Search found 7 matches

by dchmelir
Sat Jun 10, 2017 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

Hi All, a big thanks to retiredjg and everyone who helped me. I've switched everything around and am much happier looking at 3-4 funds in 2 places instead of 46 funds in 4 places.

You all are a great resource, and I've recommended the site to some colleagues as well.

Take care!
by dchmelir
Thu Jun 01, 2017 11:21 am
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

Well, I have made the first of a few moves in the right direction. Sold a lot of the AAPL stock and started the process of moving out of the managed acct. Sounds like Fidelity will refund my fee paid since I wasn't satisfied with their product. No harm done. A few other questions as I start this pro...
by dchmelir
Tue May 30, 2017 11:25 am
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

Ahh, I see the point about the growth in share price vs growth in wealth from dividend, that makes sense. I am not adverse to having the portfolio balanced across several accounts at different firms, I'll just have to make myself a balance sheet to make sure the percentages stay in the right ranges....
by dchmelir
Tue May 30, 2017 1:55 am
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

retiredjg, et al, thanks a lot of the help. This really is great and I appreciate the effort and advice you are giving me here. Tax bracket... just looked it up.. looks like we are in the 39.6% bracket. Ouch! About the yearly contributions question. The 401k is payroll deducted evenly throughout the...
by dchmelir
Wed May 24, 2017 3:13 am
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

Man, you guys are awesome!! I'm really not too concerned with just selling all the stuff in the managed account now, it's made only about $8000 in the last few months, so I'll just imagine I got a nice $8000 bonus from work, and I'll pay the taxes to get out of the mess. I am definitely planning to ...
by dchmelir
Tue May 23, 2017 3:20 am
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Re: Investing Strategy

Thanks retiredjg. Here are some answers to your questions: 1a. Too much AAPL My wife and I both work at Apple and they give significant portion of our overall compensation in AAPL stock. Yes I know I need to diversify even more. Earlier this year we sold AAPL and put the money in the managed account...
by dchmelir
Fri May 19, 2017 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: Investing Strategy
Replies: 24
Views: 3744

Investing Strategy

Hello All, Here is my portfolio for investment strategy help. Looking to consolidate funds into some fidelity index funds instead of using the managed account. Emergency funds: Have this Debt: Mortgage $669,000 4.25% interest fixed for 30 years (27years to go) Tax Filing Status: Married no children ...