Search found 8 matches

by davidr-va
Fri Feb 05, 2016 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Asset Protection - Health Care Costs
Replies: 8
Views: 703

Re: Asset Protection - Health Care Costs

Thanks for all the replies. Completely agree with getting some counsel on this, just looking to have a conservation so I'm better grounded on the subject. We're 50 and 51 so fairly far away from Medicare although that does bring a lot of peace of mind. Knowing that's out there really helps and I had...
by davidr-va
Fri Feb 05, 2016 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Asset Protection - Health Care Costs
Replies: 8
Views: 703

Asset Protection - Health Care Costs

Okay, this is a hypothetical question...my wife and I were discussing the rising cost of health care. We have insurance but have been unpleasantly surprised at the cost of that insurance as well as the declining coverage for the cost. As we age one of the ugly scenarios is that an unexpected serious...
by davidr-va
Sat Jun 29, 2013 9:32 am
Forum: Investing - Help with Personal Investments
Topic: Possible earlier retirement...
Replies: 12
Views: 1952

Possible earlier retirement...

I've been planning on retiring at 50 for quite some time (30+ years) and am now 18 months away from my 50th birthday. The situation at work continues to worsen and I may have to exit earlier than expected. Financially I'm not terribly concerned about retiring a bit earlier than planned but I would l...
by davidr-va
Sat Jun 29, 2013 9:02 am
Forum: Investing - Help with Personal Investments
Topic: Rebalancing Tax Implications
Replies: 3
Views: 240

Rebalancing Tax Implications

First, thanks for all the excellent advice I've received here. As a result of that I now have a very nice plan for my investments that's 50/50 stocks and bonds spread across taxable and tax advantaged accounts. I am having a slight issue with getting all the way there though... In my tax advantaged ...
by davidr-va
Fri May 31, 2013 10:12 pm
Forum: Investing - Help with Personal Investments
Topic: Brokerage Account for 16 Year Old
Replies: 6
Views: 701

Re: Brokerage Account for 16 Year Old

Thanks for the great replies. She's already a great saver and has set aside a fairly good bit of money from her allowance, birthday gifts, etc. I'm quite proud of her. We do plan on saving up the $5/week to make a larger buy and minimize fees. She's only putting in $100 because she's not quite sure ...
by davidr-va
Thu May 30, 2013 10:20 pm
Forum: Investing - Help with Personal Investments
Topic: Brokerage Account for 16 Year Old
Replies: 6
Views: 701

Brokerage Account for 16 Year Old

My daughter is 16 years old and wants to start investing. I've talked to her about index funds, low cost, etc. and want to get her started. Any advice on the best way to do that with pretty limited funds? She'll probably start with a $100 lump and then look to put $5 a week until she starts a job...
by davidr-va
Tue Jul 24, 2012 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Advice - Early Retirement
Replies: 6
Views: 1056

Re: Portfolio Advice - Early Retirement

Wow, thanks for all the good advice. I'll be digesting it and come back with more questions. On the withdrawal rate I'm not planning on a 6% rate, more like 4%. I came up with 6% return needed by creating a couple of spreadsheets to figure out how far I would draw down my taxable nest egg at various...
by davidr-va
Mon Jul 23, 2012 10:10 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Advice - Early Retirement
Replies: 6
Views: 1056

Portfolio Advice - Early Retirement

First time poster. I've been blessed with a good job and a great wife. My father retired at 50 (he was actually "rightsized", if you remember those days) when I was in my early twenties and my goal has always been to emulate his early retirement. Since then it's been my wife and I's shared...

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