Search found 708 matches

by fareastwarriors
Fri Feb 12, 2016 2:24 pm
Forum: Personal Consumer Issues
Topic: Banned from Home Depot Returns
Replies: 56
Views: 7905

Re: Banned from Home Depot Returns

I personally think it's not that huge of a deal. I bet the system works decently and helps them reduce fraud. Sometimes innocent people like Allan get caught up in it...Allan will fall off the red flag list eventually... As some have suggested, have a family member or friend help you return if you c...
by fareastwarriors
Tue Feb 09, 2016 6:07 pm
Forum: Personal Consumer Issues
Topic: Banned from Home Depot Returns
Replies: 56
Views: 7905

Re: Banned from Home Depot Returns

You can just wait it out. My brother is a contractor so he often make returns. After awhile he was blocked from returning stuff, but like a 3 or 4 months later or maybe the year rolled over and he was able to make returns again. He spends like $100k at Home Depot every year, is a ProRewards member, ...
by fareastwarriors
Tue Feb 02, 2016 11:46 am
Forum: Personal Consumer Issues
Topic: WSJ subscription, any deals?
Replies: 15
Views: 1746

Re: WSJ subscription, any deals?

This has been an eye opening thread for me, I gave up on the WSJ digital edition a long time ago when they raised their prices so much. But the prices presented here are so much more reasonable. The only "catch" that I noticed for the digital edition is that when you get a WSJ digital sub...
by fareastwarriors
Fri Jan 29, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Rain, what rain?
Replies: 17
Views: 1450

Re: Rain, what rain?

The January miracle turned into the January fizzle. Only folks in California would understand. I am not in California and I don't understand. However, my pet peeve is that Californians have a tacky habit of introducing themselves as being from "sunny California." Perhaps, some rain will m...
by fareastwarriors
Wed Jan 27, 2016 6:35 pm
Forum: Personal Consumer Issues
Topic: Dinner Ideas
Replies: 57
Views: 4667

Re: Dinner Ideas

I normally make beef broth on the weekend and freeze it in many small containers. On a lazy night, I reheat the broth and meat. With noodles, veggies and this is what I get for less than 10 minutes. Healthy and taste good ( to me) https://s-media-cache-ak0.pinimg.com/736x/80/6d/74/806d748c4f5c6d303...
by fareastwarriors
Wed Jan 27, 2016 2:06 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 123
Views: 6084

Re: perfectly happy with cable

I have Dish (with the regional sports package), Netflix, and Prime. I want to get Hulu+ too but I am holding back for now.

I think I watch way too much tv...
by fareastwarriors
Thu Jan 21, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Plus Federal + State - $15!!
Replies: 32
Views: 3173

Re: TaxAct Plus Federal + State - $15!!

Is this for new customers? Because I signed in and it says $14.99 for "TaxAct Plus" and that state is an additional $14.99. This ^ presented for me a couple of years ago. I logged in, emailed "Help" and asked to buy the special. And the special price was attached to my account. ...
by fareastwarriors
Wed Jan 20, 2016 5:10 pm
Forum: Personal Consumer Issues
Topic: New neighbor turning their house into vacation rental
Replies: 41
Views: 4559

Re: New neighbor turning their house into vacation rental

If it's semi-rural, then I expect there should be plenty of space between this house and other properties. It doesn't sound like too much of an issue to me.
by fareastwarriors
Fri Jan 15, 2016 7:39 pm
Forum: Personal Consumer Issues
Topic: Best place to live in CA for a young family
Replies: 82
Views: 6043

Re: Best place to live in CA for a young family

Come to Texas. Then take a vacation to CA every other month (or every month). It'd still be cheaper! :beer This. Having spent the first 23yrs of my life in California and then lived in Texas for a few years (now in Utah); I'd move back to Texas in a heartbeat, but it would take an act of God for me...
by fareastwarriors
Fri Jan 08, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: Jackpot Now Estimated $700 Million, who's in?
Replies: 149
Views: 5703

Re: Jackpot Now Estimated $700 Million, who's in?

I bought 1 ticket yesterday. :moneybag :moneybag :moneybag
by fareastwarriors
Wed Jan 06, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 95
Views: 6214

Re: Netflix, Your Current Favorite Show

Person of Interest.
by fareastwarriors
Wed Jan 06, 2016 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Best 2% Back VISA/MASTER Card
Replies: 51
Views: 4621

Re: Best 2% Back VISA/MASTER Card

How does this 2.62% thing work Please see the link below for details. Basically, it is 3 tiers of escalating benefits as balance with BofA reaches a certain threshold. 20-50k for the lowest tier, 50-100k for mid, and 100+ for the highest reward level. Instead of me trying to re-hash everything, the...
by fareastwarriors
Tue Jan 05, 2016 8:53 pm
Forum: Personal Consumer Issues
Topic: How is Costco's gas so cheap? (15% cheaper in my area)
Replies: 59
Views: 5007

Re: How is Costco's gas so cheap? (15% cheaper in my area)

Just checked gasbuddy Costco has same price as the Arco/AMPM I go to....
by fareastwarriors
Tue Jan 05, 2016 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: How many streams of income do you have?
Replies: 60
Views: 5866

Re: How many streams of income do you have?

Main Job
Rentals - Triplex + half of SFH

Not really income yet:
Dividends from Taxable Investing
Interest on Savings (hey pennies count)
by fareastwarriors
Mon Dec 28, 2015 3:16 pm
Forum: Personal Consumer Issues
Topic: The Big Short
Replies: 137
Views: 13829

Re: The Big Short

I'm shocked that so many people loved it. I thought the movie sucked. My wife and I actually awakened thinking wtf did we waste our money on. I watched it yesterday with the gf. She didn't get most of the movie...even as I was trying to explain it to her during the movie. Personally I thought the m...
by fareastwarriors
Mon Dec 21, 2015 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: "Bonus" on AMEX Blue Cash and Blue Cash Preferred
Replies: 39
Views: 5354

Re: "Bonus" on AMEX Blue Cash and Blue Cash Preferred

For those with lower monthly grocery spending, the Sallie Mae Barclay Mastercard offers 5% on gas, groceries, bookstores (amazon has worked for this), and possibly more (that's all I use/care about). Unfortunately, it is not available to new applicants. Wow, did not realize that. I will have to sto...
by fareastwarriors
Thu Dec 17, 2015 1:30 pm
Forum: Personal Consumer Issues
Topic: WSJ - Cancel and Invest Subscription Fee in S&P500 or Read Daily - Which is a Better Investment?
Replies: 43
Views: 3094

Re: WSJ - Cancel and Invest Subscription Fee in S&P500 or Read Daily - Which is a Better Investment?

Read financial news online. Invest the money in index funds. :happy this. there are at least 3 websites with the same info and they are free. Which 3 free websites do you recommend? I read yahoo/finance mainly to watch the index, but there are a lot of spam fed articles to sort through. Here are a ...
by fareastwarriors
Thu Dec 10, 2015 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: San Francisco - Zero down jumbo mortgage
Replies: 11
Views: 1063

Re: San Francisco - Zero down jumbo mortgage

Carefreeap wrote:
fareastwarriors wrote:Too bad they don't offer this loan in Alameda county.


You can buy a home in any of the 9 Bay Area Counties including Alameda county but you have to work in either SF or SM county.


Yes, I see that now. Thanks. I should've checked it out more carefully before I posted.
by fareastwarriors
Thu Dec 10, 2015 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: San Francisco - Zero down jumbo mortgage
Replies: 11
Views: 1063

Re: San Francisco - Zero down jumbo mortgage

Too bad they don't offer this loan in Alameda county.
by fareastwarriors
Fri Dec 04, 2015 2:45 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security Systems
Replies: 42
Views: 6796

Re: Simplisafe Home Security Systems

I been using Simplisafe for a bit longer than half a year now. I have no complaints. It was easy to install and maintain. Then again, this is my first alarm system so I have nothing to compare it to.
by fareastwarriors
Fri Dec 04, 2015 2:41 pm
Forum: Personal Consumer Issues
Topic: Visited friends in California...Now I want home automation too!
Replies: 46
Views: 4011

Re: Visited friends in California...Now I want home automation too!

I want more automation too but I just don't think the technology and ease of use is there yet. I'll wait a few more years.
by fareastwarriors
Thu Dec 03, 2015 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you hit $100,000?
Replies: 136
Views: 18136

Re: What age did you hit $100,000?

acejacksingh wrote:I forgot I started this poll about a year ago. Turns out I did hit a NW of $100,000 @ 26 ... just about a month ago!

Thanks again for all your inputs and advice. I couldn't have made it with the guidance found here.

V/r

AceJ


Awesome!
by fareastwarriors
Thu Dec 03, 2015 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: [How long to clear a personal check?]
Replies: 42
Views: 2971

Re: [How long to clear a personal check?]

This thread makes me feel old. I do most of my banking on line, but like to keep a written record of checks written. When I went down to our bank recently (Chase) and asked the teller for a couple of check registers she said they didn't have any. First they take away my typewriter, and now my check...
by fareastwarriors
Mon Nov 16, 2015 12:11 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16194

Re: Is The Bay Area Worth It?

When the next downturn in real estate comes, I'll buy more.
by fareastwarriors
Mon Nov 16, 2015 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Tired of big bank fees - I'm looking at you BofA
Replies: 30
Views: 2482

Re: Tired of big bank fees - I'm looking at you BofA

As a Preferred - Platinum Honors member, I never pay for anything I needed at BofA. I also like the people that works at my local branch. They are always friendly and helpful.

With that said, I do have Ally and PenFed accounts.
by fareastwarriors
Fri Nov 13, 2015 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Penfed $100 credit
Replies: 7
Views: 2085

Re: Penfed $100 credit

Darn, I guess I use my card too much.
by fareastwarriors
Wed Nov 11, 2015 5:48 pm
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16194

Re: Is The Bay Area Worth It?

Palo Alto... and certain areas of the Peninsula and maybe parts of Marin are in different planet than the rest of the Bay Area.
by fareastwarriors
Wed Nov 11, 2015 5:46 pm
Forum: Personal Consumer Issues
Topic: Guilty pleasures?
Replies: 123
Views: 12012

Re: Guilty pleasures?

Verizon grandfathered unlimited data. Use about 12-15 gigs a month. Bill for wife and I is around $160/mo. They offer 18 gigs for $140 a month now before any discounts. I was averaging almost 30 gigs when I was on my unlimited plan with Verizon. Lots of video streaming on prime and Netflix. Even at...
by fareastwarriors
Wed Nov 11, 2015 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Amex Platinum $450/yr annual fee but 100,000 points
Replies: 53
Views: 7419

Re: Amex Platinum $450/yr annual fee but 100,000 points

My Property insurance co takes a credit card payments with no additional fee.
I buy usually buy gift cards to generate additional spend if I need to make a limit.
by fareastwarriors
Wed Nov 11, 2015 12:32 pm
Forum: Personal Consumer Issues
Topic: Gas Cooking Range suggestions?
Replies: 17
Views: 1998

Re: Gas Cooking Range suggestions?

For my next range, I need one that's easy to clean!
I learned my lesson.
by fareastwarriors
Tue Nov 10, 2015 11:46 am
Forum: Personal Consumer Issues
Topic: Washing and Drying Clothing ?
Replies: 24
Views: 2997

Re: Washing and Drying Clothing ?

For me at least as an office worker, my clothes don't get that dirty... I cold wash everything. I don't even separate colors/whites if I know my color clothing won't leach.
by fareastwarriors
Tue Nov 10, 2015 11:38 am
Forum: Personal Consumer Issues
Topic: Is The Bay Area Worth It?
Replies: 159
Views: 16194

Re: Is The Bay Area Worth It?

I don't think is worth it. I live in the Bay now and have been here since elementary school.
If my family wasn't here, I wouldn't live here. Too expensive and crowded (for the level of the infrastructure here).
by fareastwarriors
Thu Nov 05, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Costco auto buying service is USELESS!
Replies: 27
Views: 6100

Re: Costco auto service is USELESS!

I never used them but I did read this article on Bloomberg regarding their auto service. http://www.bloomberg.com/news/articles/2015-06-04/costco-moves-the-metal Costco makes no money on the auto sales. It offers discounted vehicles to attract members and keep existing ones paying the club’s $55 ann...
by fareastwarriors
Thu Nov 05, 2015 3:27 pm
Forum: Personal Consumer Issues
Topic: Is DIY Car maintenance that hard these days?
Replies: 51
Views: 4086

Re: Is DIY Car maintenance that hard these days?

Just a different perspective: I fix car issues using drawings. I like it. Don't give me too much wordy stuff, but I like arrows, sequenced steps using numbers/letter, and specs e.g. torque, turns, fluid volume, etc. I think my approach stems from playing with Lego Technic sets as a 7 yo. That's why...
by fareastwarriors
Mon Nov 02, 2015 2:32 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy
Replies: 45
Views: 3498

Re: Halloween Candy

We used to have a lot of fun giving candy to the kids on Halloween, but I got robbed at gunpoint a while back. I told my wife I'm not opening my door for anybody, especially someone with a mask on. I hate that it's come to this, but times have changed. Once you open the door, it's too late. I just ...
by fareastwarriors
Thu Oct 08, 2015 12:39 pm
Forum: Personal Consumer Issues
Topic: Tipping at a Barbershop
Replies: 54
Views: 4421

Re: Tipping at a Barbershop

$9 for a cut, $3/4 tip.

it used to be $8!
by fareastwarriors
Mon Sep 14, 2015 2:36 pm
Forum: Personal Consumer Issues
Topic: I am running out of excuses to not move out
Replies: 71
Views: 6430

Re: I am running out of excuses to not move out

I guess you guys aren't immigrants. In many cultures, it is perfectly normal to be living at home even if you can afford to move out. I stayed until I was 26. So for about 5 years, I lived with my parents along with my older brother. I had a girlfriend, I went out, and I did everything I wanted to d...
by fareastwarriors
Fri Aug 07, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: Home security system and land line
Replies: 15
Views: 1248

Re: Home security system and land line

We've had SimpliSafe at our house for about 6 months now, and we are happy with it. I researched several options before going with them. While I don't remember all of the exact reasons, I think the primary ones were the overall cost(Both equipment and monitoring) as well as the modular way things w...
by fareastwarriors
Mon Jul 27, 2015 7:55 pm
Forum: Personal Consumer Issues
Topic: Can you return food at a restaurant and not have to pay for it?
Replies: 46
Views: 4891

Re: Can you return food at a restaurant and not have to pay for it?

I used to work in restaurants- some higher end- when I was in school. My advice: never send anything back... The things I saw people do when food comes back is unreal. Many restaurants now have cameras in their dining rooms to spy on their patrons. I believe they should be required by law to also h...
by fareastwarriors
Tue Jul 21, 2015 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Hard Money Loans
Replies: 26
Views: 3139

Re: Hard Money Loans

It pays 14% interest per month plus 2 points up front. 14%/month, this screams scam. Legitimate hard money notes do not charge interest per month. In this interest rate environment, even hard money loans are not usurious. 14% per month is obviously a typo. 14% per annum paid monthly is probably wha...
by fareastwarriors
Sat Jul 18, 2015 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: The Good the Bad and the Ugly of real estate
Replies: 87
Views: 13608

Re: The Good the Bad and the Ugly of real estate

I have a pretty good paying job but I still want a second job so I own a triplex. :oops:
Maybe I should get a restaurant for more work.
by fareastwarriors
Fri Jul 17, 2015 12:57 pm
Forum: Personal Consumer Issues
Topic: Gift Card Exchange Web Sites
Replies: 19
Views: 1827

Re: Gift Card Exchange Web Sites

I have used cardpool several times bought $1000 + worth of gift cards, always on time arrival, no issues when using. Actually I make the deal better using topcashback.com for 2% cashback on cardpool purchases. topcashback sounds interesting. so you're getting points from your Credit Card plus the c...
by fareastwarriors
Thu Jul 16, 2015 11:37 am
Forum: Personal Consumer Issues
Topic: Gift Card Exchange Web Sites
Replies: 19
Views: 1827

Re: Gift Card Exchange Web Sites

I have used CardPool. I was making a purchase at Bass Pro Shop online. I picked out my items, totaling just over $50 after tax. I went in another tab of my browser, purchased the electronic gift card for $50, the information showed up in my email a few minutes later. I input the info to the checkou...
by fareastwarriors
Wed Jul 15, 2015 9:31 pm
Forum: Personal Consumer Issues
Topic: Gift Card Exchange Web Sites
Replies: 19
Views: 1827

Re: Gift Card Exchange Web Sites

I used Cardpool and Giftcardrescue many times. They work great. I probably saved over 10 of thousands the past few years using these 2 sites. I only had one problem with Giftcardscue. I bought a gift card for a fast food place. Once I received the card, I checked the balance and it was correct. Howe...
by fareastwarriors
Wed Jul 15, 2015 12:30 pm
Forum: Personal Consumer Issues
Topic: Are you going to shop on Prime Day?
Replies: 89
Views: 8368

Re: Are you going to shop on Prime Day?

I bought baby wipes, they were like 50% off. I bought $75 in Amazon gift cards to get a $10 credit. I'll use them. My wife had filled the wish list with some things she wanted but none appear to have deals. I'm not really impressed with the deals, but I'm not really a "shopper," I just ge...
by fareastwarriors
Wed Jul 15, 2015 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: I tipped 15% and got a dirty look
Replies: 129
Views: 7489

Re: I tipped 15% and got a dirty look

It boggles my mind how someone who makes $100,000 a year or more has strict rules as to how much they tip someone who makes $15,000 a year. It just seems wrong to me. "I tip on the subtotal, but not tax, with x% extra for good service and -x% for poor service, rounded to the closest 50 cent, u...
by fareastwarriors
Wed Jul 08, 2015 3:07 pm
Forum: Personal Consumer Issues
Topic: San Francisco advice
Replies: 20
Views: 3296

Re: San Francisco advice

Thanks, sfchris, for posting about Flywheel. Your stand about not using licensed cab/limo drivers rings true with me. I want a driver who is properly insured, accountable, and background screened. Plus the employers of taxi drivers can track where we go via gps. I'm a single gal. Safety first. Flyw...
by fareastwarriors
Thu Jun 25, 2015 11:40 am
Forum: Investing - Theory, News & General
Topic: Merrill Edge anyone?
Replies: 98
Views: 19288

Re: Merrill Edge anyone?

I'm glad that I came across this thread, because I'm also trying to decide if moving my Vanguard (VG) assets to Merrill Edge (ME) would be a positive move. I'm a BofA checking account and credit card holder. I chose BofA primarily because of the convenience of a national bank. I've read about the P...

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