Search found 718 matches

by expat
Tue Nov 07, 2017 7:41 am
Forum: Investing - Help with Personal Investments
Topic: In 40s and no retirement [US ex-pat in Brazil]
Replies: 28
Views: 3176

Re: In 40s and no retirement [US ex-pat in Brazil]

Have you looked into this yet? AGREEMENT ON SOCIAL SECURITY BETWEEN THE UNITED STATES OF AMERICA AND THE FEDERATIVE REPUBLIC OF BRAZIL https://www.ssa.gov/international/Agreement_Texts/brazil.html http://www.ey.com/gl/en/services/people-advisory-services/hc-alert--brazil-and-us-sign-social-security-...
by expat
Wed Sep 06, 2017 10:51 am
Forum: Personal Finance (Not Investing)
Topic: When to give resignation notice
Replies: 64
Views: 6864

Re: When to give resignation notice

The "right thing" to do is to give notice once you are vested.
by expat
Mon Jul 24, 2017 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Pay yourself first.
Replies: 43
Views: 4262

Re: Pay yourself first.

I get paid first always!
by expat
Mon Jul 24, 2017 1:27 pm
Forum: Investing - Theory, News & General
Topic: John Bogle Has Been Right About Investing In International Stocks
Replies: 505
Views: 35403

Re: John Bogle Has Been Right About Investing In International Stocks

International has been beating US stocks in the last year.
by expat
Wed Jul 19, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Suggestions for Month in the South Pacific?
Replies: 8
Views: 1156

Re: Suggestions for Month in the South Pacific?

Moorea would be good ...
by expat
Wed Jun 14, 2017 12:51 am
Forum: Personal Consumer Issues
Topic: Resorts outside San Francisco
Replies: 20
Views: 2119

Re: Resorts outside San Francisco

Spa Villagio - Yountville
by expat
Wed May 03, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 175
Views: 16491

Re: Microsoft, I want my computer back!

Even better and free: just upload all your confidential documents to Google Drive. ;)
Sure except Windows stand between me and those docs :)
by expat
Wed May 03, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 175
Views: 16491

Re: Microsoft, I want my computer back!

Even better and free: just upload all your confidential documents to Google Drive. ;)
Sure except Windows stand between me and those docs :)
by expat
Tue May 02, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 175
Views: 16491

Re: Microsoft, I want my computer back!

When you are ready to quit your job as a Windows desktop administrator, buy a Chromebook.
by expat
Tue Feb 21, 2017 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiate lowball offer? (new job)
Replies: 47
Views: 4642

Re: Negotiate lowball offer? (new job)

Unless you have a contract that states otherwise, being full time does not mean your job is "permanent" or that there is any security i.e. most likely you can be let go at any time for any or no reason.
by expat
Tue Feb 21, 2017 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Negotiate lowball offer? (new job)
Replies: 47
Views: 4642

Re: Negotiate lowball offer? (new job)

>> If I was looking for a new job, I could easily get 52k and as high as 68k with the right fit.

It's really hard to find a good employee. If you think they value you, use this information to negotiate a higher salary.
by expat
Fri Jan 20, 2017 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Where to get $100k for home remodel?
Replies: 34
Views: 4225

Re: Where to get $100k for home remodel?

'Buy a better house.
by expat
Wed Jan 18, 2017 12:33 pm
Forum: Personal Consumer Issues
Topic: How to improve my income as software lead/manager?
Replies: 52
Views: 5968

Re: How to improve my income as software lead/manager?

JOB stands for Just Over Broke. If you are in software, then you have the ability to build your own internet business.
by expat
Thu Jan 12, 2017 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiating Hourly Rate for Remote IT Work
Replies: 9
Views: 764

Re: Negotiating Hourly Rate for Remote IT Work

Find out how much they are paying other contractors with similar skills.
by expat
Thu Jan 12, 2017 1:54 am
Forum: Personal Consumer Issues
Topic: France or Switzerland
Replies: 52
Views: 5947

Re: France or Switzerland

traveler90 wrote:A major city in the US is significantly more dangerous than anywhere in France.


You aren't looking hard enough.
by expat
Tue Jan 10, 2017 6:17 pm
Forum: Personal Consumer Issues
Topic: Best Ways to Buy Time
Replies: 68
Views: 8361

Re: Best Ways to Buy Time

Buy time for what?
by expat
Tue Jan 10, 2017 3:45 pm
Forum: Investing - Theory, News & General
Topic: Burton Malkiel says "Don't Buy Bonds"
Replies: 48
Views: 9575

Re: Burton Malkiel says "Don't Buy Bonds"

There is no such thing as bad publicity.
by expat
Tue Jan 10, 2017 2:57 am
Forum: Investing - Theory, News & General
Topic: How Bad was 2008, really?
Replies: 224
Views: 21299

Re: How Bad was 2008, really?

The financial system stopped working and nearly collapsed. So sort of bad.
by expat
Sat Jan 07, 2017 12:26 pm
Forum: Personal Consumer Issues
Topic: Vacationing in Spain - how to pay for things?
Replies: 42
Views: 4000

Re: Vacationing in Spain - how to pay for things?

The same as in America - Credit Card and ATM.
by expat
Sun Dec 18, 2016 12:39 pm
Forum: Investing - Theory, News & General
Topic: Ellis: "Under 40 years old - 100% in Stocks"
Replies: 54
Views: 6518

Re: Ellis: "Under 40 years old - 100% in Stocks"

why don't they make these pronouncements during bear markets?
by expat
Wed Dec 07, 2016 10:11 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement with $8M in investments
Replies: 166
Views: 24011

Re: Retirement with $8M in investments

I have a NW of over 30mm (9mm real estate and 21mm stocks/bonds/cash) and no debt. I'm 51 years old and I would like to retire but I am not yet confident in doing it.


What?
by expat
Thu Dec 01, 2016 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off mortgage?
Replies: 107
Views: 9240

Re: Pay off mortgage?

Lots of people say to pay off the mortgage without giving a good financial reason.
by expat
Tue Nov 22, 2016 11:18 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 77
Views: 12140

Re: Owning a Chromebook

Unlike a Windows machine, a Chromebook starts up immediately, is fast, maintenance free and just works. It is hassle free.
by expat
Sun Nov 20, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: Mom has Office 2013, now wants Outlook
Replies: 12
Views: 1499

Re: Mom has Office 2013, now wants Outlook

Google docs is so much easier.
by expat
Fri Nov 11, 2016 11:21 pm
Forum: Investing - Theory, News & General
Topic: Anybody regretting holding on to your REITS?
Replies: 97
Views: 14147

Re: Anybody regretting holding on to your REITS?

No, but the 80% or so drop in 2008 was worrisome.
by expat
Sun Nov 06, 2016 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: 27/m. Wanting to Quit My Job. Any Words of Wisdom?
Replies: 55
Views: 7446

Re: 27/m. Wanting to Quit My Job. Any Words of Wisdom?

poker27 wrote: As a entry/mid level manager I've never quite understood how a boss could be so horrible in a corporate environment.


Really? I can easily.
by expat
Sun Nov 06, 2016 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: 27/m. Wanting to Quit My Job. Any Words of Wisdom?
Replies: 55
Views: 7446

Re: 27/m. Wanting to Quit My Job. Any Words of Wisdom?

Crimsontide wrote:
expat wrote:Assuming you have cash reserves, quit your job and enjoy your youth and freedom while you still have it.


Do not do this... you just need a break to clear your head. I repeat, do not do this...


Too late. I already did this and lived to tell the tale. No regrets.
by expat
Thu Nov 03, 2016 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: 27/m. Wanting to Quit My Job. Any Words of Wisdom?
Replies: 55
Views: 7446

Re: 27/m. Wanting to Quit My Job. Any Words of Wisdom?

Assuming you have cash reserves, quit your job and enjoy your youth and freedom while you still have it.
by expat
Tue Oct 25, 2016 11:03 am
Forum: Personal Consumer Issues
Topic: Declining Service Expectations. Are there any excellent companies still out there?
Replies: 81
Views: 7889

Re: Declining Service Expectations. Are there any excellent companies still out there?

In Europe, the service worker is King and the customer is a nuisance to be dispensed with as quickly as possible.
by expat
Mon Oct 24, 2016 1:17 am
Forum: Personal Consumer Issues
Topic: Microsoft Office
Replies: 34
Views: 5678

Re: Microsoft Office

I haven't used MS office in years. I use Google docs instead.
by expat
Mon Oct 17, 2016 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Money lessons for a 3 year old
Replies: 46
Views: 3669

Re: Money lessons for a 3 year old

way too young.
by expat
Sun Oct 09, 2016 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Percent back from landscaping investment
Replies: 19
Views: 2785

Re: Percent back from landscaping investment

Landscaping did not count as an improvement when refinancing.
by expat
Thu Oct 06, 2016 11:17 am
Forum: Personal Finance (Not Investing)
Topic: The 3 D's: Debt, Dave, Depression (mild)
Replies: 45
Views: 5062

Re: The 3 D's: Debt, Dave, Depression (mild)

Dave Ramsey got overextended to the point where he considered suicide for the life insurance money.


I read the bio on his web site and his personal story is not clear at all Hasn't he heard about bankruptcy laws??
by expat
Wed Oct 05, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: The 3 D's: Debt, Dave, Depression (mild)
Replies: 45
Views: 5062

Re: The 3 D's: Debt, Dave, Depression (mild)

I still don't get Dave Ramsey or the appeal of his radio show or his obsession with staying out of all debt. Obviously, credit card debt is bad but other types of debt can be a good idea. I assume his show is for people who have overspent using credit cards.
by expat
Wed Oct 05, 2016 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: What's going on with REITS this week?
Replies: 26
Views: 4601

Re: What's going on with REITS this week?

No clue. Time to buy more.
by expat
Thu Sep 29, 2016 1:37 am
Forum: Investing - Theory, News & General
Topic: Has anyone been tempted to buy AMZN?
Replies: 77
Views: 6553

Re: Has anyone been tempted to buy AMZN?

You bought AMZN when you bought VTSMX.

And AMZN is currently sixth largest holding in VTSMX.

https://personal.vanguard.com/us/funds/ ... =INT#tab=2
by expat
Sat Sep 24, 2016 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth Milestone Today - $1.5M
Replies: 128
Views: 19868

Re: Net Worth Milestone Today - $1.5M

It's not a gain until you sell.
by expat
Wed Sep 14, 2016 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: What details about personal finance do you share with your kids?
Replies: 20
Views: 2093

Re: What details about personal finance do you share with your kids?

I don't think money should be a mystery to children. So I decided to answer their questions. If parents won't teach them, who will?
by expat
Sun Sep 11, 2016 11:24 pm
Forum: Personal Finance (Not Investing)
Topic: Help disputing a medical bill
Replies: 5
Views: 1096

Re: Help disputing a medical bill

No bill, no payment. What's the worst the could happen?
by expat
Thu Sep 08, 2016 2:16 pm
Forum: Personal Consumer Issues
Topic: Water turned off in building-urgent! [Problem Resolved]
Replies: 39
Views: 3023

Re: Water turned off in building-urgent!

Move into a hotel and deduct the cost from the next month's rent.
by expat
Tue Aug 30, 2016 12:02 pm
Forum: Investing - Theory, News & General
Topic: Rich Dad/Poor Dad Assets
Replies: 57
Views: 7855

Re: Rich Dad/Poor Dad Assets

John T. Reed : Don't buy Kiyosaki's books. Buy my books instead! :oops:
by expat
Thu Aug 18, 2016 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 304
Views: 49740

Re: Self-made Millionaires: how did hitting 7 figures change you?

It's not net worth but how much income is produced. Let's say 1 million produces 40K in annual income. That is nothing in a high cost of living area.
by expat
Wed Aug 17, 2016 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: Help. My boss is expecting me to read her mind.
Replies: 53
Views: 4749

Re: Help. My boss is expecting me to read her mind.

If in doubt, I would put the full name followed by the acronym.

And use a site like this to see how many meanings there were for an acronym - http://www.acronymfinder.com/
by expat
Wed Aug 17, 2016 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Help - How to deposit a check without endorsement?
Replies: 37
Views: 5878

Re: Help - How to deposit a check without endorsement?

I deposit unendorsed checks into other people's accounts (family, friends, vendors, etc) all the time. Walk up to the counter with the account name and number, they'll use a stamp to endorse the back, and that's it. Might be easiest to have the checks sent to someone in the states that is will to d...