Search found 675 matches

by davidkw
Tue Jun 20, 2017 2:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard rides robo-advice wave to $65B in assets
Replies: 1
Views: 604

Vanguard rides robo-advice wave to $65B in assets

Vanguard PAS

Vanguard's Personal Advisor Services, which is four times the size of the next-largest robo-platform, is a hybrid that incorporates human advisers and is starting to look like the blueprint for the way to leverage digital advice.


Vanguard taking off here with PAS
by davidkw
Sat Jun 17, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Any alternatives to Tempur-Pedic for memory foam???
Replies: 12
Views: 1082

Any alternatives to Tempur-Pedic for memory foam???

I purchased a twin bed for my guest room this week. I liked the Tempur-pedic, but the price was too high. I purchased a hybrid bed with coils and foam on the top. It is firm and I like it. For my next bed purchase for the master bedroom, if the price it right, I would like to get a foam mattress.
by davidkw
Sat Jun 17, 2017 7:27 am
Forum: Investing - Help with Personal Investments
Topic: Total US or Vanguard 2050?
Replies: 14
Views: 1530

Re: Total US or Vanguard 2050?

Go with the Vanguard 2050 Target Retirement Fund. I have the 2030 for my IRA and my Roth.
by davidkw
Mon Jun 05, 2017 2:54 pm
Forum: Investing - Theory, News & General
Topic: The Bloody Fight for ETF Scraps Is About to Get Even Worse
Replies: 1
Views: 763

The Bloody Fight for ETF Scraps Is About to Get Even Worse

Nice article on the ETF landscape and where things are going Battle for ETS crumbs the dominance of BlackRock, Vanguard, and State Street is staggering: Together they oversee 83 percent of the ETF market in the U.S. passive approaches now account for 35 percent of mutual funds’ stock investments, a ...
by davidkw
Fri Jun 02, 2017 2:57 pm
Forum: Investing - Theory, News & General
Topic: Another Bloomberg article on Vanguard
Replies: 3
Views: 752

Another Bloomberg article on Vanguard

Vanguard commentary The Vanguard Effect has been called by my Bloomberg Intelligence colleague Eric Balchunas “a private-sector wealth-transfer machine [that] has saved average investors $1 trillion.” I personally own a variety of Vanguard funds, as do my clients. I like Vanguard a lot. A commentar...
by davidkw
Thu Jun 01, 2017 4:38 am
Forum: Investing - Theory, News & General
Topic: Vanguard going Down Under
Replies: 11
Views: 2141

Re: Vanguard going Down Under

What do you mean "Vanguard going Down Under"?
A quick Google search finds
"Vanguard Investments Australia Ltd
Company
Founded: 1996
Parent organization: The Vanguard Group"


Down Under is another term for "Australia"
by davidkw
Wed May 31, 2017 4:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard going Down Under
Replies: 11
Views: 2141

Vanguard going Down Under

Vanguard Down Under It may not be enough. Giants like BlackRock Inc. and Vanguard Group Inc., encouraged by the past years’ global shift towards passive investments, are homing in on Australia with commissions active managers can’t hope to match. And as beating benchmarks becomes harder, the indust...
by davidkw
Wed May 31, 2017 4:24 pm
Forum: Investing - Theory, News & General
Topic: Bloomberg article on Vanguard dynasty
Replies: 9
Views: 929

Re: Bloomberg article on Vanguard dynasty

Do you think the domination can continue with the stiff competition? The ER on most of the core index funds are about the same among several brokers. For example, Schwab offers slightly lower ER and there are no deposit limits. Plus other benefits such as better customer service, local branches, be...
by davidkw
Wed May 31, 2017 2:42 pm
Forum: Investing - Theory, News & General
Topic: Bloomberg article on Vanguard dynasty
Replies: 9
Views: 929

Bloomberg article on Vanguard dynasty

The Other Difference Between Mutual Funds and Jeans Vanguard is king Nice read about Vanguard dominating the industry. The New York Yankees. The New England Patriots. The UCLA Bruins. The Vanguard Group? Vanguard may not come to mind when thinking about dynasties, but that’s about to change. But un...
by davidkw
Wed May 31, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to seize wealth management industry with its digital platform
Replies: 3
Views: 1193

Vanguard to seize wealth management industry with its digital platform

Wealth Management Vanguard has quietly amassed over $65 billion in assets under management in its Personal Advisor Services offering and has built one of the largest wealth management firms in the nation. Robos as first constituted were never going to be a legitimate threat to replace the independe...
by davidkw
Tue May 30, 2017 12:18 pm
Forum: Personal Consumer Issues
Topic: Rental cars and Lose of Use insurance
Replies: 14
Views: 979

Re: Rental cars and Lose of Use insurance

Wow! I did!!! I checked and the credit card I used does cover Lose of Use. I called and they are secondary to my primary insurance.
by davidkw
Tue May 30, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Rental cars and Lose of Use insurance
Replies: 14
Views: 979

Re: Rental cars and Lose of Use insurance

Lose of Use is when the car is in the shop getting repaired, the rental car company could bill me for the car not being available to rent out
by davidkw
Tue May 30, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Rental cars and Lose of Use insurance
Replies: 14
Views: 979

Rental cars and Lose of Use insurance

I called my insurance company and when getting a rental car, I was told my insurance covers the rental, but not Lose of Use for the rental company. What is the best way to get that insurance?
by davidkw
Mon May 29, 2017 1:50 pm
Forum: Personal Consumer Issues
Topic: Mouse In Apartment
Replies: 39
Views: 3785

Re: Mouse In Apartment

Peanut butter can be great bait. When I purchased my house in 2003, I caught three mice. No problem since.
by davidkw
Mon May 29, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Priceline for car rental
Replies: 22
Views: 2567

Re: Priceline for car rental

Thanks! I am a BIG Clark Howard fan. I was bummed when his show went off the air on CNN.

David
by davidkw
Mon May 29, 2017 6:49 am
Forum: Investing - Theory, News & General
Topic: Credit unions are non-profit, how come they do not dominate over banks???
Replies: 73
Views: 5381

Credit unions are non-profit, how come they do not dominate over banks???

Credit unions are non-profit, and have a further advantage over banks in that space at government facilities or a company is usually given to them for free. Credit Unions started doing branch offices and having to pay for rent. I just use credit unions. Banks do well competing against credit unions,...
by davidkw
Mon May 29, 2017 6:15 am
Forum: Personal Consumer Issues
Topic: Priceline for car rental
Replies: 22
Views: 2567

Re: Priceline for car rental

For using AAA discount with Hertz right now I have: Rate Details Member Rate 3 Days 123.15 (41.05/day) Taxes & Fees 62.12 Due at Booking 185.29 Total Cost $185.29 On AutoSlash I get the following: Options available through other booking sites:* Don't forget to track your rental after booking at ...
by davidkw
Sun May 28, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Priceline for car rental
Replies: 22
Views: 2567

Re: Priceline for car rental

I'm looking into renting a car at Midway. Previous bids on Priceline say $27. Does that include taxes? I can go with AAA discount for $41. Then add in $60 taxes.
by davidkw
Sun May 28, 2017 7:23 am
Forum: Personal Consumer Issues
Topic: Cheap gym shirts w/ certain materials
Replies: 23
Views: 2542

Re: Cheap gym shirts w/ certain materials

I was at the Leesburg Outlets yesterday, I purchased three Under Armor polyester shirt for $15.83 and that includes tax. Rarely get a sale on Under Armor clothing. If there is an Under Armor outlet near you, check it out this weekend. Walmart has great prices for cotton. I purchased a shirt for $4 a...
by davidkw
Sat May 27, 2017 6:24 am
Forum: Personal Finance (Not Investing)
Topic: Meeting with retirement guru, specializes in federal govt employees
Replies: 72
Views: 7140

Re: Meeting with retirement guru, specializes in federal govt employees

Is this the Retirement Professor??? I catch his radio show from time to time. Find out how this person is paid. Best to use a fee only financial advisor. I used a fee only financial back in 2006 when I was becoming a Boglehead. My fee only financial advisor was also an accountant. So he had multiple...
by davidkw
Thu May 25, 2017 2:50 pm
Forum: Investing - Help with Personal Investments
Topic: Is Schwab Intelligent Portfolio OK for taxable accounts???
Replies: 33
Views: 2492

Re: Is Schwab Intelligent Portfolio OK for taxable accounts???

Why a robo-advisor? As a former active trader and investor, I need something that prevents me from meddling with my portfolio. Even a three- or four-fund setup leaves too much room for temptation to tinker with the asset allocation or securities. Automated rebalancing and tax loss harvesting is rea...
by davidkw
Tue May 23, 2017 7:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's Bogle tells CFA Institute confab indexing-firm concentration concerns him \
Replies: 0
Views: 433

Vanguard's Bogle tells CFA Institute confab indexing-firm concentration concerns him \

Jack


Code: Select all

In his speech, Bogle noted that, since 2007, equity index mutual funds have enjoyed capital inflows of $1.8 trillion, while their actively managed counterparts have been hit with $800 billion of capital outflows.


Always great reading about Jack
by davidkw
Tue May 23, 2017 3:38 pm
Forum: Investing - Theory, News & General
Topic: Vanguard 1st in J D Powers investor ranking
Replies: 4
Views: 578

Vanguard, E-Trade and TD Ameritrade top investor ranking: J.D. Power

[Thread merged into here, see below. --admin LadyGeek] JD Power Investors trading with Vanguard, E-Trade and TD Ameritrade give the three firms the highest marks for satisfaction amid growing competition, according to J.D. Power’s annual investor study. Vanguard is improving in customer service.
by davidkw
Tue May 23, 2017 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: Is Schwab Intelligent Portfolio OK for taxable accounts???
Replies: 33
Views: 2492

Re: Is Schwab Intelligent Portfolio OK for taxable accounts???

With Schwab, you can remove three asset classes. I would remove the US large cap and International large cap Fundamentals.
by davidkw
Mon May 22, 2017 6:46 pm
Forum: Investing - Help with Personal Investments
Topic: Is Schwab Intelligent Portfolio OK for taxable accounts???
Replies: 33
Views: 2492

Re: Is Schwab Intelligent Portfolio OK for taxable accounts???

David, you didn't actually say what type of accounts those funds are in, IRA, taxable or both? Retiredjg's comment is relevant. I don't think the stock funds (too many) or bond funds (very tax In-efficient) are suitable for a taxable account. How often are they rebalancing the equity funds? I would...
by davidkw
Mon May 22, 2017 5:28 pm
Forum: Investing - Help with Personal Investments
Topic: Is Schwab Intelligent Portfolio OK for taxable accounts???
Replies: 33
Views: 2492

Re: Is Schwab Intelligent Portfolio OK for taxable accounts???

Is anyone using the Schwab Intelligent Portfolio?
by davidkw
Mon May 22, 2017 4:41 pm
Forum: Investing - Help with Personal Investments
Topic: Is Schwab Intelligent Portfolio OK for taxable accounts???
Replies: 33
Views: 2492

Is Schwab Intelligent Portfolio OK for taxable accounts???

The Schwab Intelligent Portfolio has tax loss harvesting. How would this compare to the Vanguard Total Stock Market Index that has 100% qualified dividends? This seems like an OK portfolio since I like the value addition with the Fundamental indexes. Would work for an IRA. Just not sure about taxabl...
by davidkw
Sun May 21, 2017 6:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 64
Views: 15592

Re: I think I found Rick Ferri

Has Rick Ferri checked in with the Bogleheads? I loved reading his books and asking him questions from this forum
by davidkw
Sat May 20, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Wrist based heart rate monitors
Replies: 35
Views: 2350

Re: Wrist based heart rate monitors

I love the HT7 watch. Nice telling me after a workout how much time my workout was spent in fat burning and fitness zones
by davidkw
Sat May 20, 2017 8:29 am
Forum: Investing - Theory, News & General
Topic: Vanguard makes an impact in the England market
Replies: 13
Views: 1361

Vanguard makes an impact in the England market

Vanguard in England Vanguard, one of the world's biggest passive asset managers which attracted $315 billion from investors last year, is launching a new direct to consumer (D2C) online platform in the U.K. that harnesses technology to offer lower fees to retail investors. Vanguard will charge an a...
by davidkw
Sun May 14, 2017 1:36 pm
Forum: Investing - Theory, News & General
Topic: Anyone catching the CNBC movie Madoff: from Millions to Billions???
Replies: 15
Views: 4012

Anyone catching the CNBC movie Madoff: from Millions to Billions???

Tonight and tomorrow night, a two part show on Madoff from Millions to Billions at 9:00 for two hours. I will tape it.
by davidkw
Wed May 10, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Bicycling Delaware Maryland Pennsylvania
Replies: 13
Views: 854

Re: Bicycling Delaware Maryland Pennsylvania

When I lived in Anne Arundel County, the Baltimore - Annapolis trail was popular. It is wide and mostly flat.
by davidkw
Sat May 06, 2017 1:21 pm
Forum: Investing - Theory, News & General
Topic: Morgan Stanley drops Vanguard funds
Replies: 26
Views: 7515

Re: Morgan Stanley drops Vanguard funds

Vanguard will not lose a beat with inflows. Vanguard will trounce them this year!
by davidkw
Fri May 05, 2017 3:42 pm
Forum: Investing - Theory, News & General
Topic: Morgan Stanley drops Vanguard funds
Replies: 26
Views: 7515

Re: Morgan Stanley drops Vanguard funds

Will not miss them. Vanguard will just dominate even more
by davidkw
Sun Apr 30, 2017 7:56 am
Forum: Personal Consumer Issues
Topic: Wrist based heart rate monitors
Replies: 35
Views: 2350

Re: Wrist based heart rate monitors

From looking at the Amazon reviews and online specs, I am going to get the Polar FT7 Heart Rate Monitor. Since it will be mainly used in the gym, no need to pay for GPS capabilities.
by davidkw
Sat Apr 29, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Wrist based heart rate monitors
Replies: 35
Views: 2350

Re: Wrist based heart rate monitors

I have no heart issues, but a heart rate monitor is a great training tool. I can keep in my target heart range.

If over trained, the heart rate will be higher.
by davidkw
Sat Apr 29, 2017 7:55 am
Forum: Personal Consumer Issues
Topic: Wrist based heart rate monitors
Replies: 35
Views: 2350

Wrist based heart rate monitors

I currently use the Polar RS100 for running on the treadmill and riding the bike at the LA Fitness gyms. What I like is that my heart rate is picked up on the display on the treadmill or bike. I like my average heart rate and total calories used. I do not need much else. I see that Polar now has wri...
by davidkw
Fri Apr 28, 2017 2:14 pm
Forum: Personal Consumer Issues
Topic: The Wolf of Wall Street is on FX tonight - Worth watching???
Replies: 29
Views: 2814

The Wolf of Wall Street is on FX tonight - Worth watching???

The Wolf of Wall Street is on for four hours tonight. Is it worth watching??? I will tape it.
by davidkw
Fri Apr 28, 2017 2:07 pm
Forum: Investing - Theory, News & General
Topic: "Jack Bogle: It's Easier to Serve One Master Than Two."
Replies: 5
Views: 1914

Re: "Jack Bogle: It's Easier to Serve One Master Than Two."

When Bogle was preparing to launch Vanguard, in 1974, he met with Jon Lovelace, who headed the large and successful American Funds complex. Lovelace told Bogle that if he followed through on his plan, he would "destroy" the mutual fund industry. Starts off interesting with that quote. The...
by davidkw
Sat Apr 22, 2017 6:16 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 37717

Re: Larry Swedroe says "Goodby."

Larry's books are the best. The Only Investment Guide to a Winning Investment Strategy that You Will Ever Need was one of the first investment books that I read, and it taught me plenty,
by davidkw
Fri Apr 21, 2017 12:26 pm
Forum: Investing - Theory, News & General
Topic: Schwab Target Index Funds Investor Shares drop (.08%)
Replies: 21
Views: 1960

Re: Schwab Target Index Funds Investor Shares drop (.08%)

I looked at the Schwab Target funds. Do not like the asset allocation of cash and higher than normal for the large caps. I like more small cap exposure.
by davidkw
Wed Apr 05, 2017 2:37 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle's 6 best money and career tips for young people
Replies: 9
Views: 1761

Jack Bogle's 6 best money and career tips for young people

Jack Advice to the young

Work hard as hell. It doesn't hurt


Always great wisdom from Jack
by davidkw
Thu Mar 23, 2017 6:29 pm
Forum: Personal Consumer Issues
Topic: Anyone use Verizon wireless prepaid for cell phones???
Replies: 36
Views: 2719

Anyone use Verizon wireless prepaid for cell phones???

I used to have the Walmart Straighttalk plan. Their customer service was horrible when I had a problem. I like using Verizon Wireless Prepaid. Great price of $40 a month. That is enough for me. I never get close to going over the data limits. The Verizon network is really good. I get to far away pla...
by davidkw
Sun Mar 19, 2017 6:17 pm
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 71
Views: 5438

Re: Bogle Interview CNN - Sat.

Jack is looking great!

Speaks so well!!!
by davidkw
Wed Mar 08, 2017 3:45 pm
Forum: Investing - Theory, News & General
Topic: Women Managers Are Winners in Market Shift to Passive Investing
Replies: 0
Views: 342

Women Managers Are Winners in Market Shift to Passive Investing

From Bloomberg: Women Managers Today, just one in five investment funds globally is run by a woman, a rate that’s remained virtually unchanged since 2008, according to a study by Morningstar Inc. However, progress has been made in passive investing, where ETFs reside. Morningstar found that when wom...
by davidkw
Sun Mar 05, 2017 7:31 am
Forum: Investing - Help with Personal Investments
Topic: Retirement - Target retirement fund or robo advisor???
Replies: 4
Views: 567

Retirement - Target retirement fund or robo advisor???

I have accounts at Vanguard, Fidelity and Schwab. When I retire, either I will move my money to a target retirement fund or a robo advisor. I have the Vanguard Target 2030 for an IRA and a Roth. I like the Vanguard and Fidelity target funds over the Schwab target fund. The Schwab fund goes too much ...
by davidkw
Sat Mar 04, 2017 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Why can't I save enough to have decent vacation or restaurant meal
Replies: 125
Views: 12090

Re: Why can't I save enough to have decent vacation or restaurant meal

Do you like sports??? Then instead of watching on TV, umpire HS and youth sports. Pay can be between $30 = $60 and hour. I fun side job. Then you would have money to go out to eat.
by davidkw
Sat Mar 04, 2017 8:44 am
Forum: Personal Finance (Not Investing)
Topic: How to get the most out of Bogleheads
Replies: 7
Views: 1057

Re: How to get the most out of Bogleheads

Read the books recommended by Rick Ferri and Larry Swedroe. I learned plenty from them. For questions from the book, Larry has been available to answer questions about his books.

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