org

A special thank you to the entire Boglehead staff for your unrelenting support. You folks are the best!!!
by fishandgolf
Sat Feb 11, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Keep a Local Bank?
Replies: 76
Views: 4871

Re: Keep a Local Bank?

Index Fan wrote:I have both a brick and mortar bank and an online savings bank. The former is for 'just in case' (a bank is 5 minutes down the road from me) and the latter is to maximize interest earned on the cash I keep in savings.


+1 yep....same here :D
by fishandgolf
Sat Feb 11, 2017 11:55 am
Forum: Investing - Help with Personal Investments
Topic: How Much Cash Do You Actually Hold?
Replies: 110
Views: 11129

Re: How Much Cash Do You Actually Hold?

I am retired and wife still works full time. She likes CASH......and it has to be VERY secure.....so it's in savings and checking account. Probably enough cash that accounts for 1.25 years of living expenses. My long term relationship goal.....keep wife HAPPY :D It's been said here before and worth ...
by fishandgolf
Fri Feb 10, 2017 7:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16592

Re: Your USER NAME...what does it mean?

Well triceratop....I will accept your invitation to guess.............. Here's what Wikipedia has to say about Triceratops: https://en.wikipedia.org/wiki/Triceratops So....either you have some sorta passion for three horned dinosaurs and you intentionally omitted the "s" at the end of the ...
by fishandgolf
Thu Feb 09, 2017 8:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16592

Re: Your USER NAME...what does it mean?

The replies are really cool.....many folks have put meaningful thought into choosing their USERNAME. When I registered, I was sort of discombobulated as to what it should be.....it was spontaneous and I didn't have a clue what to use.....then "fishandgolf" hit me; actually, I was surprised...
by fishandgolf
Thu Feb 09, 2017 3:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 317
Views: 16592

Your USER NAME...what does it mean?

I've been frequenting this site for a few months now and have noticed some really "cool, some intriguing, some humorous, some thoughtful and some mysterious USER NAMES. Out of respect for those individuals, I do not want to point out any particular USER NAME. However,without revealing too much ...
by fishandgolf
Tue Feb 07, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Hardwood floors vs Wood Look Tile?
Replies: 68
Views: 5830

Re: Hardwood floors vs Wood Look Tile?

Interesting thread......today I started installing vinyl floor planking in our kitchen and laundry area (~600 sq. ft.). I took a 15 minute lunch break and spotted this thread. Initially, our plan was to put porcelain tile in the main kitchen area and laundry room and hardwood flooring in the dining ...
by fishandgolf
Wed Feb 01, 2017 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Living Off Interest/Dividends
Replies: 54
Views: 5680

Re: Thoughts on Living Off Interest/Dividends

Consider someone who invested in Berkshire Hathaway many years ago. They have never paid a dividend (not necessarily a bad thing!), so the only way you can get income from this investment is by selling shares. So you sell 3% of your shares in year one. But a year later, the 97% of your shares left h...
by fishandgolf
Mon Jan 30, 2017 9:00 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3537

Re: Any Backyard Chefs out there? Do you have any specialties?

Well......last night was my first attempt with the "sous-vide" method. Had two 1.25" thick beef ribeye steaks. My wife is not much of a beef steak person but will eat a small portion if it's cooked med-well. My preference is medium rare - medium. So I used two small coolers.....one wi...
by fishandgolf
Sat Jan 28, 2017 11:43 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3537

Re: Any Backyard Chefs out there? Do you have any specialties?

Smoker: My ribs are pre-oven baked as well: BBQ'd ribs: a key to keeping the ribs "fall off the bone" is to remove that membrane layer from the underside of the ribs. I then apply favorite marinate (mine is Sweet Baby Rays), wrap in foil then refrigerate over night. Next day, bake at 300 ...
by fishandgolf
Sat Jan 28, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3537

Re: Any Backyard Chefs out there? Do you have any specialties?

Big Green Egg is the most well-known and popular variety of Kamodo, but they're also among the most expensive. Several of my friends have them and love them. Primo is another fairly popular brand, and there are several others. Any of them will cook fantastically, and the better ones have lifetime w...
by fishandgolf
Sat Jan 28, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Any Backyard Chefs out there? Do you have any specialties?
Replies: 54
Views: 3537

Re: Any Backyard Chefs out there? Do you have any specialties?

I've used Weber charcoal grills forever.......not at all familiar with the Big Green Egg or Kamados. I just goggled both and see there are quite a few different models of each. What is a popular model? Where is the best place to purchase? What price range am I looking at? When I'm grilling, it's usu...
by fishandgolf
Thu Jan 26, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: Naked Wines
Replies: 9
Views: 1396

Re: Naked Wines

Depending on your location, I have ordered from both Heartwood and Oak and Splash Wines......excellent wine and NO monthly fee....and free shipping. I have ordered from Naked Wines in the past, but didn't care for the monthly fee. https://heartwoodandoak.com/promos/Big-Bold-Reds-L2/?sub_id=20170126-...
by fishandgolf
Wed Jan 25, 2017 8:52 pm
Forum: Investing - Theory, News & General
Topic: A Special Vanguard Fund
Replies: 17
Views: 2723

Re: A Special Vanguard Fund

Taylor Larimore wrote:Bogleheads:

* The only U.S. stock fund in The Three-Fund Portfolio

Only one guess.

Best wishes.
Taylor


FPS.....Taylor gave us the answer in the OP, that is why we only get one guess (if you want to call it a guess...) :)
by fishandgolf
Wed Jan 25, 2017 4:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 8525

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Congratulations and a very Happy Birthday to you Taylor. Thank you for all you have done to make this a special and informative source of information :D
by fishandgolf
Wed Jan 25, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Anyone have experience with plumbing issues or any Plumbers here?
Replies: 30
Views: 2402

Re: Anyone have experience with plumbing issues or any Plumbers here?

[quote="Hockey10"] :( For everyone reading this, ask yourself if you know where your water main shut-off valve is located. If you don't know, find it. If you can't find it, call a plumber. When water is gushing though the finished portion of your house, you will be glad that you know how t...
by fishandgolf
Tue Jan 24, 2017 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Finances and Signficant Other/Future finances
Replies: 18
Views: 1858

Re: Finances and Signficant Other/Future finances

My wife and I lived together for five years before we married. We decided that we were "all in" from Day One: We were a Team. So, it did not matter who earned more, we would share expenses equally and combine our resources. The Team Approach guided everything we did in life, both financia...
by fishandgolf
Mon Jan 23, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Do you check your credit reports annually?
Replies: 48
Views: 2978

Re: Do you check your credit reports annually?

I have never checked my credit report.

So.....I just logged onto creditkarma and they want full SS #. Do you guys actually provide that information on the web? That scares the begevies outta me...... or am I being too security conscience? Is there a better way to do this other than by snail mail?
by fishandgolf
Mon Jan 23, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Experience replacing resin in water softener?
Replies: 7
Views: 1202

Re: Experience replacing resin in water softener?

Thank you scottyja and Yooper for your suggestions. We do live in a rural area and water is very hard...but I will get test strips and check it out!

Thanks again!
by fishandgolf
Mon Jan 23, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Experience replacing resin in water softener?
Replies: 7
Views: 1202

Re: Experience replacing resin in water softener?

I often wondered if I need to replace resin in my tank; my softener is ~25 years old. I asked the local guy who originally installed it if it's common for the resin to wear out and will need to be replaced......his reply was ......"not necessarily". Question: Is there a way to test the hot...
by fishandgolf
Wed Jan 18, 2017 7:37 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 68
Views: 9251

Re: Ally Bank - Is this a safe/best place to stash some cash?

Just completed setting up all accounts (MM, Savings, Checking, CC) with Ally Bank.......... Spent a little time on the phone with their customer service reps ...ALL GREAT PEOPLE... Got'r done. As suggested by many, we will maintain a relationship with local brick and mortar.....but majority of busin...

Go to advanced search