Search found 339 matches

by dbc47
Mon Oct 09, 2017 8:13 pm
Forum: Personal Consumer Issues
Topic: Google Chrome Fonts Appear Fuzzy
Replies: 7
Views: 684

Re: Google Chrome Fonts Appear Fuzzy

Perhaps a long shot, but is your monitor set at the recommended native resolution? I have experienced fuzzy text when resetting the resolution to something other than the native. Well, I finally got it figured out. Turns out I didn't have the recommended setting. It took me quite awhile to figure o...
by dbc47
Mon Oct 09, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: Google Chrome Fonts Appear Fuzzy
Replies: 7
Views: 684

Re: Google Chrome Fonts Appear Fuzzy

Thanks! This seemed to help a little bit. I tried lots of other "fixes", but none of them did anything as far as I could tell. I'll keep plugging along.
by dbc47
Sun Oct 08, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Google Chrome Fonts Appear Fuzzy
Replies: 7
Views: 684

Google Chrome Fonts Appear Fuzzy

I'm using Windows 10 and Google Chrome as my primary browser. The fonts on most web sites, if not all, appear "fuzzy" or not as clear as they should. I've compared various web sites, including this one, using Chrome and Microsoft Edge and Edge is much sharper than the same sites in Chrome. I've trie...
by dbc47
Sat Sep 09, 2017 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Scanning Documents for Long Term Storage
Replies: 20
Views: 2282

Re: Scanning Documents for Long Term Storage

The way some fireproof safes work is that they have liners that give off lots of water when they get hot so that the contents of the safe get wet and don't burn. That would not be good for a hard drive. I have also had a USB hard drive fail when I did not use it for about two years. I suspect that ...
by dbc47
Wed Sep 06, 2017 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Scanning Documents for Long Term Storage
Replies: 20
Views: 2282

Re: Scanning Documents for Long Term Storage

I used the Fujitsu ix500 to scan the entirety of the paper archive. It was awesomely effective at digitizing many years of papers. Then I shred everything using a Fellowes Powershred 79Ci. This was a pretty quiet shredder (comparatively). Finally, the shred got composted. I trust our worms not to s...
by dbc47
Wed Sep 06, 2017 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Scanning Documents for Long Term Storage
Replies: 20
Views: 2282

Re: Scanning Documents for Long Term Storage

My thinking, right or wrong, was to scan their past tax returns which are about 10 years apiece. Most of the supporting documents are not available, but the returns seem to be complete. Some items may not be suitable to being easily scanned such as life insurance policies, but I may be able to at le...
by dbc47
Wed Sep 06, 2017 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Scanning Documents for Long Term Storage
Replies: 20
Views: 2282

Scanning Documents for Long Term Storage

I've been the Executor/Trustee for two of my relatives (Father & Aunt) who passed away during the past year. I'm finally within striking distance of finalizing everything for both but I now have a large two drawer fire proof file cabinet filled with their documents e.g. old tax returns, insurance pa...
by dbc47
Wed Aug 02, 2017 11:28 am
Forum: Investing - Theory, News & General
Topic: What is an "NF" or No Floor Moody rating?
Replies: 8
Views: 976

Re: What is an "NF" or No Floor Moody rating?

If a company has a rating of NF or NR is that a terrible thing? NF or NR on QuantumOnline just means that there is no rating information or there is no rating. As a practical matter, it simply means that the company issuing the security didn't pay to have it rated. Most REIT preferreds are not rate...
by dbc47
Mon Jul 31, 2017 11:12 pm
Forum: Investing - Theory, News & General
Topic: What is an "NF" or No Floor Moody rating?
Replies: 8
Views: 976

Re: What is an "NF" or No Floor Moody rating?

Do you have an example of a security with such a rating? The one security that I noticed this on was Monmouth Realty Preferred C There seem to be some different symbols referring to the same thing, but the symbol I'm referring to is MNR-C QuantumOnline is where I saw this and I hadn't seen the page...
by dbc47
Mon Jul 31, 2017 5:26 pm
Forum: Investing - Theory, News & General
Topic: What is an "NF" or No Floor Moody rating?
Replies: 8
Views: 976

What is an "NF" or No Floor Moody rating?

I can't find what this means anywhere. The Moody's website doesn't give a definition of it as far as I could find.
by dbc47
Wed Jul 12, 2017 8:25 pm
Forum: Investing - Help with Personal Investments
Topic: Question on Inherited EE Bond
Replies: 7
Views: 585

Re: Question on Inherited EE Bond

Thanks again. I'm learning lots!
:sharebeer
by dbc47
Wed Jul 12, 2017 2:18 pm
Forum: Investing - Help with Personal Investments
Topic: Question on Inherited EE Bond
Replies: 7
Views: 585

Re: Question on Inherited EE Bond

Thanks! I'll study up on this more as I'm getting old and confused!
by dbc47
Wed Jul 12, 2017 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: Question on Inherited EE Bond
Replies: 7
Views: 585

Question on Inherited EE Bond

I recently inherited a few EE bonds and I can't figure this out in regards to the value: The $5,000 bond was purchased in January 1993. The issue price is $2,500. Accrued interest is $5,676. The value as of February is $8,176. I thought if someone wanted a $5,000 bond they paid $2,500 and in 30 year...
by dbc47
Wed May 31, 2017 9:52 am
Forum: Investing - Help with Personal Investments
Topic: Inherited Nuveen Fund
Replies: 7
Views: 715

Re: Inherited Nuveen Fund

Great information in_realty! Thank you.
The fund is 1.1% of my portfolio so will probably let it ride for the time being while I do more research as I see no immediate reason to get rid of it.
by dbc47
Tue May 30, 2017 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: Inherited Nuveen Fund
Replies: 7
Views: 715

Re: Inherited Nuveen Fund

Thanks for the input everyone. I will continue my research.
by dbc47
Tue May 30, 2017 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: Inherited Nuveen Fund
Replies: 7
Views: 715

Inherited Nuveen Fund

I've recently inherited several mutual funds one of which is the Nuveen California Quality Municipal Income fund (NYSE: NAC). In looking at this it doesn't look too terrible. The current monthly distribution rate is 5.59% (both Fed and State tax free). At first I thought I'd sell it as I'm getting t...
by dbc47
Sat May 27, 2017 10:00 am
Forum: Investing - Theory, News & General
Topic: Wells Fargo Introduces New Fund Class
Replies: 5
Views: 1352

Wells Fargo Introduces New Fund Class

Saw this the other day about Wells Fargo creating a new fund class.

http://www.reuters.com/article/us-wells ... SKBN18K33B
by dbc47
Mon Apr 03, 2017 10:55 am
Forum: Investing - Help with Personal Investments
Topic: Equity Income vs High Dividend Yield ETF (VYM)
Replies: 7
Views: 1341

Re: Equity Income vs High Dividend Yield ETF (VYM)

Thanks Ned, all is forgiven :sharebeer . I appreciate the advice.
by dbc47
Mon Apr 03, 2017 8:20 am
Forum: Investing - Help with Personal Investments
Topic: Equity Income vs High Dividend Yield ETF (VYM)
Replies: 7
Views: 1341

Re: Equity Income vs High Dividend Yield ETF (VYM)

IMO, I would just add to the Equity Income fund to get you to Admiral Status. The Equity Income fund is actively managed by Wellington and they have a pretty decent track record too. The fund may have the top 10 holdings as VYM, but the similarities end there. The EI fund is holding equities that a...
by dbc47
Sun Apr 02, 2017 11:56 pm
Forum: Investing - Help with Personal Investments
Topic: Equity Income vs High Dividend Yield ETF (VYM)
Replies: 7
Views: 1341

Re: Equity Income vs High Dividend Yield ETF (VYM)

For heaven's sake, investors have been chasing dividend yield since the 2008-2009 financial crisis. This is not the time to chase dividend yields even harder, particularly now that the Federal Reserve has been raising short-term interest rates. Those who have chased High Dividend will likely be ver...
by dbc47
Sun Apr 02, 2017 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Equity Income vs High Dividend Yield ETF (VYM)
Replies: 7
Views: 1341

Equity Income vs High Dividend Yield ETF (VYM)

I currently have Vanguard Equity Income (VEIPX Investor shares) in our non IRA account at Vanguard. I'm just a couple thousand short of being able to graduate to the Admiral Shares (VEIRX). I've had this fund for years and really like it and want to add to it but I'm not sure if I should shoot for t...
by dbc47
Sun Mar 26, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: John Deere 1025R with Mower
Replies: 10
Views: 1677

Re: John Deere 1025R with Mower

Gee! Now I'm really tossed on which one to get. I guess I'll just flip a coin and hope for the best. I'm sure the dealer will help steer me in the right direction?

Thanks!
by dbc47
Sun Mar 26, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: John Deere 1025R with Mower
Replies: 10
Views: 1677

John Deere 1025R with Mower

I"m getting ready to buy a John Deere 1025R Tractor and will be getting a mower attachment with it. I'm tossed however on whether I should get the mid mount under tractor mower or the pull behind mower. I'm used to the mid mount as I've been using one for years with my little Craftsman lawn tractor ...
by dbc47
Wed Mar 15, 2017 9:49 am
Forum: Investing - Help with Personal Investments
Topic: First I Bond Purchase on Treasury Direct
Replies: 6
Views: 875

Re: First I Bond Purchase on Treasury Direct

The purchase went fine and the amount of my purchase all looks correct. The one thing I don't see, but may not even apply, is an identifying serial number for the bond. Would like to see one perhaps to use with the Savings Bond Calculator? It appears that the value will be updated on Treasury Direc...
by dbc47
Wed Mar 15, 2017 8:41 am
Forum: Investing - Help with Personal Investments
Topic: First I Bond Purchase on Treasury Direct
Replies: 6
Views: 875

First I Bond Purchase on Treasury Direct

The purchase went fine and the amount of my purchase all looks correct. The one thing I don't see, but may not even apply, is an identifying serial number for the bond. Would like to see one perhaps to use with the Savings Bond Calculator? It appears that the value will be updated on Treasury Direct...
by dbc47
Wed Mar 08, 2017 12:31 am
Forum: Investing - Help with Personal Investments
Topic: I Bonds & Revocable Living Trust
Replies: 2
Views: 387

I Bonds & Revocable Living Trust

I couldn't find the answer to my question and if I saw it, it just didn't sink in........ My wife and I have a Revocable Living Trust and I'm confused as to the purchase limit in I Bonds we can buy. Is it $10,000 or $20,000 at Treasury Direct? We have a new Treasury Direct account which we had to op...
by dbc47
Sat Feb 25, 2017 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 3841

Re: Delivering a Large Check

I guess the key question is what are you trying to accomplish? In all cases of mail, substitute FedEx and UPS as you desire. Also remember that if wiring the money, if the recipient gave you the incorrect account # or if you provide the bank the incorrect account number, if that account number is v...
by dbc47
Sat Feb 25, 2017 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 3841

Re: Delivering a Large Check

I assume you have had the beneficiaries sign the appropriate receipt and release before mailing the checks. Gill Not sure what you're talking about here as the estate attorney has said nothing about that. I'll double check before I distribute funds, but nothing has ever been said about receipts or ...
by dbc47
Sat Feb 25, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 3841

Re: Delivering a Large Check

Thanks everyone for all the good suggestions. I'll probably wire the funds after all just to be safe. I was already leaning that way, but thought I'd
run it by here in case I was forgetting something.
Thanks
by dbc47
Sat Feb 25, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Delivering a Large Check
Replies: 37
Views: 3841

Delivering a Large Check

I need to "mail" a few large checks ($100,000 +) in the next week or so to a couple estate beneficiaries. I know I can wire the money, but paying $30 seems a little much. Perhaps I can just use a regular check and have USPS track it? Maybe use a cashiers or certified check? Any suggestions...
by dbc47
Sun Feb 19, 2017 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Federal Money Market Fund (VMFXX)
Replies: 27
Views: 6534

Re: Vanguard Federal Money Market Fund (VMFXX)

What about Vanguard Ultra Short Term Bond Fund VUBFX? That one doesn't look too bad a first glance.
by dbc47
Sun Dec 11, 2016 10:05 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 1199

Re: Just Inherited Some Vanguard Funds

In order to make an equitable distribution you will need to give each beneficiary a pro rata share of each holding. Also the income collected from date of death will also have to be distributed pro rata. It's your choice but, in my experience, liquidating and distributing cash is the fairest and ea...
by dbc47
Sun Dec 11, 2016 9:30 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 1199

Re: Just Inherited Some Vanguard Funds

With multiple beneficiaries with differing investment objectives, you'd be well advised to liquidate these holdings and distribute cash. Also, this will relieve you of the risk of a declining market and unhappy beneficiaries. Gill Hey Gill, I thought about that but decided against it. The four fund...
by dbc47
Sun Dec 11, 2016 9:12 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 1199

Re: Just Inherited Some Vanguard Funds

Concerning inheriting funds from Vanguard: m According to Vanguard, the beneficiary inherits the "fund", not cash. Unless it is a Money Market or equivalent I suppose. If the beneficiary wants cash he/she will have to sell the fund after receiving it. The gist of my question is more of the...
by dbc47
Sun Dec 11, 2016 8:39 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 1199

Re: Just Inherited Some Vanguard Funds

You didn't say if accounts were IRAs or taxable or something else. That aspect will make a nice difference. Also were these done via beneficiary designation? But you mentioned "Trustee", too. There is no IRA involved. My Aunt has a Revocable Living Trust and I'm the Successor Trustee of t...
by dbc47
Sun Dec 11, 2016 8:26 pm
Forum: Investing - Theory, News & General
Topic: Just Inherited Some Vanguard Funds
Replies: 10
Views: 1199

Just Inherited Some Vanguard Funds

My Aunt (who was 99 yeas old) recently passed away and I and 2 others will be inheriting her Vanguard Portfolio which is made up of 4 bond funds and Prime Money Market. I've had a Vanguard account for many years as has my Niece. However, the third beneficiary has never even heard of Vanguard. I'm th...
by dbc47
Sat Dec 10, 2016 10:10 am
Forum: Investing - Theory, News & General
Topic: Vanguard's new security key option
Replies: 117
Views: 27017

Re: Vanguard's new security key option

Any recommendations on which model Yubikey to get? There are 4 models or so that seem to work but I can't figure out the difference and pricing varies between models too. I've just checked Amazon so far as a starting point.

Dan
:happy
by dbc47
Sun Oct 02, 2016 11:57 am
Forum: Investing - Help with Personal Investments
Topic: Where Are My EOM Distributions?
Replies: 5
Views: 628

Re: Where Are My EOM Distributions?

Thanks for the reply. I guess I'm spoiled. I've been receiving the EOM dividends I thought on the first of each month forever, but perhaps I'm wrong. For example: If the first of the month landed on a Sunday, the dividends would be posted to my account on the Saturday before. So for this September t...
by dbc47
Sun Oct 02, 2016 9:32 am
Forum: Investing - Help with Personal Investments
Topic: Where Are My EOM Distributions?
Replies: 5
Views: 628

Where Are My EOM Distributions?

We converted over to the new Brokerage Account that Vanguard has offered and all went well as far as I can tell. However the EOM dividends for September have yet to be posted to the Federal Money Market Fund. We have 4 different bond funds which we take the EOM distributions in cash to help with liv...
by dbc47
Wed Sep 07, 2016 12:00 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Vs. Walmart Shipping Pass - 30 day trial
Replies: 4
Views: 815

Re: Amazon Prime Vs. Walmart Shipping Pass - 30 day trial

I signed up for Walmart's Shipping Pass and really like it. In my case if I place the order by 11am it will ship out that day and I almost always receive the order in 2 days. My wife and I don't need a whole bunch of stuff, but we do plan ahead with what we'll be needing. If you plan ahead and order...
by dbc47
Sat May 28, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: "Indexed Annuities: The Big Lie" by Don McDonald
Replies: 26
Views: 3200

Re: "Indexed Annuities: The Big Lie" by Don McDonald

My brother says he was sold an investment that either gives him the return of the S&P 500 or 6%, with no downside risk. The thing is reviewed every year in August and at that time he gets which ever is higher, "guaranteed". I don't know any other details. Does that sound like an Indexe...
by dbc47
Wed Mar 23, 2016 11:09 am
Forum: Personal Consumer Issues
Topic: Download Youtube Playlists?
Replies: 6
Views: 745

Download Youtube Playlists?

I've been trying to find a "reliable and safe" program that would allow me to download Youtube playlists as MP3's and I can't seem to find a good solution. There are tons of programs out there and I've tried a couple such as DVD Videosoft and Freemake and upon installation my antivirus pop...
by dbc47
Sat Feb 27, 2016 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 4031

Re: Quicken 2015 Premier Question

Sounds like secure login m Thanks! This may be the answer. I looked on Ituit's site but didn't run across this article. My Quicken was set to use a secure log in and perhaps somewhere in the passed couple weeks I changed that setting. Don't remember doing it, but apparently I did. Duh. I still use ...
by dbc47
Sat Feb 27, 2016 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 4031

Re: Quicken 2015 Premier Question

Thanks for the reply. I don't do the automatic updates nor is it configured that way (as far as I know) as I enjoy entering everything manually.
by dbc47
Sat Feb 27, 2016 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Premier Question [Must re-enter Intuit ID]
Replies: 9
Views: 4031

Quicken 2015 Premier Question [Must re-enter Intuit ID]

Recently upon opening Quicken I not only have to enter my password (which I set up) but a new window pops up and it wants me to enter my Intuit ID. I can then click the link which will tell Intuit to email me a six digit number which I then enter into the field. It is only then that Quicken will ope...
by dbc47
Tue Dec 29, 2015 8:25 pm
Forum: Personal Consumer Issues
Topic: Do You Track Your Emails?
Replies: 16
Views: 1964

Do You Track Your Emails?

I use Gmail and have tried a couple email trackers, but I'm still not satisfied. I'm really not even sure what I want. I send some fairly important (at least to me) emails and I always wondered when and if my emails have been read by the receiving party. I always feel better when I can actually see ...
by dbc47
Wed Sep 16, 2015 9:57 am
Forum: Personal Consumer Issues
Topic: Power Wheelchairs
Replies: 8
Views: 876

Re: Power Wheelchairs

Thanks everyone for you replies. I'm still researching and you've given me good ideas.

Thanks again,
Dan
:happy
by dbc47
Mon Sep 14, 2015 5:19 pm
Forum: Personal Consumer Issues
Topic: Power Wheelchairs
Replies: 8
Views: 876

Power Wheelchairs

It's time for my Dad to get a power wheelchair as it is becoming more difficult for him to walk (he's 95). I've started researching wheelchairs and Hoveround brand looks pretty good. Anyone have any experience with these folks and/or provide some insight. Medicare will probably be used to make the p...
by dbc47
Sun Aug 02, 2015 9:21 am
Forum: Personal Consumer Issues
Topic: Gmail: Forwarding Messages Issue
Replies: 5
Views: 867

Re: Gmail: Forwarding Messages Issue

One possibility: Check the bottom of the message and look for a "..." (a light grey box with 3 dots) If you see it and click it, the forwarded message should appear. I think this is a Google problem. It took a day or two, but the message (s) I've forwarded have mysteriously self corrected...
by dbc47
Thu Jul 30, 2015 5:28 pm
Forum: Personal Consumer Issues
Topic: Gmail: Forwarding Messages Issue
Replies: 5
Views: 867

Re: Gmail: Forwarding Messages Issue

Was it on an Android smartphone? Had similar experience on Nexus 5 last week... my guess, as message was being sent, I lost my internet connection. Have not been able to repeat the problem. Sorry, I should have been more precise. Both of us are using desktop computers. I'm using Windows 8.1 and he'...