Search found 274 matches

by detroitbabu
Sat Apr 22, 2017 12:53 pm
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 2798

Re: 2017 Mazda CX-5 vs. 2017 Honda CRV

CULater wrote: I need a tie-breaker.


Prices for the trims you want??
by detroitbabu
Tue Apr 04, 2017 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Roll Over 401k to Vanguard for access to closed funds
Replies: 9
Views: 529

Re: Roll Over 401k to Vanguard for access to closed funds

JamesSFO wrote:Rolling over might close access to a backdoor Roth... Not sure if that's relevant for you but worth mentioning


Please edumakate me. I don't understand the connection between backdoor Roth and roll over 401k.
by detroitbabu
Tue Apr 04, 2017 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Roll Over 401k to Vanguard for access to closed funds
Replies: 9
Views: 529

Re: Roll Over 401k to Vanguard for access to closed funds

Why do you want to invest in Prime Cap and Cap Opportunity? Would you be rolling over from your 401k to invest in them if they weren't closed to non-flagship new investors? Often the perceived scarcity of a good makes it seem more desirable than it would otherwise. Greed, I guess. The performance o...
by detroitbabu
Tue Apr 04, 2017 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: Roll Over 401k to Vanguard for access to closed funds
Replies: 9
Views: 529

Re: Roll Over 401k to Vanguard for access to closed funds

Looks like you are in Michigan (based on your username). I'd suggest checking Michigan tax law and maybe bankruptcy law. Some states treat distributions from qualified plans differently than IRAs. In my state (Maryland) for example, a dist from a qualified plan is eligible for the pension exclusion...
by detroitbabu
Tue Apr 04, 2017 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Roll Over 401k to Vanguard for access to closed funds
Replies: 9
Views: 529

Re: Roll Over 401k to Vanguard for access to closed funds

It may be easier to manage the portfolio when all at one brokerage. Is the 401K traditional or roth? If roth, the employer match portion may be pre-tax and could result in comingled funds in your Vanguard IRA, unless you sort out and separate the amounts in advance. It is all traditional 401k. No R...
by detroitbabu
Tue Apr 04, 2017 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Roll Over 401k to Vanguard for access to closed funds
Replies: 9
Views: 529

Roll Over 401k to Vanguard for access to closed funds

My previous employer has a good 401k plan with index funds with very low expense ratios. I am paying an average of 0.056% in expense ratio for the 4 index funds I am invested in (Large Cap Index, Small Cap index, International Index, Bond Index). I do not have to move the money and can leave the mon...
by detroitbabu
Tue Jan 24, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: Camera Recommendation
Replies: 14
Views: 1070

Re: Camera Recommendation

Isn't a phone camera good enough for you?
If you insist on an SLR, go here
www.dpreview.com
by detroitbabu
Thu Nov 10, 2016 3:15 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11564

Re: Hiking questions

Rodc wrote:
Don't forget an insulated pad. The bag under you compresses and loses insulation.



Also, don't forget the liner, preferably silk. It will keep the bag cleaner and lower the temp rating by 5-10 deg.
by detroitbabu
Tue Nov 01, 2016 9:58 am
Forum: Personal Consumer Issues
Topic: Do I need to get a CPO car independently checked?
Replies: 27
Views: 2499

Re: Do I need to get a CPO car independently checked?

Yes, you should have it checked out by an independent mechanic.
I was about to purchase a couple of CPO cars but when I looked at their Carfax reports, one of them was a rental vehicle and one was involved in an accident.
by detroitbabu
Fri Oct 21, 2016 4:30 am
Forum: Personal Finance (Not Investing)
Topic: Very tough career choice part 2 (ego, startup, hedge funds)
Replies: 97
Views: 11147

Re: Very tough career choice part 2 (ego, startup, hedge funds)

Time to move on.
If you have CxO aspirations, I would do a part time MBA at Northwestern/Chicago/Columbia/NYU while you are working.
by detroitbabu
Mon Sep 19, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: avalon hybrid
Replies: 32
Views: 2540

Re: avalon hybrid

Also, look at Infinity G37x. More HP, torque, fun. Similar price range.
It is on my wishlist.
by detroitbabu
Mon Sep 05, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: repair 2010 odyssey versus trade in?
Replies: 26
Views: 3021

Re: repair 2010 odyssey versus trade in?

Hello everyone, We own a 2010 Honda Odyssey with 130,000 miles. KBB trade in value of $7,681 as of 9.4.2016. The car is making loud engine noise which we will be taking it in for evaluation The noise could be due to a bad muffler which is very cheap to fix. I would not give up on a 6 year old Honda.
by detroitbabu
Sun Aug 21, 2016 5:47 am
Forum: Personal Consumer Issues
Topic: Tips for a 1000 miles car trip with toddler and baby
Replies: 100
Views: 5581

Re: Tips for a 1000 miles car trip with toddler and baby

Why not try Amtrak? Granted it will take 24 hours but you will need that much time by car too.
by detroitbabu
Fri Aug 19, 2016 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Is Stock Market embarassing Wall street?
Replies: 3
Views: 1326

Is Stock Market embarassing Wall street?

Something Bogleheads already know but nice to see the lesson reinforced once in a while http://finance.yahoo.com/news/stock-market-embarrassing-wall-street-000000319.html http://l1.yimg.com/bt/api/res/1.2/Rfyo7GRDYVI8.jQypu9PlA--/YXBwaWQ9eW5ld3M7c209MTt3PTc0NDtoPTM5Mw--/http://media.zenfs.com/en/hom...
by detroitbabu
Wed Aug 10, 2016 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a new home at age 50 in a nicer neighborhood
Replies: 116
Views: 11822

Re: Buying a new home at age 50 in a nicer neighborhood

I am going to bring up another point. Considering * You are 50 (assuming you have been working at least 25 years) * You and your wife both are working * Have no kids * Can afford a $900K home with just your income and * Can save $80K per year your savings of ~$900K are lower than BH standards. If I ...
by detroitbabu
Wed Aug 03, 2016 11:27 am
Forum: Investing - Help with Personal Investments
Topic: Am I a little crazy to be thinking this way?
Replies: 112
Views: 13517

Re: Am I a little crazy to be thinking this way?

i'm a late investor and late into starting a career but i don't really regret the wild path my 20s held. you're young, handsome and free for a certain window in your life. i'd honestly feel cheated if i had locked in and skipped out on all that i did by being young and wreckless . Not sure how wild...
by detroitbabu
Mon Jul 25, 2016 8:46 am
Forum: Personal Consumer Issues
Topic: I need an awesome tech backpack. Any recommendations?
Replies: 22
Views: 2170

Re: I need an awesome tech backpack. Any recommendations?

I bought this one from Costco 3+ years back. Very sturdy with lots of room. Can't beat the price too. $34.99 https://www.google.com/search?q=costco+high+sierra+backpack&tbm=isch&tbo=u&source=univ&sa=X&ved=0ahUKEwiZrPO5347OAhUCKiYKHft_AdEQsAQIcA&biw=1600&bih=740#imgrc=6YGn...
by detroitbabu
Sat Jul 23, 2016 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: New Job Position Request
Replies: 21
Views: 1363

Re: New Job Position Request

If you want what you say you want, you should seriously think about doing an MBA.
Preferably, Stanford or Berkley if you can get into them.
by detroitbabu
Tue Jul 19, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Another Too-Much-House Thread....
Replies: 72
Views: 7781

Re: Another Too-Much-House Thread....

If the house size is increasing because of additional rooms you are building for the view, can you build a deck/patio which will be much cheaper?
by detroitbabu
Tue Jul 19, 2016 5:24 am
Forum: Personal Finance (Not Investing)
Topic: Traits of Happiest Retirees
Replies: 82
Views: 13363

Re: Traits of Happiest Retirees

This entire thread can be summarized into one sentence.

"Higher up you are on Maslow's pyramid, happier you are".
by detroitbabu
Mon Jul 18, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pursue my MBA?
Replies: 33
Views: 2426

Re: Should I persue my MBA?

How old are you and how many years have you worked in corporate setting?
If you cannot do an on-campus MBA, I recommend an Exec MBA.
In general,

campus > Exec > Weekend > Online
by detroitbabu
Sat Jul 16, 2016 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Traits of Happiest Retirees
Replies: 82
Views: 13363

Re: Traits of Happiest Retirees

Wes Moss has most likely never visited any third world country in his life.
The title of this should be "Traits of happiest retirees in the small world I know called upper middle class US".
by detroitbabu
Sat Jul 09, 2016 6:56 am
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 11564

Re: Hiking questions

Just one data point for shoes.

I tried various shoes at REI before settling on Keen Targhee.
The moment I put them on, I knew that this is what I needed.
Especially if you have wide feet. No break in required.

Excellent shoes. I highly recommend it.
by detroitbabu
Sat Jul 09, 2016 6:28 am
Forum: Personal Consumer Issues
Topic: 2000 Honda Accord - Wheel Bearing Cost$ 300!!!
Replies: 48
Views: 3884

Re: 2000 Honda Accord - Wheel Bearing Cost$ 300!!!

Thanks everyone for your replies and suggestions! I have given the go ahead to my mechanic. Great guy. I have been using him for quite some time so I know he is good. He inspected all 4 wheels and says other wheels, brakes are good. Needed a little bit of brake fluid. Other than that the car is good...
by detroitbabu
Fri Jul 08, 2016 2:00 pm
Forum: Personal Consumer Issues
Topic: 2000 Honda Accord - Wheel Bearing Cost$ 300!!!
Replies: 48
Views: 3884

Re: 2000 Honda Accord - Wheel Bearing Cost$ 300!!!

Toons wrote:300 bucks.
If you are going to keep driving the vehicle ,
get it done.
I would have put 3 exclamation marks behind
3,000!!!
Not 300.
:mrgreen: :mrgreen:


What can you say?? I am a cheap b****ard.
by detroitbabu
Fri Jul 08, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: 2000 Honda Accord - Wheel Bearing Cost$ 300!!!
Replies: 48
Views: 3884

2000 Honda Accord - Wheel Bearing Cost$ 300!!!

Apparently, I need a new wheel bearing for my 2000 Honda Accord SE. (front driver side) My Mechanic is asking for $300 for parts and labor. Alternatively, I can order the parts and he will just charge me labor. Reasonable? Which option should I go with? Any other opinions or guidance? I am not a ver...
by detroitbabu
Sun Jun 19, 2016 7:09 am
Forum: Personal Finance (Not Investing)
Topic: College costs - Grandparents want to pay - Need help
Replies: 18
Views: 2198

Re: College costs - Grandparents want to pay - Need help

They may (actually want to) live on-campus for first two years but the schools are in commutable distance so last two years may be at home. We want them to stay home and commute but they probably don't. I just saw this line. I wouldn't bet that they'll live on campus then return to their old bedroo...
by detroitbabu
Fri Jun 17, 2016 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: College costs - Grandparents want to pay - Need help
Replies: 18
Views: 2198

Re: College costs - Grandparents want to pay - Need help

Thanks everyone for your suggestions and links. I will plan on reading the links posted in Livesoft's post tomorrow morning. A few answers to questions asked. * We have told the grandparents how much college costs and so they are aware about that. * Kids will be going to in-state schools with annual...
by detroitbabu
Fri Jun 17, 2016 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: College costs - Grandparents want to pay - Need help
Replies: 18
Views: 2198

Re: College costs - Grandparents want to pay - Need help

I should have said this in my original post.
Grandparents are not US citizens or residents and there are no gift tax or any tax implications.
by detroitbabu
Fri Jun 17, 2016 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: College costs - Grandparents want to pay - Need help
Replies: 18
Views: 2198

College costs - Grandparents want to pay - Need help

So the kids are 2 and 4 years away from college. Grandparents want to fund a significant portion (75% or more) of the education costs. They have told us that they can give us the money as a lump sum or over the next few years. It is all up to us to tell them how we want it. I am already putting mone...
by detroitbabu
Mon Jun 13, 2016 6:59 pm
Forum: Personal Consumer Issues
Topic: Top 9"+ Tablets for cheap
Replies: 17
Views: 2321

Re: Top 9"+ Tablets for cheap

Costco has Samsung 8" and 9.7" both on Sale for $139 and $2xx. http://www.costco.com/Samsung-Galaxy-Tab-A-Wi-Fi-Tablet-%7c-Quad-Core-%7c-Lollipop-%7c-Smoky-Titanium-%7c-Bonus-Sleeve.product.100215599.html http://www.costco.com/Samsung-Galaxy-Tab-A-Wi-Fi-Tablet-%7c-Quad-Core-%7c-Lollipop-%7...
by detroitbabu
Fri Jun 10, 2016 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Evaluate Options - Lumpsum or Monthly
Replies: 4
Views: 456

Re: Evaluate Options - Lumpsum or Monthly

Thanks everyone!
I will take a look.
by detroitbabu
Thu Jun 09, 2016 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluate Options - Lumpsum or Monthly
Replies: 4
Views: 456

Evaluate Options - Lumpsum or Monthly

Is there a calculator where I can play with various scenarios to decide if I should take a lump sum amount now or monthly payment at a later date?
Thanks.
by detroitbabu
Wed Jun 08, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: New Truck?
Replies: 46
Views: 4070

Re: New Truck?

Go to another Nissan dealer or an independent mechanic for another quote to get it fixed.
You may get lucky and save a few hundred.
by detroitbabu
Wed Jun 01, 2016 5:06 am
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 204
Views: 38197

Re: Liking the new Citi CC at Costco

I got my Costco Citi card in the mail yesterday.
by detroitbabu
Tue May 03, 2016 4:22 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 15401

Re: Sci-Fi ... your favorite movies and episodes??

Gattaca. Ethan Hawke, Uma Thurman.
by detroitbabu
Tue May 03, 2016 5:38 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 24837

Re: I bought the wrong car - know it after 15 days

If seat comfort is an issue, I have heard (no personal experience) that Volvo has the best seats (ergonomic). You may want to test drive a Volvo (XC60??) before committing to a Lexus.
by detroitbabu
Sun May 01, 2016 11:54 am
Forum: Personal Consumer Issues
Topic: anyone with experience with car with frontal collision alert?
Replies: 32
Views: 2160

Re: anyone with experience with car with frontal collision alert?

likegarden wrote:Testing with cardboard boxes only tests static objects. (I am an engineer)



You can ask someone to throw an empty box in the path of the car. Or tie the cardboard box with a long enough rope to another car in front of your car and drag it. (I am an engineer too) :)
by detroitbabu
Sun May 01, 2016 7:40 am
Forum: Personal Consumer Issues
Topic: anyone with experience with car with frontal collision alert?
Replies: 32
Views: 2160

Re: anyone wiht experience with car with frontal collision alert?

Wonder if there is any way to test it without risking a crash.


Go to an empty parking lot with empty cardboard box(es).
by detroitbabu
Fri Apr 29, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: Buying a New Car...Is it Unwise?
Replies: 68
Views: 7334

Re: Buying a New Car...Is it Unwise?

8 year old Acura will easily last for another 8 years.
Keep the Acura for 2 more years. Put money in the car fund for the next two years and pay cash for the 2019 vehicle.
Another consideration, If you are planning to have more kids, you can buy a 2019 CR-V or Pilot or Odyssey.
by detroitbabu
Thu Apr 28, 2016 8:54 am
Forum: Personal Finance (Not Investing)
Topic: I Hate My Job: Politics at Work (Advice Needed)
Replies: 108
Views: 14423

Re: I Hate My Job: Politics at Work (Advice Needed)

What is so great about this particular organization that you want to stick around?
It is pretty obvious that you do not like the people you work with and this organization is not a good fit for what you want.

As others have said, it is time to move on.
by detroitbabu
Sun Apr 03, 2016 9:56 am
Forum: Personal Consumer Issues
Topic: Which of these home repairs would you do?
Replies: 22
Views: 2439

Re: Which of these home repairs would you do?

Wow, quite a list of problems!
Did you not know about the issues when you bought the house?
Did you get an inspection done before buying the house, especially since it was built in the '60s?
by detroitbabu
Sat Mar 12, 2016 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Renting to Family Members
Replies: 26
Views: 2897

Re: Renting to Family Members

I know this is a moot point now that you have decided to buy the rental.
But you can use (part of) the money and pay off their student loans.

Then they can use the increased cash flow to get a rental closer to you.

This way you do not have to be stuck with the rental after three years.
by detroitbabu
Sun Feb 21, 2016 2:42 pm
Forum: Personal Consumer Issues
Topic: New clock radio alarm?
Replies: 12
Views: 1664

Re: New clock radio alarm?

I have this one. Seems to work fine.

http://www.bhphotovideo.com/bnh/control ... &A=details
by detroitbabu
Fri Feb 12, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Freeze Veggies for Stir-Fry?
Replies: 8
Views: 985

Re: Freeze Veggies for Stir-Fry?

OP,
Why not frozen mixed vegetables from Costco? That's what I do.
by detroitbabu
Sun Feb 07, 2016 12:29 pm
Forum: Personal Consumer Issues
Topic: Chicken rub
Replies: 34
Views: 2916

Re: Chicken rub

If you like indian food... Go to an Indian Grocery store and pick up either "butter chicken masala" or "chicken tikka masala" or "tandoor chicken masala". I like Everest or Badshah brand. Marinate in plain yoghurt, ginger paste, garlic paste and lemon juice along with t...
by detroitbabu
Wed Jan 06, 2016 11:01 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 3279

Re: WSJ Article: Why the redskins players are so frugal?

AllenSmith wrote:
knpstr wrote:Kirk cousins tune may change once he goes from $600,000/year to making $14,000,000/year.


I'll take the over on $14mm for Cousins. Tannehill makes $19.25/year!


With who the Redskins owner is that is a high probability.
by detroitbabu
Wed Jan 06, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 3279

Re: WSJ Article: Why the redskins players are so frugal?

They're aware that their playing careers can end at any time. Kirk Cousins carried my fantasy team to the championship when Andy Dalton went down, so I'm happy to see this! from the article Cousins, who had a breakout year with 4,135 passing yards and 29 touchdown passes, said he’s learning to spen...
by detroitbabu
Wed Jan 06, 2016 9:19 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 3279

Re: WSJ Article: Why the redskins players are so frugal?

jpelder wrote:I will say that I would hire movers if I played sports professionally. I can't tell you how many people I know who have twisted ankles and smashed fingers carrying furniture


from the article

(Cousins said if he made the move today, he’d probably get splashy and hire movers)

Go to advanced search