Search found 316 matches

by dbc47
Wed Mar 15, 2017 9:49 am
Forum: Investing - Help with Personal Investments
Topic: First I Bond Purchase on Treasury Direct
Replies: 6
Views: 608

Re: First I Bond Purchase on Treasury Direct

The purchase went fine and the amount of my purchase all looks correct. The one thing I don't see, but may not even apply, is an identifying serial number for the bond. Would like to see one perhaps to use with the Savings Bond Calculator? It appears that the value will be updated on Treasury Direc...
by dbc47
Wed Mar 15, 2017 8:41 am
Forum: Investing - Help with Personal Investments
Topic: First I Bond Purchase on Treasury Direct
Replies: 6
Views: 608

First I Bond Purchase on Treasury Direct

The purchase went fine and the amount of my purchase all looks correct. The one thing I don't see, but may not even apply, is an identifying serial number for the bond. Would like to see one perhaps to use with the Savings Bond Calculator? It appears that the value will be updated on Treasury Direct...
by dbc47
Wed Mar 08, 2017 12:31 am
Forum: Investing - Help with Personal Investments
Topic: I Bonds & Revocable Living Trust
Replies: 2
Views: 243

I Bonds & Revocable Living Trust

I couldn't find the answer to my question and if I saw it, it just didn't sink in........ My wife and I have a Revocable Living Trust and I'm confused as to the purchase limit in I Bonds we can buy. Is it $10,000 or $20,000 at Treasury Direct? We have a new Treasury Direct account which we had to op...
by dbc47
Sat Feb 25, 2017 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 2840

Re: Delivering a Large Check

I guess the key question is what are you trying to accomplish? In all cases of mail, substitute FedEx and UPS as you desire. Also remember that if wiring the money, if the recipient gave you the incorrect account # or if you provide the bank the incorrect account number, if that account number is v...
by dbc47
Sat Feb 25, 2017 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 2840

Re: Delivering a Large Check

I assume you have had the beneficiaries sign the appropriate receipt and release before mailing the checks. Gill Not sure what you're talking about here as the estate attorney has said nothing about that. I'll double check before I distribute funds, but nothing has ever been said about receipts or ...
by dbc47
Sat Feb 25, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 2840

Re: Delivering a Large Check

Thanks everyone for all the good suggestions. I'll probably wire the funds after all just to be safe. I was already leaning that way, but thought I'd
run it by here in case I was forgetting something.
Thanks
by dbc47
Sat Feb 25, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 2840

Delivering a Large Check

I need to "mail" a few large checks ($100,000 +) in the next week or so to a couple estate beneficiaries. I know I can wire the money, but paying $30 seems a little much. Perhaps I can just use a regular check and have USPS track it? Maybe use a cashiers or certified check? Any suggestions...
by dbc47
Sun Feb 19, 2017 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Federal Money Market Fund (VMFXX)
Replies: 26
Views: 3507

Re: Vanguard Federal Money Market Fund (VMFXX)

What about Vanguard Ultra Short Term Bond Fund VUBFX? That one doesn't look too bad a first glance.
by dbc47
Sun Dec 11, 2016 10:05 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 913

Re: Just Inherited Some Vanguard Funds

In order to make an equitable distribution you will need to give each beneficiary a pro rata share of each holding. Also the income collected from date of death will also have to be distributed pro rata. It's your choice but, in my experience, liquidating and distributing cash is the fairest and ea...
by dbc47
Sun Dec 11, 2016 9:30 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 913

Re: Just Inherited Some Vanguard Funds

With multiple beneficiaries with differing investment objectives, you'd be well advised to liquidate these holdings and distribute cash. Also, this will relieve you of the risk of a declining market and unhappy beneficiaries. Gill Hey Gill, I thought about that but decided against it. The four fund...
by dbc47
Sun Dec 11, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 913

Re: Just Inherited Some Vanguard Funds

Concerning inheriting funds from Vanguard: https://investor.vanguard.com/inherit/faq According to Vanguard, the beneficiary inherits the "fund", not cash. Unless it is a Money Market or equivalent I suppose. If the beneficiary wants cash he/she will have to sell the fund after receiving it...
by dbc47
Sun Dec 11, 2016 8:39 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 913

Re: Just Inherited Some Vanguard Funds

You didn't say if accounts were IRAs or taxable or something else. That aspect will make a nice difference. Also were these done via beneficiary designation? But you mentioned "Trustee", too. There is no IRA involved. My Aunt has a Revocable Living Trust and I'm the Successor Trustee of t...
by dbc47
Sun Dec 11, 2016 8:26 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 913

Just Inherited Some Vanguard Funds

My Aunt (who was 99 yeas old) recently passed away and I and 2 others will be inheriting her Vanguard Portfolio which is made up of 4 bond funds and Prime Money Market. I've had a Vanguard account for many years as has my Niece. However, the third beneficiary has never even heard of Vanguard. I'm th...
by dbc47
Sat Dec 10, 2016 10:10 am
Forum: Investing - Theory, News & General
Topic: Vanguard's new security key option
Replies: 48
Views: 6372

Re: Vanguard's new security key option

Any recommendations on which model Yubikey to get? There are 4 models or so that seem to work but I can't figure out the difference and pricing varies between models too. I've just checked Amazon so far as a starting point.

Dan
:happy
by dbc47
Sun Oct 02, 2016 11:57 am
Forum: Investing - Help with Personal Investments
Topic: Where Are My EOM Distributions?
Replies: 5
Views: 539

Re: Where Are My EOM Distributions?

Thanks for the reply. I guess I'm spoiled. I've been receiving the EOM dividends I thought on the first of each month forever, but perhaps I'm wrong. For example: If the first of the month landed on a Sunday, the dividends would be posted to my account on the Saturday before. So for this September t...
by dbc47
Sun Oct 02, 2016 9:32 am
Forum: Investing - Help with Personal Investments
Topic: Where Are My EOM Distributions?
Replies: 5
Views: 539

Where Are My EOM Distributions?

We converted over to the new Brokerage Account that Vanguard has offered and all went well as far as I can tell. However the EOM dividends for September have yet to be posted to the Federal Money Market Fund. We have 4 different bond funds which we take the EOM distributions in cash to help with liv...
by dbc47
Wed Sep 07, 2016 12:00 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Vs. Walmart Shipping Pass - 30 day trial
Replies: 4
Views: 687

Re: Amazon Prime Vs. Walmart Shipping Pass - 30 day trial

I signed up for Walmart's Shipping Pass and really like it. In my case if I place the order by 11am it will ship out that day and I almost always receive the order in 2 days. My wife and I don't need a whole bunch of stuff, but we do plan ahead with what we'll be needing. If you plan ahead and order...
by dbc47
Sat May 28, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: "Indexed Annuities: The Big Lie" by Don McDonald
Replies: 26
Views: 2977

Re: "Indexed Annuities: The Big Lie" by Don McDonald

My brother says he was sold an investment that either gives him the return of the S&P 500 or 6%, with no downside risk. The thing is reviewed every year in August and at that time he gets which ever is higher, "guaranteed". I don't know any other details. Does that sound like an Indexe...
by dbc47
Wed Mar 23, 2016 11:09 am
Forum: Personal Consumer Issues
Topic: Download Youtube Playlists?
Replies: 6
Views: 622

Download Youtube Playlists?

I've been trying to find a "reliable and safe" program that would allow me to download Youtube playlists as MP3's and I can't seem to find a good solution. There are tons of programs out there and I've tried a couple such as DVD Videosoft and Freemake and upon installation my antivirus pop...
by dbc47
Sat Feb 27, 2016 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 2412

Re: Quicken 2015 Premier Question

Sounds like secure login :happy http://www.quicken.com/support/help/HOW25542 Thanks! This may be the answer. I looked on Ituit's site but didn't run across this article. My Quicken was set to use a secure log in and perhaps somewhere in the passed couple weeks I changed that setting. Don't remember...
by dbc47
Sat Feb 27, 2016 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 2412

Re: Quicken 2015 Premier Question

Thanks for the reply. I don't do the automatic updates nor is it configured that way (as far as I know) as I enjoy entering everything manually.
by dbc47
Sat Feb 27, 2016 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 2412

Quicken 2015 Premier Question [Must re-enter Intuit ID]

Recently upon opening Quicken I not only have to enter my password (which I set up) but a new window pops up and it wants me to enter my Intuit ID. I can then click the link which will tell Intuit to email me a six digit number which I then enter into the field. It is only then that Quicken will ope...
by dbc47
Tue Dec 29, 2015 8:25 pm
Forum: Personal Consumer Issues
Topic: Do You Track Your Emails?
Replies: 16
Views: 1800

Do You Track Your Emails?

I use Gmail and have tried a couple email trackers, but I'm still not satisfied. I'm really not even sure what I want. I send some fairly important (at least to me) emails and I always wondered when and if my emails have been read by the receiving party. I always feel better when I can actually see ...
by dbc47
Wed Sep 16, 2015 9:57 am
Forum: Personal Consumer Issues
Topic: Power Wheelchairs
Replies: 8
Views: 774

Re: Power Wheelchairs

Thanks everyone for you replies. I'm still researching and you've given me good ideas.

Thanks again,
Dan
:happy
by dbc47
Mon Sep 14, 2015 5:19 pm
Forum: Personal Consumer Issues
Topic: Power Wheelchairs
Replies: 8
Views: 774

Power Wheelchairs

It's time for my Dad to get a power wheelchair as it is becoming more difficult for him to walk (he's 95). I've started researching wheelchairs and Hoveround brand looks pretty good. Anyone have any experience with these folks and/or provide some insight. Medicare will probably be used to make the p...
by dbc47
Sun Aug 02, 2015 9:21 am
Forum: Personal Consumer Issues
Topic: Gmail: Forwarding Messages Issue
Replies: 5
Views: 734

Re: Gmail: Forwarding Messages Issue

One possibility: Check the bottom of the message and look for a "..." (a light grey box with 3 dots) If you see it and click it, the forwarded message should appear. I think this is a Google problem. It took a day or two, but the message (s) I've forwarded have mysteriously self corrected...
by dbc47
Thu Jul 30, 2015 5:28 pm
Forum: Personal Consumer Issues
Topic: Gmail: Forwarding Messages Issue
Replies: 5
Views: 734

Re: Gmail: Forwarding Messages Issue

Was it on an Android smartphone? Had similar experience on Nexus 5 last week... my guess, as message was being sent, I lost my internet connection. Have not been able to repeat the problem. Sorry, I should have been more precise. Both of us are using desktop computers. I'm using Windows 8.1 and he'...
by dbc47
Thu Jul 30, 2015 5:09 pm
Forum: Personal Consumer Issues
Topic: Gmail: Forwarding Messages Issue
Replies: 5
Views: 734

Gmail: Forwarding Messages Issue

Lately I've been forwarding some emails, using Gmail, to a friend of mine who also uses Gmail. However, when he receives the forwarded email, my address shows in the body of the email normally, but the message that I've forwarded to him does not appear. I can't figure this out! If it was working pro...
by dbc47
Mon Jun 01, 2015 8:58 pm
Forum: Personal Consumer Issues
Topic: Windows 10 & Microsoft Money
Replies: 6
Views: 4635

Windows 10 & Microsoft Money

Windows 10 appears to be coming out on July 29 + or - and from what little I've seen so far Microsoft Money Sunset Edition will not work. I really can't find out a whole bunch about it yet. Anyone else investigated this yet? I'm thinking of just saying goodbye to Money and just using Moneydance or s...
by dbc47
Sat Mar 21, 2015 7:32 pm
Forum: Personal Consumer Issues
Topic: Google Chrome Stalling Out
Replies: 8
Views: 1150

Re: Google Chrome Stalling Out

Nope, no such problem. Put your mouse in the area below where the browser does it's display. Right click and select Start Task Manager. Click on the tab called Processes and see which process is using a lot of CPU. That will tell you the likely culprit. If Chrome got infected with a virus, a bad ex...
by dbc47
Sat Mar 21, 2015 7:29 pm
Forum: Personal Consumer Issues
Topic: Google Chrome Stalling Out
Replies: 8
Views: 1150

Re: Google Chrome Stalling Out

Thanks!! I did the Google thing first like I always do, but I missed that article. Perhaps I was having another senior moment :D . Thanks again and I'll give it another try to see if those setting changes do the trick.

Thanks!
Dan
:sharebeer
by dbc47
Sat Mar 21, 2015 5:55 pm
Forum: Personal Consumer Issues
Topic: Google Chrome Stalling Out
Replies: 8
Views: 1150

Google Chrome Stalling Out

For the past month or so when I type information in the search/address bar it can no longer keep up with me as I type. It will just stall out and eventually enter everything I've typed, but it takes a while. This is a consistent problem now. While using Firefox there is not lag time whatsoever so I'...
by dbc47
Fri Oct 17, 2014 1:05 pm
Forum: Personal Consumer Issues
Topic: Quick Garmin Question
Replies: 5
Views: 656

Re: Quick Garmin Question

You might try asking here: http://forums.gpsreview.net/categories/garmin-auto-forum-garmin-nuvi-forum Thanks. I got a reply from Garmin a little while ago. Currently there is no way to make the "bubble" disappear. Once I enter an address and Garmin locates it, it would just be nice if the...
by dbc47
Thu Oct 16, 2014 6:50 pm
Forum: Personal Consumer Issues
Topic: Quick Garmin Question
Replies: 5
Views: 656

Re: Quick Garmin Question

Toons wrote:I have found both their email and phone support excellent in the past :happy

https://support.garmin.com/support/sw/escalateForm



Thanks, tried that but got no response. Will try again.
by dbc47
Thu Oct 16, 2014 5:25 pm
Forum: Personal Consumer Issues
Topic: Quick Garmin Question
Replies: 5
Views: 656

Quick Garmin Question

I've got a Garmin Nuvi 1300 navigator and it does something really irritating that I can't figure out how to fix. When I enter an address to navigate to it brings up the map with about a 1"x1" white bubble which shows the address along with a map pin on the location. That is all well and g...
by dbc47
Sun Sep 14, 2014 2:46 pm
Forum: Personal Consumer Issues
Topic: Windows 8.1 Sleep Issue
Replies: 3
Views: 582

Re: Windows 8.1 Sleep Issue

Have you checked your power settings. I have a similar machine. I never put it into sleep mode, it does this automatically after sitting idle for the time stated in power settings. Also, after going from 8.0 to 8.1 I had some power issues and got better after changing power settings from Dell to MS...
by dbc47
Sun Sep 14, 2014 12:51 pm
Forum: Personal Consumer Issues
Topic: Windows 8.1 Sleep Issue
Replies: 3
Views: 582

Windows 8.1 Sleep Issue

Recently purchased (last week) a new Dell XPS 8700 desktop and I'm having an issue with the "sleep mode". Whenever I put the system on sleep mode (overnight), upon wakeup the next morning the system will no longer display the desktop shortcuts. The wallpaper shows and so does part of the t...
by dbc47
Tue Jul 29, 2014 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Ever Sold a Mortgage?
Replies: 3
Views: 845

Re: Ever Sold a Mortgage?

Thanks Gill, I'll do more research. Don't know if Dad wants to do this or not, but he ask me to look into this for him.
by dbc47
Mon Jul 28, 2014 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Ever Sold a Mortgage?
Replies: 3
Views: 845

Ever Sold a Mortgage?

Has anyone here ever sold a mortgage to another person or company? My Dad, who turns 94 this November, asked me to look into this for him. He has 2 commercial buildings where he is holding the first deeds of trust. One of the occupants is a real pain in the butt and is constantly causing him grief. ...
by dbc47
Tue May 27, 2014 4:57 pm
Forum: Personal Consumer Issues
Topic: Best Large Purchase(s) Ever?
Replies: 45
Views: 3916

Re: Best Large Purchase(s) Ever?

Our biggest purchase was for our current home. We had it built from the ground up 7 years ago and were fortunate enough to be able to pay cash. :sharebeer
by dbc47
Wed Apr 23, 2014 12:28 pm
Forum: Investing - Theory, News & General
Topic: Any Interesting Income Alternatives to Bonds
Replies: 15
Views: 2745

Re: Any Interesting Income Alternatives to Bonds

A NNN is a triple net lease REIT who leases its buildings to tenants on a long-term basis (10 to 15 years) where the tenant pays for improvements and repairs and the REIT receives a monthly rent that typically rises each year. Publicly trade NNNs inlude: O, NNN, ARCP, LXP and ARCM. Packer You might...
by dbc47
Mon Mar 17, 2014 9:20 pm
Forum: Investing - Theory, News & General
Topic: How much do you make a year in Dividends?
Replies: 72
Views: 8037

Re: How much do you make a year in Dividends?

$30K per year counting dividends taken in cash and/or reinvested. :greedy
by dbc47
Sat Mar 01, 2014 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Whats the best way to invest 50k per year?
Replies: 57
Views: 4471

Re: Whats the best way to invest 50k per year?

So your goal in life is to be a 35 year old single guy who lives with his parents and has a $100k+ income with minimal effort? actually at 35-40 id be moving out. i just dont want to be 35-40 making 60k a gross and thats it. This thread is wrong on so many levels. :twisted: Move out of the parents ...
by dbc47
Sun Feb 23, 2014 3:32 pm
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 880

Re: Google Chrome: All sites show "insecure"?

Thanks to all! I cured the problem, I hope.

As suggested earlier, I disabled all of the extensions then re enabled them and that appears to have done the trick. I haven't checked all of my secure type sites, just the important ones like Vanguard, my bank, gmail, etc. Thanks again!

:sharebeer
by dbc47
Sun Feb 23, 2014 2:29 pm
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 880

Re: Google Chrome: All sites show "insecure"?

If it happens on all https sites, either your computer has been infected by malware or, more likely, It's an extension issue. Chrome will show that message if there is any non-secured content on an otherwise secured page. If you have an extension or malware that inserts some kind of outward call in...
by dbc47
Sun Feb 23, 2014 2:18 pm
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 880

Re: Google Chrome: All sites show "insecure"?

Not sure what you mean by showing "insecure". When I look at an HTTPS site it shows the little padlock and the connection type shows that the certificate was verified and it is using encryption. Sorry, I should have been more clear. My padlock shows a red X through it and the HTTPS is in ...
by dbc47
Sun Feb 23, 2014 2:05 pm
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 880

Google Chrome: All sites show "insecure"?

Using Windows 7: Chrome browser showing all sites that should be secure as insecure for some reason (IE, Gmail. my bank, Vanguard, etc.) I've got the latest version, etc. Is it just me?
by dbc47
Wed Jan 15, 2014 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: vanguard quality of service
Replies: 63
Views: 5210

Re: vangurd quality of service

I just finished helping my Dad move some stuff over from Fidelity and a couple others and we got excellent service. I couldn't have asked for better. We had a whole bunch of forms to fill out, and some that were more than tricky. Over the years I can't think of one time I haven't been happy with the...
by dbc47
Sun Jan 12, 2014 2:47 pm
Forum: Personal Consumer Issues
Topic: Velocity Micro Computers
Replies: 5
Views: 598

Re: Velocity Micro Computers

For a starting price of $899, I would expect a little more "oomph" under the hood. At the very least, at that price I would expect a discrete graphics card instead of using integrated graphics, or that a monitor was included if going with the integrated graphics. The H81 motherboard chips...
by dbc47
Sun Jan 12, 2014 10:59 am
Forum: Personal Consumer Issues
Topic: Velocity Micro Computers
Replies: 5
Views: 598

Velocity Micro Computers

Anyone have any experience with Velocity Micro Computers? I'm just starting to window shop and this brand caught my eye. I'll dig deeper when the time comes. The Vector Z25 looks interesting. :happy

Thanks!

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