Search found 866 matches

by fareastwarriors
Mon Jul 17, 2017 1:08 pm
Forum: Personal Consumer Issues
Topic: Teeth Whitening
Replies: 20
Views: 2243

Re: Teeth Whitening

I applied Crest White Stripes last night. I have some teeth sensitivity right now.
by fareastwarriors
Thu Jul 13, 2017 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: My first poor Ally Bank experience
Replies: 25
Views: 4542

Re: My first poor Ally Bank experience

Thanks for sharing your experience. I haven't had any negative experiences with Ally yet.
by fareastwarriors
Wed Jun 14, 2017 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Do You Take Your Credit Card Receipts?
Replies: 85
Views: 5888

Re: Do You Take Your Credit Card Receipts?

Only for places with tipping. Found errors on those receipts all the time.
by fareastwarriors
Tue Jun 06, 2017 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 165
Views: 23141

Re: What do you guys do on the side?

I sell discounted gift cards in bulk on the side. I've made about $19k after expenses (building a website, loss on bad cards, etc.) and have sold about $1.2 million in the last 6 months. It's not something that's easy to start up though. Is there a site? or Ebay/something else? There are, but that'...
by fareastwarriors
Tue Jun 06, 2017 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 165
Views: 23141

Re: What do you guys do on the side?

Drew777 wrote:I sell discounted gift cards in bulk on the side. I've made about $19k after expenses (building a website, loss on bad cards, etc.) and have sold about $1.2 million in the last 6 months. It's not something that's easy to start up though.


Is there a site? or Ebay/something else?
by fareastwarriors
Mon Jun 05, 2017 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

Related question about spending some of the $6000 grocery spend for my Amex Blue Cash Preferred ... I have about $1500 in grocery spend (6% cash back) remaining on my BCP that I'd like to use ASAP. A recent Amex BCP Terms and Conditions update taking effect July 01 2017 states specifically that Gif...
by fareastwarriors
Fri Jun 02, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

I only have one credit card that use for everything, American Express Blue Cash Preferred. I've tried chasing bonuses and it's too much hassle in my opinion. Simplicity is valuable. Yeah, I have the new USAA card that does 2.5% for everything. It is extremely nice, and I don't have to spend my time...
by fareastwarriors
Fri Jun 02, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

I only have one credit card that use for everything, American Express Blue Cash Preferred. I've tried chasing bonuses and it's too much hassle in my opinion. Simplicity is valuable. Yeah, I have the new USAA card that does 2.5% for everything. It is extremely nice, and I don't have to spend my time...
by fareastwarriors
Thu Jun 01, 2017 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Drowning in debt
Replies: 52
Views: 4852

Re: Drowning in debt

It sounds like you have a good handle on you numbers... I'm not worried for you.

To me, it comes down to comfort. You might feel better if you pay off down some (or all) of your HELOC. If I was in your shoes, I wouldn't even break a sweat about it and just slowly work on the HELOC.
by fareastwarriors
Thu Jun 01, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Cell phone service abroad
Replies: 79
Views: 6499

Re: Cell phone service abroad

At $3 a minute? And how does that help you navigate the city and connect with fellow travelers if you separate? Contemplate the possibility of maps and guidebooks, and telling each other where you plan to be. Travelers have done very well without portable phones for centuries. They also did okay wi...
by fareastwarriors
Thu May 25, 2017 5:42 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

I took the plunge today for the MileagePlus Explorer card. I couldn't pass up the 75K miles. Will come in handy for trip to AU/NZ. The annual fee is $99 but it should save bag fees totaling more than that each year. I'm only seeing 50k miles for $3k of spend, 5k for adding an auth. user, and anothe...
by fareastwarriors
Thu May 25, 2017 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Bank Bonus Master List
Replies: 29
Views: 4027

Re: Bank Bonus Master List

Anyone have any insight into which banks to keep versus which to close? The three that I am struggling with are Wells Fargo, Chase and Capital One. It seems that Capital One is more likely to be accepted for direct deposits to count for bonuses at other banks, but I am not 100% sure on this. I also...
by fareastwarriors
Wed May 24, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Bank Bonus Master List
Replies: 29
Views: 4027

Re: Bank Bonus Master List

Anyone have any insight into which banks to keep versus which to close? The three that I am struggling with are Wells Fargo, Chase and Capital One. It seems that Capital One is more likely to be accepted for direct deposits to count for bonuses at other banks, but I am not 100% sure on this. I also...
by fareastwarriors
Thu May 18, 2017 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Question for you high net worth individuals... [real estate investments]
Replies: 82
Views: 10699

Re: Question for you high net worth individuals...

I really appreciate everyone's responses!! It is no small measure of relief to read that most everyone here does not think that RE is necessary to true wealth. I had begun to panic a bit just thinking that I would need to incorporate RE into my portfolio. Just the thought of it was stressing me out...
by fareastwarriors
Thu May 18, 2017 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Question for you high net worth individuals... [real estate investments]
Replies: 82
Views: 10699

Re: Question for you high net worth individuals...

Bogleheads in general are not huge fans of RE investing. Nothing wrong with that. Just a different approach.

Check out http://realestateforums.net// .

Most of them are primarily Bay Area based but not exclusively.
by fareastwarriors
Mon May 01, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Six Flags or Gilroy Garden for 4 and 7 year old
Replies: 5
Views: 659

Re: Six Flags or Gilroy Garden for 4 and 7 year old

Hi, I am in Bay area and went to Six Flags a decade ago.I do not remember if they have good kids rides for a 4 and 7 year to enjoy. On the other hand, we have Gilroy Garden where I heard there are good amounts of rides for kids..however it is a bit more pricey than Six Flags Can someone shares thei...
by fareastwarriors
Mon Apr 24, 2017 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a home in the Bay Area
Replies: 28
Views: 3677

Re: Buying a home in the Bay Area

I lived and worked in technology jobs in the Bay Area from 1975 - 2000. I bought my first home in Saratoga: purchase price $54,000, sales price $78,000 :happy My second home was in San Francisco: purchase price $106,000, sales price $345,000 :D Third home was in Pacifica: purchase price $420,000, s...
by fareastwarriors
Mon Apr 24, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Becoming a homeowner/landlord in a college town?
Replies: 43
Views: 4195

Re: Becoming a homeowner/landlord in a college town?

Plenty of landlords are renting to students and they seem to make the money and headaches worth it.

For most, being a landlord is just not right for them and being a landlord to students is even worst. However for a select few, they can make it work.
by fareastwarriors
Mon Apr 24, 2017 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Buying a home in the Bay Area
Replies: 28
Views: 3677

Re: Buying a home in the Bay Area

Where are the details for your finances? I think you should stay in the Peninsula.
by fareastwarriors
Mon Apr 10, 2017 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 262
Views: 25918

Re: Low-earners- What is your profession?

This thread is really inspirational - to see so many folks who aren't earning six figures yet still manage to save and invest. I'm 25 and just getting started in my career (government job). I make $40K/year and have managed to save about $25K for retirement so far in the two years I've been working...
by fareastwarriors
Mon Apr 10, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 369
Views: 63633

Re: Bank of America/Merrill Edge - Preferred Rewards

Here's a thread from another forum about the mystery of the disappearing Bank Of America online chat. https://www.flyertalk.com/forum/credit-card-programs/1814914-bank-america-online-chat.html So, it turns out that they have a secure chat capability thru Facebook. I found this out when I posted a r...
by fareastwarriors
Mon Apr 10, 2017 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Selling rental property with tenants inside
Replies: 5
Views: 773

Re: Selling rental property with tenants inside

If there's no rent control in that city, a property with a good long term tenant might be a plus to the price or at least neutral.
by fareastwarriors
Tue Apr 04, 2017 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Some Credit Cards Make You Spend More?
Replies: 69
Views: 4410

Re: Some Credit Cards Make You Spend More?

I probably do spend more but that's okay. I make enough to spend a bit more and still live comfortably.
by fareastwarriors
Wed Mar 29, 2017 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

https://www.wsj.com/articles/amex-fires-another-shot-at-chases-sapphire-reserve-1490802710 AmEx in coming days is expected to increase the points bonus to 60,000, from 40,000 , according to a person familiar with the matter. But there is likely to be catch: To get the larger amount of points, card ...
by fareastwarriors
Wed Mar 22, 2017 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: taxact $10 premium deal today [includes state] [price match if already filed]
Replies: 12
Views: 1338

Re: taxact $10 premium deal today [includes state] [price match if already filed]

mikep wrote:
2comma wrote:Thanks for posting this.

Is it going to be free to efile the federal and state or do they charge extra for that?


$10 includes efile for federal and one state.



Awesome deal. Thank you.
by fareastwarriors
Mon Mar 20, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Citi card Nightmare
Replies: 75
Views: 8813

Re: Citi card Nightmare

I been using the Citi Doublecash since it came out. Never had an issue with the online portal.
by fareastwarriors
Tue Mar 07, 2017 12:39 pm
Forum: Personal Consumer Issues
Topic: Are Fiat Cars Junk?
Replies: 71
Views: 5808

Re: Are Fiat Cars Junk?

Fun to drive but maybe not fun to own/maintain. But that being said, we all can't be driving Honda's/Toyotas... Too bland and boring!

For your situation, you might want to avoid the Fiat.
by fareastwarriors
Mon Mar 06, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1953
Views: 325494

Re: What's Your Credit Card Rewards Strategy?

I got a Chase offer for $200 to open a savings account (already have checking with them). You have to go into the bank (Where they will try to sell you other products) so I passed. Otherwise, I probably would have done it as it is only for 90 days. I'm doing a Citi AA now for 60k miles. Though it w...
by fareastwarriors
Thu Mar 02, 2017 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Why can't I save enough to have decent vacation or restaurant meal
Replies: 125
Views: 12331

Re: Why can't I save enough to have decent vacation or restaurant meal

Maybe a post for a different thread, but I don't understand why anyone would live and work in NYC unless you are in finance and have to be there. I went to school at Syracuse and a number of my classmates moved there. A decade later, most have soul crushing commutes or live in small, cramped apartm...
by fareastwarriors
Thu Feb 23, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Amazon Coupon Code [expired now]
Replies: 23
Views: 2557

Re: Amazon Coupon Code

Darn. I'm too late.
by fareastwarriors
Thu Feb 16, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 17947

Re: Why do you go to restaurants?

Cooking is fun but going out to eat is fun too! So I do both.
by fareastwarriors
Wed Feb 15, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 127
Views: 18243

Re: The Wall Street Journal to close Google loophole entirely

Can you show how to use this? 1. Create a bookmark, call it say WSJ-FB, and copy/paste the "javascript:..." string in the URL field. 2. Go to the locked WSJ page of your choice and see the "To Read the Full Story, Subscribe or Sign In" message. 3. Staying on that page, click the...
by fareastwarriors
Fri Feb 10, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: BRK Annual Shareholder Meeting- is it worth going?
Replies: 20
Views: 2249

Re: BRK Annual Shareholder Meeting- is it worth going?

It's nice to go at least once. I have been to few brk meetings, lately it has been a zoo since the split. I wish Wesco still had their meetings. I can skip Buffett but can't skip Munger. Most of the bek businesses show up that weekend set up booth (netjet, geico, sees, clayton etc). You can go sit ...
by fareastwarriors
Fri Feb 10, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: BRK Annual Shareholder Meeting- is it worth going?
Replies: 20
Views: 2249

Re: BRK Annual Shareholder Meeting- is it worth going?

The BRK meeting is more like a tradeshow for Berkshire companies. If you want to ask real questions, try going to DJCO meeting in LA. The meeting is happening soon (15th) and you'll only get Charlie....
by fareastwarriors
Tue Feb 07, 2017 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 369
Views: 63633

Re: Bank of America/Merrill Edge - Preferred Rewards

No calls but I do get occasional mailings from them asking me to join their Preferred Rewards. I been in their Preferred Rewards program more than a year already!!!

:oops:
by fareastwarriors
Mon Feb 06, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Thule "clamp-on" car roof rack
Replies: 20
Views: 2441

Re: Thule "clamp-on" car roof rack

I just got the CX-5 yesterday with the rack thrown in. It's my first car with a roof rack. Thanks for enlightening me.
by fareastwarriors
Mon Feb 06, 2017 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Craigslist vehicle sale worth the risk?
Replies: 30
Views: 2730

Re: Craigslist vehicle sale worth the risk?

We bought multiple cars off Craiglist . Transactions were all smooth.
by fareastwarriors
Thu Jan 26, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Instant Pot - your favorite uses?
Replies: 36
Views: 5576

Re: Instant Pot - your favorite uses?

Mmmmm I could go for some ox tails!
by fareastwarriors
Wed Jan 25, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone moved to another state for lower cost of living?
Replies: 56
Views: 7405

Re: Anyone moved to another state for lower cost of living?

I grew up in California, went to college in New York, and then went back to California. Don't plan to leave. I think you should stay in Houston. It's a great city. It does take some time to feel "at home" but I think Houston (and Texas) has many good things going on to make it a great plac...
by fareastwarriors
Tue Jan 24, 2017 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Refuse to pay California State Tax—what can they do ?
Replies: 16
Views: 3532

Re: Refuse to pay California State Tax—what can they do ?

I can't believe some of you guys are suggesting to just pay for them to go away... Franchise Tax Board is the mafia now?
by fareastwarriors
Mon Jan 23, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: Products to cope with other drivers' LED headlight
Replies: 66
Views: 8616

Re: Products to cope with other drivers' LED headlight

LED lights on pickups and trucks is insanely bright. I can't believe it's legal. I can't believe it's legal to have SUV headlights positioned so that they are on a level with the eyes of drivers of regular cars. It occurs to me that mandatory inspections ought to include correcting mis-aimed headli...
by fareastwarriors
Sun Jan 15, 2017 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12954

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Fri Jan 13, 2017 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 216
Views: 31063

Re: Chase Sapphire Reserve

I was told by a friend who manages a Chase branch that the offer will remain @ 100k points for another month or so for those who apply in branch. Not sure if a Chase account is needed or not. YMMV. Yup. And the 100,000-point bonus offer will be available until March 12, 2017, if you apply in person...
by fareastwarriors
Thu Jan 12, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: What to consider while purchasing an existing business?
Replies: 66
Views: 9581

Re: What to consider while purchasing an existing business?

Keep it up!

Just want to add one thing, please don't neglect your online presence. Definitely be up to date on Yelp with basic info like hours and phone number and try to get some good 5 star reviews.

You might even want to get a Facebook page/Instagram account, if you're feeling ambitious.
by fareastwarriors
Thu Jan 12, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: Recommend a LEAKproof microwavable, fairly decent sized lunch box!
Replies: 10
Views: 1143

Re: Recommend a LEAKproof microwavable, fairly decent sized lunch box!

We use glass containers that have plastic lids with rubber gaskets in them and four snaps that fold down around the lip on each side. There are many brands out there on Amazon to choose from. They are heavier but last longer and don't leak. I use Glasslock plus an additional plastic bag. No problem...
by fareastwarriors
Wed Jan 11, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12954

Re: Get $250 from Wells Fargo

Self employed can't make a direct deposit unless they are getting periodic payments for social security, pension, etc. Just maintain a balance over $1500 and make 10 debit card purchases (we are depositing $2500 to have some wiggle room). Seems pretty straightforward and we're giving it a shot (wha...
by fareastwarriors
Wed Jan 11, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 12954

Re: Get $250 from Wells Fargo

How can self-employed person create a direct deposit?
by fareastwarriors
Tue Jan 10, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?
Replies: 63
Views: 8578

Re: Chase $500 Bonus For New Checking/Savings Accounts - Worth It?

We did this this summer. The checking was easy. The savings was a pain. They required at the time $15000 in the savings within 10 business days, but locked the account every time I tried to ACH money into it (>a couple thousand, new account hits their fraud warning). I needed to call them, have the...
by fareastwarriors
Mon Jan 09, 2017 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 216
Views: 31063

Re: Chase Sapphire Reserve

I finally applied for a Reserve card and was approved. It took like 3 minutes. :happy
by fareastwarriors
Mon Jan 09, 2017 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 369
Views: 63633

Re: Bank of America/Merrill Edge - Preferred Rewards

I missed the deadline for the $1,000 at Merrill Edge. If the bonus comes again, someone please update!

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