Search found 3462 matches

by dratkinson
Wed Aug 31, 2016 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: Too much muni exposure?
Replies: 8
Views: 701

Re: Too much muni exposure?

Thought about this a few years back. Reviewed my logic last year looking for changes in opinion and new opportunities. I recall TBM is ~1/3 each: treasury, MBS, corporate. MBSs are deprecated. Munis are claimed to safer than corporate of same duration/quality. Meaning munis should be preferred over ...
by dratkinson
Wed Aug 31, 2016 6:13 pm
Forum: Investing - Help with Personal Investments
Topic: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)
Replies: 7
Views: 672

Re: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)

^^^ Too bad. I was hoping zacks was accurate* enough as it's easier for my old PC to access vs Vanguard. (Called myself checking zacks/Vanguard in the past and it was accurate then. Checked today and concede your point.) Relicking the SEC-yield calf: https://personal.vanguard.com/us/funds/snapshot?F...
by dratkinson
Tue Aug 30, 2016 5:10 pm
Forum: Investing - Help with Personal Investments
Topic: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)
Replies: 7
Views: 672

Re: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)

^^^ When comparing yields, we are told to use only (compare) the SEC yields. Why? Because current yield and performance are backward looking, SEC yield is forward looking. So use SEC yield for future planning. To compare fixed income investments: For CDs, use the APY. For taxable bond funds, use the...
by dratkinson
Mon Aug 29, 2016 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)
Replies: 7
Views: 672

Re: Recommended bond fund in this non-tax-advantaged account? (Plus 2 smaller questions)

The current math says you would be better off with TBM. (When I went this route in 2008, the 15%-math said the opposite.) See SEC yield : https://www.zacks.com/funds/mutual-fund/quote/VBTLX VBTLX = 2.44% VWLUX = 1.98% / .85 = 2.33% (If you are going to reach for yield, then I prefer LT over IT.) How...
by dratkinson
Mon Aug 29, 2016 6:25 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice + Break up with UBS?
Replies: 12
Views: 884

Re: Portfolio advice + Break up with UBS?

... Since all of your investments are in tax-advantaged accounts, there are no tax consequences (taxes owed) to making your changes as quickly as you want. The sooner you change, the sooner you stop the fees. 59% of my portfolio is in taxable, so there will definitely be tax consequences. That bein...
by dratkinson
Sun Aug 28, 2016 8:11 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice + Break up with UBS?
Replies: 12
Views: 884

Re: Portfolio advice + Break up with UBS?

I would be pretty mad if a family member was screwing me financially. Just move your account all at once. Call Vanguard and get it done. Its a little like removing a bandaid. Pull it off as quickly as you can, as soon as you can. Lingering only prolongs the pain. Judging from the funds you identifi...
by dratkinson
Fri Aug 26, 2016 6:55 pm
Forum: Investing - Help with Personal Investments
Topic: Disclosure: My Colorado muni bond fund: WTCOX.
Replies: 3
Views: 433

Re: Disclosure: My Colorado muni bond fund: WTCOX.

Here's a comparison of WTCOX with another CO muni mutual fund by Nuveen FCOTX (and I added the Vanguard national muni VWITX) https://www.fidelity.com/fund-screener/compare.shtml#!&fIds=FCOTX%2CWTCOX%2CVWITX&tab=pf Interesting that the Nuveen seems to out perform the other two regarding retu...
by dratkinson
Wed Aug 24, 2016 6:15 pm
Forum: Personal Consumer Issues
Topic: Winter Tires: Yay or Nay
Replies: 105
Views: 5584

Re: Winter Tires: Yay or Nay

You can see the difference winter tires make for yourself. How? Was at the library swapping books recently so used the time to research my next vehicle... and tires: all-season vs winter. Found lots of YouTube videos . Recall seeing some from "tirerack.com". The difference in traction prov...
by dratkinson
Wed Aug 24, 2016 4:29 pm
Forum: Personal Consumer Issues
Topic: AC blower motor died. need replacement
Replies: 20
Views: 1071

Re: AC blower motor died. need replacement

Idea. Oil furnace motor bearings to prevent failure. I don't have central air, swamp cooler instead, but do have central heat. Wanting to avoid bearings going bad from lack of lubrication, pulled out furnace air circulating motor carrier to oil motor the first and second years I was in my new/old ho...
by dratkinson
Wed Aug 24, 2016 3:05 pm
Forum: Investing - Help with Personal Investments
Topic: Which Bond Fund to Choose
Replies: 8
Views: 1102

Re: Which Bond Fund to Choose

... One small caveat is that I only have another retirement account. I just dont have enough space in it for my bond allocation across all portfolios. Im thinking its still better to have bonds in a retirement account even if the expense ratio is a bit higher. Echoing stlutz's point... More partial...
by dratkinson
Tue Aug 23, 2016 6:57 pm
Forum: Investing - Theory, News & General
Topic: 401K Fees [401(k) Lawsuits increasing due to fiduciary standard]
Replies: 27
Views: 1551

Re: Edward Jones Sued Over Its Own Employee 401k Plan

I've been feeling left out... EJ reps were visiting other BHs, but not me. That changed last week when a new EJ rep (retired Marine) knocked on my door. He looked puzzled when I told him I felt sorry for him. Told him to read "The Arithmetic of Active Management", Rick Ferri (another forme...
by dratkinson
Tue Aug 23, 2016 6:22 pm
Forum: Investing - Help with Personal Investments
Topic: Which Bond Fund to Choose
Replies: 8
Views: 1102

Re: Which Bond Fund to Choose

Will need to look under the hood to see what each fund holds and how it invests. Get/read the prospectus for each. Assuming the named "gov bond fund" holds intermediate-term or shorter duration gov bonds, then it will zig (rise in value) when the market zags (declines in value) due to a co...
by dratkinson
Sun Aug 21, 2016 6:25 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Frequent Trading restriction.
Replies: 4
Views: 766

Re: Vanguard Frequent Trading restriction.

Recall these exemptions from Vanguard's Frequent Trading Policy.
--Mailed transactions.
--Automatic transactions, so distributions or redirected distributions should be safe.
--ST bond funds.

But I haven't checked recently. If curious, can read Vanguard's FTP.
by dratkinson
Sun Aug 21, 2016 5:52 pm
Forum: Investing - Help with Personal Investments
Topic: Disclosure: My Colorado muni bond fund: WTCOX.
Replies: 3
Views: 433

Disclosure: My Colorado muni bond fund: WTCOX.

Subject: Disclosure: My Colorado muni bond fund: WTCOX. Question. Would it be beneficial for the forum/Wiki to track a list of winnowed single-state muni funds, as they are developed from members’ due diligence, to use as a starting point so members avoid more expensive options? Why? Because such a ...
by dratkinson
Sat Aug 20, 2016 2:36 pm
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 7213

Re: What is your system for dealing with coins?

... If I have them I keep 4 pennies 2 dimes and a nickel in my wallet. These are used to avoid getting more small coins during small cash purchases. :idea: Now why didn't I think of that to avoid the same problem. I have an unused CC slot in my wallet. Tried it. Coins are hard to get out. But a 3x5...
by dratkinson
Thu Aug 18, 2016 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund Admiral Shares
Replies: 9
Views: 859

Re: Vanguard Health Care Fund Admiral Shares

Selling HC? I believe that depends upon what you want to do with HC. If you want to get out of HC, then now seems to be as good a time as any. Why? Because it is near a 10+ year high (as far back as I track). Seller's remorse. HC is down from it's Aug 2015 high and currently rising, so if you sell n...
by dratkinson
Thu Aug 18, 2016 12:28 am
Forum: Investing - Help with Personal Investments
Topic: Moving 4M from Goldman. retired and needs 200K/Y
Replies: 37
Views: 5715

Re: Moving 4M from Goldman. retired and needs 200K/Y

Your SWR. The 4% SWR assumes a 30-yr retirement, you're planning a 40-year retirement, 33% longer. I WAG this suggests you need to plan on a SWR that is 33% less. ~2.6% SWR = 4% -4%(33%). But 2.5% would be safer for planning purposes. For what it's worth, within the data set on firecalc, using thei...
by dratkinson
Wed Aug 17, 2016 5:42 pm
Forum: Personal Consumer Issues
Topic: Editing shortcut emacs-like keys. Do u use them?
Replies: 26
Views: 1216

Re: Editing shortcut emacs-like keys. Do u use them?

Not any more. Dimly recall vi and ed. Never used emacs.

Now only use ctrl-a/ctrl-c/ctrl-v to temporarily save long forum post to Word before posting.
by dratkinson
Wed Aug 17, 2016 5:26 pm
Forum: Investing - Theory, News & General
Topic: Does a 1099-DIV break down the sources of bond interest?
Replies: 7
Views: 405

Re: Does a 1099-DIV break down the sources of bond interest?

Can double-check your state tax return using additional information. See if it's worth the extra effort/expense (CPA expense) to file an amended return. Disclosure. My state tax return is reduced ~$40 (~5% state tax rate on ~2% state share) when subtracting income using additional muni information. ...
by dratkinson
Wed Aug 17, 2016 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Moving 4M from Goldman. retired and needs 200K/Y
Replies: 37
Views: 5715

Re: Moving 4M from Goldman. retired and needs 200K/Y

Your SWR. The 4% SWR assumes a 30-yr retirement, you're planning a 40-year retirement, 33% longer. I WAG this suggests you need to plan on a SWR that is 33% less. ~2.6% SWR = 4% -4%(33%). But 2.5% would be safer for planning purposes. Retirement asset allocation. A 40/60 (or more recently suggested...
by dratkinson
Tue Aug 16, 2016 3:51 pm
Forum: Investing - Help with Personal Investments
Topic: Moving 4M from Goldman. retired and needs 200K/Y
Replies: 37
Views: 5715

Re: Moving 4M from Goldman. retired and needs 200K/Y

"Plan for the worst, hope for the best." Whatever your financial situation, turning off the GS fees can only make it better. Learning to manage your own investments is not that hard. That's the simple part. The hard part will helping you construct your retirement game plan. To be of any he...
by dratkinson
Mon Aug 15, 2016 5:49 pm
Forum: Investing - Help with Personal Investments
Topic: what to buy when stock market is a new high?
Replies: 37
Views: 5243

Re: what to buy when stock market is a new high?

Still have about 150k in my Vanguard account, what to buy now? Thinking of buying total domestic stock market index and an energy index fund, but they are also at high point? should I wait for a pull back? thanks Simple question. And you'd think there would be a simple answer. There is, if you have...
by dratkinson
Sun Aug 14, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars
Replies: 75
Views: 5166

Re: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars

Was swapping books at the library this weekend, and had some time to kill, so decides to continue personal research into next vehicle. Searched YouTube for vehicle tests. Found "Toyota Highlander Honda Pilot Gold Hill off road test" to be interesting. Gold Hill is a 4wd drive trail in CO. ...
by dratkinson
Sun Aug 14, 2016 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.
Replies: 51
Views: 5972

Re: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.

... Let me ask, since this is month #1 of my conscious investing, with the little money I have and the fact that I have $0 in any IRAs, would going with your options above for the next year be a safe bet to make the money vanish from my checking account, and be somewhere sensible until I become a m...
by dratkinson
Sat Aug 13, 2016 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.
Replies: 51
Views: 5972

Re: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.

... I have my yearly bonus and rsu now. 42k. As I have never had an IRA, I am curious if i should fund it fully right now. But as it has no funds and vanguard has a 3000 min to open a fund, I would have to load it pretty heavy with bonds, right? Then 2500 in stock? Given those minimums and maximums...
by dratkinson
Fri Aug 12, 2016 6:17 pm
Forum: Investing - Help with Personal Investments
Topic: Investment advice for a 30 year old
Replies: 19
Views: 3339

Re: Investment advice for a 30 year old

Idea: use a muni fund for your emergency fund, instead of a bank mmk account. Municipal bonds. For taxable accounts and if in 25%+ fed tax bracket, a municipal (tax-exempt) bond fund can be used as part of your taxable retirement investing (substituted for TBM in 3-fund portfolio) and do double-duty...
by dratkinson
Fri Aug 12, 2016 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Got equity from my employer, want to diversify
Replies: 6
Views: 580

Re: Got equity from my employer, want to diversify

More information required before we can answer. Why? Taxes. Are you a US citizen, or a citizen of some other country? Which? Do you have dual citizenship? Where will you retire? It is correct to diversify away from your employer by selling the stock shares received and purchasing index funds/ETFs. W...
by dratkinson
Tue Aug 09, 2016 6:13 pm
Forum: Personal Consumer Issues
Topic: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars
Replies: 75
Views: 5166

Re: Any advice---Toyota 4 runner vs. Honda Pilot--2016 cars

For snowy winter roads, I echo jharkin's reply... you don't need 4WD, you need traction and control. The benefit of true 4wd (locking differentials) is "...to allow you to become stuck in a more inaccessible location." This is the reason 4-wheeling adventurers carry self-rescue equipment, ...
by dratkinson
Mon Aug 08, 2016 5:30 pm
Forum: Personal Consumer Issues
Topic: Unauthorized Cable Charges
Replies: 8
Views: 998

Re: Unauthorized Cable Charges

One broken promise could be an unfortunate oversight. A second establishes a pattern, and business model.

There are many forum topics on "cutting the (cable) cord" by using a combination of over-the-air TV antenna, streaming services, and mailed DVD services. Can search for them.
by dratkinson
Mon Aug 08, 2016 5:17 pm
Forum: Investing - Help with Personal Investments
Topic: Anything wrong with having say 50% of my bond allocation in muni bonds?
Replies: 41
Views: 3807

Re: Anything wrong with having say 50% of my bond allocation in muni bonds?

If you want to follow the 1-line Wiki policy of "shooting for the moon in tax-advantaged", meaning using only equities in TA for greatest growth, then you must have 100% of your bonds in taxable. So the correct muni range is 0-100%. Do your due diligence. Read one, or all, of the recommend...
by dratkinson
Sun Aug 07, 2016 4:27 pm
Forum: Investing - Help with Personal Investments
Topic: Bond fund for Taxable account
Replies: 7
Views: 1020

Re: Bond fund for Taxable account

Bonds in taxable in 25% fed tax bracket? My preference has changed as I've learned more about myself---desire for yield and acceptance of risk. In the beginning I did what the books said and chose shorter duration munis for safety. But the low yield---less than TBM---quickly got old. I now much pref...
by dratkinson
Fri Aug 05, 2016 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: ETFs - Brit Starting from Scratch
Replies: 4
Views: 410

Re: ETFs - Brit Starting from Scratch

Recall Wiki has a topic on "UK investing". You can start researching options there.
See: https://www.bogleheads.org/wiki/UK_investing

Recall forum has British members. Your topic title should attract them and you can benefit from their additional research.



Welcome.
by dratkinson
Fri Aug 05, 2016 12:15 pm
Forum: Investing - Help with Personal Investments
Topic: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.
Replies: 51
Views: 5972

Re: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.

... Regarding the other info requested, I am not trying to dodge, everything I know about my financial picture is in this thread. My spouse has no accounts, income, or work history other than high-school jobs. As far as a plan to contribute to each account yearly, that is part of the process I am i...
by dratkinson
Thu Aug 04, 2016 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Putting Your Emergency Fund In I Bonds?
Replies: 28
Views: 3622

Re: Putting Your Emergency Fund In I Bonds?

So how does this 3 tier approach sound? 1st Tier 2 months savings: one month kept at home with one month in a checking account 2nd Tier 4 months savings: kept in a high saving account (Ally Bank, etc.) 3rd Extended Tier: all kept in iBonds Food for thought. Recall it being suggested to tap emergenc...
by dratkinson
Wed Aug 03, 2016 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.
Replies: 51
Views: 5972

Re: Misunderstood how to use Lazy 3-Fund Portfolio, did it wrong, need to make it right. Help appreciated.

No reason to panic. The steps to fix your problems are simple, and any additional tax cost will be low. Income limit on IRA contributions. A Roth IRA has an income limit to contribute. A traditional IRA has no income limit. Meaning, if you make too much to contribute to a Roth IRA, then you can stil...
by dratkinson
Wed Aug 03, 2016 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Switch from Allstate to Amica/USAA?
Replies: 34
Views: 1919

Re: Switch from Allstate to Amica/USAA?

Idea. Could get quotes from multiple mutual insurance companies. See: https://en.wikipedia.org/wiki/Mutual_insurance Disclosure. State Farm is a mutual insurance company. Had a SF auto policy in my young&dumb 20s ('70s). SF met the legal requirement of having auto liability insurance, but as far...
by dratkinson
Mon Aug 01, 2016 8:07 pm
Forum: Personal Consumer Issues
Topic: is this wise? purchasing honda cbr 250r
Replies: 59
Views: 2659

Re: is this wise? purchasing honda cbr 250r

I scratched my motorcycle itch by renting a Honda CB 125 in the early '70s. Eventually bought a used Honda 350 CL in mid-'70s and rode it until the early '80s, including on several trip of ~500 miles. Lessons learned from the 350. --A 350 is too big to be off road, and too small to be on the highway...
by dratkinson
Fri Jul 29, 2016 2:58 pm
Forum: Investing - Theory, News & General
Topic: Theory only... when to stop 401k contribution
Replies: 46
Views: 4316

Re: Theory only... when to stop 401k contribution

... Doesn't help with RMD's (may complicate them a bit since there will be multiple accounts which may require separate withdrawals if he hasn't married them up by age 70.5). ... He has another option. He has to compute RMDs for all accounts, but can withdraw RMD total from a single account. As the...
by dratkinson
Thu Jul 28, 2016 4:25 pm
Forum: Investing - Help with Personal Investments
Topic: Thank you
Replies: 8
Views: 1264

Re: Thank you

^^^ Bligh, We can't tell from your description enough about your financial situation to be comfortable that you are on the best path. Why? Too much missing information. E.G.: fed/state tax brackets, are you contributing to a self-employed retirement plan/IRA, ditto for your spouse: employer's retire...
by dratkinson
Wed Jul 27, 2016 4:37 pm
Forum: Investing - Theory, News & General
Topic: Theory only... when to stop 401k contribution
Replies: 46
Views: 4316

Re: Theory only... when to stop 401k contribution

Assuming more tax-advantaged space is better than less, then use all you have every year. Then after retirement and before taking SS, you can scratch the itch to pay more in taxes (which you would do if you didn't use all your annual TA space) by converting your 401K into a Roth IRA. Done. The best ...
by dratkinson
Wed Jul 27, 2016 2:53 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner Investor
Replies: 16
Views: 942

Re: Beginner Investor

One additional tip: If the money derives from earned income this year (e.g., a summer job), consider opening an IRA instead of a taxable account. To the OP, "earned income" can be simply defined as any money you received and paid FICA & MC taxes on. If the money you've earned comes fr...
by dratkinson
Tue Jul 26, 2016 2:32 pm
Forum: Investing - Theory, News & General
Topic: "6 Ways to Simplify Your Retirement Portfolio Plan"
Replies: 12
Views: 2276

Re: "6 Ways to Simplify Your Retirement Portfolio Plan"

I believe point #6---going paperless---is optional at best, or a bad idea at worst. Why? I believe paper documents are insurance against cognitive decline. It's hard to forget statements that show up in your mailbox. Case in point. Above M* article links to other articles of interest to me. Wanting ...
by dratkinson
Mon Jul 25, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Removing Broken Bolts
Replies: 54
Views: 3386

Re: Removing Broken Bolts

I think what makes most sense for me is to eventually remove the long vertical insert with the broken bolts and replace it with a new one. I do not have the skill to get the bolts out and I think it would be too expensive to hire someone to do it. By the way, I went to Home Depot and Lowes today an...
by dratkinson
Sun Jul 24, 2016 4:41 pm
Forum: Personal Consumer Issues
Topic: World VCR production is ending next month. What to do with my old VHS tapes?
Replies: 57
Views: 4492

Re: World VCR production is ending next month. What to do with my old VHS tapes?

Mingus wrote:
rec7 wrote:I am still using my VCR a couple times per week. Anybody else?


No.


Yes.
by dratkinson
Sun Jul 24, 2016 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Creating a Budget
Replies: 24
Views: 2354

Re: Creating a Budget

Use whatever works best for your friend. Once they learn to live below their means, then they don't need a budget. Absolutely. I have a friend who uses YNAB and falls behind updating it all the time. I'm sure I would do the same. I do live below my means but keep an excel spreadsheet both to keep u...
by dratkinson
Sat Jul 23, 2016 1:40 pm
Forum: Investing - Theory, News & General
Topic: High Yield Junk Bonds
Replies: 51
Views: 4392

Re: High Yield Junk Bonds

Found these. Bond default rates (1981? - 2007), for municipal versus corporate bonds by rating and rating agency." See: https://en.wikipedia.org/wiki/Bond_credit_rating#Default_rates AMT exposure. (For those considering added a HY muni fund.) See: http://www.savingtoinvest.com/alternative-minim...
by dratkinson
Sat Jul 23, 2016 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Creating a Budget
Replies: 24
Views: 2354

Re: Creating a Budget

Use whatever works best for your friend. Once they learn to live below their means, then they don't need a budget. I started out ('70s) with pencil/paper and tracked my expenses for 3-6 months. Extrapolated that information to a full year of spending. I used that information to identify all spending...
by dratkinson
Fri Jul 22, 2016 2:03 pm
Forum: Investing - Help with Personal Investments
Topic: Moving managed fund from taxable account to tax-advantaged account
Replies: 4
Views: 493

Re: Moving managed fund from taxable account to tax-advantaged account

I quickly skimmed your posts (as provided by ego search index page) and learned: you're 33, married, combined income $258K, meaning you're in the ~28% fed tax bracket. I see you asked about making individual changes, but didn't read deeply enough to see if you asked for a forum review of your total ...
by dratkinson
Thu Jul 21, 2016 12:35 pm
Forum: Investing - Help with Personal Investments
Topic: Investment / Portfolio Plan @ Mid 30s For Malaysian Citizen Advice Needed
Replies: 10
Views: 490

Re: Investment / Portfolio Plan @ Mid 30s For Malaysian Citizen Advice Needed

I can't be of any direct help. And didn't find any direct help when I searched the Wiki for you. Local chapters. I do recall there are two forum-following chapters in your area. Search forum for "Taiwan chapter" and "Singapore chapter". Send PMs (private message) to identified me...
by dratkinson
Thu Jul 21, 2016 12:06 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 261
Views: 38076

Re: Forum software upgrade bug reports and change requests

not sure where to post this suggestion, so will put it here. On another forum I frequent (non-financial one), there is a 'thank you' button. What is it for? Lets say one asks a question in a thread and gets 8 responses. Instead of creating 8 separate replies and typing 'thank you' and posting 8 sep...

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