Search found 235 matches

by detroitbabu
Fri Apr 29, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: Buying a New Car...Is it Unwise?
Replies: 24
Views: 1161

Re: Buying a New Car...Is it Unwise?

8 year old Acura will easily last for another 8 years.
Keep the Acura for 2 more years. Put money in the car fund for the next two years and pay cash for the 2019 vehicle.
Another consideration, If you are planning to have more kids, you can buy a 2019 CR-V or Pilot or Odyssey.
by detroitbabu
Thu Apr 28, 2016 8:54 am
Forum: Personal Finance (Not Investing)
Topic: I Hate My Job: Politics at Work (Advice Needed)
Replies: 104
Views: 9597

Re: I Hate My Job: Politics at Work (Advice Needed)

What is so great about this particular organization that you want to stick around?
It is pretty obvious that you do not like the people you work with and this organization is not a good fit for what you want.

As others have said, it is time to move on.
by detroitbabu
Sun Apr 03, 2016 9:56 am
Forum: Personal Consumer Issues
Topic: Which of these home repairs would you do?
Replies: 22
Views: 2020

Re: Which of these home repairs would you do?

Wow, quite a list of problems!
Did you not know about the issues when you bought the house?
Did you get an inspection done before buying the house, especially since it was built in the '60s?
by detroitbabu
Sat Mar 12, 2016 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Renting to Family Members
Replies: 26
Views: 2327

Re: Renting to Family Members

I know this is a moot point now that you have decided to buy the rental.
But you can use (part of) the money and pay off their student loans.

Then they can use the increased cash flow to get a rental closer to you.

This way you do not have to be stuck with the rental after three years.
by detroitbabu
Sun Feb 21, 2016 2:42 pm
Forum: Personal Consumer Issues
Topic: New clock radio alarm?
Replies: 12
Views: 1418

Re: New clock radio alarm?

I have this one. Seems to work fine.

http://www.bhphotovideo.com/bnh/control ... &A=details
by detroitbabu
Fri Feb 12, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Freeze Veggies for Stir-Fry?
Replies: 8
Views: 758

Re: Freeze Veggies for Stir-Fry?

OP,
Why not frozen mixed vegetables from Costco? That's what I do.
by detroitbabu
Sun Feb 07, 2016 12:29 pm
Forum: Personal Consumer Issues
Topic: Chicken rub
Replies: 34
Views: 2438

Re: Chicken rub

If you like indian food... Go to an Indian Grocery store and pick up either "butter chicken masala" or "chicken tikka masala" or "tandoor chicken masala". I like Everest or Badshah brand. Marinate in plain yoghurt, ginger paste, garlic paste and lemon juice along with t...
by detroitbabu
Wed Jan 06, 2016 11:01 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 2839

Re: WSJ Article: Why the redskins players are so frugal?

AllenSmith wrote:
knpstr wrote:Kirk cousins tune may change once he goes from $600,000/year to making $14,000,000/year.


I'll take the over on $14mm for Cousins. Tannehill makes $19.25/year!


With who the Redskins owner is that is a high probability.
by detroitbabu
Wed Jan 06, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 2839

Re: WSJ Article: Why the redskins players are so frugal?

They're aware that their playing careers can end at any time. Kirk Cousins carried my fantasy team to the championship when Andy Dalton went down, so I'm happy to see this! from the article Cousins, who had a breakout year with 4,135 passing yards and 29 touchdown passes, said he’s learning to spen...
by detroitbabu
Wed Jan 06, 2016 9:19 am
Forum: Personal Finance (Not Investing)
Topic: WSJ Article: Why the redskins players are so frugal?
Replies: 22
Views: 2839

Re: WSJ Article: Why the redskins players are so frugal?

jpelder wrote:I will say that I would hire movers if I played sports professionally. I can't tell you how many people I know who have twisted ankles and smashed fingers carrying furniture


from the article

(Cousins said if he made the move today, he’d probably get splashy and hire movers)
by detroitbabu
Fri Nov 13, 2015 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: how to gift money to married son so that it is his if marriage ends
Replies: 44
Views: 7296

Re: how to gift money to married son so that it is his if marriage ends

I would not give them the money for a down payment.
Invest that money (in your name) and pay for future grand kids' college in 20 years.
by detroitbabu
Tue Sep 22, 2015 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Interviewing next week ... from the other side of the table
Replies: 22
Views: 2498

Re: Interviewing next week ... from the other side of the table

Thanks everyone for your great suggestions and recommendations. Some more info. My boss (VP) has already interviewed the candidate and this will be second round.I am part of a panel who will meet with the candidate. Some of the panel members will be in a room with the candidate and some of us will b...
by detroitbabu
Sun Sep 20, 2015 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: Interviewing next week ... from the other side of the table
Replies: 22
Views: 2498

Re: Interviewing next week ... from the other side of the table

The person will be reporting to the same manager as I do but junior to me.
by detroitbabu
Sun Sep 20, 2015 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Interviewing next week ... from the other side of the table
Replies: 22
Views: 2498

Interviewing next week ... from the other side of the table

Next week, I am supposed to interview senior candidates for significant roles within our organization.
I have no idea what type of questions should I be asking.
Any pointers?
Thanks.
by detroitbabu
Tue Aug 04, 2015 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: Which Vanguard Funds Are Right For Me?
Replies: 12
Views: 1019

Re: Which Vanguard Funds Are Right For Me?

TNL wrote: It currently has about $165K in it with the following allocation:

VIG Dividend Appreciation ETF -- $34K (expense ratio of .1)
Vanguard 500 VFINX -- $61K (expense ratio of .17)
Vanguard Total Market VTSMX -- $62K (expense ratio of .17)


Why are you not in Admiral funds?
by detroitbabu
Sun Aug 02, 2015 7:16 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 2293

Re: Where to hike late October-mid November??

Nepal, now that is a wild idea, let "my fingers do the walking" for an evening to check that out. If you decide to go to Nepal, do this hike and not the EBC only which is 13-15 days. The 17 day one is wild. http://www.gototrek.com/Nepal-Trekking/4/Everest-Base-Camp-Chola-Pass--Gokyo-Trek-...
by detroitbabu
Sun Aug 02, 2015 4:28 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 2293

Re: Where to hike late October-mid November??

Nepal. Everest Base Camp.
October is the ideal time to go to EBC.
Spectacular scenery. Great hiking.
Not too expensive (excluding airfare).

Due to recent earthquake, they need your Gringo dollars so you are helping a good cause. :D
by detroitbabu
Wed Jul 08, 2015 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Pay off car now?
Replies: 17
Views: 1486

Re: Pay off car now?

I seriously doubt the Tahoe is going to last for 200K miles. You better hope you get lucky.
by detroitbabu
Mon Jun 29, 2015 7:13 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 48
Views: 6493

Re: can you recommend comfortable walking shoes?

you should go to a specialty running store and see what type of foot you have and then get the recommendation from the store what type of shoe you need. You may also simply need an orthotic which goes inside your shoe to relieve foot pain.
by detroitbabu
Sun Jun 21, 2015 5:45 am
Forum: Personal Finance (Not Investing)
Topic: How to enter new career after hitting Financial Indepence
Replies: 11
Views: 2593

Re: How to enter new career after hitting Financial Indepence

What about consulting to startups, getting involved in VC type activities?
by detroitbabu
Sat May 23, 2015 5:29 am
Forum: Personal Consumer Issues
Topic: Printing/MacAir
Replies: 3
Views: 523

Re: Printing/MacAir

Print in "Landscape" mode. Default is "Portrait".
by detroitbabu
Thu May 21, 2015 8:03 am
Forum: Personal Finance (Not Investing)
Topic: To refinance or not to refinance
Replies: 13
Views: 1571

Re: To refinance or not to refinance

I made that statement only because the OP had concerns over refinancing to a 15 year loan when he is already 1.5 years into the loan.
My other point was that you can customize the loan duration and do not have to accept the standard 10, 15 or 30 year terms.
by detroitbabu
Mon May 18, 2015 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: To refinance or not to refinance
Replies: 13
Views: 1571

Re: To refinance or not to refinance

You don't need to accept the 15 year loan. Tell them you want a 13 year loan or if you can afford the payment go to a 10 year loan.
Lot of times they they don't tell you that you can create a loan for any duration.
by detroitbabu
Tue May 05, 2015 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 57
Views: 16275

Re: Costco and AMEX

I was wondering about what will happen to the extended warranties I get on big purchases I charged on my CosCo AMEX if I cancel it next year.
Are they still valid or they go away with the card?

I may keep my AMEX just for that purpose.
by detroitbabu
Sat Apr 25, 2015 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 57
Views: 16275

Re: Costco and AMEX

I got an offer from AE to get a Blue Cash Everyday card.
I am holding off until next year.
I will then get both AE Blue Cash and the new Costco CITI card.
by detroitbabu
Tue Apr 21, 2015 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: help with parent's porfolio
Replies: 8
Views: 886

Re: help with parent's porfolio

Why not look at Vanguard Wellesley Admiral or Vanguard Wellington Admiral based on their risk tolerance?
by detroitbabu
Fri Apr 10, 2015 6:12 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 818
Views: 125856

Re: What are you up YTD?

3.9% YTD

40% Large Cap
20% Bonds
20% Small/Mid cap
20% International

All index funds.
Avg. expense ratio: 0.08%
by detroitbabu
Fri Apr 10, 2015 5:48 am
Forum: Personal Consumer Issues
Topic: Kitchen upgrade - granite selection help
Replies: 52
Views: 5530

Re: Kitchen upgrade - granite selection help

We have the same exact combination - Brazilian Cherry flooring and Maple cabinets.
We have used Hawaiian Bordeaux for counter tops.

http://www.kitchen-design-ideas.org/haw ... anite.html

I agree with visiting the Gardenweb site for these type of questions.
by detroitbabu
Mon Mar 30, 2015 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Schedule D/1099B/Form 8949 Question
Replies: 5
Views: 641

Re: Schedule D/1099B/Form 8949 Question

Thanks folks. I went back and looked at the spreadsheet again and I had included everything that was reinvested in the cost basis calculation so I had done it correctly. I had actually read the vanguard FAQ on cost basis but had forgotten about it. I have e-filed my return and have already got the n...
by detroitbabu
Sun Mar 29, 2015 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Schedule D/1099B/Form 8949 Question
Replies: 5
Views: 641

Re: Schedule D/1099B/Form 8949 Question

ieee488,
Thanks for your reply.
Yes, capital gains were reinvested also.

I need to include capital gains that were reinvested from 2006 to the day until I sold the fund (2014), right?
by detroitbabu
Sun Mar 29, 2015 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Schedule D/1099B/Form 8949 Question
Replies: 5
Views: 641

Schedule D/1099B/Form 8949 Question

So here is the situation. Apology for the long post in advance. I am using Turbotax to file my 2014 taxes. I owned a mutual fund (FLATX) in my Vanguard Taxable Brokerage account which I sold in 2014. I purchased this fund in 2006 and was adding to it on a monthly basis from 2006 to 2010. I stopped p...
by detroitbabu
Sun Feb 08, 2015 4:04 pm
Forum: Personal Consumer Issues
Topic: Glasses turn around time and cost
Replies: 19
Views: 3207

Re: Glasses turn around time and cost

http://www.zennioptical.com/
http://www.eyebuydirect.com/

I got my glasses from Zenni in 8 days (including weekend) and that was with standard shipping ($4.95)
You can expedite the shipping for an additional small fee.

The frames, single vision thinnest lenses and shipping all together cost me $23.
by detroitbabu
Sat Feb 07, 2015 5:45 pm
Forum: Personal Consumer Issues
Topic: Choosing a Backpack and other Gear for el Camino
Replies: 100
Views: 9452

Re: Backpack with Activflex frame?

I bought the REI Crestrail 48 pack for my EBC hike. What you have is probably a women's version of the Crestrail pack. It is a very well designed pack with lots of very good features. Cost is also very reasonable too compared to an Osprey or Gregory. Just another thought.. I don't know if you are go...
by detroitbabu
Fri Feb 06, 2015 5:51 pm
Forum: Personal Consumer Issues
Topic: Sleeping bags for cold weather
Replies: 30
Views: 2918

Re: Sleeping bags for cold weather

Agree with a few posts above. Get a liner. It makes the bag warmer and keeps it cleaner. Buy a sleeping pad if you are sleeping in a tent. Other than shielding you from the cold ground it also keeps the sleeping bag clean. REI will have its Winter clearance next week. Upto 50% off. Also check out ot...
by detroitbabu
Tue Feb 03, 2015 12:47 pm
Forum: Personal Consumer Issues
Topic: Costco Vacation Packages
Replies: 30
Views: 6009

Re: Costco Vacation Packages

I booked our Cancun trip through CostCo in 2011.
My experience was very good.
Everything was as advertised.

In short, typical CostCo product. Good quality, Great Value. No surprises.
by detroitbabu
Mon Feb 02, 2015 6:29 am
Forum: Personal Finance (Not Investing)
Topic: Personal finance book recommendation for wife?
Replies: 6
Views: 889

Re: Personal finance book recommendation for wife?

"Personal Finance For Dummies" by Eric Tyson.
Very easy read.

It was my first book on personal finance.
I still have that copy on my shelf.
by detroitbabu
Fri Jan 23, 2015 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Intuit Turbo Tax Refund
Replies: 23
Views: 2467

Re: Intuit Turbo Tax Refund

I called TT after reading the article. Here is how the call went. Me: I bought a CD version of 2013 and CD version of 2104 TT Deluxe and i had to upgrade while I was working on my taxes because of Schedule D. The person on the phone: We are offering free upgrades to those who call about schedule D n...
by detroitbabu
Sat Jan 03, 2015 5:23 pm
Forum: Investing - Theory, News & General
Topic: [Annual POLL] What was your 2014 return?
Replies: 144
Views: 16463

Re: [Annual POLL] What was your 2014 return?

7.1% not counting contributions
11.1% with contributions

45% Large Cap US Stocks
15% Small/Mid Cap
20% International
20% Bonds
by detroitbabu
Sat Jan 03, 2015 9:59 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 818
Views: 125856

Re: What are you up YTD?

7.1% not counting contributions
11.1% with contributions

45% Large Cap US Stocks
15% Small/Mid Cap
20% International
20% Bonds
by detroitbabu
Mon Dec 29, 2014 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Do we have enough to retire?
Replies: 51
Views: 11499

Re: Do we have enough to retire?

Do the $5K monthly expenses include the HELOC and payments on the rentals?
I think you have enough but considering the misgivings of one of you, it would be nice to pay off the debt (~$240K) before considering retirement.
by detroitbabu
Sat Dec 27, 2014 7:31 am
Forum: Personal Consumer Issues
Topic: Buying Mazda CX-5 - to wait or not to wait?
Replies: 22
Views: 5640

Re: Buying Mazda CX-5 - to wait or not to wait?

I recently purchased a vehicle and was debating between buying used vs new. Looking at the used vehicle prices and features, gas mileage and improvements in the 2015 version, I came to the conclusion that buying new made sense from a total cost of ownership perspective. I ended up buying a 2015 Hond...
by detroitbabu
Thu Dec 11, 2014 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: Help With Windfall
Replies: 8
Views: 1804

Re: Help With Windfall

Your effective mortgage rate is/will be <3%. I would not prepay that.
I would get rid of the student loans and then DCA the remaining amount per your AAP over 18-24 months.
by detroitbabu
Wed Dec 10, 2014 7:28 pm
Forum: Investing - Help with Personal Investments
Topic: Help With Windfall
Replies: 8
Views: 1804

Re: Help With Windfall

What are the interest rates on the student loans and mortgage?
by detroitbabu
Wed Dec 10, 2014 12:34 pm
Forum: Personal Consumer Issues
Topic: Ad hoc travel to Antarctica
Replies: 51
Views: 3230

Re: Ad hoc travel to Antarctica

Antarctica is on my bucket list too along with Torres Del Paine National Park.
I have seen some spectacular pictures of Torres Del Paine.
by detroitbabu
Mon Dec 01, 2014 9:38 am
Forum: Personal Consumer Issues
Topic: Engineered Hardwood Floors
Replies: 14
Views: 3452

Re: Engineered Hardwood Floors

Consensus here and from the experts seems to be that this is an installation issue and not a Bellawood/engineered product issue. So I have decided to stick with engineered product. I am not quite sure if I should go with a 3/8" engineered or 3/4" engineered. Would appreciate any thoughts. ...
by detroitbabu
Fri Nov 28, 2014 6:44 am
Forum: Personal Consumer Issues
Topic: Engineered Hardwood Floors
Replies: 14
Views: 3452

Re: Engineered Hardwood Floors

Thanks everyone for the great suggestions. A little more information since a few of you asked some questions. I live in Michigan. The wood was acclimatized for 3 weeks in the home before it was installed. Install Instructions from LL and Bellawood were followed. Vapor barrier and underlayment was la...

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