Search found 893 matches

by deanbrew
Sat Jan 30, 2016 2:42 pm
Forum: Personal Consumer Issues
Topic: Should I forward mail to Spain
Replies: 10
Views: 892

Re: Should I forward mail to Spain

Don't forward. Have someone open and handle for you, and scan and email as necessary. Adios! This is my suggestion, too. I have had occasion to have mail sent to and from Spain, and it has been very unreliable, unpredictable and slow. If possible, I would have someone you trust open the important l...
by deanbrew
Wed Jan 20, 2016 12:36 pm
Forum: Personal Consumer Issues
Topic: Buy a house with pool & What to look for?
Replies: 20
Views: 1604

Re: Buy a house with pool & What to look for?

Probably repeating questions and comments, but: 1. What type of pool is it? Concrete? Fiberglass? Wood walls with vinyl liner? Steel walls with vinyl liner? 2. Age and condition of pool, filter, pump? 3. Is pool operational? Clear water? 4. Does it have a winter safety cover? If the pool is operatio...
by deanbrew
Mon Jan 18, 2016 4:31 pm
Forum: Personal Consumer Issues
Topic: Use Local Dealer for New Vehicle Purchase?
Replies: 21
Views: 1634

Re: Use Local Dealer for New Vehicle Purchase?

Here's what I did. I got a quote from a Subaru dealer from a no haggle high volume dealership about 3 hours away. The price was great. I was ready to buy from them but thought I'd give a local dealer a shot. To make a long story short, the local dealer came within a few hundred dollars of the high ...
by deanbrew
Mon Jan 18, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: Use Local Dealer for New Vehicle Purchase?
Replies: 21
Views: 1634

Re: Use Local Dealer for New Vehicle Purchase?

Get the best price you can - local, out of town or out of state. Doesn't matter where you buy the car - your local dealer will be happy to provide service on it. I've purchased multiple vehicles from dealers that were inconveniently far from home. For routine warranty work, the vehicle would sit at...
by deanbrew
Tue Jan 12, 2016 11:35 am
Forum: Personal Consumer Issues
Topic: Seeking Advice on Shipping Costs
Replies: 11
Views: 562

Re: Seeking Advice on Shipping Costs

I bought a small scale for postage. Cost about $10. Was a great investment. But, keep in mind, packages with stamps 12 oz. and over must be handed to a postal clerk and can't be left for a carrier or deposited in a pick-up mail box. Agree on the scale. Comes in very handy. And the correct weight is...
by deanbrew
Tue Jan 12, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Seeking Advice on Shipping Costs
Replies: 11
Views: 562

Re: Seeking Advice on Shipping Costs

I'm not sure I'm understanding the problem. Does the OP have mail delivered to and collected from his location? If so, he can use usps.com to figure out postage cost, whether first class, priority mail, media mail or other. If you decide priority mail is best, pay and print out the label. If first c...
by deanbrew
Mon Jan 11, 2016 10:16 am
Forum: Personal Consumer Issues
Topic: First Time Buying Furniture
Replies: 30
Views: 2549

Re: First Time Buying Furniture

Depending on where you live, also consider auctions and estate sales. My wife and I sometimes go to weekly auctions held by auctioneers, and furniture goes dirt cheap. I'm talking about old, solid-wood furniture (beds, dressers, tables, chairs, etc.). Some is out of style, but some is not, and it go...
by deanbrew
Wed Dec 16, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Realtor Negotiating Advice
Replies: 44
Views: 3948

Re: Realtor Negotiating Advice

Interesting thread, and a bit surprising that it didn't denigrate to agent bashing too early, though some agents might think some posts are too harsh. While I don't disagree that many buyers and sellers use the internet extensively, don't forget that there are still people out there who don't live t...
by deanbrew
Fri Dec 11, 2015 3:28 pm
Forum: Personal Consumer Issues
Topic: P2P Transaction for buying a used car
Replies: 18
Views: 900

Re: P2P Transaction for buying a used car

Yeah, cash is king. If you can't do the transaction when your bank is open, I don't really see another way. Even if your bank is open, you have to first ascertain that he will accept a bank check instead of cash. I sold a car for $6,000 and insisted on cash. How much are you talking about?
by deanbrew
Tue Dec 08, 2015 4:39 pm
Forum: Personal Consumer Issues
Topic: Outdoor gas grill recommendation
Replies: 58
Views: 2656

Re: Outdoor gas grill recommendation

Any gas grill thread in any forum will fill up with "just by a Weber and be done with it". I won't argue that a Weber Genesis isn't a good grill. It's well made and should last a long time. The Weber Spirit is not nearly as good a grill, and seems overpriced to me. I thought I would post s...
by deanbrew
Fri Dec 04, 2015 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Home office deduction = one-way ticket to being audited?
Replies: 44
Views: 5901

Re: Home office deduction = one-way ticket to being audited?

is your "home office" deduction the same that your "business expenses" deductions? like, if you buy a computer for your office, can't you deduct the cost of the computer EVEN IF your scenario did not qualify as "home office"? No, the home office deduction is not the sa...
by deanbrew
Wed Dec 02, 2015 11:57 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1433
Views: 273488

Re: What Movie Have You Recently Watched?

The Martian. Good rendition of the book and the Mars scenery was excellent. Pretty good science and engineering though I doubt that the Earth-Mars transport would provide as much room as shown for the crew. More space = more material = more fuel needed. Compare to what the ISS interior spaces look ...
by deanbrew
Fri Nov 20, 2015 10:32 am
Forum: Personal Consumer Issues
Topic: Are Subarus reliable?
Replies: 81
Views: 5608

Re: Are Subarus reliable?

My 2011 Legacy has the CVT. It is a bit different, but I have no real gripes with it. One thing I like is that the CVT allows engine RPMs to drop way down when you are cruising. On a level road, my engine is turning over under 2000 RPMs at 70 MPH, which makes the ride quieter and smoother. Some peop...
by deanbrew
Thu Nov 19, 2015 9:41 am
Forum: Personal Consumer Issues
Topic: Are Subarus reliable?
Replies: 81
Views: 5608

Re: Are Subarus reliable?

I would never argue that winter tires aren't better on snow and ice than all-season tires, which in turn are better than "performance" summer-only tires. But AWD is significantly superior to FWD in acceleration, turning and going up hills (which shifts the car's weight to the back). For st...
by deanbrew
Wed Nov 18, 2015 5:14 pm
Forum: Personal Consumer Issues
Topic: Are Subarus reliable?
Replies: 81
Views: 5608

Re: Are Subarus reliable?

I have a 2011 Legacy with 50k miles, and it has been extremely reliable. In fact, I have had no problems with it at all, and it does not burn oil between oil changes. I have owned Honda and Toyota vehicles, as well as ones made by Ford, Chevy, Mazda, VW and Hyundai. I would rank my Subaru up with Ho...
by deanbrew
Thu Nov 05, 2015 1:45 pm
Forum: Personal Consumer Issues
Topic: Post Car Accident Question on Insurance Tactic
Replies: 28
Views: 2394

Re: Post Car Accident Question on Insurance Tactic

Just for the halibut, I went to edmunds.com and plugged in some data. A 2010 Honda Fit in average condition with 130k miles is shown to have a private sale value of $3,950, and a dealer retail value of $5,175 for a base model with auto tranny. A sport model shows $4,610 and $5,841. I find it hard to...
by deanbrew
Thu Nov 05, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: Post Car Accident Question on Insurance Tactic
Replies: 28
Views: 2394

Re: Post Car Accident Question on Insurance Tactic

This is certainly one of life's unfortunate incidents. You have a lot to think and worry about. First, of course, is everyone's health. If a month has gone by, then I imagine you have a good idea if there are any lingering effects. I hope not. Second is "becoming whole" in terms of your ve...
by deanbrew
Wed Nov 04, 2015 8:40 am
Forum: Personal Consumer Issues
Topic: Post Car Accident Question on Insurance Tactic
Replies: 28
Views: 2394

Re: Post Car Accident Question on Insurance Tactic

Your car is a Fit with 130k miles, and it was hit at 30+ mph, and you are concerned about diminished value? You mean the car isn't totaled? I would have to think the uniframe is bent and the car is no longer safe. Did any airbags go off? I would assume that the cost to fix would be more than the val...
by deanbrew
Sun Nov 01, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: Anyone experienced problems with Honda V-6 VCM engines?
Replies: 41
Views: 14362

Re: Anyone experienced problems with Honda V-6 VCM engines?

I have a 2005 Honda Odyssey with a V6 VCM engine (about 120K on odo) Good: No engine issues whatsoever (sliding doors, power steering pump, brakes, air conditioning, and PAX tires are issues) Bad: No discernible gas mileage benefit. That being said, my engine was first gen VCM. Essentially it works...
by deanbrew
Thu Oct 29, 2015 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Use insurance or pay out of pocket?
Replies: 11
Views: 756

Re: Use insurance or pay out of pocket?

From a pure numbers standpoint, it's a close call. You say your insurance will go up 13-20%, which will cost you $25 to $39 more per month (if your figures are accurate). I usually hear about 3-year look-back and adjustments with insurance companies, so that adds up to $900 to $1,400 more in premium...
by deanbrew
Tue Oct 27, 2015 4:41 pm
Forum: Personal Consumer Issues
Topic: Car advice for tall person
Replies: 29
Views: 1944

Re: Car advice for tall person

I'm 6'2", but much of my height is in my torso, so headroom is usually the issue for me. I drive a 2011 Subaru Legacy, and there is plenty of both headroom and legroom. I would recommend at least looking at Subaru Legacies and Outbacks from 2010 forward (that's the year they made the car much l...
by deanbrew
Thu Oct 15, 2015 11:58 am
Forum: Personal Consumer Issues
Topic: Fender Bender - Pursue at-fault's insurance or direct?
Replies: 17
Views: 1148

Re: Fender Bender - Pursue at-fault's insurance or direct?

I know auto insurance is very state-specific, but I'm surprised that everyone is saying to report this to your insurance company. I was in an accident earlier this year (not my fault) and was instructed by my insurance agent not to notify my company and to work directly with the other person's comp...
by deanbrew
Thu Oct 15, 2015 10:27 am
Forum: Personal Consumer Issues
Topic: Fender Bender - Pursue at-fault's insurance or direct?
Replies: 17
Views: 1148

Re: Fender Bender - Pursue at-fault's insurance or direct?

If this were $500 or so, and no possibility of medical issues, it would be reasonable to talk to the other driver. But you are talking about thousands of dollars and perhaps some medical issues. Call your agent and see what he says. From my experience, different insurance companies handle this sort ...
by deanbrew
Fri Oct 02, 2015 3:48 pm
Forum: Personal Consumer Issues
Topic: Minivan or not?
Replies: 50
Views: 3829

Re: Minivan or not?

So you'll occasionally have five people in a vehicle? I don't really see the need for a minivan. Two will be in car seats. That doesn't work in a sedan. You need a third row, and if you need a third row, you need a van (I've sat in third rows in SUVs - which are really only good for very short trip...
by deanbrew
Thu Oct 01, 2015 9:45 pm
Forum: Personal Consumer Issues
Topic: New Car vs Demo
Replies: 37
Views: 2253

Re: New Car vs Demo

The IRS rate isn't only for depreciation, though. It is for operating the vehicle in addition to depreciation, and obviously fuel makes up a significant part of it. And it is not technically a used car. In fact, it is technically a new car if the buyer gets an "A" title as the first owner.
by deanbrew
Thu Oct 01, 2015 4:27 pm
Forum: Personal Consumer Issues
Topic: New Car vs Demo
Replies: 37
Views: 2253

Re: New Car vs Demo

Contrary to previous posts, a demo is not a used car, as the buyer should get an "A" title and be the first owner. You are buying a new car with some miles on it. Whenever I have come across demos, I've often thought that about 40 cents per mile is a reasonable discount. Most dealers don't...
by deanbrew
Thu Oct 01, 2015 4:19 pm
Forum: Personal Consumer Issues
Topic: Suggestions from Netlfix (or possibly Amazon) fans?
Replies: 62
Views: 5285

Re: Suggestions from Netlfix (or possibly Amazon) fans?

Despite its apparent theme, Justified is a fantastic (IMO) drama without much gratuitous violence. I enjoyed the entire run of the show. Justified was my favorite TV show over the past bunch of years. I watched it as it aired on FX, not Netflix, but would highly recommend it no matter how you watch...
by deanbrew
Tue Sep 29, 2015 10:07 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1433
Views: 273488

Re: What Movie Have You Recently Watched?

love & mercy which is now at redbox. this is the movie about brian wilson of the beach boys. i really liked the movie, but i grew up with the beach boys and really like their music. a must watch for fans, probably not so much if you're not. 7.6/10 on imdb I definitely recommend Love & Mercy...
by deanbrew
Tue Sep 29, 2015 10:01 am
Forum: Personal Consumer Issues
Topic: Minivan or not?
Replies: 50
Views: 3829

Re: Minivan or not?

I have to chime in and agree with the consensus. A minivan makes so much more sense than the large SUVs/Crossovers that so many people choose nowadays. A minivan is more comfortable, has more passenger room, more cargo room and gets better fuel mileage. And I also have to agree that Honda and Toyota...
by deanbrew
Thu Sep 24, 2015 1:19 pm
Forum: Personal Consumer Issues
Topic: Best holiday gifts to give/receive (business)
Replies: 15
Views: 1068

Re: Best holiday gifts to give/receive (business)

I second the fruit idea. And Veto the cookies, candy, chocolates. No, no, no. Has anyone, anywhere, actually enjoyed any fruit that came in a gift basket? I first typed "eaten" instead of "enjoyed", but realized that I have in fact tried fruit received as a gift. Tried, as in sa...
by deanbrew
Thu Sep 24, 2015 1:02 pm
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2143

Re: DIY Alarm System for Home

Thanks. I wasn't aware Simplisafe allowed you NOT to have their monitoring? To clarify, you can just use their hardware with no monthly fee? If you do use their monitoring, do they call cops like ADT, etc? Thanks. I've been using Simplisafe for a year with no monitoring. I was going to get the moni...
by deanbrew
Tue Sep 15, 2015 12:52 pm
Forum: Personal Consumer Issues
Topic: Consumer Reports Magazine & Website
Replies: 33
Views: 3252

Re: Consumer Reports Magazine & Website

I subscribe to CR, but I'm increasingly dissatisfied. A few complaints have already been addressed: .. Movement of content to website. .. Emphasis on style over substance. .. Political bias with which I largely disagree. But one of my major complaints relates to the lack of fresh content. Much of wh...
by deanbrew
Sat Sep 12, 2015 12:40 pm
Forum: Personal Consumer Issues
Topic: LED lightbulbs
Replies: 212
Views: 19908

Re: LED lightbulbs

I've had mixed success with LED bulbs. I had two burn out in my office in a year. I also bought a bunch of CREE floodlights last summer to set up a storeroom, and I've had to replace seven out of 48 within the first year. That's a pretty dismal failure rate. They are installed in standard can recess...
by deanbrew
Thu Sep 10, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: Replacing tires. Should I also replace Tire Pressure Sensors? (2008 model year Honda)
Replies: 25
Views: 2464

Re: Replacing tires. Should I also replace Tire Pressure Sensors? (2008 model year Honda)

Interesting and timely thread. I have a five year old car - a 2011 Subaru Legacy - and I need new tires within the next couple of months. I haven't given a thought to the pressure sensors. I've figured out what tires I want, but I'll have to do a little research to figure out what I should do regard...
by deanbrew
Thu Sep 10, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Renter Security Deposit - Damage Cost Documentation
Replies: 22
Views: 1473

Re: Renter Security Deposit - Damage Cost Documentation

Thanks for all the comments. To clarify my situation the tenant will be leaving at the end of the month as my wife and I will be moving into the unit (our 2nd home) for the winter. Also, the glass door was 18 months old thus out of warranty. Based on the comments I will absorb the cost as he was a ...
by deanbrew
Wed Sep 09, 2015 4:43 pm
Forum: Personal Consumer Issues
Topic: 8,000 Gallon Pool in FL - Chlorine vs. Saltwater Conversion ?
Replies: 27
Views: 2803

Re: 8,000 Gallon Pool in FL - Chlorine vs. Saltwater Conversion ?

Salt water systems seemed to be very expensive and cells required annual replacement. Not true at all. I switched from traditional chlorine to a SWG system five years ago, and I am still using the original cell. I over-sized my SWG system when I installed it - bought a system designed for a 40k gal...
by deanbrew
Wed Sep 09, 2015 4:23 pm
Forum: Personal Consumer Issues
Topic: Renter Security Deposit - Damage Cost Documentation
Replies: 22
Views: 1473

Re: Renter Security Deposit - Damage Cost Documentation

I had the original installer inspect the damage and he indicated that the track had damage consistent with a major force being placed on the door and NOT any defect of the door or track itself Isn't it in his interest to say there was no defect in the materials or installation? And under what circu...
by deanbrew
Fri Sep 04, 2015 11:30 am
Forum: Personal Consumer Issues
Topic: Gift for Good Samaritan
Replies: 12
Views: 1702

Re: Gift for Good Samaritan

Gift card to a local restaurant or store, with a thank-you note. Or a convenience store where a variety of items can be purchased, including food and gasoline. I would certainly appreciate a gift card more than a flower or fruit arrangement. A gift card also eliminates any attempt at guessing about...
by deanbrew
Fri Jul 31, 2015 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Appraisal Higher than Accepted Offer Price
Replies: 21
Views: 2098

Re: Appraisal Higher than Accepted Offer Price

So, the taxable value is 1.2 million for this, so since the appraisal value is higher than the taxable, does that now become the taxable value of the house? Thanks! No. Every taxing authority (whether managed by the state, county, school district, etc.) has firm rules and procedures for reassessing...
by deanbrew
Thu Jul 30, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Is your home owner insurance going up 27% this year?
Replies: 35
Views: 3959

Re: Is your home owner insurance going up 27% this year?

thanks Mudpuppy to set the record straight :) i was having a convoluted logic, which often fails, atleast in my case. Anyway though, what is the best resource to figure out a reasonably good number for replacement cost? you think it is available somewhere or one needs to hire engineering firm? You ...
by deanbrew
Wed Jul 29, 2015 9:14 am
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD (Vehicle)

I am confident saying that an AWD car with all-season tires would beat a FWD car with winter tires in acceleration, and the opposite would be true of braking. Cornering and handling, I'm less certain, though I think it might be close, and would likely depend on many factors. You may be confident bu...
by deanbrew
Tue Jul 28, 2015 4:19 pm
Forum: Personal Consumer Issues
Topic: Well water did not pass total coliform bacteria
Replies: 13
Views: 1533

Re: Well water did not pass total coliform bacteria

Agree. You will need to look at UV filters. These filters won't do anything about taste or sediment or odor. If you have those problems, you should also look at other types of filters. Looks like you are in for some research and shopping. The bleach trick can help in the short term, but you really n...
by deanbrew
Tue Jul 28, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD (Vehicle)

Browser wrote:But the next time I'm driving in the Alaskan Cross Country Winter Auto Race, I'll be sure to use a Subaru with winter tires. :thumbsup


If you really, really want/need to drive in the snow and slush, that would be the setup - a Subaru with winter tires.
by deanbrew
Tue Jul 28, 2015 4:11 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD (Vehicle)

I'm not trying to nitpick William4u - this has just been a curiosity of mine as well and you are stating something as if it is a fact and showing videos and citing articles that don't really back up the claim. I'm still guessing "it all depends" but my personal experience is AWD rules. I ...
by deanbrew
Tue Jul 28, 2015 11:28 am
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD (Vehicle)

Can anyone explain just what an AWD vehicle actually does for you? I can see it if you are slogging offroad through mud or snow where having some power to both front and rear might help you get unstuck or where I'm crawling over big rocks. I can see it in vehicles like Audi quattro where things lik...
by deanbrew
Mon Jul 27, 2015 7:58 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD (Vehicle)

To answer the above question, if you get winter tires, absolutely get all four. The last thing you want is to have uneven traction on one end (either end, no matter which end has locomotion), which can result in spinouts or sliding.
by deanbrew
Mon Jul 27, 2015 3:23 pm
Forum: Personal Consumer Issues
Topic: Is your home owner insurance going up 27% this year?
Replies: 35
Views: 3959

Re: Is your home owner insurance going up 27% this year?

My latest renewal had a 16% increase in homeowners insurance, which followed an 11% increase last year. I shopped around and changed companies and am paying 25 percent less than my former company wanted. It pays to shop around every two or three years, I've found.
by deanbrew
Mon Jul 27, 2015 3:15 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 4630

Re: FWD vs AWD

The answer depends on how much you need or want to drive when it snows, how long it takes for your local roads to be cleared after a snowfall, and what type of vehicle and tire size you end up with. While many people claim that FWD, driving ability/techniques and tires make all the difference, that ...
by deanbrew
Fri Jul 10, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: Asbestos 2 story home
Replies: 8
Views: 1028

Re: Asbestos 2 story home

I guess my question is why are you doing the abatement? If the insulation is sound, not breaking apart, then I'd leave it all alone. Asbestos is only hazardous when it is friable and becomes airborne. I can only imagine that the ducts in the walls are enclosed and not presenting any danger. Even the...
by deanbrew
Tue Jul 07, 2015 10:27 am
Forum: Personal Finance (Not Investing)
Topic: How to lease land to a business and not get sued?
Replies: 10
Views: 795

Re: How to lease land to a business and not get sued?

Many commercial leases include a clause that requires the tenant to purchase and maintain a liability insurance policy for one or two million dollars, with both the tenant and landlord listed as covered parties. You will want a triple-net lease where the tenant pays not only for this insurance, but ...

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