Search found 754 matches

by ddurrett896
Thu May 24, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Decision points on new Iphone
Replies: 19
Views: 882

Re: Decision points on new Iphone

I no you said no X, but since you’re keeping for 4-5 years I’d splurge just for the the face recognition. It’s a DREAM when logging into websites!
by ddurrett896
Wed May 23, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: Just had windows installed..one of them with scratches..
Replies: 12
Views: 1097

Re: Just had windows installed..one of them with scratches..

The contract I signed has a couple of general clauses, ""all material is guaranteed to be as specified" and "payment due upon completion" I paid 50% up front as a deposit. 40% is on installation/material delivery, and 10% on completion. Should I consider holding back 10%? Any thoughts? Am I missing...
by ddurrett896
Tue May 22, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 43
Views: 2989

Re: Buy an old farmhouse?

health teacher wrote:
Tue May 22, 2018 10:42 am
Kinda long, but all things considered, what advice do you have?
I would do it simply for the location. Bring handy is a plus and will save you a ton of $$. If you aren't, start watching Youtube videos and familiarize yourself with basic electrical, plumbing and carpentry.
by ddurrett896
Mon May 21, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Detached Garage
Replies: 18
Views: 2150

Re: Detached Garage

CurlyDave wrote:
Sun May 20, 2018 10:34 pm
kenoryan wrote:
Sun May 20, 2018 12:12 am
24 by 24 is too small. Go bigger.
I agree. My 30' x 30' garage is too small.
There is no such thing as a garage too big. Unfortunately, we are confined to codes and setbacks!!!
by ddurrett896
Mon May 21, 2018 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Buying a Vacation Rental Property as an Investment
Replies: 53
Views: 3984

Re: Buying a Vacation Rental Property as an Investment

Anyone ever invested in a vacation rental property? If you have did it work out? The way I look at anything I purchase to rent or flip, I always ask myself "would I be happy if I was stuck with this?" For example, when I bought my last boat book was around $15,000 and the guy fire sold it to be for...
by ddurrett896
Fri May 18, 2018 3:17 pm
Forum: Personal Consumer Issues
Topic: Should I have my new garage floor coated with Epoxy?
Replies: 23
Views: 3015

Re: Should I have my new garage floor coated with Epoxy?

detroitbabu wrote:
Fri May 18, 2018 10:16 am
I heard the epoxy floor becomes really slippery when wet. Is that true? I was thinking of doing it.
True, but same applies with any finished concrete surface that isn't broom finished (like a driveway).
by ddurrett896
Fri May 18, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: Should I have my new garage floor coated with Epoxy?
Replies: 23
Views: 3015

Re: Should I have my new garage floor coated with Epoxy?

anoop wrote:
Thu May 17, 2018 11:08 pm
Why is it easier?
There is nothing to move out...
by ddurrett896
Fri May 18, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: Registering complaint with American Airlines/American Eagle?
Replies: 25
Views: 1399

Re: Registering complaint with American Airlines/American Eagle?

He had already turned in rental car, so he is stuck at airport. Any suggestions to where he can register complaint? Any chance of any sort of compensation? My FIL just got stuck in EU because of some strike and couldn't get any help over phone. Posted something on their Facebook page and received a...
by ddurrett896
Wed May 16, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 2835

Re: Brake work estimate

- Proper bleeding of the brake lines using brand new fluid from a never opened container, and removing old from the reservoir first I think most cars don’t require this because the caliper/brake line stay together. On my Toyota, the hardest part of swapping the brake pad was taking the wheels off. ...
by ddurrett896
Wed May 16, 2018 9:54 am
Forum: Personal Consumer Issues
Topic: Why this problem never gets fixed [Inflated medical product prices]
Replies: 33
Views: 2192

Re: Why this problem never gets fixed

So how does one go about fixing this problem at with insurance companies? Won't change unless you eliminate a 3rd party paying the bill, insurance company in this case. Has your insured vehicle ever been damaged? If the damage exceeded the deductible, did you really care what the auto repair shop c...
by ddurrett896
Fri May 11, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 4333

Re: Anyone buy carbon offsets when flying?

What is the carbon footprint of the manufacturing of the Hybrids and EVs? Bingo! It seems like people forget what goes into manufacturing then powering an EV. First the excavation of rare Earth metals by massive machines then hauled by even bigger machines to plant's that process for the batteries ...
by ddurrett896
Fri May 11, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 4333

Re: Anyone buy carbon offsets when flying?

What is the carbon footprint of the manufacturing of the Hybrids and EVs? Bingo! It seems like people forget what goes into manufacturing then powering an EV. First the excavation of rare Earth metals by massive machines then hauled by even bigger machines to plant's that process for the batteries ...
by ddurrett896
Thu May 03, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: One Bathroom in Home Change Bathtub to Only Shower Hurt Resale?.
Replies: 32
Views: 2069

Re: One Bathroom in Home Change Bathtub to Only Shower Hurt Resale?.

TLC1957 wrote:
Thu May 03, 2018 6:10 am
In truth my kids will be dealing with this issue when we are gone hopefully in like 20 years
Do what makes you happy today.
by ddurrett896
Tue Apr 24, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7681

Re: Kitchen features

westie wrote:
Tue Apr 24, 2018 6:02 am
mentioned here numerous times .... insta-hot water at the sink, my last home had it, I miss it a lot.
If you have a Keurig, run it without a cup. Works perfect for my oatmeal and tea!
by ddurrett896
Tue Apr 24, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7681

Re: Kitchen features

For those that have remodeled in recent years - what kitchen features have you added that were esp good / worth mentioning? - Microwave that is also a convection over. It's perfect for baking small things (garlic bread, chicken nuggets, snacks) that don't require heating up the large range. - Some ...
by ddurrett896
Tue Apr 24, 2018 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Salary Negotiation gone sour
Replies: 98
Views: 10119

Re: Salary Negotiation gone sour

That being said the dept. is growing and I was told I am the number 1 choice when anything else opens up. (Of course this could be just the "Let's be friends" approach to a breakup). Am I correct that this situation is somewhat perplexing? I felt that my asks were reasonable and I was always profes...
by ddurrett896
Mon Apr 23, 2018 11:32 am
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 7530

Re: Do you buy new or used cars?

What do you do?? To be specific, Im asking those who are in a great financial spot and could really do anything they wanted, comfortably. Only drive Toyota and Honda and purchase new. They don't depreciate and the last vehicle we purchased new was about $3k more than the 3 year old like vehicle. Fa...
by ddurrett896
Mon Apr 23, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Prepping My Snowblower for Off-Season
Replies: 11
Views: 1071

Re: Prepping My Snowblower for Off-Season

The shop I purchased my Ariens 2-stage snowblower from included a sheet that contained the following post-winter storage instruction: Run out all gas station fuel Add a quart of ethanol free fuel. Run engine for 15 minutes and then store" I'm a first-time owner (as of this winter). Does this sound ...
by ddurrett896
Mon Apr 23, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: One of the many reasons healthcare cost is so high
Replies: 4
Views: 998

Re: One of the many reasons healthcare cost is so high

The problem is the insurance company has no real incentive to make sure the price is right as they can just increase insurance premium. And there is no law requiring them to disclose the price to consumers before being committed to purchase it. The insurance company does have an incentive which is ...
by ddurrett896
Fri Apr 20, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Master Bath remodel price?
Replies: 27
Views: 2609

Re: Master Bath remodel price?

The main question is should we try to limit the cost of the remodel to a certain percentage of the home value, perhaps using slightly lower tier materials to keep costs lower in hopes of recouping a larger proportion of the remodel cost? We are in a situation in which we are by no means flipping th...
by ddurrett896
Thu Apr 19, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new Toyota.[my fault comparing apples and oranges]
Replies: 34
Views: 3018

Re: Negotiating for a new Toyota.

Dottie57 wrote:
Thu Apr 19, 2018 6:18 pm
How do I negotiate a better price.
Google search "price paid for (insert car year make model)".

Most vehicles have a forum thread somewhere where people say what they paid. At least will give you idea to go off of.
by ddurrett896
Thu Apr 19, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Good Dad, Bad Dad [pay for son's driving expenses (or not)]
Replies: 49
Views: 3627

Re: Good Dad, Bad Dad

stuper1 wrote:
Thu Apr 19, 2018 4:18 pm
Am I being too miserly here? Just looking for a sanity check. Thanks.
You buy car - he insurances and maintains.
by ddurrett896
Wed Apr 18, 2018 8:50 am
Forum: Personal Finance (Not Investing)
Topic: How much salary did you negotiate?
Replies: 20
Views: 2637

Re: How much salary did you negotiate?

If others can contribute their salary negotiation success, I had a tough time moving past the "10% max salary increase" at my current job. I ended up with a 30% bump to get me in the range but they went thru 3 new hires that failed before make the change. If you can live with what they offer, ask f...
by ddurrett896
Wed Apr 18, 2018 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 11401

Re: Quitting job - what to do if getting walked to the door

strong likelihood that he will immediately be asked to turn in any company property and be walked to the door. The only reason I would ever give a 2 weeks notice is as a courtesy to previous employer. I hate to burn bridges, especially in a career where you're staying in the same line of work. Who ...
by ddurrett896
Sun Apr 15, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1683

Re: 52 oz, the new orange juice size?

Inflation
by ddurrett896
Fri Apr 13, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Help with shared child being spoiled
Replies: 46
Views: 4068

Re: Help with shared child being spoiled

Hillview wrote:
Fri Apr 13, 2018 3:23 pm
We go by age, starting at 7 years old. My 12 year old gets $12 a week, the 10 year old gets $10. His chores are separate (he is expected to do as he is asked and pitch in and not get paid). They buy what they want to buy or they invest.
Mind giving some example of chores?
by ddurrett896
Fri Apr 13, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: Should I insulate my garage?
Replies: 13
Views: 1714

Re: Should I insulate my garage?

I would like to know if it is worth it to insulate my garage or not, or just put the drywall and be done with it. I am concern that putting insulation to the garage wall and ceiling will just waste my money. I would and when it comes time for a garage door replacement, get an insulated one. In term...
by ddurrett896
Fri Apr 13, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: Cedar Fence: is Maintenance required?
Replies: 30
Views: 2177

Re: Cedar Fence: is Maintenance required?

For a cedar fence, I have read different things on "required" maintenance, specifically, anything that will extend the life of the fence (not cosmetic things like turning grey to brown). The stain/seal is for aesthetics. Just a heads up, if you plan on doing the fence yourself, space cedar pickets ...
by ddurrett896
Fri Apr 13, 2018 7:29 am
Forum: Personal Consumer Issues
Topic: Help with shared child being spoiled
Replies: 46
Views: 4068

Re: Help with shared child being spoiled

My next question is what 13 year old asks for a $5 toy? Maybe I shouldn't have been specific with the dollar amount. Pretty much includes any low cost item, likely on an endcap or display in a store that jumps out at him. Could be a cheap squirt gun at the register or a bin of DVDs in the middle or...
by ddurrett896
Thu Apr 12, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Help with shared child being spoiled
Replies: 46
Views: 4068

Re: Help with shared child being spoiled

indexonlyplease wrote:
Wed Apr 11, 2018 8:26 pm
You state we never give in who is WE.
Married. Child is 13 and we have been married since age 2.
by ddurrett896
Wed Apr 11, 2018 5:22 pm
Forum: Personal Consumer Issues
Topic: Help with shared child being spoiled
Replies: 46
Views: 4068

Help with shared child being spoiled

Have a child from a previous marriage currently split custody 50/50. The child's grandparents from the exs side are awesome people and grandparents, however they spoil our child to the point where he is always asking for things when shopping. I get kids ask for things - it's natural, but this is non...
by ddurrett896
Tue Apr 10, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: Should I prewire my home network myself?
Replies: 40
Views: 2384

Re: Should I prewire my home network myself?

coalcracker wrote:
Tue Apr 10, 2018 11:47 am
Has anyone tried and succeeded in this realm with my limited IT background? Should I just pay the networking professionals to set it up for me?
The cable is relatively cheap. Run it and if you never need it, you can always use as a pull string for an addition outlet, phone line, etc.
by ddurrett896
Mon Apr 09, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Toyota 4 Runner
Replies: 38
Views: 3227

Re: Toyota 4 Runner

I'm wondering if someone could share their ownership experience with the Toyota 4Runner Truly believe they are the perfect vehicle. Perfect mix between a car and truck. Had a 97' and not a 12' and love it! It pulls trailers, handles great in sand/snow while still being a small package and fits my f...
by ddurrett896
Mon Apr 09, 2018 8:15 am
Forum: Personal Finance (Not Investing)
Topic: What would an extra $2000 in cash flow mean for a large family?
Replies: 58
Views: 4251

Re: What would an extra $2000 in cash flow mean for a large family?

The DW (SAHM) and I are trying to make a moving decision and I'm hoping that some of you with larger families could chime in. In my situation, I have my parents and inlaws both within bike riding distance. We would not survive with 3 kids without them! If you have with the kids close, stay. Will $2...
by ddurrett896
Mon Apr 09, 2018 8:09 am
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11138

Re: Too much Bogleheads.org?

Iowa David wrote:
Sun Apr 08, 2018 5:19 pm
That being said, I find myself constantly thinking about personal finance & investing - almost to the point where I find myself being borderline obsessive.
This is the beauty of target date funds. Select, set up auto contributions and forget about it.
by ddurrett896
Fri Apr 06, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: House down payment - Smart for anything between 3.5% and 20%?
Replies: 23
Views: 1732

Re: House down payment - Smart for anything between 3.5% and 20%?

Hi, I'm looking to purchase my first home. I currently have ~$30K saved for a down payment + closing fees + etc. Does anyone find it wise to put a down payment of anything above 3.5% if you don't have the 20% available? I've heard others saying "PMI isn't that much" as an excuse to go under 20% but...
by ddurrett896
Fri Apr 06, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Any hardworkers here who half-a** at work?
Replies: 27
Views: 3750

Re: Any hardworkers here who half-a** at work?

Who in here just "gets by" work and who truly strives at it? What has been your experience? For reference, I'm 28 years old I'm you're age in an in office environment for 5 years. My office is old timers with youngster coming in as people retire. Everyone is either ~25 or ~50. ~25 group makes half ...
by ddurrett896
Wed Apr 04, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: Builder wants $800 to vent a gas cooktop
Replies: 53
Views: 4122

Re: Builder wants $800 to vent a gas cooktop

1) Vent to the outside and pay $800 to do so 2) Recirculate the air after passing it through a filter This is not a custom home, there are only these two choices and the price cannot be negotiated. What say you Bogleheads, is it worth paying the builder $800 for this or should we save the money. Wo...
by ddurrett896
Fri Mar 30, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Portable Inverter Generator vs Standby Generator
Replies: 78
Views: 3192

Re: Portable Inverter Generator vs Standby Generator

GeneratorNewb wrote:
Fri Mar 30, 2018 10:00 am
Unfortunately Harbor Freight doesn't have a model comparable to the eu7000is.
https://m.harborfreight.com/engines-gen ... 63085.html
by ddurrett896
Fri Mar 30, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Portable Inverter Generator vs Standby Generator
Replies: 78
Views: 3192

Re: Portable Inverter Generator vs Standby Generator

With all that being said, I'm contemplating either buying a Honda Eu7000is inverter generator or a 22kw Generac automatic home standby generator. I understand this is not an apples to apples comparison but I was winde what you guys would do in my particular situation. The eu7000is costs $4k while t...
by ddurrett896
Thu Mar 29, 2018 4:12 pm
Forum: Investing - Theory, News & General
Topic: What is the endgame for Millennials?
Replies: 128
Views: 9374

Re: What is the endgame for Millennials?

I think they meant their income will never make up for it - that it will always be lower than it otherwise would've been. You're income will never "always be lower"? What kind of nonsense is that? If you want more money - go work more! Is it that hard? Go start doing side work - making excuses your...
by ddurrett896
Thu Mar 29, 2018 3:56 pm
Forum: Investing - Theory, News & General
Topic: What is the endgame for Millennials?
Replies: 128
Views: 9374

Re: What is the endgame for Millennials?

I will probably never make up for the low earnings that I had my first few years working, Why? I'm a 31 year old Millennial that identifies as GenXer and it's just a few years. It's all about time in the market, not to mention those are likely your lowest grossing years. Think from 25-65 you work 4...
by ddurrett896
Thu Mar 29, 2018 3:36 pm
Forum: Investing - Theory, News & General
Topic: What is the endgame for Millennials?
Replies: 128
Views: 9374

Re: What is the endgame for Millennials?

I'm curious what you all think of this. What do you think the financial/retirement landscape will look like for Millennials when they hit their 60s and 70s? I'm in my 30's and have thought... Boomers are retiring and selling off stocks today, and with Genx/Millenials not buying at the same rate, th...
by ddurrett896
Thu Mar 29, 2018 3:25 pm
Forum: Personal Consumer Issues
Topic: Comparison of grocery prices?
Replies: 47
Views: 3885

Re: Comparison of grocery prices?

Pajamas wrote:
Thu Mar 29, 2018 3:22 pm
Bran flakes, 17.3 oz. - $19.99
Please tell me this is a typo
by ddurrett896
Thu Mar 29, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: HOA vs No-HOA
Replies: 94
Views: 11253

Re: HOA vs No-HOA

I vote no HOA.

Most issues that make a neighborhood look bad can easily be solved by a conversation or a call to the city.
by ddurrett896
Wed Mar 28, 2018 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Travel reservations for work on personal card
Replies: 10
Views: 607

Re: Travel reservations for work on personal card

verbose wrote:
Wed Mar 28, 2018 1:27 pm

I don’t want to be stuck paying for plane tickets I may not use but I also don’t want to arouse suspicion by refusing to pay for them on my own credit card.
Ideas?
You should be able to purchase the ticket now and expense right away.
by ddurrett896
Mon Mar 26, 2018 6:48 pm
Forum: Personal Consumer Issues
Topic: Should I proactively replace my central AC unit?
Replies: 33
Views: 2437

Re: Should I proactively replace my central AC unit?

Hockey10 wrote:
Mon Mar 26, 2018 3:06 pm
So, should I count myself as lucky that it lasted 22 years and buy a new one before it breaks?

Yes, but I wouldn't replace because...

1) 13 SEER is still pretty efficient.
2) You live in Philly, not FL/TX/etc. where summer can be impossible without AV.
by ddurrett896
Thu Mar 22, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 22678

Re: Anyone Deleting Facebook?

Heck no!

It's my picture backup, event invitation, yard sale and way to stay in touch with second branches of family I never see. If this is about the data breach, I could care less. Any mega corp or government agency can figure out enough without FB.
by ddurrett896
Thu Mar 22, 2018 2:36 pm
Forum: Personal Consumer Issues
Topic: One day car repair is on day 16 - what to do?
Replies: 15
Views: 1580

Re: One day car repair is on day 16 - what to do?

Help! This is infuriating and I'm at the end of my rope. First determine if the car is in a million pieces. If no, have towed to someone else (already have this lined up) get the bill and don't pay it or pay it with a credit card and dispute it. If yes, let them finish then deduct the days that exc...