Search found 825 matches

by fareastwarriors
Sun Jan 15, 2017 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 20
Views: 3301

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Fri Jan 13, 2017 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 191
Views: 22789

Re: Chase Sapphire Reserve

I was told by a friend who manages a Chase branch that the offer will remain @ 100k points for another month or so for those who apply in branch. Not sure if a Chase account is needed or not. YMMV. Yup. And the 100,000-point bonus offer will be available until March 12, 2017, if you apply in person...
by fareastwarriors
Thu Jan 12, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: What to consider while purchasing an existing business?
Replies: 66
Views: 9027

Re: What to consider while purchasing an existing business?

Keep it up!

Just want to add one thing, please don't neglect your online presence. Definitely be up to date on Yelp with basic info like hours and phone number and try to get some good 5 star reviews.

You might even want to get a Facebook page/Instagram account, if you're feeling ambitious.
by fareastwarriors
Thu Jan 12, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: Recommend a LEAKproof microwavable, fairly decent sized lunch box!
Replies: 10
Views: 931

Re: Recommend a LEAKproof microwavable, fairly decent sized lunch box!

We use glass containers that have plastic lids with rubber gaskets in them and four snaps that fold down around the lip on each side. There are many brands out there on Amazon to choose from. They are heavier but last longer and don't leak. I use Glasslock plus an additional plastic bag. No problem...
by fareastwarriors
Wed Jan 11, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 20
Views: 3301

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Wed Jan 11, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 20
Views: 3301

Re: Get $250 from Wells Fargo

How can self-employed person create a direct deposit?
by fareastwarriors
Tue Jan 10, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?
Replies: 28
Views: 3305

Re: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?

We did this this summer. The checking was easy. The savings was a pain. They required at the time $15000 in the savings within 10 business days, but locked the account every time I tried to ACH money into it (>a couple thousand, new account hits their fraud warning). I needed to call them, have the...
by fareastwarriors
Mon Jan 09, 2017 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 191
Views: 22789

Re: Chase Sapphire Reserve

I finally applied for a Reserve card and was approved. It took like 3 minutes. :happy
by fareastwarriors
Mon Jan 09, 2017 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 188
Views: 29742

Re: Bank of America/Merrill Edge - Preferred Rewards

I missed the deadline for the $1,000 at Merrill Edge. If the bonus comes again, someone please update!
by fareastwarriors
Mon Jan 09, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 10373

Re: Is driving for uber worth it for side money?

Seems like the people bashing Uber have either never used it or had 1-2 bad experiences which are coloring their view. It isn't necessarily the fare-paying riders I'd be worried about, it would be other opportunists possibly encountered when picking up or dropping off fares I've used Uber all over ...
by fareastwarriors
Sun Jan 08, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 186
Views: 25130

Re: Chase Sapphire Reserve: Too good to be (completely) true

Why not just get the CSR for one year and then just cancel it? 2.5% on everything is very hard to beat... I could do that I guess. I'm slightly worried about the credit hit since that will be probably the 3rd card I've gotten in 12 months. If you already have a good credit score and a good long his...
by fareastwarriors
Sun Jan 08, 2017 1:41 am
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 186
Views: 25130

Re: Chase Sapphire Reserve: Too good to be (completely) true

I have a question........Currently I use the USAA Limitless Rewards Visa which gives me 2.5% cash back on all purchases with no annual fee as my daily driver. Is there a good reason to consider the CSR as the daily driver? I know the 1st year CSR would win hands down, but thereafter I'm not sure. I...
by fareastwarriors
Sat Jan 07, 2017 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 67
Views: 10373

Re: Is driving for uber worth it for side money?

I think Uber is trying their hardest to drive down the cost of rides so customers get hooked. Eventually customers would basically Uber for every little ride, even short walking distances. Some of my friends are like that now. It's crazy how much they spend on Uber rides per month. I'm in my late 20...
by fareastwarriors
Thu Jan 05, 2017 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Is it safe to use debit cards? Anybody here have one compromised?
Replies: 67
Views: 4508

Re: Is it safe to use debit cards? Anybody here have one compromised?

He claims he only uses his debit card for gas. What? Why? My guess is because at some stations there is a cash/debit price and a credit price. It is not super common where I live, but I have heard of it elsewhere. This seems odd to me. Aren't gas stations skimmers the most frequently used method of...
by fareastwarriors
Tue Dec 27, 2016 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Maximizing credit card rewards, am I overthinking?
Replies: 15
Views: 1710

Re: Maximizing credit card rewards, am I overthinking?

Does anyone know if you are a household member of amazon if you still get the 5% back (i.e. if its your credit card?) Yes. I sometimes use my gf's cc and she has the Amazon Prime Store card and she got the 5% cash back. I don't think it matters who's ordering. You just have to use the correct payme...
by fareastwarriors
Tue Dec 20, 2016 5:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 10961

Re: Amazon Prime Getting Stingy?

Lately, I noticed that if item price is lower than from when the order was placed and item hasn't shipped, Amazon will still not refund the difference. Wasn't like that few months ago. I couldn't cancel and re-order since I was using one-time promotional codes but I've also upped the game. Now, mos...
by fareastwarriors
Thu Dec 15, 2016 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 112
Views: 10123

Re: Sallie Mae Rewards MC being discontinued

Bummer! This combined with Citi Double Cash, easily outfitted my wallet. Now I'll have to get the Costco CC + an Amazon Prime card, in addition to the Double Cash. I figured it was too good to last much longer. Great cashback card for the time I had it! I love this card... sucks to see this go. I s...
by fareastwarriors
Mon Dec 12, 2016 12:09 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 43
Views: 5335

Re: Simplisafe Home Security System

The cameras are finally out.
http://simplisafe.com/simplisafe-home-security-camera

If you buy using code, MYCAMERA , it's $169 for 2
by fareastwarriors
Mon Dec 12, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: JP Morgan Reserve Credit Card
Replies: 22
Views: 2112

Re: JP Morgan Reserve Credit Card

I anticipated some unwanted attention from service staff when using the card. I really doubt the service staff knows one card from another or cares, as long as the transaction clears. The only comments I ever received were from a Discover Card I had showing a pair of wire rim glasses filled in with...
by fareastwarriors
Sun Dec 11, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Netflix Question
Replies: 30
Views: 3825

Re: Netflix Question

Instead of paying with a CC, buy a Netflix e-gift card at Amazon (using your 5% cash back on Amazon purchases card). Save a few bucks by clicking a few buttons. You can also an actual gift card from a grocery store (of course using a 5% cash back on groceries card).
by fareastwarriors
Mon Dec 05, 2016 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 188
Views: 29742

Re: Bank of America/Merrill Edge - Preferred Rewards

Seems to happen yearly but is back again and I am finally able to take advantage of it. Transfer taxable brokerage account assets or IRA assets to Merrill Edge for a bonus. - transfer 20k: $100 bonus - transfer 50k: $250 bonus (usually $150) - transfer 100k: $500 bonus (usually $250) - transfer 200...
by fareastwarriors
Mon Nov 28, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?
Replies: 15
Views: 2365

Re: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?

When I click on the "Cyber Monday Sale" from a post above I get prices of $0 for the EZ, $10.50 for the Plus and $21 for the Premium version. Who knows if they will honor this price when you actually go to pay for it though. When I tried to use the link I created below I get prices of $0,...
by fareastwarriors
Mon Nov 21, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Any Black Friday iPhone Deals?
Replies: 13
Views: 2102

Re: Any Black Friday iPhone Deals?

If you decide to buy iPhone 7 or iPhone 7 plus, then my recommendation is to * only * buy models A1660 or A1661 and avoid buying models A1778 and A1784. The model number is printed on the back of the phone and you can ask the retailer to give you a specific model number. This year Apple has include...
by fareastwarriors
Tue Nov 08, 2016 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Safe Deposit Box Fee (Bank of America)
Replies: 19
Views: 1875

Re: Safe Deposit Box Fee (Bank of America)

The BofA's near me say they have no more available boxes.
by fareastwarriors
Tue Nov 01, 2016 7:42 pm
Forum: Personal Consumer Issues
Topic: How much home can/should one buy?
Replies: 144
Views: 10248

Re: How much home can/should one buy?

What is a Boglehead strategy in terms of first home purchase? How does one figure out how much home can be afforded? I am in a VHCOL area and I am struggling to figure this out. Homes in this area are in the 1 mil range and that is insane! Gemini, 1) You are buying a "House". You are not ...
by fareastwarriors
Mon Oct 31, 2016 11:35 am
Forum: Personal Consumer Issues
Topic: Fish from Costco?
Replies: 59
Views: 20526

Re: Fish from Costco?

My local Costcos (SF east bay) stopped selling unfrozen (large) scallops. Can you still get unfrozen scallops at your Costco?
by fareastwarriors
Sun Oct 23, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: How many have moved from California due to Cost of Living?
Replies: 108
Views: 11417

Re: How many have moved from California due to Cost of Living?

RoadHouseFan wrote:A just say no policy regarding California has always worked well for us.

Boo. ;)


Plenty of people moved away and plenty came.

If you are even seriously thinking about moving away, then I think in your heart you made up your mind. Just go. Don't stress about the extreme HCOL here.
by fareastwarriors
Thu Oct 20, 2016 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 188
Views: 29742

Re: Bank of America/Merrill Edge - Preferred Rewards

Hi all, I just opened an account with Merrill Edge to take advantage of their $1,000 bonus and wired in over $200,000 (money should hit tomorrow). I read through the whole page for Preferred Rewards (https://www.merrilledge.com/preferred-rewards) and I just need some clarification regarding how to ...
by fareastwarriors
Tue Oct 11, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: Posting MLS listing on Facebook
Replies: 8
Views: 749

Re: Posting MLS listing on Facebook

I probably wouldn't do it. You're already paying a hefty commission to a real estate agent to do the marketing for you...
by fareastwarriors
Tue Oct 11, 2016 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: Identity theft -- again
Replies: 17
Views: 1861

Re: Identity theft -- again

All these companies and government entities are getting hacked left and right. Once my data is stolen, it will always be out there even if I do credit monitoring and/or credit freezing. What then?
by fareastwarriors
Mon Oct 10, 2016 12:20 pm
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 2615

Re: Is there a decent toaster out there?

I use a pan on my stovetop... Not the most efficient perhaps but gets the job done.
by fareastwarriors
Fri Oct 07, 2016 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Side hustle
Replies: 57
Views: 8709

Re: Side hustle

joebh wrote:I love the term "side hustle". It sounds so much cooler than "second job".

It used to be considered unfortunate when someone needed to have a second job. Things change.


hahaha. +1



If my car had 4 doors, I would drive Uber for my side hustle (but mostly just for fun).
by fareastwarriors
Fri Oct 07, 2016 10:56 am
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 43
Views: 5335

Re: Simplisafe Home Security System

We have had three false alarms. One was while we were there - caught our son vaping at 2am :happy . The other two occasions we were not at the house and a false alarm when you are over 4 hours away is not good news. One seemed to be caused by installation of sprayfoam, and we do not know what cause...
by fareastwarriors
Wed Sep 28, 2016 11:43 am
Forum: Personal Finance (Not Investing)
Topic: TDBank promo just started easy $600
Replies: 107
Views: 15337

Re: TDBank promo just started easy $600

To date... Huntington $200 Northpointe $50 Discover (NEA) $50 First Federal $150, and another $150 for some reason. US Bank $125 Key Bank $200 Just opened Fifth Third ($200), Preferred CU ($125), and will open Chase 360 soon ($300). Probably will do the same for DW soon... Me: CapOne 360 $500 TD $3...
by fareastwarriors
Wed Sep 28, 2016 11:29 am
Forum: Personal Consumer Issues
Topic: Is a garbage disposal unit a good idea for a rental property?
Replies: 34
Views: 2157

Re: Is a garbage disposal unit a good idea for a rental property?

It's a higher end unit or lower? I wouldn't do it for a lower end property...People always use it incorrectly and jam everything into it. I fixed and replaced many. I learned my lesson. My unit is prob worth about $160K if sold. I would expect rent to be about $1200/month. This is in NE suburban ar...
by fareastwarriors
Wed Sep 28, 2016 11:21 am
Forum: Personal Consumer Issues
Topic: Is a garbage disposal unit a good idea for a rental property?
Replies: 34
Views: 2157

Re: Is a garbage disposal unit a good idea for a rental property?

It's a higher end unit or lower?

I wouldn't do it for a lower end property...People always use it incorrectly and jam everything into it. I fixed and replaced many. I learned my lesson.
by fareastwarriors
Fri Sep 23, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: How is your experience about buying home in SF bay area?
Replies: 18
Views: 2609

Re: How is your experience about buying home in SF bay area?

I'm always shocked when people say you don't get much for your money in the Bay Area. I bought my first home in Fremont in 2009. It was a 2 bed 1 bath 800 sqft house. I got a lot with my purchase. I was in one of the safest neighborhoods not only in the state but in the nation. Schools were rated 9...
by fareastwarriors
Fri Sep 23, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: How is your experience about buying home in SF bay area?
Replies: 18
Views: 2609

Re: How is your experience about buying home in SF bay area?

Thank you very much, everyone. All input was very interesting and informative. We are definitely thinking about moving out Bay area now, if we get a chance. I am getting tired of bay area's expensive cost of living, and competitive culture, though I love nature and my friends here. We may be able t...
by fareastwarriors
Tue Sep 20, 2016 12:06 pm
Forum: Personal Consumer Issues
Topic: Vacation bundling sites (Expedia, Priceline, etc)
Replies: 14
Views: 1409

Re: Vacation bundling sites (Expedia, Priceline, etc)

My family (kids) was traveling to the Dominican Republic. The airline I used didn't let us pick seats. I didn't realize it until I completed the transaction. When I called initially they told me they would get back to me and let me get seats together for my family. They didn't get back to me. I wen...
by fareastwarriors
Thu Sep 15, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tenant wants to leave on short notice. Can they?
Replies: 45
Views: 3644

Re: Tenant wants to leave on short notice. Can they?

If they have been good tenants, I'll let them leave and call it a day... Unless your area is not hot rental market, it should be rented fairly quickly. Even if they weren't great tenants, that's even better if they want to leave quickly. If you fight them to stay longer, they might do even more dama...
by fareastwarriors
Mon Sep 12, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12712

Re: Who is ready for iphone 7?

I wasn't going to upgrade to the iPhone 7 but since T mobile is essentially offering me $650 for my old iPhone 6+ to trade in, I cannot turn it down. 8-) This is huge and very good boglehead deal. I think everyone in this forum who currently owns a iphone 6 should jump on this deal and upgrade to i...
by fareastwarriors
Sun Sep 11, 2016 1:13 am
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12712

Re: Who is ready for iphone 7?

I wasn't going to upgrade to the iPhone 7 but since T mobile is essentially offering me $650 for my old iPhone 6+ to trade in, I cannot turn it down. 8-) This is huge and very good boglehead deal. I think everyone in this forum who currently owns a iphone 6 should jump on this deal and upgrade to i...
by fareastwarriors
Fri Sep 09, 2016 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Penfed HELOC
Replies: 7
Views: 980

Re: Penfed HELOC

I have a HELOC with PenFed. The whole process took about 3 weeks. It went very smoothly.
by fareastwarriors
Fri Sep 09, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12712

Re: Who is ready for iphone 7?

My phone is always charging when I'm not working or in transit. Games/videos destroy battery life. My 6+ is less than a year old...
by fareastwarriors
Fri Sep 09, 2016 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Gas station - good business?
Replies: 69
Views: 5836

Re: Gas station - good business?

If gas station owners don't make money selling gas, then I wish they invest more money into retail side of the business. So many stations have these tiny retail areas. With just a few customers inside, we can barely move.
by fareastwarriors
Thu Sep 08, 2016 7:08 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 9200

Re: Wells Fargo - Sent Unsolicited Credit Cards

[Post moved into here. --admin LadyGeek]

http://money.cnn.com/2016/09/08/investing/wells-fargo-created-phony-accounts-bank-fees/index.html?iid=hp-toplead-dom
employees signing up phony accounts...sounds like outright fraud to me...
by fareastwarriors
Thu Sep 08, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12712

Re: Who is ready for iphone 7?

My car has Bluetooth but I'm lazy to link it. :oops:
I just listen to the radio. :D

iPhone 6+ user.
by fareastwarriors
Thu Sep 08, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: How do you handle business cards from fleeting acquaintances?
Replies: 16
Views: 1610

Re: How do you handle business cards from fleeting acquaintances?

I use the cards for the full names/business names to find them on LinkedIn and call it a day.
by fareastwarriors
Wed Sep 07, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: Backup camera for 2016 Toyota Yaris
Replies: 7
Views: 678

Re: Backup camera for 2016 Toyota Yaris

The Yaris is a pretty small car already. Are sure you need a backup cam?

My bro got a cheap camera (less than $100) off Amazon and installed it himself. It seems to get the job done. He installed it for his commercial sized dump/hauling truck.

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