Search found 856 matches

by fareastwarriors
Thu May 25, 2017 5:42 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1652
Views: 253536

Re: What's Your Credit Card Rewards Strategy?

I took the plunge today for the MileagePlus Explorer card. I couldn't pass up the 75K miles. Will come in handy for trip to AU/NZ. The annual fee is $99 but it should save bag fees totaling more than that each year. I'm only seeing 50k miles for $3k of spend, 5k for adding an auth. user, and anothe...
by fareastwarriors
Thu May 25, 2017 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Bank Bonus Master List
Replies: 26
Views: 3301

Re: Bank Bonus Master List

Anyone have any insight into which banks to keep versus which to close? The three that I am struggling with are Wells Fargo, Chase and Capital One. It seems that Capital One is more likely to be accepted for direct deposits to count for bonuses at other banks, but I am not 100% sure on this. I also...
by fareastwarriors
Wed May 24, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Bank Bonus Master List
Replies: 26
Views: 3301

Re: Bank Bonus Master List

Anyone have any insight into which banks to keep versus which to close? The three that I am struggling with are Wells Fargo, Chase and Capital One. It seems that Capital One is more likely to be accepted for direct deposits to count for bonuses at other banks, but I am not 100% sure on this. I also...
by fareastwarriors
Thu May 18, 2017 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Question for you high net worth individuals... [real estate investments]
Replies: 82
Views: 9936

Re: Question for you high net worth individuals...

I really appreciate everyone's responses!! It is no small measure of relief to read that most everyone here does not think that RE is necessary to true wealth. I had begun to panic a bit just thinking that I would need to incorporate RE into my portfolio. Just the thought of it was stressing me out...
by fareastwarriors
Thu May 18, 2017 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Question for you high net worth individuals... [real estate investments]
Replies: 82
Views: 9936

Re: Question for you high net worth individuals...

Bogleheads in general are not huge fans of RE investing. Nothing wrong with that. Just a different approach.

Check out http://realestateforums.net// .

Most of them are primarily Bay Area based but not exclusively.
by fareastwarriors
Mon May 01, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Six Flags or Gilroy Garden for 4 and 7 year old
Replies: 5
Views: 596

Re: Six Flags or Gilroy Garden for 4 and 7 year old

Hi, I am in Bay area and went to Six Flags a decade ago.I do not remember if they have good kids rides for a 4 and 7 year to enjoy. On the other hand, we have Gilroy Garden where I heard there are good amounts of rides for kids..however it is a bit more pricey than Six Flags Can someone shares thei...
by fareastwarriors
Mon Apr 24, 2017 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a home in the Bay Area
Replies: 28
Views: 3394

Re: Buying a home in the Bay Area

I lived and worked in technology jobs in the Bay Area from 1975 - 2000. I bought my first home in Saratoga: purchase price $54,000, sales price $78,000 :happy My second home was in San Francisco: purchase price $106,000, sales price $345,000 :D Third home was in Pacifica: purchase price $420,000, s...
by fareastwarriors
Mon Apr 24, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Becoming a homeowner/landlord in a college town?
Replies: 43
Views: 3852

Re: Becoming a homeowner/landlord in a college town?

Plenty of landlords are renting to students and they seem to make the money and headaches worth it.

For most, being a landlord is just not right for them and being a landlord to students is even worst. However for a select few, they can make it work.
by fareastwarriors
Mon Apr 24, 2017 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Buying a home in the Bay Area
Replies: 28
Views: 3394

Re: Buying a home in the Bay Area

Where are the details for your finances? I think you should stay in the Peninsula.
by fareastwarriors
Mon Apr 10, 2017 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 262
Views: 24397

Re: Low-earners- What is your profession?

This thread is really inspirational - to see so many folks who aren't earning six figures yet still manage to save and invest. I'm 25 and just getting started in my career (government job). I make $40K/year and have managed to save about $25K for retirement so far in the two years I've been working...
by fareastwarriors
Mon Apr 10, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 311
Views: 52081

Re: Bank of America/Merrill Edge - Preferred Rewards

Here's a thread from another forum about the mystery of the disappearing Bank Of America online chat. https://www.flyertalk.com/forum/credit-card-programs/1814914-bank-america-online-chat.html So, it turns out that they have a secure chat capability thru Facebook. I found this out when I posted a r...
by fareastwarriors
Mon Apr 10, 2017 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Selling rental property with tenants inside
Replies: 5
Views: 719

Re: Selling rental property with tenants inside

If there's no rent control in that city, a property with a good long term tenant might be a plus to the price or at least neutral.
by fareastwarriors
Tue Apr 04, 2017 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Some Credit Cards Make You Spend More?
Replies: 69
Views: 4125

Re: Some Credit Cards Make You Spend More?

I probably do spend more but that's okay. I make enough to spend a bit more and still live comfortably.
by fareastwarriors
Wed Mar 29, 2017 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1652
Views: 253536

Re: What's Your Credit Card Rewards Strategy?

https://www.wsj.com/articles/amex-fires-another-shot-at-chases-sapphire-reserve-1490802710 AmEx in coming days is expected to increase the points bonus to 60,000, from 40,000 , according to a person familiar with the matter. But there is likely to be catch: To get the larger amount of points, card ...
by fareastwarriors
Wed Mar 22, 2017 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: taxact $10 premium deal today [includes state] [price match if already filed]
Replies: 12
Views: 1181

Re: taxact $10 premium deal today [includes state] [price match if already filed]

mikep wrote:
2comma wrote:Thanks for posting this.

Is it going to be free to efile the federal and state or do they charge extra for that?


$10 includes efile for federal and one state.



Awesome deal. Thank you.
by fareastwarriors
Mon Mar 20, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Citi card Nightmare
Replies: 75
Views: 8455

Re: Citi card Nightmare

I been using the Citi Doublecash since it came out. Never had an issue with the online portal.
by fareastwarriors
Tue Mar 07, 2017 12:39 pm
Forum: Personal Consumer Issues
Topic: Are Fiat Cars Junk?
Replies: 71
Views: 5424

Re: Are Fiat Cars Junk?

Fun to drive but maybe not fun to own/maintain. But that being said, we all can't be driving Honda's/Toyotas... Too bland and boring!

For your situation, you might want to avoid the Fiat.
by fareastwarriors
Mon Mar 06, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1652
Views: 253536

Re: What's Your Credit Card Rewards Strategy?

I got a Chase offer for $200 to open a savings account (already have checking with them). You have to go into the bank (Where they will try to sell you other products) so I passed. Otherwise, I probably would have done it as it is only for 90 days. I'm doing a Citi AA now for 60k miles. Though it w...
by fareastwarriors
Thu Mar 02, 2017 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Why can't I save enough to have decent vacation or restaurant meal
Replies: 125
Views: 11733

Re: Why can't I save enough to have decent vacation or restaurant meal

Maybe a post for a different thread, but I don't understand why anyone would live and work in NYC unless you are in finance and have to be there. I went to school at Syracuse and a number of my classmates moved there. A decade later, most have soul crushing commutes or live in small, cramped apartm...
by fareastwarriors
Thu Feb 23, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Amazon Coupon Code [expired now]
Replies: 23
Views: 2484

Re: Amazon Coupon Code

Darn. I'm too late.
by fareastwarriors
Thu Feb 16, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 17087

Re: Why do you go to restaurants?

Cooking is fun but going out to eat is fun too! So I do both.
by fareastwarriors
Wed Feb 15, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 121
Views: 15236

Re: The Wall Street Journal to close Google loophole entirely

Can you show how to use this? 1. Create a bookmark, call it say WSJ-FB, and copy/paste the "javascript:..." string in the URL field. 2. Go to the locked WSJ page of your choice and see the "To Read the Full Story, Subscribe or Sign In" message. 3. Staying on that page, click the...
by fareastwarriors
Fri Feb 10, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: BRK Annual Shareholder Meeting- is it worth going?
Replies: 20
Views: 2109

Re: BRK Annual Shareholder Meeting- is it worth going?

It's nice to go at least once. I have been to few brk meetings, lately it has been a zoo since the split. I wish Wesco still had their meetings. I can skip Buffett but can't skip Munger. Most of the bek businesses show up that weekend set up booth (netjet, geico, sees, clayton etc). You can go sit ...
by fareastwarriors
Fri Feb 10, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: BRK Annual Shareholder Meeting- is it worth going?
Replies: 20
Views: 2109

Re: BRK Annual Shareholder Meeting- is it worth going?

The BRK meeting is more like a tradeshow for Berkshire companies. If you want to ask real questions, try going to DJCO meeting in LA. The meeting is happening soon (15th) and you'll only get Charlie....
by fareastwarriors
Tue Feb 07, 2017 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 311
Views: 52081

Re: Bank of America/Merrill Edge - Preferred Rewards

No calls but I do get occasional mailings from them asking me to join their Preferred Rewards. I been in their Preferred Rewards program more than a year already!!!

:oops:
by fareastwarriors
Mon Feb 06, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Thule "clamp-on" car roof rack
Replies: 20
Views: 2121

Re: Thule "clamp-on" car roof rack

I just got the CX-5 yesterday with the rack thrown in. It's my first car with a roof rack. Thanks for enlightening me.
by fareastwarriors
Mon Feb 06, 2017 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Craigslist vehicle sale worth the risk?
Replies: 30
Views: 2607

Re: Craigslist vehicle sale worth the risk?

We bought multiple cars off Craiglist . Transactions were all smooth.
by fareastwarriors
Thu Jan 26, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Instant Pot - your favorite uses?
Replies: 36
Views: 5284

Re: Instant Pot - your favorite uses?

Mmmmm I could go for some ox tails!
by fareastwarriors
Wed Jan 25, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone moved to another state for lower cost of living?
Replies: 56
Views: 7103

Re: Anyone moved to another state for lower cost of living?

I grew up in California, went to college in New York, and then went back to California. Don't plan to leave. I think you should stay in Houston. It's a great city. It does take some time to feel "at home" but I think Houston (and Texas) has many good things going on to make it a great plac...
by fareastwarriors
Tue Jan 24, 2017 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Refuse to pay California State Tax—what can they do ?
Replies: 16
Views: 3413

Re: Refuse to pay California State Tax—what can they do ?

I can't believe some of you guys are suggesting to just pay for them to go away... Franchise Tax Board is the mafia now?
by fareastwarriors
Mon Jan 23, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: Products to cope with other drivers' LED headlight
Replies: 66
Views: 8235

Re: Products to cope with other drivers' LED headlight

LED lights on pickups and trucks is insanely bright. I can't believe it's legal. I can't believe it's legal to have SUV headlights positioned so that they are on a level with the eyes of drivers of regular cars. It occurs to me that mandatory inspections ought to include correcting mis-aimed headli...
by fareastwarriors
Sun Jan 15, 2017 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12486

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Fri Jan 13, 2017 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 216
Views: 29891

Re: Chase Sapphire Reserve

I was told by a friend who manages a Chase branch that the offer will remain @ 100k points for another month or so for those who apply in branch. Not sure if a Chase account is needed or not. YMMV. Yup. And the 100,000-point bonus offer will be available until March 12, 2017, if you apply in person...
by fareastwarriors
Thu Jan 12, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: What to consider while purchasing an existing business?
Replies: 66
Views: 9384

Re: What to consider while purchasing an existing business?

Keep it up!

Just want to add one thing, please don't neglect your online presence. Definitely be up to date on Yelp with basic info like hours and phone number and try to get some good 5 star reviews.

You might even want to get a Facebook page/Instagram account, if you're feeling ambitious.
by fareastwarriors
Thu Jan 12, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: Recommend a LEAKproof microwavable, fairly decent sized lunch box!
Replies: 10
Views: 1087

Re: Recommend a LEAKproof microwavable, fairly decent sized lunch box!

We use glass containers that have plastic lids with rubber gaskets in them and four snaps that fold down around the lip on each side. There are many brands out there on Amazon to choose from. They are heavier but last longer and don't leak. I use Glasslock plus an additional plastic bag. No problem...
by fareastwarriors
Wed Jan 11, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12486

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Wed Jan 11, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12486

Re: Get $250 from Wells Fargo

How can self-employed person create a direct deposit?
by fareastwarriors
Tue Jan 10, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?
Replies: 63
Views: 7903

Re: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?

We did this this summer. The checking was easy. The savings was a pain. They required at the time $15000 in the savings within 10 business days, but locked the account every time I tried to ACH money into it (>a couple thousand, new account hits their fraud warning). I needed to call them, have the...
by fareastwarriors
Mon Jan 09, 2017 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 216
Views: 29891

Re: Chase Sapphire Reserve

I finally applied for a Reserve card and was approved. It took like 3 minutes. :happy
by fareastwarriors
Mon Jan 09, 2017 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 311
Views: 52081

Re: Bank of America/Merrill Edge - Preferred Rewards

I missed the deadline for the $1,000 at Merrill Edge. If the bonus comes again, someone please update!
by fareastwarriors
Mon Jan 09, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 11335

Re: Is driving for uber worth it for side money?

Seems like the people bashing Uber have either never used it or had 1-2 bad experiences which are coloring their view. It isn't necessarily the fare-paying riders I'd be worried about, it would be other opportunists possibly encountered when picking up or dropping off fares I've used Uber all over ...
by fareastwarriors
Sun Jan 08, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 186
Views: 28227

Re: Chase Sapphire Reserve: Too good to be (completely) true

Why not just get the CSR for one year and then just cancel it? 2.5% on everything is very hard to beat... I could do that I guess. I'm slightly worried about the credit hit since that will be probably the 3rd card I've gotten in 12 months. If you already have a good credit score and a good long his...
by fareastwarriors
Sun Jan 08, 2017 1:41 am
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 186
Views: 28227

Re: Chase Sapphire Reserve: Too good to be (completely) true

I have a question........Currently I use the USAA Limitless Rewards Visa which gives me 2.5% cash back on all purchases with no annual fee as my daily driver. Is there a good reason to consider the CSR as the daily driver? I know the 1st year CSR would win hands down, but thereafter I'm not sure. I...
by fareastwarriors
Sat Jan 07, 2017 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 11335

Re: Is driving for uber worth it for side money?

I think Uber is trying their hardest to drive down the cost of rides so customers get hooked. Eventually customers would basically Uber for every little ride, even short walking distances. Some of my friends are like that now. It's crazy how much they spend on Uber rides per month. I'm in my late 20...
by fareastwarriors
Thu Jan 05, 2017 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Is it safe to use debit cards? Anybody here have one compromised?
Replies: 67
Views: 5713

Re: Is it safe to use debit cards? Anybody here have one compromised?

He claims he only uses his debit card for gas. What? Why? My guess is because at some stations there is a cash/debit price and a credit price. It is not super common where I live, but I have heard of it elsewhere. This seems odd to me. Aren't gas stations skimmers the most frequently used method of...
by fareastwarriors
Tue Dec 27, 2016 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Maximizing credit card rewards, am I overthinking?
Replies: 15
Views: 1850

Re: Maximizing credit card rewards, am I overthinking?

Does anyone know if you are a household member of amazon if you still get the 5% back (i.e. if its your credit card?) Yes. I sometimes use my gf's cc and she has the Amazon Prime Store card and she got the 5% cash back. I don't think it matters who's ordering. You just have to use the correct payme...
by fareastwarriors
Tue Dec 20, 2016 5:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 11891

Re: Amazon Prime Getting Stingy?

Lately, I noticed that if item price is lower than from when the order was placed and item hasn't shipped, Amazon will still not refund the difference. Wasn't like that few months ago. I couldn't cancel and re-order since I was using one-time promotional codes but I've also upped the game. Now, mos...
by fareastwarriors
Thu Dec 15, 2016 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 18115

Re: Sallie Mae Rewards MC being discontinued

Bummer! This combined with Citi Double Cash, easily outfitted my wallet. Now I'll have to get the Costco CC + an Amazon Prime card, in addition to the Double Cash. I figured it was too good to last much longer. Great cashback card for the time I had it! I love this card... sucks to see this go. I s...
by fareastwarriors
Mon Dec 12, 2016 12:09 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 43
Views: 5784

Re: Simplisafe Home Security System

The cameras are finally out.
http://simplisafe.com/simplisafe-home-security-camera

If you buy using code, MYCAMERA , it's $169 for 2

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