Search found 576 matches

by exoilman
Mon Feb 08, 2016 12:56 pm
Forum: Personal Consumer Issues
Topic: Go Pro camera
Replies: 7
Views: 583

Re: Go Pro camera

Nope. Very easy. The difficulty would lie in doing quality edits of your videos--learning curve that I've really not felt like mastering yet! (You mention "least expensive one," which might refer to the new ice-cube sized one? If so, ignore my response, as my experience is with the cigare...
by exoilman
Mon Feb 08, 2016 11:54 am
Forum: Personal Consumer Issues
Topic: Go Pro camera
Replies: 7
Views: 583

Go Pro camera

I want to buy the least expensive one to record some things. Is it complicated to put on a disc for future playback?

Thanks
Sam
by exoilman
Sun Jan 31, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Estate planning advice?
Replies: 28
Views: 2940

Re: Estate planning advice?

reference
by exoilman
Sat Jan 02, 2016 9:54 pm
Forum: Personal Consumer Issues
Topic: Vacuum for hardwood
Replies: 46
Views: 2880

Re: Vacuum for hardwood

reference
by exoilman
Wed Dec 09, 2015 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Roomba
Replies: 8
Views: 957

Re: Roomba

Globalviewer58 wrote:A recent thread: viewtopic.php?t=169853

We have 2 of the 780 models and I recommend you compare features to ensure you buy the right model for your needs.


thanks
by exoilman
Mon Dec 07, 2015 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Roomba
Replies: 8
Views: 957

Roomba

Do they work well enough to pay the price? Many models also.

Sam
by exoilman
Thu Dec 03, 2015 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Ring.com
Replies: 0
Views: 280

Ring.com

Any Bogleheads using Ring.com front door bell with camera that connects to I Phone. Pros and Cons please

thanks
Sam
by exoilman
Sat Nov 28, 2015 2:12 pm
Forum: Personal Consumer Issues
Topic: How do high earners get rid of their junk?
Replies: 59
Views: 8873

Re: How do high earners get rid of their junk?

Tycoon wrote:We give our stuff away. And many times it's not reached junk status yet.


Same here. Our handyman and house cleaner get first dibs.
by exoilman
Sat Nov 21, 2015 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Upgrade
Replies: 5
Views: 1438

Re: Vanguard Upgrade

. Exoilman, Please see: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=148317 https://www.bogleheads.org/forum/viewtopic.php?f=10&t=143847 https://www.bogleheads.org/forum/viewtopic.php?f=10&t=130133 https://www.bogleheads.org/forum/viewtopic.php?f=1&t=137123 https://www.bogl...
by exoilman
Sat Nov 21, 2015 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Upgrade
Replies: 5
Views: 1438

Vanguard Upgrade

For those with Vanguard accounts and upgraded. Are there any problems or is it a smooth transition?

Thanks
Sam
by exoilman
Wed Nov 04, 2015 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: 1035 exchange
Replies: 0
Views: 454

1035 exchange

My wife inherited a large non-qualified annuity from her aunt. She is 66 and we don't foresee needing this for ~ 10 years. We are conservative and a 2% five year fixed seems ok. We would then assess new opportunities. After more thought we are thinking perhaps adding a market index portion. The ques...
by exoilman
Sat Oct 24, 2015 9:28 am
Forum: Investing - Theory, News & General
Topic: "Bogle: Tough Decade Ahead for Equity Investors"
Replies: 135
Views: 14206

Re: "Bogle: Tough Decade Ahead for Equity Investors"

Index Fan wrote:
Big Dog wrote:of course, one could argue that it will also be a tough decade for bond investors....interest rates can only go up....


One could argue that, though people said that 5 years ago and those that ignored them made some money in bonds.


+1
by exoilman
Fri Oct 23, 2015 10:43 am
Forum: Personal Consumer Issues
Topic: Guilty pleasures?
Replies: 123
Views: 11998

Re: Guilty pleasures?

Kazper: My "guilty pleasure" is overtipping. During much of my life, raising three children, we could not afford more than the customary tip--even when service was excellent. In recent years (thanks to Jack Bogle) I can afford to give a large tip when I receive above-average service. It g...
by exoilman
Wed Oct 14, 2015 2:57 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle's AA now at 50/50
Replies: 45
Views: 6010

Re: Jack Bogle's AA now at 50/50

oc4boxer wrote:
"I just like the idea of having an anchor to the windward," said Bogle, who is 86. "I'm not so much worried about having my estate grow."


Yep.


+Yep
by exoilman
Tue Sep 29, 2015 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Take a mortgage on new home?
Replies: 6
Views: 941

Take a mortgage on new home?

We are selling our current home and moving to new one. I am soon to be 72 and wife is 66. The new home is ~ 650K and old one will sell ~ 500K. We are in the 33% tax bracket and NJ 6%. Our accountant recommends we take a mtg. ARM? or 20 - 30 year. Our annual income is > 280K. Any opinions? Thanks Sam
by exoilman
Fri Jul 31, 2015 6:19 pm
Forum: Personal Consumer Issues
Topic: Retirees: Questions you hate being asked
Replies: 117
Views: 11808

Re: Retirees: Questions you hate being asked

Since I've been retired a few years now, sometimes I get asked questions that I don't understand or that annoy me. Was wondering if there are questions that you dislike, don't understand or feel are off limits. My pet peeve is: "what do you do all day?" 12 years retired (71) and still ask...
by exoilman
Wed May 20, 2015 2:10 pm
Forum: Personal Consumer Issues
Topic: Selling old 14k jewelry
Replies: 15
Views: 1392

Re: Selling old 14k jewelry

Where in NJ might I find a better price?

Sam
by exoilman
Wed May 20, 2015 7:10 am
Forum: Personal Consumer Issues
Topic: Selling old 14k jewelry
Replies: 15
Views: 1392

Re: Selling old 14k jewelry

The spot price was calculated for 14k gold, then they offered 55% of that amount. So the question is was that high?

Thanks again,
Sam
by exoilman
Tue May 19, 2015 8:37 pm
Forum: Personal Consumer Issues
Topic: Selling old 14k jewelry
Replies: 15
Views: 1392

Selling old 14k jewelry

How much should I expect to receive for 14 K gold? The first place I brought it to offered 55% of todays spot price. Is this the right amount?

Thanks,
Sam
by exoilman
Fri May 15, 2015 6:44 am
Forum: Personal Finance (Not Investing)
Topic: Form 709 cost
Replies: 4
Views: 505

Re: Form 709 cost

Thanks

Sam
by exoilman
Thu May 14, 2015 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Form 709 cost
Replies: 4
Views: 505

Form 709 cost

How much should a form 709 cost (approximate) when done by CPA? My wife's friend paid $575, it seems a lot for a few pages of forms.

thanks
Sam
by exoilman
Mon Apr 27, 2015 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees who lease auto
Replies: 15
Views: 2043

Re: Retirees who lease auto

I am thinking for 2 or 3 year lease of my next car. My reason is at age 71 no more sell or trade in and less hassle. The mileage would be <10K/yr. Is the cost difference worth it? The car would be in the 45K range. Thanks Sam Thanks for the thoughtful replies. I should have said that the minimum I ...
by exoilman
Sun Apr 26, 2015 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Retirees who lease auto
Replies: 15
Views: 2043

Retirees who lease auto

I am thinking for 2 or 3 year lease of my next car. My reason is at age 71 no more sell or trade in and less hassle. The mileage would be <10K/yr. Is the cost difference worth it? The car would be in the 45K range.

Thanks
Sam
by exoilman
Sun Apr 26, 2015 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Retirees who lease auto
Replies: 0
Views: 344

Retirees who lease auto

I am thinking for 2 or 3 year lease of my next car. My reason is at age 71 no more sell or trade in and less hassle. The mileage would be <10K/yr. Is the cost difference worth it? The car would be in the 45K range.

Thanks
Sam
by exoilman
Fri Apr 17, 2015 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Before visiting an estate attorney
Replies: 3
Views: 640

Before visiting an estate attorney

Is there a site where I might gather some insights or will a good firm guide me before committing to anything?

Thanks
Sam
by exoilman
Sun Apr 12, 2015 1:32 pm
Forum: Personal Consumer Issues
Topic: gold bullion
Replies: 16
Views: 1104

gold bullion

I want to buy some 1 oz. gold bullion and want to know what I should expect to pay over market price.

thanks
sam
by exoilman
Tue Apr 07, 2015 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited IRA
Replies: 2
Views: 317

Inherited IRA

I will inherit an IRA from a relative at some point. My wife is younger than me and I want to know can I decline and pass it to her?

Thanks
Sam
by exoilman
Thu Jan 22, 2015 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: Poll [Cemetery or Cremation]
Replies: 20
Views: 909

Poll [Cemetery or Cremation]

What is your desire? I realize age, religion, finances etc. will skew the vote. I see no reason for cemetery but DW disagrees. If my children and grandchildren remember me in their hearts, that works for me. Spend all the money and time on some worthwhile deeds.

Sam
by exoilman
Wed Jan 21, 2015 8:36 am
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 19757

Re: $7 gas - what would you do?

A teachable moment and remember Yogi Berra's quote “It’s tough to make predictions, especially about the future’” :D

Sam
by exoilman
Mon Dec 29, 2014 7:08 pm
Forum: Investing - Theory, News & General
Topic: Retiree Poll:What is your current AA?
Replies: 85
Views: 8007

Re: Retiree Poll:What is your current AA?

Mine is such that I'm ready for a 50% stock drop that history tells us will happen again. +1 age 71 next month DW 65 30% equity 70% bonds and cash. For us it represents security. Full disclosure SS and pension and RMD and dividend stocks will see us through. In the event of a >10% correction I will...
by exoilman
Mon Nov 17, 2014 2:26 pm
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 7633

Re: Harry's razors

Thank for all the replies and extra info. I decided to try the product win lose or draw! As luck would have it I typed in a code and the $15 offer was reduced to $10 with free shipping. Maybe I won? At least a Boglehead victory :D

Sam
by exoilman
Mon Nov 17, 2014 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: 20 Year Term Life Policies
Replies: 14
Views: 2086

20 Year Term Life Policies

I suppose the brand names are the safest e.g. Met Life, Prudential? The reason is I want to buy a policy for my daughter (43) and her husband (40). They have two children 11 and 4 so I am insuring each of them should a death occur and insuring me and my wife if god forbid both were to be killed in a...
by exoilman
Fri Nov 14, 2014 3:19 pm
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 7633

Harry's razors

I've been a mach 3 razor consumer since inception. I know they are pricey but I get ~ 3 weeks use so ok with that. The Harrys are less but I am wondering who has tried them and has a comment either way.

Thanks
Sam
by exoilman
Sun Oct 19, 2014 9:52 am
Forum: Personal Finance (Not Investing)
Topic: POLL: How fulfilling is your retirement?
Replies: 34
Views: 3348

Re: POLL: How fulfilling is your retirement?

Toons wrote:Life is what you make it,whether retired or not ,it was great before retirement and it is great in retirement.I am content :happy


operative word, content. Same here :happy
by exoilman
Sat Oct 18, 2014 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan G vs Plan F?
Replies: 105
Views: 18777

Re: Medigap Plan G vs Plan F?

midareff wrote:I turned 65 last December and enrolled in Medicare and AARP United Plan F. No deductibles at all and no copays.


+1
by exoilman
Fri Oct 17, 2014 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: Market Slide Percentages?
Replies: 28
Views: 2421

Re: Market Slide Percentages?

As I pointed out to the wife, declines in Mr. Market matter based only on asset allocation. They matter even less if retirement withdrawals are based solely on non-market allocations. Stated another way, if you have enough in cash, CDs, or other fixed-income, to fund retirement, above-and-beyond S/...
by exoilman
Wed Sep 10, 2014 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Kindle
Replies: 15
Views: 1603

Kindle

My wife upgraded to the new Kindle and gave me the old one. In true Boglehead fashion I would like to get only their free books. How might I do this?

Thanks
Sam
by exoilman
Sat Aug 30, 2014 10:21 am
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 6669

Re: Ideas for thanking a doctor

We have sent a fruit basket on a number of occasions.

Sam
by exoilman
Wed Aug 27, 2014 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Ally Bank CD
Replies: 12
Views: 1853

Ally Bank CD

Has anyone used them? I want to make a cd ladder.

Thanks
Sam
by exoilman
Wed Aug 27, 2014 10:55 am
Forum: Investing - Theory, News & General
Topic: What's "The Herd" doing today?
Replies: 52
Views: 4097

Re: What's "The Herd" doing today?

Check in with the local Yenta in your neighborhood. :confused
by exoilman
Sun Jul 20, 2014 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Taxes?
Replies: 26
Views: 2475

Re: Social Security Taxes?

Cut-Throat wrote:
Toons wrote:Hey the way I view it,I'm thankful I am earning the income that puts me in a position to have 85% of my Social Security earnings taxed. :sharebeer


+1

+2
by exoilman
Mon Jul 14, 2014 11:11 am
Forum: Investing - Theory, News & General
Topic: [Poll] Are you more risk averse than average?
Replies: 36
Views: 3033

Re: [Poll] Are you more risk averse than average?

cheese_breath wrote:Can you define an average investor? At age 73 I'm probably more risk averse that a 23 year old, but maybe not as much as a 83 year old.


+1
by exoilman
Fri Jul 11, 2014 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: RMD early
Replies: 4
Views: 1020

Re: RMD early

Thanks :thumbsup :thumbsup
by exoilman
Thu Jul 10, 2014 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: RMD early
Replies: 4
Views: 1020

RMD early

I am taking my first RMD this year. I don't want to have the tax bite taken with the withdrawal. Can I send an est. tax check later in this year?

Thanks
Sam
by exoilman
Fri Jun 13, 2014 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Large Inheritance
Replies: 8
Views: 1627

Large Inheritance

A family friend lost her aunt. She is the sole beneficiary of a 12M brokerage acct. and she wants to know what an accountant and lawyer should be charging (fee or percentage)? Her aunts will has her as executor and basically some small amounts to a few friends some of whom are deceased. Any guidance...
by exoilman
Sun Jun 01, 2014 8:36 am
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 10719

Re: Who are the BogleHeads.org heavyweights?

Riprap wrote:I tend to pay particular attention to dbr and bsteiner.


+1

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