Search found 803 matches

by fareastwarriors
Mon Nov 28, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?
Replies: 15
Views: 1835

Re: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?

When I click on the "Cyber Monday Sale" from a post above I get prices of $0 for the EZ, $10.50 for the Plus and $21 for the Premium version. Who knows if they will honor this price when you actually go to pay for it though. When I tried to use the link I created below I get prices of $0,...
by fareastwarriors
Mon Nov 21, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Any Black Friday iPhone Deals?
Replies: 13
Views: 1942

Re: Any Black Friday iPhone Deals?

If you decide to buy iPhone 7 or iPhone 7 plus, then my recommendation is to * only * buy models A1660 or A1661 and avoid buying models A1778 and A1784. The model number is printed on the back of the phone and you can ask the retailer to give you a specific model number. This year Apple has include...
by fareastwarriors
Tue Nov 08, 2016 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Safe Deposit Box Fee (Bank of America)
Replies: 19
Views: 1778

Re: Safe Deposit Box Fee (Bank of America)

The BofA's near me say they have no more available boxes.
by fareastwarriors
Tue Nov 01, 2016 7:42 pm
Forum: Personal Consumer Issues
Topic: How much home can/should one buy?
Replies: 144
Views: 8554

Re: How much home can/should one buy?

What is a Boglehead strategy in terms of first home purchase? How does one figure out how much home can be afforded? I am in a VHCOL area and I am struggling to figure this out. Homes in this area are in the 1 mil range and that is insane! Gemini, 1) You are buying a "House". You are not ...
by fareastwarriors
Mon Oct 31, 2016 11:35 am
Forum: Personal Consumer Issues
Topic: Fish from Costco?
Replies: 59
Views: 18828

Re: Fish from Costco?

My local Costcos (SF east bay) stopped selling unfrozen (large) scallops. Can you still get unfrozen scallops at your Costco?
by fareastwarriors
Sun Oct 23, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: How many have moved from California due to Cost of Living?
Replies: 108
Views: 10903

Re: How many have moved from California due to Cost of Living?

RoadHouseFan wrote:A just say no policy regarding California has always worked well for us.

Boo. ;)


Plenty of people moved away and plenty came.

If you are even seriously thinking about moving away, then I think in your heart you made up your mind. Just go. Don't stress about the extreme HCOL here.
by fareastwarriors
Thu Oct 20, 2016 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 142
Views: 23169

Re: Bank of America/Merrill Edge - Preferred Rewards

Hi all, I just opened an account with Merrill Edge to take advantage of their $1,000 bonus and wired in over $200,000 (money should hit tomorrow). I read through the whole page for Preferred Rewards (https://www.merrilledge.com/preferred-rewards) and I just need some clarification regarding how to ...
by fareastwarriors
Tue Oct 11, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: Posting MLS listing on Facebook
Replies: 8
Views: 709

Re: Posting MLS listing on Facebook

I probably wouldn't do it. You're already paying a hefty commission to a real estate agent to do the marketing for you...
by fareastwarriors
Tue Oct 11, 2016 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: Identity theft -- again
Replies: 17
Views: 1820

Re: Identity theft -- again

All these companies and government entities are getting hacked left and right. Once my data is stolen, it will always be out there even if I do credit monitoring and/or credit freezing. What then?
by fareastwarriors
Mon Oct 10, 2016 12:20 pm
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 2460

Re: Is there a decent toaster out there?

I use a pan on my stovetop... Not the most efficient perhaps but gets the job done.
by fareastwarriors
Fri Oct 07, 2016 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Side hustle
Replies: 57
Views: 8407

Re: Side hustle

joebh wrote:I love the term "side hustle". It sounds so much cooler than "second job".

It used to be considered unfortunate when someone needed to have a second job. Things change.


hahaha. +1



If my car had 4 doors, I would drive Uber for my side hustle (but mostly just for fun).
by fareastwarriors
Fri Oct 07, 2016 10:56 am
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 34
Views: 3694

Re: Simplisafe Home Security System

We have had three false alarms. One was while we were there - caught our son vaping at 2am :happy . The other two occasions we were not at the house and a false alarm when you are over 4 hours away is not good news. One seemed to be caused by installation of sprayfoam, and we do not know what cause...
by fareastwarriors
Wed Sep 28, 2016 11:43 am
Forum: Personal Finance (Not Investing)
Topic: TDBank promo just started easy $600
Replies: 106
Views: 14674

Re: TDBank promo just started easy $600

To date... Huntington $200 Northpointe $50 Discover (NEA) $50 First Federal $150, and another $150 for some reason. US Bank $125 Key Bank $200 Just opened Fifth Third ($200), Preferred CU ($125), and will open Chase 360 soon ($300). Probably will do the same for DW soon... Me: CapOne 360 $500 TD $3...
by fareastwarriors
Wed Sep 28, 2016 11:29 am
Forum: Personal Consumer Issues
Topic: Is a garbage disposal unit a good idea for a rental property?
Replies: 34
Views: 2103

Re: Is a garbage disposal unit a good idea for a rental property?

It's a higher end unit or lower? I wouldn't do it for a lower end property...People always use it incorrectly and jam everything into it. I fixed and replaced many. I learned my lesson. My unit is prob worth about $160K if sold. I would expect rent to be about $1200/month. This is in NE suburban ar...
by fareastwarriors
Wed Sep 28, 2016 11:21 am
Forum: Personal Consumer Issues
Topic: Is a garbage disposal unit a good idea for a rental property?
Replies: 34
Views: 2103

Re: Is a garbage disposal unit a good idea for a rental property?

It's a higher end unit or lower?

I wouldn't do it for a lower end property...People always use it incorrectly and jam everything into it. I fixed and replaced many. I learned my lesson.
by fareastwarriors
Fri Sep 23, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: How is your experience about buying home in SF bay area?
Replies: 18
Views: 2479

Re: How is your experience about buying home in SF bay area?

I'm always shocked when people say you don't get much for your money in the Bay Area. I bought my first home in Fremont in 2009. It was a 2 bed 1 bath 800 sqft house. I got a lot with my purchase. I was in one of the safest neighborhoods not only in the state but in the nation. Schools were rated 9...
by fareastwarriors
Fri Sep 23, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: How is your experience about buying home in SF bay area?
Replies: 18
Views: 2479

Re: How is your experience about buying home in SF bay area?

Thank you very much, everyone. All input was very interesting and informative. We are definitely thinking about moving out Bay area now, if we get a chance. I am getting tired of bay area's expensive cost of living, and competitive culture, though I love nature and my friends here. We may be able t...
by fareastwarriors
Tue Sep 20, 2016 12:06 pm
Forum: Personal Consumer Issues
Topic: Vacation bundling sites (Expedia, Priceline, etc)
Replies: 14
Views: 1346

Re: Vacation bundling sites (Expedia, Priceline, etc)

My family (kids) was traveling to the Dominican Republic. The airline I used didn't let us pick seats. I didn't realize it until I completed the transaction. When I called initially they told me they would get back to me and let me get seats together for my family. They didn't get back to me. I wen...
by fareastwarriors
Thu Sep 15, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tenant wants to leave on short notice. Can they?
Replies: 45
Views: 3497

Re: Tenant wants to leave on short notice. Can they?

If they have been good tenants, I'll let them leave and call it a day... Unless your area is not hot rental market, it should be rented fairly quickly. Even if they weren't great tenants, that's even better if they want to leave quickly. If you fight them to stay longer, they might do even more dama...
by fareastwarriors
Mon Sep 12, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12290

Re: Who is ready for iphone 7?

I wasn't going to upgrade to the iPhone 7 but since T mobile is essentially offering me $650 for my old iPhone 6+ to trade in, I cannot turn it down. 8-) This is huge and very good boglehead deal. I think everyone in this forum who currently owns a iphone 6 should jump on this deal and upgrade to i...
by fareastwarriors
Sun Sep 11, 2016 1:13 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12290

Re: Who is ready for iphone 7?

I wasn't going to upgrade to the iPhone 7 but since T mobile is essentially offering me $650 for my old iPhone 6+ to trade in, I cannot turn it down. 8-) This is huge and very good boglehead deal. I think everyone in this forum who currently owns a iphone 6 should jump on this deal and upgrade to i...
by fareastwarriors
Fri Sep 09, 2016 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Penfed HELOC
Replies: 7
Views: 932

Re: Penfed HELOC

I have a HELOC with PenFed. The whole process took about 3 weeks. It went very smoothly.
by fareastwarriors
Fri Sep 09, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12290

Re: Who is ready for iphone 7?

My phone is always charging when I'm not working or in transit. Games/videos destroy battery life. My 6+ is less than a year old...
by fareastwarriors
Fri Sep 09, 2016 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Gas station - good business?
Replies: 69
Views: 5642

Re: Gas station - good business?

If gas station owners don't make money selling gas, then I wish they invest more money into retail side of the business. So many stations have these tiny retail areas. With just a few customers inside, we can barely move.
by fareastwarriors
Thu Sep 08, 2016 7:08 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 8680

Re: Wells Fargo - Sent Unsolicited Credit Cards

[Post moved into here. --admin LadyGeek]

http://money.cnn.com/2016/09/08/investing/wells-fargo-created-phony-accounts-bank-fees/index.html?iid=hp-toplead-dom
employees signing up phony accounts...sounds like outright fraud to me...
by fareastwarriors
Thu Sep 08, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12290

Re: Who is ready for iphone 7?

My car has Bluetooth but I'm lazy to link it. :oops:
I just listen to the radio. :D

iPhone 6+ user.
by fareastwarriors
Thu Sep 08, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: How do you handle business cards from fleeting acquaintances?
Replies: 16
Views: 1564

Re: How do you handle business cards from fleeting acquaintances?

I use the cards for the full names/business names to find them on LinkedIn and call it a day.
by fareastwarriors
Wed Sep 07, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: Backup camera for 2016 Toyota Yaris
Replies: 7
Views: 632

Re: Backup camera for 2016 Toyota Yaris

The Yaris is a pretty small car already. Are sure you need a backup cam?

My bro got a cheap camera (less than $100) off Amazon and installed it himself. It seems to get the job done. He installed it for his commercial sized dump/hauling truck.
by fareastwarriors
Fri Sep 02, 2016 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Employer mistakes 100% for 0% contribution to TIAA-CREF
Replies: 24
Views: 2183

Re: Employer mistakes 100% for 0% contribution to TIAA-CREF

I'm surprised that 100% is even allowed in the first place. 100% probably breaks the software and gives convulsions to the HR people because they know that FICA and medicare taxes have to be paid, so they are thinking that 100% is impossible. Anyways, good luck with getting this fixed. You will see...
by fareastwarriors
Thu Sep 01, 2016 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 898
Views: 101903

Re: What's Your Credit Card Rewards Strategy?

lostdog wrote:We just have ONE credit card and use the 1.5% cash back. We pay it off every month.


Why not get a 2% cash back card for everything?
by fareastwarriors
Thu Sep 01, 2016 2:52 pm
Forum: Personal Consumer Issues
Topic: WSJ $99 for 6 months -- worth it?
Replies: 54
Views: 3443

Re: WSJ $99 for 6 months -- worth it?

LateStarter1975 wrote:
Good Listener wrote:I dropped my WSJ subscription about 3 years ago. It has had no effect on my life,


+1



What other newspapers do you guys read instead? I'm already reading WSJ, NYT, Bloomberg, and sometimes FT. I still run out of finance/business news to read. I typically don't read general news.
by fareastwarriors
Wed Aug 31, 2016 5:57 pm
Forum: Investing - Help with Personal Investments
Topic: Apple free index??
Replies: 26
Views: 2425

Re: Apple free index??

You could also try ESG/SRI type products. Vanguard has one. Vanguard FTSE Social Index Fund (VFTSX)
But Apple is the top holding...
by fareastwarriors
Wed Aug 31, 2016 5:53 pm
Forum: Investing - Help with Personal Investments
Topic: Apple free index??
Replies: 26
Views: 2425

Re: Apple free index??

Many companies which uses Foxconn or other similar type of companies to assemble their electronics...It will very hard to avoid all of them in an index. This probably won't make you feel better about this topic but I'm going to share anyways. A few of my family members worked in these kind of factor...
by fareastwarriors
Wed Aug 31, 2016 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Resigning from a job: best practices and advice?
Replies: 93
Views: 6146

Re: Resigning from a job: best practices and advice?

I know it's customary for to give a 2-weeks notice. But is it really enough time for the employer/team side? I work in a team of 4 total and we are really busy. If team member quits and give me us only 2 weeks, we would have to scramble and suffer for a long while before we can get a replacement.......
by fareastwarriors
Wed Aug 31, 2016 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Is Being a Private Banking Client Worth it?
Replies: 88
Views: 17263

Re: Is Being a Private Banking Client Worth it?

It is not surprising at all. You can usually get better deals if you do all the work yourself....
by fareastwarriors
Tue Aug 30, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Barrier to credit card warranty protection claim
Replies: 22
Views: 1719

Re: Barrier to credit card warranty protection claim

...... consumer item...one year mfg warranty......purchased in 2014 literally burned out a few months ago - loud popping noise and smoke started coming out of it during use. ..... ...... original purchase was under $30... Okay, just have to ask since no one else has. What was it? A toaster? Electri...
by fareastwarriors
Tue Aug 30, 2016 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Is Being a Private Banking Client Worth it?
Replies: 88
Views: 17263

Re: Is Being a Private Banking Client Worth it?

A million dollars (or a few) is not real private banking anymore.
by fareastwarriors
Tue Aug 30, 2016 12:17 pm
Forum: Personal Consumer Issues
Topic: How Does Your money Make Money?
Replies: 43
Views: 5275

Re: How Does Your money Make Money?

Hello everyone, As I am still relatively young at 29 y.o., and getting well into my career, I have been looking more into trying to get my money to "work for me" as they say. I am talking non-retirement after tax money. I know that a lot of the wealthiest people in the world make their mo...
by fareastwarriors
Mon Aug 29, 2016 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: B&M banking - heading the way of record stores, what to do
Replies: 43
Views: 2342

Re: B&M banking - heading the way of record stores, what to do

I enjoy going to my local branch of BofA once in a while. All very pleasant people. I don't go more often is because the line is always long....
by fareastwarriors
Fri Aug 26, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12290

Re: Who is ready for iphone 7?

I'm ready. This time I will splurge a bit and get more GBs of storage.

Budget is probably <$1,000 (ouch!).

I have the 6+ now.
:)
by fareastwarriors
Fri Aug 26, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Gas Savings?
Replies: 23
Views: 2460

Re: Gas Savings?

Continuing doing what you're doing but buy Shell gift cards with your 5% (6%) cash back on groceries credit card. The gift cards count as the cash price so you wouldn't need to pay the credit surcharge at the Shell station. If you have Costco nearby, then go to Costco instead and use the 4% (5%) cas...
by fareastwarriors
Thu Aug 25, 2016 2:52 pm
Forum: Personal Consumer Issues
Topic: Favorite Restaurant Stop on Road Trips
Replies: 142
Views: 10170

Re: Favorite Restaurant Stop on Road Trips

I'm honestly shocked that there are so many votes for Chik Fil A. Who puts a bread and butter pickle on a fried chicken sandwich? I know you can pick it off, but that is just downright suspicious behavior. I went to a Chik Fil A because others recommended it. I was not impressed. It is just chicken...
by fareastwarriors
Wed Aug 24, 2016 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 898
Views: 101903

Re: What's Your Credit Card Rewards Strategy?

I'm a rookie here ~ Can I easily transfer my UR points to another person?
by fareastwarriors
Tue Aug 23, 2016 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Did you use Real Estate to build wealth?
Replies: 45
Views: 3796

Re: Did you use Real Estate to build wealth?

I will admit I get tired of reading articles about real estate as the only great avenue to reaching wealth and financial independence. We are in our early 40s and I think pretty far ahead of the game. The only real estate in our portfolio is our home. We went the route of college educated, good car...
by fareastwarriors
Tue Aug 23, 2016 4:21 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 9131

Re: Are you on Facebook?

I guess you guys aren't sending snaps...
by fareastwarriors
Mon Aug 22, 2016 3:14 pm
Forum: Personal Consumer Issues
Topic: Favorite Asian Vacation?
Replies: 37
Views: 3760

Re: Favorite Asian Vacation?

Why not S. Korea? I enjoyed my time there a lot.
by fareastwarriors
Fri Jul 15, 2016 6:36 pm
Forum: Personal Consumer Issues
Topic: Starwood points (looking for best use)
Replies: 15
Views: 1057

Re: Starwood points (looking for best use)

ugaDAWGS09 wrote:I would love to go to France or Rome, but with all the attacks going on it's hard to convince my wife to go overseas.


It's a big world.
by fareastwarriors
Fri Jul 15, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: Do you tip Uber drivers?
Replies: 49
Views: 5655

Re: Do you tip Uber drivers?

No in the SF Bay Area.
by fareastwarriors
Fri Jul 15, 2016 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Township wants me to pay business tax on my rental property income. Are they right?
Replies: 15
Views: 1982

Re: Township wants me to pay business tax on my rental property income. Are they right?

Never heard of this business tax on rental property till now. Should mention it in any "Should I sell or rent" posts here going forward. I pay a business tax on rentals in Oakland, Ca. The tax is based on annual gross rental income at a rate of $13.95 per $1,000 of gross rental income. I ...
by fareastwarriors
Wed Jul 06, 2016 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 898
Views: 101903

Re: What's Your Credit Card Rewards Strategy?

I have never lost my wallet in 22 years carrying cards either - but had mine stolen a year ago, with 5 cards in it. All of which were used before I got a chance to report them stolen. This was not a fun process, though it didn't cost me anything in the end. How do you mark the cards with rotating c...

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